Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTEC	VANGUARD CALIF TAX FREE FDS	7,784	$783K	0.6%	$100.60	—	TAX EXEMPT BD FD	922021605
AMD	ADVANCED MICRO DEVICES INC	526	$306K	0.2%	$580.91	—	COM	007903107
ASML	ASML HLDG NV	152	$302K	0.2%	$1989.44	—	N Y REGISTRY SHS	N07059210
LRCX	LAM RESEARCH CORP	688	$298K	0.2%	$433.33	—	COM NEW	512807306
KLAC	KLA CORP	795	$240K	0.2%	$301.71	—	COM NEW	482480100
JBL	JABIL INC	600	$231K	0.2%	$385.48	—	COM	466313103
PG	PROCTER & GAMBLE CO	1,561	$229K	0.2%	$146.64	—	COM	742718109
BAC	BANK OF AMER CORP	3,789	$216K	0.2%	$56.98	—	COM	060505104
WDC	WESTERN DIGITAL CORP	318	$203K	0.2%	$638.72	—	COM	958102105

Increased Positions (29)

VTEB VANGUARD MUN BD FDS 2.1%

Value $2.594M (+75.3%) Shares 51,288 (+72.9%) Est. Cost $50.32 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 5.9%

Value $7.321M (+11.2%) Shares 151,161 (+10.3%) Est. Cost $48.90 Unrealized —

BND VANGUARD BD INDEX FDS 7.0%

Value $8.684M (+8.0%) Shares 118,297 (+8.3%) Est. Cost $72.18 Unrealized —

AVUS AMERICAN CENTY ETF TR 1.4%

Value $1.695M (+56.9%) Shares 13,234 (+36.2%) Est. Cost $105.21 Unrealized —

AVEM AMERICAN CENTY ETF TR 2.3%

Value $2.884M (+24.8%) Shares 29,892 (+4.2%) Est. Cost $62.24 Unrealized —

FREL FIDELITY COVINGTON TRUST 2.9%

Value $3.652M (+16.0%) Shares 124,636 (+6.5%) Est. Cost $27.20 Unrealized —

PULS PGIM ETF TR 0.5%

Value $618K (+154.8%) Shares 12,479 (+154.6%) Est. Cost $49.53 Unrealized —

AVDE AMERICAN CENTY ETF TR 2.9%

Value $3.57M (+7.9%) Shares 40,017 (+2.6%) Est. Cost $63.40 Unrealized —

GOOG ALPHABET INC 0.9%

Value $1.116M (+25.3%) Shares 3,158 (+1.7%) Est. Cost $188.11 Unrealized —

LLY ELI LILLY & CO 0.5%

Value $650K (+36.2%) Shares 542 (+4.4%) Est. Cost $829.11 Unrealized —

AMZN AMAZON COM INC 0.9%

Value $1.13M (+16.4%) Shares 4,740 (+1.7%) Est. Cost $211.37 Unrealized —

JPM JPMORGAN CHASE & CO 0.7%

Value $892K (+17.5%) Shares 2,725 (+5.6%) Est. Cost $233.28 Unrealized —

XOM EXXON MOBIL CORP 0.4%

Value $486K (-17.1%) Shares 3,552 (+2.9%) Est. Cost $112.45 Unrealized —

AVGO BROADCOM INC 0.4%

Value $480K (+24.1%) Shares 1,272 (+1.7%) Est. Cost $188.82 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 1.1%

Value $1.357M (+6.7%) Shares 2,711 (+2.2%) Est. Cost $462.56 Unrealized —

CVX CHEVRON CORPORATION 0.3%

Value $357K (-18.8%) Shares 2,156 (+1.4%) Est. Cost $147.41 Unrealized —

V VISA INC 0.3%

Value $317K (+24.9%) Shares 924 (+10.0%) Est. Cost $305.26 Unrealized —

ABBV ABBVIE INC 0.2%

Value $287K (+22.6%) Shares 1,139 (+6.0%) Est. Cost $192.58 Unrealized —

HSBC HSBC HLDGS PLC 0.3%

Value $313K (+16.6%) Shares 3,291 (+1.2%) Est. Cost $71.26 Unrealized —

JNJ JOHNSON & JOHNSON 0.5%

Value $595K (+7.1%) Shares 2,344 (+3.1%) Est. Cost $152.95 Unrealized —

MRK MERCK & CO INC 0.3%

Value $347K (+9.9%) Shares 2,699 (+2.9%) Est. Cost $98.34 Unrealized —

IAGG ISHARES TR 0.6%

Value $772K (+3.1%) Shares 15,253 (+1.9%) Est. Cost $49.93 Unrealized —

MA MASTERCARD INCORPORATED 0.2%

Value $258K (+9.1%) Shares 502 (+6.1%) Est. Cost $516.38 Unrealized —

WMT WALMART INC 0.2%

Value $262K (-5.9%) Shares 2,309 (+3.3%) Est. Cost $95.35 Unrealized —

NVS NOVARTIS AG 0.3%

Value $341K (+4.6%) Shares 2,175 (+1.9%) Est. Cost $98.43 Unrealized —

GROY GOLD ROYALTY CORP 0.0%

Value $43,100 (-18.5%) Shares 15,616 (+5.7%) Est. Cost $1.81 Unrealized —

HLN HALEON PLC 0.1%

Value $116K (+4.6%) Shares 12,479 (+12.3%) Est. Cost $9.66 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.2%

Value $237K (+1.5%) Shares 253 (+8.1%) Est. Cost $968.16 Unrealized —

VO VANGUARD INDEX FDS 0.2%

Value $223K (-0.8%) Shares 2,763 (+253.3%) Est. Cost $132.48 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTEB	VANGUARD MUN BD FDS	51,288 (+72.9%)	$2.594M (+75.3%)	2.1%	$50.32	—	TAX EXEMPT BD	922907746
BNDX	VANGUARD CHARLOTTE FDS	151,161 (+10.3%)	$7.321M (+11.2%)	5.9%	$48.90	—	TOTAL INT BD ETF	92203J407
BND	VANGUARD BD INDEX FDS	118,297 (+8.3%)	$8.684M (+8.0%)	7.0%	$72.18	—	TOTAL BND MRKT	921937835
AVUS	AMERICAN CENTY ETF TR	13,234 (+36.2%)	$1.695M (+56.9%)	1.4%	$105.21	—	US EQT ETF	025072885
AVEM	AMERICAN CENTY ETF TR	29,892 (+4.2%)	$2.884M (+24.8%)	2.3%	$62.24	—	AVANTIS EMGMKT	025072604
FREL	FIDELITY COVINGTON TRUST	124,636 (+6.5%)	$3.652M (+16.0%)	2.9%	$27.20	—	MSCI RL EST ETF	316092857
PULS	PGIM ETF TR	12,479 (+154.6%)	$618K (+154.8%)	0.5%	$49.53	—	PGIM ULTRA SH BD	69344A107
AVDE	AMERICAN CENTY ETF TR	40,017 (+2.6%)	$3.57M (+7.9%)	2.9%	$63.40	—	INTL EQT ETF	025072703
GOOG	ALPHABET INC	3,158 (+1.7%)	$1.116M (+25.3%)	0.9%	$188.11	—	CAP STK CL C	02079K107
LLY	ELI LILLY & CO	542 (+4.4%)	$650K (+36.2%)	0.5%	$829.11	—	COM	532457108
AMZN	AMAZON COM INC	4,740 (+1.7%)	$1.13M (+16.4%)	0.9%	$211.37	—	COM	023135106
JPM	JPMORGAN CHASE & CO	2,725 (+5.6%)	$892K (+17.5%)	0.7%	$233.28	—	COM	46625H100
XOM	EXXON MOBIL CORP	3,552 (+2.9%)	$486K (-17.1%)	0.4%	$112.45	—	COM	30231G102
AVGO	BROADCOM INC	1,272 (+1.7%)	$480K (+24.1%)	0.4%	$188.82	—	COM	11135F101
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,711 (+2.2%)	$1.357M (+6.7%)	1.1%	$462.56	—	CL B NEW	084670702
CVX	CHEVRON CORPORATION	2,156 (+1.4%)	$357K (-18.8%)	0.3%	$147.41	—	COM	166764100
V	VISA INC	924 (+10.0%)	$317K (+24.9%)	0.3%	$305.26	—	COM CL A	92826C839
ABBV	ABBVIE INC	1,139 (+6.0%)	$287K (+22.6%)	0.2%	$192.58	—	COM	00287Y109
HSBC	HSBC HLDGS PLC	3,291 (+1.2%)	$313K (+16.6%)	0.3%	$71.26	—	SPON ADR NEW	404280406
JNJ	JOHNSON & JOHNSON	2,344 (+3.1%)	$595K (+7.1%)	0.5%	$152.95	—	COM	478160104
MRK	MERCK & CO INC	2,699 (+2.9%)	$347K (+9.9%)	0.3%	$98.34	—	COM	58933Y105
IAGG	ISHARES TR	15,253 (+1.9%)	$772K (+3.1%)	0.6%	$49.93	—	CORE INTL AGGR	46435G672
MA	MASTERCARD INCORPORATED	502 (+6.1%)	$258K (+9.1%)	0.2%	$516.38	—	CL A	57636Q104
WMT	WALMART INC	2,309 (+3.3%)	$262K (-5.9%)	0.2%	$95.35	—	COM	931142103
NVS	NOVARTIS AG	2,175 (+1.9%)	$341K (+4.6%)	0.3%	$98.43	—	SPONSORED ADR	66987V109
GROY	GOLD ROYALTY CORP	15,616 (+5.7%)	$43,100 (-18.5%)	0.0%	$1.81	—	COMMON SHARES	38071H106
HLN	HALEON PLC	12,479 (+12.3%)	$116K (+4.6%)	0.1%	$9.66	—	SPON ADS	405552100
COST	COSTCO WHOLESALE CORPORATION	253 (+8.1%)	$237K (+1.5%)	0.2%	$968.16	—	COM	22160K105
VO	VANGUARD INDEX FDS	2,763 (+253.3%)	$223K (-0.8%)	0.2%	$132.48	—	MID CAP ETF	922908629

Exited Positions (2)

CA DBX ETF TR 0.3%

Value $350K Shares 14,104 Est. Cost $24.67 Unrealized —

CUPR CUPRINA HLDGS (CAYMAN) LTD 0.0%

Value $4,483 Shares 15,317 Est. Cost $0.76 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CA	DBX ETF TR	14,104	$350K	0.3%	$24.67	—	—	23306X852
CUPR	CUPRINA HLDGS (CAYMAN) LTD	15,317	$4,483	0.0%	$0.76	—	—	G2592E102

Decreased Positions (12)

DFEM DIMENSIONAL ETF TRUST 9.8%

Value $12.11M (+11.0%) Shares 297,935 (-5.7%) Est. Cost $28.24 Unrealized —

MU MICRON TECHNOLOGY INC 0.6%

Value $696K (+210.7%) Shares 603 (-9.0%) Est. Cost $387.04 Unrealized —

DFIC DIMENSIONAL ETF TRUST 6.1%

Value $7.552M (+3.6%) Shares 202,685 (-1.2%) Est. Cost $27.58 Unrealized —

GOOGL ALPHABET INC 1.6%

Value $1.939M (+15.4%) Shares 5,427 (-7.2%) Est. Cost $191.46 Unrealized —

AMAT APPLIED MATLS INC 0.4%

Value $487K (+93.2%) Shares 673 (-8.7%) Est. Cost $326.57 Unrealized —

NVDA NVIDIA CORPORATION 2.3%

Value $2.825M (+8.9%) Shares 14,120 (-5.1%) Est. Cost $135.73 Unrealized —

COMB GRANITESHARES ETF TR 1.4%

Value $1.782M (-10.6%) Shares 74,015 (-2.5%) Est. Cost $20.30 Unrealized —

MGC VANGUARD WORLD FD 0.7%

Value $896K (+10.1%) Shares 3,276 (-4.9%) Est. Cost $212.65 Unrealized —

MSFT MICROSOFT CORP 1.3%

Value $1.645M (-4.1%) Shares 4,411 (-4.9%) Est. Cost $425.07 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.5%

Value $631K (+9.5%) Shares 7,668 (-5.4%) Est. Cost $64.81 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.5%

Value $631K (+7.6%) Shares 26,635 (-2.3%) Est. Cost $21.08 Unrealized —

META META PLATFORMS INC 0.7%

Value $897K (-4.3%) Shares 1,592 (-2.7%) Est. Cost $596.05 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFEM	DIMENSIONAL ETF TRUST	297,935 (-5.7%)	$12.11M (+11.0%)	9.8%	$28.24	—	EMERGING MKTS CO	25434V732
MU	MICRON TECHNOLOGY INC	603 (-9.0%)	$696K (+210.7%)	0.6%	$387.04	—	COM	595112103
DFIC	DIMENSIONAL ETF TRUST	202,685 (-1.2%)	$7.552M (+3.6%)	6.1%	$27.58	—	INTL CORE EQUITY	25434V799
GOOGL	ALPHABET INC	5,427 (-7.2%)	$1.939M (+15.4%)	1.6%	$191.46	—	CAP STK CL A	02079K305
AMAT	APPLIED MATLS INC	673 (-8.7%)	$487K (+93.2%)	0.4%	$326.57	—	COM	038222105
NVDA	NVIDIA CORPORATION	14,120 (-5.1%)	$2.825M (+8.9%)	2.3%	$135.73	—	COM	67066G104
COMB	GRANITESHARES ETF TR	74,015 (-2.5%)	$1.782M (-10.6%)	1.4%	$20.30	—	BBG COMMD K 1	38747R108
MGC	VANGUARD WORLD FD	3,276 (-4.9%)	$896K (+10.1%)	0.7%	$212.65	—	MEGA CAP INDEX	921910873
MSFT	MICROSOFT CORP	4,411 (-4.9%)	$1.645M (-4.1%)	1.3%	$425.07	—	COM	594918104
DFAS	DIMENSIONAL ETF TRUST	7,668 (-5.4%)	$631K (+9.5%)	0.5%	$64.81	—	US SMALL CAP ETF	25434V500
SCHH	SCHWAB STRATEGIC TR	26,635 (-2.3%)	$631K (+7.6%)	0.5%	$21.08	—	US REIT ETF	808524847
META	META PLATFORMS INC	1,592 (-2.7%)	$897K (-4.3%)	0.7%	$596.05	—	CL A	30303M102

Unchanged Positions (20)

DCOR DIMENSIONAL ETF TRUST 7.5%

Value $9.249M Shares 112,825 Est. Cost $66.96 Unrealized —

DFAC DIMENSIONAL ETF TRUST 5.9%

Value $7.348M Shares 165,652 Est. Cost $35.10 Unrealized —

VTI VANGUARD INDEX FDS 5.1%

Value $6.316M Shares 17,067 Est. Cost $290.42 Unrealized —

VOO VANGUARD INDEX FDS 4.0%

Value $4.931M Shares 7,180 Est. Cost $538.79 Unrealized —

AAPL APPLE INC 2.2%

Value $2.747M Shares 9,494 Est. Cost $234.08 Unrealized —

USRT ISHARES TR 1.4%

Value $1.79M Shares 26,936 Est. Cost $57.31 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 1.0%

Value $1.274M Shares 1,706 Est. Cost $586.08 Unrealized —

VNQ VANGUARD INDEX FDS 1.4%

Value $1.729M Shares 17,928 Est. Cost $89.14 Unrealized —

CAT CATERPILLAR INC 0.3%

Value $377K Shares 354 Est. Cost $684.39 Unrealized —

AVDV AMERICAN CENTY ETF TR 3.3%

Value $4.118M Shares 39,966 Est. Cost $65.34 Unrealized —

CSCO CISCO SYS INC 0.3%

Value $313K Shares 2,667 Est. Cost $73.84 Unrealized —

DFIS DIMENSIONAL ETF TRUST 1.7%

Value $2.134M Shares 60,906 Est. Cost $24.66 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.7%

Value $865K Shares 3,655 Est. Cost $195.82 Unrealized —

SPDW SPDR INDEX SHS FDS 0.6%

Value $743K Shares 14,742 Est. Cost $34.13 Unrealized —

VXF VANGUARD INDEX FDS 0.3%

Value $417K Shares 1,692 Est. Cost $189.98 Unrealized —

VV VANGUARD INDEX FDS 0.3%

Value $354K Shares 1,029 Est. Cost $269.79 Unrealized —

VB VANGUARD INDEX FDS 0.2%

Value $281K Shares 927 Est. Cost $240.28 Unrealized —

MFG MIZUHO FINANCIAL GROUP INC 0.1%

Value $142K Shares 14,871 Est. Cost $4.91 Unrealized —

DFCA DIMENSIONAL ETF TRUST 0.7%

Value $901K Shares 17,960 Est. Cost $49.75 Unrealized —

SPAB SPDR SERIES TRUST 1.3%

Value $1.61M Shares 63,072 Est. Cost $24.99 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DCOR	DIMENSIONAL ETF TRUST	112,825	$9.249M	7.5%	$66.96	—	US COR EQU 1 ETF	25434V625
DFAC	DIMENSIONAL ETF TRUST	165,652	$7.348M	5.9%	$35.10	—	US COR EQU 2 ETF	25434V708
VTI	VANGUARD INDEX FDS	17,067	$6.316M	5.1%	$290.42	—	TOTAL STK MKT	922908769
VOO	VANGUARD INDEX FDS	7,180	$4.931M	4.0%	$538.79	—	S&P 500 ETF SHS	922908363
AAPL	APPLE INC	9,494	$2.747M	2.2%	$234.08	—	COM	037833100
USRT	ISHARES TR	26,936	$1.79M	1.4%	$57.31	—	CRE U S REIT ETF	464288521
SPY	STATE STR SPDR S&P 500 ETF T	1,706	$1.274M	1.0%	$586.08	—	TR UNIT	78462F103
VNQ	VANGUARD INDEX FDS	17,928	$1.729M	1.4%	$89.14	—	REAL ESTATE ETF	922908553
CAT	CATERPILLAR INC	354	$377K	0.3%	$684.39	—	COM	149123101
AVDV	AMERICAN CENTY ETF TR	39,966	$4.118M	3.3%	$65.34	—	INTL SMCP VLU	025072802
CSCO	CISCO SYS INC	2,667	$313K	0.3%	$73.84	—	COM	17275R102
DFIS	DIMENSIONAL ETF TRUST	60,906	$2.134M	1.7%	$24.66	—	INTL SMALL CAP E	25434V773
VIG	VANGUARD SPECIALIZED FUNDS	3,655	$865K	0.7%	$195.82	—	DIV APP ETF	921908844
SPDW	SPDR INDEX SHS FDS	14,742	$743K	0.6%	$34.13	—	ST STR PO EX ETF	78463X889
VXF	VANGUARD INDEX FDS	1,692	$417K	0.3%	$189.98	—	EXTEND MKT ETF	922908652
VV	VANGUARD INDEX FDS	1,029	$354K	0.3%	$269.79	—	LARGE CAP ETF	922908637
VB	VANGUARD INDEX FDS	927	$281K	0.2%	$240.28	—	SMALL CP ETF	922908751
MFG	MIZUHO FINANCIAL GROUP INC	14,871	$142K	0.1%	$4.91	—	SPONSORED ADR	60687Y109
DFCA	DIMENSIONAL ETF TRUST	17,960	$901K	0.7%	$49.75	—	CALIF MUN BD ETF	25434V633
SPAB	SPDR SERIES TRUST	63,072	$1.61M	1.3%	$24.99	—	ST STR AGGRE ETF	78464A649