Courage Miller Partners, LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	SCHWAB STRATEGIC TR	478,290 (+1.5%)	$13,119 (+2.0%)	4.0%	$31.51	—	US DIVIDEND EQ	808524797
SCHH	SCHWAB STRATEGIC TR	521,872 (+1.4%)	$10,902 (-1.7%)	3.3%	$27.15	—	US REIT ETF	808524847
IGE	ISHARES TR	55,494 (+2.4%)	$2,786 (+4.9%)	0.8%	$41.18	—	NORTH AMERN NAT	464287374
VOO	VANGUARD INDEX FDS	526 (+42.2%)	$330 (+45.6%)	0.1%	$586.74	—	S&P 500 ETF SHS	922908363
VYM	VANGUARD WHITEHALL FDS	7,200 (+2.3%)	$1,033 (+4.2%)	0.3%	$74.63	—	HIGH DIV YLD	921946406
BSV	VANGUARD BD INDEX FDS	54,865 (+1.1%)	$4,324 (+0.9%)	1.3%	$76.28	—	SHORT TRM BOND	921937827
IGIB	ISHARES TR	50,773 (+1.9%)	$2,736 (+1.5%)	0.8%	$78.04	—	ISHS 5-10YR INVT	464288638
BNDX	VANGUARD CHARLOTTE FDS	9,129 (+12.0%)	$441 (+9.4%)	0.1%	$47.91	—	TOTAL INT BD ETF	92203J407
SPUS	TIDAL TRUST I	8,123 (+5.4%)	$415 (+9.0%)	0.1%	$41.09	—	SP FDS S&P 500	886364801
UMMA	LISTED FDS TR	9,687 (+2.3%)	$287 (+9.9%)	0.1%	$24.15	—	WAHED DOW JONES	53656F268
SHV	ISHARES TR	9,183 (+2.4%)	$1,012 (+2.1%)	0.3%	$110.51	—	TRUST ISHARE 0-1	464288679
IJH	ISHARES TR	13,688 (+1.1%)	$903 (+2.3%)	0.3%	$79.03	—	CORE S&P MCP ETF	464287507
IYR	ISHARES TR	7,512 (+4.8%)	$705 (+1.3%)	0.2%	$80.92	—	U.S. REAL ES ETF	464287739
SHYG	ISHARES TR	16,394 (+2.0%)	$703 (+1.0%)	0.2%	$41.84	—	0-5YR HI YL CP	46434V407

Exited Positions (1)

SCHB SCHWAB STRATEGIC TR 0.1%

Value ($000) $208 Shares 8,075 Est. Cost $25.71 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	8,075	$208	0.1%	$25.71	—	—	808524102

Decreased Positions (27)

SCHX SCHWAB STRATEGIC TR 14.1%

Value ($000) $46,959 (-1.1%) Shares 1,745,021 (-3.3%) Est. Cost $32.62 Unrealized —

SCHE SCHWAB STRATEGIC TR 2.1%

Value ($000) $6,826 (-5.7%) Shares 208,440 (-4.0%) Est. Cost $24.13 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 2.5%

Value ($000) $8,229 (-4.0%) Shares 153,066 (-3.4%) Est. Cost $40.37 Unrealized —

GOOGL ALPHABET INC 0.5%

Value ($000) $1,798 (+21.4%) Shares 5,745 (-5.7%) Est. Cost $109.98 Unrealized +159.7%

AMZN AMAZON COM INC 0.4%

Value ($000) $1,443 (-16.5%) Shares 6,251 (-20.6%) Est. Cost $120.93 Unrealized +89.2%

SCHG SCHWAB STRATEGIC TR 2.7%

Value ($000) $8,936 (-2.4%) Shares 273,958 (-4.7%) Est. Cost $36.97 Unrealized —

SCHC SCHWAB STRATEGIC TR 2.3%

Value ($000) $7,708 (-2.6%) Shares 169,285 (-2.8%) Est. Cost $28.92 Unrealized —

IMCG ISHARES TR 0.5%

Value ($000) $1,776 (-7.1%) Shares 22,245 (-3.8%) Est. Cost $77.87 Unrealized —

SCHF SCHWAB STRATEGIC TR 9.0%

Value ($000) $30,052 (+0.3%) Shares 1,250,097 (-2.9%) Est. Cost $24.23 Unrealized —

SCHA SCHWAB STRATEGIC TR 3.1%

Value ($000) $10,366 (-0.8%) Shares 363,985 (-3.0%) Est. Cost $36.61 Unrealized —

V VISA INC 0.1%

Value ($000) $327 (-20.2%) Shares 932 (-22.3%) Est. Cost $175.53 Unrealized +93.9%

ISCG ISHARES TR 0.2%

Value ($000) $541 (-9.8%) Shares 9,759 (-11.8%) Est. Cost $61.70 Unrealized —

AAPL APPLE INC 0.6%

Value ($000) $2,154 (-2.4%) Shares 7,922 (-8.6%) Est. Cost $125.54 Unrealized +113.7%

SPGI S&P GLOBAL INC 0.1%

Value ($000) $239 (-17.4%) Shares 458 (-23.0%) Est. Cost $343.70 Unrealized +43.8%

SCHV SCHWAB STRATEGIC TR 2.4%

Value ($000) $8,054 (+0.6%) Shares 271,995 (-1.2%) Est. Cost $34.17 Unrealized —

IEMG ISHARES INC 0.1%

Value ($000) $478 (-9.2%) Shares 7,104 (-11.0%) Est. Cost $48.63 Unrealized —

ISCV ISHARES TR 0.2%

Value ($000) $536 (-7.2%) Shares 7,830 (-9.9%) Est. Cost $74.02 Unrealized —

IMCV ISHARES TR 0.5%

Value ($000) $1,545 (-2.6%) Shares 18,761 (-5.0%) Est. Cost $75.94 Unrealized —

SLYG SPDR SERIES TRUST 0.5%

Value ($000) $1,504 (-2.5%) Shares 15,965 (-2.5%) Est. Cost $86.47 Unrealized —

TIP ISHARES TR 0.1%

Value ($000) $459 (-6.8%) Shares 4,177 (-5.7%) Est. Cost $112.63 Unrealized —

GOOG ALPHABET INC 0.1%

Value ($000) $453 (+4.1%) Shares 1,445 (-19.2%) Est. Cost $115.35 Unrealized +148.2%

CWI SPDR INDEX SHS FDS 2.0%

Value ($000) $6,788 (-0.3%) Shares 188,971 (-3.1%) Est. Cost $29.38 Unrealized —

IXUS ISHARES TR 0.4%

Value ($000) $1,177 (-1.3%) Shares 14,517 (-3.6%) Est. Cost $57.47 Unrealized —

SLYV SPDR SERIES TRUST 0.5%

Value ($000) $1,611 (-0.7%) Shares 17,714 (-3.4%) Est. Cost $74.01 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $388 (+1.8%) Shares 5,278 (-1.2%) Est. Cost $44.26 Unrealized —

IVW ISHARES TR 0.2%

Value ($000) $637 (+0.5%) Shares 5,166 (-1.6%) Est. Cost $71.99 Unrealized —

SPY SPDR S&P 500 ETF TR 0.4%

Value ($000) $1,431 (+0.2%) Shares 2,099 (-2.1%) Est. Cost $235.49 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	1,745,021 (-3.3%)	$46,959 (-1.1%)	14.1%	$32.62	—	US LRG CAP ETF	808524201
SCHE	SCHWAB STRATEGIC TR	208,440 (-4.0%)	$6,826 (-5.7%)	2.1%	$24.13	—	EMRG MKTEQ ETF	808524706
VWO	VANGUARD INTL EQUITY INDEX F	153,066 (-3.4%)	$8,229 (-4.0%)	2.5%	$40.37	—	FTSE EMR MKT ETF	922042858
GOOGL	ALPHABET INC	5,745 (-5.7%)	$1,798 (+21.4%)	0.5%	$109.98	+159.7%	CAP STK CL A	02079K305
AMZN	AMAZON COM INC	6,251 (-20.6%)	$1,443 (-16.5%)	0.4%	$120.93	+89.2%	COM	023135106
SCHG	SCHWAB STRATEGIC TR	273,958 (-4.7%)	$8,936 (-2.4%)	2.7%	$36.97	—	US LCAP GR ETF	808524300
SCHC	SCHWAB STRATEGIC TR	169,285 (-2.8%)	$7,708 (-2.6%)	2.3%	$28.92	—	INTL SCEQT ETF	808524888
IMCG	ISHARES TR	22,245 (-3.8%)	$1,776 (-7.1%)	0.5%	$77.87	—	MRGSTR MD CP GRW	464288307
SCHF	SCHWAB STRATEGIC TR	1,250,097 (-2.9%)	$30,052 (+0.3%)	9.0%	$24.23	—	INTL EQTY ETF	808524805
SCHA	SCHWAB STRATEGIC TR	363,985 (-3.0%)	$10,366 (-0.8%)	3.1%	$36.61	—	US SML CAP ETF	808524607
V	VISA INC	932 (-22.3%)	$327 (-20.2%)	0.1%	$175.53	+93.9%	COM CL A	92826C839
ISCG	ISHARES TR	9,759 (-11.8%)	$541 (-9.8%)	0.2%	$61.70	—	MRGSTR SM CP GR	464288604
AAPL	APPLE INC	7,922 (-8.6%)	$2,154 (-2.4%)	0.6%	$125.54	+113.7%	COM	037833100
SPGI	S&P GLOBAL INC	458 (-23.0%)	$239 (-17.4%)	0.1%	$343.70	+43.8%	COM	78409V104
SCHV	SCHWAB STRATEGIC TR	271,995 (-1.2%)	$8,054 (+0.6%)	2.4%	$34.17	—	US LCAP VA ETF	808524409
IEMG	ISHARES INC	7,104 (-11.0%)	$478 (-9.2%)	0.1%	$48.63	—	CORE MSCI EMKT	46434G103
ISCV	ISHARES TR	7,830 (-9.9%)	$536 (-7.2%)	0.2%	$74.02	—	MRNING SM CP ETF	464288703
IMCV	ISHARES TR	18,761 (-5.0%)	$1,545 (-2.6%)	0.5%	$75.94	—	MRGSTR MD CP VAL	464288406
SLYG	SPDR SERIES TRUST	15,965 (-2.5%)	$1,504 (-2.5%)	0.5%	$86.47	—	STATE STREET SPD	78464A201
TIP	ISHARES TR	4,177 (-5.7%)	$459 (-6.8%)	0.1%	$112.63	—	TIPS BD ETF	464287176
GOOG	ALPHABET INC	1,445 (-19.2%)	$453 (+4.1%)	0.1%	$115.35	+148.2%	CAP STK CL C	02079K107
CWI	SPDR INDEX SHS FDS	188,971 (-3.1%)	$6,788 (-0.3%)	2.0%	$29.38	—	MSCI ACWI EXUS	78463X848
IXUS	ISHARES TR	14,517 (-3.6%)	$1,177 (-1.3%)	0.4%	$57.47	—	CORE MSCI TOTAL	46432F834
SLYV	SPDR SERIES TRUST	17,714 (-3.4%)	$1,611 (-0.7%)	0.5%	$74.01	—	STATE STREET SPD	78464A300
VEU	VANGUARD INTL EQUITY INDEX F	5,278 (-1.2%)	$388 (+1.8%)	0.1%	$44.26	—	ALLWRLD EX US	922042775
IVW	ISHARES TR	5,166 (-1.6%)	$637 (+0.5%)	0.2%	$71.99	—	S&P 500 GRWT ETF	464287309
SPY	SPDR S&P 500 ETF TR	2,099 (-2.1%)	$1,431 (+0.2%)	0.4%	$235.49	—	TR UNIT	78462F103

Unchanged Positions (43)

BND VANGUARD BD INDEX FDS 5.6%

Value ($000) $18,471 Shares 249,376 Est. Cost $72.19 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 3.4%

Value ($000) $11,412 Shares 59,572 Est. Cost $148.11 Unrealized —

LLY ELI LILLY & CO 0.1%

Value ($000) $349 Shares 325 Est. Cost $702.49 Unrealized +36.0%

IGSB ISHARES TR 6.9%

Value ($000) $23,049 Shares 435,873 Est. Cost $53.01 Unrealized —

SCHO SCHWAB STRATEGIC TR 5.8%

Value ($000) $19,364 Shares 794,567 Est. Cost $35.64 Unrealized —

SCHM SCHWAB STRATEGIC TR 4.2%

Value ($000) $13,801 Shares 458,977 Est. Cost $34.65 Unrealized —

XOM EXXON MOBIL CORP 0.4%

Value ($000) $1,266 Shares 10,522 Est. Cost $100.18 Unrealized +15.3%

COST COSTCO WHSL CORP NEW 0.2%

Value ($000) $785 Shares 910 Est. Cost $471.71 Unrealized +92.0%

ISTB ISHARES TR 8.1%

Value ($000) $26,912 Shares 552,050 Est. Cost $49.93 Unrealized —

IVV ISHARES TR 0.9%

Value ($000) $3,035 Shares 4,431 Est. Cost $242.39 Unrealized —

IEFA ISHARES TR 0.6%

Value ($000) $1,838 Shares 20,542 Est. Cost $61.81 Unrealized —

VTI VANGUARD INDEX FDS 0.5%

Value ($000) $1,729 Shares 5,157 Est. Cost $98.54 Unrealized —

UNP UNION PAC CORP 0.4%

Value ($000) $1,200 Shares 5,188 Est. Cost $189.39 Unrealized +20.0%

IXJ ISHARES TR 0.1%

Value ($000) $244 Shares 2,510 Est. Cost $84.88 Unrealized —

GEV GE VERNOVA INC 0.1%

Value ($000) $356 Shares 544 Est. Cost $415.97 Unrealized +46.4%

MSFT MICROSOFT CORP 0.1%

Value ($000) $282 Shares 583 Est. Cost $350.85 Unrealized +42.7%

REZ ISHARES TR 0.2%

Value ($000) $523 Shares 6,328 Est. Cost $51.58 Unrealized —

MDYV SPDR SERIES TRUST 0.8%

Value ($000) $2,614 Shares 30,879 Est. Cost $65.84 Unrealized —

ACWI ISHARES TR 0.2%

Value ($000) $672 Shares 4,750 Est. Cost $54.00 Unrealized —

ILCV ISHARES TR 0.1%

Value ($000) $303 Shares 3,214 Est. Cost $68.94 Unrealized —

ICF ISHARES TR 0.1%

Value ($000) $265 Shares 4,437 Est. Cost $68.00 Unrealized —

IVE ISHARES TR 0.1%

Value ($000) $328 Shares 1,547 Est. Cost $143.91 Unrealized —

VV VANGUARD INDEX FDS 0.1%

Value ($000) $384 Shares 1,219 Est. Cost $76.02 Unrealized —

TRV TRAVELERS COMPANIES INC 0.1%

Value ($000) $219 Shares 755 Est. Cost $260.70 Unrealized +7.6%

AOA ISHARES TR 0.2%

Value ($000) $683 Shares 7,629 Est. Cost $42.08 Unrealized —

EEM ISHARES TR 0.1%

Value ($000) $341 Shares 6,238 Est. Cost $38.75 Unrealized —

STPZ PIMCO ETF TR 0.2%

Value ($000) $541 Shares 10,084 Est. Cost $52.62 Unrealized —

SCZ ISHARES TR 0.2%

Value ($000) $507 Shares 6,540 Est. Cost $54.62 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value ($000) $360 Shares 1,395 Est. Cost $194.52 Unrealized —

BIV VANGUARD BD INDEX FDS 0.3%

Value ($000) $953 Shares 12,235 Est. Cost $76.36 Unrealized —

ILCG ISHARES TR 0.2%

Value ($000) $539 Shares 5,180 Est. Cost $68.46 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value ($000) $290 Shares 998 Est. Cost $279.83 Unrealized —

MDYG SPDR SERIES TRUST 0.9%

Value ($000) $2,845 Shares 30,785 Est. Cost $73.53 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.1%

Value ($000) $385 Shares 16,460 Est. Cost $37.62 Unrealized —

PM PHILIP MORRIS INTL INC 0.1%

Value ($000) $241 Shares 1,500 Est. Cost $136.99 Unrealized +12.1%

IJR ISHARES TR 0.2%

Value ($000) $521 Shares 4,335 Est. Cost $87.78 Unrealized —

DVY ISHARES TR 0.1%

Value ($000) $395 Shares 2,802 Est. Cost $95.00 Unrealized —

MCD MCDONALDS CORP 0.1%

Value ($000) $270 Shares 883 Est. Cost $209.35 Unrealized +45.7%

ICSH ISHARES TR 0.1%

Value ($000) $372 Shares 7,348 Est. Cost $50.35 Unrealized —

GRPM INVESCO EXCHANGE TRADED FD T 0.1%

Value ($000) $238 Shares 1,983 Est. Cost $120.28 Unrealized —

AGG ISHARES TR 0.1%

Value ($000) $280 Shares 2,805 Est. Cost $106.09 Unrealized —

IWR ISHARES TR 0.1%

Value ($000) $227 Shares 2,354 Est. Cost $88.14 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $581 Shares 1,155 Est. Cost $183.37 Unrealized +171.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BND	VANGUARD BD INDEX FDS	249,376	$18,471	5.6%	$72.19	—	TOTAL BND MRKT	921937835
RSP	INVESCO EXCHANGE TRADED FD T	59,572	$11,412	3.4%	$148.11	—	S&P500 EQL WGT	46137V357
LLY	ELI LILLY & CO	325	$349	0.1%	$702.49	+36.0%	COM	532457108
IGSB	ISHARES TR	435,873	$23,049	6.9%	$53.01	—	ISHS 1-5YR INVS	464288646
SCHO	SCHWAB STRATEGIC TR	794,567	$19,364	5.8%	$35.64	—	SHT TM US TRES	808524862
SCHM	SCHWAB STRATEGIC TR	458,977	$13,801	4.2%	$34.65	—	US MID-CAP ETF	808524508
XOM	EXXON MOBIL CORP	10,522	$1,266	0.4%	$100.18	+15.3%	COM	30231G102
COST	COSTCO WHSL CORP NEW	910	$785	0.2%	$471.71	+92.0%	COM	22160K105
ISTB	ISHARES TR	552,050	$26,912	8.1%	$49.93	—	CORE 1 5 YR USD	46432F859
IVV	ISHARES TR	4,431	$3,035	0.9%	$242.39	—	CORE S&P500 ETF	464287200
IEFA	ISHARES TR	20,542	$1,838	0.6%	$61.81	—	CORE MSCI EAFE	46432F842
VTI	VANGUARD INDEX FDS	5,157	$1,729	0.5%	$98.54	—	TOTAL STK MKT	922908769
UNP	UNION PAC CORP	5,188	$1,200	0.4%	$189.39	+20.0%	COM	907818108
IXJ	ISHARES TR	2,510	$244	0.1%	$84.88	—	GLOB HLTHCRE ETF	464287325
GEV	GE VERNOVA INC	544	$356	0.1%	$415.97	+46.4%	COM	36828A101
MSFT	MICROSOFT CORP	583	$282	0.1%	$350.85	+42.7%	COM	594918104
REZ	ISHARES TR	6,328	$523	0.2%	$51.58	—	RESIDENTIAL MULT	464288562
MDYV	SPDR SERIES TRUST	30,879	$2,614	0.8%	$65.84	—	STATE STREET SPD	78464A839
ACWI	ISHARES TR	4,750	$672	0.2%	$54.00	—	MSCI ACWI ETF	464288257
ILCV	ISHARES TR	3,214	$303	0.1%	$68.94	—	MORNINGSTAR VALU	464288109
ICF	ISHARES TR	4,437	$265	0.1%	$68.00	—	SELECT US REIT	464287564
IVE	ISHARES TR	1,547	$328	0.1%	$143.91	—	S&P 500 VAL ETF	464287408
VV	VANGUARD INDEX FDS	1,219	$384	0.1%	$76.02	—	LARGE CAP ETF	922908637
TRV	TRAVELERS COMPANIES INC	755	$219	0.1%	$260.70	+7.6%	COM	89417E109
AOA	ISHARES TR	7,629	$683	0.2%	$42.08	—	CORE 80/20 AGGRE	464289859
EEM	ISHARES TR	6,238	$341	0.1%	$38.75	—	MSCI EMG MKT ETF	464287234
STPZ	PIMCO ETF TR	10,084	$541	0.2%	$52.62	—	1-5 US TIP IDX	72201R205
SCZ	ISHARES TR	6,540	$507	0.2%	$54.62	—	EAFE SML CP ETF	464288273
VB	VANGUARD INDEX FDS	1,395	$360	0.1%	$194.52	—	SMALL CP ETF	922908751
BIV	VANGUARD BD INDEX FDS	12,235	$953	0.3%	$76.36	—	INTERMED TERM	921937819
ILCG	ISHARES TR	5,180	$539	0.2%	$68.46	—	MORNINGSTAR GRWT	464287119
VO	VANGUARD INDEX FDS	998	$290	0.1%	$279.83	—	MID CAP ETF	922908629
MDYG	SPDR SERIES TRUST	30,785	$2,845	0.9%	$73.53	—	STATE STREET SPD	78464A821
SCHZ	SCHWAB STRATEGIC TR	16,460	$385	0.1%	$37.62	—	US AGGREGATE B	808524839
PM	PHILIP MORRIS INTL INC	1,500	$241	0.1%	$136.99	+12.1%	COM	718172109
IJR	ISHARES TR	4,335	$521	0.2%	$87.78	—	CORE S&P SCP ETF	464287804
DVY	ISHARES TR	2,802	$395	0.1%	$95.00	—	SELECT DIVID ETF	464287168
MCD	MCDONALDS CORP	883	$270	0.1%	$209.35	+45.7%	COM	580135101
ICSH	ISHARES TR	7,348	$372	0.1%	$50.35	—	ULTRA SHORT DUR	46434V878
GRPM	INVESCO EXCHANGE TRADED FD T	1,983	$238	0.1%	$120.28	—	S&P MIDCAP 400	46137V225
AGG	ISHARES TR	2,805	$280	0.1%	$106.09	—	CORE US AGGBD ET	464287226
IWR	ISHARES TR	2,354	$227	0.1%	$88.14	—	RUS MID CAP ETF	464287499
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,155	$581	0.2%	$183.37	+171.3%	CL B NEW	084670702