Wiser Wealth Management, Inc Long-Term Concentrated

CIK: 0001573263 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 12, 2026

Total Value ($000): $449,748 (100.0% shares, 0.0% debt)

Holdings (55)

New Positions (3)

KO COCA COLA CO 0.1%

Value ($000) $313 Shares 4,480 Est. Cost $69.40 Unrealized 0.0%

VCSH VANGUARD SCOTTSDALE FDS 0.1%

Value ($000) $289 Shares 3,625 Est. Cost $79.73 Unrealized —

FTI TECHNIPFMC PLC 0.0%

Value ($000) $202 Shares 4,529 Est. Cost $42.20 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
KO	COCA COLA CO	4,480	$313	0.1%	$69.40	0.0%	COM	191216100
VCSH	VANGUARD SCOTTSDALE FDS	3,625	$289	0.1%	$79.73	—	SHRT TRM CORP BD	92206C409
FTI	TECHNIPFMC PLC	4,529	$202	0.0%	$42.20	0.0%	COM	G87110105

Increased Positions (32)

JCPB J P MORGAN EXCHANGE TRADED F 12.5%

Value ($000) $56,325 (+5.7%) Shares 1,189,548 (+6.2%) Est. Cost $46.83 Unrealized —

COWZ PACER FDS TR 5.0%

Value ($000) $22,628 (+6.5%) Shares 376,069 (+1.7%) Est. Cost $46.05 Unrealized —

SLQD ISHARES TR 5.2%

Value ($000) $23,473 (+2.8%) Shares 462,972 (+3.1%) Est. Cost $49.05 Unrealized —

BSV VANGUARD BD INDEX FDS 4.0%

Value ($000) $17,918 (+3.7%) Shares 227,356 (+3.8%) Est. Cost $80.18 Unrealized —

GOOGL ALPHABET INC 0.3%

Value ($000) $1,501 (+31.8%) Shares 4,795 (+2.3%) Est. Cost $172.83 Unrealized +65.3%

BNDX VANGUARD CHARLOTTE FDS 5.1%

Value ($000) $22,739 (+1.6%) Shares 470,587 (+4.0%) Est. Cost $52.04 Unrealized —

IAGG ISHARES TR 1.0%

Value ($000) $4,573 (+7.3%) Shares 91,437 (+9.9%) Est. Cost $50.13 Unrealized —

AAPL APPLE INC 0.7%

Value ($000) $3,257 (+8.5%) Shares 11,980 (+1.6%) Est. Cost $177.97 Unrealized +50.8%

ETHW BITWISE ETHEREUM ETF 0.3%

Value ($000) $1,285 (-12.5%) Shares 60,413 (+22.7%) Est. Cost $18.73 Unrealized —

GOOG ALPHABET INC 0.1%

Value ($000) $612 (+32.5%) Shares 1,951 (+2.8%) Est. Cost $181.02 Unrealized +58.2%

IJR ISHARES TR 0.7%

Value ($000) $3,368 (+3.7%) Shares 28,027 (+2.5%) Est. Cost $100.47 Unrealized —

JNJ JOHNSON & JOHNSON 0.2%

Value ($000) $890 (+13.7%) Shares 4,300 (+1.9%) Est. Cost $170.02 Unrealized +15.9%

IEFA ISHARES TR 0.5%

Value ($000) $2,043 (+5.6%) Shares 22,837 (+3.0%) Est. Cost $72.92 Unrealized —

SUB ISHARES TR 0.5%

Value ($000) $2,114 (+5.2%) Shares 19,810 (+5.3%) Est. Cost $105.06 Unrealized —

AMZN AMAZON COM INC 0.3%

Value ($000) $1,156 (+10.0%) Shares 5,009 (+4.6%) Est. Cost $191.51 Unrealized +19.5%

NFLX NETFLIX INC 0.1%

Value ($000) $248 (-25.7%) Shares 2,649 (+849.5%) Est. Cost $105.61 Unrealized +2.1%

NVDA NVIDIA CORPORATION 0.5%

Value ($000) $2,203 (+3.7%) Shares 11,814 (+3.7%) Est. Cost $118.90 Unrealized +56.5%

MSFT MICROSOFT CORP 0.5%

Value ($000) $2,105 (-2.7%) Shares 4,353 (+4.2%) Est. Cost $413.91 Unrealized +20.9%

META META PLATFORMS INC 0.2%

Value ($000) $737 (-7.4%) Shares 1,117 (+3.0%) Est. Cost $562.36 Unrealized +18.7%

WMT WALMART INC 0.1%

Value ($000) $528 (+11.2%) Shares 4,735 (+2.8%) Est. Cost $83.35 Unrealized +28.6%

TSLA TESLA INC 0.1%

Value ($000) $599 (+7.6%) Shares 1,331 (+6.4%) Est. Cost $262.46 Unrealized +68.9%

VIG VANGUARD SPECIALIZED FUNDS 0.3%

Value ($000) $1,172 (+3.7%) Shares 5,332 (+1.8%) Est. Cost $187.41 Unrealized —

SO SOUTHERN CO 0.1%

Value ($000) $524 (-6.2%) Shares 6,010 (+1.9%) Est. Cost $81.84 Unrealized +11.1%

XOM EXXON MOBIL CORP 0.1%

Value ($000) $291 (+11.1%) Shares 2,421 (+4.1%) Est. Cost $111.93 Unrealized +3.2%

JPM JPMORGAN CHASE & CO. 0.1%

Value ($000) $562 (+4.4%) Shares 1,743 (+2.2%) Est. Cost $216.44 Unrealized +43.0%

V VISA INC 0.1%

Value ($000) $444 (+4.9%) Shares 1,267 (+2.1%) Est. Cost $318.28 Unrealized +6.9%

PG PROCTER AND GAMBLE CO 0.1%

Value ($000) $390 (+5.4%) Shares 2,719 (+13.0%) Est. Cost $148.39 Unrealized -0.8%

PM PHILIP MORRIS INTL INC 0.1%

Value ($000) $274 (+5.5%) Shares 1,707 (+6.7%) Est. Cost $166.45 Unrealized -7.7%

FETH FIDELITY ETHEREUM FD 0.0%

Value ($000) $219 (+6.0%) Shares 7,411 (+48.7%) Est. Cost $37.64 Unrealized —

WY WEYERHAEUSER CO MTN BE 0.0%

Value ($000) $204 (-2.5%) Shares 8,592 (+2.0%) Est. Cost $24.59 Unrealized -6.5%

BITB BITWISE BITCOIN ETF TR 0.6%

Value ($000) $2,837 (+0.2%) Shares 59,655 (+31.1%) Est. Cost $43.43 Unrealized —

NSC NORFOLK SOUTHN CORP 0.1%

Value ($000) $317 (-0.8%) Shares 1,098 (+3.2%) Est. Cost $205.76 Unrealized +40.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
JCPB	J P MORGAN EXCHANGE TRADED F	1,189,548 (+6.2%)	$56,325 (+5.7%)	12.5%	$46.83	—	CORE PLUS BD ETF	46641Q670
COWZ	PACER FDS TR	376,069 (+1.7%)	$22,628 (+6.5%)	5.0%	$46.05	—	US CASH COWS 100	69374H881
SLQD	ISHARES TR	462,972 (+3.1%)	$23,473 (+2.8%)	5.2%	$49.05	—	0-5YR INVT GR CP	46434V100
BSV	VANGUARD BD INDEX FDS	227,356 (+3.8%)	$17,918 (+3.7%)	4.0%	$80.18	—	SHORT TRM BOND	921937827
GOOGL	ALPHABET INC	4,795 (+2.3%)	$1,501 (+31.8%)	0.3%	$172.83	+65.3%	CAP STK CL A	02079K305
BNDX	VANGUARD CHARLOTTE FDS	470,587 (+4.0%)	$22,739 (+1.6%)	5.1%	$52.04	—	TOTAL INT BD ETF	92203J407
IAGG	ISHARES TR	91,437 (+9.9%)	$4,573 (+7.3%)	1.0%	$50.13	—	CORE INTL AGGR	46435G672
AAPL	APPLE INC	11,980 (+1.6%)	$3,257 (+8.5%)	0.7%	$177.97	+50.8%	COM	037833100
ETHW	BITWISE ETHEREUM ETF	60,413 (+22.7%)	$1,285 (-12.5%)	0.3%	$18.73	—	SHS	091955104
GOOG	ALPHABET INC	1,951 (+2.8%)	$612 (+32.5%)	0.1%	$181.02	+58.2%	CAP STK CL C	02079K107
IJR	ISHARES TR	28,027 (+2.5%)	$3,368 (+3.7%)	0.7%	$100.47	—	CORE S&P SCP ETF	464287804
JNJ	JOHNSON & JOHNSON	4,300 (+1.9%)	$890 (+13.7%)	0.2%	$170.02	+15.9%	COM	478160104
IEFA	ISHARES TR	22,837 (+3.0%)	$2,043 (+5.6%)	0.5%	$72.92	—	CORE MSCI EAFE	46432F842
SUB	ISHARES TR	19,810 (+5.3%)	$2,114 (+5.2%)	0.5%	$105.06	—	SHRT NAT MUN ETF	464288158
AMZN	AMAZON COM INC	5,009 (+4.6%)	$1,156 (+10.0%)	0.3%	$191.51	+19.5%	COM	023135106
NFLX	NETFLIX INC	2,649 (+849.5%)	$248 (-25.7%)	0.1%	$105.61	+2.1%	COM	64110L106
NVDA	NVIDIA CORPORATION	11,814 (+3.7%)	$2,203 (+3.7%)	0.5%	$118.90	+56.5%	COM	67066G104
MSFT	MICROSOFT CORP	4,353 (+4.2%)	$2,105 (-2.7%)	0.5%	$413.91	+20.9%	COM	594918104
META	META PLATFORMS INC	1,117 (+3.0%)	$737 (-7.4%)	0.2%	$562.36	+18.7%	CL A	30303M102
WMT	WALMART INC	4,735 (+2.8%)	$528 (+11.2%)	0.1%	$83.35	+28.6%	COM	931142103
TSLA	TESLA INC	1,331 (+6.4%)	$599 (+7.6%)	0.1%	$262.46	+68.9%	COM	88160R101
VIG	VANGUARD SPECIALIZED FUNDS	5,332 (+1.8%)	$1,172 (+3.7%)	0.3%	$187.41	—	DIV APP ETF	921908844
SO	SOUTHERN CO	6,010 (+1.9%)	$524 (-6.2%)	0.1%	$81.84	+11.1%	COM	842587107
XOM	EXXON MOBIL CORP	2,421 (+4.1%)	$291 (+11.1%)	0.1%	$111.93	+3.2%	COM	30231G102
JPM	JPMORGAN CHASE & CO.	1,743 (+2.2%)	$562 (+4.4%)	0.1%	$216.44	+43.0%	COM	46625H100
V	VISA INC	1,267 (+2.1%)	$444 (+4.9%)	0.1%	$318.28	+6.9%	COM CL A	92826C839
PG	PROCTER AND GAMBLE CO	2,719 (+13.0%)	$390 (+5.4%)	0.1%	$148.39	-0.8%	COM	742718109
PM	PHILIP MORRIS INTL INC	1,707 (+6.7%)	$274 (+5.5%)	0.1%	$166.45	-7.7%	COM	718172109
FETH	FIDELITY ETHEREUM FD	7,411 (+48.7%)	$219 (+6.0%)	0.0%	$37.64	—	SHS	31613E103
WY	WEYERHAEUSER CO MTN BE	8,592 (+2.0%)	$204 (-2.5%)	0.0%	$24.59	-6.5%	COM NEW	962166104
BITB	BITWISE BITCOIN ETF TR	59,655 (+31.1%)	$2,837 (+0.2%)	0.6%	$43.43	—	SHS BEN INT	09174C104
NSC	NORFOLK SOUTHN CORP	1,098 (+3.2%)	$317 (-0.8%)	0.1%	$205.76	+40.3%	COM	655844108

Exited Positions (2)

ADP AUTOMATIC DATA PROCESSING IN 0.1%

Value ($000) $238 Shares 812 Est. Cost $256.61 Unrealized +3.2%

COST COSTCO WHSL CORP NEW 0.0%

Value ($000) $209 Shares 226 Est. Cost $988.16 Unrealized -8.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ADP	AUTOMATIC DATA PROCESSING IN	812	$238	0.1%	$256.61	+3.2%	—	053015103
COST	COSTCO WHSL CORP NEW	226	$209	0.0%	$988.16	-8.3%	—	22160K105

Decreased Positions (13)

IVV ISHARES TR 4.1%

Value ($000) $18,346 (-5.3%) Shares 26,785 (-7.5%) Est. Cost $434.76 Unrealized —

HD HOME DEPOT INC 0.3%

Value ($000) $1,513 (-15.9%) Shares 4,397 (-1.0%) Est. Cost $272.23 Unrealized +33.9%

BND VANGUARD BD INDEX FDS 2.5%

Value ($000) $11,039 (-2.1%) Shares 149,031 (-1.7%) Est. Cost $75.59 Unrealized —

LLY ELI LILLY & CO 0.1%

Value ($000) $487 (+34.3%) Shares 453 (-4.6%) Est. Cost $836.59 Unrealized +14.2%

VXUS VANGUARD STAR FDS 0.3%

Value ($000) $1,491 (-6.1%) Shares 19,770 (-8.5%) Est. Cost $59.91 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $498 (-14.7%) Shares 991 (-14.7%) Est. Cost $444.86 Unrealized +11.8%

VTI VANGUARD INDEX FDS 0.3%

Value ($000) $1,279 (-5.1%) Shares 3,815 (-7.1%) Est. Cost $246.66 Unrealized —

SPTM SPDR SERIES TRUST 0.1%

Value ($000) $512 (-6.3%) Shares 6,207 (-8.4%) Est. Cost $46.09 Unrealized —

VGT VANGUARD WORLD FD 6.2%

Value ($000) $27,881 (-0.1%) Shares 36,989 (-1.1%) Est. Cost $445.35 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.0%

Value ($000) $205 (-11.8%) Shares 621 (-7.7%) Est. Cost $298.94 Unrealized +12.8%

AVGO BROADCOM INC 0.2%

Value ($000) $749 (+3.1%) Shares 2,165 (-1.8%) Est. Cost $188.08 Unrealized +89.8%

FTEC FIDELITY COVINGTON TRUST 0.2%

Value ($000) $1,120 (-1.0%) Shares 4,987 (-2.1%) Est. Cost $203.29 Unrealized —

MUB ISHARES TR 0.1%

Value ($000) $630 (-0.6%) Shares 5,885 (-1.1%) Est. Cost $104.66 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	26,785 (-7.5%)	$18,346 (-5.3%)	4.1%	$434.76	—	CORE S&P500 ETF	464287200
HD	HOME DEPOT INC	4,397 (-1.0%)	$1,513 (-15.9%)	0.3%	$272.23	+33.9%	COM	437076102
BND	VANGUARD BD INDEX FDS	149,031 (-1.7%)	$11,039 (-2.1%)	2.5%	$75.59	—	TOTAL BND MRKT	921937835
LLY	ELI LILLY & CO	453 (-4.6%)	$487 (+34.3%)	0.1%	$836.59	+14.2%	COM	532457108
VXUS	VANGUARD STAR FDS	19,770 (-8.5%)	$1,491 (-6.1%)	0.3%	$59.91	—	VG TL INTL STK F	921909768
BRK/B	BERKSHIRE HATHAWAY INC DEL	991 (-14.7%)	$498 (-14.7%)	0.1%	$444.86	+11.8%	CL B NEW	084670702
VTI	VANGUARD INDEX FDS	3,815 (-7.1%)	$1,279 (-5.1%)	0.3%	$246.66	—	TOTAL STK MKT	922908769
SPTM	SPDR SERIES TRUST	6,207 (-8.4%)	$512 (-6.3%)	0.1%	$46.09	—	STATE STREET SPD	78464A805
VGT	VANGUARD WORLD FD	36,989 (-1.1%)	$27,881 (-0.1%)	6.2%	$445.35	—	INF TECH ETF	92204A702
UNH	UNITEDHEALTH GROUP INC	621 (-7.7%)	$205 (-11.8%)	0.0%	$298.94	+12.8%	COM	91324P102
AVGO	BROADCOM INC	2,165 (-1.8%)	$749 (+3.1%)	0.2%	$188.08	+89.8%	COM	11135F101
FTEC	FIDELITY COVINGTON TRUST	4,987 (-2.1%)	$1,120 (-1.0%)	0.2%	$203.29	—	MSCI INFO TECH I	316092808
MUB	ISHARES TR	5,885 (-1.1%)	$630 (-0.6%)	0.1%	$104.66	—	NATIONAL MUN ETF	464288414

Unchanged Positions (7)

VOO VANGUARD INDEX FDS 32.5%

Value ($000) $146,181 Shares 233,095 Est. Cost $381.30 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 8.5%

Value ($000) $38,192 Shares 611,360 Est. Cost $47.04 Unrealized —

VIOO VANGUARD ADMIRAL FDS INC 3.7%

Value ($000) $16,510 Shares 148,795 Est. Cost $118.39 Unrealized —

ORCL ORACLE CORP 0.1%

Value ($000) $249 Shares 1,277 Est. Cost $254.17 Unrealized -6.3%

VV VANGUARD INDEX FDS 0.6%

Value ($000) $2,869 Shares 9,115 Est. Cost $175.63 Unrealized —

SPY SPDR S&P 500 ETF TR 0.3%

Value ($000) $1,388 Shares 2,036 Est. Cost $449.35 Unrealized —

MA MASTERCARD INCORPORATED 0.1%

Value ($000) $268 Shares 469 Est. Cost $556.28 Unrealized +0.5%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	233,095	$146,181	32.5%	$381.30	—	S&P 500 ETF SHS	922908363
VEA	VANGUARD TAX-MANAGED FDS	611,360	$38,192	8.5%	$47.04	—	VAN FTSE DEV MKT	921943858
VIOO	VANGUARD ADMIRAL FDS INC	148,795	$16,510	3.7%	$118.39	—	SMLLCP 600 IDX	921932828
ORCL	ORACLE CORP	1,277	$249	0.1%	$254.17	-6.3%	COM	68389X105
VV	VANGUARD INDEX FDS	9,115	$2,869	0.6%	$175.63	—	LARGE CAP ETF	922908637
SPY	SPDR S&P 500 ETF TR	2,036	$1,388	0.3%	$449.35	—	TR UNIT	78462F103
MA	MASTERCARD INCORPORATED	469	$268	0.1%	$556.28	+0.5%	CL A	57636Q104