Ally Invest Advisors Inc. Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BNDX	VANGUARD CHARLOTTE FDS	2,351,481 (+7.0%)	$113,623 (+4.5%)	7.8%	$54.36	—	INTL BD IDX ETF	92203J407
IEF	ISHARES TR	998,550 (+5.5%)	$96,020 (+5.2%)	6.6%	$108.56	—	BARCLAYS 7 10 YR	464287440
IJH	ISHARES TR	1,417,770 (+3.1%)	$93,573 (+4.3%)	6.5%	$85.33	—	CORE S&P MCP ETF	464287507
VMBS	VANGUARD SCOTTSDALE FDS	1,350,779 (+4.1%)	$63,594 (+4.4%)	4.4%	$51.36	—	MORTG-BACK SEC	92206C771
IGIB	ISHARES TR	1,042,575 (+3.7%)	$56,174 (+3.3%)	3.9%	$56.88	—	INTRM TR CRP ETF	464288638
AGG	ISHARES TR	199,572 (+10.3%)	$19,933 (+9.9%)	1.4%	$98.00	—	CORE US AGGBD ET	464287226
IJR	ISHARES TR	398,139 (+2.3%)	$47,848 (+3.5%)	3.3%	$89.89	—	CORE S&P SCP ETF	464287804
MUB	ISHARES TR	231,054 (+6.3%)	$24,748 (+7.0%)	1.7%	$112.64	—	NATIONAL MUN ETF	464288414
ESGD	ISHARES TR	282,978 (+2.6%)	$26,908 (+4.9%)	1.9%	$73.05	—	ESG AW MSCI EAFE	46435G516
SCHV	SCHWAB STRATEGIC TR	952,375 (+2.5%)	$28,200 (+4.3%)	1.9%	$36.48	—	US LCAP VA ETF	808524409
VYM	VANGUARD WHITEHALL FDS INC	33,466 (+9.8%)	$4,803 (+11.8%)	0.3%	$99.80	—	HIGH DIV YLD	921946406
VYMI	VANGUARD WHITEHALL FDS INC	38,403 (+10.2%)	$3,456 (+17.2%)	0.2%	$61.91	—	INTL HIGH ETF	921946794
VWO	VANGUARD INTL EQUITY INDEX F	1,396,299 (+1.4%)	$75,065 (+0.6%)	5.2%	$44.34	—	FTSE EMR MKT ETF	922042858
VOE	VANGUARD INDEX FDS	43,277 (+3.8%)	$7,676 (+5.4%)	0.5%	$159.36	—	MCAP VL IDXVIP	922908512
VTI	VANGUARD INDEX FDS	6,749 (+18.5%)	$2,263 (+21.1%)	0.2%	$246.28	—	TOTAL STK MKT	922908769
IGSB	ISHARES TR	83,505 (+8.8%)	$4,416 (+8.5%)	0.3%	$53.87	—	SH TR CRPORT ETF	464288646
SCHD	SCHWAB STRATEGIC TR	49,276 (+32.3%)	$1,352 (+33.0%)	0.1%	$38.54	—	US DIVIDEND EQ	808524797
XLK	SELECT SECTOR SPDR TR	29,400 (+82.9%)	$4,233 (-6.6%)	0.3%	$160.13	—	TECHNOLOGY	81369Y803
BSV	VANGUARD BD INDEX FDS	35,276 (+7.9%)	$2,780 (+7.8%)	0.2%	$76.86	—	SHORT TRM BOND	921937827
SUB	ISHARES TR	23,247 (+8.4%)	$2,480 (+8.3%)	0.2%	$105.15	—	SHRT NAT MUN ETF	464288158
VOT	VANGUARD INDEX FDS	28,443 (+2.8%)	$7,940 (-2.3%)	0.5%	$238.05	—	MCAP GR IDXVIP	922908538
EMB	ISHARES TR	28,869 (+5.9%)	$2,779 (+7.1%)	0.2%	$88.09	—	JPMORGAN USD EMG	464288281
VBR	VANGUARD INDEX FDS	18,679 (+3.4%)	$3,956 (+4.9%)	0.3%	$185.89	—	SM CP VAL ETF	922908611
BND	VANGUARD BD INDEX FDS	9,293 (+35.2%)	$688 (+34.7%)	0.0%	$73.69	—	TOTAL BND MRKT	921937835
EAGG	ISHARES TR	44,365 (+9.0%)	$2,123 (+8.6%)	0.1%	$46.78	—	ESG AWR US AGRGT	46435U549
VBK	VANGUARD INDEX FDS	13,473 (+2.6%)	$4,070 (+4.1%)	0.3%	$252.67	—	SML CP GRW ETF	922908595
VTV	VANGUARD INDEX FDS	7,932 (+7.7%)	$1,515 (+10.3%)	0.1%	$159.03	—	VALUE ETF	922908744
IXUS	ISHARES TR	8,483 (+17.8%)	$718 (+20.7%)	0.0%	$76.42	—	CORE MSCI TOTAL	46432F834
SPIB	SPDR SER TR	53,744 (+7.1%)	$1,817 (+6.9%)	0.1%	$32.69	—	PORTFOLIO INTRMD	78464A375
VXUS	VANGUARD STAR FDS	6,829 (+23.7%)	$515 (+27.1%)	0.0%	$57.75	—	VG TL INTL STK F	921909768
ONEY	SPDR SER TR	3,045 (+29.4%)	$346 (+29.8%)	0.0%	$99.00	—	RUSSELL YIELD	78468R770
DEM	WISDOMTREE TR	6,927 (+27.9%)	$324 (+29.9%)	0.0%	$39.93	—	EMER MKT HIGH FD	97717W315
DES	WISDOMTREE TR	9,378 (+29.3%)	$314 (+28.4%)	0.0%	$29.77	—	US SMALLCAP DIVD	97717W604
VUG	VANGUARD INDEX FDS	4,550 (+1.2%)	$2,220 (+2.9%)	0.2%	$356.04	—	GROWTH ETF	922908736
PZA	INVESCO EXCH TRADED FD TR II	35,466 (+7.6%)	$822 (+8.1%)	0.1%	$23.35	—	NATL AMT MUNI	46138E537
XLY	SELECT SECTOR SPDR TR	8,510 (+91.1%)	$1,016 (-4.8%)	0.1%	$144.15	—	SBI CONS DISCR	81369Y407
SPLB	SPDR SER TR	39,622 (+8.2%)	$895 (+5.7%)	0.1%	$22.83	—	PORTFOLIO LN COR	78464A367
SUSB	ISHARES TR	22,899 (+4.0%)	$578 (+3.7%)	0.0%	$24.24	—	ESG AWRE 1 5 YR	46435G243
XLU	SELECT SECTOR SPDR TR	6,393 (+90.6%)	$273 (-6.7%)	0.0%	$56.95	—	SBI INT-UTILS	81369Y886
XLE	SELECT SECTOR SPDR TR	8,050 (+93.1%)	$360 (-3.4%)	0.0%	$67.81	—	ENERGY	81369Y506
XLP	SELECT SECTOR SPDR TR	6,890 (+2.8%)	$535 (+1.9%)	0.0%	$73.24	—	SBI CONS STPLS	81369Y308
JMSI	J P MORGAN EXCHANGE TRADED F	5,784 (+2.2%)	$291 (+2.6%)	0.0%	$49.83	—	SUSTAINABLE MUNI	46654Q815
XLRE	SELECT SECTOR SPDR TR	6,632 (+2.0%)	$268 (-2.3%)	0.0%	$39.01	—	RL EST SEL SEC	81369Y860
VO	VANGUARD INDEX FDS	1,227 (+2.7%)	$356 (+1.4%)	0.0%	$280.63	—	MID CAP ETF	922908629
XLB	SELECT SECTOR SPDR TR	6,024 (+95.1%)	$273 (-1.3%)	0.0%	$67.45	—	SBI MATERIALS	81369Y100

Exited Positions (1)

ICLN ISHARES TR 0.0%

Value ($000) $158 Shares 10,183 Est. Cost $11.42 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ICLN	ISHARES TR	10,183	$158	0.0%	$11.42	—	—	464288224

Decreased Positions (21)

USXF ISHARES TR 0.2%

Value ($000) $2,942 (-9.4%) Shares 51,094 (-9.8%) Est. Cost $38.31 Unrealized —

DMXF ISHARES TR 0.1%

Value ($000) $928 (-8.7%) Shares 12,344 (-8.0%) Est. Cost $63.81 Unrealized —

XLV SELECT SECTOR SPDR TR 0.1%

Value ($000) $1,280 (+7.2%) Shares 8,266 (-3.6%) Est. Cost $137.47 Unrealized —

XLC SELECT SECTOR SPDR TR 0.1%

Value ($000) $922 (-5.2%) Shares 7,831 (-4.7%) Est. Cost $70.17 Unrealized —

XT ISHARES TR 0.1%

Value ($000) $945 (-5.1%) Shares 13,554 (-2.1%) Est. Cost $57.89 Unrealized —

EMXF ISHARES TR 0.0%

Value ($000) $495 (-8.0%) Shares 10,638 (-10.4%) Est. Cost $37.96 Unrealized —

SKYY FIRST TR EXCHANGE TRADED FD 0.0%

Value ($000) $692 (-5.5%) Shares 5,316 (-2.4%) Est. Cost $88.88 Unrealized —

XLI SELECT SECTOR SPDR TR 0.1%

Value ($000) $770 (-4.1%) Shares 4,962 (-4.7%) Est. Cost $114.54 Unrealized —

ESGV VANGUARD WORLD FD 0.0%

Value ($000) $449 (-6.6%) Shares 3,711 (-8.6%) Est. Cost $102.74 Unrealized —

XLF SELECT SECTOR SPDR TR 0.1%

Value ($000) $1,220 (-2.5%) Shares 22,270 (-4.1%) Est. Cost $38.44 Unrealized —

IJJ ISHARES TR 0.0%

Value ($000) $460 (-5.4%) Shares 3,496 (-6.7%) Est. Cost $123.57 Unrealized —

SBIO ALPS ETF TR 0.0%

Value ($000) $229 (-6.7%) Shares 4,469 (-29.2%) Est. Cost $30.07 Unrealized —

XAR SPDR SER TR 0.0%

Value ($000) $362 (-3.0%) Shares 1,502 (-5.5%) Est. Cost $144.40 Unrealized —

IBB ISHARES TR 0.0%

Value ($000) $297 (+3.5%) Shares 1,762 (-11.5%) Est. Cost $141.10 Unrealized —

IEFA ISHARES TR 0.1%

Value ($000) $1,160 (-0.8%) Shares 12,962 (-3.2%) Est. Cost $76.52 Unrealized —

VGT VANGUARD WORLD FD 0.0%

Value ($000) $205 (-4.2%) Shares 272 (-4.9%) Est. Cost $747.47 Unrealized —

IDNA ISHARES TR 0.0%

Value ($000) $218 (-3.5%) Shares 8,311 (-13.0%) Est. Cost $23.61 Unrealized —

EUSB ISHARES TR 0.0%

Value ($000) $659 (-1.1%) Shares 15,010 (-1.1%) Est. Cost $43.30 Unrealized —

LCTU BLACKROCK ETF TRUST 0.0%

Value ($000) $362 (-1.8%) Shares 4,885 (-3.8%) Est. Cost $60.63 Unrealized —

IEMG ISHARES INC 0.0%

Value ($000) $604 (+0.7%) Shares 8,980 (-1.3%) Est. Cost $53.07 Unrealized —

BOTZ GLOBAL X FDS 0.0%

Value ($000) $714 (-0.5%) Shares 19,712 (-2.7%) Est. Cost $30.36 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
USXF	ISHARES TR	51,094 (-9.8%)	$2,942 (-9.4%)	0.2%	$38.31	—	ESG MSCI USA ETF	46436E767
DMXF	ISHARES TR	12,344 (-8.0%)	$928 (-8.7%)	0.1%	$63.81	—	ESG EAFE ETF	46436E759
XLV	SELECT SECTOR SPDR TR	8,266 (-3.6%)	$1,280 (+7.2%)	0.1%	$137.47	—	SBI HEALTHCARE	81369Y209
XLC	SELECT SECTOR SPDR TR	7,831 (-4.7%)	$922 (-5.2%)	0.1%	$70.17	—	COMMUNICATION	81369Y852
XT	ISHARES TR	13,554 (-2.1%)	$945 (-5.1%)	0.1%	$57.89	—	EXPONENTIAL TECH	46434V381
EMXF	ISHARES TR	10,638 (-10.4%)	$495 (-8.0%)	0.0%	$37.96	—	EGSADVNCDMSCI EM	46436E742
SKYY	FIRST TR EXCHANGE TRADED FD	5,316 (-2.4%)	$692 (-5.5%)	0.0%	$88.88	—	CLOUD COMPUTING	33734X192
XLI	SELECT SECTOR SPDR TR	4,962 (-4.7%)	$770 (-4.1%)	0.1%	$114.54	—	SBI INT-INDS	81369Y704
ESGV	VANGUARD WORLD FD	3,711 (-8.6%)	$449 (-6.6%)	0.0%	$102.74	—	ESG US STK ETF	921910733
XLF	SELECT SECTOR SPDR TR	22,270 (-4.1%)	$1,220 (-2.5%)	0.1%	$38.44	—	FINANCIAL	81369Y605
IJJ	ISHARES TR	3,496 (-6.7%)	$460 (-5.4%)	0.0%	$123.57	—	S&P MC 400VL ETF	464287705
SBIO	ALPS ETF TR	4,469 (-29.2%)	$229 (-6.7%)	0.0%	$30.07	—	MED BREAKTHGH	00162Q593
XAR	SPDR SER TR	1,502 (-5.5%)	$362 (-3.0%)	0.0%	$144.40	—	AEROSPACE DEF	78464A631
IBB	ISHARES TR	1,762 (-11.5%)	$297 (+3.5%)	0.0%	$141.10	—	ISHARES BIOTECH	464287556
IEFA	ISHARES TR	12,962 (-3.2%)	$1,160 (-0.8%)	0.1%	$76.52	—	CORE MSCI EAFE	46432F842
VGT	VANGUARD WORLD FD	272 (-4.9%)	$205 (-4.2%)	0.0%	$747.47	—	INF TECH ETF	92204A702
IDNA	ISHARES TR	8,311 (-13.0%)	$218 (-3.5%)	0.0%	$23.61	—	GENOMICS IMMUN	46435U192
EUSB	ISHARES TR	15,010 (-1.1%)	$659 (-1.1%)	0.0%	$43.30	—	ESG ADV TTL USD	46436E619
LCTU	BLACKROCK ETF TRUST	4,885 (-3.8%)	$362 (-1.8%)	0.0%	$60.63	—	US CARBON TRANS	09290C509
IEMG	ISHARES INC	8,980 (-1.3%)	$604 (+0.7%)	0.0%	$53.07	—	CORE MSCI EMKT	46434G103
BOTZ	GLOBAL X FDS	19,712 (-2.7%)	$714 (-0.5%)	0.0%	$30.36	—	RBTCS ARTFL INTE	37954Y715

Unchanged Positions (10)

VEA VANGUARD TAX MANAGED INTL 19.9%

Value ($000) $287,658 Shares 4,604,747 Est. Cost $44.69 Unrealized —

IVV ISHARES TR 23.2%

Value ($000) $335,766 Shares 490,212 Est. Cost $382.00 Unrealized —

ESGU ISHARES TR 3.4%

Value ($000) $49,958 Shares 335,335 Est. Cost $89.79 Unrealized —

SCHG SCHWAB STRATEGIC TR 2.0%

Value ($000) $29,068 Shares 891,124 Est. Cost $36.47 Unrealized —

ESML ISHARES TR 0.5%

Value ($000) $6,558 Shares 142,625 Est. Cost $36.45 Unrealized —

ESGE ISHARES INC 0.5%

Value ($000) $7,655 Shares 173,309 Est. Cost $32.48 Unrealized —

CIBR FIRST TR EXCHANGE TRADED FD 0.0%

Value ($000) $332 Shares 4,643 Est. Cost $58.43 Unrealized —

SPYX SPDR SER TR 0.0%

Value ($000) $693 Shares 12,342 Est. Cost $40.18 Unrealized —

CRBN ISHARES TR 0.1%

Value ($000) $857 Shares 3,716 Est. Cost $171.36 Unrealized —

IJK ISHARES TR 0.0%

Value ($000) $337 Shares 3,480 Est. Cost $90.97 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX MANAGED INTL	4,604,747	$287,658	19.9%	$44.69	—	FD FTSE DEV MKT ETF	921943858
IVV	ISHARES TR	490,212	$335,766	23.2%	$382.00	—	CORE S&P500 ETF	464287200
ESGU	ISHARES TR	335,335	$49,958	3.4%	$89.79	—	ESG AWR MSCI USA	46435G425
SCHG	SCHWAB STRATEGIC TR	891,124	$29,068	2.0%	$36.47	—	US LCAP GR ETF	808524300
ESML	ISHARES TR	142,625	$6,558	0.5%	$36.45	—	ESG AWARE MSCI	46435U663
ESGE	ISHARES INC	173,309	$7,655	0.5%	$32.48	—	ESG AWR MSCI EM	46434G863
CIBR	FIRST TR EXCHANGE TRADED FD	4,643	$332	0.0%	$58.43	—	NASDAQ CYB ETF	33734X846
SPYX	SPDR SER TR	12,342	$693	0.0%	$40.18	—	SPDR S&P 500 ETF	78468R796
CRBN	ISHARES TR	3,716	$857	0.1%	$171.36	—	MSCI LW CRB TG	46434V464
IJK	ISHARES TR	3,480	$337	0.0%	$90.97	—	S&P MC 400GR ETF	464287606