Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GMMF	BLACKROCK ETF TRUST	424,326	$42.57M	17.5%	$100.32	—	ISHARES GOVT MON	09290C749
UNP	UNION PAC CORP	3,557	$968K	0.4%	$272.00	—	COM	907818108
TOL	TOLL BROTHERS INC	3,513	$579K	0.2%	$164.75	—	COM	889478103
STX	SEAGATE TECHNOLOGY HLDNGS PL	509	$491K	0.2%	$965.00	—	ORD SHS	G7997R103
SPCX	SPACE EXPLORATION TECHN CORP	1,481	$253K	0.1%	$170.86	—	CLASS A COM STK	84615Q103
GWW	WW GRAINGER INC	166	$226K	0.1%	$1360.40	—	COM	384802104
BIV	VANGUARD BD INDEX FDS	2,880	$221K	0.1%	$76.70	—	INTERMED TERM	921937819
SPYM	SPDR SERIES TRUST	2,289	$201K	0.1%	$87.88	—	ST STR P500ETF	78464A854

Increased Positions (14)

VTI VANGUARD INDEX FDS 13.0%

Value $31.51M (+17.3%) Shares 85,151 (+1.7%) Est. Cost $294.65 Unrealized —

SGOL ETFS GOLD TR 5.3%

Value $12.89M (-12.0%) Shares 337,082 (+2.7%) Est. Cost $26.78 Unrealized —

CGGR CAPITAL GROUP GROWTH ETF 3.8%

Value $9.283M (+22.2%) Shares 196,670 (+4.1%) Est. Cost $38.92 Unrealized —

VTV VANGUARD INDEX FDS 4.4%

Value $10.78M (+14.4%) Shares 49,467 (+3.0%) Est. Cost $186.34 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 3.4%

Value $8.303M (+17.6%) Shares 11,118 (+2.4%) Est. Cost $589.81 Unrealized —

VXUS VANGUARD STAR FDS 3.9%

Value $9.609M (+13.1%) Shares 112,404 (+2.0%) Est. Cost $65.87 Unrealized —

SCHG SCHWAB STRATEGIC TR 2.5%

Value $6.154M (+18.6%) Shares 181,869 (+2.1%) Est. Cost $27.67 Unrealized —

NOBL PROSHARES TR 2.9%

Value $6.943M (+13.9%) Shares 123,631 (+115.0%) Est. Cost $77.79 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 1.7%

Value $4.164M (+16.9%) Shares 17,597 (+6.3%) Est. Cost $220.20 Unrealized —

SCHD SCHWAB STRATEGIC TR 2.9%

Value $7.12M (+5.1%) Shares 224,534 (+1.7%) Est. Cost $27.36 Unrealized —

MDY STATE STR SPDR S&P MIDCAP 40 0.3%

Value $776K (+17.9%) Shares 1,104 (+3.4%) Est. Cost $555.71 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.2%

Value $483K (+14.8%) Shares 2,272 (+3.5%) Est. Cost $177.88 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value $261K (+12.2%) Shares 3,244 (+300.0%) Est. Cost $126.46 Unrealized —

BND VANGUARD BD INDEX FDS 0.1%

Value $361K (+1.3%) Shares 4,916 (+1.6%) Est. Cost $73.60 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	85,151 (+1.7%)	$31.51M (+17.3%)	13.0%	$294.65	—	TOTAL STK MKT	922908769
SGOL	ETFS GOLD TR	337,082 (+2.7%)	$12.89M (-12.0%)	5.3%	$26.78	—	PHYSCL GOLD SHS	00326A104
CGGR	CAPITAL GROUP GROWTH ETF	196,670 (+4.1%)	$9.283M (+22.2%)	3.8%	$38.92	—	SHS CREAT UNIT	14020G101
VTV	VANGUARD INDEX FDS	49,467 (+3.0%)	$10.78M (+14.4%)	4.4%	$186.34	—	VALUE ETF	922908744
SPY	STATE STR SPDR S&P 500 ETF T	11,118 (+2.4%)	$8.303M (+17.6%)	3.4%	$589.81	—	TR UNIT	78462F103
VXUS	VANGUARD STAR FDS	112,404 (+2.0%)	$9.609M (+13.1%)	3.9%	$65.87	—	VG TL INTL STK F	921909768
SCHG	SCHWAB STRATEGIC TR	181,869 (+2.1%)	$6.154M (+18.6%)	2.5%	$27.67	—	US LCAP GR ETF	808524300
NOBL	PROSHARES TR	123,631 (+115.0%)	$6.943M (+13.9%)	2.9%	$77.79	—	S&P 500 DV ARIST	74348A467
VIG	VANGUARD SPECIALIZED FUNDS	17,597 (+6.3%)	$4.164M (+16.9%)	1.7%	$220.20	—	DIV APP ETF	921908844
SCHD	SCHWAB STRATEGIC TR	224,534 (+1.7%)	$7.12M (+5.1%)	2.9%	$27.36	—	US DIVIDEND EQ	808524797
MDY	STATE STR SPDR S&P MIDCAP 40	1,104 (+3.4%)	$776K (+17.9%)	0.3%	$555.71	—	UTSER1 S&PDCRP	78467Y107
RSP	INVESCO EXCHANGE TRADED FD T	2,272 (+3.5%)	$483K (+14.8%)	0.2%	$177.88	—	S&P500 EQL WGT	46137V357
VO	VANGUARD INDEX FDS	3,244 (+300.0%)	$261K (+12.2%)	0.1%	$126.46	—	MID CAP ETF	922908629
BND	VANGUARD BD INDEX FDS	4,916 (+1.6%)	$361K (+1.3%)	0.1%	$73.60	—	TOTAL BND MRKT	921937835

Exited Positions (2)

COP CONOCOPHILLIPS 0.1%

Value $231K Shares 1,751 Est. Cost $102.65 Unrealized —

META META PLATFORMS INCORPORATED CLASS A 0.1%

Value $212K Shares 371 Est. Cost $627.70 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
COP	CONOCOPHILLIPS	1,751	$231K	0.1%	$102.65	—	—	20825C104
META	META PLATFORMS INCORPORATED CLASS A	371	$212K	0.1%	$627.70	—	—	30303M102

Decreased Positions (43)

VBIL VANGUARD INSTL INDEX FD 2.4%

Value $5.785M (-7.3%) Shares 76,446 (-7.3%) Est. Cost $75.54 Unrealized —

SGOV ISHARES TR 3.3%

Value $8.036M (-5.2%) Shares 79,821 (-5.3%) Est. Cost $100.63 Unrealized —

XLK SELECT SECTOR SPDR TR 0.6%

Value $1.541M (+39.8%) Shares 8,088 (-2.5%) Est. Cost $181.64 Unrealized —

KR KROGER CO 0.4%

Value $923K (-27.1%) Shares 16,627 (-5.0%) Est. Cost $57.34 Unrealized —

LRCX LAM RESEARCH CORP 0.7%

Value $1.628M (+21.8%) Shares 3,756 (-39.9%) Est. Cost $78.14 Unrealized —

EMXC ISHARES INC 0.5%

Value $1.273M (+26.1%) Shares 12,443 (-3.0%) Est. Cost $78.66 Unrealized —

LMT LOCKHEED MARTIN CORP 0.4%

Value $867K (-20.6%) Shares 1,702 (-5.8%) Est. Cost $525.46 Unrealized —

XOM EXXON MOBIL CORP 0.3%

Value $721K (-23.7%) Shares 5,277 (-5.3%) Est. Cost $111.10 Unrealized —

GOOGL ALPHABET INC 0.6%

Value $1.478M (+17.4%) Shares 4,136 (-5.5%) Est. Cost $174.65 Unrealized —

BIL SPDR SERIES TRUST 2.3%

Value $5.69M (-3.6%) Shares 62,087 (-3.6%) Est. Cost $91.43 Unrealized —

TIP ISHARES TR 1.8%

Value $4.263M (-4.3%) Shares 38,959 (-3.4%) Est. Cost $106.55 Unrealized —

MCD MCDONALDS CORP 0.3%

Value $840K (-17.6%) Shares 3,109 (-5.2%) Est. Cost $290.33 Unrealized —

CSCO CISCO SYS INC 0.5%

Value $1.313M (+12.9%) Shares 11,182 (-25.4%) Est. Cost $65.59 Unrealized —

ETN EATON CORP PLC 0.5%

Value $1.236M (+13.1%) Shares 2,900 (-5.1%) Est. Cost $345.57 Unrealized —

MDT MEDTRONIC PLC 0.3%

Value $750K (-15.3%) Shares 9,582 (-6.2%) Est. Cost $86.00 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 1.3%

Value $3.218M (-4.0%) Shares 55,296 (-3.5%) Est. Cost $58.24 Unrealized —

ABBV ABBVIE INC 0.6%

Value $1.402M (+9.8%) Shares 5,570 (-5.1%) Est. Cost $177.91 Unrealized —

HEFA ISHARES TR 0.7%

Value $1.641M (+7.9%) Shares 34,971 (-2.3%) Est. Cost $34.75 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.5%

Value $1.32M (+9.7%) Shares 4,693 (-5.4%) Est. Cost $217.63 Unrealized —

LOW LOWES COS INC 0.3%

Value $836K (-11.5%) Shares 3,793 (-5.1%) Est. Cost $260.97 Unrealized —

CMCSA COMCAST CORP NEW 0.2%

Value $470K (-16.5%) Shares 19,125 (-2.4%) Est. Cost $34.20 Unrealized —

V VISA INC 0.4%

Value $1.095M (+8.1%) Shares 3,191 (-4.8%) Est. Cost $299.11 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 0.4%

Value $857K (-7.9%) Shares 14,865 (-3.0%) Est. Cost $55.25 Unrealized —

SBUX STARBUCKS CORP 0.3%

Value $839K (+7.4%) Shares 8,212 (-5.8%) Est. Cost $93.83 Unrealized —

XLF SELECT SECTOR SPDR TR 0.4%

Value $892K (+6.4%) Shares 16,630 (-2.0%) Est. Cost $49.21 Unrealized —

GIS GENERAL MILLS INC 0.2%

Value $474K (-9.5%) Shares 13,626 (-3.2%) Est. Cost $53.72 Unrealized —

PG PROCTER & GAMBLE CO 0.3%

Value $829K (-5.3%) Shares 5,656 (-6.7%) Est. Cost $164.91 Unrealized —

SCHW SCHWAB CHARLES CORP 0.3%

Value $807K (-4.7%) Shares 8,741 (-3.0%) Est. Cost $94.61 Unrealized —

AVGO BROADCOM INC 0.5%

Value $1.285M (-2.5%) Shares 3,402 (-20.1%) Est. Cost $184.28 Unrealized —

IJH ISHARES TR 0.2%

Value $392K (+8.3%) Shares 5,087 (-5.1%) Est. Cost $62.31 Unrealized —

AMGN AMGEN INC 0.4%

Value $1.075M (-2.7%) Shares 2,970 (-5.4%) Est. Cost $285.99 Unrealized —

CL COLGATE PALMOLIVE CO 0.3%

Value $626K (+4.9%) Shares 6,825 (-2.5%) Est. Cost $88.40 Unrealized —

TSLA TESLA INC 0.2%

Value $453K (+6.9%) Shares 1,077 (-5.5%) Est. Cost $323.67 Unrealized —

XLC SELECT SECTOR SPDR TR 0.2%

Value $453K (-5.8%) Shares 4,225 (-2.5%) Est. Cost $96.95 Unrealized —

CGUS CAPITAL GROUP CORE EQUITY ET 0.2%

Value $512K (+5.3%) Shares 11,515 (-9.1%) Est. Cost $35.07 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value $668K (-3.3%) Shares 1,792 (-4.1%) Est. Cost $424.03 Unrealized —

XLY SELECT SECTOR SPDR TR 0.2%

Value $465K (+4.8%) Shares 3,964 (-2.6%) Est. Cost $164.49 Unrealized —

VOO VANGUARD INDEX FDS 0.1%

Value $257K (+8.8%) Shares 374 (-5.3%) Est. Cost $542.09 Unrealized —

USFR WISDOMTREE TR 0.2%

Value $403K (-4.7%) Shares 8,005 (-4.7%) Est. Cost $50.32 Unrealized —

HD HOME DEPOT INC 0.4%

Value $956K (+2.0%) Shares 2,711 (-4.8%) Est. Cost $396.29 Unrealized —

MRK MERCK & CO INC 0.4%

Value $1.084M (+0.5%) Shares 8,433 (-6.0%) Est. Cost $99.57 Unrealized —

QCOM QUALCOMM INC 0.3%

Value $712K (-0.2%) Shares 3,854 (-30.5%) Est. Cost $159.53 Unrealized —

NTAP NETAPP INC 0.3%

Value $696K (+0.0%) Shares 4,497 (-33.8%) Est. Cost $100.00 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VBIL	VANGUARD INSTL INDEX FD	76,446 (-7.3%)	$5.785M (-7.3%)	2.4%	$75.54	—	0 3 MO TR BI ETF	922040845
SGOV	ISHARES TR	79,821 (-5.3%)	$8.036M (-5.2%)	3.3%	$100.63	—	0-3 MTH TREASURY	46436E718
XLK	SELECT SECTOR SPDR TR	8,088 (-2.5%)	$1.541M (+39.8%)	0.6%	$181.64	—	ST STR TECHN ETF	81369Y803
KR	KROGER CO	16,627 (-5.0%)	$923K (-27.1%)	0.4%	$57.34	—	COM	501044101
LRCX	LAM RESEARCH CORP	3,756 (-39.9%)	$1.628M (+21.8%)	0.7%	$78.14	—	COM NEW	512807306
EMXC	ISHARES INC	12,443 (-3.0%)	$1.273M (+26.1%)	0.5%	$78.66	—	MSCI EMRG CHN	46434G764
LMT	LOCKHEED MARTIN CORP	1,702 (-5.8%)	$867K (-20.6%)	0.4%	$525.46	—	COM	539830109
XOM	EXXON MOBIL CORP	5,277 (-5.3%)	$721K (-23.7%)	0.3%	$111.10	—	COM	30231G102
GOOGL	ALPHABET INC	4,136 (-5.5%)	$1.478M (+17.4%)	0.6%	$174.65	—	CAP STK CL A	02079K305
BIL	SPDR SERIES TRUST	62,087 (-3.6%)	$5.69M (-3.6%)	2.3%	$91.43	—	ST STR BLO 1 ETF	78468R663
TIP	ISHARES TR	38,959 (-3.4%)	$4.263M (-4.3%)	1.8%	$106.55	—	TIPS BD ETF	464287176
MCD	MCDONALDS CORP	3,109 (-5.2%)	$840K (-17.6%)	0.3%	$290.33	—	COM	580135101
CSCO	CISCO SYS INC	11,182 (-25.4%)	$1.313M (+12.9%)	0.5%	$65.59	—	COM	17275R102
ETN	EATON CORP PLC	2,900 (-5.1%)	$1.236M (+13.1%)	0.5%	$345.57	—	SHS	G29183103
MDT	MEDTRONIC PLC	9,582 (-6.2%)	$750K (-15.3%)	0.3%	$86.00	—	SHS	G5960L103
VGSH	VANGUARD SCOTTSDALE FDS	55,296 (-3.5%)	$3.218M (-4.0%)	1.3%	$58.24	—	SHORT TERM TREAS	92206C102
ABBV	ABBVIE INC	5,570 (-5.1%)	$1.402M (+9.8%)	0.6%	$177.91	—	COM	00287Y109
HEFA	ISHARES TR	34,971 (-2.3%)	$1.641M (+7.9%)	0.7%	$34.75	—	HDG MSCI EAFE	46434V803
IBM	INTERNATIONAL BUSINESS MACHS	4,693 (-5.4%)	$1.32M (+9.7%)	0.5%	$217.63	—	COM	459200101
LOW	LOWES COS INC	3,793 (-5.1%)	$836K (-11.5%)	0.3%	$260.97	—	COM	548661107
CMCSA	COMCAST CORP NEW	19,125 (-2.4%)	$470K (-16.5%)	0.2%	$34.20	—	CL A	20030N101
V	VISA INC	3,191 (-4.8%)	$1.095M (+8.1%)	0.4%	$299.11	—	COM CL A	92826C839
BMY	BRISTOL-MYERS SQUIBB CO	14,865 (-3.0%)	$857K (-7.9%)	0.4%	$55.25	—	COM	110122108
SBUX	STARBUCKS CORP	8,212 (-5.8%)	$839K (+7.4%)	0.3%	$93.83	—	COM	855244109
XLF	SELECT SECTOR SPDR TR	16,630 (-2.0%)	$892K (+6.4%)	0.4%	$49.21	—	ST STR FINL ETF	81369Y605
GIS	GENERAL MILLS INC	13,626 (-3.2%)	$474K (-9.5%)	0.2%	$53.72	—	COM	370334104
PG	PROCTER & GAMBLE CO	5,656 (-6.7%)	$829K (-5.3%)	0.3%	$164.91	—	COM	742718109
SCHW	SCHWAB CHARLES CORP	8,741 (-3.0%)	$807K (-4.7%)	0.3%	$94.61	—	COM	808513105
AVGO	BROADCOM INC	3,402 (-20.1%)	$1.285M (-2.5%)	0.5%	$184.28	—	COM	11135F101
IJH	ISHARES TR	5,087 (-5.1%)	$392K (+8.3%)	0.2%	$62.31	—	CORE S&P MCP ETF	464287507
AMGN	AMGEN INC	2,970 (-5.4%)	$1.075M (-2.7%)	0.4%	$285.99	—	COM	031162100
CL	COLGATE PALMOLIVE CO	6,825 (-2.5%)	$626K (+4.9%)	0.3%	$88.40	—	COM	194162103
TSLA	TESLA INC	1,077 (-5.5%)	$453K (+6.9%)	0.2%	$323.67	—	COM	88160R101
XLC	SELECT SECTOR SPDR TR	4,225 (-2.5%)	$453K (-5.8%)	0.2%	$96.95	—	ST STR SVC ETF	81369Y852
CGUS	CAPITAL GROUP CORE EQUITY ET	11,515 (-9.1%)	$512K (+5.3%)	0.2%	$35.07	—	SHS CREAT UNIT	14020V108
MSFT	MICROSOFT CORP	1,792 (-4.1%)	$668K (-3.3%)	0.3%	$424.03	—	COM	594918104
XLY	SELECT SECTOR SPDR TR	3,964 (-2.6%)	$465K (+4.8%)	0.2%	$164.49	—	ST STR DISCR ETF	81369Y407
VOO	VANGUARD INDEX FDS	374 (-5.3%)	$257K (+8.8%)	0.1%	$542.09	—	S&P 500 ETF SHS	922908363
USFR	WISDOMTREE TR	8,005 (-4.7%)	$403K (-4.7%)	0.2%	$50.32	—	FLOATNG RAT TREA	97717Y527
HD	HOME DEPOT INC	2,711 (-4.8%)	$956K (+2.0%)	0.4%	$396.29	—	COM	437076102
MRK	MERCK & CO INC	8,433 (-6.0%)	$1.084M (+0.5%)	0.4%	$99.57	—	COM	58933Y105
QCOM	QUALCOMM INC	3,854 (-30.5%)	$712K (-0.2%)	0.3%	$159.53	—	COM	747525103
NTAP	NETAPP INC	4,497 (-33.8%)	$696K (+0.0%)	0.3%	$100.00	—	COM	64110D104

Unchanged Positions (15)

IVV ISHARES TR 6.4%

Value $15.56M Shares 20,771 Est. Cost $595.53 Unrealized —

AAPL APPLE INC 2.6%

Value $6.24M Shares 21,565 Est. Cost $234.44 Unrealized —

CGDV CAPITAL GROUP DIVIDEND VALUE 0.8%

Value $1.889M Shares 38,341 Est. Cost $35.26 Unrealized —

TWST TWIST BIOSCIENCE CORP 0.2%

Value $446K Shares 4,339 Est. Cost $44.18 Unrealized —

IWD ISHARES TR 0.4%

Value $979K Shares 4,037 Est. Cost $185.54 Unrealized —

AOA ISHARES TR 0.3%

Value $671K Shares 6,878 Est. Cost $76.61 Unrealized —

SU SUNCOR ENERGY INC NEW 0.1%

Value $249K Shares 4,638 Est. Cost $42.26 Unrealized —

CVX CHEVRON CORPORATION 0.1%

Value $209K Shares 1,263 Est. Cost $152.28 Unrealized —

GLD SPDR GOLD TR 0.1%

Value $305K Shares 827 Est. Cost $242.13 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value $362K Shares 1,810 Est. Cost $126.69 Unrealized —

GILD GILEAD SCIENCES INC 0.1%

Value $251K Shares 1,988 Est. Cost $105.06 Unrealized —

FOXA FOX CORP 0.1%

Value $201K Shares 3,851 Est. Cost $57.77 Unrealized —

VHT VANGUARD WORLD FD 0.1%

Value $253K Shares 847 Est. Cost $253.69 Unrealized —

AOR ISHARES TR 0.1%

Value $252K Shares 3,633 Est. Cost $57.32 Unrealized —

DVY ISHARES TR 0.1%

Value $240K Shares 1,537 Est. Cost $131.29 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	20,771	$15.56M	6.4%	$595.53	—	CORE S&P500 ETF	464287200
AAPL	APPLE INC	21,565	$6.24M	2.6%	$234.44	—	COM	037833100
CGDV	CAPITAL GROUP DIVIDEND VALUE	38,341	$1.889M	0.8%	$35.26	—	SHS CREAT UNIT	14020W106
TWST	TWIST BIOSCIENCE CORP	4,339	$446K	0.2%	$44.18	—	COM	90184D100
IWD	ISHARES TR	4,037	$979K	0.4%	$185.54	—	RUS 1000 VAL ETF	464287598
AOA	ISHARES TR	6,878	$671K	0.3%	$76.61	—	CORE 80 20 ETF	464289859
SU	SUNCOR ENERGY INC NEW	4,638	$249K	0.1%	$42.26	—	COM	867224107
CVX	CHEVRON CORPORATION	1,263	$209K	0.1%	$152.28	—	COM	166764100
GLD	SPDR GOLD TR	827	$305K	0.1%	$242.13	—	GOLD SHS	78463V107
NVDA	NVIDIA CORPORATION	1,810	$362K	0.1%	$126.69	—	COM	67066G104
GILD	GILEAD SCIENCES INC	1,988	$251K	0.1%	$105.06	—	COM	375558103
FOXA	FOX CORP	3,851	$201K	0.1%	$57.77	—	CL A COM	35137L105
VHT	VANGUARD WORLD FD	847	$253K	0.1%	$253.69	—	HEALTH CAR ETF	92204A504
AOR	ISHARES TR	3,633	$252K	0.1%	$57.32	—	CORE 60 BALA ETF	464289867
DVY	ISHARES TR	1,537	$240K	0.1%	$131.29	—	SELECT DIVID ETF	464287168