Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MU	MICRON TECHNOLOGY INC	448	$517K	0.1%	$1154.98	—	COM	595112103
GEV	GE VERNOVA INC	233	$274K	0.1%	$1175.61	—	COM	36828A101
AMD	ADVANCED MICRO DEVICES INC	415	$241K	0.1%	$580.91	—	COM	007903107
ITOT	ISHARES TR	1,345	$221K	0.1%	$164.26	—	CORE S&P TTL STK	464287150
TCAF	T ROWE PRICE EXCHANGE-TRADED	5,104	$210K	0.1%	$41.10	—	CAP APPRECIATION	87283Q867

Increased Positions (22)

FNDX SCHWAB STRATEGIC TR 19.8%

Value $73.58M (+13.4%) Shares 2,366,034 (+1.6%) Est. Cost $31.56 Unrealized —

FENI FIDELITY COVINGTON TRUST 11.9%

Value $44.05M (+14.9%) Shares 1,097,586 (+6.6%) Est. Cost $37.38 Unrealized —

SPAB SPDR SERIES TRUST 9.3%

Value $34.36M (+6.2%) Shares 1,346,522 (+6.6%) Est. Cost $27.74 Unrealized —

SCHM SCHWAB STRATEGIC TR 1.9%

Value $7M (+22.1%) Shares 189,848 (+2.5%) Est. Cost $36.13 Unrealized —

FNDA SCHWAB STRATEGIC TR 2.0%

Value $7.446M (+20.2%) Shares 195,627 (+2.4%) Est. Cost $35.75 Unrealized —

SCHZ SCHWAB STRATEGIC TR 2.8%

Value $10.52M (+7.4%) Shares 454,858 (+7.8%) Est. Cost $30.19 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.7%

Value $2.678M (+23.2%) Shares 96,670 (+10.1%) Est. Cost $24.34 Unrealized —

LLY ELI LILLY & CO 0.4%

Value $1.309M (+61.0%) Shares 1,092 (+23.5%) Est. Cost $573.12 Unrealized —

IWF ISHARES TR 0.3%

Value $1.219M (+24.4%) Shares 9,819 (+327.3%) Est. Cost $139.56 Unrealized —

SCZ ISHARES TR 0.7%

Value $2.663M (+9.8%) Shares 32,366 (+4.6%) Est. Cost $60.56 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $669K (+41.9%) Shares 1,337 (+35.9%) Est. Cost $440.17 Unrealized —

GE GE AEROSPACE 0.1%

Value $462K (+65.8%) Shares 1,236 (+25.9%) Est. Cost $264.29 Unrealized —

ANET ARISTA NETWORKS INC 0.2%

Value $605K (+40.8%) Shares 3,559 (+1.8%) Est. Cost $105.55 Unrealized —

CAT CATERPILLAR INC 0.1%

Value $448K (+52.4%) Shares 421 (+1.4%) Est. Cost $562.75 Unrealized —

BAC BANK OF AMER CORP 0.1%

Value $347K (+68.1%) Shares 6,097 (+43.8%) Est. Cost $53.98 Unrealized —

AMZN AMAZON COM INC 0.3%

Value $971K (+15.8%) Shares 4,072 (+1.2%) Est. Cost $158.04 Unrealized —

EFA ISHARES TR 0.3%

Value $1.084M (+11.5%) Shares 10,437 (+4.3%) Est. Cost $65.02 Unrealized —

MSFT MICROSOFT CORP 0.6%

Value $2.189M (+5.1%) Shares 5,870 (+4.3%) Est. Cost $261.55 Unrealized —

KO COCA COLA CO 0.1%

Value $374K (+8.0%) Shares 4,597 (+1.1%) Est. Cost $50.01 Unrealized —

WMT WALMART INC 0.1%

Value $265K (-7.6%) Shares 2,342 (+1.4%) Est. Cost $107.28 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $363K (-5.5%) Shares 2,656 (+17.3%) Est. Cost $118.87 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $350K (+5.3%) Shares 1,377 (+1.4%) Est. Cost $197.80 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FNDX	SCHWAB STRATEGIC TR	2,366,034 (+1.6%)	$73.58M (+13.4%)	19.8%	$31.56	—	FUNDAMENTAL US L	808524771
FENI	FIDELITY COVINGTON TRUST	1,097,586 (+6.6%)	$44.05M (+14.9%)	11.9%	$37.38	—	ENHANCED INTL	31609A404
SPAB	SPDR SERIES TRUST	1,346,522 (+6.6%)	$34.36M (+6.2%)	9.3%	$27.74	—	ST STR AGGRE ETF	78464A649
SCHM	SCHWAB STRATEGIC TR	189,848 (+2.5%)	$7M (+22.1%)	1.9%	$36.13	—	US MID-CAP ETF	808524508
FNDA	SCHWAB STRATEGIC TR	195,627 (+2.4%)	$7.446M (+20.2%)	2.0%	$35.75	—	FUNDAMENTAL US S	808524763
SCHZ	SCHWAB STRATEGIC TR	454,858 (+7.8%)	$10.52M (+7.4%)	2.8%	$30.19	—	US AGGREGATE B	808524839
SCHF	SCHWAB STRATEGIC TR	96,670 (+10.1%)	$2.678M (+23.2%)	0.7%	$24.34	—	INTL EQTY ETF	808524805
LLY	ELI LILLY & CO	1,092 (+23.5%)	$1.309M (+61.0%)	0.4%	$573.12	—	COM	532457108
IWF	ISHARES TR	9,819 (+327.3%)	$1.219M (+24.4%)	0.3%	$139.56	—	RUS 1000 GRW ETF	464287614
SCZ	ISHARES TR	32,366 (+4.6%)	$2.663M (+9.8%)	0.7%	$60.56	—	EAFE SML CP ETF	464288273
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,337 (+35.9%)	$669K (+41.9%)	0.2%	$440.17	—	CL B NEW	084670702
GE	GE AEROSPACE	1,236 (+25.9%)	$462K (+65.8%)	0.1%	$264.29	—	COM NEW	369604301
ANET	ARISTA NETWORKS INC	3,559 (+1.8%)	$605K (+40.8%)	0.2%	$105.55	—	COM SHS	040413205
CAT	CATERPILLAR INC	421 (+1.4%)	$448K (+52.4%)	0.1%	$562.75	—	COM	149123101
BAC	BANK OF AMER CORP	6,097 (+43.8%)	$347K (+68.1%)	0.1%	$53.98	—	COM	060505104
AMZN	AMAZON COM INC	4,072 (+1.2%)	$971K (+15.8%)	0.3%	$158.04	—	COM	023135106
EFA	ISHARES TR	10,437 (+4.3%)	$1.084M (+11.5%)	0.3%	$65.02	—	MSCI EAFE ETF	464287465
MSFT	MICROSOFT CORP	5,870 (+4.3%)	$2.189M (+5.1%)	0.6%	$261.55	—	COM	594918104
KO	COCA COLA CO	4,597 (+1.1%)	$374K (+8.0%)	0.1%	$50.01	—	COM	191216100
WMT	WALMART INC	2,342 (+1.4%)	$265K (-7.6%)	0.1%	$107.28	—	COM	931142103
XOM	EXXON MOBIL CORP	2,656 (+17.3%)	$363K (-5.5%)	0.1%	$118.87	—	COM	30231G102
JNJ	JOHNSON & JOHNSON	1,377 (+1.4%)	$350K (+5.3%)	0.1%	$197.80	—	COM	478160104

Exited Positions (2)

OEF ISHARES TR 0.1%

Value $223K Shares 701 Est. Cost $304.56 Unrealized —

SHOP SHOPIFY INC 0.1%

Value $202K Shares 1,699 Est. Cost $135.57 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
OEF	ISHARES TR	701	$223K	0.1%	$304.56	—	—	464287101
SHOP	SHOPIFY INC	1,699	$202K	0.1%	$135.57	—	—	82509L107

Decreased Positions (18)

SPYG SPDR SERIES TRUST 19.6%

Value $72.85M (+15.7%) Shares 612,211 (-4.8%) Est. Cost $49.46 Unrealized —

RPG INVESCO EXCHANGE TRADED FD T 0.6%

Value $2.171M (+30.2%) Shares 34,003 (-4.7%) Est. Cost $44.50 Unrealized —

BND VANGUARD BD INDEX FDS 0.7%

Value $2.453M (-15.2%) Shares 33,411 (-14.9%) Est. Cost $73.45 Unrealized —

GOOGL ALPHABET INC 0.5%

Value $1.808M (+22.8%) Shares 5,059 (-1.2%) Est. Cost $143.57 Unrealized —

GOOG ALPHABET INC 0.6%

Value $2.191M (+15.4%) Shares 6,202 (-6.3%) Est. Cost $127.23 Unrealized —

BSV VANGUARD BD INDEX FDS 0.1%

Value $541K (-27.0%) Shares 6,940 (-26.5%) Est. Cost $78.41 Unrealized —

AAPL APPLE INC 0.5%

Value $1.933M (+11.5%) Shares 6,680 (-2.2%) Est. Cost $170.74 Unrealized —

AVGO BROADCOM INC 0.2%

Value $800K (+20.2%) Shares 2,119 (-1.5%) Est. Cost $269.78 Unrealized —

UGI UGI CORP NEW 0.1%

Value $279K (-27.2%) Shares 8,070 (-23.2%) Est. Cost $26.03 Unrealized —

NVDA NVIDIA CORPORATION 0.5%

Value $2M (+5.2%) Shares 9,996 (-8.3%) Est. Cost $134.63 Unrealized —

TSM TAIWAN SEMICONDUCTOR MANUFAC 0.1%

Value $311K (+30.6%) Shares 651 (-7.5%) Est. Cost $305.45 Unrealized —

TSLA TESLA INC 0.2%

Value $604K (+10.9%) Shares 1,437 (-2.0%) Est. Cost $254.40 Unrealized —

VXF VANGUARD INDEX FDS 0.1%

Value $503K (-9.8%) Shares 2,042 (-24.6%) Est. Cost $107.07 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.2%

Value $685K (+8.4%) Shares 18,903 (-1.5%) Est. Cost $27.35 Unrealized —

ISRG INTUITIVE SURGICAL INC 0.1%

Value $214K (-19.5%) Shares 539 (-6.7%) Est. Cost $532.37 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.1%

Value $426K (-8.7%) Shares 455 (-2.8%) Est. Cost $717.99 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.2%

Value $808K (+0.8%) Shares 1,082 (-12.2%) Est. Cost $473.02 Unrealized —

V VISA INC 0.1%

Value $208K (+0.2%) Shares 606 (-11.7%) Est. Cost $340.26 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYG	SPDR SERIES TRUST	612,211 (-4.8%)	$72.85M (+15.7%)	19.6%	$49.46	—	ST STR P500GRW	78464A409
RPG	INVESCO EXCHANGE TRADED FD T	34,003 (-4.7%)	$2.171M (+30.2%)	0.6%	$44.50	—	S&P500 PUR GWT	46137V266
BND	VANGUARD BD INDEX FDS	33,411 (-14.9%)	$2.453M (-15.2%)	0.7%	$73.45	—	TOTAL BND MRKT	921937835
GOOGL	ALPHABET INC	5,059 (-1.2%)	$1.808M (+22.8%)	0.5%	$143.57	—	CAP STK CL A	02079K305
GOOG	ALPHABET INC	6,202 (-6.3%)	$2.191M (+15.4%)	0.6%	$127.23	—	CAP STK CL C	02079K107
BSV	VANGUARD BD INDEX FDS	6,940 (-26.5%)	$541K (-27.0%)	0.1%	$78.41	—	SHORT TRM BOND	921937827
AAPL	APPLE INC	6,680 (-2.2%)	$1.933M (+11.5%)	0.5%	$170.74	—	COM	037833100
AVGO	BROADCOM INC	2,119 (-1.5%)	$800K (+20.2%)	0.2%	$269.78	—	COM	11135F101
UGI	UGI CORP NEW	8,070 (-23.2%)	$279K (-27.2%)	0.1%	$26.03	—	COM	902681105
NVDA	NVIDIA CORPORATION	9,996 (-8.3%)	$2M (+5.2%)	0.5%	$134.63	—	COM	67066G104
TSM	TAIWAN SEMICONDUCTOR MANUFAC	651 (-7.5%)	$311K (+30.6%)	0.1%	$305.45	—	SPONSORED ADS	874039100
TSLA	TESLA INC	1,437 (-2.0%)	$604K (+10.9%)	0.2%	$254.40	—	COM	88160R101
VXF	VANGUARD INDEX FDS	2,042 (-24.6%)	$503K (-9.8%)	0.1%	$107.07	—	EXTEND MKT ETF	922908652
SCHE	SCHWAB STRATEGIC TR	18,903 (-1.5%)	$685K (+8.4%)	0.2%	$27.35	—	EMRG MKTEQ ETF	808524706
ISRG	INTUITIVE SURGICAL INC	539 (-6.7%)	$214K (-19.5%)	0.1%	$532.37	—	COM NEW	46120E602
COST	COSTCO WHOLESALE CORPORATION	455 (-2.8%)	$426K (-8.7%)	0.1%	$717.99	—	COM	22160K105
SPY	STATE STR SPDR S&P 500 ETF T	1,082 (-12.2%)	$808K (+0.8%)	0.2%	$473.02	—	TR UNIT	78462F103
V	VISA INC	606 (-11.7%)	$208K (+0.2%)	0.1%	$340.26	—	COM CL A	92826C839

Unchanged Positions (20)

SMLF ISHARES TR 6.4%

Value $23.61M Shares 264,869 Est. Cost $63.87 Unrealized —

SPMD SPDR SERIES TRUST 6.3%

Value $23.28M Shares 344,616 Est. Cost $41.64 Unrealized —

SPDW SPDR INDEX SHS FDS 4.5%

Value $16.72M Shares 331,834 Est. Cost $28.51 Unrealized —

SPYV SPDR SERIES TRUST 3.4%

Value $12.72M Shares 209,182 Est. Cost $28.90 Unrealized —

AMAT APPLIED MATLS INC 0.3%

Value $1.013M Shares 1,402 Est. Cost $160.78 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.6%

Value $2.409M Shares 71,191 Est. Cost $38.50 Unrealized —

CSCO CISCO SYS INC 0.1%

Value $452K Shares 3,850 Est. Cost $68.89 Unrealized —

JPM JPMORGAN CHASE & CO 0.3%

Value $949K Shares 2,898 Est. Cost $143.07 Unrealized —

MS MORGAN STANLEY 0.1%

Value $458K Shares 2,190 Est. Cost $131.06 Unrealized —

MAR MARRIOTT INTL INC NEW 0.2%

Value $788K Shares 2,125 Est. Cost $99.75 Unrealized —

IWR ISHARES TR 0.2%

Value $678K Shares 6,150 Est. Cost $46.52 Unrealized —

NOC NORTHROP GRUMMAN CORP 0.1%

Value $235K Shares 461 Est. Cost $264.33 Unrealized —

LMT LOCKHEED MARTIN CORP 0.1%

Value $329K Shares 646 Est. Cost $303.47 Unrealized —

ABBV ABBVIE INC 0.1%

Value $375K Shares 1,490 Est. Cost $156.65 Unrealized —

MCK MCKESSON CORP 0.1%

Value $216K Shares 286 Est. Cost $706.09 Unrealized —

PSEP INNOVATOR ETFS TRUST 0.1%

Value $317K Shares 6,890 Est. Cost $32.40 Unrealized —

MPC MARATHON PETE CORP 0.1%

Value $385K Shares 1,505 Est. Cost $166.17 Unrealized —

VLO VALERO ENERGY CORP 0.1%

Value $214K Shares 823 Est. Cost $190.06 Unrealized —

MUB ISHARES TR 0.1%

Value $339K Shares 3,151 Est. Cost $107.33 Unrealized —

META META PLATFORMS INC 0.1%

Value $306K Shares 543 Est. Cost $667.32 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SMLF	ISHARES TR	264,869	$23.61M	6.4%	$63.87	—	US SML CAP EQT	46434V290
SPMD	SPDR SERIES TRUST	344,616	$23.28M	6.3%	$41.64	—	ST STR P400MID	78464A847
SPDW	SPDR INDEX SHS FDS	331,834	$16.72M	4.5%	$28.51	—	ST STR PO EX ETF	78463X889
SPYV	SPDR SERIES TRUST	209,182	$12.72M	3.4%	$28.90	—	ST STR P500VAL	78464A508
AMAT	APPLIED MATLS INC	1,402	$1.013M	0.3%	$160.78	—	COM	038222105
SCHG	SCHWAB STRATEGIC TR	71,191	$2.409M	0.6%	$38.50	—	US LCAP GR ETF	808524300
CSCO	CISCO SYS INC	3,850	$452K	0.1%	$68.89	—	COM	17275R102
JPM	JPMORGAN CHASE & CO	2,898	$949K	0.3%	$143.07	—	COM	46625H100
MS	MORGAN STANLEY	2,190	$458K	0.1%	$131.06	—	COM NEW	617446448
MAR	MARRIOTT INTL INC NEW	2,125	$788K	0.2%	$99.75	—	CL A	571903202
IWR	ISHARES TR	6,150	$678K	0.2%	$46.52	—	RUS MID CAP ETF	464287499
NOC	NORTHROP GRUMMAN CORP	461	$235K	0.1%	$264.33	—	COM	666807102
LMT	LOCKHEED MARTIN CORP	646	$329K	0.1%	$303.47	—	COM	539830109
ABBV	ABBVIE INC	1,490	$375K	0.1%	$156.65	—	COM	00287Y109
MCK	MCKESSON CORP	286	$216K	0.1%	$706.09	—	COM	58155Q103
PSEP	INNOVATOR ETFS TRUST	6,890	$317K	0.1%	$32.40	—	US EQTY PWR BUF	45782C656
MPC	MARATHON PETE CORP	1,505	$385K	0.1%	$166.17	—	COM	56585A102
VLO	VALERO ENERGY CORP	823	$214K	0.1%	$190.06	—	COM	91913Y100
MUB	ISHARES TR	3,151	$339K	0.1%	$107.33	—	NATIONAL MUN ETF	464288414
META	META PLATFORMS INC	543	$306K	0.1%	$667.32	—	CL A	30303M102