Strategic Financial Planning, Inc. Concentrated Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPSM	SPDR SERIES TRUST	178,434 (+24.7%)	$8,361 (+26.2%)	4.8%	$36.69	—	PORTFOLIO SM ETF	78468R853
SPDW	SPDR INDEX SHS FDS	371,396 (+1.0%)	$16,492 (+4.8%)	9.4%	$29.83	—	PORTFOLIO DEVLPD	78463X889
VSS	VANGUARD INTL EQUITY INDEX F	78,498 (+1.5%)	$11,250 (+2.1%)	6.4%	$98.58	—	FTSE SMCAP ETF	922042718
SCHH	SCHWAB STRATEGIC TR	483,962 (+5.3%)	$10,112 (+2.0%)	5.8%	$29.56	—	US REIT ETF	808524847
SPMD	SPDR SER TR	17,904 (+17.4%)	$1,037 (+18.9%)	0.6%	$49.95	—	PORTFOLIO S&P400	78464A847
SCYB	SCHWAB STRATEGIC TR	237,534 (+3.9%)	$6,276 (+2.7%)	3.6%	$26.55	—	HIGH YIELD BD ET	808524631
BNDX	VANGUARD CHARLOTTE FDS	69,126 (+4.6%)	$3,350 (+2.5%)	1.9%	$54.87	—	INTL BD IDX ETF	92203J407
VNQI	VANGUARD INTL EQUITY INDEX F	117,551 (+5.1%)	$5,401 (+1.3%)	3.1%	$51.57	—	GLB EX US ETF	922042676
VWOB	VANGUARD WHITEHALL FDS INC	16,042 (+4.4%)	$1,080 (+5.1%)	0.6%	$78.33	—	EMERG MKT BD ETF	921946885
LEMB	ISHARES INC	23,308 (+2.2%)	$967 (+3.0%)	0.6%	$42.45	—	JP MORGAN EM ETF	464286517
SCHP	SCHWAB STRATEGIC TR	50,746 (+2.5%)	$1,344 (+0.8%)	0.8%	$39.27	—	US TIPS ETF	808524870
SPHY	SPDR SER TR	54,972 (+1.2%)	$1,306 (+0.6%)	0.7%	$24.82	—	PORTFLI HIGH YLD	78468R606
SPAB	SPDR SER TR	10,928 (+1.1%)	$281 (+0.8%)	0.2%	$25.63	—	PORTFOLIO AGRGTE	78464A649

Decreased Positions (7)

SCHB SCHWAB STRATEGIC TR 14.0%

Value ($000) $24,635 (-8.2%) Shares 939,186 (-10.0%) Est. Cost $36.31 Unrealized —

SCHA SCHWAB STRATEGIC TR 11.4%

Value ($000) $20,055 (-3.1%) Shares 704,165 (-5.1%) Est. Cost $42.31 Unrealized —

SCHC SCHWAB STRATEGIC TR 4.4%

Value ($000) $7,751 (-1.3%) Shares 170,239 (-1.4%) Est. Cost $31.76 Unrealized —

SCHE SCHWAB STRATEGIC TR 1.9%

Value ($000) $3,335 (-2.9%) Shares 101,832 (-1.1%) Est. Cost $25.71 Unrealized —

SCHM SCHWAB STRATEGIC TR 1.3%

Value ($000) $2,251 (-3.0%) Shares 74,880 (-4.4%) Est. Cost $40.09 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $415 (-3.2%) Shares 662 (-5.4%) Est. Cost $527.67 Unrealized —

IJR ISHARES TR 0.3%

Value ($000) $614 (-1.1%) Shares 5,107 (-2.2%) Est. Cost $83.91 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	939,186 (-10.0%)	$24,635 (-8.2%)	14.0%	$36.31	—	US BRD MKT ETF	808524102
SCHA	SCHWAB STRATEGIC TR	704,165 (-5.1%)	$20,055 (-3.1%)	11.4%	$42.31	—	US SML CAP ETF	808524607
SCHC	SCHWAB STRATEGIC TR	170,239 (-1.4%)	$7,751 (-1.3%)	4.4%	$31.76	—	INTL SCEQT ETF	808524888
SCHE	SCHWAB STRATEGIC TR	101,832 (-1.1%)	$3,335 (-2.9%)	1.9%	$25.71	—	EMRG MKTEQ ETF	808524706
SCHM	SCHWAB STRATEGIC TR	74,880 (-4.4%)	$2,251 (-3.0%)	1.3%	$40.09	—	US MID-CAP ETF	808524508
VOO	VANGUARD INDEX FDS	662 (-5.4%)	$415 (-3.2%)	0.2%	$527.67	—	S&P 500 ETF SHS	922908363
IJR	ISHARES TR	5,107 (-2.2%)	$614 (-1.1%)	0.3%	$83.91	—	CORE S&P SCP ETF	464287804

Unchanged Positions (18)

SCHF SCHWAB STRATEGIC TR 2.7%

Value ($000) $4,690 Shares 195,099 Est. Cost $25.70 Unrealized —

VEA VANGUARD TAX MANAGED INTL FD 1.6%

Value ($000) $2,761 Shares 44,199 Est. Cost $44.29 Unrealized —

VTI VANGUARD INDEX FDS 3.1%

Value ($000) $5,420 Shares 16,166 Est. Cost $189.62 Unrealized —

SPTM SPDR SER TR 1.6%

Value ($000) $2,748 Shares 33,307 Est. Cost $37.41 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 9.6%

Value ($000) $16,806 Shares 312,660 Est. Cost $39.89 Unrealized —

IDEV ISHARES TR 0.9%

Value ($000) $1,600 Shares 19,403 Est. Cost $68.83 Unrealized —

IEMG ISHARES INC 1.1%

Value ($000) $1,965 Shares 29,231 Est. Cost $46.76 Unrealized —

USRT ISHARES TR 0.6%

Value ($000) $1,010 Shares 17,737 Est. Cost $54.28 Unrealized —

IVV ISHARES TR 0.4%

Value ($000) $787 Shares 1,149 Est. Cost $322.85 Unrealized —

SPEM SPDR INDEX SHS FDS 1.0%

Value ($000) $1,836 Shares 39,233 Est. Cost $36.22 Unrealized —

BND VANGUARD BD INDEX FD INC 0.8%

Value ($000) $1,451 Shares 19,592 Est. Cost $78.18 Unrealized —

VNQ VANGUARD INDEX FDS 0.2%

Value ($000) $382 Shares 4,315 Est. Cost $81.15 Unrealized —

VXF VANGUARD INDEX FDS 2.5%

Value ($000) $4,396 Shares 21,020 Est. Cost $125.99 Unrealized —

ISCB ISHARES TR 0.1%

Value ($000) $233 Shares 3,580 Est. Cost $58.28 Unrealized —

HAUZ DBX ETF TR 0.1%

Value ($000) $259 Shares 11,177 Est. Cost $21.89 Unrealized —

VO VANGUARD INDEX FDS 0.2%

Value ($000) $283 Shares 975 Est. Cost $210.92 Unrealized —

IJH ISHARES TR 0.1%

Value ($000) $220 Shares 3,338 Est. Cost $62.02 Unrealized —

HYMB SPDR SER TR 0.1%

Value ($000) $258 Shares 10,352 Est. Cost $25.33 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	195,099	$4,690	2.7%	$25.70	—	INTL EQTY ETF	808524805
VEA	VANGUARD TAX MANAGED INTL FD	44,199	$2,761	1.6%	$44.29	—	FTSE DEV MKT ETF	921943858
VTI	VANGUARD INDEX FDS	16,166	$5,420	3.1%	$189.62	—	TOTAL STK MKT	922908769
SPTM	SPDR SER TR	33,307	$2,748	1.6%	$37.41	—	PORTFOLI S&P1500	78464A805
VWO	VANGUARD INTL EQUITY INDEX F	312,660	$16,806	9.6%	$39.89	—	FTSE EMR MKT ETF	922042858
IDEV	ISHARES TR	19,403	$1,600	0.9%	$68.83	—	CORE MSCI INTL	46435G326
IEMG	ISHARES INC	29,231	$1,965	1.1%	$46.76	—	CORE MSCI EMKT	46434G103
USRT	ISHARES TR	17,737	$1,010	0.6%	$54.28	—	CRE U S REIT ETF	464288521
IVV	ISHARES TR	1,149	$787	0.4%	$322.85	—	CORE S&P500 ETF	464287200
SPEM	SPDR INDEX SHS FDS	39,233	$1,836	1.0%	$36.22	—	PORTFOLIO EMG MK	78463X509
BND	VANGUARD BD INDEX FD INC	19,592	$1,451	0.8%	$78.18	—	TOTAL BND MRKT	921937835
VNQ	VANGUARD INDEX FDS	4,315	$382	0.2%	$81.15	—	REAL ESTATE ETF	922908553
VXF	VANGUARD INDEX FDS	21,020	$4,396	2.5%	$125.99	—	EXTEND MKT ETF	922908652
ISCB	ISHARES TR	3,580	$233	0.1%	$58.28	—	MRGSTR SM CP ETF	464288505
HAUZ	DBX ETF TR	11,177	$259	0.1%	$21.89	—	XTRACK INTL REAL	233051846
VO	VANGUARD INDEX FDS	975	$283	0.2%	$210.92	—	MID CAP ETF	922908629
IJH	ISHARES TR	3,338	$220	0.1%	$62.02	—	CORE S&P MCP ETF	464287507
HYMB	SPDR SER TR	10,352	$258	0.1%	$25.33	—	NUVEEN BBG BRCLY	78464A284