Harbor Group, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
MDY	SPDR S&P MIDCAP 400 ETF TR	760	$458	0.1%	$603.23	—	UTSER1 S&PDCRP	78467Y107
USMV	ISHARES TR	3,937	$371	0.1%	$94.16	—	MSCI USA MIN VOL	46429B697
CVX	CHEVRON CORP NEW	2,113	$322	0.0%	$151.40	0.0%	COM	166764100
GOOGL	ALPHABET INC	960	$301	0.0%	$285.60	0.0%	CAP STK CL A	02079K305
TD	TORONTO DOMINION BK ONT	3,152	$297	0.0%	$84.44	0.0%	COM NEW	891160509
LLY	ELI LILLY & CO	251	$270	0.0%	$955.55	0.0%	COM	532457108
AVGO	BROADCOM INC	738	$255	0.0%	$357.00	0.0%	COM	11135F101
SDY	SPDR SERIES TRUST	1,801	$251	0.0%	$139.13	—	STATE STREET SPD	78464A763
HDV	ISHARES TR	2,029	$247	0.0%	$121.61	—	CORE HIGH DV ETF	46429B663
EXAS	EXACT SCIENCES CORP	2,074	$211	0.0%	$80.31	0.0%	COM	30063P105

Increased Positions (34)

JMUB J P MORGAN EXCHANGE TRADED F 1.1%

Value ($000) $7,478 (+349.3%) Shares 148,083 (+349.1%) Est. Cost $50.49 Unrealized —

FLQM FRANKLIN TEMPLETON ETF TR 7.0%

Value ($000) $46,507 (+13.6%) Shares 826,653 (+13.9%) Est. Cost $54.42 Unrealized —

MOAT VANECK ETF TRUST 7.3%

Value ($000) $48,868 (+10.1%) Shares 471,886 (+5.3%) Est. Cost $87.44 Unrealized —

PVAL PUTNAM ETF TRUST 5.8%

Value ($000) $38,656 (+9.5%) Shares 848,271 (+2.6%) Est. Cost $38.27 Unrealized —

IQLT ISHARES TR 5.7%

Value ($000) $38,063 (+5.8%) Shares 837,479 (+2.8%) Est. Cost $40.09 Unrealized —

BKCI BNY MELLON ETF TRUST 7.3%

Value ($000) $48,696 (+4.3%) Shares 944,276 (+4.2%) Est. Cost $49.37 Unrealized —

SPYV SPDR SERIES TRUST 4.2%

Value ($000) $27,878 (+5.6%) Shares 490,726 (+2.8%) Est. Cost $39.36 Unrealized —

TCHP T ROWE PRICE ETF INC 3.6%

Value ($000) $24,362 (+5.5%) Shares 488,615 (+3.4%) Est. Cost $30.15 Unrealized —

VPLS VANGUARD MALVERN FDS 0.6%

Value ($000) $4,208 (+39.2%) Shares 53,871 (+40.1%) Est. Cost $78.18 Unrealized —

AVDV AMERICAN CENTY ETF TR 0.6%

Value ($000) $4,270 (+37.3%) Shares 45,439 (+30.1%) Est. Cost $83.88 Unrealized —

JCPB J P MORGAN EXCHANGE TRADED F 7.2%

Value ($000) $48,112 (+2.3%) Shares 1,016,099 (+2.8%) Est. Cost $47.07 Unrealized —

AVIV AMERICAN CENTY ETF TR 0.6%

Value ($000) $3,770 (+34.6%) Shares 52,928 (+27.4%) Est. Cost $64.90 Unrealized —

TCAF T ROWE PRICE ETF INC 0.6%

Value ($000) $3,877 (+27.2%) Shares 101,436 (+25.5%) Est. Cost $36.38 Unrealized —

FBND FIDELITY MERRIMACK STR TR 7.1%

Value ($000) $47,481 (+1.7%) Shares 1,031,304 (+2.2%) Est. Cost $45.94 Unrealized —

HTAX NOMURA ETF TR 2.5%

Value ($000) $16,729 (+4.9%) Shares 687,889 (+4.9%) Est. Cost $24.29 Unrealized —

SPYM SPDR SERIES TRUST 0.2%

Value ($000) $1,524 (+101.6%) Shares 18,995 (+96.9%) Est. Cost $79.26 Unrealized —

AVEM AMERICAN CENTY ETF TR 0.5%

Value ($000) $3,590 (+24.1%) Shares 46,609 (+21.0%) Est. Cost $70.56 Unrealized —

VSDM VANGUARD MUN BD FDS 0.2%

Value ($000) $1,043 (+35.2%) Shares 13,639 (+35.6%) Est. Cost $75.95 Unrealized —

IWD ISHARES TR 0.1%

Value ($000) $445 (+94.9%) Shares 2,114 (+88.6%) Est. Cost $198.58 Unrealized —

AAPL APPLE INC 0.4%

Value ($000) $2,549 (+9.2%) Shares 9,375 (+2.3%) Est. Cost $128.59 Unrealized +108.7%

IWF ISHARES TR 0.1%

Value ($000) $874 (+29.7%) Shares 1,846 (+28.4%) Est. Cost $316.72 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value ($000) $1,185 (+14.3%) Shares 2,450 (+22.4%) Est. Cost $323.18 Unrealized +54.9%

COST COSTCO WHSL CORP NEW 0.1%

Value ($000) $464 (+38.1%) Shares 538 (+48.2%) Est. Cost $620.24 Unrealized +46.0%

ORCL ORACLE CORP 0.1%

Value ($000) $367 (+40.4%) Shares 1,885 (+102.7%) Est. Cost $246.00 Unrealized -3.2%

RSP INVESCO EXCHANGE TRADED FD T 0.0%

Value ($000) $273 (+27.4%) Shares 1,425 (+26.1%) Est. Cost $183.74 Unrealized —

EFG ISHARES TR 0.7%

Value ($000) $4,499 (+1.2%) Shares 39,490 (+1.1%) Est. Cost $93.79 Unrealized —

QQQ INVESCO QQQ TR 0.2%

Value ($000) $1,465 (+3.6%) Shares 2,385 (+1.2%) Est. Cost $387.22 Unrealized —

IEFA ISHARES TR 0.1%

Value ($000) $870 (+4.0%) Shares 9,721 (+1.5%) Est. Cost $56.87 Unrealized —

ESGD ISHARES TR 0.1%

Value ($000) $420 (+8.4%) Shares 4,414 (+6.0%) Est. Cost $83.50 Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value ($000) $513 (+3.4%) Shares 2,687 (+1.0%) Est. Cost $159.22 Unrealized —

HD HOME DEPOT INC 0.0%

Value ($000) $299 (+4.2%) Shares 869 (+22.7%) Est. Cost $317.94 Unrealized +14.7%

REET ISHARES TR 0.1%

Value ($000) $687 (-1.4%) Shares 27,519 (+1.0%) Est. Cost $25.21 Unrealized —

UAA UNDER ARMOUR INC 0.1%

Value ($000) $503 (+1.7%) Shares 1,828,600 (+9900.0%) Est. Cost — Unrealized —

XLK SELECT SECTOR SPDR TR 0.0%

Value ($000) $292 (+2.3%) Shares 2,026 (+100.2%) Est. Cost $176.09 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
JMUB	J P MORGAN EXCHANGE TRADED F	148,083 (+349.1%)	$7,478 (+349.3%)	1.1%	$50.49	—	MUNICIPAL ETF	46641Q647
FLQM	FRANKLIN TEMPLETON ETF TR	826,653 (+13.9%)	$46,507 (+13.6%)	7.0%	$54.42	—	US MID CP MLTFCT	35473P884
MOAT	VANECK ETF TRUST	471,886 (+5.3%)	$48,868 (+10.1%)	7.3%	$87.44	—	MRNGSTR WDE MOAT	92189F643
PVAL	PUTNAM ETF TRUST	848,271 (+2.6%)	$38,656 (+9.5%)	5.8%	$38.27	—	FOCUSED LAR CAP	746729300
IQLT	ISHARES TR	837,479 (+2.8%)	$38,063 (+5.8%)	5.7%	$40.09	—	MSCI INTL QUALTY	46434V456
BKCI	BNY MELLON ETF TRUST	944,276 (+4.2%)	$48,696 (+4.3%)	7.3%	$49.37	—	CONCENTRATED INT	09661T834
SPYV	SPDR SERIES TRUST	490,726 (+2.8%)	$27,878 (+5.6%)	4.2%	$39.36	—	STATE STREET SPD	78464A508
TCHP	T ROWE PRICE ETF INC	488,615 (+3.4%)	$24,362 (+5.5%)	3.6%	$30.15	—	PRICE BLUE CHIP	87283Q107
VPLS	VANGUARD MALVERN FDS	53,871 (+40.1%)	$4,208 (+39.2%)	0.6%	$78.18	—	CORE-PLUS BD ETF	922020755
AVDV	AMERICAN CENTY ETF TR	45,439 (+30.1%)	$4,270 (+37.3%)	0.6%	$83.88	—	INTL SMCP VLU	025072802
JCPB	J P MORGAN EXCHANGE TRADED F	1,016,099 (+2.8%)	$48,112 (+2.3%)	7.2%	$47.07	—	CORE PLUS BD ETF	46641Q670
AVIV	AMERICAN CENTY ETF TR	52,928 (+27.4%)	$3,770 (+34.6%)	0.6%	$64.90	—	INTERNATIONAL LR	025072364
TCAF	T ROWE PRICE ETF INC	101,436 (+25.5%)	$3,877 (+27.2%)	0.6%	$36.38	—	CAP APPRECIATION	87283Q867
FBND	FIDELITY MERRIMACK STR TR	1,031,304 (+2.2%)	$47,481 (+1.7%)	7.1%	$45.94	—	TOTAL BD ETF	316188309
HTAX	NOMURA ETF TR	687,889 (+4.9%)	$16,729 (+4.9%)	2.5%	$24.29	—	NATIONAL HIGH YL	555927870
SPYM	SPDR SERIES TRUST	18,995 (+96.9%)	$1,524 (+101.6%)	0.2%	$79.26	—	STATE STREET SPD	78464A854
AVEM	AMERICAN CENTY ETF TR	46,609 (+21.0%)	$3,590 (+24.1%)	0.5%	$70.56	—	AVANTIS EMGMKT	025072604
VSDM	VANGUARD MUN BD FDS	13,639 (+35.6%)	$1,043 (+35.2%)	0.2%	$75.95	—	SHORT TAX EXEMPT	922907696
IWD	ISHARES TR	2,114 (+88.6%)	$445 (+94.9%)	0.1%	$198.58	—	RUS 1000 VAL ETF	464287598
AAPL	APPLE INC	9,375 (+2.3%)	$2,549 (+9.2%)	0.4%	$128.59	+108.7%	COM	037833100
IWF	ISHARES TR	1,846 (+28.4%)	$874 (+29.7%)	0.1%	$316.72	—	RUS 1000 GRW ETF	464287614
MSFT	MICROSOFT CORP	2,450 (+22.4%)	$1,185 (+14.3%)	0.2%	$323.18	+54.9%	COM	594918104
COST	COSTCO WHSL CORP NEW	538 (+48.2%)	$464 (+38.1%)	0.1%	$620.24	+46.0%	COM	22160K105
ORCL	ORACLE CORP	1,885 (+102.7%)	$367 (+40.4%)	0.1%	$246.00	-3.2%	COM	68389X105
RSP	INVESCO EXCHANGE TRADED FD T	1,425 (+26.1%)	$273 (+27.4%)	0.0%	$183.74	—	S&P500 EQL WGT	46137V357
EFG	ISHARES TR	39,490 (+1.1%)	$4,499 (+1.2%)	0.7%	$93.79	—	EAFE GRWTH ETF	464288885
QQQ	INVESCO QQQ TR	2,385 (+1.2%)	$1,465 (+3.6%)	0.2%	$387.22	—	UNIT SER 1	46090E103
IEFA	ISHARES TR	9,721 (+1.5%)	$870 (+4.0%)	0.1%	$56.87	—	CORE MSCI EAFE	46432F842
ESGD	ISHARES TR	4,414 (+6.0%)	$420 (+8.4%)	0.1%	$83.50	—	ESG AW MSCI EAFE	46435G516
VTV	VANGUARD INDEX FDS	2,687 (+1.0%)	$513 (+3.4%)	0.1%	$159.22	—	VALUE ETF	922908744
HD	HOME DEPOT INC	869 (+22.7%)	$299 (+4.2%)	0.0%	$317.94	+14.7%	COM	437076102
REET	ISHARES TR	27,519 (+1.0%)	$687 (-1.4%)	0.1%	$25.21	—	GLOBAL REIT ETF	46434V647
UAA	UNDER ARMOUR INC	1,828,600 (+9900.0%)	$503 (+1.7%)	0.1%	—	—	CALL	904311107
XLK	SELECT SECTOR SPDR TR	2,026 (+100.2%)	$292 (+2.3%)	0.0%	$176.09	—	STATE STREET TEC	81369Y803

Decreased Positions (29)

SCHG SCHWAB STRATEGIC TR 3.6%

Value ($000) $24,047 (-3.8%) Shares 737,190 (-5.9%) Est. Cost $47.00 Unrealized —

AVUV AMERICAN CENTY ETF TR 3.5%

Value ($000) $23,291 (-3.8%) Shares 228,392 (-6.2%) Est. Cost $91.94 Unrealized —

IJR ISHARES TR 3.1%

Value ($000) $20,759 (-1.2%) Shares 172,733 (-2.3%) Est. Cost $99.94 Unrealized —

EFV ISHARES TR 0.7%

Value ($000) $4,812 (+3.9%) Shares 67,391 (-1.3%) Est. Cost $51.61 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $949 (-15.1%) Shares 1,887 (-15.0%) Est. Cost $253.39 Unrealized +96.4%

SCZ ISHARES TR 0.1%

Value ($000) $739 (-13.9%) Shares 9,531 (-14.8%) Est. Cost $56.65 Unrealized —

NVDA NVIDIA CORPORATION 0.0%

Value ($000) $332 (-25.9%) Shares 1,780 (-25.8%) Est. Cost $98.89 Unrealized +88.2%

MA MASTERCARD INCORPORATED 0.1%

Value ($000) $349 (-21.6%) Shares 611 (-21.8%) Est. Cost $329.34 Unrealized +69.7%

SCHX SCHWAB STRATEGIC TR 1.1%

Value ($000) $7,621 (+1.1%) Shares 283,218 (-1.1%) Est. Cost $40.05 Unrealized —

GIB CGI INC 0.1%

Value ($000) $579 (-11.8%) Shares 6,275 (-14.8%) Est. Cost $109.18 Unrealized -18.5%

JPST J P MORGAN EXCHANGE TRADED F 0.0%

Value ($000) $202 (-25.8%) Shares 4,001 (-25.6%) Est. Cost $50.73 Unrealized —

GOOG ALPHABET INC 0.1%

Value ($000) $336 (+20.9%) Shares 1,070 (-6.1%) Est. Cost $164.85 Unrealized +73.7%

UNH UNITEDHEALTH GROUP INC 0.1%

Value ($000) $733 (-6.7%) Shares 2,221 (-2.4%) Est. Cost $392.29 Unrealized -14.0%

SCHA SCHWAB STRATEGIC TR 0.4%

Value ($000) $2,846 (-1.4%) Shares 99,913 (-3.4%) Est. Cost $47.50 Unrealized —

TXN TEXAS INSTRS INC 0.0%

Value ($000) $247 (-12.0%) Shares 1,421 (-6.8%) Est. Cost $151.91 Unrealized +12.4%

VB VANGUARD INDEX FDS 0.2%

Value ($000) $1,379 (-2.1%) Shares 5,344 (-3.5%) Est. Cost $213.33 Unrealized —

IJH ISHARES TR 3.4%

Value ($000) $23,047 (+0.1%) Shares 349,202 (-1.0%) Est. Cost $95.87 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value ($000) $1,009 (-2.1%) Shares 3,009 (-4.2%) Est. Cost $216.81 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.0%

Value ($000) $215 (-6.2%) Shares 7,848 (-6.7%) Est. Cost $27.32 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 0.0%

Value ($000) $240 (-4.7%) Shares 4,711 (-4.5%) Est. Cost $50.74 Unrealized —

ABBV ABBVIE INC 0.0%

Value ($000) $331 (-3.0%) Shares 1,450 (-1.6%) Est. Cost $137.86 Unrealized +65.1%

SPY SPDR S&P 500 ETF TR 0.1%

Value ($000) $747 (+1.2%) Shares 1,095 (-1.1%) Est. Cost $381.84 Unrealized —

ESML ISHARES TR 0.0%

Value ($000) $279 (-3.0%) Shares 6,078 (-4.9%) Est. Cost $35.08 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.1%

Value ($000) $528 (-0.9%) Shares 13,337 (-3.5%) Est. Cost $27.15 Unrealized —

AXP AMERICAN EXPRESS CO 0.1%

Value ($000) $348 (+0.4%) Shares 941 (-9.9%) Est. Cost $211.83 Unrealized +68.5%

IVW ISHARES TR 0.0%

Value ($000) $313 (+0.3%) Shares 2,539 (-1.7%) Est. Cost $75.10 Unrealized —

FELV FIDELITY COVINGTON TRUST 0.0%

Value ($000) $298 (+0.3%) Shares 8,610 (-3.0%) Est. Cost $30.96 Unrealized —

AMZN AMAZON COM INC 0.1%

Value ($000) $392 (-0.2%) Shares 1,700 (-5.1%) Est. Cost $183.14 Unrealized +24.9%

VUG VANGUARD INDEX FDS 0.3%

Value ($000) $1,801 (-0.0%) Shares 3,691 (-1.7%) Est. Cost $273.82 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHG	SCHWAB STRATEGIC TR	737,190 (-5.9%)	$24,047 (-3.8%)	3.6%	$47.00	—	US LCAP GR ETF	808524300
AVUV	AMERICAN CENTY ETF TR	228,392 (-6.2%)	$23,291 (-3.8%)	3.5%	$91.94	—	US SML CP VALU	025072877
IJR	ISHARES TR	172,733 (-2.3%)	$20,759 (-1.2%)	3.1%	$99.94	—	CORE S&P SCP ETF	464287804
EFV	ISHARES TR	67,391 (-1.3%)	$4,812 (+3.9%)	0.7%	$51.61	—	EAFE VALUE ETF	464288877
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,887 (-15.0%)	$949 (-15.1%)	0.1%	$253.39	+96.4%	CL B NEW	084670702
SCZ	ISHARES TR	9,531 (-14.8%)	$739 (-13.9%)	0.1%	$56.65	—	EAFE SML CP ETF	464288273
NVDA	NVIDIA CORPORATION	1,780 (-25.8%)	$332 (-25.9%)	0.0%	$98.89	+88.2%	COM	67066G104
MA	MASTERCARD INCORPORATED	611 (-21.8%)	$349 (-21.6%)	0.1%	$329.34	+69.7%	CL A	57636Q104
SCHX	SCHWAB STRATEGIC TR	283,218 (-1.1%)	$7,621 (+1.1%)	1.1%	$40.05	—	US LRG CAP ETF	808524201
GIB	CGI INC	6,275 (-14.8%)	$579 (-11.8%)	0.1%	$109.18	-18.5%	CL A SUB VTG	12532H104
JPST	J P MORGAN EXCHANGE TRADED F	4,001 (-25.6%)	$202 (-25.8%)	0.0%	$50.73	—	ULTRA SHRT ETF	46641Q837
GOOG	ALPHABET INC	1,070 (-6.1%)	$336 (+20.9%)	0.1%	$164.85	+73.7%	CAP STK CL C	02079K107
UNH	UNITEDHEALTH GROUP INC	2,221 (-2.4%)	$733 (-6.7%)	0.1%	$392.29	-14.0%	COM	91324P102
SCHA	SCHWAB STRATEGIC TR	99,913 (-3.4%)	$2,846 (-1.4%)	0.4%	$47.50	—	US SML CAP ETF	808524607
TXN	TEXAS INSTRS INC	1,421 (-6.8%)	$247 (-12.0%)	0.0%	$151.91	+12.4%	COM	882508104
VB	VANGUARD INDEX FDS	5,344 (-3.5%)	$1,379 (-2.1%)	0.2%	$213.33	—	SMALL CP ETF	922908751
IJH	ISHARES TR	349,202 (-1.0%)	$23,047 (+0.1%)	3.4%	$95.87	—	CORE S&P MCP ETF	464287507
VTI	VANGUARD INDEX FDS	3,009 (-4.2%)	$1,009 (-2.1%)	0.2%	$216.81	—	TOTAL STK MKT	922908769
SCHD	SCHWAB STRATEGIC TR	7,848 (-6.7%)	$215 (-6.2%)	0.0%	$27.32	—	US DIVIDEND EQ	808524797
JMST	J P MORGAN EXCHANGE TRADED F	4,711 (-4.5%)	$240 (-4.7%)	0.0%	$50.74	—	ULTRA SHT MUNCPL	46641Q654
ABBV	ABBVIE INC	1,450 (-1.6%)	$331 (-3.0%)	0.0%	$137.86	+65.1%	COM	00287Y109
SPY	SPDR S&P 500 ETF TR	1,095 (-1.1%)	$747 (+1.2%)	0.1%	$381.84	—	TR UNIT	78462F103
ESML	ISHARES TR	6,078 (-4.9%)	$279 (-3.0%)	0.0%	$35.08	—	ESG AWARE MSCI	46435U663
DFAC	DIMENSIONAL ETF TRUST	13,337 (-3.5%)	$528 (-0.9%)	0.1%	$27.15	—	US CORE EQUITY 2	25434V708
AXP	AMERICAN EXPRESS CO	941 (-9.9%)	$348 (+0.4%)	0.1%	$211.83	+68.5%	COM	025816109
IVW	ISHARES TR	2,539 (-1.7%)	$313 (+0.3%)	0.0%	$75.10	—	S&P 500 GRWT ETF	464287309
FELV	FIDELITY COVINGTON TRUST	8,610 (-3.0%)	$298 (+0.3%)	0.0%	$30.96	—	ENHANCED LARGE	31609A107
AMZN	AMAZON COM INC	1,700 (-5.1%)	$392 (-0.2%)	0.1%	$183.14	+24.9%	COM	023135106
VUG	VANGUARD INDEX FDS	3,691 (-1.7%)	$1,801 (-0.0%)	0.3%	$273.82	—	GROWTH ETF	922908736

Unchanged Positions (42)

IVV ISHARES TR 3.2%

Value ($000) $21,568 Shares 31,489 Est. Cost $443.27 Unrealized —

SPYG SPDR SERIES TRUST 3.1%

Value ($000) $20,573 Shares 192,812 Est. Cost $57.37 Unrealized —

CAT CATERPILLAR INC 0.4%

Value ($000) $2,790 Shares 4,870 Est. Cost $338.69 Unrealized +64.0%

SCHM SCHWAB STRATEGIC TR 2.2%

Value ($000) $14,400 Shares 478,872 Est. Cost $42.43 Unrealized —

DFAX DIMENSIONAL ETF TRUST 0.6%

Value ($000) $3,796 Shares 115,973 Est. Cost $25.86 Unrealized —

SCHV SCHWAB STRATEGIC TR 1.5%

Value ($000) $9,836 Shares 332,195 Est. Cost $37.86 Unrealized —

AMD ADVANCED MICRO DEVICES INC 0.1%

Value ($000) $614 Shares 2,869 Est. Cost $73.65 Unrealized +205.0%

ADI ANALOG DEVICES INC 0.2%

Value ($000) $1,315 Shares 4,849 Est. Cost $121.19 Unrealized +106.8%

RLY SSGA ACTIVE ETF TR 1.4%

Value ($000) $9,238 Shares 293,727 Est. Cost $26.68 Unrealized —

T AT&T INC 0.1%

Value ($000) $573 Shares 23,083 Est. Cost $15.36 Unrealized +64.6%

FNDX SCHWAB STRATEGIC TR 0.3%

Value ($000) $1,768 Shares 64,981 Est. Cost $31.74 Unrealized —

RTX RTX CORPORATION 0.1%

Value ($000) $687 Shares 3,744 Est. Cost $58.77 Unrealized +194.9%

XOM EXXON MOBIL CORP 0.1%

Value ($000) $575 Shares 4,775 Est. Cost $32.52 Unrealized +255.1%

MUB ISHARES TR 1.4%

Value ($000) $9,320 Shares 87,012 Est. Cost $107.10 Unrealized —

V VISA INC 0.2%

Value ($000) $1,241 Shares 3,539 Est. Cost $197.39 Unrealized +72.4%

JPM JPMORGAN CHASE & CO. 0.2%

Value ($000) $1,219 Shares 3,783 Est. Cost $104.89 Unrealized +195.1%

AOR ISHARES TR 0.3%

Value ($000) $1,816 Shares 27,941 Est. Cost $49.86 Unrealized —

JNJ JOHNSON & JOHNSON 0.0%

Value ($000) $278 Shares 1,342 Est. Cost $134.62 Unrealized +46.3%

GEV GE VERNOVA INC 0.1%

Value ($000) $475 Shares 727 Est. Cost $311.89 Unrealized +95.3%

INTU INTUIT 0.1%

Value ($000) $880 Shares 1,329 Est. Cost $340.30 Unrealized +94.2%

VZ VERIZON COMMUNICATIONS INC 0.0%

Value ($000) $330 Shares 8,093 Est. Cost $42.07 Unrealized -3.8%

GE GE AEROSPACE 0.1%

Value ($000) $930 Shares 3,018 Est. Cost $88.66 Unrealized +239.3%

ELV ELEVANCE HEALTH INC FORMERLY 0.0%

Value ($000) $258 Shares 737 Est. Cost $287.94 Unrealized +16.9%

VEA VANGUARD TAX-MANAGED FDS 0.1%

Value ($000) $471 Shares 7,546 Est. Cost $49.03 Unrealized —

VOO VANGUARD INDEX FDS 0.1%

Value ($000) $677 Shares 1,080 Est. Cost $443.71 Unrealized —

HYMB SPDR SERIES TRUST 0.4%

Value ($000) $2,965 Shares 118,880 Est. Cost $25.28 Unrealized —

ABT ABBOTT LABS 0.0%

Value ($000) $230 Shares 1,833 Est. Cost $125.86 Unrealized +1.1%

SUSA ISHARES TR 0.1%

Value ($000) $515 Shares 3,694 Est. Cost $98.65 Unrealized —

VO VANGUARD INDEX FDS 0.3%

Value ($000) $1,899 Shares 6,542 Est. Cost $235.20 Unrealized —

ECL ECOLAB INC 0.0%

Value ($000) $307 Shares 1,169 Est. Cost $180.70 Unrealized +47.0%

IWB ISHARES TR 0.1%

Value ($000) $828 Shares 2,218 Est. Cost $223.87 Unrealized —

KO COCA COLA CO 0.0%

Value ($000) $224 Shares 3,201 Est. Cost $57.36 Unrealized +21.0%

INDB INDEPENDENT BK CORP MASS 0.0%

Value ($000) $225 Shares 3,084 Est. Cost $66.90 Unrealized +5.4%

CSX CSX CORP 0.1%

Value ($000) $531 Shares 14,654 Est. Cost $31.59 Unrealized +13.0%

DIA SPDR DOW JONES INDL AVERAGE 0.0%

Value ($000) $288 Shares 599 Est. Cost $376.87 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.0%

Value ($000) $227 Shares 766 Est. Cost $253.82 Unrealized +17.7%

LMT LOCKHEED MARTIN CORP 0.1%

Value ($000) $407 Shares 841 Est. Cost $438.32 Unrealized +8.6%

ITOT ISHARES TR 0.1%

Value ($000) $560 Shares 3,767 Est. Cost $120.73 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.0%

Value ($000) $207 Shares 3,484 Est. Cost $58.21 Unrealized —

TSLA TESLA INC 0.0%

Value ($000) $271 Shares 603 Est. Cost $346.84 Unrealized +27.8%

GRPM INVESCO EXCHANGE TRADED FD T 0.0%

Value ($000) $216 Shares 1,802 Est. Cost $120.63 Unrealized —

CXM SPRINKLR INC 0.0%

Value ($000) $85 Shares 10,875 Est. Cost $12.07 Unrealized -37.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	31,489	$21,568	3.2%	$443.27	—	CORE S&P500 ETF	464287200
SPYG	SPDR SERIES TRUST	192,812	$20,573	3.1%	$57.37	—	STATE STREET SPD	78464A409
CAT	CATERPILLAR INC	4,870	$2,790	0.4%	$338.69	+64.0%	COM	149123101
SCHM	SCHWAB STRATEGIC TR	478,872	$14,400	2.2%	$42.43	—	US MID-CAP ETF	808524508
DFAX	DIMENSIONAL ETF TRUST	115,973	$3,796	0.6%	$25.86	—	WORLD EX US CORE	25434V880
SCHV	SCHWAB STRATEGIC TR	332,195	$9,836	1.5%	$37.86	—	US LCAP VA ETF	808524409
AMD	ADVANCED MICRO DEVICES INC	2,869	$614	0.1%	$73.65	+205.0%	COM	007903107
ADI	ANALOG DEVICES INC	4,849	$1,315	0.2%	$121.19	+106.8%	COM	032654105
RLY	SSGA ACTIVE ETF TR	293,727	$9,238	1.4%	$26.68	—	STATE STREET MUL	78467V103
T	AT&T INC	23,083	$573	0.1%	$15.36	+64.6%	COM	00206R102
FNDX	SCHWAB STRATEGIC TR	64,981	$1,768	0.3%	$31.74	—	FUNDAMENTAL US L	808524771
RTX	RTX CORPORATION	3,744	$687	0.1%	$58.77	+194.9%	COM	75513E101
XOM	EXXON MOBIL CORP	4,775	$575	0.1%	$32.52	+255.1%	COM	30231G102
MUB	ISHARES TR	87,012	$9,320	1.4%	$107.10	—	NATIONAL MUN ETF	464288414
V	VISA INC	3,539	$1,241	0.2%	$197.39	+72.4%	COM CL A	92826C839
JPM	JPMORGAN CHASE & CO.	3,783	$1,219	0.2%	$104.89	+195.1%	COM	46625H100
AOR	ISHARES TR	27,941	$1,816	0.3%	$49.86	—	CORE 60/40 BALAN	464289867
JNJ	JOHNSON & JOHNSON	1,342	$278	0.0%	$134.62	+46.3%	COM	478160104
GEV	GE VERNOVA INC	727	$475	0.1%	$311.89	+95.3%	COM	36828A101
INTU	INTUIT	1,329	$880	0.1%	$340.30	+94.2%	COM	461202103
VZ	VERIZON COMMUNICATIONS INC	8,093	$330	0.0%	$42.07	-3.8%	COM	92343V104
GE	GE AEROSPACE	3,018	$930	0.1%	$88.66	+239.3%	COM NEW	369604301
ELV	ELEVANCE HEALTH INC FORMERLY	737	$258	0.0%	$287.94	+16.9%	COM	036752103
VEA	VANGUARD TAX-MANAGED FDS	7,546	$471	0.1%	$49.03	—	VAN FTSE DEV MKT	921943858
VOO	VANGUARD INDEX FDS	1,080	$677	0.1%	$443.71	—	S&P 500 ETF SHS	922908363
HYMB	SPDR SERIES TRUST	118,880	$2,965	0.4%	$25.28	—	STATE STREET SPD	78464A284
ABT	ABBOTT LABS	1,833	$230	0.0%	$125.86	+1.1%	COM	002824100
SUSA	ISHARES TR	3,694	$515	0.1%	$98.65	—	ESG OPTIMIZED	464288802
VO	VANGUARD INDEX FDS	6,542	$1,899	0.3%	$235.20	—	MID CAP ETF	922908629
ECL	ECOLAB INC	1,169	$307	0.0%	$180.70	+47.0%	COM	278865100
IWB	ISHARES TR	2,218	$828	0.1%	$223.87	—	RUS 1000 ETF	464287622
KO	COCA COLA CO	3,201	$224	0.0%	$57.36	+21.0%	COM	191216100
INDB	INDEPENDENT BK CORP MASS	3,084	$225	0.0%	$66.90	+5.4%	COM	453836108
CSX	CSX CORP	14,654	$531	0.1%	$31.59	+13.0%	COM	126408103
DIA	SPDR DOW JONES INDL AVERAGE	599	$288	0.0%	$376.87	—	UT SER 1	78467X109
IBM	INTERNATIONAL BUSINESS MACHS	766	$227	0.0%	$253.82	+17.7%	COM	459200101
LMT	LOCKHEED MARTIN CORP	841	$407	0.1%	$438.32	+8.6%	COM	539830109
ITOT	ISHARES TR	3,767	$560	0.1%	$120.73	—	CORE S&P TTL STK	464287150
DFAT	DIMENSIONAL ETF TRUST	3,484	$207	0.0%	$58.21	—	US TARGETED VLU	25434V609
TSLA	TESLA INC	603	$271	0.0%	$346.84	+27.8%	COM	88160R101
GRPM	INVESCO EXCHANGE TRADED FD T	1,802	$216	0.0%	$120.63	—	S&P MIDCAP 400	46137V225
CXM	SPRINKLR INC	10,875	$85	0.0%	$12.07	-37.0%	CL A	85208T107