Forbes Financial Planning, Inc. Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VBK	VANGUARD INDEX FDS	28,039	$8,471	5.0%	$302.13	—	SML CP GRW ETF	922908595
AAPL	APPLE INC	29,578	$8,041	4.7%	$268.34	0.0%	COM	037833100
FLOT	ISHARES TR	139,592	$7,105	4.2%	$50.90	—	FLTG RATE NT ETF	46429B655
GLDM	WORLD GOLD TR	50,379	$4,302	2.5%	$85.39	—	SPDR GLD MINIS	98149E303
GOOG	ALPHABET INC	950	$298	0.2%	$286.33	0.0%	CAP STK CL C	02079K107
APH	AMPHENOL CORP NEW	1,700	$230	0.1%	$133.54	0.0%	CL A	032095101
AMGN	AMGEN INC	641	$210	0.1%	$315.95	0.0%	COM	031162100

Increased Positions (13)

DGRO ISHARES TR 5.8%

Value ($000) $9,861 (+86.4%) Shares 142,036 (+83.3%) Est. Cost $60.40 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 7.1%

Value ($000) $12,061 (+46.2%) Shares 192,974 (+40.1%) Est. Cost $48.04 Unrealized —

VTV VANGUARD INDEX FDS 5.6%

Value ($000) $9,620 (+46.9%) Shares 50,365 (+44.6%) Est. Cost $152.52 Unrealized —

XLK SELECT SECTOR SPDR TR 0.6%

Value ($000) $1,000 (-71.3%) Shares 14,168 (+14.6%) Est. Cost $160.18 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 9.1%

Value ($000) $15,521 (+15.3%) Shares 194,538 (+16.6%) Est. Cost $77.80 Unrealized —

IEMG ISHARES INC 1.6%

Value ($000) $2,752 (+198.3%) Shares 40,939 (+206.0%) Est. Cost $65.32 Unrealized —

FENI FIDELITY COVINGTON TRUST 6.0%

Value ($000) $10,317 (+20.5%) Shares 281,879 (+17.2%) Est. Cost $32.96 Unrealized —

FBND FIDELITY MERRIMACK STR TR 9.7%

Value ($000) $16,655 (+11.0%) Shares 361,739 (+12.4%) Est. Cost $45.55 Unrealized —

VBR VANGUARD INDEX FDS 6.5%

Value ($000) $11,066 (+16.0%) Shares 52,246 (+15.3%) Est. Cost $187.61 Unrealized —

IVV ISHARES TR 9.1%

Value ($000) $15,574 (+5.9%) Shares 22,736 (+4.2%) Est. Cost $530.98 Unrealized —

SPIB SPDR SERIES TRUST 4.7%

Value ($000) $8,057 (+8.3%) Shares 238,148 (+9.4%) Est. Cost $32.70 Unrealized —

V VISA INC 0.2%

Value ($000) $317 (+8.7%) Shares 904 (+5.9%) Est. Cost $224.63 Unrealized +51.5%

PM PHILIP MORRIS INTL INC 0.3%

Value ($000) $555 (-0.0%) Shares 3,461 (+1.1%) Est. Cost $167.22 Unrealized -8.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DGRO	ISHARES TR	142,036 (+83.3%)	$9,861 (+86.4%)	5.8%	$60.40	—	CORE DIV GRWTH	46434V621
VEA	VANGUARD TAX-MANAGED FDS	192,974 (+40.1%)	$12,061 (+46.2%)	7.1%	$48.04	—	VAN FTSE DEV MKT	921943858
VTV	VANGUARD INDEX FDS	50,365 (+44.6%)	$9,620 (+46.9%)	5.6%	$152.52	—	VALUE ETF	922908744
XLK	SELECT SECTOR SPDR TR	14,168 (+14.6%)	$1,000 (-71.3%)	0.6%	$160.18	—	STATE STREET TEC	81369Y803
VCSH	VANGUARD SCOTTSDALE FDS	194,538 (+16.6%)	$15,521 (+15.3%)	9.1%	$77.80	—	SHRT TRM CORP BD	92206C409
IEMG	ISHARES INC	40,939 (+206.0%)	$2,752 (+198.3%)	1.6%	$65.32	—	CORE MSCI EMKT	46434G103
FENI	FIDELITY COVINGTON TRUST	281,879 (+17.2%)	$10,317 (+20.5%)	6.0%	$32.96	—	ENHANCED INTL	31609A404
FBND	FIDELITY MERRIMACK STR TR	361,739 (+12.4%)	$16,655 (+11.0%)	9.7%	$45.55	—	TOTAL BD ETF	316188309
VBR	VANGUARD INDEX FDS	52,246 (+15.3%)	$11,066 (+16.0%)	6.5%	$187.61	—	SM CP VAL ETF	922908611
IVV	ISHARES TR	22,736 (+4.2%)	$15,574 (+5.9%)	9.1%	$530.98	—	CORE S&P500 ETF	464287200
SPIB	SPDR SERIES TRUST	238,148 (+9.4%)	$8,057 (+8.3%)	4.7%	$32.70	—	STATE STREET SPD	78464A375
V	VISA INC	904 (+5.9%)	$317 (+8.7%)	0.2%	$224.63	+51.5%	COM CL A	92826C839
PM	PHILIP MORRIS INTL INC	3,461 (+1.1%)	$555 (-0.0%)	0.3%	$167.22	-8.2%	COM	718172109

Exited Positions (3)

XLE SELECT SECTOR SPDR TR 0.7%

Value ($000) $1,218 Shares 13,635 Est. Cost $55.26 Unrealized —

AMZN AMAZON COM INC 0.4%

Value ($000) $637 Shares 2,900 Est. Cost $130.22 Unrealized +75.7%

HIMS HIMS & HERS HEALTH INC 0.2%

Value ($000) $274 Shares 4,828 Est. Cost $45.20 Unrealized -5.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
XLE	SELECT SECTOR SPDR TR	13,635	$1,218	0.7%	$55.26	—	—	81369Y506
AMZN	AMAZON COM INC	2,900	$637	0.4%	$130.22	+75.7%	—	023135106
HIMS	HIMS & HERS HEALTH INC	4,828	$274	0.2%	$45.20	-5.2%	—	433000106

Decreased Positions (13)

SLYG SPDR SERIES TRUST 1.5%

Value ($000) $2,544 (-72.9%) Shares 27,009 (-72.6%) Est. Cost $72.60 Unrealized —

BND VANGUARD BD INDEX FDS 0.4%

Value ($000) $756 (-86.2%) Shares 10,203 (-86.0%) Est. Cost $72.00 Unrealized —

FVAL FIDELITY COVINGTON TRUST 1.1%

Value ($000) $1,797 (-69.7%) Shares 24,867 (-70.9%) Est. Cost $52.59 Unrealized —

FBCG FIDELITY COVINGTON TRUST 0.8%

Value ($000) $1,360 (-69.7%) Shares 24,802 (-70.0%) Est. Cost $48.34 Unrealized —

VTI VANGUARD INDEX FDS 4.1%

Value ($000) $6,985 (-28.2%) Shares 20,833 (-29.3%) Est. Cost $211.77 Unrealized —

SDY SPDR SERIES TRUST 1.0%

Value ($000) $1,684 (-55.4%) Shares 12,101 (-55.2%) Est. Cost $122.67 Unrealized —

SPEM SPDR INDEX SHS FDS 0.2%

Value ($000) $427 (-80.0%) Shares 9,132 (-80.0%) Est. Cost $37.30 Unrealized —

NEAR ISHARES U S ETF TR 0.6%

Value ($000) $973 (-24.0%) Shares 19,033 (-24.6%) Est. Cost $50.42 Unrealized —

SPY SPDR S&P 500 ETF TR 1.2%

Value ($000) $1,976 (-9.3%) Shares 2,897 (-11.4%) Est. Cost $475.09 Unrealized —

IJT ISHARES TR 0.3%

Value ($000) $576 (-8.2%) Shares 4,080 (-8.0%) Est. Cost $138.80 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.2%

Value ($000) $378 (-10.9%) Shares 2,125 (-8.6%) Est. Cost $117.28 Unrealized +54.4%

IDU ISHARES TR 0.2%

Value ($000) $310 (-10.4%) Shares 2,857 (-8.3%) Est. Cost $86.04 Unrealized —

GSLC GOLDMAN SACHS ETF TR 4.5%

Value ($000) $7,680 (+0.3%) Shares 58,025 (-1.3%) Est. Cost $107.67 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SLYG	SPDR SERIES TRUST	27,009 (-72.6%)	$2,544 (-72.9%)	1.5%	$72.60	—	STATE STREET SPD	78464A201
BND	VANGUARD BD INDEX FDS	10,203 (-86.0%)	$756 (-86.2%)	0.4%	$72.00	—	TOTAL BND MRKT	921937835
FVAL	FIDELITY COVINGTON TRUST	24,867 (-70.9%)	$1,797 (-69.7%)	1.1%	$52.59	—	VLU FACTOR ETF	316092782
FBCG	FIDELITY COVINGTON TRUST	24,802 (-70.0%)	$1,360 (-69.7%)	0.8%	$48.34	—	BLUE CHIP GRWTH	316092352
VTI	VANGUARD INDEX FDS	20,833 (-29.3%)	$6,985 (-28.2%)	4.1%	$211.77	—	TOTAL STK MKT	922908769
SDY	SPDR SERIES TRUST	12,101 (-55.2%)	$1,684 (-55.4%)	1.0%	$122.67	—	STATE STREET SPD	78464A763
SPEM	SPDR INDEX SHS FDS	9,132 (-80.0%)	$427 (-80.0%)	0.2%	$37.30	—	PORTFOLIO EMG MK	78463X509
NEAR	ISHARES U S ETF TR	19,033 (-24.6%)	$973 (-24.0%)	0.6%	$50.42	—	SHORT DURATION B	46431W507
SPY	SPDR S&P 500 ETF TR	2,897 (-11.4%)	$1,976 (-9.3%)	1.2%	$475.09	—	TR UNIT	78462F103
IJT	ISHARES TR	4,080 (-8.0%)	$576 (-8.2%)	0.3%	$138.80	—	S&P SML 600 GWT	464287887
PLTR	PALANTIR TECHNOLOGIES INC	2,125 (-8.6%)	$378 (-10.9%)	0.2%	$117.28	+54.4%	CL A	69608A108
IDU	ISHARES TR	2,857 (-8.3%)	$310 (-10.4%)	0.2%	$86.04	—	U.S. UTILITS ETF	464287697
GSLC	GOLDMAN SACHS ETF TR	58,025 (-1.3%)	$7,680 (+0.3%)	4.5%	$107.67	—	ACTIVEBETA US LG	381430503

Unchanged Positions (3)

MSFT MICROSOFT CORP 0.6%

Value ($000) $948 Shares 1,960 Est. Cost $322.37 Unrealized +55.3%

SO SOUTHERN CO 0.1%

Value ($000) $210 Shares 2,404 Est. Cost $84.13 Unrealized +8.0%

VUG VANGUARD INDEX FDS 0.3%

Value ($000) $428 Shares 877 Est. Cost $262.56 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	1,960	$948	0.6%	$322.37	+55.3%	COM	594918104
SO	SOUTHERN CO	2,404	$210	0.1%	$84.13	+8.0%	COM	842587107
VUG	VANGUARD INDEX FDS	877	$428	0.3%	$262.56	—	GROWTH ETF	922908736