MELFA WEALTH MANAGEMENT, LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CVX	CHEVRON CORP NEW	4,865	$741	0.4%	$151.40	0.0%	COM	166764100
SLV	ISHARES SILVER TR	3,927	$253	0.1%	$64.43	—	ISHARES	46428Q109
—	GUGGENHEIM STRATEGIC OPPORTU	17,950	$231	0.1%	$12.88	—	COM SBI	40167F101
MU	MICRON TECHNOLOGY INC	802	$229	0.1%	$229.35	0.0%	COM	595112103
JNJ	JOHNSON & JOHNSON	1,058	$219	0.1%	$197.01	0.0%	COM	478160104
VZ	VERIZON COMMUNICATIONS INC	5,216	$212	0.1%	$40.48	0.0%	COM	92343V104
VOO	VANGUARD INDEX FDS	320	$201	0.1%	$627.74	—	S&P 500 ETF SHS	922908363
—	NUVEEN NEW YORK AMT QLT MUNI	18,625	$188	0.1%	$10.09	—	COM	670656107
—	ALLSPRING INCOME OPPORTUNIT	17,923	$122	0.1%	$6.78	—	INC OPPTY FD	94987B105
ONDS	ONDAS HLDGS INC	12,202	$119	0.1%	$8.03	0.0%	COM NEW	68236H204
—	NUVEEN CR STRATEGIES INCOME	21,803	$109	0.1%	$5.02	—	COM SHS	67073D102
—	MFS MULTIMARKET INCOME TR	15,500	$72	0.0%	$4.65	—	SH BEN INT	552737108

Increased Positions (36)

VTI VANGUARD INDEX FDS 6.3%

Value ($000) $10,985 (+11.4%) Shares 32,764 (+9.1%) Est. Cost $289.87 Unrealized —

XOM EXXON MOBIL CORP 1.2%

Value ($000) $2,154 (+38.0%) Shares 17,898 (+29.3%) Est. Cost $101.54 Unrealized +13.7%

AAPL APPLE INC 3.0%

Value ($000) $5,292 (+8.0%) Shares 19,467 (+1.1%) Est. Cost $149.74 Unrealized +79.2%

DFSV DIMENSIONAL ETF TRUST 2.3%

Value ($000) $3,916 (+6.6%) Shares 119,051 (+3.2%) Est. Cost $28.68 Unrealized —

— PIMCO CALIF MUN INCOME FD 1.0%

Value ($000) $1,748 (+12.8%) Shares 200,176 (+12.7%) Est. Cost $8.93 Unrealized —

DFAI DIMENSIONAL ETF TRUST 1.3%

Value ($000) $2,234 (+8.4%) Shares 58,630 (+3.4%) Est. Cost $28.70 Unrealized —

GOOG ALPHABET INC 0.4%

Value ($000) $609 (+30.7%) Shares 1,941 (+1.4%) Est. Cost $154.84 Unrealized +84.9%

VGSH VANGUARD SCOTTSDALE FDS 0.3%

Value ($000) $542 (+34.3%) Shares 9,226 (+34.6%) Est. Cost $58.74 Unrealized —

— MFS MUN INCOME TR 0.5%

Value ($000) $824 (+20.1%) Shares 151,674 (+19.2%) Est. Cost $5.18 Unrealized —

CCIF CARLYLE CREDIT INCOME FUND 0.1%

Value ($000) $248 (+87.9%) Shares 52,974 (+133.1%) Est. Cost $6.40 Unrealized —

— NEUBERGER HIGH YIELD ST FD I 0.4%

Value ($000) $716 (+16.8%) Shares 96,287 (+17.7%) Est. Cost $8.21 Unrealized —

— BLACKROCK MUNI INCOME TR II 0.6%

Value ($000) $1,061 (+10.5%) Shares 101,621 (+10.6%) Est. Cost $10.36 Unrealized —

DFIV DIMENSIONAL ETF TRUST 0.5%

Value ($000) $873 (+12.2%) Shares 17,503 (+3.7%) Est. Cost $37.52 Unrealized —

— INVESCO SR INCOME TR 0.2%

Value ($000) $388 (+19.7%) Shares 118,682 (+26.7%) Est. Cost $3.70 Unrealized —

— FEDERATED HERMES PREM MUNI I 0.2%

Value ($000) $346 (+19.9%) Shares 31,121 (+19.1%) Est. Cost $10.89 Unrealized —

FDVV FIDELITY COVINGTON TRUST 0.6%

Value ($000) $1,119 (+4.9%) Shares 19,736 (+3.1%) Est. Cost $46.32 Unrealized —

IEF ISHARES TR 0.3%

Value ($000) $604 (+9.4%) Shares 6,283 (+9.7%) Est. Cost $95.79 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.8%

Value ($000) $1,360 (+4.0%) Shares 22,837 (+1.6%) Est. Cost $44.89 Unrealized —

— MFS HIGH INCOME MUN TR 0.4%

Value ($000) $612 (+9.1%) Shares 165,291 (+9.7%) Est. Cost $3.53 Unrealized —

— BNY MELLON MUN BD INFRASTRUC 0.2%

Value ($000) $415 (+14.0%) Shares 37,722 (+11.0%) Est. Cost $10.47 Unrealized —

NFLX NETFLIX INC 0.2%

Value ($000) $282 (-14.5%) Shares 3,005 (+992.7%) Est. Cost $103.10 Unrealized +4.6%

AMZN AMAZON COM INC 0.4%

Value ($000) $730 (+6.7%) Shares 3,161 (+1.5%) Est. Cost $197.31 Unrealized +16.0%

JPM JPMORGAN CHASE & CO. 0.5%

Value ($000) $861 (+3.3%) Shares 2,671 (+1.1%) Est. Cost $180.76 Unrealized +71.2%

RSP INVESCO EXCHANGE TRADED FD T 0.4%

Value ($000) $685 (+4.0%) Shares 3,577 (+3.0%) Est. Cost $170.88 Unrealized —

— EATON VANCE MUN BD FD 1.0%

Value ($000) $1,673 (+1.4%) Shares 171,927 (+3.6%) Est. Cost $10.31 Unrealized —

— INVESCO MUNICIPAL TRUST 0.2%

Value ($000) $324 (+6.4%) Shares 33,542 (+6.4%) Est. Cost $9.88 Unrealized —

LQD ISHARES TR 1.0%

Value ($000) $1,668 (+1.1%) Shares 15,135 (+2.3%) Est. Cost $108.62 Unrealized —

VFVA VANGUARD WELLINGTON FD 0.2%

Value ($000) $286 (+6.1%) Shares 2,155 (+1.9%) Est. Cost $114.32 Unrealized —

AGG ISHARES TR 0.4%

Value ($000) $707 (+2.3%) Shares 7,075 (+2.7%) Est. Cost $98.31 Unrealized —

— BLACKROCK DEBT STRATEGIES FD 0.3%

Value ($000) $449 (+3.4%) Shares 44,143 (+7.9%) Est. Cost $9.33 Unrealized —

V VISA INC 0.2%

Value ($000) $338 (+4.6%) Shares 963 (+1.8%) Est. Cost $277.10 Unrealized +22.8%

— ALLIANCEBERNSTEIN NATL MUN I 0.3%

Value ($000) $516 (+1.4%) Shares 47,652 (+1.7%) Est. Cost $10.49 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $219 (+3.3%) Shares 436 (+3.3%) Est. Cost $486.52 Unrealized +2.3%

VFQY VANGUARD WELLINGTON FD 0.1%

Value ($000) $244 (+2.9%) Shares 1,593 (+1.2%) Est. Cost $137.45 Unrealized —

— EATON VANCE LIMITED DURATION 0.6%

Value ($000) $989 (+0.6%) Shares 99,828 (+3.0%) Est. Cost $9.42 Unrealized —

ABBV ABBVIE INC 0.2%

Value ($000) $303 (+1.0%) Shares 1,326 (+2.4%) Est. Cost $163.34 Unrealized +39.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	32,764 (+9.1%)	$10,985 (+11.4%)	6.3%	$289.87	—	TOTAL STK MKT	922908769
XOM	EXXON MOBIL CORP	17,898 (+29.3%)	$2,154 (+38.0%)	1.2%	$101.54	+13.7%	COM	30231G102
AAPL	APPLE INC	19,467 (+1.1%)	$5,292 (+8.0%)	3.0%	$149.74	+79.2%	COM	037833100
DFSV	DIMENSIONAL ETF TRUST	119,051 (+3.2%)	$3,916 (+6.6%)	2.3%	$28.68	—	US SMALL CAP VAL	25434V815
—	PIMCO CALIF MUN INCOME FD	200,176 (+12.7%)	$1,748 (+12.8%)	1.0%	$8.93	—	COM	72200N106
DFAI	DIMENSIONAL ETF TRUST	58,630 (+3.4%)	$2,234 (+8.4%)	1.3%	$28.70	—	INTL CORE EQT MK	25434V203
GOOG	ALPHABET INC	1,941 (+1.4%)	$609 (+30.7%)	0.4%	$154.84	+84.9%	CAP STK CL C	02079K107
VGSH	VANGUARD SCOTTSDALE FDS	9,226 (+34.6%)	$542 (+34.3%)	0.3%	$58.74	—	SHORT TERM TREAS	92206C102
—	MFS MUN INCOME TR	151,674 (+19.2%)	$824 (+20.1%)	0.5%	$5.18	—	SH BEN INT	552738106
CCIF	CARLYLE CREDIT INCOME FUND	52,974 (+133.1%)	$248 (+87.9%)	0.1%	$6.40	—	SHS BEN INT	92535C104
—	NEUBERGER HIGH YIELD ST FD I	96,287 (+17.7%)	$716 (+16.8%)	0.4%	$8.21	—	COM	64128C106
—	BLACKROCK MUNI INCOME TR II	101,621 (+10.6%)	$1,061 (+10.5%)	0.6%	$10.36	—	COM	09249N101
DFIV	DIMENSIONAL ETF TRUST	17,503 (+3.7%)	$873 (+12.2%)	0.5%	$37.52	—	INTERNATNAL VAL	25434V807
—	INVESCO SR INCOME TR	118,682 (+26.7%)	$388 (+19.7%)	0.2%	$3.70	—	COM	46131H107
—	FEDERATED HERMES PREM MUNI I	31,121 (+19.1%)	$346 (+19.9%)	0.2%	$10.89	—	COM	31423P108
FDVV	FIDELITY COVINGTON TRUST	19,736 (+3.1%)	$1,119 (+4.9%)	0.6%	$46.32	—	HIGH DIVID ETF	316092840
IEF	ISHARES TR	6,283 (+9.7%)	$604 (+9.4%)	0.3%	$95.79	—	7-10 YR TRSY BD	464287440
DFAT	DIMENSIONAL ETF TRUST	22,837 (+1.6%)	$1,360 (+4.0%)	0.8%	$44.89	—	US TARGETED VLU	25434V609
—	MFS HIGH INCOME MUN TR	165,291 (+9.7%)	$612 (+9.1%)	0.4%	$3.53	—	SH BEN INT	59318D104
—	BNY MELLON MUN BD INFRASTRUC	37,722 (+11.0%)	$415 (+14.0%)	0.2%	$10.47	—	COM SHS	09662W109
NFLX	NETFLIX INC	3,005 (+992.7%)	$282 (-14.5%)	0.2%	$103.10	+4.6%	COM	64110L106
AMZN	AMAZON COM INC	3,161 (+1.5%)	$730 (+6.7%)	0.4%	$197.31	+16.0%	COM	023135106
JPM	JPMORGAN CHASE & CO.	2,671 (+1.1%)	$861 (+3.3%)	0.5%	$180.76	+71.2%	COM	46625H100
RSP	INVESCO EXCHANGE TRADED FD T	3,577 (+3.0%)	$685 (+4.0%)	0.4%	$170.88	—	S&P500 EQL WGT	46137V357
—	EATON VANCE MUN BD FD	171,927 (+3.6%)	$1,673 (+1.4%)	1.0%	$10.31	—	COM	27827X101
—	INVESCO MUNICIPAL TRUST	33,542 (+6.4%)	$324 (+6.4%)	0.2%	$9.88	—	COM	46131J103
LQD	ISHARES TR	15,135 (+2.3%)	$1,668 (+1.1%)	1.0%	$108.62	—	IBOXX INV CP ETF	464287242
VFVA	VANGUARD WELLINGTON FD	2,155 (+1.9%)	$286 (+6.1%)	0.2%	$114.32	—	US VALUE FACTR	921935805
AGG	ISHARES TR	7,075 (+2.7%)	$707 (+2.3%)	0.4%	$98.31	—	CORE US AGGBD ET	464287226
—	BLACKROCK DEBT STRATEGIES FD	44,143 (+7.9%)	$449 (+3.4%)	0.3%	$9.33	—	COM NEW	09255R202
V	VISA INC	963 (+1.8%)	$338 (+4.6%)	0.2%	$277.10	+22.8%	COM CL A	92826C839
—	ALLIANCEBERNSTEIN NATL MUN I	47,652 (+1.7%)	$516 (+1.4%)	0.3%	$10.49	—	COM	01864U106
BRK/B	BERKSHIRE HATHAWAY INC DEL	436 (+3.3%)	$219 (+3.3%)	0.1%	$486.52	+2.3%	CL B NEW	084670702
VFQY	VANGUARD WELLINGTON FD	1,593 (+1.2%)	$244 (+2.9%)	0.1%	$137.45	—	US QUALITY	921935706
—	EATON VANCE LIMITED DURATION	99,828 (+3.0%)	$989 (+0.6%)	0.6%	$9.42	—	COM	27828H105
ABBV	ABBVIE INC	1,326 (+2.4%)	$303 (+1.0%)	0.2%	$163.34	+39.3%	COM	00287Y109

Exited Positions (5)

AVBC AVIDIA BANCORP INC 0.4%

Value ($000) $672 Shares 45,000 Est. Cost $15.09 Unrealized +3.6%

XENWX EATON VANCE NEW YORK MUN BD 0.4%

Value ($000) $672 Shares 68,133 Est. Cost $9.06 Unrealized —

XEVMX EATON VANCE CALIF MUN BD FD 0.2%

Value ($000) $403 Shares 42,446 Est. Cost $8.79 Unrealized —

XPHDX PIONEER FLOATING RATE FUND I 0.1%

Value ($000) $194 Shares 19,497 Est. Cost $8.77 Unrealized —

— BLACKROCK INCOME TR INC 0.0%

Value ($000) $22 Shares 366,362 Est. Cost $0.06 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVBC	AVIDIA BANCORP INC	45,000	$672	0.4%	$15.09	+3.6%	—	05369T100
XENWX	EATON VANCE NEW YORK MUN BD	68,133	$672	0.4%	$9.06	—	—	27827Y109
XEVMX	EATON VANCE CALIF MUN BD FD	42,446	$403	0.2%	$8.79	—	—	27828A100
XPHDX	PIONEER FLOATING RATE FUND I	19,497	$194	0.1%	$8.77	—	—	72369J102
—	BLACKROCK INCOME TR INC	366,362	$22	0.0%	$0.06	—	—	09247F118

Decreased Positions (26)

GE GE AEROSPACE 1.7%

Value ($000) $2,870 (-19.3%) Shares 9,318 (-21.2%) Est. Cost $116.41 Unrealized +158.4%

— EATON VANCE MUNI INCOME TRUS 2.5%

Value ($000) $4,293 (-6.1%) Shares 398,934 (-3.4%) Est. Cost $9.89 Unrealized —

— NEUBERGER MUN FD INC 1.2%

Value ($000) $2,068 (-10.9%) Shares 203,897 (-9.4%) Est. Cost $10.29 Unrealized —

— NUVEEN MUNICIPAL CREDIT INC 0.1%

Value ($000) $214 (-42.3%) Shares 16,990 (-42.4%) Est. Cost $12.71 Unrealized —

— BLACKROCK MUNIHOLDINGS FD IN 1.2%

Value ($000) $2,091 (-5.3%) Shares 178,141 (-5.3%) Est. Cost $12.14 Unrealized —

— BLACKROCK MUNIYIELD QUALITY 1.5%

Value ($000) $2,569 (-3.7%) Shares 236,350 (-1.9%) Est. Cost $11.24 Unrealized —

— PIMCO MUN INCOME FD II 0.7%

Value ($000) $1,159 (-7.8%) Shares 153,692 (-3.3%) Est. Cost $7.95 Unrealized —

— PUTNAM MUN OPPORTUNITIES TR 2.9%

Value ($000) $5,055 (+1.8%) Shares 472,403 (-1.7%) Est. Cost $10.84 Unrealized —

— BLACKROCK FLOATING RATE INC 0.5%

Value ($000) $873 (-8.7%) Shares 77,092 (-2.1%) Est. Cost $10.94 Unrealized —

— INVESCO MUNI INCOME OPP TRST 0.3%

Value ($000) $449 (-12.8%) Shares 74,780 (-12.5%) Est. Cost $6.19 Unrealized —

— NUVEEN MUN VALUE FD INC 0.2%

Value ($000) $300 (-17.7%) Shares 33,153 (-18.4%) Est. Cost $8.60 Unrealized —

— DWS MUN INCOME TR NEW 0.7%

Value ($000) $1,174 (-4.8%) Shares 129,200 (-4.0%) Est. Cost $8.64 Unrealized —

— BLACKROCK MUNIHLDNGS CALI QL 0.6%

Value ($000) $1,087 (-4.8%) Shares 102,503 (-2.6%) Est. Cost $10.77 Unrealized —

DFAX DIMENSIONAL ETF TRUST 1.2%

Value ($000) $2,117 (+2.4%) Shares 64,681 (-1.8%) Est. Cost $21.71 Unrealized —

NVDA NVIDIA CORPORATION 1.4%

Value ($000) $2,475 (-1.9%) Shares 13,273 (-1.9%) Est. Cost $99.20 Unrealized +87.6%

— EATON VANCE NATL MUN OPPORT 0.8%

Value ($000) $1,385 (-3.3%) Shares 81,920 (-4.8%) Est. Cost $16.45 Unrealized —

— DTF TAX-FREE INCOME 2028 TER 0.1%

Value ($000) $125 (-23.8%) Shares 10,939 (-23.7%) Est. Cost $10.91 Unrealized —

— BLACKROCK MUNIHLDGS NJ QLTY 0.3%

Value ($000) $587 (-5.3%) Shares 49,351 (-7.7%) Est. Cost $11.06 Unrealized —

— ABRDN NATL MUN INCOME FD 0.2%

Value ($000) $279 (-9.4%) Shares 27,210 (-9.5%) Est. Cost $10.43 Unrealized —

GEV GE VERNOVA INC 1.0%

Value ($000) $1,666 (-1.4%) Shares 2,549 (-7.2%) Est. Cost $158.10 Unrealized +285.2%

IVV ISHARES TR 1.9%

Value ($000) $3,271 (+0.5%) Shares 4,776 (-1.8%) Est. Cost $526.79 Unrealized —

DFLV DIMENSIONAL ETF TRUST 0.3%

Value ($000) $491 (-2.8%) Shares 14,345 (-6.5%) Est. Cost $29.37 Unrealized —

— INVESCO MUN OPPORTUNITY TR 0.2%

Value ($000) $409 (-2.6%) Shares 42,780 (-1.6%) Est. Cost $9.91 Unrealized —

IEMG ISHARES INC 0.3%

Value ($000) $502 (+0.7%) Shares 7,464 (-1.2%) Est. Cost $52.45 Unrealized —

OEF ISHARES TR 0.2%

Value ($000) $352 (+0.6%) Shares 1,025 (-2.4%) Est. Cost $276.76 Unrealized —

IVW ISHARES TR 0.2%

Value ($000) $336 (+0.3%) Shares 2,725 (-1.8%) Est. Cost $84.44 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GE	GE AEROSPACE	9,318 (-21.2%)	$2,870 (-19.3%)	1.7%	$116.41	+158.4%	COM NEW	369604301
—	EATON VANCE MUNI INCOME TRUS	398,934 (-3.4%)	$4,293 (-6.1%)	2.5%	$9.89	—	SH BEN INT	27826U108
—	NEUBERGER MUN FD INC	203,897 (-9.4%)	$2,068 (-10.9%)	1.2%	$10.29	—	COM	64124P101
—	NUVEEN MUNICIPAL CREDIT INC	16,990 (-42.4%)	$214 (-42.3%)	0.1%	$12.71	—	COM SH BEN INT	67070X101
—	BLACKROCK MUNIHOLDINGS FD IN	178,141 (-5.3%)	$2,091 (-5.3%)	1.2%	$12.14	—	COM	09253N104
—	BLACKROCK MUNIYIELD QUALITY	236,350 (-1.9%)	$2,569 (-3.7%)	1.5%	$11.24	—	COM	09254E103
—	PIMCO MUN INCOME FD II	153,692 (-3.3%)	$1,159 (-7.8%)	0.7%	$7.95	—	COM	72200W106
—	PUTNAM MUN OPPORTUNITIES TR	472,403 (-1.7%)	$5,055 (+1.8%)	2.9%	$10.84	—	SH BEN INT	746922103
—	BLACKROCK FLOATING RATE INC	77,092 (-2.1%)	$873 (-8.7%)	0.5%	$10.94	—	COM	091941104
—	INVESCO MUNI INCOME OPP TRST	74,780 (-12.5%)	$449 (-12.8%)	0.3%	$6.19	—	COM	46132X101
—	NUVEEN MUN VALUE FD INC	33,153 (-18.4%)	$300 (-17.7%)	0.2%	$8.60	—	COM	670928100
—	DWS MUN INCOME TR NEW	129,200 (-4.0%)	$1,174 (-4.8%)	0.7%	$8.64	—	COM	233368109
—	BLACKROCK MUNIHLDNGS CALI QL	102,503 (-2.6%)	$1,087 (-4.8%)	0.6%	$10.77	—	COM	09254L107
DFAX	DIMENSIONAL ETF TRUST	64,681 (-1.8%)	$2,117 (+2.4%)	1.2%	$21.71	—	WORLD EX US CORE	25434V880
NVDA	NVIDIA CORPORATION	13,273 (-1.9%)	$2,475 (-1.9%)	1.4%	$99.20	+87.6%	COM	67066G104
—	EATON VANCE NATL MUN OPPORT	81,920 (-4.8%)	$1,385 (-3.3%)	0.8%	$16.45	—	COM SHS	27829L105
—	DTF TAX-FREE INCOME 2028 TER	10,939 (-23.7%)	$125 (-23.8%)	0.1%	$10.91	—	COM	23334J107
—	BLACKROCK MUNIHLDGS NJ QLTY	49,351 (-7.7%)	$587 (-5.3%)	0.3%	$11.06	—	COM	09254X101
—	ABRDN NATL MUN INCOME FD	27,210 (-9.5%)	$279 (-9.4%)	0.2%	$10.43	—	SH BEN INT	24610T108
GEV	GE VERNOVA INC	2,549 (-7.2%)	$1,666 (-1.4%)	1.0%	$158.10	+285.2%	COM	36828A101
IVV	ISHARES TR	4,776 (-1.8%)	$3,271 (+0.5%)	1.9%	$526.79	—	CORE S&P500 ETF	464287200
DFLV	DIMENSIONAL ETF TRUST	14,345 (-6.5%)	$491 (-2.8%)	0.3%	$29.37	—	US LARGE CAP VAL	25434V666
—	INVESCO MUN OPPORTUNITY TR	42,780 (-1.6%)	$409 (-2.6%)	0.2%	$9.91	—	COM	46132C107
IEMG	ISHARES INC	7,464 (-1.2%)	$502 (+0.7%)	0.3%	$52.45	—	CORE MSCI EMKT	46434G103
OEF	ISHARES TR	1,025 (-2.4%)	$352 (+0.6%)	0.2%	$276.76	—	S&P 100 ETF	464287101
IVW	ISHARES TR	2,725 (-1.8%)	$336 (+0.3%)	0.2%	$84.44	—	S&P 500 GRWT ETF	464287309

Unchanged Positions (128)

META META PLATFORMS INC 1.6%

Value ($000) $2,823 Shares 4,276 Est. Cost $447.52 Unrealized +49.1%

C CITIGROUP INC 1.1%

Value ($000) $1,918 Shares 16,434 Est. Cost $52.53 Unrealized +97.3%

DFAC DIMENSIONAL ETF TRUST 7.1%

Value ($000) $12,353 Shares 312,016 Est. Cost $25.41 Unrealized —

GOOGL ALPHABET INC 0.5%

Value ($000) $944 Shares 3,015 Est. Cost $150.82 Unrealized +89.4%

XBI SPDR SERIES TRUST 0.5%

Value ($000) $810 Shares 6,645 Est. Cost $83.00 Unrealized —

DFUV DIMENSIONAL ETF TRUST 1.7%

Value ($000) $2,932 Shares 62,935 Est. Cost $33.48 Unrealized —

ORCL ORACLE CORP 0.2%

Value ($000) $277 Shares 1,421 Est. Cost $160.80 Unrealized +48.0%

— BLACKROCK INCOME TR INC 2.3%

Value ($000) $4,018 Shares 363,933 Est. Cost $12.31 Unrealized —

MSFT MICROSOFT CORP 0.7%

Value ($000) $1,269 Shares 2,623 Est. Cost $403.66 Unrealized +24.0%

— BLACKROCK MUNIYILD QULT FD I 1.3%

Value ($000) $2,178 Shares 192,732 Est. Cost $11.60 Unrealized —

DFAU DIMENSIONAL ETF TRUST 1.9%

Value ($000) $3,328 Shares 71,118 Est. Cost $27.51 Unrealized —

FITB FIFTH THIRD BANCORP 0.8%

Value ($000) $1,460 Shares 31,200 Est. Cost $32.36 Unrealized +34.9%

— NUVEEN AMT FREE MUN CR INC F 1.3%

Value ($000) $2,308 Shares 182,277 Est. Cost $12.19 Unrealized —

SPY SPDR S&P 500 ETF TR 1.4%

Value ($000) $2,410 Shares 3,535 Est. Cost $525.93 Unrealized —

AVGO BROADCOM INC 0.6%

Value ($000) $1,081 Shares 3,123 Est. Cost $156.19 Unrealized +128.6%

— BLACKROCK CORPOR HI YLD FD I 0.4%

Value ($000) $719 Shares 80,772 Est. Cost $8.79 Unrealized —

— BLACKROCK CORE BD TR 0.7%

Value ($000) $1,177 Shares 122,729 Est. Cost $10.18 Unrealized —

— BLACKROCK FLOATING RATE INCO 0.2%

Value ($000) $398 Shares 33,770 Est. Cost $11.26 Unrealized —

— NUVEEN FLOATING RATE INCOME 0.5%

Value ($000) $840 Shares 107,219 Est. Cost $7.96 Unrealized —

— BLACKROCK MUNIASSETS FD INC 0.5%

Value ($000) $911 Shares 85,051 Est. Cost $10.78 Unrealized —

— PIMCO DYNAMIC INCOME FD 0.2%

Value ($000) $282 Shares 15,916 Est. Cost $18.48 Unrealized —

— NUVEEN SELECT TAX-FREE INCOM 0.7%

Value ($000) $1,270 Shares 90,037 Est. Cost $13.91 Unrealized —

RSPT INVESCO EXCHANGE TRADED FD T 0.8%

Value ($000) $1,425 Shares 31,318 Est. Cost $49.61 Unrealized —

T AT&T INC 0.1%

Value ($000) $225 Shares 9,054 Est. Cost $16.25 Unrealized +55.6%

VXUS VANGUARD STAR FDS 0.5%

Value ($000) $940 Shares 12,460 Est. Cost $52.80 Unrealized —

— NUVEEN MUN CR OPPORTUNITIES 0.2%

Value ($000) $418 Shares 40,850 Est. Cost $10.89 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.6%

Value ($000) $973 Shares 5,475 Est. Cost $121.21 Unrealized +49.4%

— BLACKROCK MUNIYIELD MICH QU 0.4%

Value ($000) $620 Shares 52,790 Est. Cost $11.09 Unrealized —

— WESTERN ASSET HIGH INCOM FD 0.3%

Value ($000) $526 Shares 126,446 Est. Cost $4.38 Unrealized —

— WESTERN ASSET MUN HIGH INCOM 0.3%

Value ($000) $435 Shares 63,214 Est. Cost $6.38 Unrealized —

IWD ISHARES TR 0.4%

Value ($000) $689 Shares 3,275 Est. Cost $179.11 Unrealized —

— PUTNAM MANAGED MUN INCOME TR 0.3%

Value ($000) $601 Shares 95,856 Est. Cost $6.27 Unrealized —

— INVESCO ADVANTAGE MUN INCOME 0.4%

Value ($000) $763 Shares 83,679 Est. Cost $8.59 Unrealized —

— PGIM GLOBAL HIGH YIELD FD FO 0.2%

Value ($000) $420 Shares 34,062 Est. Cost $10.84 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value ($000) $378 Shares 1,275 Est. Cost $171.97 Unrealized +73.7%

VIG VANGUARD SPECIALIZED FUNDS 0.5%

Value ($000) $934 Shares 4,249 Est. Cost $153.71 Unrealized —

DFAR DIMENSIONAL ETF TRUST 0.2%

Value ($000) $406 Shares 17,729 Est. Cost $22.37 Unrealized —

— NUVEEN MASSACHUSETS QLT MUN 0.3%

Value ($000) $569 Shares 50,225 Est. Cost $10.56 Unrealized —

XBFZX BLACKROCK CALIF MUN INCOME T 0.5%

Value ($000) $815 Shares 75,913 Est. Cost $10.83 Unrealized —

— NUVEEN CA QUALTY MUN INCOME 0.3%

Value ($000) $588 Shares 49,816 Est. Cost $11.07 Unrealized —

ES EVERSOURCE ENERGY 0.2%

Value ($000) $265 Shares 3,941 Est. Cost $68.99 Unrealized +0.8%

VEA VANGUARD TAX-MANAGED FDS 0.2%

Value ($000) $363 Shares 5,817 Est. Cost $50.17 Unrealized —

— BNY MELLON HIGH YIELD STRATE 0.2%

Value ($000) $338 Shares 136,160 Est. Cost $2.30 Unrealized —

— SABA CAPITAL INCOME & OPPORT 0.1%

Value ($000) $139 Shares 16,875 Est. Cost $7.80 Unrealized —

— INVESCO BD FD 0.3%

Value ($000) $554 Shares 35,964 Est. Cost $15.62 Unrealized —

— ABRDN INCOME CREDIT STRATEGI 0.1%

Value ($000) $184 Shares 34,042 Est. Cost $6.63 Unrealized —

— BLACKROCK MUNIVEST FD INC 0.8%

Value ($000) $1,307 Shares 188,658 Est. Cost $7.05 Unrealized —

— BLACKROCK LONG-TERM MUN ADVA 0.2%

Value ($000) $408 Shares 43,991 Est. Cost $9.40 Unrealized —

PFF ISHARES TR 0.4%

Value ($000) $620 Shares 20,042 Est. Cost $31.27 Unrealized —

— NUVEEN QUALITY MUNCP INCOME 0.3%

Value ($000) $461 Shares 38,384 Est. Cost $11.73 Unrealized —

— EATON VANCE FLTING RATE INC 0.2%

Value ($000) $286 Shares 25,319 Est. Cost $11.09 Unrealized —

— BLACKROCK MUNIVEST FD II INC 0.4%

Value ($000) $700 Shares 64,785 Est. Cost $10.45 Unrealized —

— BNY MELLON STRATEGIC MUN BD 0.2%

Value ($000) $272 Shares 44,111 Est. Cost $5.85 Unrealized —

— WESTERN ASSET MANAGED MUNS F 0.7%

Value ($000) $1,139 Shares 109,141 Est. Cost $10.14 Unrealized —

— HIGHLAND OPPS & INCOME FD 0.1%

Value ($000) $174 Shares 29,135 Est. Cost $10.24 Unrealized —

IEFA ISHARES TR 0.2%

Value ($000) $320 Shares 3,581 Est. Cost $74.09 Unrealized —

— WESTERN ASSET INTER MUNI FD 0.2%

Value ($000) $356 Shares 46,347 Est. Cost $7.73 Unrealized —

— HANCOCK JOHN PREM DIVID FD 0.1%

Value ($000) $211 Shares 16,637 Est. Cost $11.70 Unrealized —

— EATON VANCE SHORT DURATION D 0.2%

Value ($000) $283 Shares 25,953 Est. Cost $10.17 Unrealized —

— WESTERN ASSET HIGH INCOME OP 0.2%

Value ($000) $293 Shares 78,950 Est. Cost $3.80 Unrealized —

— EATON VANCE SR INCOME TR 0.1%

Value ($000) $245 Shares 46,547 Est. Cost $5.43 Unrealized —

— NUVEEN PFD & INCOME OPPORTUN 0.5%

Value ($000) $788 Shares 97,108 Est. Cost $7.07 Unrealized —

— INVESCO TR INVT GRADE MUNS 0.2%

Value ($000) $387 Shares 37,360 Est. Cost $10.05 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.2%

Value ($000) $400 Shares 2,834 Est. Cost $92.10 Unrealized —

— EATON VANCE MUN INCOME 2028 0.2%

Value ($000) $287 Shares 15,372 Est. Cost $17.83 Unrealized —

— NUVEEN N Y MUN VALUE FD 0.1%

Value ($000) $256 Shares 29,908 Est. Cost $8.26 Unrealized —

EFA ISHARES TR 0.2%

Value ($000) $310 Shares 3,225 Est. Cost $79.86 Unrealized —

VNQ VANGUARD INDEX FDS 0.1%

Value ($000) $253 Shares 2,855 Est. Cost $86.68 Unrealized —

— BROOKFIELD REAL ASSETS INCOM 0.2%

Value ($000) $268 Shares 20,672 Est. Cost $12.97 Unrealized —

— NUVEEN MORTGAGE AND INCOME F 0.2%

Value ($000) $339 Shares 18,624 Est. Cost $17.28 Unrealized —

— PUTNAM MASTER INTER INCOME T 0.2%

Value ($000) $270 Shares 80,925 Est. Cost $3.07 Unrealized —

— NUVEEN MUN HIGH INCOME OPPOR 0.1%

Value ($000) $202 Shares 19,802 Est. Cost $9.88 Unrealized —

— NUVEEN REAL ASSET INCOME & G 0.1%

Value ($000) $165 Shares 12,098 Est. Cost $11.70 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $258 Shares 3,507 Est. Cost $57.41 Unrealized —

IJH ISHARES TR 0.3%

Value ($000) $546 Shares 8,270 Est. Cost $60.64 Unrealized —

MFIC MIDCAP FINANCIAL INVSTMNT CO 0.1%

Value ($000) $157 Shares 13,718 Est. Cost $11.85 Unrealized -2.2%

— MFS INVT GRADE MUN TR 0.4%

Value ($000) $623 Shares 78,360 Est. Cost $7.24 Unrealized —

— BNY MELLON STRATEGIC MUNS IN 0.2%

Value ($000) $383 Shares 60,298 Est. Cost $6.12 Unrealized —

IWB ISHARES TR 0.2%

Value ($000) $299 Shares 800 Est. Cost $288.03 Unrealized —

VBR VANGUARD INDEX FDS 0.2%

Value ($000) $359 Shares 1,696 Est. Cost $164.99 Unrealized —

— HIGH INCOME SECS FD 0.1%

Value ($000) $189 Shares 30,722 Est. Cost $6.50 Unrealized —

VUG VANGUARD INDEX FDS 0.2%

Value ($000) $354 Shares 725 Est. Cost $348.75 Unrealized —

IJR ISHARES TR 0.3%

Value ($000) $523 Shares 4,353 Est. Cost $110.46 Unrealized —

— BLACKROCK MULTI SECTOR INC T 0.1%

Value ($000) $221 Shares 16,887 Est. Cost $13.39 Unrealized —

— RIVERNORTH MANAGED DUR MUN I 0.1%

Value ($000) $149 Shares 10,955 Est. Cost $14.40 Unrealized —

— MFS HIGH YIELD MUN TR 0.3%

Value ($000) $436 Shares 124,123 Est. Cost $3.21 Unrealized —

— INVESCO HIGH INCOME TR II 0.5%

Value ($000) $832 Shares 74,476 Est. Cost $10.34 Unrealized —

— DOUBLELINE OPPORTUNISTIC CR 0.1%

Value ($000) $238 Shares 15,609 Est. Cost $14.84 Unrealized —

CBU COMMUNITY FINANCIAL SYSTEM I 0.1%

Value ($000) $232 Shares 4,040 Est. Cost $56.05 Unrealized +2.0%

TSLA TESLA INC 0.2%

Value ($000) $432 Shares 960 Est. Cost $321.41 Unrealized +37.9%

— NUVEEN AMT FREE QLTY MUN INC 0.1%

Value ($000) $221 Shares 18,982 Est. Cost $11.46 Unrealized —

IYY ISHARES TR 0.2%

Value ($000) $374 Shares 2,253 Est. Cost $93.45 Unrealized —

— NUVEEN DYNAMIC MUN OPPORTUNI 0.1%

Value ($000) $146 Shares 14,528 Est. Cost $10.64 Unrealized —

— NUVEEN AMT-FREE MUN VALUE FD 0.3%

Value ($000) $471 Shares 32,929 Est. Cost $13.61 Unrealized —

— BLACKROCK MUN TARGET TERM TR 0.2%

Value ($000) $263 Shares 11,507 Est. Cost $20.80 Unrealized —

— BLACKSTONE STRATEGIC CRED 20 0.1%

Value ($000) $132 Shares 11,167 Est. Cost $10.93 Unrealized —

— CREDIT SUISSE ASSET MGMT INC 0.1%

Value ($000) $122 Shares 42,950 Est. Cost $2.97 Unrealized —

— BLACKROCK TAX MUNICPAL BD TR 0.1%

Value ($000) $245 Shares 15,040 Est. Cost $17.92 Unrealized —

— NUVEEN CALIFORNIA MUNI VLU F 0.4%

Value ($000) $726 Shares 81,101 Est. Cost $8.45 Unrealized —

— CALAMOS CONV OPPORTUNITIES & 0.1%

Value ($000) $124 Shares 11,819 Est. Cost $10.51 Unrealized —

— WESTERN ASSET PREMIER BD FD 0.1%

Value ($000) $191 Shares 17,281 Est. Cost $10.19 Unrealized —

— ADVENT CONV & INCOME FD 0.1%

Value ($000) $173 Shares 13,802 Est. Cost $11.05 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.2%

Value ($000) $421 Shares 7,832 Est. Cost $41.36 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value ($000) $219 Shares 850 Est. Cost $236.98 Unrealized —

IWF ISHARES TR 0.2%

Value ($000) $293 Shares 620 Est. Cost $337.05 Unrealized —

— BLACKROCK CR ALLOCATION INCO 0.1%

Value ($000) $143 Shares 13,236 Est. Cost $10.10 Unrealized —

— BLACKROCK INVT QUALITY MUN T 0.1%

Value ($000) $221 Shares 19,769 Est. Cost $11.72 Unrealized —

— MFS INTER INCOME TR 0.1%

Value ($000) $89 Shares 34,133 Est. Cost $2.74 Unrealized —

— BLACKROCK MUN INCOME TR 0.6%

Value ($000) $1,012 Shares 100,900 Est. Cost $10.08 Unrealized —

— WESTERN ASSET INVT GRADE OPP 0.1%

Value ($000) $172 Shares 10,424 Est. Cost $16.31 Unrealized —

DVY ISHARES TR 0.2%

Value ($000) $279 Shares 1,975 Est. Cost $123.78 Unrealized —

— WESTERN ASST INFLTN LKD INM 0.1%

Value ($000) $102 Shares 12,298 Est. Cost $8.61 Unrealized —

— NUVEEN PENNSYLVANIA QLT MUN 0.1%

Value ($000) $192 Shares 16,134 Est. Cost $11.62 Unrealized —

— VIRTUS STONE HBR EMRG MKTS I 0.1%

Value ($000) $107 Shares 21,557 Est. Cost $4.31 Unrealized —

— INVESCO QUALITY MUN INCOME T 0.1%

Value ($000) $153 Shares 15,344 Est. Cost $9.42 Unrealized —

— NUVEEN MULTI ASSET INCOME FU 0.2%

Value ($000) $356 Shares 27,305 Est. Cost $12.98 Unrealized —

— CALAMOS CONV & HIGH INCOME F 0.1%

Value ($000) $193 Shares 17,103 Est. Cost $10.55 Unrealized —

— CREDIT SUISSE HIGH YIELD CRE 0.0%

Value ($000) $51 Shares 25,363 Est. Cost $1.76 Unrealized —

DUHP DIMENSIONAL ETF TRUST 0.1%

Value ($000) $217 Shares 5,700 Est. Cost $35.56 Unrealized —

VTEB VANGUARD MUN BD FDS 0.2%

Value ($000) $296 Shares 5,889 Est. Cost $50.07 Unrealized —

BND VANGUARD BD INDEX FDS 0.2%

Value ($000) $297 Shares 4,005 Est. Cost $72.72 Unrealized —

VGHY VANGUARD FIXED INCOME SECS F 0.4%

Value ($000) $628 Shares 8,325 Est. Cost $75.26 Unrealized —

— EATON VANCE CALIF MUN INCOM 0.1%

Value ($000) $208 Shares 20,679 Est. Cost $9.98 Unrealized —

— BLACKROCK MUNIHOLDINGS QUALI 0.2%

Value ($000) $273 Shares 27,211 Est. Cost $10.20 Unrealized —

— HANCOCK JOHN INCOME SECS TR 0.1%

Value ($000) $184 Shares 15,755 Est. Cost $10.65 Unrealized —

VFMO VANGUARD WELLINGTON FD 0.1%

Value ($000) $227 Shares 1,185 Est. Cost $191.55 Unrealized —

— BLACKROCK MUNIYIELD QUALITY 0.1%

Value ($000) $165 Shares 16,395 Est. Cost $10.27 Unrealized —

— BLACKROCK MUNIHLDGS NY QLTY 0.1%

Value ($000) $119 Shares 11,600 Est. Cost $10.27 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
META	META PLATFORMS INC	4,276	$2,823	1.6%	$447.52	+49.1%	CL A	30303M102
C	CITIGROUP INC	16,434	$1,918	1.1%	$52.53	+97.3%	COM NEW	172967424
DFAC	DIMENSIONAL ETF TRUST	312,016	$12,353	7.1%	$25.41	—	US CORE EQUITY 2	25434V708
GOOGL	ALPHABET INC	3,015	$944	0.5%	$150.82	+89.4%	CAP STK CL A	02079K305
XBI	SPDR SERIES TRUST	6,645	$810	0.5%	$83.00	—	STATE STREET SPD	78464A870
DFUV	DIMENSIONAL ETF TRUST	62,935	$2,932	1.7%	$33.48	—	US MKTWIDE VALUE	25434V724
ORCL	ORACLE CORP	1,421	$277	0.2%	$160.80	+48.0%	COM	68389X105
—	BLACKROCK INCOME TR INC	363,933	$4,018	2.3%	$12.31	—	COM NEW	09247F209
MSFT	MICROSOFT CORP	2,623	$1,269	0.7%	$403.66	+24.0%	COM	594918104
—	BLACKROCK MUNIYILD QULT FD I	192,732	$2,178	1.3%	$11.60	—	COM	09254F100
DFAU	DIMENSIONAL ETF TRUST	71,118	$3,328	1.9%	$27.51	—	US CORE EQT MKT	25434V104
FITB	FIFTH THIRD BANCORP	31,200	$1,460	0.8%	$32.36	+34.9%	COM	316773100
—	NUVEEN AMT FREE MUN CR INC F	182,277	$2,308	1.3%	$12.19	—	COM	67071L106
SPY	SPDR S&P 500 ETF TR	3,535	$2,410	1.4%	$525.93	—	TR UNIT	78462F103
AVGO	BROADCOM INC	3,123	$1,081	0.6%	$156.19	+128.6%	COM	11135F101
—	BLACKROCK CORPOR HI YLD FD I	80,772	$719	0.4%	$8.79	—	COM	09255P107
—	BLACKROCK CORE BD TR	122,729	$1,177	0.7%	$10.18	—	SHS BEN INT	09249E101
—	BLACKROCK FLOATING RATE INCO	33,770	$398	0.2%	$11.26	—	COM	09255X100
—	NUVEEN FLOATING RATE INCOME	107,219	$840	0.5%	$7.96	—	COM	67072T108
—	BLACKROCK MUNIASSETS FD INC	85,051	$911	0.5%	$10.78	—	COM	09254J102
—	PIMCO DYNAMIC INCOME FD	15,916	$282	0.2%	$18.48	—	SHS	72201Y101
—	NUVEEN SELECT TAX-FREE INCOM	90,037	$1,270	0.7%	$13.91	—	SH BEN INT	67062F100
RSPT	INVESCO EXCHANGE TRADED FD T	31,318	$1,425	0.8%	$49.61	—	S&P500 EQL TEC	46137V282
T	AT&T INC	9,054	$225	0.1%	$16.25	+55.6%	COM	00206R102
VXUS	VANGUARD STAR FDS	12,460	$940	0.5%	$52.80	—	VG TL INTL STK F	921909768
—	NUVEEN MUN CR OPPORTUNITIES	40,850	$418	0.2%	$10.89	—	COM	670663103
PLTR	PALANTIR TECHNOLOGIES INC	5,475	$973	0.6%	$121.21	+49.4%	CL A	69608A108
—	BLACKROCK MUNIYIELD MICH QU	52,790	$620	0.4%	$11.09	—	COM	09254V105
—	WESTERN ASSET HIGH INCOM FD	126,446	$526	0.3%	$4.38	—	COM	95766J102
—	WESTERN ASSET MUN HIGH INCOM	63,214	$435	0.3%	$6.38	—	COM	95766N103
IWD	ISHARES TR	3,275	$689	0.4%	$179.11	—	RUS 1000 VAL ETF	464287598
—	PUTNAM MANAGED MUN INCOME TR	95,856	$601	0.3%	$6.27	—	COM	746823103
—	INVESCO ADVANTAGE MUN INCOME	83,679	$763	0.4%	$8.59	—	SH BEN INT	46132E103
—	PGIM GLOBAL HIGH YIELD FD FO	34,062	$420	0.2%	$10.84	—	COM	69346J106
IBM	INTERNATIONAL BUSINESS MACHS	1,275	$378	0.2%	$171.97	+73.7%	COM	459200101
VIG	VANGUARD SPECIALIZED FUNDS	4,249	$934	0.5%	$153.71	—	DIV APP ETF	921908844
DFAR	DIMENSIONAL ETF TRUST	17,729	$406	0.2%	$22.37	—	US REAL ESTATE E	25434V823
—	NUVEEN MASSACHUSETS QLT MUN	50,225	$569	0.3%	$10.56	—	COM	67061E104
XBFZX	BLACKROCK CALIF MUN INCOME T	75,913	$815	0.5%	$10.83	—	SH BEN INT	09248E102
—	NUVEEN CA QUALTY MUN INCOME	49,816	$588	0.3%	$11.07	—	COM	67066Y105
ES	EVERSOURCE ENERGY	3,941	$265	0.2%	$68.99	+0.8%	COM	30040W108
VEA	VANGUARD TAX-MANAGED FDS	5,817	$363	0.2%	$50.17	—	VAN FTSE DEV MKT	921943858
—	BNY MELLON HIGH YIELD STRATE	136,160	$338	0.2%	$2.30	—	SH BEN INT	09660L105
—	SABA CAPITAL INCOME & OPPORT	16,875	$139	0.1%	$7.80	—	COM NEW	880198205
—	INVESCO BD FD	35,964	$554	0.3%	$15.62	—	COM	46132L107
—	ABRDN INCOME CREDIT STRATEGI	34,042	$184	0.1%	$6.63	—	COM	003057106
—	BLACKROCK MUNIVEST FD INC	188,658	$1,307	0.8%	$7.05	—	COM	09253R105
—	BLACKROCK LONG-TERM MUN ADVA	43,991	$408	0.2%	$9.40	—	COM	09250B103
PFF	ISHARES TR	20,042	$620	0.4%	$31.27	—	PFD AND INCM SEC	464288687
—	NUVEEN QUALITY MUNCP INCOME	38,384	$461	0.3%	$11.73	—	COM	67066V101
—	EATON VANCE FLTING RATE INC	25,319	$286	0.2%	$11.09	—	COM	278279104
—	BLACKROCK MUNIVEST FD II INC	64,785	$700	0.4%	$10.45	—	COM	09253T101
—	BNY MELLON STRATEGIC MUN BD	44,111	$272	0.2%	$5.85	—	COM	09662E109
—	WESTERN ASSET MANAGED MUNS F	109,141	$1,139	0.7%	$10.14	—	COM	95766M105
—	HIGHLAND OPPS & INCOME FD	29,135	$174	0.1%	$10.24	—	HIGHLAND INCOME	43010E404
IEFA	ISHARES TR	3,581	$320	0.2%	$74.09	—	CORE MSCI EAFE	46432F842
—	WESTERN ASSET INTER MUNI FD	46,347	$356	0.2%	$7.73	—	COM	958435109
—	HANCOCK JOHN PREM DIVID FD	16,637	$211	0.1%	$11.70	—	COM SH BEN INT	41013T105
—	EATON VANCE SHORT DURATION D	25,953	$283	0.2%	$10.17	—	COM	27828V104
—	WESTERN ASSET HIGH INCOME OP	78,950	$293	0.2%	$3.80	—	COM	95766K109
—	EATON VANCE SR INCOME TR	46,547	$245	0.1%	$5.43	—	SH BEN INT	27826S103
—	NUVEEN PFD & INCOME OPPORTUN	97,108	$788	0.5%	$7.07	—	COM	67073B106
—	INVESCO TR INVT GRADE MUNS	37,360	$387	0.2%	$10.05	—	COM	46131M106
VT	VANGUARD INTL EQUITY INDEX F	2,834	$400	0.2%	$92.10	—	TT WRLD ST ETF	922042742
—	EATON VANCE MUN INCOME 2028	15,372	$287	0.2%	$17.83	—	SHS	27829U105
—	NUVEEN N Y MUN VALUE FD	29,908	$256	0.1%	$8.26	—	COM	67062M105
EFA	ISHARES TR	3,225	$310	0.2%	$79.86	—	MSCI EAFE ETF	464287465
VNQ	VANGUARD INDEX FDS	2,855	$253	0.1%	$86.68	—	REAL ESTATE ETF	922908553
—	BROOKFIELD REAL ASSETS INCOM	20,672	$268	0.2%	$12.97	—	SHS BEN INT	112830104
—	NUVEEN MORTGAGE AND INCOME F	18,624	$339	0.2%	$17.28	—	COM	670735109
—	PUTNAM MASTER INTER INCOME T	80,925	$270	0.2%	$3.07	—	SH BEN INT	746909100
—	NUVEEN MUN HIGH INCOME OPPOR	19,802	$202	0.1%	$9.88	—	COM	670682103
—	NUVEEN REAL ASSET INCOME & G	12,098	$165	0.1%	$11.70	—	COM	67074Y105
VEU	VANGUARD INTL EQUITY INDEX F	3,507	$258	0.1%	$57.41	—	ALLWRLD EX US	922042775
IJH	ISHARES TR	8,270	$546	0.3%	$60.64	—	CORE S&P MCP ETF	464287507
MFIC	MIDCAP FINANCIAL INVSTMNT CO	13,718	$157	0.1%	$11.85	-2.2%	COM NEW	03761U502
—	MFS INVT GRADE MUN TR	78,360	$623	0.4%	$7.24	—	SH BEN INT	59318B108
—	BNY MELLON STRATEGIC MUNS IN	60,298	$383	0.2%	$6.12	—	COM	05588W108
IWB	ISHARES TR	800	$299	0.2%	$288.03	—	RUS 1000 ETF	464287622
VBR	VANGUARD INDEX FDS	1,696	$359	0.2%	$164.99	—	SM CP VAL ETF	922908611
—	HIGH INCOME SECS FD	30,722	$189	0.1%	$6.50	—	SHS BEN INT	42968F108
VUG	VANGUARD INDEX FDS	725	$354	0.2%	$348.75	—	GROWTH ETF	922908736
IJR	ISHARES TR	4,353	$523	0.3%	$110.46	—	CORE S&P SCP ETF	464287804
—	BLACKROCK MULTI SECTOR INC T	16,887	$221	0.1%	$13.39	—	COM	09258A107
—	RIVERNORTH MANAGED DUR MUN I	10,955	$149	0.1%	$14.40	—	COM	76882H105
—	MFS HIGH YIELD MUN TR	124,123	$436	0.3%	$3.21	—	SH BEN INT	59318E102
—	INVESCO HIGH INCOME TR II	74,476	$832	0.5%	$10.34	—	COM	46131F101
—	DOUBLELINE OPPORTUNISTIC CR	15,609	$238	0.1%	$14.84	—	COM	258623107
CBU	COMMUNITY FINANCIAL SYSTEM I	4,040	$232	0.1%	$56.05	+2.0%	COM	203607106
TSLA	TESLA INC	960	$432	0.2%	$321.41	+37.9%	COM	88160R101
—	NUVEEN AMT FREE QLTY MUN INC	18,982	$221	0.1%	$11.46	—	COM	670657105
IYY	ISHARES TR	2,253	$374	0.2%	$93.45	—	DOW JONES US ETF	464287846
—	NUVEEN DYNAMIC MUN OPPORTUNI	14,528	$146	0.1%	$10.64	—	COM SHS	67079X102
—	NUVEEN AMT-FREE MUN VALUE FD	32,929	$471	0.3%	$13.61	—	COM	670695105
—	BLACKROCK MUN TARGET TERM TR	11,507	$263	0.2%	$20.80	—	COM SHS BEN IN	09257P105
—	BLACKSTONE STRATEGIC CRED 20	11,167	$132	0.1%	$10.93	—	COM SHS BEN IN	09257R101
—	CREDIT SUISSE ASSET MGMT INC	42,950	$122	0.1%	$2.97	—	COM	224916106
—	BLACKROCK TAX MUNICPAL BD TR	15,040	$245	0.1%	$17.92	—	SHS	09248X100
—	NUVEEN CALIFORNIA MUNI VLU F	81,101	$726	0.4%	$8.45	—	COM STK	67062C107
—	CALAMOS CONV OPPORTUNITIES &	11,819	$124	0.1%	$10.51	—	SH BEN INT	128117108
—	WESTERN ASSET PREMIER BD FD	17,281	$191	0.1%	$10.19	—	SHS BEN INT	957664105
—	ADVENT CONV & INCOME FD	13,802	$173	0.1%	$11.05	—	COM	00764C109
VWO	VANGUARD INTL EQUITY INDEX F	7,832	$421	0.2%	$41.36	—	FTSE EMR MKT ETF	922042858
VB	VANGUARD INDEX FDS	850	$219	0.1%	$236.98	—	SMALL CP ETF	922908751
IWF	ISHARES TR	620	$293	0.2%	$337.05	—	RUS 1000 GRW ETF	464287614
—	BLACKROCK CR ALLOCATION INCO	13,236	$143	0.1%	$10.10	—	COM	092508100
—	BLACKROCK INVT QUALITY MUN T	19,769	$221	0.1%	$11.72	—	COM	09247D105
—	MFS INTER INCOME TR	34,133	$89	0.1%	$2.74	—	SH BEN INT	55273C107
—	BLACKROCK MUN INCOME TR	100,900	$1,012	0.6%	$10.08	—	SH BEN INT	09248F109
—	WESTERN ASSET INVT GRADE OPP	10,424	$172	0.1%	$16.31	—	COM	95790A101
DVY	ISHARES TR	1,975	$279	0.2%	$123.78	—	SELECT DIVID ETF	464287168
—	WESTERN ASST INFLTN LKD INM	12,298	$102	0.1%	$8.61	—	COM SH BEN INT	95766Q106
—	NUVEEN PENNSYLVANIA QLT MUN	16,134	$192	0.1%	$11.62	—	COM	670972108
—	VIRTUS STONE HBR EMRG MKTS I	21,557	$107	0.1%	$4.31	—	COM	86164T107
—	INVESCO QUALITY MUN INCOME T	15,344	$153	0.1%	$9.42	—	COM	46133G107
—	NUVEEN MULTI ASSET INCOME FU	27,305	$356	0.2%	$12.98	—	COM	670750108
—	CALAMOS CONV & HIGH INCOME F	17,103	$193	0.1%	$10.55	—	COM SHS	12811P108
—	CREDIT SUISSE HIGH YIELD CRE	25,363	$51	0.0%	$1.76	—	SH BEN INT	22544F103
DUHP	DIMENSIONAL ETF TRUST	5,700	$217	0.1%	$35.56	—	US HIGH PROFITAB	25434V831
VTEB	VANGUARD MUN BD FDS	5,889	$296	0.2%	$50.07	—	TAX EXEMPT BD	922907746
BND	VANGUARD BD INDEX FDS	4,005	$297	0.2%	$72.72	—	TOTAL BND MRKT	921937835
VGHY	VANGUARD FIXED INCOME SECS F	8,325	$628	0.4%	$75.26	—	HIGH-YIELD ACTV	922031687
—	EATON VANCE CALIF MUN INCOM	20,679	$208	0.1%	$9.98	—	SH BEN INT	27826F101
—	BLACKROCK MUNIHOLDINGS QUALI	27,211	$273	0.2%	$10.20	—	COM	09254C107
—	HANCOCK JOHN INCOME SECS TR	15,755	$184	0.1%	$10.65	—	COM	410123103
VFMO	VANGUARD WELLINGTON FD	1,185	$227	0.1%	$191.55	—	US MOMENTUM	921935508
—	BLACKROCK MUNIYIELD QUALITY	16,395	$165	0.1%	$10.27	—	COM	09254G108
—	BLACKROCK MUNIHLDGS NY QLTY	11,600	$119	0.1%	$10.27	—	COM	09255C106