Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SMLF	ISHARES TR	153,712	$11.6M	2.8%	$75.49	—	US SML CAP EQT	46434V290
SPTS	SPDR SERIES TRUST	327,772	$9.564M	2.3%	$29.18	—	STATE STREET SPD	78468R101
AVUV	AMERICAN CENTY ETF TR	56,015	$6.188M	1.5%	$110.47	—	US SML CP VALU	025072877
ELD	WISDOMTREE TR	140,940	$3.921M	0.9%	$27.82	—	EM LCL DEBT FD	97717X867
FEMB	FIRST TR EXCH TRADED FD III	111,218	$3.196M	0.8%	$28.74	—	EME MRK BD ETF	33739P202
TFLO	ISHARES TR	11,704	$593K	0.1%	$50.63	—	TRS FLT RT BD	46434V860

Increased Positions (9)

SPTL SPDR SERIES TRUST 2.2%

Value $9.442M (+66.9%) Shares 359,014 (+67.9%) Est. Cost $26.39 Unrealized —

BND VANGUARD BD INDEX FDS 19.6%

Value $82.59M (+2.7%) Shares 1,121,593 (+3.3%) Est. Cost $73.63 Unrealized —

VTI VANGUARD INDEX FDS 21.0%

Value $88.42M (-2.1%) Shares 275,602 (+2.4%) Est. Cost $290.05 Unrealized —

AVEM AMERICAN CENTY ETF TR 2.0%

Value $8.362M (+21.1%) Shares 103,775 (+15.8%) Est. Cost $71.43 Unrealized —

DIVI FRANKLIN TEMPLETON ETF TR 3.8%

Value $16.17M (+6.8%) Shares 406,207 (+4.3%) Est. Cost $36.26 Unrealized —

SPIB SPDR SERIES TRUST 2.5%

Value $10.35M (+9.8%) Shares 308,537 (+10.7%) Est. Cost $33.69 Unrealized —

AVDV AMERICAN CENTY ETF TR 0.8%

Value $3.173M (+8.0%) Shares 31,772 (+1.6%) Est. Cost $81.97 Unrealized —

QQQ INVESCO QQQ TR 1.8%

Value $7.473M (-3.0%) Shares 12,948 (+3.2%) Est. Cost $525.09 Unrealized —

JPIB J P MORGAN EXCHANGE TRADED F 1.8%

Value $7.46M (+2.5%) Shares 155,997 (+4.4%) Est. Cost $48.77 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPTL	SPDR SERIES TRUST	359,014 (+67.9%)	$9.442M (+66.9%)	2.2%	$26.39	—	STATE STREET SPD	78464A664
BND	VANGUARD BD INDEX FDS	1,121,593 (+3.3%)	$82.59M (+2.7%)	19.6%	$73.63	—	TOTAL BND MRKT	921937835
VTI	VANGUARD INDEX FDS	275,602 (+2.4%)	$88.42M (-2.1%)	21.0%	$290.05	—	TOTAL STK MKT	922908769
AVEM	AMERICAN CENTY ETF TR	103,775 (+15.8%)	$8.362M (+21.1%)	2.0%	$71.43	—	AVANTIS EMGMKT	025072604
DIVI	FRANKLIN TEMPLETON ETF TR	406,207 (+4.3%)	$16.17M (+6.8%)	3.8%	$36.26	—	INTL COR DIV TIL	35473P108
SPIB	SPDR SERIES TRUST	308,537 (+10.7%)	$10.35M (+9.8%)	2.5%	$33.69	—	STATE STREET SPD	78464A375
AVDV	AMERICAN CENTY ETF TR	31,772 (+1.6%)	$3.173M (+8.0%)	0.8%	$81.97	—	INTL SMCP VLU	025072802
QQQ	INVESCO QQQ TR	12,948 (+3.2%)	$7.473M (-3.0%)	1.8%	$525.09	—	UNIT SER 1	46090E103
JPIB	J P MORGAN EXCHANGE TRADED F	155,997 (+4.4%)	$7.46M (+2.5%)	1.8%	$48.77	—	INTL BD OPP ETF	46641Q852

Exited Positions (6)

FLQM FRANKLIN TEMPLETON ETF TR 2.1%

Value $8.988M Shares 159,756 Est. Cost $53.80 Unrealized —

TLT ISHARES TR 0.4%

Value $1.651M Shares 18,941 Est. Cost $89.37 Unrealized —

LMB LIMBACH HLDGS INC 0.2%

Value $745K Shares 9,565 Est. Cost $106.00 Unrealized -18.7%

CSL CARLISLE COS INC 0.1%

Value $285K Shares 892 Est. Cost $207.10 Unrealized +79.4%

PG PROCTER AND GAMBLE CO 0.1%

Value $276K Shares 1,929 Est. Cost $130.74 Unrealized +16.1%

NVDA NVIDIA CORPORATION 0.1%

Value $265K Shares 1,419 Est. Cost $125.82 Unrealized +48.3%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FLQM	FRANKLIN TEMPLETON ETF TR	159,756	$8.988M	2.1%	$53.80	—	—	35473P884
TLT	ISHARES TR	18,941	$1.651M	0.4%	$89.37	—	—	464287432
LMB	LIMBACH HLDGS INC	9,565	$745K	0.2%	$106.00	-18.7%	—	53263P105
CSL	CARLISLE COS INC	892	$285K	0.1%	$207.10	+79.4%	—	142339100
PG	PROCTER AND GAMBLE CO	1,929	$276K	0.1%	$130.74	+16.1%	—	742718109
NVDA	NVIDIA CORPORATION	1,419	$265K	0.1%	$125.82	+48.3%	—	67066G104

Decreased Positions (16)

BIL SPDR SERIES TRUST 0.3%

Value $1.354M (-89.1%) Shares 14,771 (-89.1%) Est. Cost $91.68 Unrealized —

JMBS JANUS DETROIT STR TR 3.3%

Value $14.05M (-31.6%) Shares 311,014 (-30.8%) Est. Cost $45.26 Unrealized —

QQQM INVESCO EXCH TRADED FD TR II 5.3%

Value $22.51M (-14.7%) Shares 94,726 (-9.2%) Est. Cost $229.22 Unrealized —

MGV VANGUARD WORLD FD 5.0%

Value $21.27M (-7.7%) Shares 146,723 (-10.1%) Est. Cost $132.22 Unrealized —

IAU ISHARES GOLD TR 6.9%

Value $29.29M (-4.7%) Shares 332,208 (-12.3%) Est. Cost $41.76 Unrealized —

MSFT MICROSOFT CORP 0.4%

Value $1.723M (-43.0%) Shares 4,656 (-25.5%) Est. Cost $244.81 Unrealized +77.5%

SCHG SCHWAB STRATEGIC TR 0.5%

Value $2.061M (-34.0%) Shares 70,735 (-26.1%) Est. Cost $39.55 Unrealized —

JMUB J P MORGAN EXCHANGE TRADED F 2.8%

Value $11.64M (-8.0%) Shares 232,785 (-7.0%) Est. Cost $50.05 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value $1.683M (-29.7%) Shares 3,512 (-26.3%) Est. Cost $394.07 Unrealized +25.2%

SCHD SCHWAB STRATEGIC TR 0.2%

Value $987K (-37.7%) Shares 32,186 (-44.3%) Est. Cost $40.59 Unrealized —

ISCF ISHARES TR 0.6%

Value $2.386M (-19.3%) Shares 57,104 (-19.9%) Est. Cost $31.25 Unrealized —

RTX RTX CORPORATION 0.1%

Value $497K (-50.4%) Shares 2,578 (-52.8%) Est. Cost $76.30 Unrealized +157.7%

WMT WALMART INC 0.1%

Value $269K (-37.7%) Shares 2,162 (-44.1%) Est. Cost $52.46 Unrealized +132.6%

VEU VANGUARD INTL EQUITY INDEX F 9.0%

Value $37.92M (+0.4%) Shares 504,977 (-1.7%) Est. Cost $65.19 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $372K (-3.3%) Shares 2,194 (-31.4%) Est. Cost $49.66 Unrealized +179.4%

AGG ISHARES TR 0.1%

Value $211K (-2.6%) Shares 2,125 (-2.0%) Est. Cost $99.90 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BIL	SPDR SERIES TRUST	14,771 (-89.1%)	$1.354M (-89.1%)	0.3%	$91.68	—	STATE STREET SPD	78468R663
JMBS	JANUS DETROIT STR TR	311,014 (-30.8%)	$14.05M (-31.6%)	3.3%	$45.26	—	HENDERSON MTG	47103U852
QQQM	INVESCO EXCH TRADED FD TR II	94,726 (-9.2%)	$22.51M (-14.7%)	5.3%	$229.22	—	NASDAQ 100 ETF	46138G649
MGV	VANGUARD WORLD FD	146,723 (-10.1%)	$21.27M (-7.7%)	5.0%	$132.22	—	MEGA CAP VAL ETF	921910840
IAU	ISHARES GOLD TR	332,208 (-12.3%)	$29.29M (-4.7%)	6.9%	$41.76	—	ISHARES NEW	464285204
MSFT	MICROSOFT CORP	4,656 (-25.5%)	$1.723M (-43.0%)	0.4%	$244.81	+77.5%	COM	594918104
SCHG	SCHWAB STRATEGIC TR	70,735 (-26.1%)	$2.061M (-34.0%)	0.5%	$39.55	—	US LCAP GR ETF	808524300
JMUB	J P MORGAN EXCHANGE TRADED F	232,785 (-7.0%)	$11.64M (-8.0%)	2.8%	$50.05	—	MUNICIPAL ETF	46641Q647
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,512 (-26.3%)	$1.683M (-29.7%)	0.4%	$394.07	+25.2%	CL B NEW	084670702
SCHD	SCHWAB STRATEGIC TR	32,186 (-44.3%)	$987K (-37.7%)	0.2%	$40.59	—	US DIVIDEND EQ	808524797
ISCF	ISHARES TR	57,104 (-19.9%)	$2.386M (-19.3%)	0.6%	$31.25	—	INTERNATIONAL SL	46434V266
RTX	RTX CORPORATION	2,578 (-52.8%)	$497K (-50.4%)	0.1%	$76.30	+157.7%	COM	75513E101
WMT	WALMART INC	2,162 (-44.1%)	$269K (-37.7%)	0.1%	$52.46	+132.6%	COM	931142103
VEU	VANGUARD INTL EQUITY INDEX F	504,977 (-1.7%)	$37.92M (+0.4%)	9.0%	$65.19	—	ALLWRLD EX US	922042775
XOM	EXXON MOBIL CORP	2,194 (-31.4%)	$372K (-3.3%)	0.1%	$49.66	+179.4%	COM	30231G102
AGG	ISHARES TR	2,125 (-2.0%)	$211K (-2.6%)	0.1%	$99.90	—	CORE US AGGBD ET	464287226

Unchanged Positions (9)

AAPL APPLE INC 0.4%

Value $1.58M Shares 6,225 Est. Cost $151.85 Unrealized +73.1%

TSLA TESLA INC 0.1%

Value $420K Shares 1,129 Est. Cost $195.37 Unrealized +118.0%

FBYD FALCONS BEYOND GLOBAL INC 0.1%

Value $609K Shares 43,173 Est. Cost $7.40 Unrealized -6.1%

VOO VANGUARD INDEX FDS 0.2%

Value $659K Shares 1,102 Est. Cost $525.41 Unrealized —

HD HOME DEPOT INC 0.1%

Value $593K Shares 1,804 Est. Cost $292.92 Unrealized +28.7%

SO SOUTHERN CO 0.1%

Value $222K Shares 2,300 Est. Cost $84.13 Unrealized +6.4%

GOOGL ALPHABET INC 0.1%

Value $229K Shares 796 Est. Cost $209.20 Unrealized +54.5%

VMC VULCAN MATLS CO 0.0%

Value $210K Shares 770 Est. Cost $256.02 Unrealized +19.8%

NFLX NETFLIX INC. 0.1%

Value $240K Shares 2,500 Est. Cost $106.54 Unrealized -21.3%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	6,225	$1.58M	0.4%	$151.85	+73.1%	COM	037833100
TSLA	TESLA INC	1,129	$420K	0.1%	$195.37	+118.0%	COM	88160R101
FBYD	FALCONS BEYOND GLOBAL INC	43,173	$609K	0.1%	$7.40	-6.1%	COM CL A	306121104
VOO	VANGUARD INDEX FDS	1,102	$659K	0.2%	$525.41	—	S&P 500 ETF SHS	922908363
HD	HOME DEPOT INC	1,804	$593K	0.1%	$292.92	+28.7%	COM	437076102
SO	SOUTHERN CO	2,300	$222K	0.1%	$84.13	+6.4%	COM	842587107
GOOGL	ALPHABET INC	796	$229K	0.1%	$209.20	+54.5%	CAP STK CL A	02079K305
VMC	VULCAN MATLS CO	770	$210K	0.0%	$256.02	+19.8%	COM	929160109
NFLX	NETFLIX INC.	2,500	$240K	0.1%	$106.54	-21.3%	COM	64110L106