Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VXUS	VANGUARD STAR FDS	24,468	$2.092M	0.2%	$85.49	—	VG TL INTL STK F	921909768
FNDX	SCHWAB STRATEGIC TR	63,157	$1.964M	0.2%	$31.10	—	FUNDAMENTAL US L	808524771
FNDF	SCHWAB STRATEGIC TR	30,646	$1.617M	0.2%	$52.76	—	FUNDAMENTAL INTL	808524755
INMU	BLACKROCK ETF TRUST II	49,463	$1.199M	0.1%	$24.25	—	ISHAR INTER ETF	092528207
AOR	ISHARES TR	15,647	$1.087M	0.1%	$69.50	—	CORE 60 BALA ETF	464289867
SCHE	SCHWAB STRATEGIC TR	9,303	$337K	0.0%	$36.26	—	EMRG MKTEQ ETF	808524706
SCHC	SCHWAB STRATEGIC TR	6,456	$311K	0.0%	$48.12	—	INTL SCEQT ETF	808524888
AMD	ADVANCED MICRO DEVICES INC	511	$297K	0.0%	$580.91	—	COM	007903107
CSCO	CISCO SYS INC	2,440	$287K	0.0%	$117.47	—	COM	17275R102
SPYM	SPDR SERIES TRUST	3,085	$271K	0.0%	$87.88	—	ST STR P500ETF	78464A854
SCHH	SCHWAB STRATEGIC TR	10,405	$246K	0.0%	$23.68	—	US REIT ETF	808524847
LAMR	LAMAR ADVERTISING CO	1,538	$240K	0.0%	$155.95	—	CL A	512816109
TSM	TAIWAN SEMICONDUCTOR MANUFAC	484	$231K	0.0%	$477.57	—	SPONSORED ADS	874039100
INTC	INTEL CORP	1,604	$224K	0.0%	$139.65	—	COM	458140100
ARKQ	ARK ETF TR	1,574	$208K	0.0%	$132.20	—	AUTNMUS TECHNLGY	00214Q203

Increased Positions (24)

VGT VANGUARD WORLD FD 19.1%

Value $166M (+46.4%) Shares 1,389,983 (+754.6%) Est. Cost $161.61 Unrealized —

VOO VANGUARD INDEX FDS 14.9%

Value $130M (+20.4%) Shares 189,291 (+4.8%) Est. Cost $439.21 Unrealized —

VIS VANGUARD WORLD FD 6.1%

Value $53.55M (+20.5%) Shares 148,597 (+4.4%) Est. Cost $200.44 Unrealized —

SCHX SCHWAB STRATEGIC TR 1.1%

Value $9.962M (+296.5%) Shares 338,499 (+245.4%) Est. Cost $29.81 Unrealized —

SCHG SCHWAB STRATEGIC TR 2.7%

Value $23.94M (+41.2%) Shares 707,307 (+21.5%) Est. Cost $33.57 Unrealized —

VTI VANGUARD INDEX FDS 4.6%

Value $39.82M (+19.5%) Shares 107,616 (+3.6%) Est. Cost $197.36 Unrealized —

SCHZ SCHWAB STRATEGIC TR 1.1%

Value $9.901M (+48.1%) Shares 428,065 (+48.7%) Est. Cost $25.85 Unrealized —

SCHA SCHWAB STRATEGIC TR 1.3%

Value $11.23M (+31.6%) Shares 310,915 (+5.9%) Est. Cost $33.77 Unrealized —

SCMB SCHWAB STRATEGIC TR 0.4%

Value $3.871M (+147.7%) Shares 149,926 (+144.5%) Est. Cost $26.73 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.3%

Value $2.869M (+338.3%) Shares 40,270 (+294.2%) Est. Cost $65.96 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.5%

Value $4.74M (+49.5%) Shares 128,549 (+25.5%) Est. Cost $39.07 Unrealized —

FSTA FIDELITY COVINGTON TRUST 2.1%

Value $18.61M (+9.1%) Shares 354,202 (+8.7%) Est. Cost $47.97 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value $1.634M (+668.5%) Shares 58,979 (+586.7%) Est. Cost $26.88 Unrealized —

DFAI DIMENSIONAL ETF TRUST 0.4%

Value $3.576M (+35.4%) Shares 86,688 (+27.9%) Est. Cost $35.69 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 1.5%

Value $13.42M (+5.9%) Shares 26,820 (+1.4%) Est. Cost $428.55 Unrealized —

SCHJ SCHWAB STRATEGIC TR 0.7%

Value $6.026M (+13.0%) Shares 244,346 (+13.3%) Est. Cost $28.02 Unrealized —

MPLX MPLX LP 0.1%

Value $1.103M (+152.8%) Shares 19,589 (+156.1%) Est. Cost $56.62 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.2%

Value $1.987M (+21.2%) Shares 82,326 (+21.9%) Est. Cost $27.62 Unrealized —

VOOG VANGUARD ADMIRAL FDS INC 0.2%

Value $1.526M (+21.6%) Shares 18,474 (+500.0%) Est. Cost $103.98 Unrealized —

AMZN AMAZON COM INC 0.1%

Value $1.035M (+26.3%) Shares 4,344 (+10.3%) Est. Cost $136.01 Unrealized —

VTEB VANGUARD MUN BD FDS 0.2%

Value $1.978M (+5.6%) Shares 39,113 (+4.1%) Est. Cost $50.17 Unrealized —

— WESTERN ASSET MANAGED MUNS F 0.1%

Value $469K (+5.3%) Shares 45,013 (+3.8%) Est. Cost $10.10 Unrealized —

XEL XCEL ENERGY INC 0.0%

Value $276K (+6.1%) Shares 3,438 (+5.0%) Est. Cost $60.22 Unrealized —

VUG VANGUARD INDEX FDS 0.4%

Value $3.493M (-0.4%) Shares 40,552 (+404.9%) Est. Cost $112.36 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VGT	VANGUARD WORLD FD	1,389,983 (+754.6%)	$166M (+46.4%)	19.1%	$161.61	—	INF TECH ETF	92204A702
VOO	VANGUARD INDEX FDS	189,291 (+4.8%)	$130M (+20.4%)	14.9%	$439.21	—	S&P 500 ETF SHS	922908363
VIS	VANGUARD WORLD FD	148,597 (+4.4%)	$53.55M (+20.5%)	6.1%	$200.44	—	INDUSTRIAL ETF	92204A603
SCHX	SCHWAB STRATEGIC TR	338,499 (+245.4%)	$9.962M (+296.5%)	1.1%	$29.81	—	US LRG CAP ETF	808524201
SCHG	SCHWAB STRATEGIC TR	707,307 (+21.5%)	$23.94M (+41.2%)	2.7%	$33.57	—	US LCAP GR ETF	808524300
VTI	VANGUARD INDEX FDS	107,616 (+3.6%)	$39.82M (+19.5%)	4.6%	$197.36	—	TOTAL STK MKT	922908769
SCHZ	SCHWAB STRATEGIC TR	428,065 (+48.7%)	$9.901M (+48.1%)	1.1%	$25.85	—	US AGGREGATE B	808524839
SCHA	SCHWAB STRATEGIC TR	310,915 (+5.9%)	$11.23M (+31.6%)	1.3%	$33.77	—	US SML CAP ETF	808524607
SCMB	SCHWAB STRATEGIC TR	149,926 (+144.5%)	$3.871M (+147.7%)	0.4%	$26.73	—	MUN BD ETF	808524649
VEA	VANGUARD TAX-MANAGED FDS	40,270 (+294.2%)	$2.869M (+338.3%)	0.3%	$65.96	—	VAN FTSE DEV MKT	921943858
SCHM	SCHWAB STRATEGIC TR	128,549 (+25.5%)	$4.74M (+49.5%)	0.5%	$39.07	—	US MID-CAP ETF	808524508
FSTA	FIDELITY COVINGTON TRUST	354,202 (+8.7%)	$18.61M (+9.1%)	2.1%	$47.97	—	CONSMR STAPLES	316092303
SCHF	SCHWAB STRATEGIC TR	58,979 (+586.7%)	$1.634M (+668.5%)	0.2%	$26.88	—	INTL EQTY ETF	808524805
DFAI	DIMENSIONAL ETF TRUST	86,688 (+27.9%)	$3.576M (+35.4%)	0.4%	$35.69	—	INTL CORE EQT MK	25434V203
BRK/B	BERKSHIRE HATHAWAY INC DEL	26,820 (+1.4%)	$13.42M (+5.9%)	1.5%	$428.55	—	CL B NEW	084670702
SCHJ	SCHWAB STRATEGIC TR	244,346 (+13.3%)	$6.026M (+13.0%)	0.7%	$28.02	—	1 5YR CORP BD	808524714
MPLX	MPLX LP	19,589 (+156.1%)	$1.103M (+152.8%)	0.1%	$56.62	—	COM UNIT REP LTD	55336V100
SCHO	SCHWAB STRATEGIC TR	82,326 (+21.9%)	$1.987M (+21.2%)	0.2%	$27.62	—	SHT TM US TRES	808524862
VOOG	VANGUARD ADMIRAL FDS INC	18,474 (+500.0%)	$1.526M (+21.6%)	0.2%	$103.98	—	500 GRTH IDX F	921932505
AMZN	AMAZON COM INC	4,344 (+10.3%)	$1.035M (+26.3%)	0.1%	$136.01	—	COM	023135106
VTEB	VANGUARD MUN BD FDS	39,113 (+4.1%)	$1.978M (+5.6%)	0.2%	$50.17	—	TAX EXEMPT BD	922907746
—	WESTERN ASSET MANAGED MUNS F	45,013 (+3.8%)	$469K (+5.3%)	0.1%	$10.10	—	COM	95766M105
XEL	XCEL ENERGY INC	3,438 (+5.0%)	$276K (+6.1%)	0.0%	$60.22	—	COM	98389B100
VUG	VANGUARD INDEX FDS	40,552 (+404.9%)	$3.493M (-0.4%)	0.4%	$112.36	—	GROWTH ETF	922908736

Exited Positions (1)

MCK MCKESSON CORP 0.0%

Value $210K Shares 243 Est. Cost $875.46 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MCK	MCKESSON CORP	243	$210K	0.0%	$875.46	—	—	58155Q103

Decreased Positions (34)

SPTM SPDR SERIES TRUST 2.5%

Value $21.55M (+13.6%) Shares 237,330 (-1.1%) Est. Cost $47.29 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 3.1%

Value $27.24M (+8.2%) Shares 115,105 (-1.6%) Est. Cost $157.52 Unrealized —

VDC VANGUARD WORLD FD 11.4%

Value $99.42M (-1.4%) Shares 440,884 (-1.8%) Est. Cost $192.43 Unrealized —

VXF VANGUARD INDEX FDS 1.0%

Value $8.572M (+11.3%) Shares 34,818 (-7.0%) Est. Cost $132.86 Unrealized —

VIGI VANGUARD WHITEHALL FDS 2.2%

Value $19.47M (+4.3%) Shares 208,540 (-1.2%) Est. Cost $80.50 Unrealized —

— BLACKROCK MUNIHOLDINGS FD IN 0.2%

Value $1.789M (-29.5%) Shares 150,350 (-33.2%) Est. Cost $12.01 Unrealized —

QQQ INVESCO QQQ TR 0.4%

Value $3.907M (+21.5%) Shares 5,305 (-4.8%) Est. Cost $300.12 Unrealized —

AAPL APPLE INC 0.5%

Value $4.384M (+10.4%) Shares 15,151 (-3.2%) Est. Cost $168.55 Unrealized —

SCCR SCHWAB STRATEGIC TR 0.0%

Value $333K (-54.7%) Shares 13,000 (-54.4%) Est. Cost $25.65 Unrealized —

VDE VANGUARD WORLD FD 0.0%

Value $386K (-39.2%) Shares 2,571 (-29.9%) Est. Cost $136.38 Unrealized —

VB VANGUARD INDEX FDS 0.2%

Value $1.901M (+14.3%) Shares 6,273 (-1.2%) Est. Cost $183.60 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value $2.025M (+9.0%) Shares 10,121 (-5.0%) Est. Cost $104.24 Unrealized —

TGRW T ROWE PRICE EXCHANGE-TRADED 0.1%

Value $1.143M (+16.2%) Shares 23,957 (-1.4%) Est. Cost $26.81 Unrealized —

VBK VANGUARD INDEX FDS 0.1%

Value $926K (+17.9%) Shares 2,533 (-2.5%) Est. Cost $200.63 Unrealized —

SLV ISHARES SILVER TR 0.0%

Value $394K (-22.5%) Shares 7,377 (-1.3%) Est. Cost $44.98 Unrealized —

CAT CATERPILLAR INC 0.1%

Value $868K (+15.1%) Shares 815 (-23.5%) Est. Cost $236.88 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.2%

Value $1.357M (+8.9%) Shares 8,647 (-4.1%) Est. Cost $86.21 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.0%

Value $332K (-18.7%) Shares 4,198 (-18.5%) Est. Cost $75.22 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.0%

Value $251K (-23.2%) Shares 3,033 (-23.1%) Est. Cost $77.50 Unrealized —

NLY ANNALY CAPITAL MANAGEMENT IN 0.4%

Value $3.168M (+2.2%) Shares 141,686 (-3.3%) Est. Cost $21.06 Unrealized —

— NUVEEN QUALITY MUNCP INCOME 0.0%

Value $194K (-24.9%) Shares 15,974 (-28.7%) Est. Cost $11.81 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.1%

Value $1.04M (+4.2%) Shares 6,584 (-2.3%) Est. Cost $108.35 Unrealized —

VUSB VANGUARD BD INDEX FDS 0.1%

Value $712K (-5.1%) Shares 14,295 (-5.1%) Est. Cost $49.21 Unrealized —

TSLA TESLA INC 0.1%

Value $471K (+5.9%) Shares 1,121 (-6.4%) Est. Cost $349.74 Unrealized —

VFMV VANGUARD WELLINGTON FD 0.1%

Value $1.05M (-2.4%) Shares 7,532 (-6.7%) Est. Cost $98.37 Unrealized —

QS QUANTUMSCAPE CORP 0.1%

Value $537K (+3.9%) Shares 71,000 (-12.3%) Est. Cost $9.76 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value $490K (+4.0%) Shares 5,856 (-6.7%) Est. Cost $50.31 Unrealized —

PTON PELOTON INTERACTIVE INC 0.0%

Value $146K (+14.6%) Shares 24,711 (-16.8%) Est. Cost $7.44 Unrealized —

ARKK ARK ETF TR 0.0%

Value $252K (+6.7%) Shares 3,116 (-10.7%) Est. Cost $70.28 Unrealized —

SPLV INVESCO EXCH TRADED FD TR II 0.0%

Value $304K (-4.9%) Shares 4,054 (-7.1%) Est. Cost $63.80 Unrealized —

VHT VANGUARD WORLD FD 0.0%

Value $304K (+5.0%) Shares 1,017 (-4.4%) Est. Cost $253.21 Unrealized —

— BLACKROCK MUNIYILD QULT FD I 0.1%

Value $567K (+2.4%) Shares 48,838 (-3.1%) Est. Cost $11.28 Unrealized —

VNQ VANGUARD INDEX FDS 0.0%

Value $254K (+3.4%) Shares 2,637 (-4.9%) Est. Cost $83.05 Unrealized —

VBR VANGUARD INDEX FDS 0.1%

Value $1.192M (-0.4%) Shares 4,908 (-11.0%) Est. Cost $163.32 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPTM	SPDR SERIES TRUST	237,330 (-1.1%)	$21.55M (+13.6%)	2.5%	$47.29	—	ST STR PR SP1500	78464A805
VIG	VANGUARD SPECIALIZED FUNDS	115,105 (-1.6%)	$27.24M (+8.2%)	3.1%	$157.52	—	DIV APP ETF	921908844
VDC	VANGUARD WORLD FD	440,884 (-1.8%)	$99.42M (-1.4%)	11.4%	$192.43	—	CONSUM STP ETF	92204A207
VXF	VANGUARD INDEX FDS	34,818 (-7.0%)	$8.572M (+11.3%)	1.0%	$132.86	—	EXTEND MKT ETF	922908652
VIGI	VANGUARD WHITEHALL FDS	208,540 (-1.2%)	$19.47M (+4.3%)	2.2%	$80.50	—	INTL DVD ETF	921946810
—	BLACKROCK MUNIHOLDINGS FD IN	150,350 (-33.2%)	$1.789M (-29.5%)	0.2%	$12.01	—	COM	09253N104
QQQ	INVESCO QQQ TR	5,305 (-4.8%)	$3.907M (+21.5%)	0.4%	$300.12	—	UNIT SER 1	46090E103
AAPL	APPLE INC	15,151 (-3.2%)	$4.384M (+10.4%)	0.5%	$168.55	—	COM	037833100
SCCR	SCHWAB STRATEGIC TR	13,000 (-54.4%)	$333K (-54.7%)	0.0%	$25.65	—	CORE BOND ETF	808524599
VDE	VANGUARD WORLD FD	2,571 (-29.9%)	$386K (-39.2%)	0.0%	$136.38	—	ENERGY ETF	92204A306
VB	VANGUARD INDEX FDS	6,273 (-1.2%)	$1.901M (+14.3%)	0.2%	$183.60	—	SMALL CP ETF	922908751
NVDA	NVIDIA CORPORATION	10,121 (-5.0%)	$2.025M (+9.0%)	0.2%	$104.24	—	COM	67066G104
TGRW	T ROWE PRICE EXCHANGE-TRADED	23,957 (-1.4%)	$1.143M (+16.2%)	0.1%	$26.81	—	PRICE GRW STOCK	87283Q305
VBK	VANGUARD INDEX FDS	2,533 (-2.5%)	$926K (+17.9%)	0.1%	$200.63	—	SML CP GRW ETF	922908595
SLV	ISHARES SILVER TR	7,377 (-1.3%)	$394K (-22.5%)	0.0%	$44.98	—	ISHARES	46428Q109
CAT	CATERPILLAR INC	815 (-23.5%)	$868K (+15.1%)	0.1%	$236.88	—	COM	149123101
VT	VANGUARD INTL EQUITY INDEX F	8,647 (-4.1%)	$1.357M (+8.9%)	0.2%	$86.21	—	TT WRLD ST ETF	922042742
VCSH	VANGUARD SCOTTSDALE FDS	4,198 (-18.5%)	$332K (-18.7%)	0.0%	$75.22	—	SHRT TRM CORP BD	92206C409
VCIT	VANGUARD SCOTTSDALE FDS	3,033 (-23.1%)	$251K (-23.2%)	0.0%	$77.50	—	INT-TERM CORP	92206C870
NLY	ANNALY CAPITAL MANAGEMENT IN	141,686 (-3.3%)	$3.168M (+2.2%)	0.4%	$21.06	—	COM NEW	035710839
—	NUVEEN QUALITY MUNCP INCOME	15,974 (-28.7%)	$194K (-24.9%)	0.0%	$11.81	—	COM	67066V101
VYM	VANGUARD WHITEHALL FDS	6,584 (-2.3%)	$1.04M (+4.2%)	0.1%	$108.35	—	HIGH DIV YLD	921946406
VUSB	VANGUARD BD INDEX FDS	14,295 (-5.1%)	$712K (-5.1%)	0.1%	$49.21	—	VANGUARD ULTRA	92203C303
TSLA	TESLA INC	1,121 (-6.4%)	$471K (+5.9%)	0.1%	$349.74	—	COM	88160R101
VFMV	VANGUARD WELLINGTON FD	7,532 (-6.7%)	$1.05M (-2.4%)	0.1%	$98.37	—	US MINIMUM	921935409
QS	QUANTUMSCAPE CORP	71,000 (-12.3%)	$537K (+3.9%)	0.1%	$9.76	—	COM CL A	74767V109
VEU	VANGUARD INTL EQUITY INDEX F	5,856 (-6.7%)	$490K (+4.0%)	0.1%	$50.31	—	ALLWRLD EX US	922042775
PTON	PELOTON INTERACTIVE INC	24,711 (-16.8%)	$146K (+14.6%)	0.0%	$7.44	—	CL A COM	70614W100
ARKK	ARK ETF TR	3,116 (-10.7%)	$252K (+6.7%)	0.0%	$70.28	—	INNOVATION ETF	00214Q104
SPLV	INVESCO EXCH TRADED FD TR II	4,054 (-7.1%)	$304K (-4.9%)	0.0%	$63.80	—	S&P500 LOW VOL	46138E354
VHT	VANGUARD WORLD FD	1,017 (-4.4%)	$304K (+5.0%)	0.0%	$253.21	—	HEALTH CAR ETF	92204A504
—	BLACKROCK MUNIYILD QULT FD I	48,838 (-3.1%)	$567K (+2.4%)	0.1%	$11.28	—	COM	09254F100
VNQ	VANGUARD INDEX FDS	2,637 (-4.9%)	$254K (+3.4%)	0.0%	$83.05	—	REAL ESTATE ETF	922908553
VBR	VANGUARD INDEX FDS	4,908 (-11.0%)	$1.192M (-0.4%)	0.1%	$163.32	—	SM CP VAL ETF	922908611

Unchanged Positions (46)

SCHB SCHWAB STRATEGIC TR 12.9%

Value $113M Shares 3,894,102 Est. Cost $30.15 Unrealized —

AMAT APPLIED MATLS INC 0.1%

Value $559K Shares 773 Est. Cost $326.57 Unrealized —

GOOG ALPHABET INC 0.2%

Value $1.385M Shares 3,920 Est. Cost $142.00 Unrealized —

VTHR VANGUARD SCOTTSDALE FDS 0.2%

Value $1.546M Shares 4,665 Est. Cost $171.70 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.7%

Value $5.674M Shares 178,941 Est. Cost $39.67 Unrealized —

VONE VANGUARD SCOTTSDALE FDS 0.2%

Value $1.378M Shares 4,069 Est. Cost $174.24 Unrealized —

WMT WALMART INC 0.2%

Value $1.716M Shares 15,153 Est. Cost $55.19 Unrealized —

IART INTEGRA LIFESCIENCES HLDGS C 0.0%

Value $252K Shares 14,043 Est. Cost $14.52 Unrealized —

VOOV VANGUARD ADMIRAL FDS INC 0.2%

Value $1.362M Shares 6,214 Est. Cost $140.04 Unrealized —

GOOGL ALPHABET INC 0.1%

Value $488K Shares 1,365 Est. Cost $182.76 Unrealized —

CVX CHEVRON CORPORATION 0.0%

Value $384K Shares 2,316 Est. Cost $152.72 Unrealized —

— NUVEEN MUN CR INCOME FD 0.2%

Value $2.087M Shares 164,571 Est. Cost $11.99 Unrealized —

JPM JPMORGAN CHASE & CO 0.1%

Value $794K Shares 2,427 Est. Cost $158.01 Unrealized —

GLD SPDR GOLD TR 0.1%

Value $452K Shares 1,226 Est. Cost $307.70 Unrealized —

URNM SPROTT FDS TR 0.0%

Value $347K Shares 6,600 Est. Cost $47.93 Unrealized —

CSX CSX CORP 0.0%

Value $402K Shares 8,457 Est. Cost $30.32 Unrealized —

ABBV ABBVIE INC 0.0%

Value $359K Shares 1,429 Est. Cost $208.23 Unrealized —

IAU ISHARES GOLD TR 0.0%

Value $287K Shares 3,804 Est. Cost $66.37 Unrealized —

VFH VANGUARD WORLD FD 0.1%

Value $567K Shares 4,307 Est. Cost $85.49 Unrealized —

UNP UNION PAC CORP 0.0%

Value $430K Shares 1,580 Est. Cost $195.81 Unrealized —

MCD MCDONALDS CORP 0.0%

Value $309K Shares 1,144 Est. Cost $245.59 Unrealized —

IVV ISHARES TR 0.0%

Value $350K Shares 468 Est. Cost $544.97 Unrealized —

GGG GRACO INC 0.0%

Value $332K Shares 4,385 Est. Cost $63.99 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $982K Shares 3,867 Est. Cost $161.42 Unrealized —

USB US BANCORP 0.0%

Value $244K Shares 4,037 Est. Cost $48.72 Unrealized —

STRV EA SERIES TRUST 0.0%

Value $236K Shares 4,879 Est. Cost $43.20 Unrealized —

HD HOME DEPOT INC 0.1%

Value $456K Shares 1,293 Est. Cost $294.48 Unrealized —

AGNC AGNC INVT CORP 0.0%

Value $336K Shares 30,814 Est. Cost $10.23 Unrealized —

ADP AUTOMATIC DATA PROCESSING IN 0.0%

Value $260K Shares 1,161 Est. Cost $228.99 Unrealized —

EMR EMERSON ELEC CO 0.0%

Value $231K Shares 1,614 Est. Cost $113.54 Unrealized —

KO COCA COLA CO 0.0%

Value $299K Shares 3,674 Est. Cost $55.52 Unrealized —

MRK MERCK & CO INC 0.0%

Value $256K Shares 1,994 Est. Cost $114.28 Unrealized —

— NUVEEN AMT FREE MUN CR INC F 0.0%

Value $405K Shares 31,661 Est. Cost $12.00 Unrealized —

— INVESCO MUNICIPAL TRUST 0.0%

Value $244K Shares 24,349 Est. Cost $9.90 Unrealized —

— BLACKROCK MUNIYIELD MICH QU 0.0%

Value $389K Shares 31,709 Est. Cost $11.10 Unrealized —

— INVESCO QUALITY MUN INCOME T 0.0%

Value $247K Shares 24,369 Est. Cost $9.44 Unrealized —

— EATON VANCE MUN INCOME TR 0.0%

Value $153K Shares 13,630 Est. Cost $9.90 Unrealized —

META META PLATFORMS INC 0.1%

Value $631K Shares 1,120 Est. Cost $608.18 Unrealized —

— NYLI MACKAY DEFINEDTERM MUNI 0.0%

Value $217K Shares 14,014 Est. Cost $16.06 Unrealized —

ET ENERGY TRANSFER L P 0.1%

Value $964K Shares 50,442 Est. Cost $12.09 Unrealized —

OTTR OTTER TAIL CORP 0.0%

Value $244K Shares 2,715 Est. Cost $76.90 Unrealized —

PG PROCTER & GAMBLE CO 0.1%

Value $559K Shares 3,814 Est. Cost $132.14 Unrealized —

— PIMCO NEW YORK MUN FD II 0.0%

Value $116K Shares 16,303 Est. Cost $6.85 Unrealized —

WEC WEC ENERGY GROUP INC 0.0%

Value $343K Shares 2,938 Est. Cost $82.72 Unrealized —

PEG PUBLIC SVC ENTERPRISE GROUP 0.0%

Value $279K Shares 3,432 Est. Cost $57.28 Unrealized —

MSFT MICROSOFT CORP 0.1%

Value $516K Shares 1,384 Est. Cost $404.80 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	3,894,102	$113M	12.9%	$30.15	—	US BRD MKT ETF	808524102
AMAT	APPLIED MATLS INC	773	$559K	0.1%	$326.57	—	COM	038222105
GOOG	ALPHABET INC	3,920	$1.385M	0.2%	$142.00	—	CAP STK CL C	02079K107
VTHR	VANGUARD SCOTTSDALE FDS	4,665	$1.546M	0.2%	$171.70	—	VNG RUS3000IDX	92206C599
SCHD	SCHWAB STRATEGIC TR	178,941	$5.674M	0.7%	$39.67	—	US DIVIDEND EQ	808524797
VONE	VANGUARD SCOTTSDALE FDS	4,069	$1.378M	0.2%	$174.24	—	VNG RUS1000IDX	92206C730
WMT	WALMART INC	15,153	$1.716M	0.2%	$55.19	—	COM	931142103
IART	INTEGRA LIFESCIENCES HLDGS C	14,043	$252K	0.0%	$14.52	—	COM NEW	457985208
VOOV	VANGUARD ADMIRAL FDS INC	6,214	$1.362M	0.2%	$140.04	—	500 VAL IDX FD	921932703
GOOGL	ALPHABET INC	1,365	$488K	0.1%	$182.76	—	CAP STK CL A	02079K305
CVX	CHEVRON CORPORATION	2,316	$384K	0.0%	$152.72	—	COM	166764100
—	NUVEEN MUN CR INCOME FD	164,571	$2.087M	0.2%	$11.99	—	COM SH BEN INT	67070X101
JPM	JPMORGAN CHASE & CO	2,427	$794K	0.1%	$158.01	—	COM	46625H100
GLD	SPDR GOLD TR	1,226	$452K	0.1%	$307.70	—	GOLD SHS	78463V107
URNM	SPROTT FDS TR	6,600	$347K	0.0%	$47.93	—	URANI MINER ETF	85208P303
CSX	CSX CORP	8,457	$402K	0.0%	$30.32	—	COM	126408103
ABBV	ABBVIE INC	1,429	$359K	0.0%	$208.23	—	COM	00287Y109
IAU	ISHARES GOLD TR	3,804	$287K	0.0%	$66.37	—	ISHARES NEW	464285204
VFH	VANGUARD WORLD FD	4,307	$567K	0.1%	$85.49	—	FINANCIALS ETF	92204A405
UNP	UNION PAC CORP	1,580	$430K	0.0%	$195.81	—	COM	907818108
MCD	MCDONALDS CORP	1,144	$309K	0.0%	$245.59	—	COM	580135101
IVV	ISHARES TR	468	$350K	0.0%	$544.97	—	CORE S&P500 ETF	464287200
GGG	GRACO INC	4,385	$332K	0.0%	$63.99	—	COM	384109104
JNJ	JOHNSON & JOHNSON	3,867	$982K	0.1%	$161.42	—	COM	478160104
USB	US BANCORP	4,037	$244K	0.0%	$48.72	—	COM NEW	902973304
STRV	EA SERIES TRUST	4,879	$236K	0.0%	$43.20	—	STRIVE 500 ETF	02072L680
HD	HOME DEPOT INC	1,293	$456K	0.1%	$294.48	—	COM	437076102
AGNC	AGNC INVT CORP	30,814	$336K	0.0%	$10.23	—	COM	00123Q104
ADP	AUTOMATIC DATA PROCESSING IN	1,161	$260K	0.0%	$228.99	—	COM	053015103
EMR	EMERSON ELEC CO	1,614	$231K	0.0%	$113.54	—	COM	291011104
KO	COCA COLA CO	3,674	$299K	0.0%	$55.52	—	COM	191216100
MRK	MERCK & CO INC	1,994	$256K	0.0%	$114.28	—	COM	58933Y105
—	NUVEEN AMT FREE MUN CR INC F	31,661	$405K	0.0%	$12.00	—	COM	67071L106
—	INVESCO MUNICIPAL TRUST	24,349	$244K	0.0%	$9.90	—	COM	46131J103
—	BLACKROCK MUNIYIELD MICH QU	31,709	$389K	0.0%	$11.10	—	COM	09254V105
—	INVESCO QUALITY MUN INCOME T	24,369	$247K	0.0%	$9.44	—	COM	46133G107
—	EATON VANCE MUN INCOME TR	13,630	$153K	0.0%	$9.90	—	SH BEN INT	27826U108
META	META PLATFORMS INC	1,120	$631K	0.1%	$608.18	—	CL A	30303M102
—	NYLI MACKAY DEFINEDTERM MUNI	14,014	$217K	0.0%	$16.06	—	COM	56064K100
ET	ENERGY TRANSFER L P	50,442	$964K	0.1%	$12.09	—	COM UT LTD PTN	29273V100
OTTR	OTTER TAIL CORP	2,715	$244K	0.0%	$76.90	—	COM	689648103
PG	PROCTER & GAMBLE CO	3,814	$559K	0.1%	$132.14	—	COM	742718109
—	PIMCO NEW YORK MUN FD II	16,303	$116K	0.0%	$6.85	—	COM	72200Y102
WEC	WEC ENERGY GROUP INC	2,938	$343K	0.0%	$82.72	—	COM	92939U106
PEG	PUBLIC SVC ENTERPRISE GROUP	3,432	$279K	0.0%	$57.28	—	COM	744573106
MSFT	MICROSOFT CORP	1,384	$516K	0.1%	$404.80	—	COM	594918104