Altiora Financial Group, LLC Diversified Active

CIK: 0001986156 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 12, 2026

Total Value ($000): $580,249 (100.0% shares, 0.0% debt)

Holdings (97)

New Positions (6)

VBIL VANGUARD INSTL INDEX FD 4.0%

Value ($000) $23,243 Shares 308,137 Est. Cost $75.43 Unrealized —

BOXX EA SERIES TRUST 1.1%

Value ($000) $6,635 Shares 57,645 Est. Cost $115.10 Unrealized —

VTEC VANGUARD CALIF TAX FREE FDS 0.9%

Value ($000) $5,013 Shares 50,000 Est. Cost $100.26 Unrealized —

GOVT ISHARES TR 0.4%

Value ($000) $2,452 Shares 106,475 Est. Cost $23.03 Unrealized —

HIGH SIMPLIFY EXCHANGE TRADED FUN 0.3%

Value ($000) $1,981 Shares 88,800 Est. Cost $22.31 Unrealized —

AEM AGNICO EAGLE MINES LTD 0.0%

Value ($000) $222 Shares 1,311 Est. Cost $167.85 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VBIL	VANGUARD INSTL INDEX FD	308,137	$23,243	4.0%	$75.43	—	0-3 MO TREAS BIL	922040845
BOXX	EA SERIES TRUST	57,645	$6,635	1.1%	$115.10	—	ALPHA ARCH 1-3	02072L565
VTEC	VANGUARD CALIF TAX FREE FDS	50,000	$5,013	0.9%	$100.26	—	TAX EXEMPT BD FD	922021605
GOVT	ISHARES TR	106,475	$2,452	0.4%	$23.03	—	US TREAS BD ETF	46429B267
HIGH	SIMPLIFY EXCHANGE TRADED FUN	88,800	$1,981	0.3%	$22.31	—	ENHANCED INM ETF	82889N632
AEM	AGNICO EAGLE MINES LTD	1,311	$222	0.0%	$167.85	0.0%	COM	008474108

Increased Positions (24)

SUB ISHARES TR 1.8%

Value ($000) $10,442 (+351.9%) Shares 97,867 (+352.3%) Est. Cost $106.46 Unrealized —

CTA SIMPLIFY EXCHANGE TRADED FUN 3.1%

Value ($000) $18,113 (+31.8%) Shares 664,457 (+35.3%) Est. Cost $27.68 Unrealized —

VTI VANGUARD INDEX FDS 4.9%

Value ($000) $28,480 (+7.4%) Shares 84,947 (+5.2%) Est. Cost $241.37 Unrealized —

VUG VANGUARD INDEX FDS 1.1%

Value ($000) $6,427 (+25.5%) Shares 13,174 (+23.4%) Est. Cost $289.31 Unrealized —

CDX SIMPLIFY EXCHANGE TRADED FUN 4.1%

Value ($000) $23,927 (+3.9%) Shares 1,074,402 (+6.9%) Est. Cost $22.96 Unrealized —

VTEB VANGUARD MUN BD FDS 1.8%

Value ($000) $10,283 (+9.3%) Shares 204,478 (+8.9%) Est. Cost $50.13 Unrealized —

DCOR DIMENSIONAL ETF TRUST 2.6%

Value ($000) $15,280 (+5.7%) Shares 207,528 (+3.2%) Est. Cost $61.53 Unrealized —

DFSD DIMENSIONAL ETF TRUST 8.1%

Value ($000) $46,726 (+1.1%) Shares 974,467 (+1.6%) Est. Cost $47.27 Unrealized —

VXUS VANGUARD STAR FDS 1.1%

Value ($000) $6,637 (+6.8%) Shares 87,982 (+4.0%) Est. Cost $58.24 Unrealized —

VTES VANGUARD WELLINGTON FD 0.8%

Value ($000) $4,485 (+8.0%) Shares 44,151 (+8.4%) Est. Cost $100.31 Unrealized —

MLPX GLOBAL X FDS 0.1%

Value ($000) $487 (+142.8%) Shares 8,050 (+151.6%) Est. Cost $61.83 Unrealized —

DFAU DIMENSIONAL ETF TRUST 0.5%

Value ($000) $2,919 (+9.9%) Shares 62,372 (+7.5%) Est. Cost $31.60 Unrealized —

GOOGL ALPHABET INC 0.2%

Value ($000) $951 (+33.2%) Shares 3,039 (+3.4%) Est. Cost $138.41 Unrealized +106.3%

VGSH VANGUARD SCOTTSDALE FDS 0.9%

Value ($000) $5,107 (+4.4%) Shares 86,955 (+4.6%) Est. Cost $58.07 Unrealized —

DFAI DIMENSIONAL ETF TRUST 0.6%

Value ($000) $3,376 (+6.7%) Shares 88,579 (+1.8%) Est. Cost $30.10 Unrealized —

SCHR SCHWAB STRATEGIC TR 2.8%

Value ($000) $16,159 (+1.2%) Shares 644,296 (+1.4%) Est. Cost $37.42 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.5%

Value ($000) $2,849 (+7.2%) Shares 47,534 (+7.3%) Est. Cost $58.70 Unrealized —

DFIC DIMENSIONAL ETF TRUST 0.2%

Value ($000) $1,416 (+12.2%) Shares 41,086 (+6.8%) Est. Cost $25.64 Unrealized —

STIP ISHARES TR 0.9%

Value ($000) $5,220 (+2.0%) Shares 50,984 (+2.9%) Est. Cost $99.22 Unrealized —

SCHP SCHWAB STRATEGIC TR 2.3%

Value ($000) $13,435 (+0.7%) Shares 507,169 (+2.4%) Est. Cost $38.50 Unrealized —

NFLX NETFLIX INC 0.0%

Value ($000) $220 (-21.8%) Shares 2,350 (+900.0%) Est. Cost $108.34 Unrealized -0.5%

DFEM DIMENSIONAL ETF TRUST 0.1%

Value ($000) $858 (+5.9%) Shares 25,938 (+2.7%) Est. Cost $24.63 Unrealized —

SPSB SPDR SERIES TRUST 0.1%

Value ($000) $506 (+1.0%) Shares 16,751 (+1.3%) Est. Cost $29.63 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.1%

Value ($000) $370 (+0.9%) Shares 4,641 (+1.1%) Est. Cost $75.20 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SUB	ISHARES TR	97,867 (+352.3%)	$10,442 (+351.9%)	1.8%	$106.46	—	SHRT NAT MUN ETF	464288158
CTA	SIMPLIFY EXCHANGE TRADED FUN	664,457 (+35.3%)	$18,113 (+31.8%)	3.1%	$27.68	—	MANAGED FUTURES	82889N699
VTI	VANGUARD INDEX FDS	84,947 (+5.2%)	$28,480 (+7.4%)	4.9%	$241.37	—	TOTAL STK MKT	922908769
VUG	VANGUARD INDEX FDS	13,174 (+23.4%)	$6,427 (+25.5%)	1.1%	$289.31	—	GROWTH ETF	922908736
CDX	SIMPLIFY EXCHANGE TRADED FUN	1,074,402 (+6.9%)	$23,927 (+3.9%)	4.1%	$22.96	—	HIGH YIELD ETF	82889N830
VTEB	VANGUARD MUN BD FDS	204,478 (+8.9%)	$10,283 (+9.3%)	1.8%	$50.13	—	TAX EXEMPT BD	922907746
DCOR	DIMENSIONAL ETF TRUST	207,528 (+3.2%)	$15,280 (+5.7%)	2.6%	$61.53	—	US CORE EQUITY 1	25434V625
DFSD	DIMENSIONAL ETF TRUST	974,467 (+1.6%)	$46,726 (+1.1%)	8.1%	$47.27	—	SHORT DURATION F	25434V864
VXUS	VANGUARD STAR FDS	87,982 (+4.0%)	$6,637 (+6.8%)	1.1%	$58.24	—	VG TL INTL STK F	921909768
VTES	VANGUARD WELLINGTON FD	44,151 (+8.4%)	$4,485 (+8.0%)	0.8%	$100.31	—	SHORT TRM TAX EX	921935870
MLPX	GLOBAL X FDS	8,050 (+151.6%)	$487 (+142.8%)	0.1%	$61.83	—	GLB X MLP ENRG I	37954Y293
DFAU	DIMENSIONAL ETF TRUST	62,372 (+7.5%)	$2,919 (+9.9%)	0.5%	$31.60	—	US CORE EQT MKT	25434V104
GOOGL	ALPHABET INC	3,039 (+3.4%)	$951 (+33.2%)	0.2%	$138.41	+106.3%	CAP STK CL A	02079K305
VGSH	VANGUARD SCOTTSDALE FDS	86,955 (+4.6%)	$5,107 (+4.4%)	0.9%	$58.07	—	SHORT TERM TREAS	92206C102
DFAI	DIMENSIONAL ETF TRUST	88,579 (+1.8%)	$3,376 (+6.7%)	0.6%	$30.10	—	INTL CORE EQT MK	25434V203
SCHR	SCHWAB STRATEGIC TR	644,296 (+1.4%)	$16,159 (+1.2%)	2.8%	$37.42	—	INT-TRM U.S TRES	808524854
VGIT	VANGUARD SCOTTSDALE FDS	47,534 (+7.3%)	$2,849 (+7.2%)	0.5%	$58.70	—	INTER TERM TREAS	92206C706
DFIC	DIMENSIONAL ETF TRUST	41,086 (+6.8%)	$1,416 (+12.2%)	0.2%	$25.64	—	INTL CORE EQUITY	25434V799
STIP	ISHARES TR	50,984 (+2.9%)	$5,220 (+2.0%)	0.9%	$99.22	—	0-5 YR TIPS ETF	46429B747
SCHP	SCHWAB STRATEGIC TR	507,169 (+2.4%)	$13,435 (+0.7%)	2.3%	$38.50	—	US TIPS ETF	808524870
NFLX	NETFLIX INC	2,350 (+900.0%)	$220 (-21.8%)	0.0%	$108.34	-0.5%	COM	64110L106
DFEM	DIMENSIONAL ETF TRUST	25,938 (+2.7%)	$858 (+5.9%)	0.1%	$24.63	—	EMERGING MKTS CO	25434V732
SPSB	SPDR SERIES TRUST	16,751 (+1.3%)	$506 (+1.0%)	0.1%	$29.63	—	STATE STREET SPD	78464A474
VCSH	VANGUARD SCOTTSDALE FDS	4,641 (+1.1%)	$370 (+0.9%)	0.1%	$75.20	—	SHRT TRM CORP BD	92206C409

Exited Positions (3)

VOE VANGUARD INDEX FDS 0.1%

Value ($000) $423 Shares 2,422 Est. Cost $135.31 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.1%

Value ($000) $365 Shares 2,000 Est. Cost $117.28 Unrealized +54.4%

QIS SIMPLIFY EXCHANGE TRADED FUN 0.0%

Value ($000) $261 Shares 13,631 Est. Cost $23.21 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VOE	VANGUARD INDEX FDS	2,422	$423	0.1%	$135.31	—	—	922908512
PLTR	PALANTIR TECHNOLOGIES INC	2,000	$365	0.1%	$117.28	+54.4%	—	69608A108
QIS	SIMPLIFY EXCHANGE TRADED FUN	13,631	$261	0.0%	$23.21	—	—	82889N533

Decreased Positions (24)

SCHO SCHWAB STRATEGIC TR 1.4%

Value ($000) $8,262 (-61.6%) Shares 339,011 (-61.6%) Est. Cost $36.00 Unrealized —

SGOV ISHARES TR 3.8%

Value ($000) $21,940 (-30.8%) Shares 218,567 (-30.6%) Est. Cost $100.61 Unrealized —

BILS SPDR SERIES TRUST 1.1%

Value ($000) $6,168 (-32.9%) Shares 62,165 (-32.7%) Est. Cost $99.35 Unrealized —

DUSB DIMENSIONAL ETF TRUST 1.6%

Value ($000) $9,048 (-10.8%) Shares 178,632 (-10.5%) Est. Cost $50.71 Unrealized —

BILL BILL HOLDINGS INC 0.2%

Value ($000) $1,036 (-43.5%) Shares 19,000 (-45.1%) Est. Cost $91.43 Unrealized -43.8%

NVDA NVIDIA CORPORATION 0.0%

Value ($000) $250 (-74.9%) Shares 1,338 (-74.9%) Est. Cost $96.19 Unrealized +93.5%

DFAC DIMENSIONAL ETF TRUST 19.8%

Value ($000) $114,876 (+0.5%) Shares 2,901,645 (-2.1%) Est. Cost $25.35 Unrealized —

AMZN AMAZON COM INC 0.2%

Value ($000) $1,394 (-21.0%) Shares 6,040 (-24.9%) Est. Cost $140.18 Unrealized +63.2%

VBR VANGUARD INDEX FDS 0.1%

Value ($000) $305 (-48.9%) Shares 1,441 (-49.6%) Est. Cost $166.77 Unrealized —

LLY ELI LILLY & CO 0.2%

Value ($000) $970 (+34.7%) Shares 903 (-4.3%) Est. Cost $638.05 Unrealized +49.8%

IAU ISHARES GOLD TR 0.9%

Value ($000) $5,227 (-4.3%) Shares 64,394 (-14.2%) Est. Cost $37.65 Unrealized —

VTIP VANGUARD MALVERN FDS 0.4%

Value ($000) $2,317 (-8.8%) Shares 46,844 (-6.7%) Est. Cost $47.40 Unrealized —

DFIP DIMENSIONAL ETF TRUST 0.6%

Value ($000) $3,266 (-5.9%) Shares 78,596 (-4.4%) Est. Cost $41.19 Unrealized —

TSLA TESLA INC 0.4%

Value ($000) $2,276 (-6.3%) Shares 5,062 (-7.4%) Est. Cost $284.82 Unrealized +55.6%

DFUV DIMENSIONAL ETF TRUST 2.2%

Value ($000) $12,989 (-1.0%) Shares 278,793 (-5.0%) Est. Cost $36.11 Unrealized —

DUHP DIMENSIONAL ETF TRUST 1.1%

Value ($000) $6,164 (-1.6%) Shares 162,084 (-2.3%) Est. Cost $33.06 Unrealized —

CTAS CINTAS CORP 0.0%

Value ($000) $221 (-25.2%) Shares 1,178 (-18.3%) Est. Cost $176.08 Unrealized +6.8%

AAPL APPLE INC 0.5%

Value ($000) $2,773 (+2.4%) Shares 10,201 (-4.1%) Est. Cost $186.55 Unrealized +43.8%

DIHP DIMENSIONAL ETF TRUST 0.6%

Value ($000) $3,237 (+0.8%) Shares 102,214 (-3.2%) Est. Cost $28.54 Unrealized —

JPM JPMORGAN CHASE & CO. 0.0%

Value ($000) $269 (-4.6%) Shares 835 (-6.6%) Est. Cost $228.03 Unrealized +35.7%

CAT CATERPILLAR INC 0.0%

Value ($000) $229 (+5.1%) Shares 400 (-12.5%) Est. Cost $425.39 Unrealized +30.6%

IVV ISHARES TR 0.3%

Value ($000) $1,751 (-0.2%) Shares 2,557 (-2.5%) Est. Cost $488.01 Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value ($000) $676 (+0.3%) Shares 3,540 (-2.1%) Est. Cost $153.49 Unrealized —

DFSV DIMENSIONAL ETF TRUST 0.0%

Value ($000) $210 (+0.1%) Shares 6,376 (-3.1%) Est. Cost $28.66 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHO	SCHWAB STRATEGIC TR	339,011 (-61.6%)	$8,262 (-61.6%)	1.4%	$36.00	—	SHT TM US TRES	808524862
SGOV	ISHARES TR	218,567 (-30.6%)	$21,940 (-30.8%)	3.8%	$100.61	—	0-3 MNTH TREASRY	46436E718
BILS	SPDR SERIES TRUST	62,165 (-32.7%)	$6,168 (-32.9%)	1.1%	$99.35	—	STATE STREET SPD	78468R523
DUSB	DIMENSIONAL ETF TRUST	178,632 (-10.5%)	$9,048 (-10.8%)	1.6%	$50.71	—	ULTRASHORT FIXED	25434V591
BILL	BILL HOLDINGS INC	19,000 (-45.1%)	$1,036 (-43.5%)	0.2%	$91.43	-43.8%	COM	090043100
NVDA	NVIDIA CORPORATION	1,338 (-74.9%)	$250 (-74.9%)	0.0%	$96.19	+93.5%	COM	67066G104
DFAC	DIMENSIONAL ETF TRUST	2,901,645 (-2.1%)	$114,876 (+0.5%)	19.8%	$25.35	—	US CORE EQUITY 2	25434V708
AMZN	AMAZON COM INC	6,040 (-24.9%)	$1,394 (-21.0%)	0.2%	$140.18	+63.2%	COM	023135106
VBR	VANGUARD INDEX FDS	1,441 (-49.6%)	$305 (-48.9%)	0.1%	$166.77	—	SM CP VAL ETF	922908611
LLY	ELI LILLY & CO	903 (-4.3%)	$970 (+34.7%)	0.2%	$638.05	+49.8%	COM	532457108
IAU	ISHARES GOLD TR	64,394 (-14.2%)	$5,227 (-4.3%)	0.9%	$37.65	—	ISHARES NEW	464285204
VTIP	VANGUARD MALVERN FDS	46,844 (-6.7%)	$2,317 (-8.8%)	0.4%	$47.40	—	STRM INFPROIDX	922020805
DFIP	DIMENSIONAL ETF TRUST	78,596 (-4.4%)	$3,266 (-5.9%)	0.6%	$41.19	—	INFLATION PROTE	25434V856
TSLA	TESLA INC	5,062 (-7.4%)	$2,276 (-6.3%)	0.4%	$284.82	+55.6%	COM	88160R101
DFUV	DIMENSIONAL ETF TRUST	278,793 (-5.0%)	$12,989 (-1.0%)	2.2%	$36.11	—	US MKTWIDE VALUE	25434V724
DUHP	DIMENSIONAL ETF TRUST	162,084 (-2.3%)	$6,164 (-1.6%)	1.1%	$33.06	—	US HIGH PROFITAB	25434V831
CTAS	CINTAS CORP	1,178 (-18.3%)	$221 (-25.2%)	0.0%	$176.08	+6.8%	COM	172908105
AAPL	APPLE INC	10,201 (-4.1%)	$2,773 (+2.4%)	0.5%	$186.55	+43.8%	COM	037833100
DIHP	DIMENSIONAL ETF TRUST	102,214 (-3.2%)	$3,237 (+0.8%)	0.6%	$28.54	—	INTL HIGH PROFIT	25434V765
JPM	JPMORGAN CHASE & CO.	835 (-6.6%)	$269 (-4.6%)	0.0%	$228.03	+35.7%	COM	46625H100
CAT	CATERPILLAR INC	400 (-12.5%)	$229 (+5.1%)	0.0%	$425.39	+30.6%	COM	149123101
IVV	ISHARES TR	2,557 (-2.5%)	$1,751 (-0.2%)	0.3%	$488.01	—	CORE S&P500 ETF	464287200
VTV	VANGUARD INDEX FDS	3,540 (-2.1%)	$676 (+0.3%)	0.1%	$153.49	—	VALUE ETF	922908744
DFSV	DIMENSIONAL ETF TRUST	6,376 (-3.1%)	$210 (+0.1%)	0.0%	$28.66	—	US SMALL CAP VAL	25434V815

Unchanged Positions (43)

DFAX DIMENSIONAL ETF TRUST 8.1%

Value ($000) $46,963 Shares 1,434,864 Est. Cost $22.86 Unrealized —

DFIV DIMENSIONAL ETF TRUST 1.6%

Value ($000) $9,247 Shares 185,313 Est. Cost $34.14 Unrealized —

GOOG ALPHABET INC 0.2%

Value ($000) $1,313 Shares 4,185 Est. Cost $136.08 Unrealized +110.4%

MSFT MICROSOFT CORP 0.6%

Value ($000) $3,431 Shares 7,095 Est. Cost $272.93 Unrealized +83.4%

DFAT DIMENSIONAL ETF TRUST 2.4%

Value ($000) $14,061 Shares 236,153 Est. Cost $49.05 Unrealized —

DFUS DIMENSIONAL ETF TRUST 1.4%

Value ($000) $8,275 Shares 111,570 Est. Cost $50.78 Unrealized —

IBIT ISHARES BITCOIN TRUST ETF 0.1%

Value ($000) $506 Shares 10,190 Est. Cost $39.39 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.8%

Value ($000) $4,743 Shares 68,074 Est. Cost $54.55 Unrealized —

B BARRICK MNG CORP 0.1%

Value ($000) $300 Shares 6,900 Est. Cost $25.15 Unrealized +48.8%

DISV DIMENSIONAL ETF TRUST 0.2%

Value ($000) $1,185 Shares 31,176 Est. Cost $27.17 Unrealized —

GLD SPDR GOLD TR 0.1%

Value ($000) $618 Shares 1,560 Est. Cost $174.26 Unrealized —

COST COSTCO WHSL CORP NEW 0.1%

Value ($000) $755 Shares 875 Est. Cost $494.65 Unrealized +83.1%

BAC BANK AMERICA CORP 0.1%

Value ($000) $826 Shares 15,010 Est. Cost $27.61 Unrealized +90.7%

MCHI ISHARES TR 0.1%

Value ($000) $480 Shares 7,990 Est. Cost $65.85 Unrealized —

DFEV DIMENSIONAL ETF TRUST 0.1%

Value ($000) $765 Shares 22,676 Est. Cost $22.61 Unrealized —

NEM NEWMONT CORP 0.0%

Value ($000) $264 Shares 2,647 Est. Cost $69.39 Unrealized +30.0%

JNJ JOHNSON & JOHNSON 0.1%

Value ($000) $370 Shares 1,788 Est. Cost $147.86 Unrealized +33.2%

IWN ISHARES TR 0.2%

Value ($000) $1,419 Shares 7,831 Est. Cost $139.50 Unrealized —

META META PLATFORMS INC 0.1%

Value ($000) $290 Shares 440 Est. Cost $616.61 Unrealized +8.2%

PG PROCTER AND GAMBLE CO 0.1%

Value ($000) $367 Shares 2,563 Est. Cost $138.68 Unrealized +6.1%

AVIV AMERICAN CENTY ETF TR 0.1%

Value ($000) $484 Shares 6,800 Est. Cost $45.81 Unrealized —

DFSU DIMENSIONAL ETF TRUST 0.2%

Value ($000) $1,129 Shares 26,000 Est. Cost $34.72 Unrealized —

VPU VANGUARD WORLD FD 0.2%

Value ($000) $1,045 Shares 5,650 Est. Cost $137.07 Unrealized —

WMT WALMART INC 0.0%

Value ($000) $271 Shares 2,431 Est. Cost $61.97 Unrealized +73.0%

DFAE DIMENSIONAL ETF TRUST 0.1%

Value ($000) $532 Shares 16,349 Est. Cost $25.53 Unrealized —

DFSI DIMENSIONAL ETF TRUST 0.1%

Value ($000) $390 Shares 9,100 Est. Cost $32.94 Unrealized —

AVLV AMERICAN CENTY ETF TR 0.1%

Value ($000) $371 Shares 4,890 Est. Cost $50.27 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.1%

Value ($000) $343 Shares 1,038 Est. Cost $511.31 Unrealized -34.0%

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value ($000) $306 Shares 1,032 Est. Cost $188.97 Unrealized +58.1%

CVX CHEVRON CORP NEW 0.1%

Value ($000) $627 Shares 4,112 Est. Cost $153.23 Unrealized -1.2%

SPY SPDR S&P 500 ETF TR 0.1%

Value ($000) $469 Shares 688 Est. Cost $574.94 Unrealized —

IJS ISHARES TR 0.1%

Value ($000) $394 Shares 3,466 Est. Cost $91.31 Unrealized —

IWV ISHARES TR 0.1%

Value ($000) $374 Shares 967 Est. Cost $220.68 Unrealized —

VV VANGUARD INDEX FDS 0.1%

Value ($000) $346 Shares 1,100 Est. Cost $186.81 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.0%

Value ($000) $251 Shares 3,410 Est. Cost $60.66 Unrealized —

MUB ISHARES TR 0.1%

Value ($000) $757 Shares 7,071 Est. Cost $106.27 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value ($000) $414 Shares 1,603 Est. Cost $213.33 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.0%

Value ($000) $212 Shares 965 Est. Cost $215.77 Unrealized —

SCHJ SCHWAB STRATEGIC TR 0.3%

Value ($000) $1,729 Shares 69,420 Est. Cost $36.38 Unrealized —

SCMB SCHWAB STRATEGIC TR 0.1%

Value ($000) $515 Shares 20,000 Est. Cost $39.15 Unrealized —

SPTS SPDR SERIES TRUST 0.4%

Value ($000) $2,269 Shares 77,488 Est. Cost $28.87 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $537 Shares 3,748 Est. Cost $114.48 Unrealized —

IUSB ISHARES TR 0.0%

Value ($000) $231 Shares 4,964 Est. Cost $45.59 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFAX	DIMENSIONAL ETF TRUST	1,434,864	$46,963	8.1%	$22.86	—	WORLD EX US CORE	25434V880
DFIV	DIMENSIONAL ETF TRUST	185,313	$9,247	1.6%	$34.14	—	INTERNATNAL VAL	25434V807
GOOG	ALPHABET INC	4,185	$1,313	0.2%	$136.08	+110.4%	CAP STK CL C	02079K107
MSFT	MICROSOFT CORP	7,095	$3,431	0.6%	$272.93	+83.4%	COM	594918104
DFAT	DIMENSIONAL ETF TRUST	236,153	$14,061	2.4%	$49.05	—	US TARGETED VLU	25434V609
DFUS	DIMENSIONAL ETF TRUST	111,570	$8,275	1.4%	$50.78	—	US EQUITY MARKET	25434V401
IBIT	ISHARES BITCOIN TRUST ETF	10,190	$506	0.1%	$39.39	—	SHS BEN INT	46438F101
DFAS	DIMENSIONAL ETF TRUST	68,074	$4,743	0.8%	$54.55	—	US SMALL CAP ETF	25434V500
B	BARRICK MNG CORP	6,900	$300	0.1%	$25.15	+48.8%	COM SHS	06849F108
DISV	DIMENSIONAL ETF TRUST	31,176	$1,185	0.2%	$27.17	—	INTL SMALL CAP V	25434V781
GLD	SPDR GOLD TR	1,560	$618	0.1%	$174.26	—	GOLD SHS	78463V107
COST	COSTCO WHSL CORP NEW	875	$755	0.1%	$494.65	+83.1%	COM	22160K105
BAC	BANK AMERICA CORP	15,010	$826	0.1%	$27.61	+90.7%	COM	060505104
MCHI	ISHARES TR	7,990	$480	0.1%	$65.85	—	MSCI CHINA ETF	46429B671
DFEV	DIMENSIONAL ETF TRUST	22,676	$765	0.1%	$22.61	—	EMERGING MKTS VA	25434V740
NEM	NEWMONT CORP	2,647	$264	0.0%	$69.39	+30.0%	COM	651639106
JNJ	JOHNSON & JOHNSON	1,788	$370	0.1%	$147.86	+33.2%	COM	478160104
IWN	ISHARES TR	7,831	$1,419	0.2%	$139.50	—	RUS 2000 VAL ETF	464287630
META	META PLATFORMS INC	440	$290	0.1%	$616.61	+8.2%	CL A	30303M102
PG	PROCTER AND GAMBLE CO	2,563	$367	0.1%	$138.68	+6.1%	COM	742718109
AVIV	AMERICAN CENTY ETF TR	6,800	$484	0.1%	$45.81	—	INTERNATIONAL LR	025072364
DFSU	DIMENSIONAL ETF TRUST	26,000	$1,129	0.2%	$34.72	—	US SUSTAINABILTY	25434V716
VPU	VANGUARD WORLD FD	5,650	$1,045	0.2%	$137.07	—	UTILITIES ETF	92204A876
WMT	WALMART INC	2,431	$271	0.0%	$61.97	+73.0%	COM	931142103
DFAE	DIMENSIONAL ETF TRUST	16,349	$532	0.1%	$25.53	—	EMGR CRE EQT MNG	25434V302
DFSI	DIMENSIONAL ETF TRUST	9,100	$390	0.1%	$32.94	—	INTERNATIONAL	25434V690
AVLV	AMERICAN CENTY ETF TR	4,890	$371	0.1%	$50.27	—	US LARGE CAP VLU	025072349
UNH	UNITEDHEALTH GROUP INC	1,038	$343	0.1%	$511.31	-34.0%	COM	91324P102
IBM	INTERNATIONAL BUSINESS MACHS	1,032	$306	0.1%	$188.97	+58.1%	COM	459200101
CVX	CHEVRON CORP NEW	4,112	$627	0.1%	$153.23	-1.2%	COM	166764100
SPY	SPDR S&P 500 ETF TR	688	$469	0.1%	$574.94	—	TR UNIT	78462F103
IJS	ISHARES TR	3,466	$394	0.1%	$91.31	—	SP SMCP600VL ETF	464287879
IWV	ISHARES TR	967	$374	0.1%	$220.68	—	RUSSELL 3000 ETF	464287689
VV	VANGUARD INDEX FDS	1,100	$346	0.1%	$186.81	—	LARGE CAP ETF	922908637
VEU	VANGUARD INTL EQUITY INDEX F	3,410	$251	0.0%	$60.66	—	ALLWRLD EX US	922042775
MUB	ISHARES TR	7,071	$757	0.1%	$106.27	—	NATIONAL MUN ETF	464288414
VB	VANGUARD INDEX FDS	1,603	$414	0.1%	$213.33	—	SMALL CP ETF	922908751
VIG	VANGUARD SPECIALIZED FUNDS	965	$212	0.0%	$215.77	—	DIV APP ETF	921908844
SCHJ	SCHWAB STRATEGIC TR	69,420	$1,729	0.3%	$36.38	—	1 5YR CORP BD	808524714
SCMB	SCHWAB STRATEGIC TR	20,000	$515	0.1%	$39.15	—	MUN BD ETF	808524649
SPTS	SPDR SERIES TRUST	77,488	$2,269	0.4%	$28.87	—	STATE STREET SPD	78468R101
VSS	VANGUARD INTL EQUITY INDEX F	3,748	$537	0.1%	$114.48	—	FTSE SMCAP ETF	922042718
IUSB	ISHARES TR	4,964	$231	0.0%	$45.59	—	CORE UNIVRSL USD	46434V613