Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
INTC	INTEL CORP	2,100	$293K	0.1%	$139.63	—	COM	458140100
TXN	TEXAS INSTRS INC	982	$293K	0.1%	$298.07	—	COM	882508104
XLK	SELECT SECTOR SPDR TR	1,500	$286K	0.1%	$190.52	—	ST STR TECHN ETF	81369Y803
BLDR	BUILDERS FIRSTSOURCE INC	2,375	$213K	0.1%	$89.48	—	COM	12008R107
PNC	PNC FINL SVCS GROUP INC	855	$211K	0.1%	$246.22	—	COM	693475105
VUG	VANGUARD INDEX FDS	2,370	$204K	0.1%	$86.14	—	GROWTH ETF	922908736
BRK/B	BERKSHIRE HATHAWAY INC DEL	405	$203K	0.1%	$500.39	—	CL B NEW	084670702

Increased Positions (30)

AMZN AMAZON COM INC 0.4%

Value $1.687M (+17.1%) Shares 7,079 (+2.3%) Est. Cost $126.37 Unrealized —

FISV FISERV INC 0.1%

Value $557K (+66.9%) Shares 11,346 (+89.8%) Est. Cost $85.76 Unrealized —

GOOGL ALPHABET INC 0.1%

Value $475K (+61.0%) Shares 1,329 (+29.5%) Est. Cost $242.98 Unrealized —

REGN REGENERON PHARMACEUTICALS 0.2%

Value $636K (-18.3%) Shares 1,020 (+1.2%) Est. Cost $774.04 Unrealized —

DE DEERE & CO 0.3%

Value $1.091M (+13.9%) Shares 1,720 (+1.2%) Est. Cost $370.98 Unrealized —

C CITIGROUP INC 0.1%

Value $399K (+32.2%) Shares 2,854 (+7.1%) Est. Cost $75.75 Unrealized —

IBDX ISHARES TR 0.7%

Value $2.724M (+3.5%) Shares 108,125 (+3.8%) Est. Cost $25.10 Unrealized —

VRTX VERTEX PHARMACEUTICALS INC 0.2%

Value $723K (+12.9%) Shares 1,456 (+1.5%) Est. Cost $339.35 Unrealized —

LHX L3HARRIS TECHNOLOGIES INC 0.1%

Value $424K (-14.9%) Shares 1,458 (+1.0%) Est. Cost $182.01 Unrealized —

PEP PEPSICO INC 0.1%

Value $523K (-11.8%) Shares 3,862 (+1.2%) Est. Cost $163.99 Unrealized —

WMT WALMART INC 0.2%

Value $752K (-7.9%) Shares 6,643 (+1.1%) Est. Cost $58.60 Unrealized —

LQD ISHARES TR 0.6%

Value $2.242M (+2.9%) Shares 20,554 (+2.8%) Est. Cost $108.15 Unrealized —

BSV VANGUARD BD INDEX FDS 1.6%

Value $6.342M (+0.9%) Shares 81,401 (+1.5%) Est. Cost $75.74 Unrealized —

MRK MERCK & CO INC 0.2%

Value $665K (+8.7%) Shares 5,177 (+1.7%) Est. Cost $101.41 Unrealized —

BIV VANGUARD BD INDEX FDS 1.4%

Value $5.789M (+0.7%) Shares 75,482 (+1.3%) Est. Cost $76.20 Unrealized —

SLB SLB LIMITED 0.1%

Value $364K (-8.5%) Shares 7,828 (+1.1%) Est. Cost $39.69 Unrealized —

PFE PFIZER INC 0.1%

Value $205K (-13.1%) Shares 8,497 (+1.4%) Est. Cost $24.15 Unrealized —

CRM SALESFORCE INC 0.1%

Value $279K (-9.7%) Shares 1,778 (+7.6%) Est. Cost $200.11 Unrealized —

LOW LOWES COS INC 0.2%

Value $642K (-4.2%) Shares 2,911 (+2.6%) Est. Cost $199.36 Unrealized —

AMGN AMGEN INC 0.2%

Value $644K (+4.4%) Shares 1,779 (+1.4%) Est. Cost $218.71 Unrealized —

META META PLATFORMS INC 0.3%

Value $1.037M (+2.6%) Shares 1,841 (+4.2%) Est. Cost $264.70 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.1%

Value $543K (+4.9%) Shares 1,083 (+2.8%) Est. Cost $534.31 Unrealized —

IOVA IOVANCE BIOTHERAPEUTICS INC 0.0%

Value $115K (+27.8%) Shares 27,600 (+7.8%) Est. Cost $2.65 Unrealized —

CL COLGATE PALMOLIVE CO 0.1%

Value $285K (+9.5%) Shares 3,108 (+1.8%) Est. Cost $73.25 Unrealized —

IBDV ISHARES TR 0.7%

Value $2.947M (+0.8%) Shares 135,168 (+1.2%) Est. Cost $21.77 Unrealized —

IBDT ISHARES TR 0.6%

Value $2.365M (+0.7%) Shares 93,655 (+1.0%) Est. Cost $25.09 Unrealized —

STZ CONSTELLATION BRANDS INC 0.1%

Value $239K (-5.9%) Shares 1,716 (+1.5%) Est. Cost $221.57 Unrealized —

O REALTY INCOME CORP 0.1%

Value $517K (+2.6%) Shares 8,343 (+1.3%) Est. Cost $52.76 Unrealized —

SCHW SCHWAB CHARLES CORP 0.2%

Value $639K (-0.3%) Shares 6,922 (+1.5%) Est. Cost $54.11 Unrealized —

RTX RTX CORPORATION 0.2%

Value $966K (-0.2%) Shares 5,092 (+1.5%) Est. Cost $97.73 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AMZN	AMAZON COM INC	7,079 (+2.3%)	$1.687M (+17.1%)	0.4%	$126.37	—	COM	023135106
FISV	FISERV INC	11,346 (+89.8%)	$557K (+66.9%)	0.1%	$85.76	—	COM	337738108
GOOGL	ALPHABET INC	1,329 (+29.5%)	$475K (+61.0%)	0.1%	$242.98	—	CAP STK CL A	02079K305
REGN	REGENERON PHARMACEUTICALS	1,020 (+1.2%)	$636K (-18.3%)	0.2%	$774.04	—	COM	75886F107
DE	DEERE & CO	1,720 (+1.2%)	$1.091M (+13.9%)	0.3%	$370.98	—	COM	244199105
C	CITIGROUP INC	2,854 (+7.1%)	$399K (+32.2%)	0.1%	$75.75	—	COM NEW	172967424
IBDX	ISHARES TR	108,125 (+3.8%)	$2.724M (+3.5%)	0.7%	$25.10	—	IBONDS DEC 2032	46436E312
VRTX	VERTEX PHARMACEUTICALS INC	1,456 (+1.5%)	$723K (+12.9%)	0.2%	$339.35	—	COM	92532F100
LHX	L3HARRIS TECHNOLOGIES INC	1,458 (+1.0%)	$424K (-14.9%)	0.1%	$182.01	—	COM	502431109
PEP	PEPSICO INC	3,862 (+1.2%)	$523K (-11.8%)	0.1%	$163.99	—	COM	713448108
WMT	WALMART INC	6,643 (+1.1%)	$752K (-7.9%)	0.2%	$58.60	—	COM	931142103
LQD	ISHARES TR	20,554 (+2.8%)	$2.242M (+2.9%)	0.6%	$108.15	—	IBOXX INV CP ETF	464287242
BSV	VANGUARD BD INDEX FDS	81,401 (+1.5%)	$6.342M (+0.9%)	1.6%	$75.74	—	SHORT TRM BOND	921937827
MRK	MERCK & CO INC	5,177 (+1.7%)	$665K (+8.7%)	0.2%	$101.41	—	COM	58933Y105
BIV	VANGUARD BD INDEX FDS	75,482 (+1.3%)	$5.789M (+0.7%)	1.4%	$76.20	—	INTERMED TERM	921937819
SLB	SLB LIMITED	7,828 (+1.1%)	$364K (-8.5%)	0.1%	$39.69	—	COM STK	806857108
PFE	PFIZER INC	8,497 (+1.4%)	$205K (-13.1%)	0.1%	$24.15	—	COM	717081103
CRM	SALESFORCE INC	1,778 (+7.6%)	$279K (-9.7%)	0.1%	$200.11	—	COM	79466L302
LOW	LOWES COS INC	2,911 (+2.6%)	$642K (-4.2%)	0.2%	$199.36	—	COM	548661107
AMGN	AMGEN INC	1,779 (+1.4%)	$644K (+4.4%)	0.2%	$218.71	—	COM	031162100
META	META PLATFORMS INC	1,841 (+4.2%)	$1.037M (+2.6%)	0.3%	$264.70	—	CL A	30303M102
TMO	THERMO FISHER SCIENTIFIC INC	1,083 (+2.8%)	$543K (+4.9%)	0.1%	$534.31	—	COM	883556102
IOVA	IOVANCE BIOTHERAPEUTICS INC	27,600 (+7.8%)	$115K (+27.8%)	0.0%	$2.65	—	COM	462260100
CL	COLGATE PALMOLIVE CO	3,108 (+1.8%)	$285K (+9.5%)	0.1%	$73.25	—	COM	194162103
IBDV	ISHARES TR	135,168 (+1.2%)	$2.947M (+0.8%)	0.7%	$21.77	—	IBONDS DEC 2030	46436E726
IBDT	ISHARES TR	93,655 (+1.0%)	$2.365M (+0.7%)	0.6%	$25.09	—	IBDS DEC28 ETF	46435U515
STZ	CONSTELLATION BRANDS INC	1,716 (+1.5%)	$239K (-5.9%)	0.1%	$221.57	—	CL A	21036P108
O	REALTY INCOME CORP	8,343 (+1.3%)	$517K (+2.6%)	0.1%	$52.76	—	COM	756109104
SCHW	SCHWAB CHARLES CORP	6,922 (+1.5%)	$639K (-0.3%)	0.2%	$54.11	—	COM	808513105
RTX	RTX CORPORATION	5,092 (+1.5%)	$966K (-0.2%)	0.2%	$97.73	—	COM	75513E101

Exited Positions (5)

HOLX HOLOGIC INC 0.1%

Value $415K Shares 5,484 Est. Cost $80.70 Unrealized —

HON HONEYWELL INTL INC 0.1%

Value $247K Shares 1,091 Est. Cost $225.93 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.1%

Value $236K Shares 4,693 Est. Cost $43.82 Unrealized —

MMM 3M CO 0.1%

Value $218K Shares 1,499 Est. Cost $163.96 Unrealized —

CMCSA COMCAST CORP NEW 0.1%

Value $214K Shares 7,454 Est. Cost $36.90 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HOLX	HOLOGIC INC	5,484	$415K	0.1%	$80.70	—	—	436440101
HON	HONEYWELL INTL INC	1,091	$247K	0.1%	$225.93	—	—	438516106
VZ	VERIZON COMMUNICATIONS INC	4,693	$236K	0.1%	$43.82	—	—	92343V104
MMM	3M CO	1,499	$218K	0.1%	$163.96	—	—	88579Y101
CMCSA	COMCAST CORP NEW	7,454	$214K	0.1%	$36.90	—	—	20030N101

Decreased Positions (20)

IVV ISHARES TR 27.1%

Value $109M (+13.5%) Shares 146,111 (-1.0%) Est. Cost $462.90 Unrealized —

IJR ISHARES TR 14.7%

Value $59.25M (+18.1%) Shares 399,534 (-1.0%) Est. Cost $101.56 Unrealized —

SCHX SCHWAB STRATEGIC TR 2.1%

Value $8.351M (+13.5%) Shares 283,744 (-1.1%) Est. Cost $32.89 Unrealized —

SCHM SCHWAB STRATEGIC TR 1.2%

Value $4.863M (+16.7%) Shares 131,888 (-2.0%) Est. Cost $42.34 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.9%

Value $3.58M (+21.8%) Shares 99,087 (-2.0%) Est. Cost $34.96 Unrealized —

CSCO CISCO SYS INC 0.3%

Value $1.107M (+44.3%) Shares 9,422 (-4.7%) Est. Cost $48.89 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.8%

Value $3.242M (+10.2%) Shares 117,022 (-1.5%) Est. Cost $27.08 Unrealized —

GLD SPDR GOLD TR 0.2%

Value $823K (-26.4%) Shares 2,233 (-14.1%) Est. Cost $223.26 Unrealized —

EFA ISHARES TR 1.5%

Value $6.045M (+4.8%) Shares 58,189 (-2.0%) Est. Cost $72.50 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.7%

Value $2.775M (+8.3%) Shares 76,536 (-1.6%) Est. Cost $24.63 Unrealized —

GDX VANECK ETF TRUST 0.1%

Value $273K (-39.7%) Shares 3,623 (-26.7%) Est. Cost $91.77 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.3%

Value $1.403M (-9.3%) Shares 1,387 (-24.2%) Est. Cost $307.90 Unrealized —

STIP ISHARES TR 1.1%

Value $4.411M (-2.5%) Shares 43,179 (-1.3%) Est. Cost $97.60 Unrealized —

GILD GILEAD SCIENCES INC 0.1%

Value $448K (-18.7%) Shares 3,544 (-10.3%) Est. Cost $78.37 Unrealized —

SCHP SCHWAB STRATEGIC TR 0.5%

Value $2.145M (-1.8%) Shares 80,942 (-1.4%) Est. Cost $39.32 Unrealized —

TIP ISHARES TR 0.3%

Value $1.124M (-2.1%) Shares 10,269 (-1.3%) Est. Cost $107.62 Unrealized —

PFF ISHARES TR 0.4%

Value $1.434M (-1.4%) Shares 47,032 (-2.0%) Est. Cost $30.93 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value $720K (+2.7%) Shares 1,947 (-11.0%) Est. Cost $258.81 Unrealized —

JNJ JOHNSON & JOHNSON 0.3%

Value $1.176M (+0.7%) Shares 4,630 (-3.0%) Est. Cost $160.87 Unrealized —

XLF SELECT SECTOR SPDR TR 0.1%

Value $270K (-0.2%) Shares 5,031 (-8.1%) Est. Cost $33.93 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	146,111 (-1.0%)	$109M (+13.5%)	27.1%	$462.90	—	CORE S&P500 ETF	464287200
IJR	ISHARES TR	399,534 (-1.0%)	$59.25M (+18.1%)	14.7%	$101.56	—	CORE S&P SCP ETF	464287804
SCHX	SCHWAB STRATEGIC TR	283,744 (-1.1%)	$8.351M (+13.5%)	2.1%	$32.89	—	US LRG CAP ETF	808524201
SCHM	SCHWAB STRATEGIC TR	131,888 (-2.0%)	$4.863M (+16.7%)	1.2%	$42.34	—	US MID-CAP ETF	808524508
SCHA	SCHWAB STRATEGIC TR	99,087 (-2.0%)	$3.58M (+21.8%)	0.9%	$34.96	—	US SML CAP ETF	808524607
CSCO	CISCO SYS INC	9,422 (-4.7%)	$1.107M (+44.3%)	0.3%	$48.89	—	COM	17275R102
SCHF	SCHWAB STRATEGIC TR	117,022 (-1.5%)	$3.242M (+10.2%)	0.8%	$27.08	—	INTL EQTY ETF	808524805
GLD	SPDR GOLD TR	2,233 (-14.1%)	$823K (-26.4%)	0.2%	$223.26	—	GOLD SHS	78463V107
EFA	ISHARES TR	58,189 (-2.0%)	$6.045M (+4.8%)	1.5%	$72.50	—	MSCI EAFE ETF	464287465
SCHE	SCHWAB STRATEGIC TR	76,536 (-1.6%)	$2.775M (+8.3%)	0.7%	$24.63	—	EMRG MKTEQ ETF	808524706
GDX	VANECK ETF TRUST	3,623 (-26.7%)	$273K (-39.7%)	0.1%	$91.77	—	GOLD MINERS ETF	92189F106
GS	GOLDMAN SACHS GROUP INC	1,387 (-24.2%)	$1.403M (-9.3%)	0.3%	$307.90	—	COM	38141G104
STIP	ISHARES TR	43,179 (-1.3%)	$4.411M (-2.5%)	1.1%	$97.60	—	0-5 YR TIPS ETF	46429B747
GILD	GILEAD SCIENCES INC	3,544 (-10.3%)	$448K (-18.7%)	0.1%	$78.37	—	COM	375558103
SCHP	SCHWAB STRATEGIC TR	80,942 (-1.4%)	$2.145M (-1.8%)	0.5%	$39.32	—	US TIPS ETF	808524870
TIP	ISHARES TR	10,269 (-1.3%)	$1.124M (-2.1%)	0.3%	$107.62	—	TIPS BD ETF	464287176
PFF	ISHARES TR	47,032 (-2.0%)	$1.434M (-1.4%)	0.4%	$30.93	—	PFD AND INCM SEC	464288687
VTI	VANGUARD INDEX FDS	1,947 (-11.0%)	$720K (+2.7%)	0.2%	$258.81	—	TOTAL STK MKT	922908769
JNJ	JOHNSON & JOHNSON	4,630 (-3.0%)	$1.176M (+0.7%)	0.3%	$160.87	—	COM	478160104
XLF	SELECT SECTOR SPDR TR	5,031 (-8.1%)	$270K (-0.2%)	0.1%	$33.93	—	ST STR FINL ETF	81369Y605

Unchanged Positions (48)

IJH ISHARES TR 8.8%

Value $35.44M Shares 459,664 Est. Cost $96.52 Unrealized —

QQQ INVESCO QQQ TR 3.0%

Value $11.96M Shares 16,235 Est. Cost $379.48 Unrealized —

SMH VANECK ETF TRUST 1.4%

Value $5.581M Shares 8,509 Est. Cost $156.04 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 5.7%

Value $22.88M Shares 321,096 Est. Cost $47.69 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 3.8%

Value $15.34M Shares 256,968 Est. Cost $41.55 Unrealized —

AAPL APPLE INC 1.5%

Value $5.977M Shares 20,655 Est. Cost $175.41 Unrealized —

CAT CATERPILLAR INC 0.5%

Value $2.135M Shares 2,005 Est. Cost $261.99 Unrealized —

GOOG ALPHABET INC 0.9%

Value $3.781M Shares 10,702 Est. Cost $131.45 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 1.8%

Value $7.225M Shares 30,535 Est. Cost $165.38 Unrealized —

URI UNITED RENTALS INC 0.4%

Value $1.723M Shares 1,521 Est. Cost $361.03 Unrealized —

VYM VANGUARD WHITEHALL FDS 1.7%

Value $7.001M Shares 44,304 Est. Cost $110.28 Unrealized —

JPM JPMORGAN CHASE & CO 0.8%

Value $3.357M Shares 10,256 Est. Cost $152.32 Unrealized —

NVDA NVIDIA CORPORATION 0.5%

Value $1.997M Shares 9,982 Est. Cost $100.24 Unrealized —

MS MORGAN STANLEY 0.2%

Value $960K Shares 4,594 Est. Cost $79.70 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.1%

Value $531K Shares 1,278 Est. Cost $467.64 Unrealized —

XOM EXXON MOBIL CORP 0.2%

Value $695K Shares 5,086 Est. Cost $101.53 Unrealized —

V VISA INC 0.3%

Value $1.245M Shares 3,630 Est. Cost $252.99 Unrealized —

GE GE AEROSPACE 0.1%

Value $550K Shares 1,472 Est. Cost $157.95 Unrealized —

ZTS ZOETIS INC 0.1%

Value $203K Shares 2,827 Est. Cost $160.76 Unrealized —

HWM HOWMET AEROSPACE INC 0.2%

Value $902K Shares 3,356 Est. Cost $44.18 Unrealized —

LUV SOUTHWEST AIRLS CO 0.1%

Value $389K Shares 7,560 Est. Cost $29.78 Unrealized —

BAC BANK OF AMER CORP 0.2%

Value $647K Shares 11,349 Est. Cost $26.99 Unrealized —

COP CONOCOPHILLIPS 0.1%

Value $334K Shares 3,209 Est. Cost $94.41 Unrealized —

USB US BANCORP 0.1%

Value $601K Shares 9,953 Est. Cost $30.63 Unrealized —

ALL ALLSTATE CORP 0.2%

Value $647K Shares 2,720 Est. Cost $108.00 Unrealized —

ABT ABBOTT LABORATORIES 0.1%

Value $541K Shares 5,959 Est. Cost $101.94 Unrealized —

AXP AMERICAN EXPRESS CO 0.1%

Value $571K Shares 1,688 Est. Cost $156.19 Unrealized —

CNI CANADIAN NATL RY CO 0.1%

Value $388K Shares 3,257 Est. Cost $112.39 Unrealized —

IWM ISHARES TR 0.1%

Value $294K Shares 978 Est. Cost $215.79 Unrealized —

EOG EOG RES INC 0.1%

Value $445K Shares 3,433 Est. Cost $105.52 Unrealized —

TSLA TESLA INC 0.1%

Value $437K Shares 1,040 Est. Cost $208.22 Unrealized —

ISRG INTUITIVE SURGICAL INC 0.1%

Value $319K Shares 801 Est. Cost $302.56 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $316K Shares 423 Est. Cost $475.80 Unrealized —

BA BOEING CO 0.1%

Value $369K Shares 1,703 Est. Cost $210.42 Unrealized —

TGT TARGET CORP 0.1%

Value $327K Shares 2,505 Est. Cost $96.73 Unrealized —

AMT AMERICAN TOWER CORP 0.1%

Value $353K Shares 2,159 Est. Cost $177.59 Unrealized —

WFC WELLS FARGO & CO 0.1%

Value $447K Shares 5,406 Est. Cost $38.32 Unrealized —

PYPL PAYPAL HLDGS INC 0.1%

Value $262K Shares 6,076 Est. Cost $67.59 Unrealized —

MSFT MICROSOFT CORP 1.0%

Value $4.022M Shares 10,782 Est. Cost $324.37 Unrealized —

ECL ECOLAB INC 0.1%

Value $268K Shares 963 Est. Cost $177.25 Unrealized —

CTVA CORTEVA INC 0.2%

Value $610K Shares 7,200 Est. Cost $54.95 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 1.3%

Value $5.083M Shares 64,323 Est. Cost $75.73 Unrealized —

ORCL ORACLE CORP 0.2%

Value $760K Shares 5,187 Est. Cost $100.39 Unrealized —

GM GENERAL MTRS CO 0.1%

Value $268K Shares 3,475 Est. Cost $33.63 Unrealized —

IBDS ISHARES TR 0.4%

Value $1.512M Shares 62,420 Est. Cost $23.85 Unrealized —

IBDR ISHARES TR 0.4%

Value $1.607M Shares 66,338 Est. Cost $23.97 Unrealized —

APD AIR PRODUCTS AND CHEMICALS I 0.1%

Value $439K Shares 1,497 Est. Cost $264.71 Unrealized —

DIS DISNEY WALT CO 0.1%

Value $377K Shares 3,918 Est. Cost $91.94 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IJH	ISHARES TR	459,664	$35.44M	8.8%	$96.52	—	CORE S&P MCP ETF	464287507
QQQ	INVESCO QQQ TR	16,235	$11.96M	3.0%	$379.48	—	UNIT SER 1	46090E103
SMH	VANECK ETF TRUST	8,509	$5.581M	1.4%	$156.04	—	SEMICONDUCTR ETF	92189F676
VEA	VANGUARD TAX-MANAGED FDS	321,096	$22.88M	5.7%	$47.69	—	VAN FTSE DEV MKT	921943858
VWO	VANGUARD INTL EQUITY INDEX F	256,968	$15.34M	3.8%	$41.55	—	FTSE EMR MKT ETF	922042858
AAPL	APPLE INC	20,655	$5.977M	1.5%	$175.41	—	COM	037833100
CAT	CATERPILLAR INC	2,005	$2.135M	0.5%	$261.99	—	COM	149123101
GOOG	ALPHABET INC	10,702	$3.781M	0.9%	$131.45	—	CAP STK CL C	02079K107
VIG	VANGUARD SPECIALIZED FUNDS	30,535	$7.225M	1.8%	$165.38	—	DIV APP ETF	921908844
URI	UNITED RENTALS INC	1,521	$1.723M	0.4%	$361.03	—	COM	911363109
VYM	VANGUARD WHITEHALL FDS	44,304	$7.001M	1.7%	$110.28	—	HIGH DIV YLD	921946406
JPM	JPMORGAN CHASE & CO	10,256	$3.357M	0.8%	$152.32	—	COM	46625H100
NVDA	NVIDIA CORPORATION	9,982	$1.997M	0.5%	$100.24	—	COM	67066G104
MS	MORGAN STANLEY	4,594	$960K	0.2%	$79.70	—	COM NEW	617446448
UNH	UNITEDHEALTH GROUP INC	1,278	$531K	0.1%	$467.64	—	COM	91324P102
XOM	EXXON MOBIL CORP	5,086	$695K	0.2%	$101.53	—	COM	30231G102
V	VISA INC	3,630	$1.245M	0.3%	$252.99	—	COM CL A	92826C839
GE	GE AEROSPACE	1,472	$550K	0.1%	$157.95	—	COM NEW	369604301
ZTS	ZOETIS INC	2,827	$203K	0.1%	$160.76	—	CL A	98978V103
HWM	HOWMET AEROSPACE INC	3,356	$902K	0.2%	$44.18	—	COM	443201108
LUV	SOUTHWEST AIRLS CO	7,560	$389K	0.1%	$29.78	—	COM	844741108
BAC	BANK OF AMER CORP	11,349	$647K	0.2%	$26.99	—	COM	060505104
COP	CONOCOPHILLIPS	3,209	$334K	0.1%	$94.41	—	COM	20825C104
USB	US BANCORP	9,953	$601K	0.1%	$30.63	—	COM NEW	902973304
ALL	ALLSTATE CORP	2,720	$647K	0.2%	$108.00	—	COM	020002101
ABT	ABBOTT LABORATORIES	5,959	$541K	0.1%	$101.94	—	COM	002824100
AXP	AMERICAN EXPRESS CO	1,688	$571K	0.1%	$156.19	—	COM	025816109
CNI	CANADIAN NATL RY CO	3,257	$388K	0.1%	$112.39	—	COM	136375102
IWM	ISHARES TR	978	$294K	0.1%	$215.79	—	RUSSELL 2000 ETF	464287655
EOG	EOG RES INC	3,433	$445K	0.1%	$105.52	—	COM	26875P101
TSLA	TESLA INC	1,040	$437K	0.1%	$208.22	—	COM	88160R101
ISRG	INTUITIVE SURGICAL INC	801	$319K	0.1%	$302.56	—	COM NEW	46120E602
SPY	STATE STR SPDR S&P 500 ETF T	423	$316K	0.1%	$475.80	—	TR UNIT	78462F103
BA	BOEING CO	1,703	$369K	0.1%	$210.42	—	COM	097023105
TGT	TARGET CORP	2,505	$327K	0.1%	$96.73	—	COM	87612E106
AMT	AMERICAN TOWER CORP	2,159	$353K	0.1%	$177.59	—	COM	03027X100
WFC	WELLS FARGO & CO	5,406	$447K	0.1%	$38.32	—	COM	949746101
PYPL	PAYPAL HLDGS INC	6,076	$262K	0.1%	$67.59	—	COM	70450Y103
MSFT	MICROSOFT CORP	10,782	$4.022M	1.0%	$324.37	—	COM	594918104
ECL	ECOLAB INC	963	$268K	0.1%	$177.25	—	COM	278865100
CTVA	CORTEVA INC	7,200	$610K	0.2%	$54.95	—	COM	22052L104
VCSH	VANGUARD SCOTTSDALE FDS	64,323	$5.083M	1.3%	$75.73	—	SHRT TRM CORP BD	92206C409
ORCL	ORACLE CORP	5,187	$760K	0.2%	$100.39	—	COM	68389X105
GM	GENERAL MTRS CO	3,475	$268K	0.1%	$33.63	—	COM	37045V100
IBDS	ISHARES TR	62,420	$1.512M	0.4%	$23.85	—	IBONDS 27 ETF	46435UAA9
IBDR	ISHARES TR	66,338	$1.607M	0.4%	$23.97	—	IBONDS DEC2026	46435GAA0
APD	AIR PRODUCTS AND CHEMICALS I	1,497	$439K	0.1%	$264.71	—	COM	009158106
DIS	DISNEY WALT CO	3,918	$377K	0.1%	$91.94	—	COM	254687106