Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SPUS	TIDAL TRUST I	13,001	$774K	0.3%	$59.54	$58.11	+2.5%	SP FDS S&P 500	886364801
SPWO	SP FUNDS TRUST	21,449	$719K	0.2%	$33.50	$33.06	+1.3%	S&P WORLD EX US	84612A200
PZA	INVESCO EXCH TRADED FD TR II	16,494	$353K	0.1%	$21.39	$22.70	-5.8%	NATL AMT MUNI	46138E537
XOM	EXXONMOBIL HOLDINGS CORP	1,848	$301K	0.1%	$162.83	$162.83	—	COM SHS	30233Q108
SCHX	SCHWAB STRATEGIC TR	9,801	$294K	0.1%	$30.00	$29.95	+0.2%	US LRG CAP ETF	808524201

Increased Positions (19)

VTI VANGUARD INDEX FDS 21.8%

Value $66.19M (+3.3%) Shares 176,869 (+2.1%) Share Price $374.24 Est. Cost/Share $253.53 Unrealized @ Report Date +47.6%

MUB ISHARES TR 3.5%

Value $10.54M (+18.7%) Shares 104,279 (+26.4%) Share Price $101.10 Est. Cost/Share $105.70 Unrealized @ Report Date -4.3%

VEU VANGUARD INTL EQUITY INDEX F 16.8%

Value $50.81M (+2.5%) Shares 612,410 (+3.4%) Share Price $82.97 Est. Cost/Share $59.47 Unrealized @ Report Date +39.5%

VXUS VANGUARD STAR FDS 5.0%

Value $15.11M (+7.5%) Shares 177,883 (+8.2%) Share Price $84.96 Est. Cost/Share $60.20 Unrealized @ Report Date +41.1%

SCHB SCHWAB STRATEGIC TR 4.7%

Value $14.32M (+6.8%) Shares 488,707 (+5.6%) Share Price $29.31 Est. Cost/Share $23.21 Unrealized @ Report Date +26.3%

SLYV SPDR SERIES TRUST 7.4%

Value $22.33M (-3.5%) Shares 218,606 (+3.1%) Share Price $102.15 Est. Cost/Share $80.44 Unrealized @ Report Date +27.0%

AAPL APPLE INC 1.8%

Value $5.305M (+17.7%) Shares 15,929 (+2.3%) Share Price $333.04 Est. Cost/Share $198.71 Unrealized @ Report Date +67.6%

VWO VANGUARD INTL EQUITY INDEX F 5.5%

Value $16.59M (+4.9%) Shares 279,742 (+5.5%) Share Price $59.31 Est. Cost/Share $45.06 Unrealized @ Report Date +31.6%

BND VANGUARD BD INDEX FDS 5.2%

Value $15.89M (-3.4%) Shares 226,494 (+1.1%) Share Price $70.15 Est. Cost/Share $72.04 Unrealized @ Report Date -2.6%

VBR VANGUARD INDEX FDS 3.5%

Value $10.68M (-2.0%) Shares 46,210 (+3.1%) Share Price $231.03 Est. Cost/Share $177.04 Unrealized @ Report Date +30.5%

VNQ VANGUARD INDEX FDS 6.9%

Value $20.99M (-0.7%) Shares 234,154 (+6.9%) Share Price $89.63 Est. Cost/Share $86.20 Unrealized @ Report Date +4.0%

SPEM SPDR INDEX SHS FDS 2.0%

Value $6.043M (+1.9%) Shares 116,743 (+1.9%) Share Price $51.76 Est. Cost/Share $35.65 Unrealized @ Report Date +45.2%

VOO VANGUARD INDEX FDS 0.2%

Value $628K (+19.6%) Shares 896 (+17.1%) Share Price $701.32 Est. Cost/Share $528.48 Unrealized @ Report Date +32.6%

SCHH SCHWAB STRATEGIC TR 0.7%

Value $2.268M (-4.3%) Shares 102,897 (+2.9%) Share Price $22.04 Est. Cost/Share $21.03 Unrealized @ Report Date +4.8%

SPAB SPDR SERIES TRUST 0.6%

Value $1.705M (+5.7%) Shares 70,005 (+10.8%) Share Price $24.36 Est. Cost/Share $25.23 Unrealized @ Report Date -3.5%

QQQ INVESCO QQQ TR 0.2%

Value $723K (+6.8%) Shares 978 (+6.3%) Share Price $739.77 Est. Cost/Share $477.45 Unrealized @ Report Date +54.9%

VTIP VANGUARD MALVERN FDS 0.2%

Value $462K (+6.5%) Shares 9,385 (+8.7%) Share Price $49.22 Est. Cost/Share $49.31 Unrealized @ Report Date -0.2%

USRT ISHARES TR 0.2%

Value $709K (-2.5%) Shares 11,520 (+5.1%) Share Price $61.59 Est. Cost/Share $54.62 Unrealized @ Report Date +12.7%

SCHF SCHWAB STRATEGIC TR 1.1%

Value $3.275M (+0.5%) Shares 119,209 (+1.3%) Share Price $27.47 Est. Cost/Share $19.85 Unrealized @ Report Date +38.4%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VTI	VANGUARD INDEX FDS	176,869 (+2.1%)	$66.19M (+3.3%)	21.8%	$374.24	$253.53	+47.6%	MRNGSTR TTL STK	922908769
MUB	ISHARES TR	104,279 (+26.4%)	$10.54M (+18.7%)	3.5%	$101.10	$105.70	-4.3%	NATIONAL MUN ETF	464288414
VEU	VANGUARD INTL EQUITY INDEX F	612,410 (+3.4%)	$50.81M (+2.5%)	16.8%	$82.97	$59.47	+39.5%	ALLWRLD EX US	922042775
VXUS	VANGUARD STAR FDS	177,883 (+8.2%)	$15.11M (+7.5%)	5.0%	$84.96	$60.20	+41.1%	VG TL INTL STK F	921909768
SCHB	SCHWAB STRATEGIC TR	488,707 (+5.6%)	$14.32M (+6.8%)	4.7%	$29.31	$23.21	+26.3%	US BRD MKT ETF	808524102
SLYV	SPDR SERIES TRUST	218,606 (+3.1%)	$22.33M (-3.5%)	7.4%	$102.15	$80.44	+27.0%	ST STR SP600SM C	78464A300
AAPL	APPLE INC	15,929 (+2.3%)	$5.305M (+17.7%)	1.8%	$333.04	$198.71	+67.6%	COM	037833100
VWO	VANGUARD INTL EQUITY INDEX F	279,742 (+5.5%)	$16.59M (+4.9%)	5.5%	$59.31	$45.06	+31.6%	FTSE EMR MKT ETF	922042858
BND	VANGUARD BD INDEX FDS	226,494 (+1.1%)	$15.89M (-3.4%)	5.2%	$70.15	$72.04	-2.6%	TOTAL BND MRKT	921937835
VBR	VANGUARD INDEX FDS	46,210 (+3.1%)	$10.68M (-2.0%)	3.5%	$231.03	$177.04	+30.5%	MRNGSTR SML CP V	922908611
VNQ	VANGUARD INDEX FDS	234,154 (+6.9%)	$20.99M (-0.7%)	6.9%	$89.63	$86.20	+4.0%	REAL ESTATE ETF	922908553
SPEM	SPDR INDEX SHS FDS	116,743 (+1.9%)	$6.043M (+1.9%)	2.0%	$51.76	$35.65	+45.2%	ST PORT MARK ETF	78463X509
VOO	VANGUARD INDEX FDS	896 (+17.1%)	$628K (+19.6%)	0.2%	$701.32	$528.48	+32.6%	S&P 500 ETF SHS	922908363
SCHH	SCHWAB STRATEGIC TR	102,897 (+2.9%)	$2.268M (-4.3%)	0.7%	$22.04	$21.03	+4.8%	US REIT ETF	808524847
SPAB	SPDR SERIES TRUST	70,005 (+10.8%)	$1.705M (+5.7%)	0.6%	$24.36	$25.23	-3.5%	ST STR AGGRE ETF	78464A649
QQQ	INVESCO QQQ TR	978 (+6.3%)	$723K (+6.8%)	0.2%	$739.77	$477.45	+54.9%	UNIT SER 1	46090E103
VTIP	VANGUARD MALVERN FDS	9,385 (+8.7%)	$462K (+6.5%)	0.2%	$49.22	$49.31	-0.2%	STRM INFPROIDX	922020805
USRT	ISHARES TR	11,520 (+5.1%)	$709K (-2.5%)	0.2%	$61.59	$54.62	+12.7%	CRE U S REIT ETF	464288521
SCHF	SCHWAB STRATEGIC TR	119,209 (+1.3%)	$3.275M (+0.5%)	1.1%	$27.47	$19.85	+38.4%	INTL EQTY ETF	808524805

Exited Positions (1)

XOM EXXON MOBIL CORP 0.1%

Value $253K Shares 1,849 Share Price $136.71 * Est. Cost/Share $110.74 Unrealized @ Report Date +47.0%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
XOM	EXXON MOBIL CORP	1,849	$253K	0.1%	$136.71 *	$110.74	+47.0%	—	30231G102

Decreased Positions (3)

VTEB VANGUARD MUN BD FDS 0.7%

Value $2.148M (-47.9%) Shares 45,349 (-44.4%) Share Price $47.36 Est. Cost/Share $49.01 Unrealized @ Report Date -3.4%

VBIL VANGUARD INSTL INDEX FD 0.2%

Value $683K (-38.9%) Shares 9,025 (-39.0%) Share Price $75.72 Est. Cost/Share $75.24 Unrealized @ Report Date +0.6%

CVX CHEVRON CORPORATION 0.1%

Value $287K (+21.9%) Shares 1,403 (-1.1%) Share Price $204.21 Est. Cost/Share $186.13 Unrealized @ Report Date +9.7%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VTEB	VANGUARD MUN BD FDS	45,349 (-44.4%)	$2.148M (-47.9%)	0.7%	$47.36	$49.01	-3.4%	TAX EXEMPT BD	922907746
VBIL	VANGUARD INSTL INDEX FD	9,025 (-39.0%)	$683K (-38.9%)	0.2%	$75.72	$75.24	+0.6%	0 3 MO TR BI ETF	922040845
CVX	CHEVRON CORPORATION	1,403 (-1.1%)	$287K (+21.9%)	0.1%	$204.21	$186.13	+9.7%	COM	166764100

Unchanged Positions (37)

MSFT MICROSOFT CORP 0.4%

Value $1.239M Shares 2,415 Share Price $512.92 Est. Cost/Share $356.40 Unrealized @ Report Date +43.9%

CAT CATERPILLAR INC 0.1%

Value $393K Shares 484 Share Price $812.00 Est. Cost/Share $425.39 Unrealized @ Report Date +90.6%

SPYG SPDR SERIES TRUST 1.2%

Value $3.488M Shares 28,339 Share Price $123.08 Est. Cost/Share $63.61 Unrealized @ Report Date +93.5%

VBK VANGUARD INDEX FDS 0.4%

Value $1.101M Shares 3,257 Share Price $337.89 Est. Cost/Share $218.30 Unrealized @ Report Date +54.8%

VTWV VANGUARD SCOTTSDALE FDS 0.3%

Value $1.021M Shares 5,527 Share Price $184.73 Est. Cost/Share $131.17 Unrealized @ Report Date +40.8%

AVGO BROADCOM INC 0.2%

Value $644K Shares 1,833 Share Price $351.20 Est. Cost/Share $157.43 Unrealized @ Report Date +123.1%

PM PHILIP MORRIS INTL INC 0.3%

Value $912K Shares 4,781 Share Price $190.82 Est. Cost/Share $173.43 Unrealized @ Report Date +10.0%

BTI BRITISH AMERN TOB PLC 0.1%

Value $337K Shares 6,188 Share Price $54.40 Est. Cost/Share $60.36 Unrealized @ Report Date -9.9%

SPDW SPDR INDEX SHS FDS 3.6%

Value $10.8M Shares 215,009 Share Price $50.21 Est. Cost/Share $34.90 Unrealized @ Report Date +43.8%

SLYG SPDR SERIES TRUST 0.1%

Value $320K Shares 2,989 Share Price $106.99 Est. Cost/Share $83.75 Unrealized @ Report Date +27.7%

SCHA SCHWAB STRATEGIC TR 0.1%

Value $297K Shares 9,105 Share Price $32.63 Est. Cost/Share $25.22 Unrealized @ Report Date +29.4%

NVDA NVIDIA CORPORATION 0.1%

Value $238K Shares 1,041 Share Price $228.38 Est. Cost/Share $205.61 Unrealized @ Report Date +11.1%

SPTM SPDR SERIES TRUST 0.6%

Value $1.823M Shares 19,807 Share Price $92.05 Est. Cost/Share $54.97 Unrealized @ Report Date +67.4%

MO ALTRIA GROUP INC 0.1%

Value $341K Shares 5,062 Share Price $67.34 Est. Cost/Share $69.80 Unrealized @ Report Date -3.5%

NOC NORTHROP GRUMMAN CORP 0.1%

Value $443K Shares 915 Share Price $483.71 Est. Cost/Share $576.81 Unrealized @ Report Date -16.2%

GOOG ALPHABET INC 0.2%

Value $665K Shares 1,952 Share Price $340.89 Est. Cost/Share $142.28 Unrealized @ Report Date +139.5%

IJR ISHARES TR 0.1%

Value $210K Shares 1,547 Share Price $136.04 Est. Cost/Share $137.24 Unrealized @ Report Date -0.9%

DES WISDOMTREE TR 0.1%

Value $241K Shares 6,346 Share Price $37.90 Est. Cost/Share $31.42 Unrealized @ Report Date +20.6%

AMZN AMAZON COM INC 0.1%

Value $385K Shares 1,547 Share Price $249.17 Est. Cost/Share $165.12 Unrealized @ Report Date +50.9%

VEA VANGUARD TAX-MANAGED FDS 0.3%

Value $956K Shares 13,544 Share Price $70.61 Est. Cost/Share $45.45 Unrealized @ Report Date +55.3%

SPYV SPDR SERIES TRUST 0.8%

Value $2.568M Shares 42,013 Share Price $61.13 Est. Cost/Share $43.61 Unrealized @ Report Date +40.2%

V VISA INC 0.1%

Value $305K Shares 849 Share Price $359.54 Est. Cost/Share $321.04 Unrealized @ Report Date +11.9%

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $371K Shares 486 Share Price $763.00 Est. Cost/Share $595.86 Unrealized @ Report Date +28.0%

ABBV ABBVIE INC 0.1%

Value $243K Shares 930 Share Price $261.70 Est. Cost/Share $201.95 Unrealized @ Report Date +29.5%

SDY SPDR SERIES TRUST 0.1%

Value $217K Shares 1,480 Share Price $146.48 Est. Cost/Share $134.50 Unrealized @ Report Date +8.9%

NOBL PROSHARES TR 0.1%

Value $208K Shares 3,846 Share Price $54.10 Est. Cost/Share $95.62 Unrealized @ Report Date -43.4%

IVW ISHARES TR 0.1%

Value $238K Shares 1,670 Share Price $142.26 Est. Cost/Share $132.05 Unrealized @ Report Date +7.7%

IEMG ISHARES INC 0.1%

Value $348K Shares 4,289 Share Price $81.16 Est. Cost/Share $56.12 Unrealized @ Report Date +44.6%

SPYM SPDR SERIES TRUST 0.1%

Value $307K Shares 3,419 Share Price $89.76 Est. Cost/Share $79.99 Unrealized @ Report Date +12.2%

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value $350K Shares 1,499 Share Price $233.31 Est. Cost/Share $182.40 Unrealized @ Report Date +27.9%

JPM JPMORGAN CHASE & CO 0.1%

Value $373K Shares 1,126 Share Price $330.83 Est. Cost/Share $191.29 Unrealized @ Report Date +72.9%

ITOT ISHARES TR 0.1%

Value $289K Shares 1,738 Share Price $166.28 Est. Cost/Share $126.97 Unrealized @ Report Date +31.0%

VTV VANGUARD INDEX FDS 0.1%

Value $355K Shares 1,643 Share Price $216.08 Est. Cost/Share $163.75 Unrealized @ Report Date +32.0%

AJG GALLAGHER ARTHUR J & CO 0.1%

Value $257K Shares 1,128 Share Price $228.11 Est. Cost/Share $237.42 Unrealized @ Report Date -3.9%

DGRO ISHARES TR 0.1%

Value $257K Shares 3,411 Share Price $75.39 Est. Cost/Share $60.46 Unrealized @ Report Date +24.7%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value $213K Shares 427 Share Price $497.95 Est. Cost/Share $480.75 Unrealized @ Report Date +3.6%

LMT LOCKHEED MARTIN CORP 0.1%

Value $209K Shares 411 Share Price $509.25 Est. Cost/Share $540.63 Unrealized @ Report Date -5.8%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
MSFT	MICROSOFT CORP	2,415	$1.239M	0.4%	$512.92	$356.40	+43.9%	COM	594918104
CAT	CATERPILLAR INC	484	$393K	0.1%	$812.00	$425.39	+90.6%	COM	149123101
SPYG	SPDR SERIES TRUST	28,339	$3.488M	1.2%	$123.08	$63.61	+93.5%	ST STR P500GRW	78464A409
VBK	VANGUARD INDEX FDS	3,257	$1.101M	0.4%	$337.89	$218.30	+54.8%	MRNGSTR SM CP GR	922908595
VTWV	VANGUARD SCOTTSDALE FDS	5,527	$1.021M	0.3%	$184.73	$131.17	+40.8%	VNG RUS2000VAL	92206C649
AVGO	BROADCOM INC	1,833	$644K	0.2%	$351.20	$157.43	+123.1%	COM	11135F101
PM	PHILIP MORRIS INTL INC	4,781	$912K	0.3%	$190.82	$173.43	+10.0%	COM	718172109
BTI	BRITISH AMERN TOB PLC	6,188	$337K	0.1%	$54.40	$60.36	-9.9%	SPONSORED ADR	110448107
SPDW	SPDR INDEX SHS FDS	215,009	$10.8M	3.6%	$50.21	$34.90	+43.8%	ST STR PO EX ETF	78463X889
SLYG	SPDR SERIES TRUST	2,989	$320K	0.1%	$106.99	$83.75	+27.7%	ST STR SP600GRWO	78464A201
SCHA	SCHWAB STRATEGIC TR	9,105	$297K	0.1%	$32.63	$25.22	+29.4%	US SML CAP ETF	808524607
NVDA	NVIDIA CORPORATION	1,041	$238K	0.1%	$228.38	$205.61	+11.1%	COM	67066G104
SPTM	SPDR SERIES TRUST	19,807	$1.823M	0.6%	$92.05	$54.97	+67.4%	ST STR PR SP1500	78464A805
MO	ALTRIA GROUP INC	5,062	$341K	0.1%	$67.34	$69.80	-3.5%	COM	02209S103
NOC	NORTHROP GRUMMAN CORP	915	$443K	0.1%	$483.71	$576.81	-16.2%	COM	666807102
GOOG	ALPHABET INC	1,952	$665K	0.2%	$340.89	$142.28	+139.5%	CAP STK CL C	02079K107
IJR	ISHARES TR	1,547	$210K	0.1%	$136.04	$137.24	-0.9%	CORE S&P SCP ETF	464287804
DES	WISDOMTREE TR	6,346	$241K	0.1%	$37.90	$31.42	+20.6%	US SMALLCAP DIVD	97717W604
AMZN	AMAZON COM INC	1,547	$385K	0.1%	$249.17	$165.12	+50.9%	COM	023135106
VEA	VANGUARD TAX-MANAGED FDS	13,544	$956K	0.3%	$70.61	$45.45	+55.3%	VAN FTSE DEV MKT	921943858
SPYV	SPDR SERIES TRUST	42,013	$2.568M	0.8%	$61.13	$43.61	+40.2%	ST STR P500VAL	78464A508
V	VISA INC	849	$305K	0.1%	$359.54	$321.04	+11.9%	COM CL A	92826C839
SPY	STATE STR SPDR S&P 500 ETF T	486	$371K	0.1%	$763.00	$595.86	+28.0%	TR UNIT	78462F103
ABBV	ABBVIE INC	930	$243K	0.1%	$261.70	$201.95	+29.5%	COM	00287Y109
SDY	SPDR SERIES TRUST	1,480	$217K	0.1%	$146.48	$134.50	+8.9%	ST STR SP DIV	78464A763
NOBL	PROSHARES TR	3,846	$208K	0.1%	$54.10	$95.62	-43.4%	S&P 500 DV ARIST	74348A467
IVW	ISHARES TR	1,670	$238K	0.1%	$142.26	$132.05	+7.7%	S&P 500 GRWT ETF	464287309
IEMG	ISHARES INC	4,289	$348K	0.1%	$81.16	$56.12	+44.6%	CORE MSCI EMKT	46434G103
SPYM	SPDR SERIES TRUST	3,419	$307K	0.1%	$89.76	$79.99	+12.2%	ST STR P500ETF	78464A854
VIG	VANGUARD SPECIALIZED FUNDS	1,499	$350K	0.1%	$233.31	$182.40	+27.9%	DIV APP ETF	921908844
JPM	JPMORGAN CHASE & CO	1,126	$373K	0.1%	$330.83	$191.29	+72.9%	COM	46625H100
ITOT	ISHARES TR	1,738	$289K	0.1%	$166.28	$126.97	+31.0%	CORE S&P TTL STK	464287150
VTV	VANGUARD INDEX FDS	1,643	$355K	0.1%	$216.08	$163.75	+32.0%	MRNGSTR VAL ETF	922908744
AJG	GALLAGHER ARTHUR J & CO	1,128	$257K	0.1%	$228.11	$237.42	-3.9%	COM	363576109
DGRO	ISHARES TR	3,411	$257K	0.1%	$75.39	$60.46	+24.7%	CORE DIV GRWTH	46434V621
BRK/B	BERKSHIRE HATHAWAY INC DEL	427	$213K	0.1%	$497.95	$480.75	+3.6%	CL B NEW	084670702
LMT	LOCKHEED MARTIN CORP	411	$209K	0.1%	$509.25	$540.63	-5.8%	COM	539830109