Investment Planning Advisors, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
OAKM	HARRIS OAKMARK ETF TRUST	112,835	$3,200	0.9%	$28.36	—	OAKMARK U S LRG	41456U106
SEPI	SCM TRUST	71,908	$1,892	0.6%	$26.31	—	SHELTON EQT PRE	78410K667
CGXU	CAPITAL GROUP INTL FOCUS EQT	14,632	$432	0.1%	$29.55	—	SHS CREATION UNI	14019W109
AMZN	AMAZON COM INC	1,391	$321	0.1%	$228.79	0.0%	COM	023135106
VHT	VANGUARD WORLD FD	1,002	$288	0.1%	$287.85	—	HEALTH CAR ETF	92204A504
VYM	VANGUARD WHITEHALL FDS	1,886	$271	0.1%	$143.52	—	HIGH DIV YLD	921946406
UPS	UNITED PARCEL SERVICE INC	2,696	$267	0.1%	$92.75	0.0%	CL B	911312106
JNJ	JOHNSON & JOHNSON	1,215	$251	0.1%	$197.01	0.0%	COM	478160104
COST	COSTCO WHSL CORP NEW	261	$225	0.1%	$905.73	0.0%	COM	22160K105
PG	PROCTER AND GAMBLE CO	1,543	$221	0.1%	$147.17	0.0%	COM	742718109
NAK	NORTHERN DYNASTY MINERALS LT	13,400	$26	0.0%	$1.93	0.0%	COM NEW	66510M204

Increased Positions (53)

RSP INVESCO EXCHANGE TRADED FD T 4.5%

Value ($000) $15,525 (+1686.6%) Shares 81,047 (+1669.2%) Est. Cost $190.23 Unrealized —

FRDM EA SERIES TRUST 8.3%

Value ($000) $28,661 (+28.3%) Shares 559,024 (+10.9%) Est. Cost $40.23 Unrealized —

CGCP CAPITAL GRP FIXED INCM ETF T 2.2%

Value ($000) $7,534 (+45.3%) Shares 332,783 (+45.9%) Est. Cost $22.35 Unrealized —

SPYM SPDR SERIES TRUST 12.2%

Value ($000) $42,043 (+3.8%) Shares 524,092 (+1.3%) Est. Cost $68.17 Unrealized —

VCRB VANGUARD MALVERN FDS 6.6%

Value ($000) $22,641 (+5.2%) Shares 290,665 (+5.9%) Est. Cost $78.38 Unrealized —

RWL INVESCO EXCH TRADED FD TR II 5.5%

Value ($000) $18,991 (+6.1%) Shares 165,859 (+2.5%) Est. Cost $108.30 Unrealized —

SCHF SCHWAB STRATEGIC TR 2.2%

Value ($000) $7,657 (+16.0%) Shares 318,498 (+12.3%) Est. Cost $23.36 Unrealized —

CGUS CAPITAL GROUP CORE EQUITY ET 4.2%

Value ($000) $14,283 (+4.8%) Shares 355,027 (+3.0%) Est. Cost $34.37 Unrealized —

FBND FIDELITY MERRIMACK STR TR 5.0%

Value ($000) $17,022 (+3.7%) Shares 369,716 (+4.2%) Est. Cost $45.40 Unrealized —

BSV VANGUARD BD INDEX FDS 2.5%

Value ($000) $8,505 (+6.6%) Shares 107,915 (+6.8%) Est. Cost $78.36 Unrealized —

CGIE CAPITAL GROUP INTERNATIONAL 0.4%

Value ($000) $1,291 (+60.2%) Shares 37,089 (+55.2%) Est. Cost $31.28 Unrealized —

BINC BLACKROCK ETF TRUST II 3.5%

Value ($000) $12,052 (+3.9%) Shares 228,389 (+4.9%) Est. Cost $52.33 Unrealized —

FMB FIRST TR EXCH TRADED FD III 1.1%

Value ($000) $3,841 (+12.6%) Shares 75,106 (+11.6%) Est. Cost $50.93 Unrealized —

SCMB SCHWAB STRATEGIC TR 0.6%

Value ($000) $2,121 (+20.3%) Shares 82,331 (+19.6%) Est. Cost $25.44 Unrealized —

GPIX GOLDMAN SACHS ETF TR 0.5%

Value ($000) $1,587 (+25.0%) Shares 30,048 (+23.6%) Est. Cost $47.97 Unrealized —

JMUB J P MORGAN EXCHANGE TRADED F 0.9%

Value ($000) $2,922 (+11.9%) Shares 57,859 (+11.9%) Est. Cost $50.31 Unrealized —

SPTM SPDR SERIES TRUST 1.2%

Value ($000) $3,989 (+7.8%) Shares 48,346 (+5.3%) Est. Cost $72.17 Unrealized —

GOOGL ALPHABET INC 0.2%

Value ($000) $792 (+51.1%) Shares 2,529 (+17.4%) Est. Cost $193.62 Unrealized +47.5%

ICSH ISHARES TR 0.2%

Value ($000) $683 (+54.3%) Shares 13,503 (+54.8%) Est. Cost $50.56 Unrealized —

JPEF J P MORGAN EXCHANGE TRADED F 1.4%

Value ($000) $4,759 (+4.7%) Shares 63,724 (+3.9%) Est. Cost $64.85 Unrealized —

TSLA TESLA INC 0.2%

Value ($000) $754 (+38.4%) Shares 1,677 (+36.9%) Est. Cost $356.26 Unrealized +24.4%

AAPL APPLE INC 0.4%

Value ($000) $1,398 (+15.7%) Shares 5,142 (+8.4%) Est. Cost $204.47 Unrealized +31.2%

VT VANGUARD INTL EQUITY INDEX F 0.7%

Value ($000) $2,428 (+8.2%) Shares 17,214 (+5.7%) Est. Cost $118.79 Unrealized —

SPGM SPDR INDEX SHS FDS 0.9%

Value ($000) $3,243 (+5.6%) Shares 42,274 (+3.1%) Est. Cost $73.20 Unrealized —

JPM JPMORGAN CHASE & CO. 0.3%

Value ($000) $930 (+15.1%) Shares 2,887 (+12.7%) Est. Cost $264.75 Unrealized +16.9%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $632 (+23.9%) Shares 1,258 (+23.9%) Est. Cost $490.99 Unrealized +1.3%

CGGR CAPITAL GROUP GROWTH ETF 0.9%

Value ($000) $3,240 (+3.7%) Shares 72,865 (+2.4%) Est. Cost $34.49 Unrealized —

MUB ISHARES TR 0.5%

Value ($000) $1,559 (+7.7%) Shares 14,551 (+7.1%) Est. Cost $106.40 Unrealized —

WMT WALMART INC 0.2%

Value ($000) $777 (+14.9%) Shares 6,978 (+6.3%) Est. Cost $93.89 Unrealized +14.2%

DFAX DIMENSIONAL ETF TRUST 0.4%

Value ($000) $1,276 (+8.1%) Shares 38,991 (+3.6%) Est. Cost $26.42 Unrealized —

IVV ISHARES TR 0.5%

Value ($000) $1,668 (+5.6%) Shares 2,436 (+3.2%) Est. Cost $624.31 Unrealized —

XLV SELECT SECTOR SPDR TR 0.1%

Value ($000) $411 (+27.1%) Shares 2,657 (+14.2%) Est. Cost $141.10 Unrealized —

CGMS CAPITAL GRP FIXED INCM ETF T 0.1%

Value ($000) $502 (+17.3%) Shares 18,191 (+17.9%) Est. Cost $27.05 Unrealized —

MCD MCDONALDS CORP 0.1%

Value ($000) $325 (+22.4%) Shares 1,065 (+21.9%) Est. Cost $302.06 Unrealized +1.0%

DGRO ISHARES TR 0.1%

Value ($000) $383 (+14.6%) Shares 5,515 (+12.4%) Est. Cost $63.43 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value ($000) $410 (+13.5%) Shares 1,590 (+11.9%) Est. Cost $242.31 Unrealized —

XLK SELECT SECTOR SPDR TR 0.1%

Value ($000) $316 (+14.4%) Shares 2,194 (+124.1%) Est. Cost $205.54 Unrealized —

— COHEN & STEERS REIT & PFD & 0.1%

Value ($000) $340 (+11.9%) Shares 17,144 (+26.6%) Est. Cost $20.26 Unrealized —

VO VANGUARD INDEX FDS 0.2%

Value ($000) $538 (+7.1%) Shares 1,854 (+8.4%) Est. Cost $257.25 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value ($000) $354 (+11.2%) Shares 2,941 (+4.2%) Est. Cost $106.10 Unrealized +8.8%

KO COCA COLA CO 0.1%

Value ($000) $250 (+13.1%) Shares 3,579 (+7.3%) Est. Cost $59.77 Unrealized +16.1%

SPAB SPDR SERIES TRUST 0.1%

Value ($000) $333 (+9.2%) Shares 12,928 (+9.6%) Est. Cost $25.62 Unrealized —

FTCS FIRST TR EXCHANGE-TRADED FD 0.3%

Value ($000) $911 (+3.0%) Shares 9,845 (+4.3%) Est. Cost $85.47 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value ($000) $1,113 (-2.2%) Shares 2,301 (+4.7%) Est. Cost $432.45 Unrealized +15.8%

SO SOUTHERN CO 0.2%

Value ($000) $559 (-3.6%) Shares 6,415 (+4.8%) Est. Cost $80.55 Unrealized +12.8%

CGGO CAPITAL GROUP GBL GROWTH EQT 0.2%

Value ($000) $689 (+2.9%) Shares 19,883 (+1.5%) Est. Cost $29.67 Unrealized —

AMLP ALPS ETF TR 0.1%

Value ($000) $432 (+4.7%) Shares 9,187 (+4.5%) Est. Cost $49.57 Unrealized —

HD HOME DEPOT INC 0.1%

Value ($000) $267 (-6.2%) Shares 776 (+10.5%) Est. Cost $362.95 Unrealized +0.5%

NVDA NVIDIA CORPORATION 0.2%

Value ($000) $608 (+2.9%) Shares 3,260 (+3.0%) Est. Cost $119.86 Unrealized +55.3%

JMHI J P MORGAN EXCHANGE TRADED F 0.5%

Value ($000) $1,745 (+0.7%) Shares 34,720 (+1.2%) Est. Cost $50.02 Unrealized —

CSB VICTORY PORTFOLIOS II 0.1%

Value ($000) $445 (+2.1%) Shares 7,600 (+3.0%) Est. Cost $54.23 Unrealized —

SRLN SSGA ACTIVE ETF TR 0.1%

Value ($000) $382 (+1.7%) Shares 9,259 (+2.5%) Est. Cost $41.78 Unrealized —

TLT ISHARES TR 0.1%

Value ($000) $304 (+1.9%) Shares 3,485 (+4.5%) Est. Cost $89.27 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
RSP	INVESCO EXCHANGE TRADED FD T	81,047 (+1669.2%)	$15,525 (+1686.6%)	4.5%	$190.23	—	S&P500 EQL WGT	46137V357
FRDM	EA SERIES TRUST	559,024 (+10.9%)	$28,661 (+28.3%)	8.3%	$40.23	—	FREEDOM 100 EM	02072L607
CGCP	CAPITAL GRP FIXED INCM ETF T	332,783 (+45.9%)	$7,534 (+45.3%)	2.2%	$22.35	—	CORE PLUS INCM	14020Y102
SPYM	SPDR SERIES TRUST	524,092 (+1.3%)	$42,043 (+3.8%)	12.2%	$68.17	—	STATE STREET SPD	78464A854
VCRB	VANGUARD MALVERN FDS	290,665 (+5.9%)	$22,641 (+5.2%)	6.6%	$78.38	—	CORE BD ETF	922020748
RWL	INVESCO EXCH TRADED FD TR II	165,859 (+2.5%)	$18,991 (+6.1%)	5.5%	$108.30	—	S&P 500 REVENUE	46138G698
SCHF	SCHWAB STRATEGIC TR	318,498 (+12.3%)	$7,657 (+16.0%)	2.2%	$23.36	—	INTL EQTY ETF	808524805
CGUS	CAPITAL GROUP CORE EQUITY ET	355,027 (+3.0%)	$14,283 (+4.8%)	4.2%	$34.37	—	SHS CREATION UNI	14020V108
FBND	FIDELITY MERRIMACK STR TR	369,716 (+4.2%)	$17,022 (+3.7%)	5.0%	$45.40	—	TOTAL BD ETF	316188309
BSV	VANGUARD BD INDEX FDS	107,915 (+6.8%)	$8,505 (+6.6%)	2.5%	$78.36	—	SHORT TRM BOND	921937827
CGIE	CAPITAL GROUP INTERNATIONAL	37,089 (+55.2%)	$1,291 (+60.2%)	0.4%	$31.28	—	SHS	14021M107
BINC	BLACKROCK ETF TRUST II	228,389 (+4.9%)	$12,052 (+3.9%)	3.5%	$52.33	—	ISHARES FLEXIBLE	092528603
FMB	FIRST TR EXCH TRADED FD III	75,106 (+11.6%)	$3,841 (+12.6%)	1.1%	$50.93	—	MANAGD MUN ETF	33739N108
SCMB	SCHWAB STRATEGIC TR	82,331 (+19.6%)	$2,121 (+20.3%)	0.6%	$25.44	—	MUN BD ETF	808524649
GPIX	GOLDMAN SACHS ETF TR	30,048 (+23.6%)	$1,587 (+25.0%)	0.5%	$47.97	—	S&P 500 PREMIUM	38149W622
JMUB	J P MORGAN EXCHANGE TRADED F	57,859 (+11.9%)	$2,922 (+11.9%)	0.9%	$50.31	—	MUNICIPAL ETF	46641Q647
SPTM	SPDR SERIES TRUST	48,346 (+5.3%)	$3,989 (+7.8%)	1.2%	$72.17	—	STATE STREET SPD	78464A805
GOOGL	ALPHABET INC	2,529 (+17.4%)	$792 (+51.1%)	0.2%	$193.62	+47.5%	CAP STK CL A	02079K305
ICSH	ISHARES TR	13,503 (+54.8%)	$683 (+54.3%)	0.2%	$50.56	—	ULTRA SHORT DUR	46434V878
JPEF	J P MORGAN EXCHANGE TRADED F	63,724 (+3.9%)	$4,759 (+4.7%)	1.4%	$64.85	—	EQUITY FOCUS ETF	46654Q781
TSLA	TESLA INC	1,677 (+36.9%)	$754 (+38.4%)	0.2%	$356.26	+24.4%	COM	88160R101
AAPL	APPLE INC	5,142 (+8.4%)	$1,398 (+15.7%)	0.4%	$204.47	+31.2%	COM	037833100
VT	VANGUARD INTL EQUITY INDEX F	17,214 (+5.7%)	$2,428 (+8.2%)	0.7%	$118.79	—	TT WRLD ST ETF	922042742
SPGM	SPDR INDEX SHS FDS	42,274 (+3.1%)	$3,243 (+5.6%)	0.9%	$73.20	—	PORTFLI MSCI GBL	78463X475
JPM	JPMORGAN CHASE & CO.	2,887 (+12.7%)	$930 (+15.1%)	0.3%	$264.75	+16.9%	COM	46625H100
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,258 (+23.9%)	$632 (+23.9%)	0.2%	$490.99	+1.3%	CL B NEW	084670702
CGGR	CAPITAL GROUP GROWTH ETF	72,865 (+2.4%)	$3,240 (+3.7%)	0.9%	$34.49	—	SHS CREATION UNI	14020G101
MUB	ISHARES TR	14,551 (+7.1%)	$1,559 (+7.7%)	0.5%	$106.40	—	NATIONAL MUN ETF	464288414
WMT	WALMART INC	6,978 (+6.3%)	$777 (+14.9%)	0.2%	$93.89	+14.2%	COM	931142103
DFAX	DIMENSIONAL ETF TRUST	38,991 (+3.6%)	$1,276 (+8.1%)	0.4%	$26.42	—	WORLD EX US CORE	25434V880
IVV	ISHARES TR	2,436 (+3.2%)	$1,668 (+5.6%)	0.5%	$624.31	—	CORE S&P500 ETF	464287200
XLV	SELECT SECTOR SPDR TR	2,657 (+14.2%)	$411 (+27.1%)	0.1%	$141.10	—	STATE STREET HEA	81369Y209
CGMS	CAPITAL GRP FIXED INCM ETF T	18,191 (+17.9%)	$502 (+17.3%)	0.1%	$27.05	—	US MULTI-SECTOR	14020Y300
MCD	MCDONALDS CORP	1,065 (+21.9%)	$325 (+22.4%)	0.1%	$302.06	+1.0%	COM	580135101
DGRO	ISHARES TR	5,515 (+12.4%)	$383 (+14.6%)	0.1%	$63.43	—	CORE DIV GRWTH	46434V621
VB	VANGUARD INDEX FDS	1,590 (+11.9%)	$410 (+13.5%)	0.1%	$242.31	—	SMALL CP ETF	922908751
XLK	SELECT SECTOR SPDR TR	2,194 (+124.1%)	$316 (+14.4%)	0.1%	$205.54	—	STATE STREET TEC	81369Y803
—	COHEN & STEERS REIT & PFD &	17,144 (+26.6%)	$340 (+11.9%)	0.1%	$20.26	—	COM	19247X100
VO	VANGUARD INDEX FDS	1,854 (+8.4%)	$538 (+7.1%)	0.2%	$257.25	—	MID CAP ETF	922908629
XOM	EXXON MOBIL CORP	2,941 (+4.2%)	$354 (+11.2%)	0.1%	$106.10	+8.8%	COM	30231G102
KO	COCA COLA CO	3,579 (+7.3%)	$250 (+13.1%)	0.1%	$59.77	+16.1%	COM	191216100
SPAB	SPDR SERIES TRUST	12,928 (+9.6%)	$333 (+9.2%)	0.1%	$25.62	—	STATE STREET SPD	78464A649
FTCS	FIRST TR EXCHANGE-TRADED FD	9,845 (+4.3%)	$911 (+3.0%)	0.3%	$85.47	—	CAP STRENGTH ETF	33733E104
MSFT	MICROSOFT CORP	2,301 (+4.7%)	$1,113 (-2.2%)	0.3%	$432.45	+15.8%	COM	594918104
SO	SOUTHERN CO	6,415 (+4.8%)	$559 (-3.6%)	0.2%	$80.55	+12.8%	COM	842587107
CGGO	CAPITAL GROUP GBL GROWTH EQT	19,883 (+1.5%)	$689 (+2.9%)	0.2%	$29.67	—	SHS CREATION UNI	14020X104
AMLP	ALPS ETF TR	9,187 (+4.5%)	$432 (+4.7%)	0.1%	$49.57	—	ALERIAN MLP	00162Q452
HD	HOME DEPOT INC	776 (+10.5%)	$267 (-6.2%)	0.1%	$362.95	+0.5%	COM	437076102
NVDA	NVIDIA CORPORATION	3,260 (+3.0%)	$608 (+2.9%)	0.2%	$119.86	+55.3%	COM	67066G104
JMHI	J P MORGAN EXCHANGE TRADED F	34,720 (+1.2%)	$1,745 (+0.7%)	0.5%	$50.02	—	HIGH YIELD MUNI	46654Q799
CSB	VICTORY PORTFOLIOS II	7,600 (+3.0%)	$445 (+2.1%)	0.1%	$54.23	—	VCSHS US SMCP HG	92647N873
SRLN	SSGA ACTIVE ETF TR	9,259 (+2.5%)	$382 (+1.7%)	0.1%	$41.78	—	STATE STREET BLA	78467V608
TLT	ISHARES TR	3,485 (+4.5%)	$304 (+1.9%)	0.1%	$89.27	—	20 YR TR BD ETF	464287432

Exited Positions (4)

JEPI J P MORGAN EXCHANGE TRADED F 0.6%

Value ($000) $2,022 Shares 35,412 Est. Cost $56.68 Unrealized —

— EATON VANCE TAX-MANAGED GLOB 0.3%

Value ($000) $896 Shares 98,984 Est. Cost $8.27 Unrealized —

META META PLATFORMS INC 0.1%

Value ($000) $210 Shares 286 Est. Cost $743.23 Unrealized -10.2%

USRT ISHARES TR 0.1%

Value ($000) $203 Shares 3,462 Est. Cost $58.72 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
JEPI	J P MORGAN EXCHANGE TRADED F	35,412	$2,022	0.6%	$56.68	—	—	46641Q332
—	EATON VANCE TAX-MANAGED GLOB	98,984	$896	0.3%	$8.27	—	—	27829C105
META	META PLATFORMS INC	286	$210	0.1%	$743.23	-10.2%	—	30303M102
USRT	ISHARES TR	3,462	$203	0.1%	$58.72	—	—	464288521

Decreased Positions (12)

VXF VANGUARD INDEX FDS 6.5%

Value ($000) $22,351 (-34.8%) Shares 106,880 (-34.7%) Est. Cost $178.42 Unrealized —

QQQM INVESCO EXCH TRADED FD TR II 4.7%

Value ($000) $16,099 (-9.6%) Shares 63,654 (-11.7%) Est. Cost $247.12 Unrealized —

JEPQ J P MORGAN EXCHANGE TRADED F 0.2%

Value ($000) $692 (-44.2%) Shares 11,910 (-44.8%) Est. Cost $55.52 Unrealized —

WRB BERKLEY W R CORP 0.4%

Value ($000) $1,291 (-15.8%) Shares 18,407 (-8.0%) Est. Cost $53.17 Unrealized +36.8%

PFF ISHARES TR 0.1%

Value ($000) $483 (-21.9%) Shares 15,592 (-20.2%) Est. Cost $31.55 Unrealized —

TFI SPDR SERIES TRUST 0.1%

Value ($000) $238 (-28.4%) Shares 5,214 (-28.6%) Est. Cost $45.69 Unrealized —

CGGE CAPITAL GROUP GLOBAL EQUITY 0.2%

Value ($000) $628 (-9.2%) Shares 19,863 (-11.6%) Est. Cost $29.19 Unrealized —

SUB ISHARES TR 0.2%

Value ($000) $697 (-1.9%) Shares 6,531 (-1.8%) Est. Cost $105.15 Unrealized —

SPMD SPDR SERIES TRUST 0.2%

Value ($000) $623 (-1.9%) Shares 10,757 (-3.1%) Est. Cost $51.30 Unrealized —

QUAL ISHARES TR 0.1%

Value ($000) $459 (+0.9%) Shares 2,309 (-1.2%) Est. Cost $172.26 Unrealized —

SPSM SPDR SERIES TRUST 0.2%

Value ($000) $582 (-0.4%) Shares 12,426 (-1.6%) Est. Cost $42.10 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.1%

Value ($000) $269 (+0.3%) Shares 8,234 (-1.9%) Est. Cost $29.21 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VXF	VANGUARD INDEX FDS	106,880 (-34.7%)	$22,351 (-34.8%)	6.5%	$178.42	—	EXTEND MKT ETF	922908652
QQQM	INVESCO EXCH TRADED FD TR II	63,654 (-11.7%)	$16,099 (-9.6%)	4.7%	$247.12	—	NASDAQ 100 ETF	46138G649
JEPQ	J P MORGAN EXCHANGE TRADED F	11,910 (-44.8%)	$692 (-44.2%)	0.2%	$55.52	—	NASDAQ EQT PREM	46654Q203
WRB	BERKLEY W R CORP	18,407 (-8.0%)	$1,291 (-15.8%)	0.4%	$53.17	+36.8%	COM	084423102
PFF	ISHARES TR	15,592 (-20.2%)	$483 (-21.9%)	0.1%	$31.55	—	PFD AND INCM SEC	464288687
TFI	SPDR SERIES TRUST	5,214 (-28.6%)	$238 (-28.4%)	0.1%	$45.69	—	STATE STREET SPD	78468R721
CGGE	CAPITAL GROUP GLOBAL EQUITY	19,863 (-11.6%)	$628 (-9.2%)	0.2%	$29.19	—	SHS	14020R107
SUB	ISHARES TR	6,531 (-1.8%)	$697 (-1.9%)	0.2%	$105.15	—	SHRT NAT MUN ETF	464288158
SPMD	SPDR SERIES TRUST	10,757 (-3.1%)	$623 (-1.9%)	0.2%	$51.30	—	STATE STREET SPD	78464A847
QUAL	ISHARES TR	2,309 (-1.2%)	$459 (+0.9%)	0.1%	$172.26	—	MSCI USA QLT FCT	46432F339
SPSM	SPDR SERIES TRUST	12,426 (-1.6%)	$582 (-0.4%)	0.2%	$42.10	—	STATE STREET SPD	78468R853
SCHG	SCHWAB STRATEGIC TR	8,234 (-1.9%)	$269 (+0.3%)	0.1%	$29.21	—	US LCAP GR ETF	808524300

Unchanged Positions (19)

MGC VANGUARD WORLD FD 10.0%

Value ($000) $34,223 Shares 136,254 Est. Cost $244.09 Unrealized —

ORCL ORACLE CORP 0.1%

Value ($000) $212 Shares 1,089 Est. Cost $170.01 Unrealized +40.0%

MGK VANGUARD WORLD FD 0.5%

Value ($000) $1,573 Shares 3,812 Est. Cost $338.18 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.4%

Value ($000) $1,250 Shares 5,686 Est. Cost $189.48 Unrealized —

VTI VANGUARD INDEX FDS 0.3%

Value ($000) $892 Shares 2,660 Est. Cost $268.28 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.2%

Value ($000) $825 Shares 30,641 Est. Cost $23.96 Unrealized —

VPU VANGUARD WORLD FD 0.2%

Value ($000) $670 Shares 3,619 Est. Cost $150.53 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value ($000) $247 Shares 835 Est. Cost $239.40 Unrealized +24.8%

JPST J P MORGAN EXCHANGE TRADED F 0.3%

Value ($000) $947 Shares 18,725 Est. Cost $50.61 Unrealized —

JPIE J P MORGAN EXCHANGE TRADED F 0.3%

Value ($000) $926 Shares 20,014 Est. Cost $45.55 Unrealized —

HELO J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $272 Shares 4,100 Est. Cost $62.58 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.1%

Value ($000) $205 Shares 7,214 Est. Cost $25.30 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.1%

Value ($000) $287 Shares 10,456 Est. Cost $27.30 Unrealized —

LGLV SPDR SERIES TRUST 0.1%

Value ($000) $228 Shares 1,300 Est. Cost $152.57 Unrealized —

JQUA J P MORGAN EXCHANGE TRADED F 0.2%

Value ($000) $537 Shares 8,505 Est. Cost $60.61 Unrealized —

SPGP INVESCO EXCHANGE TRADED FD T 0.3%

Value ($000) $1,030 Shares 9,049 Est. Cost $103.01 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.1%

Value ($000) $494 Shares 21,146 Est. Cost $32.82 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.1%

Value ($000) $238 Shares 9,746 Est. Cost $24.35 Unrealized —

IEF ISHARES TR 0.1%

Value ($000) $202 Shares 2,104 Est. Cost $96.48 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
MGC	VANGUARD WORLD FD	136,254	$34,223	10.0%	$244.09	—	MEGA CAP INDEX	921910873
ORCL	ORACLE CORP	1,089	$212	0.1%	$170.01	+40.0%	COM	68389X105
MGK	VANGUARD WORLD FD	3,812	$1,573	0.5%	$338.18	—	MEGA GRWTH IND	921910816
VIG	VANGUARD SPECIALIZED FUNDS	5,686	$1,250	0.4%	$189.48	—	DIV APP ETF	921908844
VTI	VANGUARD INDEX FDS	2,660	$892	0.3%	$268.28	—	TOTAL STK MKT	922908769
SCHX	SCHWAB STRATEGIC TR	30,641	$825	0.2%	$23.96	—	US LRG CAP ETF	808524201
VPU	VANGUARD WORLD FD	3,619	$670	0.2%	$150.53	—	UTILITIES ETF	92204A876
IBM	INTERNATIONAL BUSINESS MACHS	835	$247	0.1%	$239.40	+24.8%	COM	459200101
JPST	J P MORGAN EXCHANGE TRADED F	18,725	$947	0.3%	$50.61	—	ULTRA SHRT ETF	46641Q837
JPIE	J P MORGAN EXCHANGE TRADED F	20,014	$926	0.3%	$45.55	—	INCOME ETF	46641Q159
HELO	J P MORGAN EXCHANGE TRADED F	4,100	$272	0.1%	$62.58	—	HEDGED EQUITY LA	46654Q724
SCHA	SCHWAB STRATEGIC TR	7,214	$205	0.1%	$25.30	—	US SML CAP ETF	808524607
SCHD	SCHWAB STRATEGIC TR	10,456	$287	0.1%	$27.30	—	US DIVIDEND EQ	808524797
LGLV	SPDR SERIES TRUST	1,300	$228	0.1%	$152.57	—	STATE STREET SPD	78468R804
JQUA	J P MORGAN EXCHANGE TRADED F	8,505	$537	0.2%	$60.61	—	US QUALTY FCTR	46641Q761
SPGP	INVESCO EXCHANGE TRADED FD T	9,049	$1,030	0.3%	$103.01	—	S&P 500 GARP ETF	46137V431
SCHZ	SCHWAB STRATEGIC TR	21,146	$494	0.1%	$32.82	—	US AGGREGATE B	808524839
SCHO	SCHWAB STRATEGIC TR	9,746	$238	0.1%	$24.35	—	SHT TM US TRES	808524862
IEF	ISHARES TR	2,104	$202	0.1%	$96.48	—	7-10 YR TRSY BD	464287440