Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BINC	BLACKROCK ETF TRUST II	12,151	$636K	0.3%	$52.34	—	ISHA FLEX IN ETF	092528603
SMH	VANECK ETF TRUST	390	$256K	0.1%	$655.89	—	SEMICONDUCTR ETF	92189F676
IRM	IRON MTN INC DEL	1,954	$247K	0.1%	$126.31	—	COM	46284V101
MS	MORGAN STANLEY	1,150	$240K	0.1%	$209.04	—	COM NEW	617446448
TGT	TARGET CORP	1,616	$211K	0.1%	$130.61	—	COM	87612E106
BX	BLACKSTONE INC	1,732	$204K	0.1%	$117.64	—	COM	09260D107
IBMR	ISHARES TR	8,013	$203K	0.1%	$25.39	—	IBONDS DEC 2029	46436E163
KO	COCA COLA CO	2,501	$203K	0.1%	$81.26	—	COM	191216100

Increased Positions (55)

SCHF SCHWAB STRATEGIC TR 8.6%

Value $15.73M (+15.1%) Shares 567,857 (+2.8%) Est. Cost $27.66 Unrealized —

VTI VANGUARD INDEX FDS 6.3%

Value $11.52M (+17.0%) Shares 31,120 (+1.4%) Est. Cost $270.26 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 4.7%

Value $8.56M (+15.7%) Shares 120,142 (+4.1%) Est. Cost $51.53 Unrealized —

AGG ISHARES TR 5.0%

Value $9.187M (+12.5%) Shares 92,818 (+12.9%) Est. Cost $98.18 Unrealized —

MOAT VANECK ETF TRUST 4.7%

Value $8.553M (+11.2%) Shares 82,272 (+3.5%) Est. Cost $88.00 Unrealized —

IJR ISHARES TR 2.1%

Value $3.813M (+21.9%) Shares 25,713 (+2.2%) Est. Cost $107.67 Unrealized —

SCHE SCHWAB STRATEGIC TR 2.4%

Value $4.348M (+17.5%) Shares 119,916 (+6.7%) Est. Cost $29.46 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 2.1%

Value $3.743M (+20.4%) Shares 17,592 (+8.6%) Est. Cost $188.97 Unrealized —

VBIL VANGUARD INSTL INDEX FD 2.8%

Value $5.013M (+11.9%) Shares 66,243 (+11.9%) Est. Cost $75.56 Unrealized —

TDVG T ROWE PRICE EXCHANGE-TRADED 2.4%

Value $4.402M (+11.5%) Shares 89,791 (+1.5%) Est. Cost $38.97 Unrealized —

VYMI VANGUARD WHITEHALL FDS 1.5%

Value $2.806M (+15.6%) Shares 28,577 (+11.0%) Est. Cost $84.50 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 1.4%

Value $2.568M (+14.3%) Shares 10,855 (+3.9%) Est. Cost $190.03 Unrealized —

AVUV AMERICAN CENTY ETF TR 1.1%

Value $1.916M (+16.4%) Shares 15,357 (+3.1%) Est. Cost $110.90 Unrealized —

EEMV ISHARES INC 0.6%

Value $1.173M (+27.0%) Shares 15,588 (+9.2%) Est. Cost $58.73 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 0.3%

Value $553K (+73.4%) Shares 9,795 (+74.0%) Est. Cost $56.60 Unrealized —

IAU ISHARES GOLD TR 1.1%

Value $2.035M (-9.8%) Shares 26,955 (+5.3%) Est. Cost $47.18 Unrealized —

SMOT VANECK ETF TRUST 1.0%

Value $1.889M (+12.3%) Shares 48,611 (+1.7%) Est. Cost $32.65 Unrealized —

IBMQ ISHARES TR 0.3%

Value $538K (+61.1%) Shares 21,049 (+60.8%) Est. Cost $25.35 Unrealized —

VB VANGUARD INDEX FDS 0.4%

Value $744K (+37.0%) Shares 2,453 (+18.3%) Est. Cost $246.48 Unrealized —

PFF ISHARES TR 0.4%

Value $735K (+36.5%) Shares 24,110 (+35.7%) Est. Cost $31.10 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.7%

Value $1.285M (+17.1%) Shares 2,568 (+12.2%) Est. Cost $421.63 Unrealized —

NVDA NVIDIA CORPORATION 0.6%

Value $1.166M (+18.4%) Shares 5,826 (+3.2%) Est. Cost $105.64 Unrealized —

LLY ELI LILLY & CO 0.4%

Value $700K (+32.4%) Shares 584 (+1.6%) Est. Cost $804.24 Unrealized —

— EATON VANCE ENHANCED EQUITY 1.0%

Value $1.888M (+9.2%) Shares 96,020 (+4.3%) Est. Cost $19.58 Unrealized —

EMBX VANECK FDS 0.4%

Value $759K (+25.6%) Shares 14,793 (+22.7%) Est. Cost $50.76 Unrealized —

GQGU ADVISORS INNER CIRCLE FD III 0.4%

Value $698K (+25.5%) Shares 27,489 (+32.9%) Est. Cost $25.75 Unrealized —

TOUS T ROWE PRICE EXCHANGE-TRADED 0.4%

Value $726K (+17.5%) Shares 18,922 (+5.8%) Est. Cost $32.26 Unrealized —

TMSL T ROWE PRICE EXCHANGE-TRADED 0.2%

Value $426K (+29.0%) Shares 9,725 (+7.8%) Est. Cost $36.15 Unrealized —

EWJV ISHARES TR 0.5%

Value $907K (+11.1%) Shares 20,626 (+7.8%) Est. Cost $40.42 Unrealized —

VTEB VANGUARD MUN BD FDS 1.5%

Value $2.653M (+3.5%) Shares 52,451 (+2.1%) Est. Cost $50.31 Unrealized —

IVV ISHARES TR 0.3%

Value $619K (+16.1%) Shares 826 (+1.2%) Est. Cost $559.80 Unrealized —

ABBV ABBVIE INC 0.3%

Value $549K (+18.4%) Shares 2,181 (+2.3%) Est. Cost $159.29 Unrealized —

MSFT MICROSOFT CORP 1.7%

Value $3.161M (+2.6%) Shares 8,473 (+1.8%) Est. Cost $416.96 Unrealized —

IFRA ISHARES TR 0.4%

Value $644K (+13.5%) Shares 10,214 (+3.0%) Est. Cost $57.37 Unrealized —

HD HOME DEPOT INC 0.3%

Value $464K (+19.6%) Shares 1,315 (+11.5%) Est. Cost $330.16 Unrealized —

EMXC ISHARES INC 0.2%

Value $301K (+31.5%) Shares 2,944 (+1.1%) Est. Cost $73.27 Unrealized —

VBR VANGUARD INDEX FDS 0.2%

Value $432K (+17.3%) Shares 1,778 (+4.8%) Est. Cost $202.31 Unrealized —

PM PHILIP MORRIS INTL INC 0.2%

Value $328K (+23.0%) Shares 1,815 (+12.5%) Est. Cost $141.85 Unrealized —

VTEC VANGUARD CALIF TAX FREE FDS 0.3%

Value $458K (+15.4%) Shares 4,555 (+13.7%) Est. Cost $100.20 Unrealized —

VCRM VANGUARD MUN BD FDS 0.2%

Value $451K (+15.0%) Shares 5,898 (+13.1%) Est. Cost $74.00 Unrealized —

SCHZ SCHWAB STRATEGIC TR 1.9%

Value $3.503M (+1.6%) Shares 151,467 (+2.0%) Est. Cost $33.31 Unrealized —

JNJ JOHNSON & JOHNSON 0.2%

Value $455K (+13.8%) Shares 1,791 (+9.5%) Est. Cost $152.11 Unrealized —

QQQH NEOS ETF TRUST 0.3%

Value $570K (+10.1%) Shares 10,199 (+1.0%) Est. Cost $49.12 Unrealized —

VTIP VANGUARD MALVERN FDS 0.5%

Value $900K (+5.3%) Shares 17,908 (+4.7%) Est. Cost $49.98 Unrealized —

MO ALTRIA GROUP INC 0.2%

Value $334K (+14.6%) Shares 4,648 (+5.1%) Est. Cost $59.97 Unrealized —

IWF ISHARES TR 0.2%

Value $302K (+16.0%) Shares 2,430 (+298.4%) Est. Cost $184.50 Unrealized —

IXUS ISHARES TR 0.2%

Value $389K (+11.9%) Shares 4,076 (+1.6%) Est. Cost $84.80 Unrealized —

CGW INVESCO EXCH TRADED FD TR II 0.3%

Value $491K (+8.3%) Shares 7,473 (+5.3%) Est. Cost $56.11 Unrealized —

PFE PFIZER INC 0.1%

Value $214K (-10.3%) Shares 8,870 (+4.6%) Est. Cost $24.99 Unrealized —

— INVESCO ADVANTAGE MUN INCOME 0.1%

Value $152K (+19.0%) Shares 16,042 (+8.7%) Est. Cost $8.62 Unrealized —

IXC ISHARES TR 0.3%

Value $590K (-3.4%) Shares 12,002 (+13.3%) Est. Cost $46.20 Unrealized —

ORCL ORACLE CORP 0.2%

Value $350K (+2.9%) Shares 2,386 (+3.2%) Est. Cost $179.23 Unrealized —

MORT VANECK ETF TRUST 0.1%

Value $178K (+3.2%) Shares 17,197 (+2.2%) Est. Cost $10.64 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.1%

Value $205K (+1.4%) Shares 8,477 (+2.0%) Est. Cost $24.11 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $239K (-0.3%) Shares 1,749 (+23.8%) Est. Cost $138.35 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	567,857 (+2.8%)	$15.73M (+15.1%)	8.6%	$27.66	—	INTL EQTY ETF	808524805
VTI	VANGUARD INDEX FDS	31,120 (+1.4%)	$11.52M (+17.0%)	6.3%	$270.26	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	120,142 (+4.1%)	$8.56M (+15.7%)	4.7%	$51.53	—	VAN FTSE DEV MKT	921943858
AGG	ISHARES TR	92,818 (+12.9%)	$9.187M (+12.5%)	5.0%	$98.18	—	CORE US AGGBD ET	464287226
MOAT	VANECK ETF TRUST	82,272 (+3.5%)	$8.553M (+11.2%)	4.7%	$88.00	—	MRNGSTR WDE MOAT	92189F643
IJR	ISHARES TR	25,713 (+2.2%)	$3.813M (+21.9%)	2.1%	$107.67	—	CORE S&P SCP ETF	464287804
SCHE	SCHWAB STRATEGIC TR	119,916 (+6.7%)	$4.348M (+17.5%)	2.4%	$29.46	—	EMRG MKTEQ ETF	808524706
RSP	INVESCO EXCHANGE TRADED FD T	17,592 (+8.6%)	$3.743M (+20.4%)	2.1%	$188.97	—	S&P500 EQL WGT	46137V357
VBIL	VANGUARD INSTL INDEX FD	66,243 (+11.9%)	$5.013M (+11.9%)	2.8%	$75.56	—	0 3 MO TR BI ETF	922040845
TDVG	T ROWE PRICE EXCHANGE-TRADED	89,791 (+1.5%)	$4.402M (+11.5%)	2.4%	$38.97	—	PRICE DIV GRWT	87283Q404
VYMI	VANGUARD WHITEHALL FDS	28,577 (+11.0%)	$2.806M (+15.6%)	1.5%	$84.50	—	INTL HIGH ETF	921946794
VIG	VANGUARD SPECIALIZED FUNDS	10,855 (+3.9%)	$2.568M (+14.3%)	1.4%	$190.03	—	DIV APP ETF	921908844
AVUV	AMERICAN CENTY ETF TR	15,357 (+3.1%)	$1.916M (+16.4%)	1.1%	$110.90	—	US SML CP VALU	025072877
EEMV	ISHARES INC	15,588 (+9.2%)	$1.173M (+27.0%)	0.6%	$58.73	—	MSCI EMERG MRKT	464286533
JEPI	J P MORGAN EXCHANGE TRADED F	9,795 (+74.0%)	$553K (+73.4%)	0.3%	$56.60	—	EQUITY PREMIUM	46641Q332
IAU	ISHARES GOLD TR	26,955 (+5.3%)	$2.035M (-9.8%)	1.1%	$47.18	—	ISHARES NEW	464285204
SMOT	VANECK ETF TRUST	48,611 (+1.7%)	$1.889M (+12.3%)	1.0%	$32.65	—	MORN SMID MO ETF	92189H730
IBMQ	ISHARES TR	21,049 (+60.8%)	$538K (+61.1%)	0.3%	$25.35	—	IBONDS DEC 28	46435U325
VB	VANGUARD INDEX FDS	2,453 (+18.3%)	$744K (+37.0%)	0.4%	$246.48	—	SMALL CP ETF	922908751
PFF	ISHARES TR	24,110 (+35.7%)	$735K (+36.5%)	0.4%	$31.10	—	PFD AND INCM SEC	464288687
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,568 (+12.2%)	$1.285M (+17.1%)	0.7%	$421.63	—	CL B NEW	084670702
NVDA	NVIDIA CORPORATION	5,826 (+3.2%)	$1.166M (+18.4%)	0.6%	$105.64	—	COM	67066G104
LLY	ELI LILLY & CO	584 (+1.6%)	$700K (+32.4%)	0.4%	$804.24	—	COM	532457108
—	EATON VANCE ENHANCED EQUITY	96,020 (+4.3%)	$1.888M (+9.2%)	1.0%	$19.58	—	COM	278274105
EMBX	VANECK FDS	14,793 (+22.7%)	$759K (+25.6%)	0.4%	$50.76	—	EMER MARK BD ETF	92107P772
GQGU	ADVISORS INNER CIRCLE FD III	27,489 (+32.9%)	$698K (+25.5%)	0.4%	$25.75	—	GQG US EQUIT ETF	00775Y256
TOUS	T ROWE PRICE EXCHANGE-TRADED	18,922 (+5.8%)	$726K (+17.5%)	0.4%	$32.26	—	INTL EQUITY ETF	87283Q834
TMSL	T ROWE PRICE EXCHANGE-TRADED	9,725 (+7.8%)	$426K (+29.0%)	0.2%	$36.15	—	SMALL MID CAP	87283Q826
EWJV	ISHARES TR	20,626 (+7.8%)	$907K (+11.1%)	0.5%	$40.42	—	MSCI JP VALUE	46435U374
VTEB	VANGUARD MUN BD FDS	52,451 (+2.1%)	$2.653M (+3.5%)	1.5%	$50.31	—	TAX EXEMPT BD	922907746
IVV	ISHARES TR	826 (+1.2%)	$619K (+16.1%)	0.3%	$559.80	—	CORE S&P500 ETF	464287200
ABBV	ABBVIE INC	2,181 (+2.3%)	$549K (+18.4%)	0.3%	$159.29	—	COM	00287Y109
MSFT	MICROSOFT CORP	8,473 (+1.8%)	$3.161M (+2.6%)	1.7%	$416.96	—	COM	594918104
IFRA	ISHARES TR	10,214 (+3.0%)	$644K (+13.5%)	0.4%	$57.37	—	US INFRASTRUC	46435U713
HD	HOME DEPOT INC	1,315 (+11.5%)	$464K (+19.6%)	0.3%	$330.16	—	COM	437076102
EMXC	ISHARES INC	2,944 (+1.1%)	$301K (+31.5%)	0.2%	$73.27	—	MSCI EMRG CHN	46434G764
VBR	VANGUARD INDEX FDS	1,778 (+4.8%)	$432K (+17.3%)	0.2%	$202.31	—	SM CP VAL ETF	922908611
PM	PHILIP MORRIS INTL INC	1,815 (+12.5%)	$328K (+23.0%)	0.2%	$141.85	—	COM	718172109
VTEC	VANGUARD CALIF TAX FREE FDS	4,555 (+13.7%)	$458K (+15.4%)	0.3%	$100.20	—	TAX EXEMPT BD FD	922021605
VCRM	VANGUARD MUN BD FDS	5,898 (+13.1%)	$451K (+15.0%)	0.2%	$74.00	—	CORE TAX EXEMPT	922907712
SCHZ	SCHWAB STRATEGIC TR	151,467 (+2.0%)	$3.503M (+1.6%)	1.9%	$33.31	—	US AGGREGATE B	808524839
JNJ	JOHNSON & JOHNSON	1,791 (+9.5%)	$455K (+13.8%)	0.2%	$152.11	—	COM	478160104
QQQH	NEOS ETF TRUST	10,199 (+1.0%)	$570K (+10.1%)	0.3%	$49.12	—	NASDAQ 100 HDGD	78433H576
VTIP	VANGUARD MALVERN FDS	17,908 (+4.7%)	$900K (+5.3%)	0.5%	$49.98	—	STRM INFPROIDX	922020805
MO	ALTRIA GROUP INC	4,648 (+5.1%)	$334K (+14.6%)	0.2%	$59.97	—	COM	02209S103
IWF	ISHARES TR	2,430 (+298.4%)	$302K (+16.0%)	0.2%	$184.50	—	RUS 1000 GRW ETF	464287614
IXUS	ISHARES TR	4,076 (+1.6%)	$389K (+11.9%)	0.2%	$84.80	—	CORE MSCI TOTAL	46432F834
CGW	INVESCO EXCH TRADED FD TR II	7,473 (+5.3%)	$491K (+8.3%)	0.3%	$56.11	—	S&P GBL WATER	46138E263
PFE	PFIZER INC	8,870 (+4.6%)	$214K (-10.3%)	0.1%	$24.99	—	COM	717081103
—	INVESCO ADVANTAGE MUN INCOME	16,042 (+8.7%)	$152K (+19.0%)	0.1%	$8.62	—	SH BEN INT	46132E103
IXC	ISHARES TR	12,002 (+13.3%)	$590K (-3.4%)	0.3%	$46.20	—	GLOBAL ENERG ETF	464287341
ORCL	ORACLE CORP	2,386 (+3.2%)	$350K (+2.9%)	0.2%	$179.23	—	COM	68389X105
MORT	VANECK ETF TRUST	17,197 (+2.2%)	$178K (+3.2%)	0.1%	$10.64	—	MORTGAGE REIT	92189F452
SCHO	SCHWAB STRATEGIC TR	8,477 (+2.0%)	$205K (+1.4%)	0.1%	$24.11	—	SHT TM US TRES	808524862
XOM	EXXON MOBIL CORP	1,749 (+23.8%)	$239K (-0.3%)	0.1%	$138.35	—	COM	30231G102

Exited Positions (2)

NFLX NETFLIX INC. 0.1%

Value $251K Shares 2,610 Est. Cost $104.46 Unrealized —

XLE SELECT SECTOR SPDR TR 0.1%

Value $225K Shares 3,666 Est. Cost $61.26 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
NFLX	NETFLIX INC.	2,610	$251K	0.1%	$104.46	—	—	64110L106
XLE	SELECT SECTOR SPDR TR	3,666	$225K	0.1%	$61.26	—	—	81369Y506

Decreased Positions (15)

AAPL APPLE INC 3.2%

Value $5.789M (+12.8%) Shares 20,005 (-1.1%) Est. Cost $185.12 Unrealized —

MUB ISHARES TR 0.6%

Value $1.009M (-29.0%) Shares 9,379 (-30.0%) Est. Cost $106.49 Unrealized —

— BLACKROCK ENHANCED LARGE CAP 0.9%

Value $1.594M (+22.3%) Shares 60,956 (-1.7%) Est. Cost $20.53 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.8%

Value $1.39M (+19.3%) Shares 38,475 (-3.9%) Est. Cost $36.61 Unrealized —

— NUVEEN S&P 500 DYNAMIC OVERW 1.0%

Value $1.815M (+14.2%) Shares 97,348 (-1.6%) Est. Cost $16.07 Unrealized —

GOOGL ALPHABET INC 0.6%

Value $1.154M (+22.0%) Shares 3,229 (-1.8%) Est. Cost $169.23 Unrealized —

GOOG ALPHABET INC 0.6%

Value $1.11M (+19.0%) Shares 3,141 (-3.4%) Est. Cost $173.11 Unrealized —

IGM ISHARES TR 0.3%

Value $538K (+35.9%) Shares 3,288 (-1.5%) Est. Cost $94.30 Unrealized —

IHI ISHARES TR 0.5%

Value $836K (-14.0%) Shares 16,922 (-7.2%) Est. Cost $56.04 Unrealized —

VNQ VANGUARD INDEX FDS 0.5%

Value $828K (-13.7%) Shares 8,583 (-20.7%) Est. Cost $84.40 Unrealized —

EFAV ISHARES TR 0.8%

Value $1.402M (-6.7%) Shares 15,981 (-2.8%) Est. Cost $69.35 Unrealized —

GLD SPDR GOLD TR 0.3%

Value $461K (-17.0%) Shares 1,252 (-3.0%) Est. Cost $217.31 Unrealized —

LMT LOCKHEED MARTIN CORP 0.1%

Value $214K (-18.6%) Shares 420 (-3.4%) Est. Cost $459.07 Unrealized —

— PIMCO CORPORATE & INCOME OPP 0.1%

Value $146K (-22.4%) Shares 12,155 (-22.2%) Est. Cost $14.31 Unrealized —

IDU ISHARES TR 0.1%

Value $249K (-4.4%) Shares 2,175 (-3.1%) Est. Cost $102.02 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	20,005 (-1.1%)	$5.789M (+12.8%)	3.2%	$185.12	—	COM	037833100
MUB	ISHARES TR	9,379 (-30.0%)	$1.009M (-29.0%)	0.6%	$106.49	—	NATIONAL MUN ETF	464288414
—	BLACKROCK ENHANCED LARGE CAP	60,956 (-1.7%)	$1.594M (+22.3%)	0.9%	$20.53	—	COM	09256A109
SCHA	SCHWAB STRATEGIC TR	38,475 (-3.9%)	$1.39M (+19.3%)	0.8%	$36.61	—	US SML CAP ETF	808524607
—	NUVEEN S&P 500 DYNAMIC OVERW	97,348 (-1.6%)	$1.815M (+14.2%)	1.0%	$16.07	—	COM	6706EW100
GOOGL	ALPHABET INC	3,229 (-1.8%)	$1.154M (+22.0%)	0.6%	$169.23	—	CAP STK CL A	02079K305
GOOG	ALPHABET INC	3,141 (-3.4%)	$1.11M (+19.0%)	0.6%	$173.11	—	CAP STK CL C	02079K107
IGM	ISHARES TR	3,288 (-1.5%)	$538K (+35.9%)	0.3%	$94.30	—	EXPND TEC SC ETF	464287549
IHI	ISHARES TR	16,922 (-7.2%)	$836K (-14.0%)	0.5%	$56.04	—	U.S. MED DVC ETF	464288810
VNQ	VANGUARD INDEX FDS	8,583 (-20.7%)	$828K (-13.7%)	0.5%	$84.40	—	REAL ESTATE ETF	922908553
EFAV	ISHARES TR	15,981 (-2.8%)	$1.402M (-6.7%)	0.8%	$69.35	—	MSCI EAFE MIN VL	46429B689
GLD	SPDR GOLD TR	1,252 (-3.0%)	$461K (-17.0%)	0.3%	$217.31	—	GOLD SHS	78463V107
LMT	LOCKHEED MARTIN CORP	420 (-3.4%)	$214K (-18.6%)	0.1%	$459.07	—	COM	539830109
—	PIMCO CORPORATE & INCOME OPP	12,155 (-22.2%)	$146K (-22.4%)	0.1%	$14.31	—	COM	72201B101
IDU	ISHARES TR	2,175 (-3.1%)	$249K (-4.4%)	0.1%	$102.02	—	U.S. UTILITS ETF	464287697

Unchanged Positions (37)

SCHB SCHWAB STRATEGIC TR 8.5%

Value $15.44M Shares 532,995 Est. Cost $34.86 Unrealized —

CIBR FIRST TR EXCHANGE-TRADED FD 1.0%

Value $1.804M Shares 20,077 Est. Cost $56.76 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 1.9%

Value $3.397M Shares 4,549 Est. Cost $545.56 Unrealized —

STM STMICROELECTRONICS N V 0.4%

Value $719K Shares 9,603 Est. Cost $39.28 Unrealized —

AMZN AMAZON COM INC 1.2%

Value $2.151M Shares 9,025 Est. Cost $185.61 Unrealized —

SCHD SCHWAB STRATEGIC TR 2.3%

Value $4.271M Shares 134,702 Est. Cost $41.56 Unrealized —

QQQ INVESCO QQQ TR 0.4%

Value $687K Shares 933 Est. Cost $487.60 Unrealized —

JPM JPMORGAN CHASE & CO 0.8%

Value $1.454M Shares 4,443 Est. Cost $189.18 Unrealized —

CAT CATERPILLAR INC 0.2%

Value $377K Shares 354 Est. Cost $555.50 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.4%

Value $783K Shares 21,234 Est. Cost $43.12 Unrealized —

CSCO CISCO SYS INC 0.2%

Value $331K Shares 2,814 Est. Cost $73.79 Unrealized —

GDXJ VANECK ETF TRUST 0.2%

Value $384K Shares 3,907 Est. Cost $42.12 Unrealized —

USMV ISHARES TR 1.2%

Value $2.192M Shares 22,722 Est. Cost $84.16 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.2%

Value $425K Shares 10,034 Est. Cost $38.29 Unrealized —

IVW ISHARES TR 0.2%

Value $419K Shares 3,044 Est. Cost $92.54 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.3%

Value $522K Shares 17,735 Est. Cost $36.86 Unrealized —

IYJ ISHARES TR 0.3%

Value $583K Shares 3,498 Est. Cost $119.44 Unrealized —

WMT WALMART INC 0.4%

Value $747K Shares 6,598 Est. Cost $63.19 Unrealized —

AVGO BROADCOM INC 0.2%

Value $354K Shares 936 Est. Cost $215.92 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.5%

Value $844K Shares 902 Est. Cost $773.82 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.2%

Value $374K Shares 11,053 Est. Cost $45.62 Unrealized —

MCD MCDONALDS CORP 0.2%

Value $321K Shares 1,187 Est. Cost $255.04 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.2%

Value $452K Shares 7,568 Est. Cost $45.32 Unrealized —

IWR ISHARES TR 0.2%

Value $333K Shares 3,020 Est. Cost $81.08 Unrealized —

VXUS VANGUARD STAR FDS 0.2%

Value $314K Shares 3,671 Est. Cost $60.30 Unrealized —

SPLV INVESCO EXCH TRADED FD TR II 0.6%

Value $1.019M Shares 13,598 Est. Cost $65.21 Unrealized —

IYH ISHARES TR 0.2%

Value $360K Shares 5,375 Est. Cost $61.27 Unrealized —

EFA ISHARES TR 0.2%

Value $331K Shares 3,185 Est. Cost $82.98 Unrealized —

PKW INVESCO EXCHANGE TRADED FD T 0.1%

Value $228K Shares 1,609 Est. Cost $132.48 Unrealized —

META META PLATFORMS INC 0.2%

Value $443K Shares 787 Est. Cost $483.31 Unrealized —

— PIMCO DYNAMIC INCOME FD 0.2%

Value $290K Shares 17,365 Est. Cost $18.18 Unrealized —

O REALTY INCOME CORP 0.2%

Value $324K Shares 5,235 Est. Cost $48.77 Unrealized —

BND VANGUARD BD INDEX FDS 0.3%

Value $512K Shares 6,974 Est. Cost $72.41 Unrealized —

SHY ISHARES TR 0.2%

Value $296K Shares 3,607 Est. Cost $81.65 Unrealized —

LQD ISHARES TR 0.1%

Value $254K Shares 2,325 Est. Cost $111.43 Unrealized —

IBMP ISHARES TR 0.1%

Value $232K Shares 9,116 Est. Cost $25.01 Unrealized —

IBMO ISHARES TR 0.1%

Value $233K Shares 9,094 Est. Cost $25.32 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	532,995	$15.44M	8.5%	$34.86	—	US BRD MKT ETF	808524102
CIBR	FIRST TR EXCHANGE-TRADED FD	20,077	$1.804M	1.0%	$56.76	—	NASDAQ CYB ETF	33734X846
SPY	STATE STR SPDR S&P 500 ETF T	4,549	$3.397M	1.9%	$545.56	—	TR UNIT	78462F103
STM	STMICROELECTRONICS N V	9,603	$719K	0.4%	$39.28	—	NY REGISTRY	861012102
AMZN	AMAZON COM INC	9,025	$2.151M	1.2%	$185.61	—	COM	023135106
SCHD	SCHWAB STRATEGIC TR	134,702	$4.271M	2.3%	$41.56	—	US DIVIDEND EQ	808524797
QQQ	INVESCO QQQ TR	933	$687K	0.4%	$487.60	—	UNIT SER 1	46090E103
JPM	JPMORGAN CHASE & CO	4,443	$1.454M	0.8%	$189.18	—	COM	46625H100
CAT	CATERPILLAR INC	354	$377K	0.2%	$555.50	—	COM	149123101
SCHM	SCHWAB STRATEGIC TR	21,234	$783K	0.4%	$43.12	—	US MID-CAP ETF	808524508
CSCO	CISCO SYS INC	2,814	$331K	0.2%	$73.79	—	COM	17275R102
GDXJ	VANECK ETF TRUST	3,907	$384K	0.2%	$42.12	—	JUNIOR GOLD MINE	92189F791
USMV	ISHARES TR	22,722	$2.192M	1.2%	$84.16	—	MSCI USA MIN ETF	46429B697
VZ	VERIZON COMMUNICATIONS INC	10,034	$425K	0.2%	$38.29	—	COM	92343V104
IVW	ISHARES TR	3,044	$419K	0.2%	$92.54	—	S&P 500 GRWT ETF	464287309
SCHX	SCHWAB STRATEGIC TR	17,735	$522K	0.3%	$36.86	—	US LRG CAP ETF	808524201
IYJ	ISHARES TR	3,498	$583K	0.3%	$119.44	—	US INDUSTRIALS	464287754
WMT	WALMART INC	6,598	$747K	0.4%	$63.19	—	COM	931142103
AVGO	BROADCOM INC	936	$354K	0.2%	$215.92	—	COM	11135F101
COST	COSTCO WHOLESALE CORPORATION	902	$844K	0.5%	$773.82	—	COM	22160K105
SCHG	SCHWAB STRATEGIC TR	11,053	$374K	0.2%	$45.62	—	US LCAP GR ETF	808524300
MCD	MCDONALDS CORP	1,187	$321K	0.2%	$255.04	—	COM	580135101
VWO	VANGUARD INTL EQUITY INDEX F	7,568	$452K	0.2%	$45.32	—	FTSE EMR MKT ETF	922042858
IWR	ISHARES TR	3,020	$333K	0.2%	$81.08	—	RUS MID CAP ETF	464287499
VXUS	VANGUARD STAR FDS	3,671	$314K	0.2%	$60.30	—	VG TL INTL STK F	921909768
SPLV	INVESCO EXCH TRADED FD TR II	13,598	$1.019M	0.6%	$65.21	—	S&P500 LOW VOL	46138E354
IYH	ISHARES TR	5,375	$360K	0.2%	$61.27	—	US HLTHCARE ETF	464287762
EFA	ISHARES TR	3,185	$331K	0.2%	$82.98	—	MSCI EAFE ETF	464287465
PKW	INVESCO EXCHANGE TRADED FD T	1,609	$228K	0.1%	$132.48	—	BUYBACK ACHIEV	46137V308
META	META PLATFORMS INC	787	$443K	0.2%	$483.31	—	CL A	30303M102
—	PIMCO DYNAMIC INCOME FD	17,365	$290K	0.2%	$18.18	—	SHS	72201Y101
O	REALTY INCOME CORP	5,235	$324K	0.2%	$48.77	—	COM	756109104
BND	VANGUARD BD INDEX FDS	6,974	$512K	0.3%	$72.41	—	TOTAL BND MRKT	921937835
SHY	ISHARES TR	3,607	$296K	0.2%	$81.65	—	1 3 YR TREAS BD	464287457
LQD	ISHARES TR	2,325	$254K	0.1%	$111.43	—	IBOXX INV CP ETF	464287242
IBMP	ISHARES TR	9,116	$232K	0.1%	$25.01	—	IBONDS DEC 27	46435U283
IBMO	ISHARES TR	9,094	$233K	0.1%	$25.32	—	IBONDS DEC 26	46435U259