Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JPST	J P MORGAN EXCHANGE-TRADED F	1,579,183	$80.13M	21.5%	$50.54	—	ULTRA SHRT INC	46641Q837
VTV	VANGUARD INDEX FDS	477,340	$65.62M	17.6%	$96.23	—	VALUE ETF	922908744
VUG	VANGUARD INDEX FDS	199,382	$57.18M	15.4%	$123.83	—	GROWTH ETF	922908736
AGG	ISHARES TR	236,370	$27.26M	7.3%	$113.85	—	CORE US AGGBD ET	464287226
EFA	ISHARES TR	179,186	$14.13M	3.8%	$67.91	—	MSCI EAFE ETF	464287465
VTI	VANGUARD INDEX FDS	59,713	$13.31M	3.6%	$163.62	—	TOTAL STK MKT	922908769
NEAR	ISHARES U S ETF TR	184,006	$9.231M	2.5%	$50.19	—	BLACKROCK ST MAT	46431W507
FLRN	SPDR SER TR	269,855	$8.271M	2.2%	$30.64	—	BLOMBERG BRC INV	78468R200
IEMG	ISHARES INC	113,648	$7.613M	2.0%	$57.09	—	CORE MSCI EMKT	46434G103
USRT	ISHARES TR	123,336	$7.195M	1.9%	$47.83	—	CRE U S REIT ETF	464288521
SPIB	SPDR SER TR	188,067	$6.902M	1.9%	$35.34	—	PORTFOLIO INTRMD	78464A375
VBK	VANGUARD INDEX FDS	23,108	$6.696M	1.8%	$187.44	—	SML CP GRW ETF	922908595
SPSB	SPDR SER TR	212,814	$6.661M	1.8%	$30.77	—	PORTFOLIO SHORT	78464A474
VBR	VANGUARD INDEX FDS	38,003	$6.6M	1.8%	$114.64	—	SM CP VAL ETF	922908611
SCZ	ISHARES TR	79,720	$5.912M	1.6%	$61.79	—	EAFE SML CP ETF	464288273
MBB	ISHARES TR	51,372	$5.56M	1.5%	$108.42	—	MBS ETF	464288588
USHY	ISHARES TR	111,754	$4.662M	1.3%	$40.70	—	BROAD USD HIGH	46435U853
GL	GLOBE LIFE INC	45,708	$4.354M	1.2%	$86.06	+14.5%	COM	37959E102
—	COHEN & STEERS TOTAL RETURN	238,347	$3.883M	1.0%	$12.33	—	COM	19247R103
DVY	ISHARES TR	32,019	$3.734M	1.0%	$87.53	—	SELECT DIVID ETF	464287168
VIG	VANGUARD SPECIALIZED FUNDS	22,245	$3.443M	0.9%	$102.53	—	DIV APP ETF	921908844
—	ISHARES TR	119,905	$2.971M	0.8%	$25.15	—	IBONDS DEC21 ETF	46434VBK5
SPY	SPDR S&P 500 ETF TR	6,323	$2.707M	0.7%	$267.87	—	TR UNIT	78462F103
ICSH	ISHARES TR	52,919	$2.673M	0.7%	$50.44	—	BLACKROCK ULTRA	46434V878
LQD	ISHARES TR	16,816	$2.259M	0.6%	$124.16	—	IBOXX INV CP ETF	464287242
GPN	GLOBAL PMTS INC	11,282	$2.116M	0.6%	$155.39	+24.1%	COM	37940X102
FNCL	FIDELITY COVINGTON TRUST	21,206	$1.11M	0.3%	$48.95	—	MSCI FINLS IDX	316092501
KO	COCA COLA CO	15,807	$855K	0.2%	$31.37	+50.7%	COM	191216100
TFC	TRUIST FINL CORP	14,952	$830K	0.2%	$40.89	+15.1%	COM	89832Q109
AVUV	AMERICAN CENTY ETF TR	10,183	$774K	0.2%	$56.84	—	US SML CP VALU	025072877
VV	VANGUARD INDEX FDS	3,384	$679K	0.2%	$134.43	—	LARGE CAP ETF	922908637
AVEM	AMERICAN CENTY ETF TR	9,475	$659K	0.2%	$56.39	—	AVANTIS EMGMKT	025072604
BND	VANGUARD BD INDEX FDS	7,580	$651K	0.2%	$83.80	—	TOTAL BND MRKT	921937835
SO	SOUTHERN CO	10,325	$625K	0.2%	$35.51	+51.4%	COM	842587107
—	EVERI HLDGS INC	20,000	$499K	0.1%	$3.30	—	COM	30034T103
AFL	AFLAC INC	8,764	$470K	0.1%	$31.05	+57.9%	COM	001055102
BAC	BK OF AMERICA CORP	10,600	$437K	0.1%	$22.78	+60.5%	COM	060505104
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,428	$397K	0.1%	$242.84	+15.1%	CL B NEW	084670702
IBM	INTERNATIONAL BUSINESS MACHS	2,454	$360K	0.1%	$98.30	+15.4%	COM	459200101
—	ATLANTIC CAP BANCSHARES INC	13,667	$348K	0.1%	$13.94	—	COM	048269203
VOE	VANGUARD INDEX FDS	2,236	$314K	0.1%	$102.56	—	MCAP VL IDXVIP	922908512
DUK	DUKE ENERGY CORP NEW	2,958	$292K	0.1%	$65.03	+29.0%	COM NEW	26441C204
DIV	GLOBAL X FDS	14,447	$289K	0.1%	$15.00	—	GLOBX SUPDV US	37950E291
IWD	ISHARES TR	1,779	$282K	0.1%	$106.14	—	RUS 1000 VAL ETF	464287598
IWF	ISHARES TR	989	$268K	0.1%	$191.95	—	RUS 1000 GRW ETF	464287614
PNC	PNC FINL SVCS GROUP INC	1,350	$258K	0.1%	$106.49	+49.0%	COM	693475105
SPAB	SPDR SER TR	8,360	$251K	0.1%	$28.93	—	PORTFOLIO AGRGTE	78464A649
CATH	GLOBAL X FDS	4,388	$234K	0.1%	$41.55	—	S&P 500 CATHOLIC	37954Y889
AAPL	APPLE INC	1,660	$227K	0.1%	$125.06	+1.1%	COM	037833100
MGV	VANGUARD WORLD FD	2,118	$211K	0.1%	$95.20	—	MEGA CAP VAL ETF	921910840