Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CGCP	CAPITAL GRP FIXED INCM ETF T	5,536,984	$124M	18.6%	$22.42	—	CORE PLUS INCM	14020Y102
ITOT	ISHARES TR	705,476	$86.08M	12.9%	$89.42	—	CORE S&P TTL STK	464287150
CGDV	CAPITAL GROUP DIVIDEND VALUE	1,921,812	$68.49M	10.2%	$27.40	—	SHS CREATION UNI	14020W106
CGGR	CAPITAL GROUP GROWTH ETF	1,300,674	$44.55M	6.7%	$32.96	—	SHS CREATION UNI	14020G101
VCSH	VANGUARD SCOTTSDALE FDS	387,956	$30.63M	4.6%	$77.05	—	SHRT TRM CORP BD	92206C409
FNDF	SCHWAB STRATEGIC TR	777,254	$28.09M	4.2%	$33.40	—	FUNDAMENTAL INTL	808524755
CGIE	CAPITAL GROUP INTERNATIONAL	868,213	$25.46M	3.8%	$29.71	—	SHS	14021M107
GOVT	ISHARES TR	1,016,147	$23.36M	3.5%	$25.07	—	US TREAS BD ETF	46429B267
TLH	ISHARES TR	214,782	$22.28M	3.3%	$101.98	—	10-20 YR TRS ETF	464288653
DIA	SPDR DOW JONES INDL AVERAGE	52,561	$22.07M	3.3%	$341.15	—	UT SER 1	78467X109
GSY	INVESCO ACTIVELY MANAGED EXC	315,714	$15.82M	2.4%	$50.25	—	ULTRA SHRT DUR	46090A887
IXG	ISHARES TR	127,044	$13.09M	2.0%	$103.02	—	GLOBAL FINLS ETF	464287333
FNDE	SCHWAB STRATEGIC TR	399,570	$12.31M	1.8%	$27.94	—	FUNDAMENTAL EMER	808524730
CGNG	CAPITAL GROUP NEW GEOGRAPHY	451,120	$11.35M	1.7%	$25.78	—	SHS	14021N105
VEA	VANGUARD TAX-MANAGED FDS	186,316	$9.47M	1.4%	$47.48	—	VAN FTSE DEV MKT	921943858
AAPL	APPLE INC	39,381	$8.748M	1.3%	$119.19	+93.6%	COM	037833100
VB	VANGUARD INDEX FDS	35,821	$7.943M	1.2%	$204.99	—	SMALL CP ETF	922908751
VO	VANGUARD INDEX FDS	29,254	$7.566M	1.1%	$249.56	—	MID CAP ETF	922908629
FNDA	SCHWAB STRATEGIC TR	247,450	$6.778M	1.0%	$40.85	—	FUNDAMENTAL US S	808524763
RSP	INVESCO EXCHANGE TRADED FD T	37,254	$6.454M	1.0%	$127.54	—	S&P500 EQL WGT	46137V357
CGBL	CAPITAL GROUP CORE BALANCED	208,211	$6.45M	1.0%	$30.55	—	SHS	14021D107
CGGO	CAPITAL GROUP GBL GROWTH EQT	218,467	$6.189M	0.9%	$23.84	—	SHS CREATION UNI	14020X104
BRK/B	BERKSHIRE HATHAWAY INC DEL	10,403	$5.54M	0.8%	$283.82	+71.3%	CL B NEW	084670702
MUB	ISHARES TR	36,814	$3.882M	0.6%	$108.49	—	NATIONAL MUN ETF	464288414
SUB	ISHARES TR	32,903	$3.475M	0.5%	$104.75	—	SHRT NAT MUN ETF	464288158
VWO	VANGUARD INTL EQUITY INDEX F	70,813	$3.205M	0.5%	$47.27	—	FTSE EMR MKT ETF	922042858
TOTL	SSGA ACTIVE ETF TR	75,746	$3.052M	0.5%	$46.10	—	SPDR TR TACTIC	78467V848
VIG	VANGUARD SPECIALIZED FUNDS	14,624	$2.837M	0.4%	$141.17	—	DIV APP ETF	921908844
MSFT	MICROSOFT CORP	7,419	$2.785M	0.4%	$276.51	+46.5%	COM	594918104
TFLO	ISHARES TR	51,997	$2.634M	0.4%	$50.53	—	TRS FLT RT BD	46434V860
VTI	VANGUARD INDEX FDS	9,562	$2.628M	0.4%	$202.46	—	TOTAL STK MKT	922908769
FNDX	SCHWAB STRATEGIC TR	91,202	$2.153M	0.3%	$32.66	—	FUNDAMENTAL US L	808524771
SCHF	SCHWAB STRATEGIC TR	104,036	$2.058M	0.3%	$27.34	—	INTL EQTY ETF	808524805
VIGI	VANGUARD WHITEHALL FDS	22,653	$1.879M	0.3%	$81.58	—	INTL DVD ETF	921946810
ESGV	VANGUARD WORLD FD	17,274	$1.692M	0.3%	$78.70	—	ESG US STK ETF	921910733
CMF	ISHARES TR	29,646	$1.668M	0.2%	$57.22	—	CALIF MUN BD ETF	464288356
QUAL	ISHARES TR	8,634	$1.475M	0.2%	$116.21	—	MSCI USA QLT FCT	46432F339
GLD	SPDR GOLD TR	5,086	$1.465M	0.2%	$178.49	—	GOLD SHS	78463V107
META	META PLATFORMS INC	2,405	$1.386M	0.2%	$276.17	+132.9%	CL A	30303M102
INTC	INTEL CORP	60,510	$1.374M	0.2%	$39.06	-44.0%	COM	458140100
EUSB	ISHARES TR	30,718	$1.331M	0.2%	$44.09	—	ESG ADV TTL USD	46436E619
VTEB	VANGUARD MUN BD FDS	26,797	$1.33M	0.2%	$49.72	—	TAX EXEMPT BD	922907746
SHYG	ISHARES TR	30,169	$1.283M	0.2%	$44.35	—	0-5YR HI YL CP	46434V407
SCHE	SCHWAB STRATEGIC TR	45,796	$1.263M	0.2%	$30.65	—	EMRG MKTEQ ETF	808524706
IBDR	ISHARES TR	49,448	$1.197M	0.2%	$23.75	—	IBONDS DEC2026	46435GAA0
ICSH	ISHARES TR	21,620	$1.096M	0.2%	$50.48	—	ULTRA SHORT-TERM	46434V878
IWD	ISHARES TR	5,555	$1.045M	0.2%	$155.52	—	RUS 1000 VAL ETF	464287598
JNJ	JOHNSON & JOHNSON	5,966	$989K	0.1%	$130.70	+16.6%	COM	478160104
VSGX	VANGUARD WORLD FD	14,569	$859K	0.1%	$53.41	—	ESG INTL STK ETF	921910725
IVLU	ISHARES TR	26,895	$815K	0.1%	$22.60	—	MSCI INTL VLU FT	46435G409
IVV	ISHARES TR	1,387	$779K	0.1%	$375.69	—	CORE S&P500 ETF	464287200
NVDA	NVIDIA CORPORATION	7,064	$766K	0.1%	$98.80	+28.3%	COM	67066G104
IBDS	ISHARES TR	29,689	$718K	0.1%	$23.74	—	IBONDS 27 ETF	46435UAA9
SPY	SPDR S&P 500 ETF TR	1,228	$687K	0.1%	$546.61	—	TR UNIT	78462F103
PG	PROCTER AND GAMBLE CO	3,724	$635K	0.1%	$127.31	+28.8%	COM	742718109
JMST	J P MORGAN EXCHANGE TRADED F	11,823	$601K	0.1%	$50.51	—	ULTRA SHT MUNCPL	46641Q654
TSLA	TESLA INC	2,265	$587K	0.1%	$239.72	+39.0%	COM	88160R101
NULV	NUSHARES ETF TR	14,138	$572K	0.1%	$34.92	—	NUVEEN ESG LRGVL	67092P300
KR	KROGER CO	8,384	$568K	0.1%	$29.06	+114.3%	COM	501044101
SUSB	ISHARES TR	22,409	$560K	0.1%	$24.49	—	ESG AWRE 1 5 YR	46435G243
IBDT	ISHARES TR	22,120	$559K	0.1%	$24.91	—	IBDS DEC28 ETF	46435U515
IJH	ISHARES TR	9,418	$550K	0.1%	$97.57	—	CORE S&P MCP ETF	464287507
DSI	ISHARES TR	4,956	$508K	0.1%	$102.41	—	ESG MSCI KLD 400	464288570
MCD	MCDONALDS CORP	1,609	$503K	0.1%	$199.42	+46.9%	COM	580135101
XOM	EXXON MOBIL CORP	4,128	$491K	0.1%	$87.61	+22.4%	COM	30231G102
GOOG	ALPHABET INC	3,089	$483K	0.1%	$109.49	+66.6%	CAP STK CL C	02079K107
ORCL	ORACLE CORP	3,400	$475K	0.1%	$77.48	+108.5%	COM	68389X105
AMZN	AMAZON COM INC	2,474	$471K	0.1%	$129.10	+68.1%	COM	023135106
IJR	ISHARES TR	4,432	$463K	0.1%	$93.64	—	CORE S&P SCP ETF	464287804
WM	WASTE MGMT INC DEL	2,000	$463K	0.1%	$157.96	+38.3%	COM	94106L109
KO	COCA COLA CO	6,380	$457K	0.1%	$44.55	+45.8%	COM	191216100
—	ISHARES TR	19,618	$456K	0.1%	$23.24	—	IBONDS 25 TRM HG	46435U168
INTU	INTUIT	725	$445K	0.1%	$340.30	+75.6%	COM	461202103
COST	COSTCO WHSL CORP NEW	466	$440K	0.1%	$549.48	+76.6%	COM	22160K105
VHT	VANGUARD WORLD FD	1,651	$437K	0.1%	$232.63	—	HEALTH CAR ETF	92204A504
MAR	MARRIOTT INTL INC NEW	1,832	$436K	0.1%	$161.89	+66.4%	CL A	571903202
MRK	MERCK & CO INC	4,662	$418K	0.1%	$68.08	+32.4%	COM	58933Y105
HD	HOME DEPOT INC	1,131	$415K	0.1%	$249.11	+52.8%	COM	437076102
—	ISHARES TR	15,391	$387K	0.1%	$24.58	—	IBONDS DEC25 ETF	46434VBD1
KLAC	KLA CORP	535	$364K	0.1%	$337.92	+111.6%	COM NEW	482480100
IBDU	ISHARES TR	15,528	$359K	0.1%	$22.80	—	IBONDS DEC 29	46436E205
CGMU	CAPITAL GRP FIXED INCM ETF T	13,304	$357K	0.1%	$26.22	—	MUNICIPAL INCOME	14020Y201
JEPI	J P MORGAN EXCHANGE TRADED F	6,188	$354K	0.1%	$51.92	—	EQUITY PREMIUM	46641Q332
VIOO	VANGUARD ADMIRAL FDS INC	3,629	$350K	0.1%	$127.57	—	SMLLCP 600 IDX	921932828
CVX	CHEVRON CORP NEW	2,080	$348K	0.1%	$133.27	+12.9%	COM	166764100
VYM	VANGUARD WHITEHALL FDS	2,684	$346K	0.1%	$92.29	—	HIGH DIV YLD	921946406
IBHF	ISHARES TR	14,422	$335K	0.1%	$23.16	—	IBONDS 2026 TERM	46436E528
WMB	WILLIAMS COS INC	5,500	$329K	0.0%	$32.99	+68.0%	COM	969457100
SPTM	SPDR SER TR	4,808	$327K	0.0%	$64.34	—	PORTFOLI S&P1500	78464A805
IBDV	ISHARES TR	13,872	$301K	0.0%	$21.57	—	IBONDS DEC 2030	46436E726
HON	HONEYWELL INTL INC	1,421	$301K	0.0%	$163.73	+21.2%	COM	438516106
SCHD	SCHWAB STRATEGIC TR	10,592	$296K	0.0%	$42.11	—	US DIVIDEND EQ	808524797
IBM	INTERNATIONAL BUSINESS MACHS	1,169	$291K	0.0%	$141.50	+69.2%	COM	459200101
SBUX	STARBUCKS CORP	2,886	$283K	0.0%	$86.12	+17.3%	COM	855244109
GE	GE AEROSPACE	1,376	$275K	0.0%	$121.27	+61.4%	COM NEW	369604301
ECL	ECOLAB INC	1,000	$254K	0.0%	$207.94	+20.0%	COM	278865100
GOOGL	ALPHABET INC	1,629	$252K	0.0%	$128.39	+40.7%	CAP STK CL A	02079K305
NSC	NORFOLK SOUTHN CORP	1,058	$251K	0.0%	$204.57	+17.0%	COM	655844108
PFE	PFIZER INC	9,885	$250K	0.0%	$29.02	-14.9%	COM	717081103
POR	PORTLAND GEN ELEC CO	5,450	$243K	0.0%	$37.45	+9.3%	COM NEW	736508847
SAP	SAP SE	900	$242K	0.0%	$229.10	—	SPON ADR	803054204
BINC	BLACKROCK ETF TRUST II	4,572	$239K	0.0%	$52.38	—	ISHARES FLEXIBLE	092528603
HPQ	HP INC	8,543	$237K	0.0%	$27.08	+12.1%	COM	40434L105
WY	WEYERHAEUSER CO MTN BE	8,022	$235K	0.0%	$24.49	+17.8%	COM NEW	962166104
MA	MASTERCARD INCORPORATED	418	$229K	0.0%	$461.72	+17.4%	CL A	57636Q104
AMGN	AMGEN INC	709	$221K	0.0%	$287.24	0.0%	COM	031162100
CGCB	CAPITAL GRP FIXED INCM ETF T	8,272	$217K	0.0%	$25.79	—	CORE BOND ETF	14020Y508
CGMS	CAPITAL GRP FIXED INCM ETF T	7,892	$215K	0.0%	$27.28	—	US MULTI-SECTOR	14020Y300
IBDW	ISHARES TR	10,295	$214K	0.0%	$20.76	—	IBONDS DEC 2031	46436E486
—	ISHARES TR	7,665	$205K	0.0%	$26.55	—	IBONDS DEC 25	46435U432
TLT	ISHARES TR	2,251	$205K	0.0%	$91.03	—	20 YR TR BD ETF	464287432
SCHB	SCHWAB STRATEGIC TR	9,326	$201K	0.0%	$37.31	—	US BRD MKT ETF	808524102
CGSD	CAPITAL GRP FIXED INCM ETF T	7,779	$201K	0.0%	$25.81	—	SHORT DURATION	14020Y409
RVSB	RIVERVIEW BANCORP INC	23,534	$133K	0.0%	$4.42	+21.1%	COM	769397100
ICLN	ISHARES TR	11,528	$132K	0.0%	$19.98	—	GL CLEAN ENE ETF	464288224