Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	1,459,476	$355M	22.5%	$180.21	—	CORE S&P500 ETF	464287200
IEFA	ISHARES TR	3,083,390	$188M	11.9%	$56.19	—	CORE MSCI EAFE	46432F842
IJH	ISHARES TR	1,066,995	$186M	11.7%	$123.02	—	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	2,227,582	$156M	9.9%	$81.01	—	CORE S&P SCP ETF	464287804
FLOT	ISHARES TR	2,412,663	$123M	7.8%	$50.81	—	FLTG RATE BD ETF	46429B655
SPY	SPDR S&P 500 ETF TR	360,118	$87.08M	5.5%	$160.42	—	TR UNIT	78462F103
IEMG	ISHARES INC	1,325,573	$66.33M	4.2%	$44.49	—	CORE MSCI EMKT	46434G103
VTIP	VANGUARD MALVERN FDS	1,305,128	$64.25M	4.1%	$49.47	—	STRM INFPROIDX	922020805
BND	VANGUARD BD INDEX FD INC	493,937	$40.42M	2.6%	$81.29	—	TOTAL BND MRKT	921937835
RWR	SPDR SERIES TRUST	358,270	$33.31M	2.1%	$78.01	—	DJ REIT ETF	78464A607
IJJ	ISHARES TR	218,015	$32.39M	2.0%	$139.39	—	S&P MC 400VL ETF	464287705
RWX	SPDR INDEX SHS FDS	563,019	$21.45M	1.4%	$39.64	—	DJ INTL RL ETF	78463X863
VEA	VANGUARD TAX MANAGED INTL FD	498,574	$20.6M	1.3%	$36.61	—	FTSE DEV MKT ETF	921943858
EFA	ISHARES TR	276,836	$18.05M	1.1%	$59.18	—	MSCI EAFE ETF	464287465
IVE	ISHARES TR	115,375	$12.11M	0.8%	$76.28	—	S&P 500 VAL ETF	464287408
SCHZ	SCHWAB STRATEGIC TR	218,808	$11.43M	0.7%	$53.12	—	US AGGREGATE B	808524839
TIP	ISHARES TR	100,513	$11.4M	0.7%	$112.68	—	TIPS BD ETF	464287176
AGG	ISHARES TR	102,722	$11.25M	0.7%	$109.47	—	CORE US AGGBD ET	464287226
IWC	ISHARES TR	125,363	$11.15M	0.7%	$67.78	—	MICRO-CAP ETF	464288869
VWO	VANGUARD INTL EQUITY INDEX F	217,688	$8.888M	0.6%	$37.16	—	FTSE EMR MKT ETF	922042858
PAYX	PAYCHEX INC	81,976	$4.668M	0.3%	$25.05	+81.4%	COM	704326107
SCHX	SCHWAB STRATEGIC TR	77,333	$4.468M	0.3%	$45.48	—	US LRG CAP ETF	808524201
SCHF	SCHWAB STRATEGIC TR	139,249	$4.425M	0.3%	$28.06	—	INTL EQTY ETF	808524805
VV	VANGUARD INDEX FDS	39,500	$4.385M	0.3%	$86.10	—	LARGE CAP ETF	922908637
EFV	ISHARES TR	84,299	$4.358M	0.3%	$48.36	—	EAFE VALUE ETF	464288877
SCZ	ISHARES TR	67,169	$3.885M	0.2%	$49.16	—	EAFE SML CP ETF	464288273
EWX	SPDR INDEX SHS FDS	71,454	$3.335M	0.2%	$43.60	—	S&P EMKTSC ETF	78463X756
IEI	ISHARES TR	26,975	$3.333M	0.2%	$122.08	—	3-7 YR TR BD ETF	464288661
—	POWERSHARES DB CMDTY IDX TRA	219,910	$3.178M	0.2%	$20.74	—	UNIT BEN INT	73935S105
VOO	VANGUARD INDEX FDS	13,610	$3.022M	0.2%	$219.71	—	S&P 500 ETF SHS	922908363
FTSL	FIRST TR EXCHANGE TRADED FD	61,549	$2.978M	0.2%	$48.07	—	SENIOR LN FD	33738D309
IGOV	ISHARES TR	30,240	$2.893M	0.2%	$94.22	—	INTL TREA BD ETF	464288117
VNQ	VANGUARD INDEX FDS	32,035	$2.666M	0.2%	$86.49	—	REIT ETF	922908553
GWX	SPDR INDEX SHS FDS	69,550	$2.32M	0.1%	$28.84	—	S&P INTL SMLCP	78463X871
SCHH	SCHWAB STRATEGIC TR	55,969	$2.306M	0.1%	$39.28	—	US REIT ETF	808524847
NYF	ISHARES TR	20,540	$2.292M	0.1%	$107.45	—	NEW YORK MUN ETF	464288323
LQD	ISHARES TR	18,800	$2.266M	0.1%	$118.16	—	IBOXX INV CP ETF	464287242
IWF	ISHARES TR	17,880	$2.128M	0.1%	$75.04	—	RUS 1000 GRW ETF	464287614
DJP	BARCLAYS BK PLC	80,240	$1.819M	0.1%	$23.14	—	DJUBS CMDT ETN36	06738C778
VCSH	VANGUARD SCOTTSDALE FDS	22,595	$1.809M	0.1%	$79.71	—	SHRT TRM CORP BD	92206C409
SCHP	SCHWAB STRATEGIC TR	29,370	$1.617M	0.1%	$54.36	—	US TIPS ETF	808524870
SHY	ISHARES TR	18,810	$1.589M	0.1%	$84.51	—	1-3 YR TR BD ETF	464287457
SCHE	SCHWAB STRATEGIC TR	62,103	$1.543M	0.1%	$22.64	—	EMRG MKTEQ ETF	808524706
SHV	ISHARES TR	13,900	$1.534M	0.1%	$110.26	—	SHRT TRS BD ETF	464288679
VO	VANGUARD INDEX FDS	10,749	$1.532M	0.1%	$106.30	—	MID CAP ETF	922908629
—	EXXON MOBIL CORP	18,890	$1.525M	0.1%	$82.00	—	COM	30231g102
IGSB	ISHARES TR	14,481	$1.525M	0.1%	$105.35	—	1-3 YR CR BD ETF	464288646
BSV	VANGUARD BD INDEX FD INC	19,055	$1.522M	0.1%	$80.52	—	SHORT TRM BOND	921937827
AGZ	ISHARES TR	13,150	$1.495M	0.1%	$110.73	—	AGENCY BOND ETF	464288166
—	ISHARES GOLD TRUST	124,425	$1.486M	0.1%	$11.92	—	ISHARES	464285105
IJT	ISHARES TR	9,509	$1.483M	0.1%	$96.84	—	SP SMCP600GR ETF	464287887
IJS	ISHARES TR	10,568	$1.478M	0.1%	$93.43	—	SP SMCP600VL ETF	464287879
IJK	ISHARES TR	7,290	$1.433M	0.1%	$129.45	—	S&P MC 400GR ETF	464287606
VNQI	VANGUARD INTL EQUITY INDEX F	25,371	$1.427M	0.1%	$53.50	—	GLB EX US ETF	922042676
VGSH	VANGUARD SCOTTSDALE FDS	23,290	$1.415M	0.1%	$60.80	—	SHTRM GVT BD ETF	92206C102
FLRN	SPDR SER TR	45,219	$1.389M	0.1%	$30.72	—	BLOMBERG BRC INV	78468R200
IVW	ISHARES TR	9,612	$1.315M	0.1%	$84.53	—	S&P 500 GRWT ETF	464287309
SCHM	SCHWAB STRATEGIC TR	26,863	$1.294M	0.1%	$36.79	—	US MID-CAP ETF	808524508
STPZ	PIMCO ETF TR	24,697	$1.288M	0.1%	$52.27	—	1-5 US TIP IDX	72201R205
SUB	ISHARES TR	12,130	$1.283M	0.1%	$105.95	—	SHRT NAT MUN ETF	464288158
VMBS	VANGUARD SCOTTSDALE FDS	23,630	$1.244M	0.1%	$52.52	—	MORTG-BACK SEC	92206C771
—	POWERSHARES ETF TRUST II	47,160	$1.239M	0.1%	$26.05	—	INTL CORP BOND	73936Q835
MBB	ISHARES TR	11,445	$1.222M	0.1%	$109.30	—	MBS ETF	464288588
TFI	SPDR SER TR	24,830	$1.209M	0.1%	$49.42	—	NUVEEN BRC MUNIC	78468R721
SCHA	SCHWAB STRATEGIC TR	18,893	$1.207M	0.1%	$50.05	—	US SML CAP ETF	808524607
VTEB	VANGUARD MUN BD FD INC	23,000	$1.18M	0.1%	$51.27	—	TAX EXEMPT BD	922907746
—	VANECK VECTORS ETF TR	49,050	$1.173M	0.1%	$24.58	—	AMT FREE INT ETF	92189F544
STIP	ISHARES TR	10,378	$1.042M	0.1%	$100.43	—	0-5 YR TIPS ETF	46429B747
GLD	SPDR GOLD TRUST	8,714	$1.028M	0.1%	$118.67	—	GOLD SHS	78463V107
BRK/A	BERKSHIRE HATHAWAY INC DEL	4	$1.019M	0.1%	$193871.08	+28.8%	CL A	084670108
—	JPMORGAN CHASE & CO	10,509	$961K	0.1%	$87.83	—	COM	46625h100
BWZ	SPDR SERIES TRUST	30,055	$943K	0.1%	$30.42	—	BLOMBERG BRC INT	78464A334
MDY	SPDR S&P MIDCAP 400 ETF TR	2,626	$834K	0.1%	$210.89	—	UTSER1 S&PDCRP	78467Y107
SCHC	SCHWAB STRATEGIC TR	24,329	$818K	0.1%	$28.89	—	INTL SCEQT ETF	808524888
IWP	ISHARES TR	7,150	$773K	0.0%	$86.35	—	RUS MD CP GR ETF	464287481
JNJ	JOHNSON & JOHNSON	5,735	$759K	0.0%	$68.20	+47.2%	COM	478160104
SCHV	SCHWAB STRATEGIC TR	13,837	$695K	0.0%	$40.62	—	US LCAP VA ETF	808524409
SHM	SPDR SER TR	12,872	$624K	0.0%	$48.81	—	NUVEEN BLMBRG SR	78468R739
—	RYDEX ETF TRUST	10,430	$621K	0.0%	$40.67	—	GUG S&P500 PU VA	78355W304
VB	VANGUARD INDEX FDS	4,510	$611K	0.0%	$102.03	—	SMALL CP ETF	922908751
ALL	ALLSTATE CORP	6,822	$603K	0.0%	$42.64	+63.6%	COM	020002101
LOW	LOWES COS INC	7,645	$593K	0.0%	$39.01	+78.7%	COM	548661107
IWS	ISHARES TR	6,925	$582K	0.0%	$73.28	—	RUS MDCP VAL ETF	464287473
IWO	ISHARES TR	3,230	$545K	0.0%	$136.53	—	RUS 2000 GRW ETF	464287648
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,214	$544K	0.0%	$146.08	+13.9%	CL B NEW	084670702
MDYV	SPDR SERIES TRUST	5,649	$544K	0.0%	$94.74	—	S&P 400 MDCP VAL	78464A839
DIA	SPDR DOW JONES INDL AVRG ETF	2,530	$539K	0.0%	$152.57	—	UT SER 1	78467X109
AAPL	APPLE INC	3,715	$535K	0.0%	$23.43	+46.5%	COM	037833100
MSFT	MICROSOFT CORP	7,679	$529K	0.0%	$29.03	+114.7%	COM	594918104
EMB	ISHARES TR	4,600	$526K	0.0%	$113.70	—	JP MOR EM MK ETF	464288281
IWN	ISHARES TR	3,815	$453K	0.0%	$99.27	—	RUS 2000 VAL ETF	464287630
—	DU PONT E I DE NEMOURS & CO	5,400	$436K	0.0%	$67.04	—	COM	263534109
EEM	ISHARES TR	10,329	$428K	0.0%	$39.45	—	MSCI EMG MKT ETF	464287234
—	GENERAL ELECTRIC CO	15,505	$419K	0.0%	$27.81	—	COM	369604103
PEP	PEPSICO INC	3,469	$401K	0.0%	$56.72	+55.5%	COM	713448108
VTI	VANGUARD INDEX FDS	3,040	$378K	0.0%	$90.28	—	TOTAL STK MKT	922908769
PFE	PFIZER INC	9,999	$336K	0.0%	$19.10	+13.1%	COM	717081103
KMB	KIMBERLY CLARK CORP	2,535	$327K	0.0%	$64.64	+48.9%	COM	494368103
SJNK	SPDR SER TR	11,200	$313K	0.0%	$28.82	—	BLOOMBERG SRT TR	78468R408
PM	PHILIP MORRIS INTL INC	2,553	$300K	0.0%	$58.06	+27.9%	COM	718172109
TMP	TOMPKINS FINANCIAL CORPORATI	3,796	$299K	0.0%	$38.35	+58.3%	COM	890110109
KEY	KEYCORP NEW	14,147	$265K	0.0%	$8.09	+53.2%	COM	493267108
—	POWERSHARES ETF TRUST II	11,290	$261K	0.0%	$24.70	—	SENIOR LN PORT	73936Q769
IWM	ISHARES TR	1,850	$261K	0.0%	$112.43	—	RUSSELL 2000 ETF	464287655
—	ALTRIA GROUP INC	3,212	$239K	0.0%	$74.41	—	COM	02209s103
—	M & T BK CORP	1,452	$235K	0.0%	$154.96	—	COM	55261f104
DIS	DISNEY WALT CO	2,177	$231K	0.0%	$88.87	+15.3%	COM DISNEY	254687106
INTC	INTEL CORP	6,600	$223K	0.0%	$26.65	+11.0%	COM	458140100
ORCL	ORACLE CORP	4,448	$223K	0.0%	$40.10	0.0%	COM	68389X105
PG	PROCTER AND GAMBLE CO	2,436	$212K	0.0%	$67.52	+3.9%	COM	742718109
EEMS	ISHARES	4,525	$212K	0.0%	$46.85	—	EM MKT SM-CP ETF	464286475
GLW	CORNING INC	6,900	$207K	0.0%	$22.77	0.0%	COM	219350105
—	PRAXAIR INC	1,525	$202K	0.0%	$132.46	—	COM	74005P104
—	MERRIMACK PHARMACEUTICALS IN	17,532	$22,000	0.0%	$5.35	—	COM	590328100