Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	1,951,377	$110M	20.5%	$59.93	—	US LRG CAP ETF	808524201
VCSH	VANGUARD SCOTTSDALE FDS	625,833	$48.42M	9.0%	$79.99	—	SHRT TRM CORP BD	92206C409
SCHZ	SCHWAB STRATEGIC TR	867,600	$40.45M	7.5%	$51.92	—	US AGGREGATE B	808524839
SCHP	SCHWAB STRATEGIC TR	601,327	$31.39M	5.8%	$58.55	—	US TIPS ETF	808524870
DFAX	DIMENSIONAL ETF TRUST	1,117,978	$27.3M	5.1%	$25.22	—	WORLD EX US CORE	25434V880
SCHE	SCHWAB STRATEGIC TR	993,881	$24.64M	4.6%	$24.88	—	EMRG MKTEQ ETF	808524706
VWOB	VANGUARD WHITEHALL FDS	341,475	$21.77M	4.0%	$72.39	—	EM MK GOV BD ETF	921946885
SCHF	SCHWAB STRATEGIC TR	566,503	$20.94M	3.9%	$31.43	—	INTL EQTY ETF	808524805
SCHA	SCHWAB STRATEGIC TR	401,147	$18.95M	3.5%	$55.24	—	US SML CAP ETF	808524607
VV	VANGUARD INDEX FDS	86,852	$18.95M	3.5%	$159.72	—	LARGE CAP ETF	922908637
SCHH	SCHWAB STRATEGIC TR	742,520	$15.38M	2.9%	$29.42	—	US REIT ETF	808524847
DFAT	DIMENSIONAL ETF TRUST	256,936	$13.45M	2.5%	$46.78	—	US TARGETED VLU	25434V609
HYG	ISHARES TR	166,771	$12.91M	2.4%	$81.86	—	IBOXX HI YD ETF	464288513
IGSB	ISHARES TR	231,313	$11.86M	2.2%	$52.84	—	ISHS 1-5YR INVS	464288646
BND	VANGUARD BD INDEX FDS	157,788	$11.61M	2.2%	$77.43	—	TOTAL BND MRKT	921937835
FNDF	SCHWAB STRATEGIC TR	306,691	$10.34M	1.9%	$30.98	—	SCHWB FDT INT LG	808524755
AGG	ISHARES TR	103,110	$10.23M	1.9%	$103.46	—	CORE US AGGBD ET	464287226
TIP	ISHARES TR	88,531	$9.516M	1.8%	$113.81	—	TIPS BD ETF	464287176
VB	VANGUARD INDEX FDS	39,597	$8.447M	1.6%	$158.08	—	SMALL CP ETF	922908751
VWO	VANGUARD INTL EQUITY INDEX F	169,317	$6.959M	1.3%	$41.74	—	FTSE EMR MKT ETF	922042858
VEA	VANGUARD TAX-MANAGED FDS	122,078	$5.848M	1.1%	$40.81	—	VAN FTSE DEV MKT	921943858
VNQ	VANGUARD INDEX FDS	54,607	$4.825M	0.9%	$86.42	—	REAL ESTATE ETF	922908553
DFAC	DIMENSIONAL ETF TRUST	163,248	$4.772M	0.9%	$26.87	—	US CORE EQUITY 2	25434V708
SPY	SPDR S&P 500 ETF TR	8,845	$4.204M	0.8%	$347.68	—	TR UNIT	78462F103
EMB	ISHARES TR	45,552	$4.057M	0.8%	$93.21	—	JPMORGAN USD EMG	464288281
GOOG	ALPHABET INC	28,102	$3.96M	0.7%	$98.09	+37.3%	CAP STK CL C	02079K107
IVV	ISHARES TR	8,024	$3.833M	0.7%	$242.53	—	CORE S&P500 ETF	464287200
JNK	SPDR SER TR	30,302	$2.871M	0.5%	$94.48	—	BLOOMBERG HIGH Y	78468R622
NVDA	NVIDIA CORPORATION	5,392	$2.67M	0.5%	$19.85	+133.3%	COM	67066G104
VBR	VANGUARD INDEX FDS	12,626	$2.272M	0.4%	$166.84	—	SM CP VAL ETF	922908611
IJR	ISHARES TR	18,773	$2.032M	0.4%	$106.65	—	CORE S&P SCP ETF	464287804
IEMG	ISHARES INC	37,932	$1.919M	0.4%	$44.13	—	CORE MSCI EMKT	46434G103
CINF	CINCINNATI FINL CORP	14,464	$1.496M	0.3%	$57.00	+68.6%	COM	172062101
IEFA	ISHARES TR	20,492	$1.442M	0.3%	$54.21	—	CORE MSCI EAFE	46432F842
IYR	ISHARES TR	15,572	$1.423M	0.3%	$76.86	—	U.S. REAL ES ETF	464287739
CHD	CHURCH & DWIGHT CO INC	14,240	$1.347M	0.3%	$70.22	+27.1%	COM	171340102
VTI	VANGUARD INDEX FDS	4,858	$1.152M	0.2%	$191.28	—	TOTAL STK MKT	922908769
GOOGL	ALPHABET INC	7,169	$1.001M	0.2%	$101.12	+31.9%	CAP STK CL A	02079K305
GWW	GRAINGER W W INC	1,103	$914K	0.2%	$490.56	+54.2%	COM	384802104
AAPL	APPLE INC	4,130	$795K	0.1%	$138.61	+31.9%	COM	037833100
MSFT	MICROSOFT CORP	2,103	$791K	0.1%	$252.12	+39.0%	COM	594918104
EFA	ISHARES TR	10,024	$755K	0.1%	$76.35	—	MSCI EAFE ETF	464287465
CAT	CATERPILLAR INC	2,415	$714K	0.1%	$146.61	+71.4%	COM	149123101
JPM	JPMORGAN CHASE & CO	3,756	$639K	0.1%	$111.84	+29.6%	COM	46625H100
VTV	VANGUARD INDEX FDS	4,199	$628K	0.1%	$133.80	—	VALUE ETF	922908744
IWP	ISHARES TR	5,850	$611K	0.1%	$132.52	—	RUS MD CP GR ETF	464287481
IWR	ISHARES TR	7,481	$581K	0.1%	$57.24	—	RUS MID CAP ETF	464287499
VGK	VANGUARD INTL EQUITY INDEX F	8,405	$542K	0.1%	$64.84	—	FTSE EUROPE ETF	922042874
IWF	ISHARES TR	1,664	$504K	0.1%	$167.21	—	RUS 1000 GRW ETF	464287614
—	SPLUNK INC	3,240	$494K	0.1%	$51.12	—	COM	848637104
INTU	INTUIT	766	$479K	0.1%	$423.32	+28.7%	COM	461202103
BLDR	BUILDERS FIRSTSOURCE INC	2,656	$443K	0.1%	$132.90	0.0%	COM	12008R107
IBM	INTERNATIONAL BUSINESS MACHS	2,622	$429K	0.1%	$116.35	+21.6%	COM	459200101
UNH	UNITEDHEALTH GROUP INC	731	$385K	0.1%	$464.11	+10.2%	COM	91324P102
VPL	VANGUARD INTL EQUITY INDEX F	5,056	$364K	0.1%	$82.87	—	FTSE PACIFIC ETF	922042866
DLB	DOLBY LABORATORIES INC	4,161	$359K	0.1%	$44.44	+82.1%	COM CL A	25659T107
XLV	SELECT SECTOR SPDR TR	2,394	$326K	0.1%	$118.02	—	SBI HEALTHCARE	81369Y209
XOM	EXXON MOBIL CORP	2,951	$295K	0.1%	$85.34	+14.3%	COM	30231G102
MA	MASTERCARD INCORPORATED	640	$273K	0.1%	$397.11	0.0%	CL A	57636Q104
BDX	BECTON DICKINSON & CO	1,059	$258K	0.0%	$228.56	+3.5%	COM	075887109
TQQQ	PROSHARES TR	4,982	$253K	0.0%	$50.70	—	ULTRAPRO QQQ	74347X831
MDY	SPDR S&P MIDCAP 400 ETF TR	493	$250K	0.0%	$442.79	—	UTSER1 S&PDCRP	78467Y107
VEU	VANGUARD INTL EQUITY INDEX F	4,190	$235K	0.0%	$50.14	—	ALLWRLD EX US	922042775
HD	HOME DEPOT INC	677	$235K	0.0%	$270.83	+8.4%	COM	437076102
LMT	LOCKHEED MARTIN CORP	492	$223K	0.0%	$323.73	+28.9%	COM	539830109
ORCL	ORACLE CORP	2,079	$219K	0.0%	$84.79	+25.9%	COM	68389X105
XLF	SELECT SECTOR SPDR TR	5,793	$218K	0.0%	$35.74	—	FINANCIAL	81369Y605
EGHT	8X8 INC NEW	18,788	$71,019	0.0%	$14.50	-79.5%	COM	282914100
—	23ANDME HOLDING CO	16,724	$15,277	0.0%	$2.45	—	CLASS A COM	90138Q108