Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB US BROAD MARKET	9,020,739	$194M	13.0%	$33.32	—	—	808524102
DFIC	DFA INTL CORE EQUITY 2	6,319,608	$175M	11.8%	$22.72	—	—	25434V799
ITOT	ISHARES CORE S&P TOTAL US STOCK MKT	1,423,088	$174M	11.6%	$94.29	—	—	464287150
IWV	ISHARES RUSSELL 3000	365,204	$116M	7.8%	$97.10	—	—	464287689
AVUV	AVANTIS SMALL CAP VALUE ETF	1,011,152	$88.14M	5.9%	$76.28	—	—	025072877
IJJ	ISHARES S&P MID CAP 400 VALUE	592,199	$70.9M	4.8%	$100.24	—	—	464287705
VGSH	VANGUARD SHORT TERM GOVT BOND	1,157,833	$67.95M	4.6%	$57.89	—	—	92206C102
DFEM	DFA EMERGING MKTS CORE EQUITY 2	2,436,220	$64.46M	4.3%	$23.17	—	—	25434V732
VTI	VANGUARD TOTAL STOCK MARKET	205,582	$56.5M	3.8%	$149.67	—	—	922908769
SPHQ	INVESCO S&P 500 QUALITY	783,480	$51.98M	3.5%	$32.55	—	—	46137V241
VIG	VANGUARD DIVIDEND APPRECIATION	257,343	$49.92M	3.3%	$112.69	—	—	921908844
URTH	I-SHARES-MSCI WORLD INDEX - ETF	286,973	$43.96M	2.9%	$145.16	—	—	464286392
QQQ	NASDAQ 100 ETF	91,876	$43.08M	2.9%	$209.82	—	—	46090E103
COWZ	PACER US CASH COWS 100 ETF	770,708	$42.2M	2.8%	$47.81	—	—	69374H881
JHMD	J HANCOCK MLTFACTOR DEV INTL	962,468	$33.64M	2.3%	$25.89	—	—	47804J859
JPST	JP MORGAN ULTRA-SHORT INCOME ETF	476,420	$24.12M	1.6%	$50.66	—	—	46641Q837
SLYV	SPDR S&P 600 SMALL CAP VALUE	299,978	$23.52M	1.6%	$49.43	—	—	78464A300
CAPE	DOUBLELINE ETF TRUST DL SHILLER CAPE	555,300	$16.88M	1.1%	$20.98	—	—	25861R204
VOE	VANGUARD MID-CAP VALUE ETF	90,354	$14.51M	1.0%	$84.12	—	—	922908512
AGG	ISHARES TR BARCLAYS AGG BOND	131,209	$12.98M	0.9%	$105.55	—	—	464287226
SPTM	SPDR PORTFOLIO TOTAL STOCK MKT	141,988	$9.657M	0.6%	$34.54	—	—	78464A805
IVV	ISHARES CORE S&P 500	16,263	$9.138M	0.6%	$276.67	—	—	464287200
IEMG	ISHARES CORE MSCI EMG MKTS - ETF	144,555	$7.802M	0.5%	$45.14	—	—	46434G103
SCHO	SCHWAB SHORT-TERM TREAS US BOND	295,455	$7.191M	0.5%	$36.99	—	—	808524862
AVDE	AVANTIS INTL EQUITY ETF	104,865	$6.949M	0.5%	$52.53	—	—	025072703
AVMV	AVANTIS US MID CAP VALUE ETF	103,631	$6.367M	0.4%	$61.59	—	—	025072133
QQQM	INVESCO QQQ TRUST ETF	29,131	$5.623M	0.4%	$188.20	—	—	46138G649
—	DFA TAX MANAGED US MARKETWIDE VALUE	119,710	$4.933M	0.3%	$29.71	—	—	25434v724
IQLT	ISHARES MSCI INTL QUALITY	120,565	$4.785M	0.3%	$33.80	—	—	46434V456
IJS	ISHARES S&P SMALL CAP 600 VALUE	43,358	$4.227M	0.3%	$103.23	—	—	464287879
MDY	S&P MID CAP 400 ETF	7,579	$4.043M	0.3%	$350.23	—	—	78467Y107
DFAT	DFA TAX MANAGED US TARGET VALUE	73,779	$3.799M	0.3%	$38.91	—	—	25434V609
IDEV	ISHARES TRUST CORE MSCI INTL	46,373	$3.195M	0.2%	$56.50	—	—	46435G326
IWB	RUSSELL 1000 INDEX	9,930	$3.046M	0.2%	$113.00	—	—	464287622
SPY	SPDR TRUST UNIT SR	5,298	$2.964M	0.2%	$320.15	—	—	78462F103
DFSV	DIMENSIONAL US SMALL CAP VALUE ETF	103,113	$2.903M	0.2%	$25.04	—	—	25434V815
SCHF	SCHWAB INTERNATIONAL EQUITY	143,646	$2.841M	0.2%	$24.86	—	—	808524805
BSV	VANGUARD SHORT TERM BD INDEX	33,967	$2.659M	0.2%	$79.05	—	—	921937827
TFI	SPDR SER TR LEHMAN MUNI BD ETF	56,385	$2.541M	0.2%	$47.09	—	—	78468R721
SUB	ISHARES SHRT NAT MUNI	22,381	$2.363M	0.2%	$104.72	—	—	464288158
IVW	ISHARES S&P 500 GROWTH	23,772	$2.207M	0.1%	$77.17	—	—	464287309
IWR	RUSSELL MID-CAP	25,628	$2.18M	0.1%	$54.37	—	—	464287499
BND	VANGUARD TOTAL BOND MARKET	29,475	$2.165M	0.1%	$71.97	—	—	921937835
VTHR	VANGUARD RUSSELL 3000 INDEX FD ETF	8,399	$2.072M	0.1%	$169.00	—	—	92206C599
VIOV	VANGUARD S&P 600 SMALL CAP VALUE	24,085	$2.021M	0.1%	$97.57	—	—	921932778
JHSC	J HANCOCK MLTFACTOR SM CAP	43,481	$1.621M	0.1%	$26.15	—	—	47804J842
IJH	I SHARES CORE S&P MID-CAP	25,030	$1.461M	0.1%	$88.45	—	—	464287507
AVEM	AVANTIS EMERGING MARKETS EQ ETF	22,539	$1.356M	0.1%	$46.69	—	—	025072604
IJT	ISHARES S&P SMALL CAP 600 GROWTH	10,058	$1.252M	0.1%	$146.24	—	—	464287887
IWS	ISHARES RUSSELL MID CAP VALUE	9,492	$1.196M	0.1%	$66.13	—	—	464287473
IVE	ISHARES S&P 500 VALUE	5,174	$986K	0.1%	$115.99	—	—	464287408
SCHX	SCHWAB US LARGE CAP ETF	40,309	$890K	0.1%	$33.38	—	—	808524201
IEFA	ISHARES CORE MSCI EAFE - ETF	11,633	$880K	0.1%	$57.55	—	—	46432F842
JHEM	JOHN HANCOCK MLTFCTR	30,786	$821K	0.1%	$21.99	—	—	47804J834
IWF	ISHARES RUSSELL 1000 GROWTH	2,260	$816K	0.1%	$160.86	—	—	464287614
EFG	ISHARES MSCI GROWTH	8,059	$806K	0.1%	$77.51	—	—	464288885
IWM	ISHARES RUSSELL 2000	3,747	$747K	0.1%	$153.80	—	—	464287655
CORP	PIMCO INVESTMENT GRADE CORP	6,499	$629K	0.0%	$96.29	—	—	72201R817
ISTB	ISHARES CORE 1-5 YEAR USD BOND ETF	12,439	$601K	0.0%	$47.16	—	—	46432F859
SCHG	SCHWAB US LARGE CAP GROWTH	22,495	$563K	0.0%	$36.74	—	—	808524300
SCHE	SCHWAB EMERGING MKTS EQUITY	19,723	$544K	0.0%	$23.98	—	—	808524706
SPTS	SPDR SHORT TERM TREASURY ETF	17,425	$510K	0.0%	$28.97	—	—	78468R101
SCHA	SCHWAB US SMALL CAP	17,409	$408K	0.0%	$34.72	—	—	808524607
SHM	SPDR NUVEEN BARCLAYS S/T MUNI	7,814	$372K	0.0%	$46.61	—	—	78468R739
MUB	ISHARES TRUST	2,865	$302K	0.0%	$107.67	—	—	464288414
VOO	VANGUARD S&P 500 ETF	586	$301K	0.0%	$458.64	—	—	922908363
SCHZ	SCHWAB US AGGREGATE BOND	12,069	$280K	0.0%	$37.24	—	—	808524839
VBR	VANGUARD SMALL CAP VALUE	1,438	$268K	0.0%	$135.20	—	—	922908611
DIA	SPDR DOW JONES INDUSTRIALS ETF	483	$203K	0.0%	$263.73	—	—	78467X109
EFA	ISHARES MSCI EAFE INDEX	2,450	$200K	0.0%	$66.83	—	—	464287465
VEA	VANGUARD FTSE DEVELOPED MKTS	3,716	$189K	0.0%	$47.09	—	—	921943858
IWP	ISHARES RUSSELL MID CAP GROWTH	1,368	$161K	0.0%	$119.57	—	—	464287481
IJR	ISHARES S&P SMALLCAP 600 INDEX	1,173	$123K	0.0%	$106.75	—	—	464287804
VWO	VANGUARD FTSE EMERGING MKTS	2,197	$99,000	0.0%	$46.42	—	—	922042858
VTV	VANGUARD VALUE ETF	544	$94,000	0.0%	$145.24	—	—	922908744
SCHV	SCHWAB US LARGE CAP VALUE	3,185	$85,000	0.0%	$33.54	—	—	808524409
IWN	ISHARES RUSSELL 2000 VALUE	408	$62,000	0.0%	$129.19	—	—	464287630
DFAC	DFA T A US CORE EQUITY 2 PORTFOLIO	647	$21,000	0.0%	$28.97	—	—	25434V708