Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB US BROAD MARKET	8,780,332	$209M	12.8%	$33.32	—	—	808524102
DFIC	DFA INTL CORE EQUITY 2	6,146,161	$191M	11.7%	$22.72	—	—	25434V799
ITOT	ISHARES CORE S&P TOTAL US STOCK MKT	1,388,351	$187M	11.4%	$94.29	—	—	464287150
IWV	ISHARES RUSSELL 3000	360,844	$127M	7.7%	$97.10	—	—	464287689
AVUV	AVANTIS SMALL CAP VALUE ETF	1,221,718	$111M	6.8%	$78.83	—	—	025072877
VTI	VANGUARD TOTAL STOCK MARKET	281,785	$85.64M	5.2%	$191.39	—	—	922908769
DFEM	DFA EMERGING MKTS CORE EQUITY 2	2,420,202	$71.83M	4.4%	$23.17	—	—	25434V732
VGSH	VANGUARD SHORT TERM GOVT BOND	1,175,649	$69.11M	4.2%	$57.90	—	—	92206C102
IJJ	ISHARES S&P MID CAP 400 VALUE	452,939	$55.97M	3.4%	$100.24	—	—	464287705
SPHQ	INVESCO S&P 500 QUALITY	771,432	$54.97M	3.4%	$32.55	—	—	46137V241
VIG	VANGUARD DIVIDEND APPRECIATION	255,948	$52.38M	3.2%	$112.69	—	—	921908844
QQQ	NASDAQ 100 ETF	90,672	$50.02M	3.1%	$209.82	—	—	46090E103
URTH	I-SHARES-MSCI WORLD INDEX - ETF	287,317	$48.67M	3.0%	$145.16	—	—	464286392
COWZ	PACER US CASH COWS 100 ETF	780,658	$43.01M	2.6%	$47.90	—	—	69374H881
JHMD	J HANCOCK MLTFACTOR DEV INTL	912,091	$34.91M	2.1%	$25.89	—	—	47804J859
AVMV	AVANTIS US MID CAP VALUE ETF	501,567	$32.79M	2.0%	$64.60	—	—	025072133
JPST	JP MORGAN ULTRA-SHORT INCOME ETF	485,706	$24.62M	1.5%	$50.66	—	—	46641Q837
SLYV	SPDR S&P 600 SMALL CAP VALUE	289,773	$23.11M	1.4%	$49.43	—	—	78464A300
CAPE	DOUBLELINE ETF TRUST DL SHILLER CAPE	551,666	$17.55M	1.1%	$20.98	—	—	25861R204
VOE	VANGUARD MID-CAP VALUE ETF	88,475	$14.55M	0.9%	$84.12	—	—	922908512
AGG	ISHARES TR BARCLAYS AGG BOND	130,051	$12.9M	0.8%	$105.55	—	—	464287226
VTHR	VANGUARD RUSSELL 3000 INDEX FD ETF	44,464	$12.13M	0.7%	$253.16	—	—	92206C599
SPTM	SPDR PORTFOLIO TOTAL STOCK MKT	152,444	$11.42M	0.7%	$37.31	—	—	78464A805
IEMG	ISHARES CORE MSCI EMG MKTS - ETF	142,281	$8.541M	0.5%	$45.14	—	—	46434G103
QQQM	INVESCO QQQ TRUST ETF	29,584	$6.719M	0.4%	$188.80	—	—	46138G649
SCHO	SCHWAB SHORT-TERM TREAS US BOND	267,868	$6.531M	0.4%	$36.99	—	—	808524862
—	DFA TAX MANAGED US MARKETWIDE VALUE	117,279	$4.959M	0.3%	$29.71	—	—	25434v724
IQLT	ISHARES MSCI INTL QUALITY	110,019	$4.755M	0.3%	$33.80	—	—	46434V456
AVDE	AVANTIS INTL EQUITY ETF	60,880	$4.506M	0.3%	$52.53	—	—	025072703
IVV	ISHARES CORE S&P 500	6,931	$4.303M	0.3%	$276.67	—	—	464287200
MDY	S&P MID CAP 400 ETF	7,449	$4.22M	0.3%	$350.23	—	—	78467Y107
DFAT	DFA TAX MANAGED US TARGET VALUE	72,984	$3.938M	0.2%	$38.91	—	—	25434V609
IWB	RUSSELL 1000 INDEX	9,955	$3.38M	0.2%	$113.00	—	—	464287622
IJS	ISHARES S&P SMALL CAP 600 VALUE	33,686	$3.351M	0.2%	$103.23	—	—	464287879
SPY	SPDR TRUST UNIT SR	5,302	$3.276M	0.2%	$320.15	—	—	78462F103
SCHF	SCHWAB INTERNATIONAL EQUITY	137,494	$3.039M	0.2%	$24.86	—	—	808524805
BSV	VANGUARD SHORT TERM BD INDEX	35,972	$2.831M	0.2%	$79.03	—	—	921937827
IWR	RUSSELL MID-CAP	25,616	$2.356M	0.1%	$54.37	—	—	464287499
TFI	SPDR SER TR LEHMAN MUNI BD ETF	49,392	$2.206M	0.1%	$47.09	—	—	78468R721
CORP	PIMCO INVESTMENT GRADE CORP	22,231	$2.163M	0.1%	$97.00	—	—	72201R817
DFSV	DIMENSIONAL US SMALL CAP VALUE ETF	72,150	$2.123M	0.1%	$25.04	—	—	25434V815
SUB	ISHARES SHRT NAT MUNI	19,379	$2.061M	0.1%	$104.72	—	—	464288158
VIOV	VANGUARD S&P 600 SMALL CAP VALUE	23,211	$1.986M	0.1%	$97.57	—	—	921932778
BND	VANGUARD TOTAL BOND MARKET	24,951	$1.837M	0.1%	$71.97	—	—	921937835
IDEV	ISHARES TRUST CORE MSCI INTL	22,648	$1.722M	0.1%	$56.50	—	—	46435G326
JHSC	J HANCOCK MLTFACTOR SM CAP	43,676	$1.706M	0.1%	$26.15	—	—	47804J842
AVEM	AVANTIS EMERGING MARKETS EQ ETF	23,698	$1.624M	0.1%	$47.76	—	—	025072604
IJH	I SHARES CORE S&P MID-CAP	24,496	$1.519M	0.1%	$88.45	—	—	464287507
IWS	ISHARES RUSSELL MID CAP VALUE	9,040	$1.195M	0.1%	$66.13	—	—	464287473
IVE	ISHARES S&P 500 VALUE	5,191	$1.014M	0.1%	$115.99	—	—	464287408
IEFA	ISHARES CORE MSCI EAFE - ETF	11,494	$960K	0.1%	$57.55	—	—	46432F842
SCHX	SCHWAB US LARGE CAP ETF	38,188	$933K	0.1%	$33.38	—	—	808524201
JHEM	JOHN HANCOCK MLTFCTR	31,083	$907K	0.1%	$21.99	—	—	47804J834
IWM	ISHARES RUSSELL 2000	3,660	$790K	0.0%	$153.80	—	—	464287655
ISTB	ISHARES CORE 1-5 YEAR USD BOND ETF	12,550	$611K	0.0%	$47.16	—	—	46432F859
SCHE	SCHWAB EMERGING MKTS EQUITY	19,035	$574K	0.0%	$23.98	—	—	808524706
SPTS	SPDR SHORT TERM TREASURY ETF	17,605	$516K	0.0%	$28.97	—	—	78468R101
SCHA	SCHWAB US SMALL CAP	16,963	$429K	0.0%	$34.72	—	—	808524607
SHM	SPDR NUVEEN BARCLAYS S/T MUNI	8,667	$415K	0.0%	$46.74	—	—	78468R739
VOO	VANGUARD S&P 500 ETF	684	$388K	0.0%	$474.20	—	—	922908363
VBR	VANGUARD SMALL CAP VALUE	1,398	$273K	0.0%	$135.20	—	—	922908611
MUB	ISHARES TRUST	2,260	$236K	0.0%	$107.67	—	—	464288414
EFA	ISHARES MSCI EAFE INDEX	2,491	$223K	0.0%	$67.20	—	—	464287465
DIA	SPDR DOW JONES INDUSTRIALS ETF	483	$213K	0.0%	$263.73	—	—	78467X109
SCHZ	SCHWAB US AGGREGATE BOND	5,623	$131K	0.0%	$37.24	—	—	808524839
IJR	ISHARES S&P SMALLCAP 600 INDEX	1,067	$117K	0.0%	$106.75	—	—	464287804
VEA	VANGUARD FTSE DEVELOPED MKTS	1,898	$108K	0.0%	$47.09	—	—	921943858
VTV	VANGUARD VALUE ETF	544	$96,000	0.0%	$145.24	—	—	922908744
VWO	VANGUARD FTSE EMERGING MKTS	1,890	$93,000	0.0%	$46.42	—	—	922042858
IVOV	VANGUARD S&P MID-CAP 400 VALUE ETF	931	$89,000	0.0%	$95.60	—	—	921932844
SCHV	SCHWAB US LARGE CAP VALUE	3,199	$89,000	0.0%	$33.54	—	—	808524409
IWN	ISHARES RUSSELL 2000 VALUE	409	$65,000	0.0%	$129.19	—	—	464287630
DFAC	DFA T A US CORE EQUITY 2 PORTFOLIO	649	$23,000	0.0%	$28.97	—	—	25434V708