Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AVMV	AVANTIS US MID CAP VALUE ETF	753,800 (+2.3%)	$60.71M (+11.0%)	3.1%	$66.46	—	—	025072133
VGSH	VANGUARD SHORT TERM GOVT BOND ETF	1,381,942 (+4.3%)	$80.43M (+3.7%)	4.2%	$58.00	—	—	92206C102
CORP	PIMCO INVESTMENT GRADE CORPORATE - ETF	82,927 (+27.5%)	$8.036M (+27.6%)	0.4%	$97.38	—	—	72201R817
SPY	S P D R TRUST UNIT SR	6,345 (+19.4%)	$4.738M (+37.2%)	0.2%	$398.29	—	—	78462F103
MDY	S&P MID-CAP 400 - ETF	7,654 (+5.7%)	$5.383M (+20.6%)	0.3%	$369.37	—	—	78467Y107
DFUV	DFA Tax-Managed US Marketwide Value II	111,311 (+1.2%)	$6.123M (+14.8%)	0.3%	$46.69	—	—	25434V724
AGG	ISHARES TR BARCLAYS AGG BOND - ETF	155,002 (+4.4%)	$15.34M (+4.1%)	0.8%	$104.57	—	—	464287226
DFAT	DFA TAX-MANAGED US TARGETED VALUE	71,295 (+1.4%)	$4.984M (+13.6%)	0.3%	$39.35	—	—	25434V609
BSV	VANGUARD SHORT TERM BD INDEX	49,579 (+15.6%)	$3.863M (+14.9%)	0.2%	$78.82	—	—	921937827
COWZ	PACER US CASH COWS 100 ETF	850,580 (+1.4%)	$52.91M (+0.9%)	2.7%	$48.91	—	—	69374H881
SCHF	SCHWAB INT'L EQUITY - ETF	130,254 (+1.8%)	$3.608M (+13.9%)	0.2%	$24.88	—	—	808524805
TFI	SPDR SER TR LEHMAN MUN BD ETF	66,957 (+7.0%)	$3.067M (+8.1%)	0.2%	$46.70	—	—	78468R721
SUB	ISHARES SHRT NAT MUN ETF	20,189 (+5.8%)	$2.15M (+5.8%)	0.1%	$105.00	—	—	464288158
VOO	VANGUARD S&P 500 ETF	688 (+15.6%)	$472K (+33.0%)	0.0%	$542.98	—	—	922908363
IEFA	ISHARES CORE MSCI EAFE - ETF	12,152 (+1.0%)	$1.174M (+7.8%)	0.1%	$62.90	—	—	46432F842
VEA	VANGUARD FTSE DEVELOPED MARKETS - ETF	4,934 (+6.3%)	$352K (+18.1%)	0.0%	$57.74	—	—	921943858
VTV	VANGUARD VALUE - ETF	566 (+2.7%)	$123K (+13.9%)	0.0%	$147.65	—	—	922908744
SHM	SPDR NUVEEN BARCLAYS S/T MUNI ETF	8,128 (+1.5%)	$390K (+1.8%)	0.0%	$46.79	—	—	78468R739
EFA	ISHARES MSCI EAFE INDEX - ETF	771 (+1.2%)	$80,000 (+8.1%)	0.0%	$67.63	—	—	464287465
SCHZ	SCHWAB U.S. AGGREGATE BOND - ETF	5,739 (+1.0%)	$133K (+0.8%)	0.0%	$36.96	—	—	808524839

Decreased Positions (30)

SCHB SCHWAB US BROAD MARKET - ETF 11.9%

Value $231M (+12.9%) Shares 7,987,057 (-2.2%) Est. Cost $33.32 Unrealized —

IWV ISHARES RUSSELL 3000 INDEX - ETF 7.4%

Value $143M (+13.6%) Shares 336,531 (-1.3%) Est. Cost $97.10 Unrealized —

CAPE DOUBLELINE SHILLER CAPE U.S. EQUITIES ETF 0.0%

Value $22,000 (-99.9%) Shares 678 (-99.9%) Est. Cost $20.98 Unrealized —

AVUV AVANTIS SMALL CAP VALUE - ETF 7.5%

Value $145M (+9.1%) Shares 1,160,062 (-3.4%) Est. Cost $79.08 Unrealized —

QQQ NASDAQ 100 - ETF 3.0%

Value $58.99M (+25.2%) Shares 80,111 (-1.9%) Est. Cost $209.82 Unrealized —

DFEM DFA EMERGING MKTS CORE EQUITY 2 - ETF 4.8%

Value $92.93M (+13.8%) Shares 2,286,699 (-3.2%) Est. Cost $23.17 Unrealized —

SPHQ INVESCO S&P 500 QUALITY - ETF 3.6%

Value $68.93M (+18.3%) Shares 765,065 (-1.3%) Est. Cost $32.55 Unrealized —

VTI VANGUARD TOTAL STOCK MARKET - ETF 4.0%

Value $76.96M (+11.2%) Shares 207,968 (-3.6%) Est. Cost $191.39 Unrealized —

IJJ ISHARES S&P 400 MID VALUE INDEX - ETF 2.5%

Value $48.66M (+9.6%) Shares 329,371 (-1.7%) Est. Cost $100.24 Unrealized —

SLYV SPDR S&P 600 SMALL CAP VALUE IDX - ETF 1.4%

Value $27.75M (+10.0%) Shares 254,349 (-4.6%) Est. Cost $49.43 Unrealized —

VTHR VANGUARD RUSSELL 3000 INDEX - ETF 0.7%

Value $13.44M (+13.8%) Shares 40,556 (-1.2%) Est. Cost $253.16 Unrealized —

SPTM SPDR TOTAL STOCK MARKET ETF 0.6%

Value $12.41M (+11.0%) Shares 136,729 (-3.3%) Est. Cost $37.31 Unrealized —

IEMG ISHARES CORE MSCI EMG MKTS - ETF 0.5%

Value $9.532M (+12.6%) Shares 115,060 (-5.2%) Est. Cost $45.14 Unrealized —

VOE VANGUARD MID-CAP VALUE - ETF 0.8%

Value $15.89M (+4.0%) Shares 80,442 (-3.0%) Est. Cost $84.12 Unrealized —

IJS ISHARES S&P SMALL-CAP 600 VALUE 0.2%

Value $3.893M (+12.1%) Shares 28,481 (-2.8%) Est. Cost $103.23 Unrealized —

SCHO SCHWAB SHORT-TERM US TREASURY BOND-ETF 0.3%

Value $5.381M (-4.8%) Shares 222,902 (-4.3%) Est. Cost $36.99 Unrealized —

JHMD JHANCOCK/DFA MULTIFACTOR DEVELOPED INTL 1.7%

Value $33.47M (-0.6%) Shares 753,584 (-5.1%) Est. Cost $25.89 Unrealized —

IJH ISHARE CORE S&P MID-CAP - ETF 0.1%

Value $1.623M (+11.4%) Shares 21,050 (-2.4%) Est. Cost $87.93 Unrealized —

AVDE AVANTIS INTERNATIONAL EQUITY ETF 0.2%

Value $4.762M (+3.4%) Shares 53,391 (-1.6%) Est. Cost $52.53 Unrealized —

IWM ISHARES RUSSELL 2000 0.1%

Value $1.021M (+16.7%) Shares 3,399 (-3.7%) Est. Cost $153.80 Unrealized —

IQLT ISHARES MSCI INT'L QUALITY - ETF 0.2%

Value $4.688M (+2.8%) Shares 94,610 (-4.1%) Est. Cost $33.80 Unrealized —

VIOV VANGUARD S&P 600 SMALL CAP VALUE- ETF 0.1%

Value $2.044M (+5.4%) Shares 17,424 (-8.6%) Est. Cost $97.57 Unrealized —

SCHA SCHWAB US SMALL CAP - ETF 0.0%

Value $534K (+15.8%) Shares 14,772 (-6.9%) Est. Cost $34.72 Unrealized —

VWO VANGUARD FTSE EMERGING MARKETS - ETF 0.0%

Value $148K (-23.7%) Shares 2,485 (-30.7%) Est. Cost $49.97 Unrealized —

SCHE SCHWAB EMG MKT EQUITY - ETF 0.0%

Value $627K (+6.6%) Shares 17,287 (-3.2%) Est. Cost $24.51 Unrealized —

VBR VANGUARD SMALL-CAP VALUE - ETF 0.0%

Value $237K (-12.5%) Shares 973 (-22.0%) Est. Cost $135.20 Unrealized —

IDEV ISHARES TRUST CORE MSCI INTL E TF 0.1%

Value $1.602M (+1.6%) Shares 17,996 (-4.7%) Est. Cost $56.50 Unrealized —

IJR ISHARES S&P SMALLCAP 600 INDEX - ETF 0.0%

Value $109K (-13.5%) Shares 733 (-27.8%) Est. Cost $111.57 Unrealized —

IVE ISHARES S&P 500 VALUE 0.1%

Value $1.094M (-0.9%) Shares 4,816 (-7.9%) Est. Cost $115.99 Unrealized —

SCHV SCHWAB US LARGE CAP VALUE - ETF 0.0%

Value $90,000 (-4.3%) Shares 2,579 (-16.3%) Est. Cost $33.54 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB US BROAD MARKET - ETF	7,987,057 (-2.2%)	$231M (+12.9%)	11.9%	$33.32	—	—	808524102
IWV	ISHARES RUSSELL 3000 INDEX - ETF	336,531 (-1.3%)	$143M (+13.6%)	7.4%	$97.10	—	—	464287689
CAPE	DOUBLELINE SHILLER CAPE U.S. EQUITIES ETF	678 (-99.9%)	$22,000 (-99.9%)	0.0%	$20.98	—	—	25861R204
AVUV	AVANTIS SMALL CAP VALUE - ETF	1,160,062 (-3.4%)	$145M (+9.1%)	7.5%	$79.08	—	—	025072877
QQQ	NASDAQ 100 - ETF	80,111 (-1.9%)	$58.99M (+25.2%)	3.0%	$209.82	—	—	46090E103
DFEM	DFA EMERGING MKTS CORE EQUITY 2 - ETF	2,286,699 (-3.2%)	$92.93M (+13.8%)	4.8%	$23.17	—	—	25434V732
SPHQ	INVESCO S&P 500 QUALITY - ETF	765,065 (-1.3%)	$68.93M (+18.3%)	3.6%	$32.55	—	—	46137V241
VTI	VANGUARD TOTAL STOCK MARKET - ETF	207,968 (-3.6%)	$76.96M (+11.2%)	4.0%	$191.39	—	—	922908769
IJJ	ISHARES S&P 400 MID VALUE INDEX - ETF	329,371 (-1.7%)	$48.66M (+9.6%)	2.5%	$100.24	—	—	464287705
SLYV	SPDR S&P 600 SMALL CAP VALUE IDX - ETF	254,349 (-4.6%)	$27.75M (+10.0%)	1.4%	$49.43	—	—	78464A300
VTHR	VANGUARD RUSSELL 3000 INDEX - ETF	40,556 (-1.2%)	$13.44M (+13.8%)	0.7%	$253.16	—	—	92206C599
SPTM	SPDR TOTAL STOCK MARKET ETF	136,729 (-3.3%)	$12.41M (+11.0%)	0.6%	$37.31	—	—	78464A805
IEMG	ISHARES CORE MSCI EMG MKTS - ETF	115,060 (-5.2%)	$9.532M (+12.6%)	0.5%	$45.14	—	—	46434G103
VOE	VANGUARD MID-CAP VALUE - ETF	80,442 (-3.0%)	$15.89M (+4.0%)	0.8%	$84.12	—	—	922908512
IJS	ISHARES S&P SMALL-CAP 600 VALUE	28,481 (-2.8%)	$3.893M (+12.1%)	0.2%	$103.23	—	—	464287879
SCHO	SCHWAB SHORT-TERM US TREASURY BOND-ETF	222,902 (-4.3%)	$5.381M (-4.8%)	0.3%	$36.99	—	—	808524862
JHMD	JHANCOCK/DFA MULTIFACTOR DEVELOPED INTL	753,584 (-5.1%)	$33.47M (-0.6%)	1.7%	$25.89	—	—	47804J859
IJH	ISHARE CORE S&P MID-CAP - ETF	21,050 (-2.4%)	$1.623M (+11.4%)	0.1%	$87.93	—	—	464287507
AVDE	AVANTIS INTERNATIONAL EQUITY ETF	53,391 (-1.6%)	$4.762M (+3.4%)	0.2%	$52.53	—	—	025072703
IWM	ISHARES RUSSELL 2000	3,399 (-3.7%)	$1.021M (+16.7%)	0.1%	$153.80	—	—	464287655
IQLT	ISHARES MSCI INT'L QUALITY - ETF	94,610 (-4.1%)	$4.688M (+2.8%)	0.2%	$33.80	—	—	46434V456
VIOV	VANGUARD S&P 600 SMALL CAP VALUE- ETF	17,424 (-8.6%)	$2.044M (+5.4%)	0.1%	$97.57	—	—	921932778
SCHA	SCHWAB US SMALL CAP - ETF	14,772 (-6.9%)	$534K (+15.8%)	0.0%	$34.72	—	—	808524607
VWO	VANGUARD FTSE EMERGING MARKETS - ETF	2,485 (-30.7%)	$148K (-23.7%)	0.0%	$49.97	—	—	922042858
SCHE	SCHWAB EMG MKT EQUITY - ETF	17,287 (-3.2%)	$627K (+6.6%)	0.0%	$24.51	—	—	808524706
VBR	VANGUARD SMALL-CAP VALUE - ETF	973 (-22.0%)	$237K (-12.5%)	0.0%	$135.20	—	—	922908611
IDEV	ISHARES TRUST CORE MSCI INTL E TF	17,996 (-4.7%)	$1.602M (+1.6%)	0.1%	$56.50	—	—	46435G326
IJR	ISHARES S&P SMALLCAP 600 INDEX - ETF	733 (-27.8%)	$109K (-13.5%)	0.0%	$111.57	—	—	464287804
IVE	ISHARES S&P 500 VALUE	4,816 (-7.9%)	$1.094M (-0.9%)	0.1%	$115.99	—	—	464287408
SCHV	SCHWAB US LARGE CAP VALUE - ETF	2,579 (-16.3%)	$90,000 (-4.3%)	0.0%	$33.54	—	—	808524409

Unchanged Positions (22)

ITOT ISHARES CORE S&P TOTAL US STOCK MARKET 13.5%

Value $262M Shares 1,596,396 Est. Cost $100.45 Unrealized —

DFIC DFA INTL CORE EQUITY 2- ETF 11.7%

Value $227M Shares 6,091,469 Est. Cost $22.72 Unrealized —

URTH iSHARES -MSCI WORLD INDEX - ETF 3.0%

Value $58.59M Shares 289,110 Est. Cost $145.16 Unrealized —

VIG VANGUARD DIVIDEND APPRECIATION - ETF 3.2%

Value $61.94M Shares 261,759 Est. Cost $112.69 Unrealized —

QQQM INVESCO QQQ TRUST - ETF 0.7%

Value $12.97M Shares 42,827 Est. Cost $205.76 Unrealized —

IVV ISHARES CORE S&P 500 0.2%

Value $4.605M Shares 6,149 Est. Cost $290.28 Unrealized —

IWB RUSSELL 1000 INDEX 0.2%

Value $4.021M Shares 9,820 Est. Cost $113.00 Unrealized —

AVEM AVANTIS EMERGING MARKETS EQ ETF 0.1%

Value $2.229M Shares 23,101 Est. Cost $48.69 Unrealized —

IWR RUSSELL MID-CAP 0.1%

Value $2.298M Shares 20,831 Est. Cost $54.37 Unrealized —

DFSV DIMENSIONAL US SMALL CAP VALUE ETF 0.1%

Value $2.628M Shares 67,753 Est. Cost $25.04 Unrealized —

JHSC JOHN HANCOCK MLTFCTR SML 0.1%

Value $2.084M Shares 42,913 Est. Cost $26.15 Unrealized —

JHEM JOHN HANCOCK MLTFCTR 0.1%

Value $1.185M Shares 29,448 Est. Cost $21.99 Unrealized —

JPST JP MORGAN ULTRA-SHORT INCOME ETF 1.4%

Value $27.69M Shares 547,556 Est. Cost $50.65 Unrealized —

IWS ISHARES RUSSELL MIDCAP VALUE 0.1%

Value $1.373M Shares 8,343 Est. Cost $66.13 Unrealized —

SCHX SCHWAB US LARGE-CAP - ETF 0.1%

Value $1.107M Shares 37,632 Est. Cost $33.38 Unrealized —

DIA SPDR DOW JONES INDUSTRIALS - ETF 0.0%

Value $241K Shares 462 Est. Cost $263.73 Unrealized —

BND VANGUARD TOTAL BOND MARKET 0.1%

Value $1.881M Shares 25,620 Est. Cost $72.22 Unrealized —

MUB ISHARES TRUST 0.0%

Value $537K Shares 4,991 Est. Cost $107.12 Unrealized —

IWN ISHARES RUSSELL 2000 VALUE 0.0%

Value $41,000 Shares 188 Est. Cost $129.19 Unrealized —

DFAC Dfa T A US Core Equity 2 Portfolio 0.0%

Value $29,000 Shares 656 Est. Cost $28.97 Unrealized —

SPTS SPDR SHORT TERM TREASURY ETF 0.0%

Value $531K Shares 18,298 Est. Cost $28.98 Unrealized —

ISTB ISHARES CORE 1-5 YEAR USD BOND ETF 0.0%

Value $640K Shares 13,264 Est. Cost $47.25 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES CORE S&P TOTAL US STOCK MARKET	1,596,396	$262M	13.5%	$100.45	—	—	464287150
DFIC	DFA INTL CORE EQUITY 2- ETF	6,091,469	$227M	11.7%	$22.72	—	—	25434V799
URTH	iSHARES -MSCI WORLD INDEX - ETF	289,110	$58.59M	3.0%	$145.16	—	—	464286392
VIG	VANGUARD DIVIDEND APPRECIATION - ETF	261,759	$61.94M	3.2%	$112.69	—	—	921908844
QQQM	INVESCO QQQ TRUST - ETF	42,827	$12.97M	0.7%	$205.76	—	—	46138G649
IVV	ISHARES CORE S&P 500	6,149	$4.605M	0.2%	$290.28	—	—	464287200
IWB	RUSSELL 1000 INDEX	9,820	$4.021M	0.2%	$113.00	—	—	464287622
AVEM	AVANTIS EMERGING MARKETS EQ ETF	23,101	$2.229M	0.1%	$48.69	—	—	025072604
IWR	RUSSELL MID-CAP	20,831	$2.298M	0.1%	$54.37	—	—	464287499
DFSV	DIMENSIONAL US SMALL CAP VALUE ETF	67,753	$2.628M	0.1%	$25.04	—	—	25434V815
JHSC	JOHN HANCOCK MLTFCTR SML	42,913	$2.084M	0.1%	$26.15	—	—	47804J842
JHEM	JOHN HANCOCK MLTFCTR	29,448	$1.185M	0.1%	$21.99	—	—	47804J834
JPST	JP MORGAN ULTRA-SHORT INCOME ETF	547,556	$27.69M	1.4%	$50.65	—	—	46641Q837
IWS	ISHARES RUSSELL MIDCAP VALUE	8,343	$1.373M	0.1%	$66.13	—	—	464287473
SCHX	SCHWAB US LARGE-CAP - ETF	37,632	$1.107M	0.1%	$33.38	—	—	808524201
DIA	SPDR DOW JONES INDUSTRIALS - ETF	462	$241K	0.0%	$263.73	—	—	78467X109
BND	VANGUARD TOTAL BOND MARKET	25,620	$1.881M	0.1%	$72.22	—	—	921937835
MUB	ISHARES TRUST	4,991	$537K	0.0%	$107.12	—	—	464288414
IWN	ISHARES RUSSELL 2000 VALUE	188	$41,000	0.0%	$129.19	—	—	464287630
DFAC	Dfa T A US Core Equity 2 Portfolio	656	$29,000	0.0%	$28.97	—	—	25434V708
SPTS	SPDR SHORT TERM TREASURY ETF	18,298	$531K	0.0%	$28.98	—	—	78468R101
ISTB	ISHARES CORE 1-5 YEAR USD BOND ETF	13,264	$640K	0.0%	$47.25	—	—	46432F859