Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES CORE S&P TOTAL US STOCK MARKET	1,580,910	$225M	12.8%	$100.45	—	—	464287150
DFIC	DFA INTL CORE EQUITY 2- ETF	6,055,549	$215M	12.2%	$22.72	—	—	25434V799
SCHB	SCHWAB US BROAD MARKET - ETF	8,165,499	$205M	11.7%	$33.32	—	—	808524102
AVUV	AVANTIS SMALL CAP VALUE - ETF	1,200,901	$133M	7.5%	$79.08	—	—	025072877
IWV	ISHARES RUSSELL 3000 INDEX - ETF	340,805	$126M	7.2%	$97.10	—	—	464287689
DFEM	DFA EMERGING MKTS CORE EQUITY 2 - ETF	2,363,205	$81.65M	4.6%	$23.17	—	—	25434V732
VGSH	VANGUARD SHORT TERM GOVT BOND ETF	1,324,856	$77.56M	4.4%	$57.99	—	—	92206C102
VTI	VANGUARD TOTAL STOCK MARKET - ETF	215,643	$69.18M	3.9%	$191.39	—	—	922908769
SPHQ	INVESCO S&P 500 QUALITY - ETF	775,144	$58.28M	3.3%	$32.55	—	—	46137V241
VIG	VANGUARD DIVIDEND APPRECIATION - ETF	261,326	$56.2M	3.2%	$112.69	—	—	921908844
AVMV	AVANTIS US MID CAP VALUE ETF	736,997	$54.67M	3.1%	$66.14	—	—	025072133
COWZ	PACER US CASH COWS 100 ETF	838,488	$52.46M	3.0%	$48.72	—	—	69374H881
URTH	iSHARES -MSCI WORLD INDEX - ETF	287,975	$51.84M	2.9%	$145.16	—	—	464286392
QQQ	NASDAQ 100 - ETF	81,665	$47.13M	2.7%	$209.82	—	—	46090E103
IJJ	ISHARES S&P 400 MID VALUE INDEX - ETF	335,183	$44.41M	2.5%	$100.24	—	—	464287705
JHMD	JHANCOCK/DFA MULTIFACTOR DEVELOPED INTL	794,282	$33.65M	1.9%	$25.89	—	—	47804J859
JPST	JP MORGAN ULTRA-SHORT INCOME ETF	543,785	$27.52M	1.6%	$50.65	—	—	46641Q837
SLYV	SPDR S&P 600 SMALL CAP VALUE IDX - ETF	266,705	$25.23M	1.4%	$49.43	—	—	78464A300
VOE	VANGUARD MID-CAP VALUE - ETF	82,924	$15.28M	0.9%	$84.12	—	—	922908512
CAPE	DOUBLELINE SHILLER CAPE U.S. EQUITIES ETF	489,986	$15.12M	0.9%	$20.98	—	—	25861R204
AGG	ISHARES TR BARCLAYS AGG BOND - ETF	148,446	$14.74M	0.8%	$104.82	—	—	464287226
VTHR	VANGUARD RUSSELL 3000 INDEX - ETF	41,052	$11.81M	0.7%	$253.16	—	—	92206C599
SPTM	SPDR TOTAL STOCK MARKET ETF	141,417	$11.18M	0.6%	$37.31	—	—	78464A805
QQQM	INVESCO QQQ TRUST - ETF	42,485	$10.1M	0.6%	$205.76	—	—	46138G649
IEMG	ISHARES CORE MSCI EMG MKTS - ETF	121,363	$8.465M	0.5%	$45.14	—	—	46434G103
CORP	PIMCO INVESTMENT GRADE CORPORATE - ETF	65,063	$6.298M	0.4%	$97.50	—	—	72201R817
SCHO	SCHWAB SHORT-TERM US TREASURY BOND-ETF	232,942	$5.654M	0.3%	$36.99	—	—	808524862
DFUV	DFA Tax-Managed US Marketwide Value II	110,033	$5.332M	0.3%	$46.59	—	—	25434V724
AVDE	AVANTIS INTERNATIONAL EQUITY ETF	54,276	$4.605M	0.3%	$52.53	—	—	025072703
IQLT	ISHARES MSCI INT'L QUALITY - ETF	98,661	$4.561M	0.3%	$33.80	—	—	46434V456
MDY	S&P MID-CAP 400 - ETF	7,239	$4.465M	0.3%	$350.23	—	—	78467Y107
DFAT	DFA TAX-MANAGED US TARGETED VALUE	70,277	$4.389M	0.2%	$38.91	—	—	25434V609
IVV	ISHARES CORE S&P 500	6,138	$4.009M	0.2%	$290.28	—	—	464287200
IWB	RUSSELL 1000 INDEX	9,819	$3.501M	0.2%	$113.00	—	—	464287622
IJS	ISHARES S&P SMALL-CAP 600 VALUE	29,313	$3.472M	0.2%	$103.23	—	—	464287879
SPY	S P D R TRUST UNIT SR	5,312	$3.454M	0.2%	$330.53	—	—	78462F103
BSV	VANGUARD SHORT TERM BD INDEX	42,878	$3.362M	0.2%	$78.97	—	—	921937827
SCHF	SCHWAB INT'L EQUITY - ETF	127,948	$3.167M	0.2%	$24.83	—	—	808524805
TFI	SPDR SER TR LEHMAN MUN BD ETF	62,591	$2.838M	0.2%	$46.76	—	—	78468R721
DFSV	DIMENSIONAL US SMALL CAP VALUE ETF	67,600	$2.369M	0.1%	$25.04	—	—	25434V815
SUB	ISHARES SHRT NAT MUN ETF	19,077	$2.032M	0.1%	$104.92	—	—	464288158
IWR	RUSSELL MID-CAP	20,791	$2.021M	0.1%	$54.37	—	—	464287499
VIOV	VANGUARD S&P 600 SMALL CAP VALUE- ETF	19,066	$1.94M	0.1%	$97.57	—	—	921932778
BND	VANGUARD TOTAL BOND MARKET	25,875	$1.905M	0.1%	$72.22	—	—	921937835
AVEM	AVANTIS EMERGING MARKETS EQ ETF	23,074	$1.859M	0.1%	$48.69	—	—	025072604
JHSC	JOHN HANCOCK MLTFCTR SML	42,829	$1.837M	0.1%	$26.15	—	—	47804J842
IDEV	ISHARES TRUST CORE MSCI INTL E TF	18,875	$1.577M	0.1%	$56.50	—	—	46435G326
IJH	ISHARE CORE S&P MID-CAP - ETF	21,570	$1.457M	0.1%	$87.93	—	—	464287507
IWS	ISHARES RUSSELL MIDCAP VALUE	8,318	$1.212M	0.1%	$66.13	—	—	464287473
IVE	ISHARES S&P 500 VALUE	5,229	$1.104M	0.1%	$115.99	—	—	464287408
IEFA	ISHARES CORE MSCI EAFE - ETF	12,027	$1.089M	0.1%	$62.55	—	—	46432F842
JHEM	JOHN HANCOCK MLTFCTR	29,371	$1.006M	0.1%	$21.99	—	—	47804J834
SCHX	SCHWAB US LARGE-CAP - ETF	37,604	$964K	0.1%	$33.38	—	—	808524201
IWM	ISHARES RUSSELL 2000	3,529	$875K	0.0%	$153.80	—	—	464287655
ISTB	ISHARES CORE 1-5 YEAR USD BOND ETF	13,250	$642K	0.0%	$47.25	—	—	46432F859
SCHE	SCHWAB EMG MKT EQUITY - ETF	17,854	$588K	0.0%	$24.51	—	—	808524706
SPTS	SPDR SHORT TERM TREASURY ETF	18,126	$529K	0.0%	$28.98	—	—	78468R101
MUB	ISHARES TRUST	4,972	$528K	0.0%	$107.12	—	—	464288414
SCHA	SCHWAB US SMALL CAP - ETF	15,868	$461K	0.0%	$34.72	—	—	808524607
SHM	SPDR NUVEEN BARCLAYS S/T MUNI ETF	8,006	$383K	0.0%	$46.78	—	—	78468R739
VOO	VANGUARD S&P 500 ETF	595	$355K	0.0%	$520.62	—	—	922908363
VEA	VANGUARD FTSE DEVELOPED MARKETS - ETF	4,643	$298K	0.0%	$56.89	—	—	921943858
VBR	VANGUARD SMALL-CAP VALUE - ETF	1,248	$271K	0.0%	$135.20	—	—	922908611
DIA	SPDR DOW JONES INDUSTRIALS - ETF	462	$214K	0.0%	$263.73	—	—	78467X109
VWO	VANGUARD FTSE EMERGING MARKETS - ETF	3,587	$194K	0.0%	$49.97	—	—	922042858
SCHZ	SCHWAB U.S. AGGREGATE BOND - ETF	5,680	$132K	0.0%	$37.10	—	—	808524839
IJR	ISHARES S&P SMALLCAP 600 INDEX - ETF	1,015	$126K	0.0%	$111.57	—	—	464287804
VTV	VANGUARD VALUE - ETF	551	$108K	0.0%	$145.75	—	—	922908744
SCHV	SCHWAB US LARGE CAP VALUE - ETF	3,081	$94,000	0.0%	$33.54	—	—	808524409
EFA	ISHARES MSCI EAFE INDEX - ETF	762	$74,000	0.0%	$67.20	—	—	464287465
IWN	ISHARES RUSSELL 2000 VALUE	187	$35,000	0.0%	$129.19	—	—	464287630
DFAC	Dfa T A US Core Equity 2 Portfolio	654	$25,000	0.0%	$28.97	—	—	25434V708