Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	113,416	$62.06M	10.2%	$346.72	—	CORE S&P500 ETF	464287200
SCHX	SCHWAB STRATEGIC TR	754,143	$48.45M	8.0%	$59.53	—	US LRG CAP ETF	808524201
FLOT	ISHARES TR	654,748	$33.45M	5.5%	$50.67	—	FLTG RATE NT ETF	46429B655
AGG	ISHARES TR	334,329	$32.45M	5.3%	$106.69	—	CORE US AGGBD ET	464287226
HYG	ISHARES TR	359,487	$27.73M	4.6%	$81.27	—	IBOXX HI YD ETF	464288513
FLRN	SPDR SER TR	811,240	$25.03M	4.1%	$30.56	—	BLOMBERG BRC INV	78468R200
SCHZ	SCHWAB STRATEGIC TR	542,867	$24.74M	4.1%	$51.49	—	US AGGREGATE B	808524839
IEFA	ISHARES TR	311,624	$22.64M	3.7%	$61.55	—	CORE MSCI EAFE	46432F842
EMB	ISHARES TR	212,614	$18.81M	3.1%	$100.07	—	JPMORGAN USD EMG	464288281
IEMG	ISHARES TR	340,288	$18.22M	3.0%	$51.30	—	CORE MSCI EMKT	46434G103
SCHF	SCHWAB STRATEGIC TR	411,435	$15.81M	2.6%	$32.71	—	INTL EQTY ETF	808524805
IJH	ISHARES TR	267,638	$15.66M	2.6%	$88.16	—	CORE S&P MCP ETF	464287507
SPY	SPDR TR S&P 500 ETF TR	26,685	$14.52M	2.4%	$228.75	—	TR UNIT	78462F103
IJR	ISHARES TR	134,073	$14.3M	2.4%	$92.93	—	CORE S&P SCP ETF	464287804
SCHE	SCHWAB STRATEGIC TR	515,252	$13.69M	2.3%	$26.50	—	EMRG MKTEQ ETF	808524706
AAPL	APPLE INC	63,391	$13.35M	2.2%	$95.71	+93.4%	COM	037833100
MUB	ISHARES TR	123,328	$13.14M	2.2%	$109.96	—	NATIONAL MUN ETF	464288414
SPYM	SPDR SERIES TRUST	180,052	$11.52M	1.9%	$33.72	—	PORTFOLIO LR ETF	78464A854
ITOT	ISHARES TR	94,028	$11.17M	1.8%	$85.09	—	CORE S&P TTL STK	464287150
LQD	ISHARES TR	98,365	$10.54M	1.7%	$120.05	—	IBOXX INV CP ETF	464287242
SCHM	SCHWAB STRATEGIC TR	131,991	$10.27M	1.7%	$56.47	—	US MID-CAP ETF	808524508
SCHB	SCHWAB STRATEGIC TR	160,642	$10.1M	1.7%	$64.40	—	US BRD MKT ETF	808524102
SPAB	SPDR SERIES TRUST	382,848	$9.606M	1.6%	$27.74	—	PORTFOLIO AGRGTE	78464A649
SCHA	SCHWAB STRATEGIC TR	193,615	$9.187M	1.5%	$59.42	—	US SML CAP ETF	808524607
CORP	PIMCO ETF TR	92,120	$8.758M	1.4%	$104.33	—	INV GRD CRP BD	72201R817
SHYG	ISHARES TR	164,718	$6.951M	1.1%	$48.18	—	0-5YR HI YL CP	46434V407
SPDW	SPDR INDEX SHS FDS	197,318	$6.922M	1.1%	$27.57	—	PORTFOLIO DEVLPD	78463X889
SPEM	SPDR INDEX SHS FDS	172,892	$6.513M	1.1%	$33.63	—	PORTFOLIO EMG MK	78463X509
TFI	SPDR SER TR	125,032	$5.72M	0.9%	$48.62	—	NUVEEN BRC MUNIC	78468R721
DGRO	ISHARES TR	93,586	$5.392M	0.9%	$49.73	—	CORE DIV GRWTH	46434V621
MSFT	MICROSOFT CORP	11,818	$5.282M	0.9%	$157.25	+165.4%	COM	594918104
SCHD	SCHWAB STRATEGIC TR	67,872	$5.278M	0.9%	$71.04	—	US DIVIDEND EQ	808524797
PCY	INVESCO EXCHNG TRADED FD TR	255,438	$5.109M	0.8%	$25.35	—	EMRNG MKT SVRG	46138E784
SPIB	SPDR SERIES TRUST	152,675	$4.971M	0.8%	$33.98	—	PORTFOLIO INTRMD	78464A375
IFLN	INVESCO EXCHNG TRADED FD TR	235,393	$4.23M	0.7%	$18.56	—	FNDMNTL HY CRP	46138E719
IWF	ISHARES TR	9,546	$3.48M	0.6%	$186.04	—	RUS 1000 GRW ETF	464287614
META	META PLATFORMS INC	5,902	$2.976M	0.5%	$140.27	+244.6%	CL A	30303M102
SCHG	SCHWAB STRATEGIC TR	25,352	$2.556M	0.4%	$78.98	—	US LCAP GR ETF	808524300
SPMD	SPDR SERIES TRUST	47,225	$2.423M	0.4%	$34.74	—	PORTFOLIO MD ETF	78464A847
SPSM	SPDR SER TR	51,880	$2.155M	0.4%	$31.00	—	PORTFOLIO SM ETF	78468R853
JPM	JPMORGAN CHASE & CO	10,304	$2.084M	0.3%	$92.62	+104.3%	COM	46625H100
UPS	UNITED PARCEL SERVICE INC	14,579	$1.995M	0.3%	$154.55	-15.9%	CL B	911312106
NVDA	NVIDIA CORPORATION	15,130	$1.869M	0.3%	$94.92	+6.5%	COM	67066G104
SPTM	SPDR SERIES TRUST	26,185	$1.737M	0.3%	$38.92	—	PORTFOLIO TL STK	78464A805
SPYD	SPDR SER TR	42,678	$1.717M	0.3%	$37.71	—	PRTFLO S&P500 HI	78468R788
SHY	ISHARES TR	20,184	$1.648M	0.3%	$82.70	—	1 3 YR TREAS BD	464287457
IBB	ISHARES TR	9,163	$1.258M	0.2%	$123.80	—	NASDAQ BIOTECH	464287556
RSP	INVESCO EXCHANGE TRADED FD T	7,049	$1.158M	0.2%	$149.77	—	S&P500 EQL WGT	46137V357
MRK	MERCK & CO INC	9,181	$1.137M	0.2%	$57.03	+113.4%	COM	58933Y105
AMZN	AMAZON COM INC	5,832	$1.127M	0.2%	$134.95	+36.1%	COM	023135106
SCHO	SCHWAB STRATEGIC TR	22,202	$1.069M	0.2%	$49.19	—	SHT TM US TRES	808524862
JNJ	JOHNSON & JOHNSON	6,730	$984K	0.2%	$113.60	+24.5%	COM	478160104
XLE	SELECT SECTOR SPDR TR	10,546	$961K	0.2%	$37.32	—	ENERGY	81369Y506
QQQ	INVESCO QQQ TR	1,967	$942K	0.2%	$355.31	—	UNIT SER 1	46090E103
VUG	VANGUARD INDEX FDS	2,191	$819K	0.1%	$258.45	—	GROWTH ETF	922908736
VCR	VANGUARD WORLD FDS	2,613	$816K	0.1%	$156.48	—	CONSUM DIS ETF	92204A108
VTI	VANGUARD INDEX FDS	2,800	$749K	0.1%	$222.73	—	TOTAL STK MKT	922908769
GOOG	ALPHABET INC	4,021	$738K	0.1%	$118.91	+42.0%	CAP STK CL C	02079K107
LLY	ELI LILLY & CO	804	$728K	0.1%	$702.49	+12.6%	COM	532457108
GLD	SPDR GOLD TR	3,150	$677K	0.1%	$178.88	—	SPDR GOLD TR	78463V107
GOOGL	ALPHABET INC	3,554	$647K	0.1%	$109.06	+53.4%	CAP STK CL A	02079K305
V	VISA INC	2,355	$618K	0.1%	$159.62	+69.7%	COM CL A	92826C839
SCHV	SCHWAB STRATEGIC TR	8,079	$598K	0.1%	$53.03	—	US LCAP VA ETF	808524409
REZI	RESIDEO TECHNOLOGIES INC	30,404	$595K	0.1%	$16.82	+23.0%	COM	76118Y104
T	AT&T INC	30,725	$587K	0.1%	$15.58	+3.7%	COM	00206R102
BAC	BANK AMER CORP	14,717	$585K	0.1%	$26.03	+41.5%	COM	060505104
COKE	COCA COLA CONSOLIDATED INC	8,534	$543K	0.1%	$30.10	+203.7%	COM	191098102
VOO	VANGUARD INDEX FDS	1,081	$541K	0.1%	$383.98	—	S&P 500 ETF SHS	922908363
IWD	ISHARES TR	3,093	$540K	0.1%	$129.50	—	RUS 1000 VAL ETF	464287598
VTV	VANGUARD INDEX FDS	3,208	$515K	0.1%	$140.06	—	VALUE ETF	922908744
VIG	VANGUARD SPECIALIZED FUNDS	2,806	$512K	0.1%	$153.64	—	DIV APP ETF	921908844
ITA	ISHARES TR	3,860	$510K	0.1%	$129.79	—	US AER DEF ETF	464288760
VGT	VANGUARD WORLD FDS	840	$484K	0.1%	$276.27	—	INF TECH ETF	92204A702
FBND	FIDELITY MERRIMACK STR TR	10,616	$477K	0.1%	$46.11	—	TOTAL BD ETF	316188309
XOM	EXXON MOBIL CORP	4,122	$475K	0.1%	$102.04	+7.9%	COM	30231G102
HD	HOME DEPOT INC	1,305	$449K	0.1%	$213.11	+53.7%	COM	437076102
IBM	INTERNATIONAL BUSINESS MACHS	2,586	$447K	0.1%	$132.22	+25.4%	COM	459200101
PG	PROCTER AND GAMBLE CO	2,626	$433K	0.1%	$127.48	+23.3%	COM	742718109
PFE	PFIZER INC	15,107	$423K	0.1%	$29.08	-14.8%	COM	717081103
CVX	CHEVRON CORP NEW	2,635	$412K	0.1%	$74.60	+98.9%	COM	166764100
XLK	SELECT SECTOR SPDR TR	1,749	$396K	0.1%	$173.86	—	TECHNOLOGY	81369Y803
CPNG	COUPANG INC	17,970	$376K	0.1%	$41.70	-48.0%	CL A	22266T109
CSCO	CISCO SYS INC	7,627	$362K	0.1%	$36.33	+24.7%	COM	17275R102
NEE	NEXTERA ENERGY INC	5,031	$356K	0.1%	$64.24	+5.2%	COM	65339F101
PEP	PEPSICO INC	2,150	$355K	0.1%	$165.17	-1.7%	COM	713448108
ORCL	ORACLE CORP	2,498	$353K	0.1%	$100.39	+21.8%	COM	68389X105
QQQM	INVESCO EXCH TRADED FD TR II	1,780	$351K	0.1%	$197.06	—	NASDAQ 100 ETF	46138G649
DFUS	DIMENSIONAL ETF TRUST	5,721	$337K	0.1%	$47.15	—	US EQUITY ETF	25434V401
IWP	ISHARES TR	2,926	$323K	0.1%	$101.08	—	RUS MD CP GR ETF	464287481
—	MATINAS BIOPHARMA HLDGS INC	1,886,715	$299K	0.0%	$0.16	—	COM	576810105
COST	COSTCO WHSL CORP NEW	351	$298K	0.0%	$706.75	+9.5%	COM	22160K105
VT	VANGUARD INTL EQUITY INDEX F	2,545	$287K	0.0%	$97.00	—	TT WRLD ST ETF	922042742
DIS	DISNEY WALT CO	2,856	$284K	0.0%	$143.12	-26.3%	COM	254687106
CL	COLGATE PALMOLIVE CO	2,885	$280K	0.0%	$58.99	+51.0%	COM	194162103
LVS	LAS VEGAS SANDS CORP	6,307	$279K	0.0%	$50.91	-11.2%	COM	517834107
CMCSA	COMCAST CORP NEW	6,960	$273K	0.0%	$40.15	-7.5%	CL A	20030N101
WMT	WALMART INC	4,010	$272K	0.0%	$53.68	+15.4%	COM	931142103
—	ISHARES TR	905	$269K	0.0%	$177.76	—	RUSSELL 1000 US	46435G169
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,652	$269K	0.0%	$44.10	+53.0%	COM	744573106
BA	BOEING CO	1,357	$247K	0.0%	$167.27	+6.6%	COM	097023105
SPSB	SPDR SER TR	8,328	$240K	0.0%	$29.45	—	PORTFOLIO SHORT	78464A474
VYM	VANGUARD WHITEHALL FDS	1,915	$227K	0.0%	$118.58	—	HIGH DIV YLD	921946406
MGK	VANGUARD WORLD FD	695	$218K	0.0%	$314.21	—	MEGA GRWTH IND	921910816
VEU	VANGUARD INTL EQUITY INDEX F	3,702	$217K	0.0%	$50.68	—	ALLWRLD EX US	922042775
ED	CONSOLIDATED EDISON INC	2,374	$212K	0.0%	$68.08	+28.9%	COM	209115104
BRK/B	BERKSHIRE HATHAWAY INC DEL	512	$208K	0.0%	$393.34	+3.9%	CL B NEW	084670702
HSY	HERSHEY CO	1,100	$202K	0.0%	$163.59	+12.4%	COM	427866108