Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTEB	VANGUARD MUN BD FDS	1,225,263	$61.4M	16.3%	$50.87	—	TAX EXEMPT BD	922907746
SPYG	SPDR SER TR	676,859	$54.24M	14.4%	$58.74	—	PRTFLO S&P500 GW	78464A409
SCHG	SCHWAB STRATEGIC TR	234,928	$23.69M	6.3%	$85.58	—	US LCAP GR ETF	808524300
VIGI	VANGUARD WHITEHALL FDS	215,517	$17.52M	4.6%	$66.19	—	INTL DVD ETF	921946810
TFI	SPDR SER TR	341,248	$15.61M	4.1%	$46.91	—	NUVEEN BLMBRG MU	78468R721
SPYV	SPDR SER TR	268,827	$13.1M	3.5%	$36.95	—	PRTFLO S&P500 VL	78464A508
SUB	ISHARES TR	112,474	$11.76M	3.1%	$105.28	—	SHRT NAT MUN ETF	464288158
IVLU	ISHARES TR	422,731	$11.6M	3.1%	$23.17	—	MSCI INTL VLU FT	46435G409
VYMI	VANGUARD WHITEHALL FDS	157,851	$10.82M	2.9%	$61.69	—	INTL HIGH ETF	921946794
ACWV	ISHARES INC	95,325	$9.975M	2.6%	$89.57	—	MSCI GBL MIN VOL	464286525
MUB	ISHARES TR	85,086	$9.066M	2.4%	$105.58	—	NATIONAL MUN ETF	464288414
SCHV	SCHWAB STRATEGIC TR	121,656	$9.012M	2.4%	$60.33	—	US LCAP VA ETF	808524409
IEMG	ISHARES INC	155,594	$8.329M	2.2%	$52.55	—	CORE MSCI EMKT	46434G103
SGOV	ISHARES TR	79,545	$8.011M	2.1%	$100.62	—	0-3 MNTH TREASRY	46436E718
FNDF	SCHWAB STRATEGIC TR	192,212	$6.733M	1.8%	$29.99	—	FUNDAMENTAL INTL	808524755
VTV	VANGUARD INDEX FDS	40,000	$6.416M	1.7%	$109.55	—	VALUE ETF	922908744
SCHE	SCHWAB STRATEGIC TR	234,879	$6.238M	1.7%	$23.68	—	EMRG MKTEQ ETF	808524706
IAGG	ISHARES TR	113,927	$5.687M	1.5%	$49.83	—	CORE INTL AGGR	46435G672
VGIT	VANGUARD SCOTTSDALE FDS	95,910	$5.585M	1.5%	$63.06	—	INTER TERM TREAS	92206C706
IAU	ISHARES GOLD TR	115,101	$5.056M	1.3%	$34.76	—	ISHARES NEW	464285204
VBR	VANGUARD INDEX FDS	26,660	$4.866M	1.3%	$129.23	—	SM CP VAL ETF	922908611
BSV	VANGUARD BD INDEX FDS	57,258	$4.392M	1.2%	$78.28	—	SHORT TRM BOND	921937827
VBK	VANGUARD INDEX FDS	15,497	$3.876M	1.0%	$210.57	—	SML CP GRW ETF	922908595
BLV	VANGUARD BD INDEX FDS	53,226	$3.741M	1.0%	$72.28	—	LONG TERM BOND	921937793
IQLT	ISHARES TR	91,460	$3.572M	0.9%	$30.19	—	MSCI INTL QUALTY	46434V456
IGIB	ISHARES TR	62,121	$3.184M	0.8%	$51.97	—	ISHS 5-10YR INVT	464288638
IVV	ISHARES TR	5,527	$3.025M	0.8%	$404.32	—	CORE S&P500 ETF	464287200
XOM	EXXON MOBIL CORP	19,094	$2.198M	0.6%	$71.22	+54.6%	COM	30231G102
IUSG	ISHARES TR	15,750	$2.008M	0.5%	$84.67	—	CORE S&P US GWT	464287671
VWOB	VANGUARD WHITEHALL FDS	31,023	$1.952M	0.5%	$63.85	—	EM MK GOV BD ETF	921946885
GOOGL	ALPHABET INC	8,800	$1.603M	0.4%	$107.25	+56.0%	CAP STK CL A	02079K305
MSFT	MICROSOFT CORP	3,495	$1.562M	0.4%	$186.30	+124.0%	COM	594918104
—	BNY MELLON STRATEGIC MUNS IN	251,177	$1.537M	0.4%	$5.86	—	COM	05588W108
XMVTX	BLACKROCK MUNIVEST FD II INC	136,499	$1.508M	0.4%	$10.33	—	COM	09253T101
FNDE	SCHWAB STRATEGIC TR	50,789	$1.502M	0.4%	$25.83	—	FUNDAMENTAL EMER	808524730
—	BNY MELLON MUN BD INFRASTRUC	136,762	$1.447M	0.4%	$10.32	—	COM SHS	09662W109
XPCKX	PIMCO CALIF MUN INCOME FD II	238,725	$1.397M	0.4%	$5.89	—	COM	72200M108
QUAL	ISHARES TR	8,129	$1.388M	0.4%	$92.80	—	MSCI USA QLT FCT	46432F339
—	BLACKROCK MUNI INCOME TR II	124,591	$1.347M	0.4%	$11.27	—	COM	09249N101
PZA	INVESCO EXCH TRADED FD TR II	55,519	$1.315M	0.3%	$23.66	—	NATL AMT MUNI	46138E537
VT	VANGUARD INTL EQUITY INDEX F	10,959	$1.234M	0.3%	$65.69	—	TT WRLD ST ETF	922042742
CVX	CHEVRON CORP NEW	7,807	$1.221M	0.3%	$85.56	+73.4%	COM	166764100
AAPL	APPLE INC	5,752	$1.212M	0.3%	$99.92	+85.3%	COM	037833100
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,749	$1.118M	0.3%	$237.65	+71.9%	CL B NEW	084670702
VIOG	VANGUARD ADMIRAL FDS INC	10,111	$1.114M	0.3%	$128.72	—	SMLCP 600 GRTH	921932794
SHM	SPDR SER TR	23,594	$1.113M	0.3%	$47.13	—	NUVEEN BLMBRG SH	78468R739
VIOV	VANGUARD ADMIRAL FDS INC	12,993	$1.087M	0.3%	$102.89	—	SMLCP 600 VAL	921932778
IWF	ISHARES TR	2,610	$951K	0.3%	$274.05	—	RUS 1000 GRW ETF	464287614
V	VISA INC	3,476	$912K	0.2%	$137.82	+96.5%	COM CL A	92826C839
—	NEUBERGER BERMAN MUN FD INC	85,322	$911K	0.2%	$10.37	—	COM	64124P101
VYM	VANGUARD WHITEHALL FDS	7,039	$835K	0.2%	$77.96	—	HIGH DIV YLD	921946406
EOG	EOG RES INC	5,701	$718K	0.2%	$71.53	+70.7%	COM	26875P101
JPM	JPMORGAN CHASE & CO.	3,127	$632K	0.2%	$111.07	+70.3%	COM	46625H100
MCD	MCDONALDS CORP	2,470	$629K	0.2%	$191.26	+33.3%	COM	580135101
COP	CONOCOPHILLIPS	5,450	$623K	0.2%	$30.72	+275.5%	COM	20825C104
IGRO	ISHARES TR	8,998	$606K	0.2%	$57.32	—	INTL DIV GRWTH	46435G524
—	BLACKROCK MUNIHOLDINGS FD IN	49,705	$601K	0.2%	$12.09	—	COM	09253N104
IBIT	ISHARES BITCOIN TR	17,273	$590K	0.2%	$40.15	—	SHS	46438F101
UNP	UNION PAC CORP	2,601	$589K	0.2%	$126.42	+78.4%	COM	907818108
—	BNY MELLON STRATEGIC MUN BD	98,643	$586K	0.2%	$5.29	—	COM	09662E109
XLK	SELECT SECTOR SPDR TR	2,407	$545K	0.1%	$110.63	—	TECHNOLOGY	81369Y803
VWO	VANGUARD INTL EQUITY INDEX F	12,334	$540K	0.1%	$41.82	—	FTSE EMR MKT ETF	922042858
IMTM	ISHARES TR	13,910	$538K	0.1%	$25.90	—	MSCI INTL MOMENT	46434V449
NFLX	NETFLIX INC	787	$531K	0.1%	$31.58	+97.8%	COM	64110L106
GS	GOLDMAN SACHS GROUP INC	1,110	$502K	0.1%	$276.90	+53.0%	COM	38141G104
IEFA	ISHARES TR	6,801	$494K	0.1%	$70.35	—	CORE MSCI EAFE	46432F842
—	NUVEEN MUN VALUE FD INC	56,729	$490K	0.1%	$8.63	—	COM	670928100
ABT	ABBOTT LABS	4,602	$478K	0.1%	$63.01	+63.4%	COM	002824100
—	WESTERN ASSET MANAGED MUNS F	44,987	$466K	0.1%	$10.35	—	COM	95766M105
PEP	PEPSICO INC	2,692	$444K	0.1%	$99.10	+63.8%	COM	713448108
UDR	UDR INC	10,050	$414K	0.1%	$31.19	+15.9%	COM	902653104
—	PIMCO CALIF MUN INCOME FD	40,692	$383K	0.1%	$10.08	—	COM	72200N106
SLYV	SPDR SER TR	4,581	$359K	0.1%	$72.95	—	S&P 600 SMCP VAL	78464A300
—	PIMCO MUN INCOME FD	37,919	$348K	0.1%	$9.17	—	COM	72200R107
—	BLACKROCK MUNIHOLDINGS QUALI	33,597	$343K	0.1%	$10.20	—	COM	09254C107
QCOM	QUALCOMM INC	1,696	$338K	0.1%	$74.10	+146.1%	COM	747525103
FNDX	SCHWAB STRATEGIC TR	5,009	$336K	0.1%	$47.74	—	FUNDAMENTAL US L	808524771
—	BLACKROCK MUN INCOME TR	32,314	$330K	0.1%	$10.21	—	SH BEN INT	09248F109
SLYG	SPDR SER TR	3,687	$317K	0.1%	$72.63	—	S&P 600 SMCP GRW	78464A201
DHR	DANAHER CORPORATION	1,249	$312K	0.1%	$140.03	+78.7%	COM	235851102
TXN	TEXAS INSTRS INC	1,600	$311K	0.1%	$106.39	+65.6%	COM	882508104
EFAV	ISHARES TR	4,300	$298K	0.1%	$66.74	—	MSCI EAFE MIN VL	46429B689
IJT	ISHARES TR	2,300	$295K	0.1%	$145.43	—	S&P SML 600 GWT	464287887
—	NUVEEN AMT-FREE MUN VALUE FD	20,508	$285K	0.1%	$13.68	—	COM	670695105
JNJ	JOHNSON & JOHNSON	1,900	$278K	0.1%	$114.51	+23.5%	COM	478160104
BAC	BANK AMERICA CORP	6,862	$273K	0.1%	$32.80	+12.3%	COM	060505104
—	EATON VANCE NATL MUN OPPORT	16,067	$271K	0.1%	$16.84	—	COM SHS	27829L105
DIS	DISNEY WALT CO	2,566	$255K	0.1%	$145.87	-27.7%	COM	254687106
LLY	ELI LILLY & CO	257	$233K	0.1%	$790.93	0.0%	COM	532457108
ISTB	ISHARES TR	4,912	$233K	0.1%	$47.56	—	CORE 1 5 YR USD	46432F859
XMYDX	BLACKROCK MUNIYIELD FD INC	21,054	$228K	0.1%	$10.85	—	COM	09253W104
SBR	SABINE RTY TR	3,417	$220K	0.1%	$57.88	—	UNIT BEN INT	785688102
—	BLACKROCK MUN TARGET TERM TR	10,580	$220K	0.1%	$20.77	—	COM SHS BEN IN	09257P105
AXP	AMERICAN EXPRESS CO	946	$219K	0.1%	$202.90	+12.0%	COM	025816109
HD	HOME DEPOT INC	598	$206K	0.1%	$293.72	+11.5%	COM	437076102
XMQTX	BLACKROCK MUNIYIELD QUALITY	19,341	$199K	0.1%	$10.29	—	COM	09254G108
AAL	AMERICAN AIRLS GROUP INC	15,315	$174K	0.0%	$19.00	-30.8%	COM	02376R102