Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
JPST	J P MORGAN EXCHANGE TRADED F	1,257,356	$63.51M	23.2%	$50.51	$50.61	+0.0%	ULTRA SHRT ETF	46641Q837
EDV	VANGUARD WORLD FD	530,398	$34.24M	12.5%	$64.55	$66.35	-2.1%	EXTENDED DUR	921910709
EFA	ISHARES TR	232,829	$23.94M	8.8%	$102.81 *	$83.49	+16.3%	MSCI EAFE ETF	464287465
EEM	ISHARES TR	282,037	$17.22M	6.3%	$61.07 *	$42.62	+33.3%	MSCI EMG MKT ETF	464287234
IWM	ISHARES TR	54,143	$14.35M	5.3%	$265.07 *	$205.50	+20.7%	RUSSELL 2000 ETF	464287655
RSP	INVESCO EXCHANGE TRADED FD T	39,131	$7.78M	2.8%	$198.83 *	$189.83	+1.1%	S&P500 EQL WGT	46137V357
VGK	VANGUARD INTL EQUITY INDEX F	80,299	$7.037M	2.6%	$87.64 *	$81.27	+1.4%	FTSE EUROPE ETF	922042874
STZ	CONSTELLATION BRANDS INC	42,716	$7.031M	2.6%	$164.60 *	$154.20	-2.7%	CL A	21036P108
GIS	GENERAL MILLS INC	194,200	$6.712M	2.5%	$34.56 *	$43.38	-14.2%	COM	370334104
MMIN	NEW YORK LIFE INVTS ACTIVE E	263,627	$6.332M	2.3%	$24.02	$24.55	-3.4%	NYLI MACKAY MUNI	45409F843
UPS	UNITED PARCEL SVCS INC	54,457	$5.556M	2.0%	$102.02 *	$92.75	+6.1%	CL B	911312106
PEP	PEPSICO INC	35,504	$5.534M	2.0%	$155.88	$145.91	+6.4%	COM	713448108
ADBE	ADOBE INC	19,879	$4.773M	1.7%	$240.11	$277.01	-12.2%	COM	00724F101
QQQ	INVESCO QQQ TR	7,636	$4.714M	1.7%	$617.39 *	$438.66	+31.6%	UNIT SER 1	46090E103
SPY	STATE STR SPDR S&P 500 ETF T	6,783	$4.654M	1.7%	$686.10 *	$433.80	+49.9%	TR UNIT	78462F103
XLP	SELECT SECTOR SPDR TR	50,744	$4.138M	1.5%	$81.55	$79.09	+3.7%	STATE STREET CON	81369Y308
IJR	ISHARES TR	30,837	$4.065M	1.5%	$131.81 *	$119.59	+3.9%	CORE S&P SCP ETF	464287804
IJH	ISHARES TR	56,944	$4.055M	1.5%	$71.21 *	$65.51	+3.1%	CORE S&P MCP ETF	464287507
AGZ	ISHARES TR	36,285	$3.986M	1.5%	$109.86	$108.24	+1.4%	AGENCY BOND ETF	464288166
QUAL	ISHARES TR	19,739	$3.972M	1.5%	$201.25 *	$165.44	+15.9%	MSCI USA QLT FCT	46432F339
VBK	VANGUARD INDEX FDS	12,311	$3.969M	1.5%	$322.39 *	$301.69	+0.2%	SML CP GRW ETF	922908595
VBR	VANGUARD INDEX FDS	17,127	$3.889M	1.4%	$227.07 *	$209.65	+3.6%	SM CP VAL ETF	922908611
TAFI	AB ACTIVE ETFS INC	150,790	$3.798M	1.4%	$25.19	$25.18	-0.0%	TAX AWARE SHRT	00039J202
ACWX	ISHARES TR	47,540	$3.46M	1.3%	$72.78 *	$66.26	+3.3%	MSCI ACWI EX US	464288240
COO	COOPER COS INC	45,507	$3.263M	1.2%	$71.70	$75.10	-4.8%	COM	216648501
ADM	ARCHER DANIELS MIDLAND CO	33,568	$2.344M	0.9%	$69.82 *	$67.30	+8.0%	COM	039483102
AAP	ADVANCE AUTO PARTS INC	40,633	$2.29M	0.8%	$56.36 *	$49.80	+5.9%	COM	00751Y106
AA	ALCOA CORP	30,112	$2.208M	0.8%	$73.31 *	$61.35	+8.1%	COM	013872106
XLU	SELECT SECTOR SPDR TR	47,337	$2.196M	0.8%	$46.39	$43.74	+4.9%	STATE STREET UTI	81369Y886
ECL	ECOLAB INC	7,977	$2.195M	0.8%	$275.20 *	$154.05	+72.7%	COM	278865100
XLV	SELECT SECTOR SPDR TR	14,373	$2.127M	0.8%	$147.97	$135.04	+8.6%	STATE STREET HEA	81369Y209
IGV	ISHARES TR	25,260	$1.988M	0.7%	$78.70	$88.52	-9.6%	EXPANDED TECH	464287515
MORN	MORNINGSTAR INC	5,744	$1.013M	0.4%	$176.42 *	$216.57	-21.9%	COM	617700109
CTAS	CINTAS CORP	4,967	$873K	0.3%	$175.68 *	$208.30	-18.8%	COM	172908105
NOW	SERVICENOW INC	9,335	$831K	0.3%	$89.06 *	$117.63	-11.1%	COM	81762P102
XOM	EXXON MOBIL CORP	4,904	$749K	0.3%	$152.65 *	$106.00	+60.1%	COM	30231G102
AAPL	APPLE INC	2,713	$703K	0.3%	$259.23 *	$210.15	+20.8%	COM	037833100
IWV	ISHARES TR	1,144	$447K	0.2%	$390.91 *	$244.76	+51.4%	RUSSELL 3000 ETF	464287689
GOOG	ALPHABET INC	1,039	$332K	0.1%	$319.21 *	$225.98	+26.9%	CAP STK CL C	02079K107
VOO	VANGUARD INDEX FDS	463	$292K	0.1%	$630.72 *	$531.84	+12.4%	S&P 500 ETF SHS	922908363
USMV	ISHARES TR	3,051	$285K	0.1%	$93.51	$72.24	+28.4%	MSCI USA MIN VOL	46429B697
VYM	VANGUARD WHITEHALL FDS	1,432	$219K	0.1%	$153.19 *	$105.00	+41.1%	HIGH DIV YLD	921946406
MA	MASTERCARD INCORPORATED	425	$216K	0.1%	$508.58	$398.78	+25.3%	CL A	57636Q104