Refined Wealth Management Long-Term Concentrated

Location: Salt Lake City, UT

CIK: 0001724729 · Show all filings

Period: Q2 2025 (← Previous) (Next →)

Filing Date: Jul 17, 2025

Total Value: $145M (100.0% shares, 0.0% debt)

Holdings (33)

COIN COINBASE GLOBAL INC 14.2%

Value $20.59M Shares 58,748 Share Price $350.49 Est. Cost/Share $112.82 Unrealized @ Report Date +210.7%

BNDX VANGUARD CHARLOTTE FDS 11.4%

Value $16.61M Shares 335,394 Share Price $49.51 Est. Cost/Share $53.09 Unrealized @ Report Date -6.8%

VSGX VANGUARD WORLD FD 11.0%

Value $15.94M Shares 243,425 Share Price $65.50 Est. Cost/Share $58.00 Unrealized @ Report Date +12.9%

QQQ INVESCO QQQ TR 9.5%

Value $13.78M Shares 24,987 Share Price $551.64 Est. Cost/Share $507.89 Unrealized @ Report Date +8.6%

VTV VANGUARD INDEX FDS 7.9%

Value $11.53M Shares 65,211 Share Price $176.74 Est. Cost/Share $174.31 Unrealized @ Report Date +1.4%

BITB BITWISE BITCOIN ETF TR 7.2%

Value $10.51M Shares 179,375 Share Price $58.59 Est. Cost/Share $35.38 Unrealized @ Report Date +65.6%

SRLN SSGA ACTIVE ETF TR 6.0%

Value $8.761M Shares 210,651 Share Price $41.59 Est. Cost/Share $45.41 Unrealized @ Report Date -8.4%

BIV VANGUARD BD INDEX FDS 5.2%

Value $7.519M Shares 97,222 Share Price $77.34 Est. Cost/Share $75.44 Unrealized @ Report Date +2.5%

ENVX ENOVIX CORPORATION 4.9%

Value $7.147M Shares 691,161 Share Price $10.34 Est. Cost/Share $11.82 Unrealized @ Report Date -12.5%

GLD SPDR GOLD TR 3.5%

Value $5.118M Shares 16,789 Share Price $304.83 Est. Cost/Share $171.94 Unrealized @ Report Date +77.3%

TLT ISHARES TR 3.5%

Value $5.033M Shares 57,026 Share Price $88.25 Est. Cost/Share $103.48 Unrealized @ Report Date -14.7%

VCLT VANGUARD SCOTTSDALE FDS 3.4%

Value $4.984M Shares 65,669 Share Price $75.90 Est. Cost/Share $78.66 Unrealized @ Report Date -3.5%

VO VANGUARD INDEX FDS 2.6%

Value $3.717M Shares 13,285 Share Price $279.82 * Est. Cost/Share $55.25 Unrealized @ Report Date +26.6%

VB VANGUARD INDEX FDS 2.3%

Value $3.337M Shares 14,081 Share Price $236.99 Est. Cost/Share $228.73 Unrealized @ Report Date +3.6%

BBBY BEYOND INC 2.0%

Value $2.884M Shares 419,149 Share Price $6.88 Est. Cost/Share $31.76 Unrealized @ Report Date -78.3%

NULG NUSHARES ETF TR 0.8%

Value $1.208M Shares 12,853 Share Price $93.95 Est. Cost/Share $57.74 Unrealized @ Report Date +62.7%

VOO VANGUARD INDEX FDS 0.8%

Value $1.113M Shares 1,959 Share Price $568.07 Est. Cost/Share $430.91 Unrealized @ Report Date +31.8%

AMZN AMAZON COM INC 0.6%

Value $940K Shares 4,283 Share Price $219.39 Est. Cost/Share $124.57 Unrealized @ Report Date +76.1%

FTSM FIRST TR EXCHANGE-TRADED FD 0.6%

Value $887K Shares 14,811 Share Price $59.87 Est. Cost/Share $59.97 Unrealized @ Report Date -0.2%

NVDA NVIDIA CORPORATION 0.5%

Value $769K Shares 4,870 Share Price $157.99 Est. Cost/Share $93.06 Unrealized @ Report Date +69.8%

AAPL APPLE INC 0.4%

Value $564K Shares 2,750 Share Price $205.17 Est. Cost/Share $134.70 Unrealized @ Report Date +52.0%

UNP UNION PAC CORP 0.4%

Value $555K Shares 2,412 Share Price $230.03 Est. Cost/Share $201.77 Unrealized @ Report Date +12.7%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $339K Shares 698 Share Price $485.77 Est. Cost/Share $296.98 Unrealized @ Report Date +63.6%

META META PLATFORMS INC 0.2%

Value $272K Shares 368 Share Price $738.09 Est. Cost/Share $616.61 Unrealized @ Report Date +19.5%

SUSA ISHARES TR 0.2%

Value $232K Shares 1,833 Share Price $126.75 Est. Cost/Share $104.13 Unrealized @ Report Date +21.7%

IBIT ISHARES BITCOIN TRUST ETF 0.1%

Value $213K Shares 3,485 Share Price $61.21 Est. Cost/Share $56.03 Unrealized @ Report Date +9.2%

TSLA TESLA INC 0.1%

Value $212K Shares 668 Share Price $317.66 Est. Cost/Share $301.28 Unrealized @ Report Date +5.4%

XSOE WISDOMTREE TR 0.1%

Value $208K Shares 6,031 Share Price $34.48 Est. Cost/Share $32.02 Unrealized @ Report Date +7.7%

ETN EATON CORP PLC 0.1%

Value $208K Shares 582 Share Price $356.99 Est. Cost/Share $306.71 Unrealized @ Report Date +16.1%

GLDM WORLD GOLD TR 0.1%

Value $201K Shares 3,072 Share Price $65.52 Est. Cost/Share $65.08 Unrealized @ Report Date +0.7%

NXE NEXGEN ENERGY LTD 0.1%

Value $76,340 Shares 11,000 Share Price $6.94 Est. Cost/Share $4.80 Unrealized @ Report Date +44.5%

DNN DENISON MINES CORP 0.0%

Value $19,747 Shares 10,850 Share Price $1.82 Est. Cost/Share $1.41 Unrealized @ Report Date +29.0%

URG UR-ENERGY INC 0.0%

Value $11,340 Shares 10,800 Share Price $1.05 Est. Cost/Share $1.42 Unrealized @ Report Date -25.8%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
COIN	COINBASE GLOBAL INC	58,748	$20.59M	14.2%	$350.49	$112.82	+210.7%	COM CL A	19260Q107
BNDX	VANGUARD CHARLOTTE FDS	335,394	$16.61M	11.4%	$49.51	$53.09	-6.8%	TOTAL INT BD ETF	92203J407
VSGX	VANGUARD WORLD FD	243,425	$15.94M	11.0%	$65.50	$58.00	+12.9%	ESG INTL STK ETF	921910725
QQQ	INVESCO QQQ TR	24,987	$13.78M	9.5%	$551.64	$507.89	+8.6%	UNIT SER 1	46090E103
VTV	VANGUARD INDEX FDS	65,211	$11.53M	7.9%	$176.74	$174.31	+1.4%	VALUE ETF	922908744
BITB	BITWISE BITCOIN ETF TR	179,375	$10.51M	7.2%	$58.59	$35.38	+65.6%	SHS BEN INT	09174C104
SRLN	SSGA ACTIVE ETF TR	210,651	$8.761M	6.0%	$41.59	$45.41	-8.4%	BLACKSTONE SENR	78467V608
BIV	VANGUARD BD INDEX FDS	97,222	$7.519M	5.2%	$77.34	$75.44	+2.5%	INTERMED TERM	921937819
ENVX	ENOVIX CORPORATION	691,161	$7.147M	4.9%	$10.34	$11.82	-12.5%	COM	293594107
GLD	SPDR GOLD TR	16,789	$5.118M	3.5%	$304.83	$171.94	+77.3%	GOLD SHS	78463V107
TLT	ISHARES TR	57,026	$5.033M	3.5%	$88.25	$103.48	-14.7%	20 YR TR BD ETF	464287432
VCLT	VANGUARD SCOTTSDALE FDS	65,669	$4.984M	3.4%	$75.90	$78.66	-3.5%	LG-TERM COR BD	92206C813
VO	VANGUARD INDEX FDS	13,285	$3.717M	2.6%	$279.82 *	$55.25	+26.6%	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	14,081	$3.337M	2.3%	$236.99	$228.73	+3.6%	SMALL CP ETF	922908751
BBBY	BEYOND INC	419,149	$2.884M	2.0%	$6.88	$31.76	-78.3%	COM	690370101
NULG	NUSHARES ETF TR	12,853	$1.208M	0.8%	$93.95	$57.74	+62.7%	NUVEEN ESG LRGCP	67092P201
VOO	VANGUARD INDEX FDS	1,959	$1.113M	0.8%	$568.07	$430.91	+31.8%	S&P 500 ETF SHS	922908363
AMZN	AMAZON COM INC	4,283	$940K	0.6%	$219.39	$124.57	+76.1%	COM	023135106
FTSM	FIRST TR EXCHANGE-TRADED FD	14,811	$887K	0.6%	$59.87	$59.97	-0.2%	FIRST TR ENH NEW	33739Q408
NVDA	NVIDIA CORPORATION	4,870	$769K	0.5%	$157.99	$93.06	+69.8%	COM	67066G104
AAPL	APPLE INC	2,750	$564K	0.4%	$205.17	$134.70	+52.0%	COM	037833100
UNP	UNION PAC CORP	2,412	$555K	0.4%	$230.03	$201.77	+12.7%	COM	907818108
BRK/B	BERKSHIRE HATHAWAY INC DEL	698	$339K	0.2%	$485.77	$296.98	+63.6%	CL B NEW	084670702
META	META PLATFORMS INC	368	$272K	0.2%	$738.09	$616.61	+19.5%	CL A	30303M102
SUSA	ISHARES TR	1,833	$232K	0.2%	$126.75	$104.13	+21.7%	ESG OPTIMIZED	464288802
IBIT	ISHARES BITCOIN TRUST ETF	3,485	$213K	0.1%	$61.21	$56.03	+9.2%	SHS BEN INT	46438F101
TSLA	TESLA INC	668	$212K	0.1%	$317.66	$301.28	+5.4%	COM	88160R101
XSOE	WISDOMTREE TR	6,031	$208K	0.1%	$34.48	$32.02	+7.7%	EM EX ST-OWNED	97717X578
ETN	EATON CORP PLC	582	$208K	0.1%	$356.99	$306.71	+16.1%	SHS	G29183103
GLDM	WORLD GOLD TR	3,072	$201K	0.1%	$65.52	$65.08	+0.7%	SPDR GLD MINIS	98149E303
NXE	NEXGEN ENERGY LTD	11,000	$76,340	0.1%	$6.94	$4.80	+44.5%	COM	65340P106
DNN	DENISON MINES CORP	10,850	$19,747	0.0%	$1.82	$1.41	+29.0%	COM	248356107
URG	UR-ENERGY INC	10,800	$11,340	0.0%	$1.05	$1.42	-25.8%	COM	91688R108