Refined Wealth Management Long-Term Concentrated

CIK: 0001724729 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Oct 21, 2025

Total Value ($000): $155,624 (100.0% shares, 0.0% debt)

Holdings (36)

COIN COINBASE GLOBAL INC 12.6%

Value ($000) $19,593 Shares 58,056 Est. Cost $112.82 Unrealized +200.5%

VSGX VANGUARD WORLD FD 10.7%

Value ($000) $16,705 Shares 240,811 Est. Cost $56.98 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 10.0%

Value ($000) $15,506 Shares 313,503 Est. Cost $51.96 Unrealized —

QQQ INVESCO QQQ TR 9.4%

Value ($000) $14,693 Shares 24,473 Est. Cost $470.26 Unrealized —

VTV VANGUARD INDEX FDS 7.8%

Value ($000) $12,122 Shares 65,001 Est. Cost $172.79 Unrealized —

BITB BITWISE BITCOIN ETF TR 7.5%

Value ($000) $11,680 Shares 187,728 Est. Cost $41.38 Unrealized —

SRLN SSGA ACTIVE ETF TR 5.9%

Value ($000) $9,111 Shares 219,125 Est. Cost $45.43 Unrealized —

ENVX ENOVIX CORPORATION 5.1%

Value ($000) $7,969 Shares 799,290 Est. Cost $11.76 Unrealized -3.4%

BIV VANGUARD BD INDEX FDS 5.1%

Value ($000) $7,949 Shares 101,797 Est. Cost $76.64 Unrealized —

GLD SPDR GOLD TR 3.7%

Value ($000) $5,797 Shares 16,309 Est. Cost $168.56 Unrealized —

TLT ISHARES TR 3.4%

Value ($000) $5,269 Shares 58,962 Est. Cost $104.71 Unrealized —

VCLT VANGUARD SCOTTSDALE FDS 3.4%

Value ($000) $5,257 Shares 67,699 Est. Cost $79.58 Unrealized —

BBBY BED BATH & BEYOND INC 2.6%

Value ($000) $4,073 Shares 416,058 Est. Cost $31.76 Unrealized -71.4%

VO VANGUARD INDEX FDS 2.5%

Value ($000) $3,887 Shares 13,232 Est. Cost $233.75 Unrealized —

VB VANGUARD INDEX FDS 2.3%

Value ($000) $3,583 Shares 14,092 Est. Cost $221.84 Unrealized —

XRPI VOLATILITY SHS TR 1.8%

Value ($000) $2,780 Shares 160,851 Est. Cost $17.28 Unrealized —

NULG NUSHARES ETF TR 0.8%

Value ($000) $1,244 Shares 12,505 Est. Cost $58.01 Unrealized —

VOO VANGUARD INDEX FDS 0.8%

Value ($000) $1,202 Shares 1,963 Est. Cost $428.68 Unrealized —

AMZN AMAZON COM INC 0.6%

Value ($000) $943 Shares 4,293 Est. Cost $124.57 Unrealized +81.7%

NVDA NVIDIA CORPORATION 0.6%

Value ($000) $911 Shares 4,885 Est. Cost $93.06 Unrealized +87.3%

FTSM FIRST TR EXCHANGE-TRADED FD 0.6%

Value ($000) $887 Shares 14,811 Est. Cost $59.93 Unrealized —

AAPL APPLE INC 0.5%

Value ($000) $726 Shares 2,850 Est. Cost $137.89 Unrealized +63.6%

UNP UNION PAC CORP 0.4%

Value ($000) $577 Shares 2,440 Est. Cost $202.01 Unrealized +10.5%

VEA VANGUARD TAX-MANAGED FDS 0.3%

Value ($000) $492 Shares 8,204 Est. Cost $59.92 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.3%

Value ($000) $432 Shares 860 Est. Cost $332.28 Unrealized +45.8%

XMAG TIDAL TRUST II 0.2%

Value ($000) $340 Shares 15,350 Est. Cost $22.15 Unrealized —

TSLA TESLA INC 0.2%

Value ($000) $297 Shares 668 Est. Cost $301.28 Unrealized +15.1%

META META PLATFORMS INC 0.2%

Value ($000) $270 Shares 368 Est. Cost $616.61 Unrealized +20.5%

SUSA ISHARES TR 0.2%

Value ($000) $249 Shares 1,833 Est. Cost $109.17 Unrealized —

ETN EATON CORP PLC 0.2%

Value ($000) $240 Shares 641 Est. Cost $311.92 Unrealized +16.5%

GLDM WORLD GOLD TR 0.2%

Value ($000) $235 Shares 3,072 Est. Cost $65.52 Unrealized —

XSOE WISDOMTREE TR 0.1%

Value ($000) $229 Shares 6,039 Est. Cost $34.48 Unrealized —

IBIT ISHARES BITCOIN TRUST ETF 0.1%

Value ($000) $228 Shares 3,510 Est. Cost $61.21 Unrealized —

NXE NEXGEN ENERGY LTD 0.1%

Value ($000) $98 Shares 11,000 Est. Cost $4.80 Unrealized +53.5%

DNN DENISON MINES CORP 0.0%

Value ($000) $30 Shares 10,850 Est. Cost $1.41 Unrealized +56.8%

URG UR-ENERGY INC 0.0%

Value ($000) $19 Shares 10,800 Est. Cost $1.42 Unrealized -4.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
COIN	COINBASE GLOBAL INC	58,056	$19,593	12.6%	$112.82	+200.5%	COM CL A	19260Q107
VSGX	VANGUARD WORLD FD	240,811	$16,705	10.7%	$56.98	—	ESG INTL STK ETF	921910725
BNDX	VANGUARD CHARLOTTE FDS	313,503	$15,506	10.0%	$51.96	—	TOTAL INT BD ETF	92203J407
QQQ	INVESCO QQQ TR	24,473	$14,693	9.4%	$470.26	—	UNIT SER 1	46090E103
VTV	VANGUARD INDEX FDS	65,001	$12,122	7.8%	$172.79	—	VALUE ETF	922908744
BITB	BITWISE BITCOIN ETF TR	187,728	$11,680	7.5%	$41.38	—	SHS BEN INT	09174C104
SRLN	SSGA ACTIVE ETF TR	219,125	$9,111	5.9%	$45.43	—	BLACKSTONE SENR	78467V608
ENVX	ENOVIX CORPORATION	799,290	$7,969	5.1%	$11.76	-3.4%	COM	293594107
BIV	VANGUARD BD INDEX FDS	101,797	$7,949	5.1%	$76.64	—	INTERMED TERM	921937819
GLD	SPDR GOLD TR	16,309	$5,797	3.7%	$168.56	—	GOLD SHS	78463V107
TLT	ISHARES TR	58,962	$5,269	3.4%	$104.71	—	20 YR TR BD ETF	464287432
VCLT	VANGUARD SCOTTSDALE FDS	67,699	$5,257	3.4%	$79.58	—	LG-TERM COR BD	92206C813
BBBY	BED BATH & BEYOND INC	416,058	$4,073	2.6%	$31.76	-71.4%	COM	690370101
VO	VANGUARD INDEX FDS	13,232	$3,887	2.5%	$233.75	—	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	14,092	$3,583	2.3%	$221.84	—	SMALL CP ETF	922908751
XRPI	VOLATILITY SHS TR	160,851	$2,780	1.8%	$17.28	—	XRP ETF	92864M780
NULG	NUSHARES ETF TR	12,505	$1,244	0.8%	$58.01	—	NUVEEN ESG LRGCP	67092P201
VOO	VANGUARD INDEX FDS	1,963	$1,202	0.8%	$428.68	—	S&P 500 ETF SHS	922908363
AMZN	AMAZON COM INC	4,293	$943	0.6%	$124.57	+81.7%	COM	023135106
NVDA	NVIDIA CORPORATION	4,885	$911	0.6%	$93.06	+87.3%	COM	67066G104
FTSM	FIRST TR EXCHANGE-TRADED FD	14,811	$887	0.6%	$59.93	—	FIRST TR ENH NEW	33739Q408
AAPL	APPLE INC	2,850	$726	0.5%	$137.89	+63.6%	COM	037833100
UNP	UNION PAC CORP	2,440	$577	0.4%	$202.01	+10.5%	COM	907818108
VEA	VANGUARD TAX-MANAGED FDS	8,204	$492	0.3%	$59.92	—	VAN FTSE DEV MKT	921943858
BRK/B	BERKSHIRE HATHAWAY INC DEL	860	$432	0.3%	$332.28	+45.8%	CL B NEW	084670702
XMAG	TIDAL TRUST II	15,350	$340	0.2%	$22.15	—	DEFIANCE LARGE	88636R743
TSLA	TESLA INC	668	$297	0.2%	$301.28	+15.1%	COM	88160R101
META	META PLATFORMS INC	368	$270	0.2%	$616.61	+20.5%	CL A	30303M102
SUSA	ISHARES TR	1,833	$249	0.2%	$109.17	—	ESG OPTIMIZED	464288802
ETN	EATON CORP PLC	641	$240	0.2%	$311.92	+16.5%	SHS	G29183103
GLDM	WORLD GOLD TR	3,072	$235	0.2%	$65.52	—	SPDR GLD MINIS	98149E303
XSOE	WISDOMTREE TR	6,039	$229	0.1%	$34.48	—	EM EX ST-OWNED	97717X578
IBIT	ISHARES BITCOIN TRUST ETF	3,510	$228	0.1%	$61.21	—	SHS BEN INT	46438F101
NXE	NEXGEN ENERGY LTD	11,000	$98	0.1%	$4.80	+53.5%	COM	65340P106
DNN	DENISON MINES CORP	10,850	$30	0.0%	$1.41	+56.8%	COM	248356107
URG	UR-ENERGY INC	10,800	$19	0.0%	$1.42	-4.2%	COM	91688R108