Refined Wealth Management Long-Term Concentrated

Location: Salt Lake City, UT

CIK: 0001724729 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Oct 21, 2025

Total Value: $156M (100.0% shares, 0.0% debt)

Holdings (36)

COIN COINBASE GLOBAL INC 12.6%

Value $19.59M Shares 58,056 Share Price $337.49 Est. Cost/Share $112.82 Unrealized @ Report Date +199.1%

VSGX VANGUARD WORLD FD 10.7%

Value $16.71M Shares 240,811 Share Price $69.37 Est. Cost/Share $58.00 Unrealized @ Report Date +19.6%

BNDX VANGUARD CHARLOTTE FDS 10.0%

Value $15.51M Shares 313,503 Share Price $49.46 Est. Cost/Share $53.09 Unrealized @ Report Date -6.8%

QQQ INVESCO QQQ TR 9.4%

Value $14.69M Shares 24,473 Share Price $600.37 Est. Cost/Share $507.89 Unrealized @ Report Date +18.2%

VTV VANGUARD INDEX FDS 7.8%

Value $12.12M Shares 65,001 Share Price $186.49 Est. Cost/Share $174.31 Unrealized @ Report Date +7.0%

BITB BITWISE BITCOIN ETF TR 7.5%

Value $11.68M Shares 187,728 Share Price $62.22 Est. Cost/Share $36.58 Unrealized @ Report Date +70.1%

SRLN SSGA ACTIVE ETF TR 5.9%

Value $9.111M Shares 219,125 Share Price $41.58 Est. Cost/Share $45.26 Unrealized @ Report Date -8.1%

ENVX ENOVIX CORPORATION 5.1%

Value $7.969M Shares 799,290 Share Price $9.97 Est. Cost/Share $11.76 Unrealized @ Report Date -15.2%

BIV VANGUARD BD INDEX FDS 5.1%

Value $7.949M Shares 101,797 Share Price $78.09 Est. Cost/Share $75.53 Unrealized @ Report Date +3.4%

GLD SPDR GOLD TR 3.7%

Value $5.797M Shares 16,309 Share Price $355.47 Est. Cost/Share $171.94 Unrealized @ Report Date +106.7%

TLT ISHARES TR 3.4%

Value $5.269M Shares 58,962 Share Price $89.37 Est. Cost/Share $102.96 Unrealized @ Report Date -13.2%

VCLT VANGUARD SCOTTSDALE FDS 3.4%

Value $5.257M Shares 67,699 Share Price $77.65 Est. Cost/Share $78.58 Unrealized @ Report Date -1.2%

BBBY BED BATH & BEYOND INC 2.6%

Value $4.073M Shares 416,058 Share Price $9.79 Est. Cost/Share $31.76 Unrealized @ Report Date -69.2%

VO VANGUARD INDEX FDS 2.5%

Value $3.887M Shares 13,232 Share Price $293.73 * Est. Cost/Share $55.25 Unrealized @ Report Date +32.9%

VB VANGUARD INDEX FDS 2.3%

Value $3.583M Shares 14,092 Share Price $254.28 Est. Cost/Share $228.73 Unrealized @ Report Date +11.2%

XRPI VOLATILITY SHS TR 1.8%

Value $2.78M Shares 160,851 Share Price $17.28 Est. Cost/Share $18.48 Unrealized @ Report Date -6.5%

NULG NUSHARES ETF TR 0.8%

Value $1.244M Shares 12,505 Share Price $99.45 Est. Cost/Share $57.74 Unrealized @ Report Date +72.2%

VOO VANGUARD INDEX FDS 0.8%

Value $1.202M Shares 1,963 Share Price $612.31 Est. Cost/Share $430.91 Unrealized @ Report Date +42.1%

AMZN AMAZON COM INC 0.6%

Value $943K Shares 4,293 Share Price $219.57 Est. Cost/Share $124.57 Unrealized @ Report Date +76.3%

NVDA NVIDIA CORPORATION 0.6%

Value $911K Shares 4,885 Share Price $186.58 Est. Cost/Share $93.06 Unrealized @ Report Date +100.5%

FTSM FIRST TR EXCHANGE-TRADED FD 0.6%

Value $887K Shares 14,811 Share Price $59.91 Est. Cost/Share $59.97 Unrealized @ Report Date -0.1%

AAPL APPLE INC 0.5%

Value $726K Shares 2,850 Share Price $254.65 Est. Cost/Share $137.89 Unrealized @ Report Date +84.5%

UNP UNION PAC CORP 0.4%

Value $577K Shares 2,440 Share Price $236.37 Est. Cost/Share $202.01 Unrealized @ Report Date +16.3%

VEA VANGUARD TAX-MANAGED FDS 0.3%

Value $492K Shares 8,204 Share Price $59.92 Est. Cost/Share $58.28 Unrealized @ Report Date +2.8%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.3%

Value $432K Shares 860 Share Price $502.74 Est. Cost/Share $332.28 Unrealized @ Report Date +51.3%

XMAG TIDAL TRUST II 0.2%

Value $340K Shares 15,350 Share Price $22.15 Est. Cost/Share $21.57 Unrealized @ Report Date +2.7%

TSLA TESLA INC 0.2%

Value $297K Shares 668 Share Price $444.72 Est. Cost/Share $301.28 Unrealized @ Report Date +47.6%

META META PLATFORMS INC 0.2%

Value $270K Shares 368 Share Price $734.38 Est. Cost/Share $616.61 Unrealized @ Report Date +19.0%

SUSA ISHARES TR 0.2%

Value $249K Shares 1,833 Share Price $135.65 Est. Cost/Share $104.13 Unrealized @ Report Date +30.3%

ETN EATON CORP PLC 0.2%

Value $240K Shares 641 Share Price $374.25 Est. Cost/Share $311.92 Unrealized @ Report Date +20.0%

GLDM WORLD GOLD TR 0.2%

Value $235K Shares 3,072 Share Price $76.45 Est. Cost/Share $65.08 Unrealized @ Report Date +17.5%

XSOE WISDOMTREE TR 0.1%

Value $229K Shares 6,039 Share Price $37.94 Est. Cost/Share $32.02 Unrealized @ Report Date +18.5%

IBIT ISHARES BITCOIN TRUST ETF 0.1%

Value $228K Shares 3,510 Share Price $65.00 Est. Cost/Share $56.03 Unrealized @ Report Date +16.0%

NXE NEXGEN ENERGY LTD 0.1%

Value $98,450 Shares 11,000 Share Price $8.95 Est. Cost/Share $4.80 Unrealized @ Report Date +86.3%

DNN DENISON MINES CORP 0.0%

Value $29,838 Shares 10,850 Share Price $2.75 Est. Cost/Share $1.41 Unrealized @ Report Date +94.9%

URG UR-ENERGY INC 0.0%

Value $19,332 Shares 10,800 Share Price $1.79 Est. Cost/Share $1.42 Unrealized @ Report Date +26.5%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
COIN	COINBASE GLOBAL INC	58,056	$19.59M	12.6%	$337.49	$112.82	+199.1%	COM CL A	19260Q107
VSGX	VANGUARD WORLD FD	240,811	$16.71M	10.7%	$69.37	$58.00	+19.6%	ESG INTL STK ETF	921910725
BNDX	VANGUARD CHARLOTTE FDS	313,503	$15.51M	10.0%	$49.46	$53.09	-6.8%	TOTAL INT BD ETF	92203J407
QQQ	INVESCO QQQ TR	24,473	$14.69M	9.4%	$600.37	$507.89	+18.2%	UNIT SER 1	46090E103
VTV	VANGUARD INDEX FDS	65,001	$12.12M	7.8%	$186.49	$174.31	+7.0%	VALUE ETF	922908744
BITB	BITWISE BITCOIN ETF TR	187,728	$11.68M	7.5%	$62.22	$36.58	+70.1%	SHS BEN INT	09174C104
SRLN	SSGA ACTIVE ETF TR	219,125	$9.111M	5.9%	$41.58	$45.26	-8.1%	BLACKSTONE SENR	78467V608
ENVX	ENOVIX CORPORATION	799,290	$7.969M	5.1%	$9.97	$11.76	-15.2%	COM	293594107
BIV	VANGUARD BD INDEX FDS	101,797	$7.949M	5.1%	$78.09	$75.53	+3.4%	INTERMED TERM	921937819
GLD	SPDR GOLD TR	16,309	$5.797M	3.7%	$355.47	$171.94	+106.7%	GOLD SHS	78463V107
TLT	ISHARES TR	58,962	$5.269M	3.4%	$89.37	$102.96	-13.2%	20 YR TR BD ETF	464287432
VCLT	VANGUARD SCOTTSDALE FDS	67,699	$5.257M	3.4%	$77.65	$78.58	-1.2%	LG-TERM COR BD	92206C813
BBBY	BED BATH & BEYOND INC	416,058	$4.073M	2.6%	$9.79	$31.76	-69.2%	COM	690370101
VO	VANGUARD INDEX FDS	13,232	$3.887M	2.5%	$293.73 *	$55.25	+32.9%	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	14,092	$3.583M	2.3%	$254.28	$228.73	+11.2%	SMALL CP ETF	922908751
XRPI	VOLATILITY SHS TR	160,851	$2.78M	1.8%	$17.28	$18.48	-6.5%	XRP ETF	92864M780
NULG	NUSHARES ETF TR	12,505	$1.244M	0.8%	$99.45	$57.74	+72.2%	NUVEEN ESG LRGCP	67092P201
VOO	VANGUARD INDEX FDS	1,963	$1.202M	0.8%	$612.31	$430.91	+42.1%	S&P 500 ETF SHS	922908363
AMZN	AMAZON COM INC	4,293	$943K	0.6%	$219.57	$124.57	+76.3%	COM	023135106
NVDA	NVIDIA CORPORATION	4,885	$911K	0.6%	$186.58	$93.06	+100.5%	COM	67066G104
FTSM	FIRST TR EXCHANGE-TRADED FD	14,811	$887K	0.6%	$59.91	$59.97	-0.1%	FIRST TR ENH NEW	33739Q408
AAPL	APPLE INC	2,850	$726K	0.5%	$254.65	$137.89	+84.5%	COM	037833100
UNP	UNION PAC CORP	2,440	$577K	0.4%	$236.37	$202.01	+16.3%	COM	907818108
VEA	VANGUARD TAX-MANAGED FDS	8,204	$492K	0.3%	$59.92	$58.28	+2.8%	VAN FTSE DEV MKT	921943858
BRK/B	BERKSHIRE HATHAWAY INC DEL	860	$432K	0.3%	$502.74	$332.28	+51.3%	CL B NEW	084670702
XMAG	TIDAL TRUST II	15,350	$340K	0.2%	$22.15	$21.57	+2.7%	DEFIANCE LARGE	88636R743
TSLA	TESLA INC	668	$297K	0.2%	$444.72	$301.28	+47.6%	COM	88160R101
META	META PLATFORMS INC	368	$270K	0.2%	$734.38	$616.61	+19.0%	CL A	30303M102
SUSA	ISHARES TR	1,833	$249K	0.2%	$135.65	$104.13	+30.3%	ESG OPTIMIZED	464288802
ETN	EATON CORP PLC	641	$240K	0.2%	$374.25	$311.92	+20.0%	SHS	G29183103
GLDM	WORLD GOLD TR	3,072	$235K	0.2%	$76.45	$65.08	+17.5%	SPDR GLD MINIS	98149E303
XSOE	WISDOMTREE TR	6,039	$229K	0.1%	$37.94	$32.02	+18.5%	EM EX ST-OWNED	97717X578
IBIT	ISHARES BITCOIN TRUST ETF	3,510	$228K	0.1%	$65.00	$56.03	+16.0%	SHS BEN INT	46438F101
NXE	NEXGEN ENERGY LTD	11,000	$98,450	0.1%	$8.95	$4.80	+86.3%	COM	65340P106
DNN	DENISON MINES CORP	10,850	$29,838	0.0%	$2.75	$1.41	+94.9%	COM	248356107
URG	UR-ENERGY INC	10,800	$19,332	0.0%	$1.79	$1.42	+26.5%	COM	91688R108