Refined Wealth Management Long-Term Concentrated

Location: Salt Lake City, UT

CIK: 0001724729 · Show all filings

Period: Q4 2025 (← Previous) (Next →)

Filing Date: Jan 15, 2026

Total Value: $149M (100.0% shares, 0.0% debt)

Holdings (43)

VSGX VANGUARD WORLD FD 11.5%
Value $17.09M Shares 238,673 Share Price $71.62 Est. Cost/Share $58.00 Unrealized @ Report Date +23.5%
QQQ INVESCO QQQ TR 10.6%
Value $15.74M Shares 25,626 Share Price $614.31 Est. Cost/Share $512.65 Unrealized @ Report Date +19.8%
BNDX VANGUARD CHARLOTTE FDS 10.2%
Value $15.13M Shares 313,035 Share Price $48.32 Est. Cost/Share $53.09 Unrealized @ Report Date -9.0%
COIN COINBASE GLOBAL INC 8.9%
Value $13.23M Shares 58,518 Share Price $226.14 Est. Cost/Share $112.82 Unrealized @ Report Date +100.4%
VTV VANGUARD INDEX FDS 8.3%
Value $12.37M Shares 64,777 Share Price $190.99 Est. Cost/Share $174.31 Unrealized @ Report Date +9.6%
BITB BITWISE BITCOIN ETF TR 6.4%
Value $9.501M Shares 199,766 Share Price $47.56 Est. Cost/Share $37.66 Unrealized @ Report Date +26.3%
SRLN SSGA ACTIVE ETF TR 6.1%
Value $9.076M Shares 219,927 Share Price $41.27 Est. Cost/Share $45.26 Unrealized @ Report Date -8.8%
BIV VANGUARD BD INDEX FDS 5.1%
Value $7.638M Shares 98,070 Share Price $77.88 Est. Cost/Share $75.53 Unrealized @ Report Date +3.1%
GLD SPDR GOLD TR 4.4%
Value $6.558M Shares 16,547 Share Price $396.31 Est. Cost/Share $174.96 Unrealized @ Report Date +126.5%
ENVX ENOVIX CORPORATION 4.0%
Value $5.906M Shares 807,937 Share Price $7.31 Est. Cost/Share $11.73 Unrealized @ Report Date -37.7%
VCLT VANGUARD SCOTTSDALE FDS 3.4%
Value $5.063M Shares 66,754 Share Price $75.85 Est. Cost/Share $78.58 Unrealized @ Report Date -3.5%
TLT ISHARES TR 3.4%
Value $5.056M Shares 58,006 Share Price $87.16 Est. Cost/Share $102.96 Unrealized @ Report Date -15.3%
VO VANGUARD INDEX FDS 2.6%
Value $3.878M Shares 13,363 Share Price $290.21 * Est. Cost/Share $55.25 Unrealized @ Report Date +31.3%
VB VANGUARD INDEX FDS 2.5%
Value $3.654M Shares 14,167 Share Price $257.94 Est. Cost/Share $228.73 Unrealized @ Report Date +12.8%
BBBY BED BATH & BEYOND INC 1.5%
Value $2.279M Shares 417,346 Share Price $5.46 Est. Cost/Share $31.76 Unrealized @ Report Date -82.8%
XRPI VOLATILITY SHS TR 1.2%
Value $1.841M Shares 174,132 Share Price $10.57 Est. Cost/Share $18.10 Unrealized @ Report Date -41.6%
VEA VANGUARD TAX-MANAGED FDS 1.1%
Value $1.571M Shares 25,152 Share Price $62.47 Est. Cost/Share $60.29 Unrealized @ Report Date +3.6%
NVDA NVIDIA CORPORATION 0.9%
Value $1.27M Shares 6,810 Share Price $186.50 Est. Cost/Share $119.37 Unrealized @ Report Date +56.2%
VOO VANGUARD INDEX FDS 0.8%
Value $1.233M Shares 1,966 Share Price $627.18 Est. Cost/Share $430.91 Unrealized @ Report Date +45.5%
NULG NUSHARES ETF TR 0.8%
Value $1.223M Shares 12,510 Share Price $97.80 Est. Cost/Share $57.74 Unrealized @ Report Date +69.4%
AMZN AMAZON COM INC 0.8%
Value $1.185M Shares 5,132 Share Price $230.82 Est. Cost/Share $141.61 Unrealized @ Report Date +63.0%
AAPL APPLE INC 0.6%
Value $873K Shares 3,211 Share Price $271.89 Est. Cost/Share $152.56 Unrealized @ Report Date +78.2%
FTSM FIRST TR EXCHANGE-TRADED FD 0.6%
Value $852K Shares 14,209 Share Price $59.93 Est. Cost/Share $59.97 Unrealized @ Report Date -0.1%
XMAG TIDAL TRUST II 0.5%
Value $780K Shares 34,566 Share Price $22.57 Est. Cost/Share $22.01 Unrealized @ Report Date +2.5%
RSP INVESCO EXCHANGE TRADED FD T 0.4%
Value $606K Shares 3,162 Share Price $191.56 Est. Cost/Share $189.83 Unrealized @ Report Date +0.9%
UNP UNION PAC CORP 0.4%
Value $569K Shares 2,459 Share Price $231.29 Est. Cost/Share $202.01 Unrealized @ Report Date +14.5%
VWO VANGUARD INTL EQUITY INDEX F 0.4%
Value $520K Shares 9,677 Share Price $53.76 Est. Cost/Share $54.32 Unrealized @ Report Date -1.0%
META META PLATFORMS INC 0.3%
Value $485K Shares 735 Share Price $660.09 Est. Cost/Share $641.93 Unrealized @ Report Date +2.8%
BRK/B BERKSHIRE HATHAWAY INC DEL 0.3%
Value $432K Shares 860 Share Price $502.65 Est. Cost/Share $332.28 Unrealized @ Report Date +51.3%
MSFT MICROSOFT CORP 0.3%
Value $423K Shares 875 Share Price $483.62 Est. Cost/Share $500.58 Unrealized @ Report Date -3.4%
TSLA TESLA INC 0.2%
Value $333K Shares 741 Share Price $449.72 Est. Cost/Share $315.27 Unrealized @ Report Date +42.6%
VOT VANGUARD INDEX FDS 0.2%
Value $319K Shares 1,143 Share Price $279.14 Est. Cost/Share $286.20 Unrealized @ Report Date -2.5%
VBK VANGUARD INDEX FDS 0.2%
Value $285K Shares 942 Share Price $302.11 Est. Cost/Share $301.69 Unrealized @ Report Date +0.1%
GLDM WORLD GOLD TR 0.2%
Value $262K Shares 3,072 Share Price $85.37 Est. Cost/Share $65.08 Unrealized @ Report Date +31.2%
BND VANGUARD BD INDEX FDS 0.2%
Value $261K Shares 3,517 Share Price $74.07 Est. Cost/Share $74.43 Unrealized @ Report Date -0.5%
SUSA ISHARES TR 0.2%
Value $252K Shares 1,812 Share Price $139.34 Est. Cost/Share $104.13 Unrealized @ Report Date +33.8%
XSOE WISDOMTREE TR 0.2%
Value $236K Shares 6,048 Share Price $39.02 Est. Cost/Share $32.02 Unrealized @ Report Date +21.9%
ETN EATON CORP PLC 0.1%
Value $204K Shares 641 Share Price $318.51 Est. Cost/Share $311.92 Unrealized @ Report Date +2.1%
AVGO BROADCOM INC 0.1%
Value $201K Shares 581 Share Price $346.10 Est. Cost/Share $357.00 Unrealized @ Report Date -3.1%
NXE NEXGEN ENERGY LTD 0.1%
Value $101K Shares 11,000 Share Price $9.20 Est. Cost/Share $4.80 Unrealized @ Report Date +91.5%
DNN DENISON MINES CORP 0.0%
Value $28,861 Shares 10,850 Share Price $2.66 Est. Cost/Share $1.41 Unrealized @ Report Date +88.5%
BBBY/WS BED BATH & BEYOND INC 0.0%
Value $27,166 Shares 41,161 Share Price $0.66 Est. Cost/Share $0.66 Unrealized @ Report Date —
URG UR-ENERGY INC 0.0%
Value $15,012 Shares 10,800 Share Price $1.39 Est. Cost/Share $1.42 Unrealized @ Report Date -1.8%