Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPAB	SPDR SER TR	1,073,580	$33.08M	12.8%	$29.57	—	PORTFOLIO AGRGTE	78464A649
SPTM	SPDR SER TR	611,703	$25.01M	9.7%	$39.93	—	PORTFOLI S&P1500	78464A805
SPTS	SPDR SER TR	650,578	$19.97M	7.7%	$30.72	—	PORTFOLIO SH TSR	78468R101
SPDW	SPDR INDEX SHS FDS	559,836	$16.38M	6.3%	$31.22	—	PORTFOLIO DEVLPD	78463X889
PHYS	SPROTT PHYSICAL GOLD TR	1,020,550	$15.36M	5.9%	$13.70	—	UNIT	85207H104
SCHX	SCHWAB STRATEGIC TR	117,934	$9.509M	3.7%	$73.31	—	US LRG CAP ETF	808524201
—	INVESCO EXCH TRD SLF IDX FD	425,479	$9.071M	3.5%	$21.22	—	BULSHS 2021 CB	46138J700
—	INVESCO EXCH TRD SLF IDX FD	413,912	$9.04M	3.5%	$21.51	—	BULSHS 2022 CB	46138J882
—	INVESCO EXCH TRD SLF IDX FD	362,459	$7.898M	3.1%	$21.79	—	BULSHS 2023 CB	46138J866
BLFS	BIOLIFE SOLUTIONS INC	257,389	$7.449M	2.9%	$13.73	+57.3%	COM NEW	09062W204
IWB	ISHARES TR	38,247	$7.158M	2.8%	$141.52	—	RUS 1000 ETF	464287622
SCHO	SCHWAB STRATEGIC TR	135,241	$6.965M	2.7%	$51.26	—	SHT TM US TRES	808524862
VUG	VANGUARD INDEX FDS	24,770	$5.638M	2.2%	$156.68	—	GROWTH ETF	922908736
SCHZ	SCHWAB STRATEGIC TR	91,955	$5.157M	2.0%	$54.14	—	US AGGREGATE B	808524839
DGRW	WISDOMTREE TR	102,773	$5.094M	2.0%	$46.38	—	US QTLY DIV GRT	97717X669
FBND	FIDELITY MERRIMACK STR TR	90,166	$4.928M	1.9%	$52.90	—	TOTAL BD ETF	316188309
QUS	SPDR SER TR	47,270	$4.473M	1.7%	$90.82	—	MSCI USA STRTGIC	78468R812
—	ISHARES GOLD TRUST	247,265	$4.448M	1.7%	$16.03	—	ISHARES	464285105
SCHM	SCHWAB STRATEGIC TR	54,668	$3.033M	1.2%	$55.33	—	US MID-CAP ETF	808524508
ITOT	ISHARES TR	38,771	$2.927M	1.1%	$72.75	—	CORE S&P TTL STK	464287150
VO	VANGUARD INDEX FDS	16,459	$2.901M	1.1%	$141.21	—	MID CAP ETF	922908629
—	FOCUS FINL PARTNERS INC	76,850	$2.52M	1.0%	$32.95	—	COM CL A	34417P100
VTI	VANGUARD INDEX FDS	14,372	$2.448M	0.9%	$134.95	—	TOTAL STK MKT	922908769
—	ISHARES TR	91,085	$2.414M	0.9%	$26.18	—	IBONDS DEC2022	46435G755
—	ISHARES TR	91,235	$2.398M	0.9%	$25.90	—	IBONDS DEC2023	46435G318
—	ISHARES TR	89,101	$2.309M	0.9%	$25.76	—	IBONDS DEC2021	46435G789
VIG	VANGUARD SPECIALIZED FUNDS	16,830	$2.165M	0.8%	$104.96	—	DIV APP ETF	921908844
DNL	WISDOMTREE TR	31,561	$2.104M	0.8%	$64.90	—	GLB US QTLY DIV	97717W844
—	ISHARES TR	76,120	$2.062M	0.8%	$26.53	—	IBONDS DEC	46435U697
QEMM	SPDR INDEX SHS FDS	34,766	$1.964M	0.8%	$56.43	—	MSCI EMRG MKTS	78463X426
VNQ	VANGUARD INDEX FDS	23,188	$1.831M	0.7%	$70.10	—	REAL ESTATE ETF	922908553
VBK	VANGUARD INDEX FDS	7,405	$1.592M	0.6%	$150.31	—	SML CP GRW ETF	922908595
ISCF	ISHARES TR	51,564	$1.55M	0.6%	$23.64	—	MSCI INTL SML CP	46434V266
VTIP	VANGUARD MALVERN FDS	28,177	$1.438M	0.6%	$48.73	—	STRM INFPROIDX	922020805
IVV	ISHARES TR	4,010	$1.348M	0.5%	$320.75	—	CORE S&P500 ETF	464287200
—	ISHARES TR	47,018	$1.321M	0.5%	$27.28	—	IBONDS DEC 25	46435U432
IGE	ISHARES TR	66,500	$1.317M	0.5%	$18.04	—	NORTH AMERN NAT	464287374
VAW	VANGUARD WORLD FDS	9,697	$1.305M	0.5%	$96.27	—	MATERIALS ETF	92204A801
AAPL	APPLE INC	10,705	$1.24M	0.5%	$98.59	+7.5%	COM	037833100
GLD	SPDR GOLD TR	6,624	$1.173M	0.5%	$151.28	—	GOLD SHS	78463V107
AGG	ISHARES TR	9,567	$1.129M	0.4%	$112.70	—	CORE US AGGBD ET	464287226
—	INVESCO EXCH TRD SLF IDX FD	48,758	$1.035M	0.4%	$21.25	—	BULSHS 2020 CB	46138J502
SPYM	SPDR SER TR	26,269	$1.034M	0.4%	$37.11	—	PORTFOLIO S&P500	78464A854
SDY	SPDR SER TR	11,094	$1.025M	0.4%	$107.57	—	S&P DIVID ETF	78464A763
MSFT	MICROSOFT CORP	4,718	$992K	0.4%	$161.42	+24.4%	COM	594918104
SCHA	SCHWAB STRATEGIC TR	14,342	$980K	0.4%	$74.96	—	US SML CAP ETF	808524607
VYM	VANGUARD WHITEHALL FDS	7,898	$639K	0.2%	$70.81	—	HIGH DIV YLD	921946406
IBMO	ISHARES TR	23,367	$629K	0.2%	$26.73	—	IBONDS DEC 26	46435U259
EMTL	SSGA ACTIVE TR	12,324	$615K	0.2%	$51.20	—	SPDR DBLELN EMRG	78470P309
TOTL	SSGA ACTIVE ETF TR	11,955	$589K	0.2%	$48.16	—	SPDR TR TACTIC	78467V848
—	CAMBRIDGE BANCORP	10,154	$540K	0.2%	$53.18	—	COM	132152109
MUB	ISHARES TR	4,585	$532K	0.2%	$113.94	—	NATIONAL MUN ETF	464288414
SPY	SPDR S&P 500 ETF TR	1,523	$510K	0.2%	$313.81	—	TR UNIT	78462F103
AMZN	AMAZON COM INC	161	$507K	0.2%	$157.65	0.0%	COM	023135106
FMB	FIRST TR EXCH TRADED FD III	8,452	$470K	0.2%	$54.19	—	MANAGD MUN ETF	33739N108
TFI	SPDR SER TR	8,771	$455K	0.2%	$50.31	—	NUVEEN BRC MUNIC	78468R721
FNDE	SCHWAB STRATEGIC TR	18,288	$434K	0.2%	$28.66	—	SCHWB FDT EMK LG	808524730
VNQI	VANGUARD INTL EQUITY INDEX F	8,835	$429K	0.2%	$42.86	—	GLB EX US ETF	922042676
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,928	$411K	0.2%	$204.56	0.0%	CL B NEW	084670702
DWM	WISDOMTREE TR	7,876	$358K	0.1%	$53.50	—	INTL EQUITY FD	97717W703
BABA	ALIBABA GROUP HLDG LTD	1,205	$354K	0.1%	$293.78	—	SPONSORED ADS	01609W102
VB	VANGUARD INDEX FDS	2,240	$345K	0.1%	$144.80	—	SMALL CP ETF	922908751
F	FORD MTR CO DEL	51,614	$344K	0.1%	$5.54	-7.2%	COM	345370860
XLK	SELECT SECTOR SPDR TR	2,828	$330K	0.1%	$83.03	—	TECHNOLOGY	81369Y803
EFA	ISHARES TR	4,932	$314K	0.1%	$54.60	—	MSCI EAFE ETF	464287465
SCHF	SCHWAB STRATEGIC TR	9,411	$295K	0.1%	$25.87	—	INTL EQTY ETF	808524805
SHM	SPDR SER TR	5,863	$292K	0.1%	$49.03	—	NUVEEN BLMBRG SR	78468R739
WMT	WALMART INC	2,059	$288K	0.1%	$41.31	0.0%	COM	931142103
SCHD	SCHWAB STRATEGIC TR	5,027	$278K	0.1%	$44.96	—	US DIVIDEND EQ	808524797
RODM	LATTICE STRATEGIES TR	10,758	$278K	0.1%	$29.34	—	HARTFORD MLT ETF	518416102
PFE	PFIZER INC	7,384	$271K	0.1%	$25.89	+4.7%	COM	717081103
DIS	DISNEY WALT CO	2,155	$267K	0.1%	$122.12	0.0%	COM DISNEY	254687106
DVY	ISHARES TR	3,263	$266K	0.1%	$81.52	—	SELECT DIVID ETF	464287168
ADM	ARCHER DANIELS MIDLAND CO	5,624	$261K	0.1%	$31.91	+17.9%	COM	039483102
QEFA	SPDR INDEX SHS FDS	3,904	$241K	0.1%	$53.42	—	MSCI EAFE STRTGC	78463X434
SPSM	SPDR SER TR	8,015	$219K	0.1%	$27.32	—	PORTFOLIO S&P600	78468R853
FLRN	SPDR SER TR	6,984	$214K	0.1%	$30.64	—	BLOMBERG BRC INV	78468R200
IAGG	ISHARES TR	3,756	$209K	0.1%	$54.77	—	CORE INTL AGGR	46435G672
VOT	VANGUARD INDEX FDS	1,117	$201K	0.1%	$179.95	—	MCAP GR IDXVIP	922908538
—	FIRST TR SR FLG RTE INCM FD	10,635	$117K	0.0%	$9.60	—	COM	33733U108
—	EATON VANCE TXMGD GL BUYWR O	12,000	$102K	0.0%	$8.50	—	COM	27829C105