Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BKLC	BNY MELLON ETF TRUST	595,326	$41.61M	14.0%	$79.13	—	US LRG CP CORE	09661T107
BKAG	BNY MELLON ETF TRUST	877,814	$38.34M	12.9%	$45.54	—	CORE BOND ETF	09661T602
SPTS	SPDR SER TR	860,390	$25.34M	8.5%	$29.51	—	PORTFOLIO SH TSR	78468R101
BKIE	BNY MELLON ETF TRUST	362,379	$21.92M	7.4%	$66.28	—	INTERNATIONL EQT	09661T404
—	INVESCO EXCH TRD SLF IDX FD	598,544	$12.54M	4.2%	$21.74	—	BULSHS 2023 CB	46138J866
—	INVESCO EXCH TRD SLF IDX FD	535,415	$11.1M	3.7%	$21.80	—	BULSHS 2024 CB	46138J841
PHYS	SPROTT PHYSICAL GOLD TR	757,361	$10.74M	3.6%	$13.84	—	UNIT	85207H104
FBND	FIDELITY MERRIMACK STR TR	210,841	$9.81M	3.3%	$53.18	—	TOTAL BD ETF	316188309
SPTM	SPDR SER TR	210,833	$9.8M	3.3%	$41.78	—	PORTFOLI S&P1500	78464A805
—	INVESCO EXCH TRD SLF IDX FD	392,695	$8.321M	2.8%	$21.53	—	BULSHS 2022 CB	46138J882
SPAB	SPDR SER TR	314,753	$8.294M	2.8%	$29.67	—	PORTFOLIO AGRGTE	78464A649
IWB	ISHARES TR	29,494	$6.128M	2.1%	$220.60	—	RUS 1000 ETF	464287622
SPDW	SPDR INDEX SHS FDS	199,558	$5.755M	1.9%	$32.56	—	PORTFOLIO DEVLPD	78463X889
SCHX	SCHWAB STRATEGIC TR	113,607	$5.074M	1.7%	$67.68	—	US LRG CAP ETF	808524201
QUS	SPDR SER TR	36,384	$3.931M	1.3%	$93.73	—	MSCI USA STRTGIC	78468R812
SCHM	SCHWAB STRATEGIC TR	58,892	$3.694M	1.2%	$54.71	—	US MID-CAP ETF	808524508
VUG	VANGUARD INDEX FDS	16,445	$3.665M	1.2%	$134.57	—	GROWTH ETF	922908736
MOAT	VANECK ETF TRUST	50,915	$3.245M	1.1%	$74.12	—	MRNGSTR WDE MOAT	92189F643
ITOT	ISHARES TR	37,202	$3.117M	1.0%	$74.19	—	CORE S&P TTL STK	464287150
—	ISHARES TR	115,386	$2.942M	1.0%	$25.87	—	IBONDS DEC2023	46435G318
—	ISHARES TR	107,231	$2.788M	0.9%	$26.55	—	IBONDS DEC	46435U697
RAAX	VANECK ETF TRUST	112,556	$2.786M	0.9%	$24.75	—	INFLATION ALLOCA	92189F130
—	ISHARES TR	106,791	$2.767M	0.9%	$26.16	—	IBONDS DEC2022	46435G755
VTI	VANGUARD INDEX FDS	14,396	$2.715M	0.9%	$220.37	—	TOTAL STK MKT	922908769
VO	VANGUARD INDEX FDS	12,034	$2.37M	0.8%	$72.58	—	MID CAP ETF	922908629
DNL	WISDOMTREE TR	71,901	$2.279M	0.8%	$58.88	—	GLB US QTLY DIV	97717W844
SPYM	SPDR SER TR	45,645	$2.024M	0.7%	$43.13	—	PORTFOLIO S&P500	78464A854
AGG	ISHARES TR	19,568	$1.99M	0.7%	$94.70	—	CORE US AGGBD ET	464287226
DGRW	WISDOMTREE TR	33,942	$1.945M	0.7%	$49.61	—	US QTLY DIV GRT	97717X669
VIG	VANGUARD SPECIALIZED FUNDS	13,134	$1.884M	0.6%	$120.72	—	DIV APP ETF	921908844
AAPL	APPLE INC	12,171	$1.664M	0.6%	$121.44	+22.4%	COM	037833100
—	FOCUS FINL PARTNERS INC	47,744	$1.626M	0.5%	$42.85	—	COM CL A	34417P100
ISCF	ISHARES TR	55,490	$1.599M	0.5%	$33.40	—	MSCI INTL SML CP	46434V266
—	CAMBRIDGE BANCORP	18,362	$1.519M	0.5%	$87.76	—	COM	132152109
IGE	ISHARES TR	39,793	$1.432M	0.5%	$30.73	—	NORTH AMERN NAT	464287374
VNQ	VANGUARD INDEX FDS	15,241	$1.389M	0.5%	$101.78	—	REAL ESTATE ETF	922908553
AVEM	AMERICAN CENTY ETF TR	26,339	$1.37M	0.5%	$68.58	—	AVANTIS EMGMKT	025072604
VTIP	VANGUARD MALVERN FDS	26,856	$1.346M	0.5%	$52.41	—	STRM INFPROIDX	922020805
VBK	VANGUARD INDEX FDS	5,899	$1.162M	0.4%	$285.91	—	SML CP GRW ETF	922908595
USFR	WISDOMTREE TR	22,864	$1.151M	0.4%	$50.34	—	FLOATNG RAT TREA	97717Y527
AVUV	AMERICAN CENTY ETF TR	16,786	$1.148M	0.4%	$76.21	—	US SML CP VALU	025072877
FMB	FIRST TR EXCH TRADED FD III	22,622	$1.145M	0.4%	$56.60	—	MANAGD MUN ETF	33739N108
—	ISHARES TR	42,862	$1.141M	0.4%	$27.35	—	IBONDS DEC 25	46435U432
SCHO	SCHWAB STRATEGIC TR	22,055	$1.085M	0.4%	$67.64	—	SHT TM US TRES	808524862
SDY	SPDR SER TR	8,742	$1.038M	0.3%	$110.65	—	S&P DIVID ETF	78464A763
IBMO	ISHARES TR	39,279	$995K	0.3%	$26.82	—	IBONDS DEC 26	46435U259
VAW	VANGUARD WORLD FDS	6,030	$966K	0.3%	$180.85	—	MATERIALS ETF	92204A801
F	FORD MTR CO DEL	83,493	$929K	0.3%	$8.58	+22.9%	COM	345370860
EAGG	ISHARES TR	18,683	$914K	0.3%	$52.95	—	ESG AWR US AGRGT	46435U549
MSFT	MICROSOFT CORP	3,351	$861K	0.3%	$211.46	+24.6%	COM	594918104
SCHZ	SCHWAB STRATEGIC TR	17,518	$839K	0.3%	$51.79	—	US AGGREGATE B	808524839
OEF	ISHARES TR	4,362	$752K	0.3%	$202.32	—	S&P 100 ETF	464287101
IJH	ISHARES TR	3,275	$741K	0.2%	$226.26	—	CORE S&P MCP ETF	464287507
EFA	ISHARES TR	11,001	$687K	0.2%	$62.45	—	MSCI EAFE ETF	464287465
VYM	VANGUARD WHITEHALL FDS	6,199	$630K	0.2%	$59.31	—	HIGH DIV YLD	921946406
STIP	ISHARES TR	5,465	$554K	0.2%	$106.20	—	0-5 YR TIPS ETF	46429B747
EMTL	SSGA ACTIVE TR	13,308	$549K	0.2%	$51.12	—	SPDR DBLELN EMRG	78470P309
SPSM	SPDR SER TR	14,901	$536K	0.2%	$34.79	—	PORTFOLIO S&P600	78468R853
MUB	ISHARES TR	4,745	$505K	0.2%	$113.99	—	NATIONAL MUN ETF	464288414
SPY	SPDR S&P 500 ETF TR	1,309	$494K	0.2%	$353.37	—	TR UNIT	78462F103
GLD	SPDR GOLD TR	2,684	$452K	0.2%	$155.97	—	GOLD SHS	78463V107
QCOM	QUALCOMM INC	3,469	$443K	0.1%	$141.09	-11.5%	COM	747525103
ADM	ARCHER DANIELS MIDLAND CO	5,624	$436K	0.1%	$55.76	+40.7%	COM	039483102
PFE	PFIZER INC	7,930	$416K	0.1%	$31.90	+31.6%	COM	717081103
GOOG	ALPHABET INC	177	$387K	0.1%	$117.28	0.0%	CAP STK CL C	02079K107
VNQI	VANGUARD INTL EQUITY INDEX F	8,284	$367K	0.1%	$57.98	—	GLB EX US ETF	922042676
ADBE	ADOBE SYSTEMS INCORPORATED	1,000	$366K	0.1%	$481.10	-15.4%	COM	00724F101
TFI	SPDR SER TR	7,778	$357K	0.1%	$50.83	—	NUVEEN BLMBRG MU	78468R721
QEMM	SPDR INDEX SHS FDS	6,058	$342K	0.1%	$56.13	—	MSCI EMRG MKTS	78463X426
XLK	SELECT SECTOR SPDR TR	2,627	$334K	0.1%	$87.60	—	TECHNOLOGY	81369Y803
FRME	FIRST MERCHANTS CORP	8,958	$319K	0.1%	$34.25	0.0%	COM	320817109
SCHF	SCHWAB STRATEGIC TR	9,665	$304K	0.1%	$39.23	—	INTL EQTY ETF	808524805
SCHA	SCHWAB STRATEGIC TR	7,756	$302K	0.1%	$47.91	—	US SML CAP ETF	808524607
NVO	NOVO-NORDISK A S	2,563	$286K	0.1%	$83.89	—	ADR	670100205
SPMD	SPDR SER TR	6,826	$271K	0.1%	$41.10	—	PORTFOLIO S&P400	78464A847
IEFA	ISHARES TR	4,343	$256K	0.1%	$58.95	—	CORE MSCI EAFE	46432F842
SHM	SPDR SER TR	5,343	$253K	0.1%	$49.60	—	NUVEEN BLMBRG SH	78468R739
IVV	ISHARES TR	595	$226K	0.1%	$108.18	—	CORE S&P500 ETF	464287200
DWM	WISDOMTREE TR	4,964	$226K	0.1%	$48.67	—	INTL EQUITY FD	97717W703
BRK/B	BERKSHIRE HATHAWAY INC DEL	792	$216K	0.1%	$287.44	+9.1%	CL B NEW	084670702
DIS	DISNEY WALT CO	2,231	$211K	0.1%	$108.44	0.0%	COM	254687106
PG	PROCTER AND GAMBLE CO	1,459	$210K	0.1%	$128.00	+7.3%	COM	742718109
UBER	UBER TECHNOLOGIES INC	10,000	$205K	0.1%	$26.55	0.0%	COM	90353T100
ESGV	VANGUARD WORLD FD	3,042	$202K	0.1%	$85.58	—	ESG US STK ETF	921910733
BLFS	BIOLIFE SOLUTIONS INC	11,053	$153K	0.1%	$25.68	-42.9%	COM NEW	09062W204
PSLV	SPROTT PHYSICAL SILVER TR	18,842	$130K	0.0%	$9.29	—	TR UNIT	85207K107
—	FIRST TR SR FLTG RATE INCOME	12,435	$124K	0.0%	$9.94	—	COM	33733U108
SPRO	SPERO THERAPEUTICS INC	42,000	$31,000	0.0%	$14.38	-79.8%	COM	84833T103