Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BKLC	BNY MELLON ETF TRUST	721,431	$60.14M	14.6%	$77.90	—	US LRG CP CORE	09661T107
BKAG	BNY MELLON ETF TRUST	1,139,247	$47.85M	11.6%	$44.74	—	CORE BOND ETF	09661T602
SPY	SPDR S&P 500 ETF TR	92,994	$41.22M	10.0%	$406.64	—	TR UNIT	78462F103
BKIE	BNY MELLON ETF TRUST	455,112	$31.48M	7.6%	$64.97	—	INTERNATIONL EQT	09661T404
SPTI	SPDR SER TR	985,462	$27.88M	6.8%	$28.29	—	PORTFLI INTRMDIT	78464A672
—	INVESCO EXCH TRD SLF IDX FD	641,427	$13.19M	3.2%	$21.59	—	BULSHS 2024 CB	46138J841
PHYS	SPROTT PHYSICAL GOLD TR	858,846	$12.81M	3.1%	$13.99	—	UNIT	85207H104
—	INVESCO EXCH TRD SLF IDX FD	620,537	$12.49M	3.0%	$20.16	—	BULSHS 2025 CB	46138J825
BSCQ	INVESCO EXCH TRD SLF IDX FD	580,450	$11M	2.7%	$18.95	—	BULSHS 2026 CB	46138J791
SPTM	SPDR SER TR	193,145	$10.51M	2.5%	$41.78	—	PORTFOLI S&P1500	78464A805
FBND	FIDELITY MERRIMACK STR TR	210,149	$9.545M	2.3%	$52.72	—	TOTAL BD ETF	316188309
VTI	VANGUARD INDEX FDS	38,605	$8.504M	2.1%	$209.43	—	TOTAL STK MKT	922908769
SPAB	SPDR SER TR	286,524	$7.269M	1.8%	$29.67	—	PORTFOLIO AGRGTE	78464A649
SCHM	SCHWAB STRATEGIC TR	82,900	$5.888M	1.4%	$57.98	—	US MID-CAP ETF	808524508
SPDW	SPDR INDEX SHS FDS	176,884	$5.756M	1.4%	$32.56	—	PORTFOLIO DEVLPD	78463X889
IWB	ISHARES TR	23,087	$5.627M	1.4%	$220.60	—	RUS 1000 ETF	464287622
SCHX	SCHWAB STRATEGIC TR	96,385	$5.048M	1.2%	$67.51	—	US LRG CAP ETF	808524201
VUG	VANGUARD INDEX FDS	17,238	$4.878M	1.2%	$142.41	—	GROWTH ETF	922908736
MOAT	VANECK ETF TRUST	51,656	$4.122M	1.0%	$73.49	—	MRNGSTR WDE MOAT	92189F643
SPTS	SPDR SER TR	126,829	$3.651M	0.9%	$29.45	—	PORTFOLIO SH TSR	78468R101
ITOT	ISHARES TR	37,143	$3.634M	0.9%	$74.19	—	CORE S&P TTL STK	464287150
RAAX	VANECK ETF TRUST	142,882	$3.571M	0.9%	$24.73	—	INFLATION ALLOCA	92189F130
—	ISHARES TR	122,089	$3.112M	0.8%	$25.83	—	IBONDS DEC2023	46435G318
—	ISHARES TR	120,291	$3.099M	0.8%	$26.46	—	IBONDS DEC	46435U697
DNL	WISDOMTREE TR	81,612	$2.923M	0.7%	$55.22	—	GLB US QTLY DIV	97717W844
SPYM	SPDR SER TR	54,004	$2.814M	0.7%	$43.61	—	PORTFOLIO S&P500	78464A854
GLDM	WORLD GOLD TR	70,082	$2.669M	0.6%	$36.47	—	SPDR GLD MINIS	98149E303
VO	VANGUARD INDEX FDS	11,430	$2.517M	0.6%	$83.40	—	MID CAP ETF	922908629
SCHD	SCHWAB STRATEGIC TR	31,658	$2.299M	0.6%	$72.98	—	US DIVIDEND EQ	808524797
VIG	VANGUARD SPECIALIZED FUNDS	13,981	$2.271M	0.6%	$122.11	—	DIV APP ETF	921908844
DGRW	WISDOMTREE TR	33,558	$2.237M	0.5%	$50.27	—	US QTLY DIV GRT	97717X669
AVEM	AMERICAN CENTY ETF TR	41,225	$2.218M	0.5%	$62.56	—	AVANTIS EMGMKT	025072604
—	INVESCO EXCH TRD SLF IDX FD	103,389	$2.189M	0.5%	$21.69	—	BULSHS 2023 CB	46138J866
QUS	SPDR SER TR	17,386	$2.138M	0.5%	$94.05	—	MSCI USA STRTGIC	78468R812
—	ISHARES TR	80,701	$2.125M	0.5%	$26.90	—	IBONDS DEC 25	46435U432
AAPL	APPLE INC	10,553	$2.047M	0.5%	$121.74	+41.3%	COM	037833100
SCHR	SCHWAB STRATEGIC TR	37,006	$1.824M	0.4%	$49.28	—	INT-TRM U.S TRES	808524854
IGE	ISHARES TR	46,485	$1.805M	0.4%	$31.37	—	NORTH AMERN NAT	464287374
IBMO	ISHARES TR	63,525	$1.6M	0.4%	$26.16	—	IBONDS DEC 26	46435U259
EWC	ISHARES INC	43,550	$1.524M	0.4%	$34.51	—	MSCI CDA ETF	464286509
IVV	ISHARES TR	3,265	$1.455M	0.4%	$357.87	—	CORE S&P500 ETF	464287200
VEA	VANGUARD TAX-MANAGED FDS	31,282	$1.445M	0.3%	$45.18	—	VAN FTSE DEV MKT	921943858
EAGG	ISHARES TR	30,181	$1.424M	0.3%	$50.12	—	ESG AWR US AGRGT	46435U549
AVUV	AMERICAN CENTY ETF TR	18,285	$1.419M	0.3%	$75.56	—	US SML CP VALU	025072877
—	CAMBRIDGE BANCORP	24,136	$1.311M	0.3%	$85.37	—	COM	132152109
VBK	VANGUARD INDEX FDS	5,625	$1.292M	0.3%	$284.49	—	SML CP GRW ETF	922908595
MSFT	MICROSOFT CORP	3,749	$1.277M	0.3%	$216.01	+42.2%	COM	594918104
VNQ	VANGUARD INDEX FDS	14,969	$1.251M	0.3%	$101.78	—	REAL ESTATE ETF	922908553
FMB	FIRST TR EXCH TRADED FD III	24,577	$1.246M	0.3%	$55.58	—	MANAGD MUN ETF	33739N108
VTIP	VANGUARD MALVERN FDS	26,119	$1.239M	0.3%	$52.41	—	STRM INFPROIDX	922020805
EWA	ISHARES INC	52,500	$1.184M	0.3%	$23.09	—	MSCI AUST ETF	464286103
SDY	SPDR SER TR	9,385	$1.15M	0.3%	$111.71	—	S&P DIVID ETF	78464A763
IBMP	ISHARES TR	45,890	$1.15M	0.3%	$24.40	—	IBONDS DEC 27	46435U283
VAW	VANGUARD WORLD FDS	5,999	$1.092M	0.3%	$180.85	—	MATERIALS ETF	92204A801
UYLD	ANGEL OAK FUNDS TRUST	20,258	$1.022M	0.2%	$50.44	—	OAK ULTRASHORT	03463K752
OEF	ISHARES TR	4,418	$915K	0.2%	$202.32	—	S&P 100 ETF	464287101
IAU	ISHARES GOLD TR	25,060	$912K	0.2%	$31.53	—	ISHARES NEW	464285204
F	FORD MTR CO DEL	54,642	$827K	0.2%	$8.61	+24.2%	COM	345370860
BIL	SPDR SER TR	8,545	$785K	0.2%	$91.61	—	BLOOMBERG 1-3 MO	78468R663
USFR	WISDOMTREE TR	14,925	$751K	0.2%	$50.34	—	FLOATNG RAT TREA	97717Y527
SPSM	SPDR SER TR	15,315	$595K	0.1%	$34.86	—	PORTFOLIO S&P600	78468R853
EMTL	SSGA ACTIVE TR	13,934	$570K	0.1%	$50.70	—	SPDR DBLELN EMRG	78470P309
ISCF	ISHARES TR	17,242	$532K	0.1%	$33.16	—	INTERNATIONAL SL	46434V266
MUB	ISHARES TR	4,670	$498K	0.1%	$113.99	—	NATIONAL MUN ETF	464288414
BND	VANGUARD BD INDEX FDS	6,654	$484K	0.1%	$74.41	—	TOTAL BND MRKT	921937835
FBCG	FIDELITY COVINGTON TRUST	15,802	$470K	0.1%	$21.89	—	BLUE CHIP GRWTH	316092352
GLD	SPDR GOLD TR	2,626	$468K	0.1%	$155.81	—	GOLD SHS	78463V107
AGG	ISHARES TR	4,641	$455K	0.1%	$94.70	—	CORE US AGGBD ET	464287226
XLK	SELECT SECTOR SPDR TR	2,477	$431K	0.1%	$87.60	—	TECHNOLOGY	81369Y803
SCHO	SCHWAB STRATEGIC TR	8,566	$412K	0.1%	$67.64	—	SHT TM US TRES	808524862
VYM	VANGUARD WHITEHALL FDS	3,788	$402K	0.1%	$60.22	—	HIGH DIV YLD	921946406
SCHA	SCHWAB STRATEGIC TR	8,689	$381K	0.1%	$47.26	—	US SML CAP ETF	808524607
SCHF	SCHWAB STRATEGIC TR	9,966	$355K	0.1%	$39.11	—	INTL EQTY ETF	808524805
SPMD	SPDR SER TR	6,936	$318K	0.1%	$41.10	—	PORTFOLIO S&P400	78464A847
IEFA	ISHARES TR	4,466	$301K	0.1%	$59.15	—	CORE MSCI EAFE	46432F842
TFI	SPDR SER TR	6,332	$292K	0.1%	$50.35	—	NUVEEN BLMBRG MU	78468R721
QQQ	INVESCO QQQ TR	770	$285K	0.1%	$369.56	—	UNIT SER 1	46090E103
VNQI	VANGUARD INTL EQUITY INDEX F	6,969	$280K	0.1%	$57.98	—	GLB EX US ETF	922042676
STIP	ISHARES TR	2,852	$278K	0.1%	$106.20	—	0-5 YR TIPS ETF	46429B747
—	INVESCO EXCH TRD SLF IDX FD	11,322	$276K	0.1%	$24.35	—	BULSHS 2025 MUNI	46138J528
ESGV	VANGUARD WORLD FD	3,486	$273K	0.1%	$81.54	—	ESG US STK ETF	921910733
LLY	LILLY ELI & CO	565	$265K	0.1%	$345.79	+19.0%	COM	532457108
FRME	FIRST MERCHANTS CORP	8,958	$253K	0.1%	$34.25	-25.5%	COM	320817109
AMZN	AMAZON COM INC	1,837	$239K	0.1%	$114.20	0.0%	COM	023135106
SPEM	SPDR INDEX SHS FDS	6,896	$237K	0.1%	$31.14	—	PORTFOLIO EMG MK	78463X509
QEMM	SPDR INDEX SHS FDS	4,263	$236K	0.1%	$56.13	—	MSCI EMRG MKTS	78463X426
VTV	VANGUARD INDEX FDS	1,649	$234K	0.1%	$142.07	—	VALUE ETF	922908744
SCHZ	SCHWAB STRATEGIC TR	5,005	$231K	0.1%	$51.79	—	US AGGREGATE B	808524839
PG	PROCTER AND GAMBLE CO	1,522	$231K	0.1%	$129.79	+8.9%	COM	742718109
DWM	WISDOMTREE TR	4,457	$223K	0.1%	$47.04	—	INTL EQUITY FD	97717W703
BLFS	BIOLIFE SOLUTIONS INC	10,053	$222K	0.1%	$25.68	-18.0%	COM NEW	09062W204
META	META PLATFORMS INC	773	$222K	0.1%	$245.05	0.0%	CL A	30303M102
BSMO	INVESCO EXCH TRD SLF IDX FD	8,866	$220K	0.1%	$24.77	—	BULSHS 2024 MUNI	46138J536
PFE	PFIZER INC	5,812	$213K	0.1%	$33.21	+0.0%	COM	717081103
VB	VANGUARD INDEX FDS	1,071	$213K	0.1%	$183.54	—	SMALL CP ETF	922908751
SHE	SPDR SER TR	2,417	$213K	0.1%	$88.04	—	SPDR MSCI USA GE	78468R747
BSMQ	INVESCO EXCH TRD SLF IDX FD	8,572	$202K	0.0%	$23.51	—	BULSHS 2026 MUNI	46138J510
RTX	RAYTHEON TECHNOLOGIES CORP	2,055	$201K	0.0%	$92.28	0.0%	COM	75513E101