Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BKLC	BNY MELLON ETF TRUST	712,305	$57.7M	14.1%	$77.90	—	US LRG CP CORE	09661T107
BKAG	BNY MELLON ETF TRUST	1,295,452	$52.2M	12.7%	$44.21	—	CORE BOND ETF	09661T602
SPY	SPDR S&P 500 ETF TR	93,039	$39.77M	9.7%	$406.64	—	TR UNIT	78462F103
SPTI	SPDR SER TR	1,139,074	$31.36M	7.6%	$28.19	—	PORTFLI INTRMDIT	78464A672
BKIE	BNY MELLON ETF TRUST	454,476	$29.65M	7.2%	$64.97	—	INTERNATIONL EQT	09661T404
—	INVESCO EXCH TRD SLF IDX FD	655,260	$13.54M	3.3%	$21.57	—	BULSHS 2024 CB	46138J841
—	INVESCO EXCH TRD SLF IDX FD	658,123	$13.23M	3.2%	$20.15	—	BULSHS 2025 CB	46138J825
PHYS	SPROTT PHYSICAL GOLD TR	887,438	$12.71M	3.1%	$14.00	—	UNIT	85207H104
BSCQ	INVESCO EXCH TRD SLF IDX FD	653,378	$12.27M	3.0%	$18.93	—	BULSHS 2026 CB	46138J791
SPTM	SPDR SER TR	188,837	$9.912M	2.4%	$41.78	—	PORTFOLI S&P1500	78464A805
FBND	FIDELITY MERRIMACK STR TR	220,564	$9.608M	2.3%	$52.29	—	TOTAL BD ETF	316188309
SPAB	SPDR SER TR	272,850	$6.641M	1.6%	$29.67	—	PORTFOLIO AGRGTE	78464A649
SCHM	SCHWAB STRATEGIC TR	90,042	$6.094M	1.5%	$58.75	—	US MID-CAP ETF	808524508
IWB	ISHARES TR	23,101	$5.427M	1.3%	$220.60	—	RUS 1000 ETF	464287622
SPDW	SPDR INDEX SHS FDS	174,734	$5.419M	1.3%	$32.56	—	PORTFOLIO DEVLPD	78463X889
AAPL	APPLE INC	30,025	$5.141M	1.3%	$160.38	+13.1%	COM	037833100
SCHX	SCHWAB STRATEGIC TR	98,484	$4.983M	1.2%	$67.15	—	US LRG CAP ETF	808524201
VUG	VANGUARD INDEX FDS	16,337	$4.449M	1.1%	$142.41	—	GROWTH ETF	922908736
MOAT	VANECK ETF TRUST	49,249	$3.735M	0.9%	$73.49	—	MRNGSTR WDE MOAT	92189F643
RAAX	VANECK ETF TRUST	140,705	$3.564M	0.9%	$24.73	—	INFLATION ALLOCA	92189F130
ITOT	ISHARES TR	37,605	$3.542M	0.9%	$74.44	—	CORE S&P TTL STK	464287150
VTI	VANGUARD INDEX FDS	14,979	$3.182M	0.8%	$209.43	—	TOTAL STK MKT	922908769
—	ISHARES TR	121,849	$3.13M	0.8%	$26.45	—	IBONDS DEC	46435U697
SPYM	SPDR SER TR	59,136	$2.972M	0.7%	$44.18	—	PORTFOLIO S&P500	78464A854
SPTS	SPDR SER TR	94,157	$2.704M	0.7%	$29.45	—	PORTFOLIO SH TSR	78468R101
GLDM	WORLD GOLD TR	73,257	$2.686M	0.7%	$36.48	—	SPDR GLD MINIS	98149E303
DNL	WISDOMTREE TR	78,617	$2.63M	0.6%	$55.22	—	GLB US QTLY DIV	97717W844
VO	VANGUARD INDEX FDS	11,512	$2.397M	0.6%	$83.40	—	MID CAP ETF	922908629
SCHD	SCHWAB STRATEGIC TR	33,096	$2.342M	0.6%	$72.88	—	US DIVIDEND EQ	808524797
—	ISHARES TR	84,665	$2.208M	0.5%	$26.86	—	IBONDS DEC 25	46435U432
VIG	VANGUARD SPECIALIZED FUNDS	14,046	$2.183M	0.5%	$122.11	—	DIV APP ETF	921908844
DGRW	WISDOMTREE TR	33,977	$2.157M	0.5%	$50.43	—	US QTLY DIV GRT	97717X669
AVEM	AMERICAN CENTY ETF TR	39,483	$2.084M	0.5%	$62.56	—	AVANTIS EMGMKT	025072604
SCHR	SCHWAB STRATEGIC TR	42,103	$2.018M	0.5%	$49.12	—	INT-TRM U.S TRES	808524854
IGE	ISHARES TR	46,485	$1.933M	0.5%	$31.37	—	NORTH AMERN NAT	464287374
—	CAMBRIDGE BANCORP	30,804	$1.919M	0.5%	$80.38	—	COM	132152109
—	ISHARES TR	73,066	$1.865M	0.5%	$25.83	—	IBONDS DEC2023	46435G318
QUS	SPDR SER TR	15,131	$1.826M	0.4%	$94.05	—	MSCI USA STRTGIC	78468R812
IBMO	ISHARES TR	67,347	$1.671M	0.4%	$26.09	—	IBONDS DEC 26	46435U259
—	INVESCO EXCH TRD SLF IDX FD	75,286	$1.598M	0.4%	$21.69	—	BULSHS 2023 CB	46138J866
AVUV	AMERICAN CENTY ETF TR	19,898	$1.551M	0.4%	$75.76	—	US SML CP VALU	025072877
IVV	ISHARES TR	3,528	$1.515M	0.4%	$363.20	—	CORE S&P500 ETF	464287200
EWC	ISHARES INC	43,550	$1.457M	0.4%	$34.51	—	MSCI CDA ETF	464286509
EAGG	ISHARES TR	30,224	$1.369M	0.3%	$50.12	—	ESG AWR US AGRGT	46435U549
MSFT	MICROSOFT CORP	3,937	$1.243M	0.3%	$221.19	+46.7%	COM	594918104
VTIP	VANGUARD MALVERN FDS	26,108	$1.234M	0.3%	$52.41	—	STRM INFPROIDX	922020805
FMB	FIRST TR EXCH TRADED FD III	25,238	$1.234M	0.3%	$55.41	—	MANAGD MUN ETF	33739N108
UYLD	ANGEL OAK FUNDS TRUST	24,183	$1.225M	0.3%	$50.47	—	OAK ULTRASHORT	03463K752
VBK	VANGUARD INDEX FDS	5,699	$1.221M	0.3%	$283.57	—	SML CP GRW ETF	922908595
IBMQ	ISHARES TR	48,218	$1.177M	0.3%	$24.41	—	IBONDS DEC 28	46435U325
VNQ	VANGUARD INDEX FDS	14,977	$1.133M	0.3%	$101.78	—	REAL ESTATE ETF	922908553
EWA	ISHARES INC	52,500	$1.129M	0.3%	$23.09	—	MSCI AUST ETF	464286103
IBMP	ISHARES TR	46,129	$1.129M	0.3%	$24.40	—	IBONDS DEC 27	46435U283
SDY	SPDR SER TR	9,434	$1.085M	0.3%	$111.71	—	S&P DIVID ETF	78464A763
BIL	SPDR SER TR	11,567	$1.062M	0.3%	$91.66	—	BLOOMBERG 1-3 MO	78468R663
VAW	VANGUARD WORLD FDS	5,998	$1.035M	0.3%	$180.85	—	MATERIALS ETF	92204A801
OEF	ISHARES TR	4,431	$889K	0.2%	$202.32	—	S&P 100 ETF	464287101
USFR	WISDOMTREE TR	15,872	$799K	0.2%	$50.34	—	FLOATNG RAT TREA	97717Y527
F	FORD MTR CO DEL	56,965	$708K	0.2%	$8.71	+27.4%	COM	345370860
IAU	ISHARES GOLD TR	19,281	$675K	0.2%	$31.53	—	ISHARES NEW	464285204
SPSM	SPDR SER TR	15,333	$566K	0.1%	$34.86	—	PORTFOLIO S&P600	78468R853
EMTL	SSGA ACTIVE TR	14,097	$566K	0.1%	$50.58	—	SPDR DBLELN EMRG	78470P309
SCHO	SCHWAB STRATEGIC TR	9,745	$467K	0.1%	$65.25	—	SHT TM US TRES	808524862
GLD	SPDR GOLD TR	2,651	$455K	0.1%	$155.81	—	GOLD SHS	78463V107
MUB	ISHARES TR	4,381	$449K	0.1%	$113.99	—	NATIONAL MUN ETF	464288414
MCD	MCDONALDS CORP	1,688	$445K	0.1%	$269.51	0.0%	COM	580135101
FBCG	FIDELITY COVINGTON TRUST	15,283	$443K	0.1%	$21.89	—	BLUE CHIP GRWTH	316092352
AGG	ISHARES TR	4,620	$434K	0.1%	$94.70	—	CORE US AGGBD ET	464287226
PVAL	PUTNAM ETF TRUST	14,497	$424K	0.1%	$29.23	—	FOCUSED LAR CAP	746729300
XLK	SELECT SECTOR SPDR TR	2,465	$404K	0.1%	$87.60	—	TECHNOLOGY	81369Y803
SCHA	SCHWAB STRATEGIC TR	9,751	$404K	0.1%	$46.62	—	US SML CAP ETF	808524607
VYM	VANGUARD WHITEHALL FDS	3,772	$390K	0.1%	$60.22	—	HIGH DIV YLD	921946406
QQQ	INVESCO QQQ TR	1,077	$386K	0.1%	$366.30	—	UNIT SER 1	46090E103
SCHF	SCHWAB STRATEGIC TR	11,270	$383K	0.1%	$38.52	—	INTL EQTY ETF	808524805
ISCF	ISHARES TR	12,270	$363K	0.1%	$33.16	—	INTERNATIONAL SL	46434V266
VTV	VANGUARD INDEX FDS	2,526	$348K	0.1%	$140.63	—	VALUE ETF	922908744
—	INVESCO EXCH TRD SLF IDX FD	13,002	$312K	0.1%	$24.30	—	BULSHS 2025 MUNI	46138J528
AMZN	AMAZON COM INC	2,426	$308K	0.1%	$119.00	+12.6%	COM	023135106
SPMD	SPDR SER TR	6,962	$305K	0.1%	$41.10	—	PORTFOLIO S&P400	78464A847
LLY	ELI LILLY & CO	565	$303K	0.1%	$345.79	+46.6%	COM	532457108
META	META PLATFORMS INC	999	$300K	0.1%	$257.30	+16.3%	CL A	30303M102
IEFA	ISHARES TR	4,538	$292K	0.1%	$59.23	—	CORE MSCI EAFE	46432F842
SCHZ	SCHWAB STRATEGIC TR	6,598	$292K	0.1%	$49.96	—	US AGGREGATE B	808524839
BSMQ	INVESCO EXCH TRD SLF IDX FD	12,302	$283K	0.1%	$23.35	—	BULSHS 2026 MUNI	46138J510
VNQI	VANGUARD INTL EQUITY INDEX F	6,982	$272K	0.1%	$57.98	—	GLB EX US ETF	922042676
ESGV	VANGUARD WORLD FD	3,486	$262K	0.1%	$81.54	—	ESG US STK ETF	921910733
BSMO	INVESCO EXCH TRD SLF IDX FD	10,520	$259K	0.1%	$24.75	—	BULSHS 2024 MUNI	46138J536
FRME	FIRST MERCHANTS CORP	8,958	$249K	0.1%	$34.25	-20.4%	COM	320817109
TFI	SPDR SER TR	5,635	$246K	0.1%	$50.35	—	NUVEEN BLMBRG MU	78468R721
QEMM	SPDR INDEX SHS FDS	4,479	$242K	0.1%	$56.03	—	MSCI EMRG MKTS	78463X426
PG	PROCTER AND GAMBLE CO	1,637	$239K	0.1%	$130.80	+10.2%	COM	742718109
GOOGL	ALPHABET INC	1,778	$233K	0.1%	$128.39	0.0%	CAP STK CL A	02079K305
SPEM	SPDR INDEX SHS FDS	6,896	$231K	0.1%	$31.14	—	PORTFOLIO EMG MK	78463X509
DWM	WISDOMTREE TR	4,478	$217K	0.1%	$47.04	—	INTL EQUITY FD	97717W703
MINV	MATTHEWS ASIA FDS	9,464	$211K	0.1%	$22.33	—	ASIA INNOV ACTIV	577125826
STIP	ISHARES TR	2,171	$210K	0.1%	$106.20	—	0-5 YR TIPS ETF	46429B747
FDX	FEDEX CORP	782	$207K	0.1%	$246.77	0.0%	COM	31428X106
SHE	SPDR SER TR	2,417	$205K	0.1%	$88.04	—	SPDR MSCI USA GE	78468R747
VB	VANGUARD INDEX FDS	1,060	$200K	0.0%	$183.54	—	SMALL CP ETF	922908751
BLFS	BIOLIFE SOLUTIONS INC	10,053	$139K	0.0%	$25.68	-38.6%	COM NEW	09062W204