Lutz Financial Services LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IWB	ISHARES TR	7,304	$2,728	0.2%	$373.44	—	RUS 1000 ETF	464287622
DFSD	DIMENSIONAL ETF TRUST	21,519	$1,032	0.1%	$47.95	—	SHORT DURATION F	25434V864
DBEF	DBX ETF TR	10,469	$504	0.0%	$48.11	—	XTRACK MSCI EAFE	233051200
DFCF	DIMENSIONAL ETF TRUST	11,164	$475	0.0%	$42.56	—	CORE FIXED INCOM	25434V872
AVLV	AMERICAN CENTY ETF TR	4,523	$343	0.0%	$75.77	—	US LARGE CAP VLU	025072349
SPEM	SPDR INDEX SHS FDS	4,828	$226	0.0%	$46.81	—	PORTFOLIO EMG MK	78463X509
VUG	VANGUARD INDEX FDS	451	$220	0.0%	$488.34	—	GROWTH ETF	922908736

Increased Positions (39)

SPYV SPDR SERIES TRUST 9.2%

Value ($000) $135,657 (+8.2%) Shares 2,387,903 (+5.4%) Est. Cost $35.38 Unrealized —

VTEB VANGUARD MUN BD FDS 5.1%

Value ($000) $74,771 (+11.8%) Shares 1,486,795 (+11.3%) Est. Cost $49.87 Unrealized —

VOO VANGUARD INDEX FDS 10.8%

Value ($000) $159,000 (+5.2%) Shares 253,536 (+2.7%) Est. Cost $325.88 Unrealized —

IJH ISHARES TR 7.1%

Value ($000) $104,174 (+7.2%) Shares 1,578,398 (+6.0%) Est. Cost $87.86 Unrealized —

BND VANGUARD BD INDEX FDS 6.9%

Value ($000) $100,953 (+7.3%) Shares 1,362,944 (+7.8%) Est. Cost $75.91 Unrealized —

MDYV SPDR SERIES TRUST 4.5%

Value ($000) $66,318 (+9.5%) Shares 783,438 (+7.9%) Est. Cost $60.30 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 4.4%

Value ($000) $65,341 (+9.6%) Shares 819,525 (+9.9%) Est. Cost $79.92 Unrealized —

MBB ISHARES TR 3.9%

Value ($000) $56,902 (+11.0%) Shares 597,581 (+10.9%) Est. Cost $93.47 Unrealized —

SCHP SCHWAB STRATEGIC TR 4.0%

Value ($000) $58,456 (+9.0%) Shares 2,206,735 (+10.9%) Est. Cost $38.18 Unrealized —

DFAC DIMENSIONAL ETF TRUST 2.4%

Value ($000) $35,510 (+10.1%) Shares 896,946 (+7.2%) Est. Cost $27.96 Unrealized —

DFIC DIMENSIONAL ETF TRUST 1.9%

Value ($000) $27,268 (+10.1%) Shares 791,288 (+4.8%) Est. Cost $25.53 Unrealized —

DUHP DIMENSIONAL ETF TRUST 1.5%

Value ($000) $21,387 (+10.1%) Shares 562,375 (+9.3%) Est. Cost $29.82 Unrealized —

AVUV AMERICAN CENTY ETF TR 0.8%

Value ($000) $11,685 (+19.2%) Shares 114,577 (+16.3%) Est. Cost $85.74 Unrealized —

IJR ISHARES TR 1.6%

Value ($000) $22,958 (+7.4%) Shares 191,033 (+6.2%) Est. Cost $85.36 Unrealized —

MUB ISHARES TR 2.6%

Value ($000) $37,628 (+4.3%) Shares 351,298 (+3.7%) Est. Cost $108.17 Unrealized —

DFUV DIMENSIONAL ETF TRUST 0.5%

Value ($000) $7,082 (+23.8%) Shares 152,015 (+18.8%) Est. Cost $33.97 Unrealized —

QUAL ISHARES TR 1.0%

Value ($000) $15,354 (+7.9%) Shares 77,301 (+5.7%) Est. Cost $137.55 Unrealized —

BSV VANGUARD BD INDEX FDS 1.4%

Value ($000) $21,123 (+5.2%) Shares 268,024 (+5.3%) Est. Cost $77.74 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.6%

Value ($000) $9,068 (+11.8%) Shares 152,294 (+9.3%) Est. Cost $46.37 Unrealized —

AGG ISHARES TR 1.5%

Value ($000) $21,963 (+3.9%) Shares 219,891 (+4.3%) Est. Cost $102.40 Unrealized —

STIP ISHARES TR 0.6%

Value ($000) $8,538 (+8.2%) Shares 83,383 (+9.2%) Est. Cost $100.43 Unrealized —

DFEM DIMENSIONAL ETF TRUST 0.5%

Value ($000) $7,945 (+8.5%) Shares 240,175 (+5.1%) Est. Cost $25.31 Unrealized —

DFAS DIMENSIONAL ETF TRUST 1.1%

Value ($000) $16,526 (+3.8%) Shares 237,201 (+2.0%) Est. Cost $58.72 Unrealized —

EFA ISHARES TR 0.1%

Value ($000) $780 (+150.4%) Shares 8,127 (+143.5%) Est. Cost $82.33 Unrealized —

IEMG ISHARES INC 0.4%

Value ($000) $6,010 (+6.3%) Shares 89,404 (+4.2%) Est. Cost $49.40 Unrealized —

IGSB ISHARES TR 1.8%

Value ($000) $25,740 (+1.0%) Shares 486,755 (+1.3%) Est. Cost $54.03 Unrealized —

DFIV DIMENSIONAL ETF TRUST 0.1%

Value ($000) $1,478 (+12.2%) Shares 29,623 (+3.7%) Est. Cost $33.18 Unrealized —

IWM ISHARES TR 0.1%

Value ($000) $1,034 (+17.2%) Shares 4,200 (+15.2%) Est. Cost $180.81 Unrealized —

LLY ELI LILLY & CO 0.0%

Value ($000) $349 (+53.1%) Shares 325 (+8.7%) Est. Cost $469.47 Unrealized +103.5%

AMZN AMAZON COM INC 0.1%

Value ($000) $858 (+16.4%) Shares 3,719 (+10.8%) Est. Cost $143.07 Unrealized +59.9%

AVDV AMERICAN CENTY ETF TR 0.0%

Value ($000) $481 (+29.5%) Shares 5,120 (+22.7%) Est. Cost $70.42 Unrealized —

ISTB ISHARES TR 0.3%

Value ($000) $4,586 (+2.3%) Shares 94,072 (+2.5%) Est. Cost $47.37 Unrealized —

AVGO BROADCOM INC 0.0%

Value ($000) $507 (+15.7%) Shares 1,465 (+10.3%) Est. Cost $190.62 Unrealized +87.3%

META META PLATFORMS INC 0.0%

Value ($000) $553 (-8.1%) Shares 838 (+2.2%) Est. Cost $297.69 Unrealized +124.2%

AVUS AMERICAN CENTY ETF TR 0.0%

Value ($000) $452 (+10.0%) Shares 4,044 (+7.0%) Est. Cost $101.53 Unrealized —

VV VANGUARD INDEX FDS 0.1%

Value ($000) $1,156 (+3.6%) Shares 3,674 (+1.4%) Est. Cost $215.14 Unrealized —

VMBS VANGUARD SCOTTSDALE FDS 0.1%

Value ($000) $1,999 (+1.8%) Shares 42,449 (+1.6%) Est. Cost $45.54 Unrealized —

DFSV DIMENSIONAL ETF TRUST 0.0%

Value ($000) $398 (+5.9%) Shares 12,109 (+2.5%) Est. Cost $29.51 Unrealized —

QQQ INVESCO QQQ TR 0.0%

Value ($000) $339 (+4.6%) Shares 551 (+2.2%) Est. Cost $513.48 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPYV	SPDR SERIES TRUST	2,387,903 (+5.4%)	$135,657 (+8.2%)	9.2%	$35.38	—	STATE STREET SPD	78464A508
VTEB	VANGUARD MUN BD FDS	1,486,795 (+11.3%)	$74,771 (+11.8%)	5.1%	$49.87	—	TAX EXEMPT BD	922907746
VOO	VANGUARD INDEX FDS	253,536 (+2.7%)	$159,000 (+5.2%)	10.8%	$325.88	—	S&P 500 ETF SHS	922908363
IJH	ISHARES TR	1,578,398 (+6.0%)	$104,174 (+7.2%)	7.1%	$87.86	—	CORE S&P MCP ETF	464287507
BND	VANGUARD BD INDEX FDS	1,362,944 (+7.8%)	$100,953 (+7.3%)	6.9%	$75.91	—	TOTAL BND MRKT	921937835
MDYV	SPDR SERIES TRUST	783,438 (+7.9%)	$66,318 (+9.5%)	4.5%	$60.30	—	STATE STREET SPD	78464A839
VCSH	VANGUARD SCOTTSDALE FDS	819,525 (+9.9%)	$65,341 (+9.6%)	4.4%	$79.92	—	SHRT TRM CORP BD	92206C409
MBB	ISHARES TR	597,581 (+10.9%)	$56,902 (+11.0%)	3.9%	$93.47	—	MBS ETF	464288588
SCHP	SCHWAB STRATEGIC TR	2,206,735 (+10.9%)	$58,456 (+9.0%)	4.0%	$38.18	—	US TIPS ETF	808524870
DFAC	DIMENSIONAL ETF TRUST	896,946 (+7.2%)	$35,510 (+10.1%)	2.4%	$27.96	—	US CORE EQUITY 2	25434V708
DFIC	DIMENSIONAL ETF TRUST	791,288 (+4.8%)	$27,268 (+10.1%)	1.9%	$25.53	—	INTL CORE EQUITY	25434V799
DUHP	DIMENSIONAL ETF TRUST	562,375 (+9.3%)	$21,387 (+10.1%)	1.5%	$29.82	—	US HIGH PROFITAB	25434V831
AVUV	AMERICAN CENTY ETF TR	114,577 (+16.3%)	$11,685 (+19.2%)	0.8%	$85.74	—	US SML CP VALU	025072877
IJR	ISHARES TR	191,033 (+6.2%)	$22,958 (+7.4%)	1.6%	$85.36	—	CORE S&P SCP ETF	464287804
MUB	ISHARES TR	351,298 (+3.7%)	$37,628 (+4.3%)	2.6%	$108.17	—	NATIONAL MUN ETF	464288414
DFUV	DIMENSIONAL ETF TRUST	152,015 (+18.8%)	$7,082 (+23.8%)	0.5%	$33.97	—	US MKTWIDE VALUE	25434V724
QUAL	ISHARES TR	77,301 (+5.7%)	$15,354 (+7.9%)	1.0%	$137.55	—	MSCI USA QLT FCT	46432F339
BSV	VANGUARD BD INDEX FDS	268,024 (+5.3%)	$21,123 (+5.2%)	1.4%	$77.74	—	SHORT TRM BOND	921937827
DFAT	DIMENSIONAL ETF TRUST	152,294 (+9.3%)	$9,068 (+11.8%)	0.6%	$46.37	—	US TARGETED VLU	25434V609
AGG	ISHARES TR	219,891 (+4.3%)	$21,963 (+3.9%)	1.5%	$102.40	—	CORE US AGGBD ET	464287226
STIP	ISHARES TR	83,383 (+9.2%)	$8,538 (+8.2%)	0.6%	$100.43	—	0-5 YR TIPS ETF	46429B747
DFEM	DIMENSIONAL ETF TRUST	240,175 (+5.1%)	$7,945 (+8.5%)	0.5%	$25.31	—	EMERGING MKTS CO	25434V732
DFAS	DIMENSIONAL ETF TRUST	237,201 (+2.0%)	$16,526 (+3.8%)	1.1%	$58.72	—	US SMALL CAP ETF	25434V500
EFA	ISHARES TR	8,127 (+143.5%)	$780 (+150.4%)	0.1%	$82.33	—	MSCI EAFE ETF	464287465
IEMG	ISHARES INC	89,404 (+4.2%)	$6,010 (+6.3%)	0.4%	$49.40	—	CORE MSCI EMKT	46434G103
IGSB	ISHARES TR	486,755 (+1.3%)	$25,740 (+1.0%)	1.8%	$54.03	—	ISHS 1-5YR INVS	464288646
DFIV	DIMENSIONAL ETF TRUST	29,623 (+3.7%)	$1,478 (+12.2%)	0.1%	$33.18	—	INTERNATNAL VAL	25434V807
IWM	ISHARES TR	4,200 (+15.2%)	$1,034 (+17.2%)	0.1%	$180.81	—	RUSSELL 2000 ETF	464287655
LLY	ELI LILLY & CO	325 (+8.7%)	$349 (+53.1%)	0.0%	$469.47	+103.5%	COM	532457108
AMZN	AMAZON COM INC	3,719 (+10.8%)	$858 (+16.4%)	0.1%	$143.07	+59.9%	COM	023135106
AVDV	AMERICAN CENTY ETF TR	5,120 (+22.7%)	$481 (+29.5%)	0.0%	$70.42	—	INTL SMCP VLU	025072802
ISTB	ISHARES TR	94,072 (+2.5%)	$4,586 (+2.3%)	0.3%	$47.37	—	CORE 1 5 YR USD	46432F859
AVGO	BROADCOM INC	1,465 (+10.3%)	$507 (+15.7%)	0.0%	$190.62	+87.3%	COM	11135F101
META	META PLATFORMS INC	838 (+2.2%)	$553 (-8.1%)	0.0%	$297.69	+124.2%	CL A	30303M102
AVUS	AMERICAN CENTY ETF TR	4,044 (+7.0%)	$452 (+10.0%)	0.0%	$101.53	—	US EQT ETF	025072885
VV	VANGUARD INDEX FDS	3,674 (+1.4%)	$1,156 (+3.6%)	0.1%	$215.14	—	LARGE CAP ETF	922908637
VMBS	VANGUARD SCOTTSDALE FDS	42,449 (+1.6%)	$1,999 (+1.8%)	0.1%	$45.54	—	MTG-BKD SECS ETF	92206C771
DFSV	DIMENSIONAL ETF TRUST	12,109 (+2.5%)	$398 (+5.9%)	0.0%	$29.51	—	US SMALL CAP VAL	25434V815
QQQ	INVESCO QQQ TR	551 (+2.2%)	$339 (+4.6%)	0.0%	$513.48	—	UNIT SER 1	46090E103

Exited Positions (1)

ORCL ORACLE CORP 0.0%

Value ($000) $240 Shares 855 Est. Cost $254.17 Unrealized -6.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ORCL	ORACLE CORP	855	$240	0.0%	$254.17	-6.3%	—	68389X105

Decreased Positions (24)

SUB ISHARES TR 0.4%

Value ($000) $6,165 (-12.2%) Shares 57,779 (-12.1%) Est. Cost $106.36 Unrealized —

SPY SPDR S&P 500 ETF TR 3.1%

Value ($000) $45,601 (-1.8%) Shares 66,871 (-4.1%) Est. Cost $274.38 Unrealized —

STPZ PIMCO ETF TR 0.3%

Value ($000) $4,232 (-8.8%) Shares 78,868 (-7.9%) Est. Cost $49.87 Unrealized —

SCHX SCHWAB STRATEGIC TR 1.3%

Value ($000) $19,600 (+1.1%) Shares 728,336 (-1.1%) Est. Cost $30.20 Unrealized —

AAPL APPLE INC 0.1%

Value ($000) $1,643 (-8.8%) Shares 6,044 (-14.6%) Est. Cost $167.22 Unrealized +60.5%

MSFT MICROSOFT CORP 0.1%

Value ($000) $1,459 (-9.7%) Shares 3,017 (-3.3%) Est. Cost $275.93 Unrealized +81.4%

SCHA SCHWAB STRATEGIC TR 0.8%

Value ($000) $11,630 (+1.0%) Shares 408,365 (-1.1%) Est. Cost $35.09 Unrealized —

IVOV VANGUARD ADMIRAL FDS INC 0.8%

Value ($000) $11,766 (-0.8%) Shares 116,480 (-1.1%) Est. Cost $99.66 Unrealized —

IWV ISHARES TR 0.3%

Value ($000) $4,710 (-1.9%) Shares 12,175 (-3.9%) Est. Cost $150.61 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $1,912 (-3.5%) Shares 10,254 (-3.5%) Est. Cost $101.59 Unrealized +83.2%

FNDF SCHWAB STRATEGIC TR 0.1%

Value ($000) $1,507 (+3.9%) Shares 33,329 (-1.3%) Est. Cost $21.03 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.0%

Value ($000) $303 (-12.5%) Shares 3,616 (-12.1%) Est. Cost $85.52 Unrealized —

JPM JPMORGAN CHASE & CO. 0.0%

Value ($000) $443 (-8.5%) Shares 1,374 (-10.4%) Est. Cost $121.04 Unrealized +155.7%

VO VANGUARD INDEX FDS 0.1%

Value ($000) $1,139 (-3.4%) Shares 3,924 (-2.2%) Est. Cost $180.47 Unrealized —

MDY SPDR S&P MIDCAP 400 ETF TR 0.8%

Value ($000) $11,205 (-0.3%) Shares 18,573 (-1.5%) Est. Cost $353.69 Unrealized —

GOOGL ALPHABET INC 0.0%

Value ($000) $683 (+4.6%) Shares 2,183 (-18.7%) Est. Cost $123.27 Unrealized +131.7%

GOOG ALPHABET INC 0.0%

Value ($000) $575 (+5.5%) Shares 1,831 (-18.1%) Est. Cost $121.34 Unrealized +136.0%

IJS ISHARES TR 0.3%

Value ($000) $4,874 (+0.6%) Shares 42,858 (-2.2%) Est. Cost $117.80 Unrealized —

V VISA INC 0.0%

Value ($000) $231 (-9.6%) Shares 660 (-12.0%) Est. Cost $300.88 Unrealized +13.1%

MA MASTERCARD INCORPORATED 0.0%

Value ($000) $202 (-10.5%) Shares 354 (-10.8%) Est. Cost $515.32 Unrealized +8.5%

SCHG SCHWAB STRATEGIC TR 0.0%

Value ($000) $631 (-3.1%) Shares 19,334 (-5.2%) Est. Cost $38.57 Unrealized —

WMT WALMART INC 0.0%

Value ($000) $246 (-2.6%) Shares 2,204 (-9.9%) Est. Cost $72.48 Unrealized +47.9%

IVE ISHARES TR 1.5%

Value ($000) $22,685 (-0.0%) Shares 106,970 (-2.6%) Est. Cost $114.24 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.0%

Value ($000) $421 (-0.8%) Shares 2,988 (-3.0%) Est. Cost $73.80 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SUB	ISHARES TR	57,779 (-12.1%)	$6,165 (-12.2%)	0.4%	$106.36	—	SHRT NAT MUN ETF	464288158
SPY	SPDR S&P 500 ETF TR	66,871 (-4.1%)	$45,601 (-1.8%)	3.1%	$274.38	—	TR UNIT	78462F103
STPZ	PIMCO ETF TR	78,868 (-7.9%)	$4,232 (-8.8%)	0.3%	$49.87	—	1-5 US TIP IDX	72201R205
SCHX	SCHWAB STRATEGIC TR	728,336 (-1.1%)	$19,600 (+1.1%)	1.3%	$30.20	—	US LRG CAP ETF	808524201
AAPL	APPLE INC	6,044 (-14.6%)	$1,643 (-8.8%)	0.1%	$167.22	+60.5%	COM	037833100
MSFT	MICROSOFT CORP	3,017 (-3.3%)	$1,459 (-9.7%)	0.1%	$275.93	+81.4%	COM	594918104
SCHA	SCHWAB STRATEGIC TR	408,365 (-1.1%)	$11,630 (+1.0%)	0.8%	$35.09	—	US SML CAP ETF	808524607
IVOV	VANGUARD ADMIRAL FDS INC	116,480 (-1.1%)	$11,766 (-0.8%)	0.8%	$99.66	—	MIDCP 400 VAL	921932844
IWV	ISHARES TR	12,175 (-3.9%)	$4,710 (-1.9%)	0.3%	$150.61	—	RUSSELL 3000 ETF	464287689
NVDA	NVIDIA CORPORATION	10,254 (-3.5%)	$1,912 (-3.5%)	0.1%	$101.59	+83.2%	COM	67066G104
FNDF	SCHWAB STRATEGIC TR	33,329 (-1.3%)	$1,507 (+3.9%)	0.1%	$21.03	—	FUNDAMENTAL INTL	808524755
VCIT	VANGUARD SCOTTSDALE FDS	3,616 (-12.1%)	$303 (-12.5%)	0.0%	$85.52	—	INT-TERM CORP	92206C870
JPM	JPMORGAN CHASE & CO.	1,374 (-10.4%)	$443 (-8.5%)	0.0%	$121.04	+155.7%	COM	46625H100
VO	VANGUARD INDEX FDS	3,924 (-2.2%)	$1,139 (-3.4%)	0.1%	$180.47	—	MID CAP ETF	922908629
MDY	SPDR S&P MIDCAP 400 ETF TR	18,573 (-1.5%)	$11,205 (-0.3%)	0.8%	$353.69	—	UTSER1 S&PDCRP	78467Y107
GOOGL	ALPHABET INC	2,183 (-18.7%)	$683 (+4.6%)	0.0%	$123.27	+131.7%	CAP STK CL A	02079K305
GOOG	ALPHABET INC	1,831 (-18.1%)	$575 (+5.5%)	0.0%	$121.34	+136.0%	CAP STK CL C	02079K107
IJS	ISHARES TR	42,858 (-2.2%)	$4,874 (+0.6%)	0.3%	$117.80	—	SP SMCP600VL ETF	464287879
V	VISA INC	660 (-12.0%)	$231 (-9.6%)	0.0%	$300.88	+13.1%	COM CL A	92826C839
MA	MASTERCARD INCORPORATED	354 (-10.8%)	$202 (-10.5%)	0.0%	$515.32	+8.5%	CL A	57636Q104
SCHG	SCHWAB STRATEGIC TR	19,334 (-5.2%)	$631 (-3.1%)	0.0%	$38.57	—	US LCAP GR ETF	808524300
WMT	WALMART INC	2,204 (-9.9%)	$246 (-2.6%)	0.0%	$72.48	+47.9%	COM	931142103
IVE	ISHARES TR	106,970 (-2.6%)	$22,685 (-0.0%)	1.5%	$114.24	—	S&P 500 VAL ETF	464287408
VT	VANGUARD INTL EQUITY INDEX F	2,988 (-3.0%)	$421 (-0.8%)	0.0%	$73.80	—	TT WRLD ST ETF	922042742

Unchanged Positions (32)

IVV ISHARES TR 1.1%

Value ($000) $16,415 Shares 23,966 Est. Cost $289.20 Unrealized —

AVDE AMERICAN CENTY ETF TR 0.9%

Value ($000) $12,704 Shares 154,322 Est. Cost $56.32 Unrealized —

VOOV VANGUARD ADMIRAL FDS INC 1.0%

Value ($000) $15,187 Shares 74,136 Est. Cost $110.20 Unrealized —

VOE VANGUARD INDEX FDS 1.1%

Value ($000) $15,868 Shares 89,461 Est. Cost $117.42 Unrealized —

TIP ISHARES TR 1.0%

Value ($000) $14,640 Shares 133,199 Est. Cost $110.77 Unrealized —

SLYV SPDR SERIES TRUST 0.9%

Value ($000) $13,048 Shares 143,431 Est. Cost $58.25 Unrealized —

VTV VANGUARD INDEX FDS 1.1%

Value ($000) $15,621 Shares 81,790 Est. Cost $144.13 Unrealized —

IJJ ISHARES TR 1.1%

Value ($000) $15,798 Shares 120,056 Est. Cost $123.84 Unrealized —

IUSV ISHARES TR 0.8%

Value ($000) $11,520 Shares 112,344 Est. Cost $54.11 Unrealized —

SCHM SCHWAB STRATEGIC TR 1.4%

Value ($000) $20,156 Shares 670,307 Est. Cost $33.91 Unrealized —

VTIP VANGUARD MALVERN FDS 0.3%

Value ($000) $4,230 Shares 85,530 Est. Cost $49.21 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.1%

Value ($000) $1,924 Shares 30,798 Est. Cost $48.29 Unrealized —

VBR VANGUARD INDEX FDS 0.4%

Value ($000) $5,190 Shares 24,507 Est. Cost $104.32 Unrealized —

VNQ VANGUARD INDEX FDS 0.1%

Value ($000) $1,488 Shares 16,813 Est. Cost $83.07 Unrealized —

IWD ISHARES TR 0.1%

Value ($000) $877 Shares 4,171 Est. Cost $136.44 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value ($000) $1,178 Shares 3,513 Est. Cost $177.65 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $2,340 Shares 4,655 Est. Cost $328.64 Unrealized +51.4%

VWO VANGUARD INTL EQUITY INDEX F 0.3%

Value ($000) $4,253 Shares 79,115 Est. Cost $41.20 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value ($000) $826 Shares 3,760 Est. Cost $143.44 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.0%

Value ($000) $359 Shares 14,938 Est. Cost $18.50 Unrealized —

VB VANGUARD INDEX FDS 0.0%

Value ($000) $656 Shares 2,541 Est. Cost $176.17 Unrealized —

IWN ISHARES TR 0.0%

Value ($000) $442 Shares 2,440 Est. Cost $124.77 Unrealized —

DLN WISDOMTREE TR 0.0%

Value ($000) $657 Shares 7,456 Est. Cost $67.63 Unrealized —

SPMD SPDR SERIES TRUST 0.0%

Value ($000) $536 Shares 9,264 Est. Cost $51.28 Unrealized —

AVEM AMERICAN CENTY ETF TR 0.0%

Value ($000) $213 Shares 2,766 Est. Cost $75.11 Unrealized —

ILCB ISHARES TR 0.0%

Value ($000) $312 Shares 3,306 Est. Cost $65.76 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.0%

Value ($000) $245 Shares 8,275 Est. Cost $42.71 Unrealized —

IWR ISHARES TR 0.0%

Value ($000) $391 Shares 4,065 Est. Cost $87.53 Unrealized —

ONEY SPDR SERIES TRUST 0.0%

Value ($000) $261 Shares 2,295 Est. Cost $108.86 Unrealized —

IGIB ISHARES TR 0.0%

Value ($000) $216 Shares 4,007 Est. Cost $49.51 Unrealized —

QEMM SPDR INDEX SHS FDS 0.0%

Value ($000) $332 Shares 5,015 Est. Cost $64.19 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $755 Shares 1 Est. Cost $729330.75 Unrealized +2.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	23,966	$16,415	1.1%	$289.20	—	CORE S&P500 ETF	464287200
AVDE	AMERICAN CENTY ETF TR	154,322	$12,704	0.9%	$56.32	—	INTL EQT ETF	025072703
VOOV	VANGUARD ADMIRAL FDS INC	74,136	$15,187	1.0%	$110.20	—	500 VAL IDX FD	921932703
VOE	VANGUARD INDEX FDS	89,461	$15,868	1.1%	$117.42	—	MCAP VL IDXVIP	922908512
TIP	ISHARES TR	133,199	$14,640	1.0%	$110.77	—	TIPS BD ETF	464287176
SLYV	SPDR SERIES TRUST	143,431	$13,048	0.9%	$58.25	—	STATE STREET SPD	78464A300
VTV	VANGUARD INDEX FDS	81,790	$15,621	1.1%	$144.13	—	VALUE ETF	922908744
IJJ	ISHARES TR	120,056	$15,798	1.1%	$123.84	—	S&P MC 400VL ETF	464287705
IUSV	ISHARES TR	112,344	$11,520	0.8%	$54.11	—	CORE S&P US VLU	464287663
SCHM	SCHWAB STRATEGIC TR	670,307	$20,156	1.4%	$33.91	—	US MID-CAP ETF	808524508
VTIP	VANGUARD MALVERN FDS	85,530	$4,230	0.3%	$49.21	—	STRM INFPROIDX	922020805
VEA	VANGUARD TAX-MANAGED FDS	30,798	$1,924	0.1%	$48.29	—	VAN FTSE DEV MKT	921943858
VBR	VANGUARD INDEX FDS	24,507	$5,190	0.4%	$104.32	—	SM CP VAL ETF	922908611
VNQ	VANGUARD INDEX FDS	16,813	$1,488	0.1%	$83.07	—	REAL ESTATE ETF	922908553
IWD	ISHARES TR	4,171	$877	0.1%	$136.44	—	RUS 1000 VAL ETF	464287598
VTI	VANGUARD INDEX FDS	3,513	$1,178	0.1%	$177.65	—	TOTAL STK MKT	922908769
BRK/B	BERKSHIRE HATHAWAY INC DEL	4,655	$2,340	0.2%	$328.64	+51.4%	CL B NEW	084670702
VWO	VANGUARD INTL EQUITY INDEX F	79,115	$4,253	0.3%	$41.20	—	FTSE EMR MKT ETF	922042858
VIG	VANGUARD SPECIALIZED FUNDS	3,760	$826	0.1%	$143.44	—	DIV APP ETF	921908844
SCHF	SCHWAB STRATEGIC TR	14,938	$359	0.0%	$18.50	—	INTL EQTY ETF	808524805
VB	VANGUARD INDEX FDS	2,541	$656	0.0%	$176.17	—	SMALL CP ETF	922908751
IWN	ISHARES TR	2,440	$442	0.0%	$124.77	—	RUS 2000 VAL ETF	464287630
DLN	WISDOMTREE TR	7,456	$657	0.0%	$67.63	—	US LARGECAP DIVD	97717W307
SPMD	SPDR SERIES TRUST	9,264	$536	0.0%	$51.28	—	STATE STREET SPD	78464A847
AVEM	AMERICAN CENTY ETF TR	2,766	$213	0.0%	$75.11	—	AVANTIS EMGMKT	025072604
ILCB	ISHARES TR	3,306	$312	0.0%	$65.76	—	MORNINGSTR US EQ	464287127
SCHV	SCHWAB STRATEGIC TR	8,275	$245	0.0%	$42.71	—	US LCAP VA ETF	808524409
IWR	ISHARES TR	4,065	$391	0.0%	$87.53	—	RUS MID CAP ETF	464287499
ONEY	SPDR SERIES TRUST	2,295	$261	0.0%	$108.86	—	STATE STREET SPD	78468R770
IGIB	ISHARES TR	4,007	$216	0.0%	$49.51	—	ISHS 5-10YR INVT	464288638
QEMM	SPDR INDEX SHS FDS	5,015	$332	0.0%	$64.19	—	MSCI EMRG MKTS	78463X426
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$755	0.1%	$729330.75	+2.3%	CL A	084670108