Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VV	VANGUARD INDEX FDS	59,719	$16.11M	11.5%	$202.66	—	LARGE CAP ETF	922908637
SCHX	SCHWAB STRATEGIC TR	422,183	$9.786M	7.0%	$33.06	—	US LRG CAP ETF	808524201
ESGV	VANGUARD WORLD FD	90,394	$9.481M	6.8%	$80.52	—	ESG US STK ETF	921910733
AAPL	APPLE INC	32,351	$8.101M	5.8%	$182.81	+28.3%	COM	037833100
VO	VANGUARD INDEX FDS	24,000	$6.339M	4.5%	$211.95	—	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	25,211	$6.058M	4.3%	$192.53	—	SMALL CP ETF	922908751
VEA	VANGUARD TAX-MANAGED FDS	120,032	$5.74M	4.1%	$44.86	—	VAN FTSE DEV MKT	921943858
VCIT	VANGUARD SCOTTSDALE FDS	68,411	$5.491M	3.9%	$77.63	—	INT-TERM CORP	92206C870
BND	VANGUARD BD INDEX FDS	74,880	$5.385M	3.8%	$70.53	—	TOTAL BND MRKT	921937835
MOAT	VANECK ETF TRUST	49,827	$4.62M	3.3%	$78.23	—	MRNGSTR WDE MOAT	92189F643
VSGX	VANGUARD WORLD FD	78,859	$4.471M	3.2%	$52.45	—	ESG INTL STK ETF	921910725
L	LOEWS CORP	46,721	$3.957M	2.8%	$66.05	+24.4%	COM	540424108
MSFT	MICROSOFT CORP	8,356	$3.522M	2.5%	$355.71	+18.7%	COM	594918104
QUAL	ISHARES TR	19,521	$3.476M	2.5%	$139.84	—	MSCI USA QLT FCT	46432F339
LQD	ISHARES TR	31,495	$3.365M	2.4%	$102.24	—	IBOXX INV CP ETF	464287242
VCSH	VANGUARD SCOTTSDALE FDS	41,501	$3.238M	2.3%	$75.84	—	SHRT TRM CORP BD	92206C409
VIG	VANGUARD SPECIALIZED FUNDS	16,423	$3.216M	2.3%	$156.10	—	DIV APP ETF	921908844
IAU	ISHARES GOLD TR	48,852	$2.419M	1.7%	$35.86	—	ISHARES NEW	464285204
AMZN	AMAZON COM INC	10,645	$2.335M	1.7%	$140.45	+45.7%	COM	023135106
VTIP	VANGUARD MALVERN FDS	47,198	$2.285M	1.6%	$47.60	—	STRM INFPROIDX	922020805
EMXC	ISHARES INC	38,145	$2.115M	1.5%	$51.54	—	MSCI EMRG CHN	46434G764
EMB	ISHARES TR	21,692	$1.931M	1.4%	$84.56	—	JPMORGAN USD EMG	464288281
PFF	ISHARES TR	57,993	$1.823M	1.3%	$30.43	—	PFD AND INCM SEC	464288687
VCLT	VANGUARD SCOTTSDALE FDS	23,928	$1.789M	1.3%	$73.80	—	LG-TERM COR BD	92206C813
VAW	VANGUARD WORLD FD	6,489	$1.219M	0.9%	$178.85	—	MATERIALS ETF	92204A801
VTI	VANGUARD INDEX FDS	3,863	$1.12M	0.8%	$216.44	—	TOTAL STK MKT	922908769
NYF	ISHARES TR	20,756	$1.105M	0.8%	$51.00	—	NEW YORK MUN ETF	464288323
IUSB	ISHARES TR	24,358	$1.101M	0.8%	$43.86	—	CORE TOTAL USD	46434V613
AGG	ISHARES TR	11,083	$1.074M	0.8%	$94.38	—	CORE US AGGBD ET	464287226
CWB	SPDR SER TR	12,637	$984K	0.7%	$69.24	—	BBG CONV SEC ETF	78464A359
VTEB	VANGUARD MUN BD FDS	19,328	$969K	0.7%	$48.87	—	TAX EXEMPT BD	922907746
FEX	FIRST TR LRGE CP CORE ALPHA	8,883	$926K	0.7%	$81.52	—	COM SHS	33734K109
MSTR	MICROSTRATEGY INC	2,985	$865K	0.6%	$165.78	+81.5%	CL A NEW	594972408
TIP	ISHARES TR	7,415	$790K	0.6%	$103.93	—	TIPS BD ETF	464287176
ESGU	ISHARES TR	5,752	$741K	0.5%	$94.38	—	ESG AWR MSCI USA	46435G425
CEMB	ISHARES INC	16,096	$714K	0.5%	$42.80	—	JP MRG EM CRP BD	464286251
EUSA	ISHARES INC	6,718	$641K	0.5%	$75.38	—	MSCI EQUAL WEITE	464286681
CB	CHUBB LIMITED	2,281	$630K	0.5%	$213.74	+31.6%	COM	H1467J104
SPAB	SPDR SER TR	24,043	$601K	0.4%	$25.25	—	PORTFOLIO AGRGTE	78464A649
VCEB	VANGUARD WORLD FD	9,692	$601K	0.4%	$62.51	—	ESG US CORP BD	921910691
VNQ	VANGUARD INDEX FDS	6,378	$568K	0.4%	$75.68	—	REAL ESTATE ETF	922908553
VUG	VANGUARD INDEX FDS	1,312	$539K	0.4%	$358.46	—	GROWTH ETF	922908736
IVV	ISHARES TR	850	$500K	0.4%	$430.32	—	CORE S&P500 ETF	464287200
ESGD	ISHARES TR	6,401	$487K	0.3%	$69.79	—	ESG AW MSCI EAFE	46435G516
CRM	SALESFORCE INC	1,444	$483K	0.3%	$225.88	+40.2%	COM	79466L302
NVDA	NVIDIA CORPORATION	3,564	$479K	0.3%	$107.09	+28.7%	COM	67066G104
COST	COSTCO WHSL CORP NEW	511	$468K	0.3%	$590.18	+56.3%	COM	22160K105
EFA	ISHARES TR	5,891	$445K	0.3%	$69.25	—	MSCI EAFE ETF	464287465
VEU	VANGUARD INTL EQUITY INDEX F	7,708	$443K	0.3%	$52.99	—	ALLWRLD EX US	922042775
VEGI	ISHARES INC	11,132	$394K	0.3%	$38.27	—	MSCI AGRICULTURE	464286350
NOW	SERVICENOW INC	371	$393K	0.3%	$126.94	+59.6%	COM	81762P102
XOM	EXXON MOBIL CORP	3,542	$381K	0.3%	$97.59	+15.1%	COM	30231G102
VGT	VANGUARD WORLD FD	578	$359K	0.3%	$413.43	—	INF TECH ETF	92204A702
XLK	SELECT SECTOR SPDR TR	1,416	$329K	0.2%	$163.31	—	TECHNOLOGY	81369Y803
GLD	SPDR GOLD TR	1,012	$245K	0.2%	$205.72	—	GOLD SHS	78463V107
QGRW	WISDOMTREE TR	4,819	$237K	0.2%	$49.26	—	US QUALITY GROW	97717Y477
MTB	M & T BK CORP	1,200	$226K	0.2%	$130.61	+47.1%	COM	55261F104
PEP	PEPSICO INC	1,474	$224K	0.2%	$153.75	+1.8%	COM	713448108
FYX	FIRST TR SML CP CORE ALPHA F	2,180	$220K	0.2%	$107.12	—	COM SHS	33734Y109
IGIB	ISHARES TR	4,188	$216K	0.2%	$51.61	—	ISHS 5-10YR INVT	464288638
BAB	INVESCO EXCH TRADED FD TR II	8,183	$214K	0.2%	$25.39	—	TAXABLE MUN BD	46138G805
CMCSA	COMCAST CORP NEW	5,560	$209K	0.1%	$40.09	-0.2%	CL A	20030N101
FNX	FIRST TR MID CAP CORE ALPHAD	1,769	$205K	0.1%	$123.24	—	COM SHS	33735B108
DON	WISDOMTREE TR	3,959	$202K	0.1%	$53.63	—	US MIDCAP DIVID	97717W505
PGX	INVESCO EXCH TRADED FD TR II	12,355	$142K	0.1%	$10.98	—	PFD ETF	46138E511
F	FORD MTR CO	12,870	$127K	0.1%	$9.67	+2.1%	COM	345370860