Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VV	VANGUARD INDEX FDS	57,146	$14.69M	10.7%	$202.66	—	LARGE CAP ETF	922908637
SCHX	SCHWAB STRATEGIC TR	444,416	$9.813M	7.1%	$32.51	—	US LRG CAP ETF	808524201
ESGV	VANGUARD WORLD FD	89,016	$8.719M	6.3%	$80.52	—	ESG US STK ETF	921910733
AAPL	APPLE INC	31,918	$7.09M	5.2%	$182.81	+26.2%	COM	037833100
VCIT	VANGUARD SCOTTSDALE FDS	77,011	$6.296M	4.6%	$78.09	—	INT-TERM CORP	92206C870
VEA	VANGUARD TAX-MANAGED FDS	119,373	$6.068M	4.4%	$44.86	—	VAN FTSE DEV MKT	921943858
VO	VANGUARD INDEX FDS	23,417	$6.056M	4.4%	$211.95	—	MID CAP ETF	922908629
BND	VANGUARD BD INDEX FDS	74,929	$5.504M	4.0%	$70.53	—	TOTAL BND MRKT	921937835
VB	VANGUARD INDEX FDS	24,681	$5.473M	4.0%	$192.53	—	SMALL CP ETF	922908751
VSGX	VANGUARD WORLD FD	80,756	$4.763M	3.5%	$52.60	—	ESG INTL STK ETF	921910725
MOAT	VANECK ETF TRUST	49,246	$4.334M	3.2%	$78.23	—	MRNGSTR WDE MOAT	92189F643
L	LOEWS CORP	46,721	$4.294M	3.1%	$66.05	+29.2%	COM	540424108
VCSH	VANGUARD SCOTTSDALE FDS	42,535	$3.358M	2.4%	$75.92	—	SHRT TRM CORP BD	92206C409
QUAL	ISHARES TR	19,337	$3.305M	2.4%	$139.84	—	MSCI USA QLT FCT	46432F339
VIG	VANGUARD SPECIALIZED FUNDS	16,464	$3.194M	2.3%	$156.10	—	DIV APP ETF	921908844
MSFT	MICROSOFT CORP	8,466	$3.178M	2.3%	$356.35	+13.7%	COM	594918104
LQD	ISHARES TR	28,940	$3.146M	2.3%	$102.24	—	IBOXX INV CP ETF	464287242
IAU	ISHARES GOLD TR	49,003	$2.889M	2.1%	$35.86	—	ISHARES NEW	464285204
VTIP	VANGUARD MALVERN FDS	49,090	$2.45M	1.8%	$47.69	—	STRM INFPROIDX	922020805
EMXC	ISHARES INC	39,405	$2.171M	1.6%	$51.66	—	MSCI EMRG CHN	46434G764
EMB	ISHARES TR	22,787	$2.064M	1.5%	$84.85	—	JPMORGAN USD EMG	464288281
AMZN	AMAZON COM INC	10,674	$2.031M	1.5%	$140.45	+54.5%	COM	023135106
VCLT	VANGUARD SCOTTSDALE FDS	25,123	$1.907M	1.4%	$73.90	—	LG-TERM COR BD	92206C813
PFF	ISHARES TR	58,964	$1.812M	1.3%	$30.43	—	PFD AND INCM SEC	464288687
VAW	VANGUARD WORLD FD	6,681	$1.261M	0.9%	$179.14	—	MATERIALS ETF	92204A801
IUSB	ISHARES TR	26,019	$1.199M	0.9%	$44.00	—	CORE TOTAL USD	46434V613
NYF	ISHARES TR	20,792	$1.095M	0.8%	$51.00	—	NEW YORK MUN ETF	464288323
VTI	VANGUARD INDEX FDS	3,783	$1.04M	0.8%	$216.44	—	TOTAL STK MKT	922908769
CWB	SPDR SER TR	13,093	$1.003M	0.7%	$69.50	—	BBG CONV SEC ETF	78464A359
VTEB	VANGUARD MUN BD FDS	19,354	$960K	0.7%	$48.87	—	TAX EXEMPT BD	922907746
AGG	ISHARES TR	9,482	$938K	0.7%	$94.38	—	CORE US AGGBD ET	464287226
FEX	FIRST TR LRGE CP CORE ALPHA	8,659	$887K	0.6%	$81.52	—	COM SHS	33734K109
MSTR	MICROSTRATEGY INC	2,985	$860K	0.6%	$165.78	+91.5%	CL A NEW	594972408
TIP	ISHARES TR	6,960	$773K	0.6%	$103.93	—	TIPS BD ETF	464287176
CEMB	ISHARES INC	16,225	$733K	0.5%	$42.80	—	JP MRG EM CRP BD	464286251
VEU	VANGUARD INTL EQUITY INDEX F	11,855	$719K	0.5%	$55.67	—	ALLWRLD EX US	922042775
VCEB	VANGUARD WORLD FD	11,340	$714K	0.5%	$62.57	—	ESG US CORP BD	921910691
ESGU	ISHARES TR	5,682	$693K	0.5%	$94.38	—	ESG AWR MSCI USA	46435G425
CB	CHUBB LIMITED	2,288	$691K	0.5%	$213.74	+29.2%	COM	H1467J104
EUSA	ISHARES INC	6,740	$631K	0.5%	$75.38	—	MSCI EQUAL WEITE	464286681
SPAB	SPDR SER TR	23,721	$606K	0.4%	$25.25	—	PORTFOLIO AGRGTE	78464A649
VNQ	VANGUARD INDEX FDS	6,354	$575K	0.4%	$75.68	—	REAL ESTATE ETF	922908553
MTB	M & T BK CORP	3,101	$554K	0.4%	$163.65	+12.7%	COM	55261F104
ESGD	ISHARES TR	6,401	$523K	0.4%	$69.79	—	ESG AW MSCI EAFE	46435G516
COST	COSTCO WHSL CORP NEW	522	$493K	0.4%	$598.20	+62.2%	COM	22160K105
VUG	VANGUARD INDEX FDS	1,329	$493K	0.4%	$358.62	—	GROWTH ETF	922908736
EFA	ISHARES TR	5,708	$466K	0.3%	$69.25	—	MSCI EAFE ETF	464287465
XOM	EXXON MOBIL CORP	3,542	$421K	0.3%	$97.59	+9.9%	COM	30231G102
VEGI	ISHARES INC	10,992	$408K	0.3%	$38.27	—	MSCI AGRICULTURE	464286350
NVDA	NVIDIA CORPORATION	3,688	$400K	0.3%	$107.75	+17.6%	COM	67066G104
IVV	ISHARES TR	707	$397K	0.3%	$430.32	—	CORE S&P500 ETF	464287200
CRM	SALESFORCE INC	1,444	$388K	0.3%	$225.88	+36.8%	COM	79466L302
QGRW	WISDOMTREE TR	7,550	$331K	0.2%	$47.32	—	US QUALITY GROW	97717Y477
NOW	SERVICENOW INC	372	$296K	0.2%	$126.94	+51.8%	COM	81762P102
XLK	SELECT SECTOR SPDR TR	1,418	$293K	0.2%	$163.31	—	TECHNOLOGY	81369Y803
VGT	VANGUARD WORLD FD	535	$290K	0.2%	$413.43	—	INF TECH ETF	92204A702
GLD	SPDR GOLD TR	893	$257K	0.2%	$205.72	—	GOLD SHS	78463V107
PEP	PEPSICO INC	1,497	$224K	0.2%	$153.60	-6.6%	COM	713448108
IGIB	ISHARES TR	4,209	$221K	0.2%	$51.61	—	ISHS 5-10YR INVT	464288638
BAB	INVESCO EXCH TRADED FD TR II	8,192	$219K	0.2%	$25.39	—	TAXABLE MUN BD	46138G805
JNJ	JOHNSON & JOHNSON	1,270	$211K	0.2%	$152.45	0.0%	COM	478160104
CMCSA	COMCAST CORP NEW	5,561	$205K	0.1%	$40.09	-12.6%	CL A	20030N101
PGX	INVESCO EXCH TRADED FD TR II	12,494	$140K	0.1%	$10.98	—	PFD ETF	46138E511
F	FORD MTR CO	13,066	$131K	0.1%	$9.66	-4.4%	COM	345370860