Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VV	VANGUARD INDEX FDS	55,719	$15.9M	10.7%	$202.66	—	LARGE CAP ETF	922908637
SCHX	SCHWAB STRATEGIC TR	442,772	$10.82M	7.3%	$32.51	—	US LRG CAP ETF	808524201
ESGV	VANGUARD WORLD FD	89,403	$9.802M	6.6%	$80.52	—	ESG US STK ETF	921910733
VCIT	VANGUARD SCOTTSDALE FDS	83,420	$6.917M	4.6%	$78.46	—	INT-TERM CORP	92206C870
VEA	VANGUARD TAX-MANAGED FDS	119,180	$6.794M	4.6%	$44.86	—	VAN FTSE DEV MKT	921943858
VO	VANGUARD INDEX FDS	23,266	$6.495M	4.4%	$211.95	—	MID CAP ETF	922908629
AAPL	APPLE INC	30,380	$6.233M	4.2%	$182.81	+10.2%	COM	037833100
BND	VANGUARD BD INDEX FDS	82,701	$6.089M	4.1%	$70.82	—	TOTAL BND MRKT	921937835
VB	VANGUARD INDEX FDS	24,503	$5.807M	3.9%	$192.53	—	SMALL CP ETF	922908751
VSGX	VANGUARD WORLD FD	81,715	$5.352M	3.6%	$52.75	—	ESG INTL STK ETF	921910725
MOAT	VANECK ETF TRUST	48,684	$4.566M	3.1%	$78.23	—	MRNGSTR WDE MOAT	92189F643
L	LOEWS CORP	46,721	$4.282M	2.9%	$66.05	+32.7%	COM	540424108
MSFT	MICROSOFT CORP	8,581	$4.268M	2.9%	$357.37	+21.0%	COM	594918104
QUAL	ISHARES TR	19,485	$3.562M	2.4%	$139.84	—	MSCI USA QLT FCT	46432F339
VCSH	VANGUARD SCOTTSDALE FDS	44,705	$3.554M	2.4%	$76.09	—	SHRT TRM CORP BD	92206C409
VIG	VANGUARD SPECIALIZED FUNDS	16,459	$3.369M	2.3%	$156.10	—	DIV APP ETF	921908844
LQD	ISHARES TR	28,762	$3.153M	2.1%	$102.24	—	IBOXX INV CP ETF	464287242
IAU	ISHARES GOLD TR	49,206	$3.068M	2.1%	$35.86	—	ISHARES NEW	464285204
VTIP	VANGUARD MALVERN FDS	53,905	$2.71M	1.8%	$47.92	—	STRM INFPROIDX	922020805
EMXC	ISHARES INC	39,837	$2.515M	1.7%	$51.78	—	MSCI EMRG CHN	46434G764
EMB	ISHARES TR	25,406	$2.353M	1.6%	$85.65	—	JPMORGAN USD EMG	464288281
AMZN	AMAZON COM INC	10,674	$2.342M	1.6%	$140.45	+40.9%	COM	023135106
VCLT	VANGUARD SCOTTSDALE FDS	26,913	$2.043M	1.4%	$74.04	—	LG-TERM COR BD	92206C813
PFF	ISHARES TR	60,379	$1.852M	1.2%	$30.44	—	PFD AND INCM SEC	464288687
VAW	VANGUARD WORLD FD	6,669	$1.299M	0.9%	$179.14	—	MATERIALS ETF	92204A801
IUSB	ISHARES TR	27,874	$1.289M	0.9%	$44.15	—	CORE TOTAL USD	46434V613
MSTR	MICROSTRATEGY INC	3,100	$1.253M	0.8%	$173.15	+110.4%	CL A NEW	594972408
VTI	VANGUARD INDEX FDS	3,783	$1.15M	0.8%	$216.44	—	TOTAL STK MKT	922908769
CWB	SPDR SERIES TRUST	13,252	$1.095M	0.7%	$69.66	—	BBG CONV SEC ETF	78464A359
VTEB	VANGUARD MUN BD FDS	19,624	$962K	0.6%	$48.87	—	TAX EXEMPT BD	922907746
FEX	FIRST TR EXCHANGE-TRADED ALP	8,680	$954K	0.6%	$81.52	—	COM SHS	33734K109
VCEB	VANGUARD WORLD FD	14,556	$923K	0.6%	$62.75	—	ESG US CORP BD	921910691
AGG	ISHARES TR	9,054	$898K	0.6%	$94.38	—	CORE US AGGBD ET	464287226
VEU	VANGUARD INTL EQUITY INDEX F	12,073	$811K	0.5%	$55.88	—	ALLWRLD EX US	922042775
NYF	ISHARES TR	15,504	$808K	0.5%	$51.00	—	NEW YORK MUN ETF	464288323
TIP	ISHARES TR	7,207	$793K	0.5%	$104.14	—	TIPS BD ETF	464287176
ESGU	ISHARES TR	5,692	$770K	0.5%	$94.38	—	ESG AWR MSCI USA	46435G425
CEMB	ISHARES INC	16,381	$744K	0.5%	$42.80	—	JP MRG EM CRP BD	464286251
NVDA	NVIDIA CORPORATION	4,655	$735K	0.5%	$111.50	+12.8%	COM	67066G104
MTB	M & T BK CORP	3,606	$700K	0.5%	$164.95	+4.8%	COM	55261F104
CB	CHUBB LIMITED	2,296	$665K	0.4%	$213.74	+34.3%	COM	H1467J104
EUSA	ISHARES INC	6,589	$653K	0.4%	$75.38	—	MSCI EQUAL WEITE	464286681
SPAB	SPDR SERIES TRUST	25,204	$645K	0.4%	$25.27	—	PORTFOLIO AGRGTE	78464A649
ESGD	ISHARES TR	6,522	$582K	0.4%	$70.15	—	ESG AW MSCI EAFE	46435G516
VUG	VANGUARD INDEX FDS	1,327	$582K	0.4%	$358.62	—	GROWTH ETF	922908736
VNQ	VANGUARD INDEX FDS	6,303	$561K	0.4%	$75.68	—	REAL ESTATE ETF	922908553
QGRW	WISDOMTREE TR	10,215	$537K	0.4%	$48.69	—	US QUALITY GROW	97717Y477
COST	COSTCO WHSL CORP NEW	522	$517K	0.3%	$598.20	+65.6%	COM	22160K105
EFA	ISHARES TR	5,749	$514K	0.3%	$69.25	—	MSCI EAFE ETF	464287465
VEGI	ISHARES INC	10,900	$439K	0.3%	$38.27	—	MSCI AGRICULTURE	464286350
IVV	ISHARES TR	696	$432K	0.3%	$430.32	—	CORE S&P500 ETF	464287200
CRM	SALESFORCE INC	1,445	$394K	0.3%	$225.88	+17.8%	COM	79466L302
NOW	SERVICENOW INC	372	$382K	0.3%	$126.94	+48.6%	COM	81762P102
XOM	EXXON MOBIL CORP	3,543	$382K	0.3%	$97.59	+7.1%	COM	30231G102
XLK	SELECT SECTOR SPDR TR	1,420	$360K	0.2%	$163.31	—	TECHNOLOGY	81369Y803
VGT	VANGUARD WORLD FD	536	$355K	0.2%	$413.43	—	INF TECH ETF	92204A702
DGRW	WISDOMTREE TR	3,912	$328K	0.2%	$83.74	—	US QTLY DIV GRT	97717X669
GLD	SPDR GOLD TR	875	$267K	0.2%	$205.72	—	GOLD SHS	78463V107
VXUS	VANGUARD STAR FDS	3,320	$229K	0.2%	$69.08	—	VG TL INTL STK F	921909768
IGIB	ISHARES TR	4,117	$219K	0.1%	$51.61	—	ISHS 5-10YR INVT	464288638
BAB	INVESCO EXCH TRADED FD TR II	8,267	$219K	0.1%	$25.39	—	TAXABLE MUN BD	46138G805
FYX	FIRST TR EXCHANGE-TRADED ALP	2,182	$212K	0.1%	$97.27	—	COM SHS	33734Y109
FNX	FIRST TR EXCHANGE-TRADED ALP	1,778	$204K	0.1%	$114.82	—	COM SHS	33735B108
F	FORD MTR CO	13,260	$144K	0.1%	$9.67	+2.1%	COM	345370860
PGX	INVESCO EXCH TRADED FD TR II	12,676	$141K	0.1%	$10.98	—	PFD ETF	46138E511