Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VV	VANGUARD INDEX FDS	54,609	$16.81M	10.5%	$202.66	—	LARGE CAP ETF	922908637
SCHX	SCHWAB STRATEGIC TR	438,510	$11.55M	7.2%	$32.51	—	US LRG CAP ETF	808524201
ESGV	VANGUARD WORLD FD	90,508	$10.72M	6.7%	$80.98	—	ESG US STK ETF	921910733
AAPL	APPLE INC	30,269	$7.707M	4.8%	$182.81	+23.4%	COM	037833100
VCIT	VANGUARD SCOTTSDALE FDS	87,816	$7.386M	4.6%	$78.75	—	INT-TERM CORP	92206C870
VEA	VANGUARD TAX-MANAGED FDS	119,726	$7.174M	4.5%	$44.86	—	VAN FTSE DEV MKT	921943858
VO	VANGUARD INDEX FDS	23,035	$6.766M	4.2%	$211.95	—	MID CAP ETF	922908629
BND	VANGUARD BD INDEX FDS	85,575	$6.364M	4.0%	$70.94	—	TOTAL BND MRKT	921937835
VB	VANGUARD INDEX FDS	24,371	$6.197M	3.9%	$192.53	—	SMALL CP ETF	922908751
VSGX	VANGUARD WORLD FD	85,419	$5.925M	3.7%	$53.47	—	ESG INTL STK ETF	921910725
MOAT	VANECK ETF TRUST	48,094	$4.767M	3.0%	$78.23	—	MRNGSTR WDE MOAT	92189F643
MSFT	MICROSOFT CORP	8,743	$4.529M	2.8%	$360.18	+41.2%	COM	594918104
L	LOEWS CORP	40,601	$4.076M	2.6%	$66.05	+43.0%	COM	540424108
QUAL	ISHARES TR	19,067	$3.709M	2.3%	$139.84	—	MSCI USA QLT FCT	46432F339
VCSH	VANGUARD SCOTTSDALE FDS	46,230	$3.695M	2.3%	$76.22	—	SHRT TRM CORP BD	92206C409
IAU	ISHARES GOLD TR	49,453	$3.599M	2.3%	$35.86	—	ISHARES NEW	464285204
VIG	VANGUARD SPECIALIZED FUNDS	16,455	$3.551M	2.2%	$156.10	—	DIV APP ETF	921908844
LQD	ISHARES TR	29,090	$3.243M	2.0%	$102.34	—	IBOXX INV CP ETF	464287242
VTIP	VANGUARD MALVERN FDS	56,742	$2.873M	1.8%	$48.06	—	STRM INFPROIDX	922020805
EMXC	ISHARES INC	39,927	$2.695M	1.7%	$51.78	—	MSCI EMRG CHN	46434G764
EMB	ISHARES TR	27,496	$2.617M	1.6%	$86.38	—	JPMORGAN USD EMG	464288281
AMZN	AMAZON COM INC	10,674	$2.344M	1.5%	$140.45	+61.2%	COM	023135106
VCLT	VANGUARD SCOTTSDALE FDS	27,983	$2.173M	1.4%	$74.18	—	LG-TERM COR BD	92206C813
PFF	ISHARES TR	61,331	$1.939M	1.2%	$30.46	—	PFD AND INCM SEC	464288687
VAW	VANGUARD WORLD FD	6,711	$1.375M	0.9%	$179.14	—	MATERIALS ETF	92204A801
IUSB	ISHARES TR	28,078	$1.312M	0.8%	$44.15	—	CORE TOTAL USD	46434V613
VTI	VANGUARD INDEX FDS	3,884	$1.275M	0.8%	$219.34	—	TOTAL STK MKT	922908769
CWB	SPDR SERIES TRUST	13,536	$1.225M	0.8%	$70.09	—	BBG CONV SEC ETF	78464A359
VCEB	VANGUARD WORLD FD	16,079	$1.032M	0.6%	$62.89	—	ESG US CORP BD	921910691
FEX	FIRST TR EXCHANGE-TRADED ALP	8,683	$1.014M	0.6%	$81.52	—	COM SHS	33734K109
MSTR	STRATEGY INC	3,100	$999K	0.6%	$173.15	+114.3%	CL A NEW	594972408
VTEB	VANGUARD MUN BD FDS	19,418	$972K	0.6%	$48.87	—	TAX EXEMPT BD	922907746
NVDA	NVIDIA CORPORATION	4,667	$871K	0.5%	$111.50	+56.3%	COM	67066G104
VEU	VANGUARD INTL EQUITY INDEX F	11,939	$852K	0.5%	$55.88	—	ALLWRLD EX US	922042775
ESGU	ISHARES TR	5,688	$828K	0.5%	$94.38	—	ESG AWR MSCI USA	46435G425
NYF	ISHARES TR	14,807	$790K	0.5%	$51.00	—	NEW YORK MUN ETF	464288323
TIP	ISHARES TR	7,021	$781K	0.5%	$104.14	—	TIPS BD ETF	464287176
CEMB	ISHARES INC	16,807	$777K	0.5%	$42.88	—	JP MRG EM CRP BD	464286251
AGG	ISHARES TR	7,551	$757K	0.5%	$94.38	—	CORE US AGGBD ET	464287226
MTB	M & T BK CORP	3,557	$703K	0.4%	$164.95	+17.4%	COM	55261F104
EUSA	ISHARES INC	6,614	$681K	0.4%	$75.38	—	MSCI EQUAL WEITE	464286681
SPAB	SPDR SERIES TRUST	25,276	$653K	0.4%	$25.27	—	PORTFOLIO AGRGTE	78464A649
QGRW	WISDOMTREE TR	11,373	$652K	0.4%	$49.57	—	US QUALITY GROW	97717Y477
CB	CHUBB LIMITED	2,304	$650K	0.4%	$213.74	+28.8%	COM	H1467J104
VUG	VANGUARD INDEX FDS	1,340	$642K	0.4%	$358.62	—	GROWTH ETF	922908736
ESGD	ISHARES TR	6,484	$603K	0.4%	$70.15	—	ESG AW MSCI EAFE	46435G516
VNQ	VANGUARD INDEX FDS	6,436	$588K	0.4%	$76.00	—	REAL ESTATE ETF	922908553
EFA	ISHARES TR	5,669	$529K	0.3%	$69.25	—	MSCI EAFE ETF	464287465
COST	COSTCO WHSL CORP NEW	520	$481K	0.3%	$598.20	+59.9%	COM	22160K105
IVV	ISHARES TR	690	$462K	0.3%	$430.32	—	CORE S&P500 ETF	464287200
VEGI	ISHARES INC	11,011	$432K	0.3%	$38.28	—	MSCI AGRICULTURE	464286350
XLK	SELECT SECTOR SPDR TR	1,422	$401K	0.3%	$163.31	—	TECHNOLOGY	81369Y803
XOM	EXXON MOBIL CORP	3,545	$400K	0.3%	$97.59	+12.4%	COM	30231G102
VGT	VANGUARD WORLD FD	524	$391K	0.2%	$413.43	—	INF TECH ETF	92204A702
DGRW	WISDOMTREE TR	3,926	$349K	0.2%	$83.74	—	US QTLY DIV GRT	97717X669
NOW	SERVICENOW INC	372	$342K	0.2%	$126.94	+47.1%	COM	81762P102
SCHP	SCHWAB STRATEGIC TR	12,177	$328K	0.2%	$26.95	—	US TIPS ETF	808524870
GLD	SPDR GOLD TR	875	$311K	0.2%	$205.72	—	GOLD SHS	78463V107
VXUS	VANGUARD STAR FDS	3,516	$258K	0.2%	$69.32	—	VG TL INTL STK F	921909768
VBIL	VANGUARD INSTL INDEX FD	3,396	$257K	0.2%	$75.61	—	0-3 MO TREAS BIL	922040845
WTV	WISDOMTREE TR	2,673	$243K	0.2%	$91.01	—	WISDOMTREE US VA	97717W547
FYX	FIRST TR EXCHANGE-TRADED ALP	2,185	$238K	0.1%	$97.27	—	COM SHS	33734Y109
JNJ	JOHNSON & JOHNSON	1,252	$232K	0.1%	$169.51	0.0%	COM	478160104
BAB	INVESCO EXCH TRADED FD TR II	8,340	$228K	0.1%	$25.39	—	TAXABLE MUN BD	46138G805
IGIB	ISHARES TR	4,165	$225K	0.1%	$51.64	—	ISHS 5-10YR INVT	464288638
FNX	FIRST TR EXCHANGE-TRADED ALP	1,779	$223K	0.1%	$114.82	—	COM SHS	33735B108
PEP	PEPSICO INC	1,516	$213K	0.1%	$140.43	0.0%	COM	713448108
META	META PLATFORMS INC	287	$211K	0.1%	$743.23	0.0%	CL A	30303M102
F	FORD MTR CO	13,430	$161K	0.1%	$9.69	+16.9%	COM	345370860
PGX	INVESCO EXCH TRADED FD TR II	12,861	$149K	0.1%	$10.99	—	PFD ETF	46138E511