DEFINE FINANCIAL, LLC Long-Term Concentrated

CIK: 0002021320 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Oct 16, 2025

Total Value ($000): $166,665 (100.0% shares, 0.0% debt)

Holdings (40)

AVUV AMERICAN CENTY ETF TR 14.3%

Value ($000) $23,770 Shares 238,823 Est. Cost $94.97 Unrealized —

AVDV AMERICAN CENTY ETF TR 14.1%

Value ($000) $23,459 Shares 263,495 Est. Cost $65.25 Unrealized —

VTIP VANGUARD MALVERN FDS 13.5%

Value ($000) $22,432 Shares 443,063 Est. Cost $48.64 Unrealized —

VTI VANGUARD INDEX FDS 13.4%

Value ($000) $22,363 Shares 68,145 Est. Cost $289.61 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 11.8%

Value ($000) $19,610 Shares 274,769 Est. Cost $57.67 Unrealized —

VNQ VANGUARD INDEX FDS 10.3%

Value ($000) $17,242 Shares 188,606 Est. Cost $88.99 Unrealized —

AVEM AMERICAN CENTY ETF TR 6.7%

Value ($000) $11,148 Shares 148,418 Est. Cost $58.69 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 6.5%

Value ($000) $10,827 Shares 199,838 Est. Cost $44.18 Unrealized —

MSFT MICROSOFT CORP 1.3%

Value ($000) $2,102 Shares 4,059 Est. Cost $441.60 Unrealized +15.2%

SPY SPDR S&P 500 ETF TR 0.8%

Value ($000) $1,338 Shares 2,009 Est. Cost $586.81 Unrealized —

AAPL APPLE INC 0.5%

Value ($000) $844 Shares 3,315 Est. Cost $231.76 Unrealized -2.7%

VV VANGUARD INDEX FDS 0.4%

Value ($000) $736 Shares 2,389 Est. Cost $269.75 Unrealized —

NVDA NVIDIA CORPORATION 0.4%

Value ($000) $734 Shares 3,931 Est. Cost $137.79 Unrealized +26.5%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value ($000) $710 Shares 1,413 Est. Cost $462.69 Unrealized +4.7%

DFSU DIMENSIONAL ETF TRUST 0.4%

Value ($000) $585 Shares 13,767 Est. Cost $42.47 Unrealized —

AMZN AMAZON COM INC 0.3%

Value ($000) $574 Shares 2,613 Est. Cost $218.81 Unrealized +3.4%

GOOG ALPHABET INC 0.3%

Value ($000) $523 Shares 2,149 Est. Cost $189.03 Unrealized +11.1%

TTEK TETRA TECH INC NEW 0.3%

Value ($000) $512 Shares 15,330 Est. Cost $41.15 Unrealized -11.7%

VOO VANGUARD INDEX FDS 0.3%

Value ($000) $483 Shares 788 Est. Cost $541.88 Unrealized —

ABNB AIRBNB INC 0.3%

Value ($000) $476 Shares 3,919 Est. Cost $134.70 Unrealized -4.0%

NOBL PROSHARES TR 0.3%

Value ($000) $465 Shares 4,513 Est. Cost $99.74 Unrealized —

VUG VANGUARD INDEX FDS 0.3%

Value ($000) $450 Shares 938 Est. Cost $410.50 Unrealized —

DFSI DIMENSIONAL ETF TRUST 0.2%

Value ($000) $411 Shares 10,047 Est. Cost $40.95 Unrealized —

FHLC FIDELITY COVINGTON TRUST 0.2%

Value ($000) $376 Shares 5,620 Est. Cost $65.36 Unrealized —

CTAS CINTAS CORP 0.2%

Value ($000) $365 Shares 1,777 Est. Cost $208.34 Unrealized +2.2%

IVV ISHARES TR 0.2%

Value ($000) $348 Shares 519 Est. Cost $604.10 Unrealized —

SRE SEMPRA 0.2%

Value ($000) $345 Shares 3,831 Est. Cost $81.83 Unrealized -2.5%

VGT VANGUARD WORLD FD 0.2%

Value ($000) $340 Shares 455 Est. Cost $622.47 Unrealized —

COST COSTCO WHSL CORP NEW 0.2%

Value ($000) $331 Shares 358 Est. Cost $925.12 Unrealized +3.4%

TSLA TESLA INC 0.2%

Value ($000) $326 Shares 733 Est. Cost $302.21 Unrealized +14.8%

VTV VANGUARD INDEX FDS 0.2%

Value ($000) $308 Shares 1,651 Est. Cost $169.73 Unrealized —

QCOM QUALCOMM INC 0.2%

Value ($000) $275 Shares 1,654 Est. Cost $159.53 Unrealized -1.5%

STZ CONSTELLATION BRANDS INC 0.2%

Value ($000) $267 Shares 1,983 Est. Cost $231.32 Unrealized -31.9%

V VISA INC 0.2%

Value ($000) $266 Shares 779 Est. Cost $300.13 Unrealized +15.0%

FIDU FIDELITY COVINGTON TRUST 0.1%

Value ($000) $249 Shares 3,040 Est. Cost $77.54 Unrealized —

PGR PROGRESSIVE CORP 0.1%

Value ($000) $225 Shares 909 Est. Cost $232.21 Unrealized -0.2%

BKLC BNY MELLON ETF TRUST 0.1%

Value ($000) $219 Shares 1,708 Est. Cost $118.44 Unrealized —

FSTA FIDELITY COVINGTON TRUST 0.1%

Value ($000) $219 Shares 4,389 Est. Cost $49.43 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.1%

Value ($000) $211 Shares 6,602 Est. Cost $31.91 Unrealized —

GDX VANECK ETF TRUST 0.1%

Value ($000) $201 Shares 2,636 Est. Cost $76.39 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVUV	AMERICAN CENTY ETF TR	238,823	$23,770	14.3%	$94.97	—	US SML CP VALU	025072877
AVDV	AMERICAN CENTY ETF TR	263,495	$23,459	14.1%	$65.25	—	INTL SMCP VLU	025072802
VTIP	VANGUARD MALVERN FDS	443,063	$22,432	13.5%	$48.64	—	STRM INFPROIDX	922020805
VTI	VANGUARD INDEX FDS	68,145	$22,363	13.4%	$289.61	—	TOTAL STK MKT	922908769
VEU	VANGUARD INTL EQUITY INDEX F	274,769	$19,610	11.8%	$57.67	—	ALLWRLD EX US	922042775
VNQ	VANGUARD INDEX FDS	188,606	$17,242	10.3%	$88.99	—	REAL ESTATE ETF	922908553
AVEM	AMERICAN CENTY ETF TR	148,418	$11,148	6.7%	$58.69	—	AVANTIS EMGMKT	025072604
VWO	VANGUARD INTL EQUITY INDEX F	199,838	$10,827	6.5%	$44.18	—	FTSE EMR MKT ETF	922042858
MSFT	MICROSOFT CORP	4,059	$2,102	1.3%	$441.60	+15.2%	COM	594918104
SPY	SPDR S&P 500 ETF TR	2,009	$1,338	0.8%	$586.81	—	TR UNIT	78462F103
AAPL	APPLE INC	3,315	$844	0.5%	$231.76	-2.7%	COM	037833100
VV	VANGUARD INDEX FDS	2,389	$736	0.4%	$269.75	—	LARGE CAP ETF	922908637
NVDA	NVIDIA CORPORATION	3,931	$734	0.4%	$137.79	+26.5%	COM	67066G104
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,413	$710	0.4%	$462.69	+4.7%	CL B NEW	084670702
DFSU	DIMENSIONAL ETF TRUST	13,767	$585	0.4%	$42.47	—	US SUSTAINABILTY	25434V716
AMZN	AMAZON COM INC	2,613	$574	0.3%	$218.81	+3.4%	COM	023135106
GOOG	ALPHABET INC	2,149	$523	0.3%	$189.03	+11.1%	CAP STK CL C	02079K107
TTEK	TETRA TECH INC NEW	15,330	$512	0.3%	$41.15	-11.7%	COM	88162G103
VOO	VANGUARD INDEX FDS	788	$483	0.3%	$541.88	—	S&P 500 ETF SHS	922908363
ABNB	AIRBNB INC	3,919	$476	0.3%	$134.70	-4.0%	COM CL A	009066101
NOBL	PROSHARES TR	4,513	$465	0.3%	$99.74	—	S&P 500 DV ARIST	74348A467
VUG	VANGUARD INDEX FDS	938	$450	0.3%	$410.50	—	GROWTH ETF	922908736
DFSI	DIMENSIONAL ETF TRUST	10,047	$411	0.2%	$40.95	—	INTERNATIONAL	25434V690
FHLC	FIDELITY COVINGTON TRUST	5,620	$376	0.2%	$65.36	—	MSCI HLTH CARE I	316092600
CTAS	CINTAS CORP	1,777	$365	0.2%	$208.34	+2.2%	COM	172908105
IVV	ISHARES TR	519	$348	0.2%	$604.10	—	CORE S&P500 ETF	464287200
SRE	SEMPRA	3,831	$345	0.2%	$81.83	-2.5%	COM	816851109
VGT	VANGUARD WORLD FD	455	$340	0.2%	$622.47	—	INF TECH ETF	92204A702
COST	COSTCO WHSL CORP NEW	358	$331	0.2%	$925.12	+3.4%	COM	22160K105
TSLA	TESLA INC	733	$326	0.2%	$302.21	+14.8%	COM	88160R101
VTV	VANGUARD INDEX FDS	1,651	$308	0.2%	$169.73	—	VALUE ETF	922908744
QCOM	QUALCOMM INC	1,654	$275	0.2%	$159.53	-1.5%	COM	747525103
STZ	CONSTELLATION BRANDS INC	1,983	$267	0.2%	$231.32	-31.9%	CL A	21036P108
V	VISA INC	779	$266	0.2%	$300.13	+15.0%	COM CL A	92826C839
FIDU	FIDELITY COVINGTON TRUST	3,040	$249	0.1%	$77.54	—	MSCI INDL INDX	316092709
PGR	PROGRESSIVE CORP	909	$225	0.1%	$232.21	-0.2%	COM	743315103
BKLC	BNY MELLON ETF TRUST	1,708	$219	0.1%	$118.44	—	US LRG CP CORE	09661T107
FSTA	FIDELITY COVINGTON TRUST	4,389	$219	0.1%	$49.43	—	CONSMR STAPLES	316092303
SCHG	SCHWAB STRATEGIC TR	6,602	$211	0.1%	$31.91	—	US LCAP GR ETF	808524300
GDX	VANECK ETF TRUST	2,636	$201	0.1%	$76.39	—	GOLD MINERS ETF	92189F106