DEFINE FINANCIAL, LLC Long-Term Concentrated

Location: San Diego, CA

CIK: 0002021320 · Show all filings

Period: Q4 2025 (← Previous) (Next →)

Filing Date: Jan 13, 2026

Total Value: $176M (100.0% shares, 0.0% debt)

Holdings (43)

AVUV AMERICAN CENTY ETF TR 14.3%

Value $25.26M Shares 247,677 Est. Cost $95.22 Unrealized —

VTIP VANGUARD MALVERN FDS 14.3%

Value $25.24M Shares 510,398 Est. Cost $48.75 Unrealized —

AVDV AMERICAN CENTY ETF TR 13.5%

Value $23.83M Shares 253,573 Est. Cost $65.25 Unrealized —

VTI VANGUARD INDEX FDS 13.2%

Value $23.32M Shares 69,554 Est. Cost $290.54 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 11.8%

Value $20.77M Shares 282,321 Est. Cost $58.09 Unrealized —

VNQ VANGUARD INDEX FDS 10.3%

Value $18.1M Shares 204,498 Est. Cost $88.95 Unrealized —

AVEM AMERICAN CENTY ETF TR 6.5%

Value $11.5M Shares 149,306 Est. Cost $58.69 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 6.2%

Value $10.98M Shares 204,263 Est. Cost $44.38 Unrealized —

MSFT MICROSOFT CORP 1.1%

Value $1.887M Shares 3,902 Est. Cost $441.60 Unrealized +13.4%

AAPL APPLE INC 0.9%

Value $1.549M Shares 5,699 Est. Cost $247.06 Unrealized +8.6%

SPY SPDR S&P 500 ETF TR 0.8%

Value $1.345M Shares 1,973 Est. Cost $586.81 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.5%

Value $824K Shares 1,640 Est. Cost $467.52 Unrealized +6.4%

VV VANGUARD INDEX FDS 0.4%

Value $756K Shares 2,402 Est. Cost $269.75 Unrealized —

NVDA NVIDIA CORPORATION 0.4%

Value $733K Shares 3,932 Est. Cost $137.79 Unrealized +35.1%

GOOG ALPHABET INC 0.4%

Value $694K Shares 2,211 Est. Cost $191.76 Unrealized +49.3%

AMZN AMAZON COM INC 0.3%

Value $603K Shares 2,613 Est. Cost $218.81 Unrealized +4.6%

DFSU DIMENSIONAL ETF TRUST 0.3%

Value $556K Shares 12,803 Est. Cost $42.47 Unrealized —

ABNB AIRBNB INC 0.3%

Value $532K Shares 3,919 Est. Cost $134.70 Unrealized -7.5%

VOO VANGUARD INDEX FDS 0.3%

Value $530K Shares 845 Est. Cost $547.63 Unrealized —

VUG VANGUARD INDEX FDS 0.3%

Value $459K Shares 940 Est. Cost $410.50 Unrealized —

FHLC FIDELITY COVINGTON TRUST 0.2%

Value $419K Shares 5,641 Est. Cost $65.36 Unrealized —

NOBL PROSHARES TR 0.2%

Value $410K Shares 3,937 Est. Cost $99.74 Unrealized —

MSI MOTOROLA SOLUTIONS INC 0.2%

Value $409K Shares 1,068 Est. Cost $400.79 Unrealized 0.0%

DFSI DIMENSIONAL ETF TRUST 0.2%

Value $394K Shares 9,199 Est. Cost $40.95 Unrealized —

TTEK TETRA TECH INC NEW 0.2%

Value $393K Shares 11,715 Est. Cost $41.15 Unrealized -17.8%

IVV ISHARES TR 0.2%

Value $390K Shares 570 Est. Cost $611.33 Unrealized —

TSLA TESLA INC 0.2%

Value $352K Shares 783 Est. Cost $311.22 Unrealized +42.4%

COST COSTCO WHSL CORP NEW 0.2%

Value $352K Shares 408 Est. Cost $922.75 Unrealized -1.8%

VGT VANGUARD WORLD FD 0.2%

Value $343K Shares 456 Est. Cost $622.47 Unrealized —

SRE SEMPRA 0.2%

Value $341K Shares 3,858 Est. Cost $81.83 Unrealized +10.6%

CTAS CINTAS CORP 0.2%

Value $335K Shares 1,782 Est. Cost $208.34 Unrealized -9.7%

VTV VANGUARD INDEX FDS 0.2%

Value $319K Shares 1,668 Est. Cost $169.95 Unrealized —

QCOM QUALCOMM INC 0.2%

Value $284K Shares 1,662 Est. Cost $159.53 Unrealized +7.1%

STZ CONSTELLATION BRANDS INC 0.2%

Value $276K Shares 1,998 Est. Cost $231.32 Unrealized -40.8%

V VISA INC 0.2%

Value $274K Shares 781 Est. Cost $300.13 Unrealized +13.4%

GOOGL ALPHABET INC 0.2%

Value $270K Shares 862 Est. Cost $285.60 Unrealized 0.0%

FRDM EA SERIES TRUST 0.1%

Value $255K Shares 4,975 Est. Cost $51.27 Unrealized —

FIDU FIDELITY COVINGTON TRUST 0.1%

Value $251K Shares 3,045 Est. Cost $77.54 Unrealized —

BKLC BNY MELLON ETF TRUST 0.1%

Value $224K Shares 1,712 Est. Cost $118.44 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.1%

Value $216K Shares 6,609 Est. Cost $31.91 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.1%

Value $212K Shares 1,192 Est. Cost $181.03 Unrealized 0.0%

PGR PROGRESSIVE CORP 0.1%

Value $207K Shares 910 Est. Cost $232.21 Unrealized -8.6%

LCTX LINEAGE CELL THERAPEUTICS IN 0.0%

Value $33,400 Shares 20,000 Est. Cost $1.73 Unrealized 0.0%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AVUV	AMERICAN CENTY ETF TR	247,677	$25.26M	14.3%	$95.22	—	US SML CP VALU	025072877
VTIP	VANGUARD MALVERN FDS	510,398	$25.24M	14.3%	$48.75	—	STRM INFPROIDX	922020805
AVDV	AMERICAN CENTY ETF TR	253,573	$23.83M	13.5%	$65.25	—	INTL SMCP VLU	025072802
VTI	VANGUARD INDEX FDS	69,554	$23.32M	13.2%	$290.54	—	TOTAL STK MKT	922908769
VEU	VANGUARD INTL EQUITY INDEX F	282,321	$20.77M	11.8%	$58.09	—	ALLWRLD EX US	922042775
VNQ	VANGUARD INDEX FDS	204,498	$18.1M	10.3%	$88.95	—	REAL ESTATE ETF	922908553
AVEM	AMERICAN CENTY ETF TR	149,306	$11.5M	6.5%	$58.69	—	AVANTIS EMGMKT	025072604
VWO	VANGUARD INTL EQUITY INDEX F	204,263	$10.98M	6.2%	$44.38	—	FTSE EMR MKT ETF	922042858
MSFT	MICROSOFT CORP	3,902	$1.887M	1.1%	$441.60	+13.4%	COM	594918104
AAPL	APPLE INC	5,699	$1.549M	0.9%	$247.06	+8.6%	COM	037833100
SPY	SPDR S&P 500 ETF TR	1,973	$1.345M	0.8%	$586.81	—	TR UNIT	78462F103
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,640	$824K	0.5%	$467.52	+6.4%	CL B NEW	084670702
VV	VANGUARD INDEX FDS	2,402	$756K	0.4%	$269.75	—	LARGE CAP ETF	922908637
NVDA	NVIDIA CORPORATION	3,932	$733K	0.4%	$137.79	+35.1%	COM	67066G104
GOOG	ALPHABET INC	2,211	$694K	0.4%	$191.76	+49.3%	CAP STK CL C	02079K107
AMZN	AMAZON COM INC	2,613	$603K	0.3%	$218.81	+4.6%	COM	023135106
DFSU	DIMENSIONAL ETF TRUST	12,803	$556K	0.3%	$42.47	—	US SUSTAINABILTY	25434V716
ABNB	AIRBNB INC	3,919	$532K	0.3%	$134.70	-7.5%	COM CL A	009066101
VOO	VANGUARD INDEX FDS	845	$530K	0.3%	$547.63	—	S&P 500 ETF SHS	922908363
VUG	VANGUARD INDEX FDS	940	$459K	0.3%	$410.50	—	GROWTH ETF	922908736
FHLC	FIDELITY COVINGTON TRUST	5,641	$419K	0.2%	$65.36	—	MSCI HLTH CARE I	316092600
NOBL	PROSHARES TR	3,937	$410K	0.2%	$99.74	—	S&P 500 DV ARIST	74348A467
MSI	MOTOROLA SOLUTIONS INC	1,068	$409K	0.2%	$400.79	0.0%	COM NEW	620076307
DFSI	DIMENSIONAL ETF TRUST	9,199	$394K	0.2%	$40.95	—	INTERNATIONAL	25434V690
TTEK	TETRA TECH INC NEW	11,715	$393K	0.2%	$41.15	-17.8%	COM	88162G103
IVV	ISHARES TR	570	$390K	0.2%	$611.33	—	CORE S&P500 ETF	464287200
TSLA	TESLA INC	783	$352K	0.2%	$311.22	+42.4%	COM	88160R101
COST	COSTCO WHSL CORP NEW	408	$352K	0.2%	$922.75	-1.8%	COM	22160K105
VGT	VANGUARD WORLD FD	456	$343K	0.2%	$622.47	—	INF TECH ETF	92204A702
SRE	SEMPRA	3,858	$341K	0.2%	$81.83	+10.6%	COM	816851109
CTAS	CINTAS CORP	1,782	$335K	0.2%	$208.34	-9.7%	COM	172908105
VTV	VANGUARD INDEX FDS	1,668	$319K	0.2%	$169.95	—	VALUE ETF	922908744
QCOM	QUALCOMM INC	1,662	$284K	0.2%	$159.53	+7.1%	COM	747525103
STZ	CONSTELLATION BRANDS INC	1,998	$276K	0.2%	$231.32	-40.8%	CL A	21036P108
V	VISA INC	781	$274K	0.2%	$300.13	+13.4%	COM CL A	92826C839
GOOGL	ALPHABET INC	862	$270K	0.2%	$285.60	0.0%	CAP STK CL A	02079K305
FRDM	EA SERIES TRUST	4,975	$255K	0.1%	$51.27	—	FREEDOM 100 EM	02072L607
FIDU	FIDELITY COVINGTON TRUST	3,045	$251K	0.1%	$77.54	—	MSCI INDL INDX	316092709
BKLC	BNY MELLON ETF TRUST	1,712	$224K	0.1%	$118.44	—	US LRG CP CORE	09661T107
SCHG	SCHWAB STRATEGIC TR	6,609	$216K	0.1%	$31.91	—	US LCAP GR ETF	808524300
PLTR	PALANTIR TECHNOLOGIES INC	1,192	$212K	0.1%	$181.03	0.0%	CL A	69608A108
PGR	PROGRESSIVE CORP	910	$207K	0.1%	$232.21	-8.6%	COM	743315103
LCTX	LINEAGE CELL THERAPEUTICS IN	20,000	$33,400	0.0%	$1.73	0.0%	COM	53566P109