Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VV	VANGUARD INDEX FDS	54,717	$17.22M	10.2%	$202.66	—	LARGE CAP ETF	922908637
ESGV	VANGUARD WORLD FD	99,921	$12.09M	7.1%	$84.75	—	ESG US STK ETF	921910733
SCHX	SCHWAB STRATEGIC TR	432,404	$11.64M	6.9%	$32.51	—	US LRG CAP ETF	808524201
AAPL	APPLE INC	29,947	$8.141M	4.8%	$182.81	+46.8%	COM	037833100
VCIT	VANGUARD SCOTTSDALE FDS	93,236	$7.808M	4.6%	$79.04	—	INT-TERM CORP	92206C870
VEA	VANGUARD TAX-MANAGED FDS	122,482	$7.651M	4.5%	$45.25	—	VAN FTSE DEV MKT	921943858
VO	VANGUARD INDEX FDS	23,199	$6.733M	4.0%	$211.95	—	MID CAP ETF	922908629
BND	VANGUARD BD INDEX FDS	89,735	$6.647M	3.9%	$71.09	—	TOTAL BND MRKT	921937835
VSGX	VANGUARD WORLD FD	92,735	$6.642M	3.9%	$54.90	—	ESG INTL STK ETF	921910725
VB	VANGUARD INDEX FDS	24,512	$6.323M	3.7%	$192.53	—	SMALL CP ETF	922908751
MOAT	VANECK ETF TRUST	47,757	$4.946M	2.9%	$78.23	—	MRNGSTR WDE MOAT	92189F643
MSFT	MICROSOFT CORP	8,912	$4.31M	2.5%	$362.84	+38.0%	COM	594918104
L	LOEWS CORP	40,601	$4.276M	2.5%	$66.05	+56.3%	COM	540424108
IAU	ISHARES GOLD TR	50,311	$4.084M	2.4%	$36.63	—	ISHARES NEW	464285204
QUAL	ISHARES TR	19,859	$3.944M	2.3%	$142.18	—	MSCI USA QLT FCT	46432F339
VCSH	VANGUARD SCOTTSDALE FDS	47,546	$3.791M	2.2%	$76.31	—	SHRT TRM CORP BD	92206C409
VIG	VANGUARD SPECIALIZED FUNDS	16,635	$3.656M	2.2%	$156.79	—	DIV APP ETF	921908844
EMXC	ISHARES INC	40,884	$2.971M	1.8%	$52.27	—	MSCI EMRG CHN	46434G764
VTIP	VANGUARD MALVERN FDS	59,249	$2.93M	1.7%	$48.12	—	STRM INFPROIDX	922020805
LQD	ISHARES TR	26,555	$2.926M	1.7%	$102.34	—	IBOXX INV CP ETF	464287242
EMB	ISHARES TR	29,058	$2.798M	1.6%	$86.91	—	JPMORGAN USD EMG	464288281
AMZN	AMAZON COM INC	10,774	$2.487M	1.5%	$140.45	+62.9%	COM	023135106
VCLT	VANGUARD SCOTTSDALE FDS	28,086	$2.13M	1.3%	$74.18	—	LG-TERM COR BD	92206C813
PFF	ISHARES TR	61,589	$1.907M	1.1%	$30.46	—	PFD AND INCM SEC	464288687
VBIL	VANGUARD INSTL INDEX FD	23,773	$1.793M	1.1%	$75.46	—	0-3 MO TREAS BIL	922040845
VCRB	VANGUARD MALVERN FDS	21,645	$1.686M	1.0%	$77.89	—	CORE BD ETF	922020748
VAW	VANGUARD WORLD FD	7,282	$1.511M	0.9%	$181.37	—	MATERIALS ETF	92204A801
IUSB	ISHARES TR	29,995	$1.396M	0.8%	$44.30	—	CORE UNIVRSL USD	46434V613
CWB	SPDR SERIES TRUST	15,314	$1.366M	0.8%	$72.31	—	STATE STREET SPD	78464A359
VTI	VANGUARD INDEX FDS	3,897	$1.307M	0.8%	$219.34	—	TOTAL STK MKT	922908769
VTEB	VANGUARD MUN BD FDS	22,386	$1.126M	0.7%	$49.06	—	TAX EXEMPT BD	922907746
VCEB	VANGUARD WORLD FD	16,286	$1.036M	0.6%	$62.90	—	ESG US CORP BD	921910691
FEX	FIRST TR EXCHANGE-TRADED ALP	8,506	$1.009M	0.6%	$81.52	—	COM SHS	33734K109
VEU	VANGUARD INTL EQUITY INDEX F	12,229	$900K	0.5%	$56.30	—	ALLWRLD EX US	922042775
NVDA	NVIDIA CORPORATION	4,667	$870K	0.5%	$111.50	+66.9%	COM	67066G104
ESGU	ISHARES TR	5,684	$847K	0.5%	$94.38	—	ESG AWR MSCI USA	46435G425
NYF	ISHARES TR	14,885	$797K	0.5%	$51.00	—	NEW YORK MUN ETF	464288323
TIP	ISHARES TR	7,119	$782K	0.5%	$104.22	—	TIPS BD ETF	464287176
AGG	ISHARES TR	7,832	$782K	0.5%	$94.58	—	CORE US AGGBD ET	464287226
CEMB	ISHARES INC	15,964	$732K	0.4%	$42.88	—	JP MRG EM CRP BD	464286251
CB	CHUBB LIMITED	2,278	$711K	0.4%	$213.74	+36.8%	COM	H1467J104
MTB	M & T BK CORP	3,512	$708K	0.4%	$164.95	+15.2%	COM	55261F104
QGRW	WISDOMTREE TR	11,846	$695K	0.4%	$49.93	—	US QUALITY GROW	97717Y477
VUG	VANGUARD INDEX FDS	1,414	$690K	0.4%	$365.39	—	GROWTH ETF	922908736
EUSA	ISHARES INC	6,643	$687K	0.4%	$75.38	—	MSCI EQUAL WEITE	464286681
SPAB	SPDR SERIES TRUST	25,375	$653K	0.4%	$25.27	—	STATE STREET SPD	78464A649
ESGD	ISHARES TR	6,607	$628K	0.4%	$70.62	—	ESG AW MSCI EAFE	46435G516
VNQ	VANGUARD INDEX FDS	6,829	$604K	0.4%	$76.72	—	REAL ESTATE ETF	922908553
EFA	ISHARES TR	5,752	$552K	0.3%	$69.64	—	MSCI EAFE ETF	464287465
IVV	ISHARES TR	693	$474K	0.3%	$430.32	—	CORE S&P500 ETF	464287200
COST	COSTCO WHSL CORP NEW	520	$448K	0.3%	$598.20	+51.4%	COM	22160K105
VGT	VANGUARD WORLD FD	590	$445K	0.3%	$451.51	—	INF TECH ETF	92204A702
SCHP	SCHWAB STRATEGIC TR	16,779	$444K	0.3%	$26.82	—	US TIPS ETF	808524870
VEGI	ISHARES INC	11,124	$429K	0.3%	$38.28	—	MSCI AGRICULTURE	464286350
XOM	EXXON MOBIL CORP	3,552	$427K	0.3%	$97.59	+18.3%	COM	30231G102
DGRW	WISDOMTREE TR	4,041	$361K	0.2%	$83.90	—	US QTLY DIV GRT	97717X669
XLK	SELECT SECTOR SPDR TR	2,492	$359K	0.2%	$155.00	—	STATE STREET TEC	81369Y803
GLD	SPDR GOLD TR	875	$347K	0.2%	$205.72	—	GOLD SHS	78463V107
JBND	J P MORGAN EXCHANGE TRADED F	5,463	$295K	0.2%	$54.07	—	ACTIVE BOND ETF	46654Q716
VXUS	VANGUARD STAR FDS	3,852	$291K	0.2%	$69.86	—	VG TL INTL STK F	921909768
NOW	SERVICENOW INC	1,860	$285K	0.2%	$162.62	+5.5%	COM	81762P102
WTV	WISDOMTREE TR	2,819	$263K	0.2%	$91.13	—	WISDOMTREE US VA	97717W547
JNJ	JOHNSON & JOHNSON	1,259	$261K	0.2%	$169.51	+16.2%	COM	478160104
FYX	FIRST TR EXCHANGE-TRADED ALP	2,189	$248K	0.1%	$97.27	—	COM SHS	33734Y109
PEP	PEPSICO INC	1,716	$246K	0.1%	$141.07	+3.4%	COM	713448108
IGLB	ISHARES TR	4,842	$244K	0.1%	$50.45	—	10+ YR INVST GRD	464289511
VTV	VANGUARD INDEX FDS	1,276	$244K	0.1%	$190.99	—	VALUE ETF	922908744
GOOG	ALPHABET INC	765	$240K	0.1%	$286.33	0.0%	CAP STK CL C	02079K107
BAB	INVESCO EXCH TRADED FD TR II	8,409	$229K	0.1%	$25.39	—	TAXABLE MUN BD	46138G805
IGIB	ISHARES TR	4,231	$228K	0.1%	$51.68	—	ISHS 5-10YR INVT	464288638
FNX	FIRST TR EXCHANGE-TRADED ALP	1,782	$224K	0.1%	$114.82	—	COM SHS	33735B108
PGX	INVESCO EXCH TRADED FD TR II	19,435	$218K	0.1%	$11.08	—	PFD ETF	46138E511
META	META PLATFORMS INC	326	$215K	0.1%	$734.15	-9.1%	CL A	30303M102
F	FORD MTR CO	13,445	$176K	0.1%	$9.69	+32.5%	COM	345370860