Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	1,369,539	$45.66M	11.0%	$33.34	$42.64	-21.8%	ETF	921943858
VV	VANGUARD LARGE-CAP INDEX FUND	369,449	$43.75M	10.5%	$118.43	$141.46	-16.3%	ETF	922908637
VB	VANGUARD SMALL-CAP INDEX FUND	344,384	$39.76M	9.5%	$115.44	$156.85	-26.4%	ETF	922908751
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	1,572,099	$32.53M	7.8%	$20.69	$25.02	-17.3%	ETF	808524706
SPAB	SPDR PORTFOLIO AGGREGATE BOND ETF	746,549	$22.56M	5.4%	$30.22	$29.54	+2.3%	ETF	78464A649
VO	VANGUARD MID-CAP INDEX FUND	162,117	$21.34M	5.1%	$131.65 *	$42.94	-23.3%	ETF	922908629
VTV	VANGUARD VALUE INDEX FUND	195,583	$17.42M	4.2%	$89.06	$115.44	-22.9%	ETF	922908744
VUG	VANGUARD GROWTH INDEX FUND	97,644	$15.3M	3.7%	$156.69 *	$28.88	-9.6%	ETF	922908736
VMBS	VANGUARD MORTGAGE-BACKED SECURITIES ETF	262,268	$14.29M	3.4%	$54.50	$53.20	+2.4%	ETF	92206C771
SCHO	SCHWAB SHORT-TERM U.S. TREASURY ETF	268,956	$13.91M	3.3%	$51.73 *	$25.35	+2.0%	ETF	808524862
VYM	VANGUARD HIGH DIVIDEND YIELD ETF	194,484	$13.76M	3.3%	$70.75	$86.48	-18.2%	ETF	921946406
EFA	ISHARES MSCI EAFE ETF	243,133	$13M	3.1%	$53.46	$67.54	-20.8%	ETF	464287465
GLD	SPDR GOLD SHARES	87,063	$12.89M	3.1%	$148.05	$142.99	+3.5%	ETF	78463V107
MGC	VANGUARD MEGA CAP ETF	127,516	$11.6M	2.8%	$90.94	$106.75	-14.8%	ETF	921910873
AGG	ISHARES CORE U.S. AGGREGATE BOND ETF	97,467	$11.24M	2.7%	$115.37	$112.71	+2.4%	ETF	464287226
XLK	TECHNOLOGY SELECT SECTOR SPDR FUND	132,836	$10.68M	2.6%	$80.37 *	$42.80	-6.1%	ETF	81369Y803
VTEB	VANGUARD TAX-EXEMPT BOND ETF	193,576	$10.24M	2.5%	$52.90	$53.52	-1.2%	ETF	922907746
IBMQ	ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF	388,857	$10.2M	2.4%	$26.24	$26.13	+0.4%	ETF	46435U325
MUB	ISHARES NATIONAL MUNI BOND ETF	61,702	$6.973M	1.7%	$113.01	$113.91	-0.8%	ETF	464288414
STIP	ISHARES 0-5 YEAR TIPS BOND ETF	55,323	$5.527M	1.3%	$99.90	$100.31	-0.4%	ETF	46429B747
XLV	HEALTH CARE SELECT SECTOR SPDR FUND	50,775	$4.498M	1.1%	$88.59	$96.24	-8.0%	ETF	81369Y209
RWR	SPDR DOW JONES REIT ETF	53,761	$3.882M	0.9%	$72.21	$103.27	-30.1%	ETF	78464A607
SPDW	SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	151,248	$3.621M	0.9%	$23.94	$28.89	-17.1%	ETF	78463X889
—	INVESCO BULLETSHARES 2021 CORPORATE BOND ETF	129,405	$2.714M	0.7%	$20.97	$21.23	—	ETF	46138J700
—	INVESCO BULLETSHARES 2022 CORPORATE BOND ETF	127,965	$2.71M	0.7%	$21.18	$21.50	—	ETF	46138J882
—	INVESCO BULLETSHARES 2023 CORPORATE BOND ETF	128,991	$2.673M	0.6%	$20.72	$21.28	—	ETF	46138J866
—	INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	127,865	$2.64M	0.6%	$20.65	$21.44	—	ETF	46138J841
VWO	VANGUARD FTSE EMERGING MARKETS ETF	58,517	$1.963M	0.5%	$33.55	$42.37	-20.8%	ETF	922042858
VNQ	VANGUARD REAL ESTATE ETF	28,097	$1.963M	0.5%	$69.87	$92.60	-24.6%	ETF	922908553
XLF	FINANCIAL SELECT SECTOR SPDR FUND	92,891	$1.934M	0.5%	$20.82	$29.35	-29.1%	ETF	81369Y605
XLY	CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	19,222	$1.885M	0.5%	$98.06 *	$60.64	-19.1%	ETF	81369Y407
SHYD	VANECK VECTORS SHORT HIGH-YIELD MUNICIPAL INDEX ETF	61,864	$1.393M	0.3%	$22.52	$25.16	-10.5%	ETF	92189F387
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	10,193	$838K	0.2%	$82.21	$80.71	+1.8%	ETF	921937827
PCEF	INVESCO CEF INCOME COMPOSITE ETF	36,500	$639K	0.2%	$17.51	$22.78	-23.2%	ETF	46138E404
UNP	UNION PAC CORP COM	4,148	$585K	0.1%	$141.03 *	$149.35	-16.8%	Stock	907818108
DWX	SPDR S&P INTERNATIONAL DIVIDEND ETF	19,044	$583K	0.1%	$30.61	$39.71	-22.9%	ETF	78463X772
SPTS	SPDR PORTFOLIO SHORT TERM TREASURY ETF	17,984	$552K	0.1%	$30.69	$29.99	+2.4%	ETF	78468R101
KWEB	KRANESHARES CSI CHINA INTERNET ETF	11,456	$519K	0.1%	$45.30	$45.71	-1.0%	ETF	500767306
EDIV	SPDR S&P EMERGING MARKETS DIVIDEND ETF	19,955	$443K	0.1%	$22.20	$30.83	-28.0%	ETF	78463X533
SUB	ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	4,152	$441K	0.1%	$106.21	$106.65	-0.3%	ETF	464288158
KO	COCA COLA CO COM	9,500	$420K	0.1%	$44.21 *	$44.51	-16.6%	Stock	191216100
NEE	NEXTERA ENERGY INC COM	1,663	$400K	0.1%	$240.53 *	$50.17	+3.9%	Stock	65339F101
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	4,449	$395K	0.1%	$88.78	$132.48	-33.0%	ETF	922908611
PEP	PEPSICO INC COM	3,256	$391K	0.1%	$120.09 *	$112.77	-10.7%	Stock	713448108
VBK	VANGUARD SMALL-CAP GROWTH INDEX FUND	2,560	$385K	0.1%	$150.39	$189.75	-20.8%	ETF	922908595
AAPL	APPLE INC COM	1,452	$369K	0.1%	$254.13 *	$63.73	-3.5%	Stock	037833100
AMZN	AMAZON COM INC COM	181	$353K	0.1%	$1950.28 *	$88.51	+10.1%	Stock	023135106
VOT	VANGUARD MID-CAP GROWTH INDEX FUND	2,787	$353K	0.1%	$126.66	$152.57	-17.0%	ETF	922908538
VSS	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND	4,494	$352K	0.1%	$78.33	$106.74	-26.7%	ETF	922042718
MRK	MERCK & CO. INC COM	4,496	$346K	0.1%	$76.96 *	$67.55	-9.4%	Stock	58933Y105
XME	SPDR S&P METALS AND MINING ETF	18,343	$296K	0.1%	$16.14	$27.30	-40.9%	ETF	78464A755
VOE	VANGUARD MID-CAP VALUE INDEX FUND	3,533	$287K	0.1%	$81.23	$115.22	-29.4%	ETF	922908512
SPY	SPDR S&P 500 ETF	1,101	$284K	0.1%	$257.95	$306.94	-16.0%	ETF	78462F103
GDXJ	VANECK VECTORS JUNIOR GOLD MINERS ETF	10,003	$281K	0.1%	$28.09	$38.12	-26.3%	ETF	92189F791
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	10,479	$271K	0.1%	$25.86 *	$16.26	-20.6%	ETF	808524805
VIGI	VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	4,384	$256K	0.1%	$58.39	$68.79	-15.2%	ETF	921946810
JPM	JPMORGAN CHASE & CO COM	2,827	$255K	0.1%	$90.20 *	$108.67	-29.3%	Stock	46625H100
IDEV	ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF	5,480	$243K	0.1%	$44.34	$56.26	-21.2%	ETF	46435G326
V	VISA INC COM CL A	1,457	$235K	0.1%	$161.29 *	$172.55	-10.4%	Stock	92826C839
SDY	SPDR S&P DIVIDEND ETF	2,863	$229K	0.1%	$79.99	$104.97	-23.9%	ETF	78464A763
MSFT	MICROSOFT CORP COM	1,399	$221K	0.1%	$157.97 *	$139.23	+7.8%	Stock	594918104
DVY	ISHARES SELECT DIVIDEND ETF	2,973	$219K	0.1%	$73.66	$103.00	-28.6%	ETF	464287168
—	GLOBAL X SUPERDIVIDEND ETF	23,468	$219K	0.1%	$9.33	$17.30	—	ETF	37950E549
GOOGL	ALPHABET INC CAP STK CL A	175	$203K	0.0%	$1160.00 *	$64.02	-9.9%	Stock	02079K305
ORCL	ORACLE CORP COM	4,186	$202K	0.0%	$48.26 *	$50.44	-11.8%	Stock	68389X105
—	ALERIAN MLP ETF	47,668	$164K	0.0%	$3.44	$8.50	—	ETF	00162Q866