Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VDC	VANGUARD WORLD FDS	436,734	$83.4M	22.0%	$191.64	—	CONSUM STP ETF	92204A207
VOO	VANGUARD INDEX FDS	116,342	$50.82M	13.4%	$360.90	—	S&P 500 ETF SHS	922908363
VGT	VANGUARD WORLD FDS	86,640	$41.93M	11.1%	$345.32	—	INF TECH ETF	92204A702
SCHB	SCHWAB STRATEGIC TR	543,789	$30.27M	8.0%	$49.70	—	US BRD MKT ETF	808524102
VTI	VANGUARD INDEX FDS	123,177	$29.22M	7.7%	$191.19	—	TOTAL STK MKT	922908769
VIS	VANGUARD WORLD FDS	125,720	$27.71M	7.3%	$183.63	—	INDUSTRIAL ETF	92204A603
VIG	VANGUARD SPECIALIZED FUNDS	101,234	$17.25M	4.6%	$152.80	—	DIV APP ETF	921908844
SPTM	SPDR SER TR	283,375	$16.56M	4.4%	$47.29	—	PORTFOLI S&P1500	78464A805
VIGI	VANGUARD WHITEHALL FDS	88,614	$7.031M	1.9%	$73.04	—	INTL DVD ETF	921946810
VXF	VANGUARD INDEX FDS	41,773	$6.868M	1.8%	$132.86	—	EXTEND MKT ETF	922908652
FSTA	FIDELITY COVINGTON TRUST	119,643	$5.34M	1.4%	$43.06	—	CONSMR STAPLES	316092303
SCHA	SCHWAB STRATEGIC TR	78,078	$3.688M	1.0%	$43.66	—	US SML CAP ETF	808524607
BRK/B	BERKSHIRE HATHAWAY INC DEL	8,583	$3.061M	0.8%	$303.12	+15.8%	CL B NEW	084670702
NLY	ANNALY CAPITAL MANAGEMENT IN	157,783	$3.056M	0.8%	$21.08	—	COM NEW	035710839
VUG	VANGUARD INDEX FDS	9,305	$2.893M	0.8%	$213.17	—	GROWTH ETF	922908736
AAPL	APPLE INC	14,350	$2.763M	0.7%	$152.72	+19.7%	COM	037833100
SCHD	SCHWAB STRATEGIC TR	34,244	$2.607M	0.7%	$74.41	—	US DIVIDEND EQ	808524797
QQQ	INVESCO QQQ TR	5,460	$2.236M	0.6%	$284.74	—	UNIT SER 1	46090E103
SCHG	SCHWAB STRATEGIC TR	25,062	$2.079M	0.5%	$72.32	—	US LCAP GR ETF	808524300
—	BLACKROCK MUNIHOLDINGS FD IN	170,749	$2.034M	0.5%	$12.14	—	COM	09253N104
SCHX	SCHWAB STRATEGIC TR	27,847	$1.571M	0.4%	$46.58	—	US LRG CAP ETF	808524201
VB	VANGUARD INDEX FDS	7,207	$1.537M	0.4%	$183.60	—	SMALL CP ETF	922908751
SCHZ	SCHWAB STRATEGIC TR	32,362	$1.509M	0.4%	$45.88	—	US AGGREGATE B	808524839
SCHM	SCHWAB STRATEGIC TR	18,531	$1.396M	0.4%	$71.71	—	US MID-CAP ETF	808524508
VFMV	VANGUARD WELLINGTON FD	12,207	$1.277M	0.3%	$98.37	—	US MINIMUM	921935409
VT	VANGUARD INTL EQUITY INDEX F	10,562	$1.087M	0.3%	$86.21	—	TT WRLD ST ETF	922042742
—	NUVEEN MUNICIPAL CREDIT INC	89,479	$1.058M	0.3%	$12.04	—	COM SH BEN INT	67070X101
VOOV	VANGUARD ADMIRAL FDS INC	6,214	$1.044M	0.3%	$140.04	—	500 VAL IDX FD	921932703
VYM	VANGUARD WHITEHALL FDS	8,948	$999K	0.3%	$107.95	—	HIGH DIV YLD	921946406
VTHR	VANGUARD SCOTTSDALE FDS	4,665	$993K	0.3%	$171.70	—	VNG RUS3000IDX	92206C599
VBR	VANGUARD INDEX FDS	5,014	$902K	0.2%	$159.26	—	SM CP VAL ETF	922908611
SCHJ	SCHWAB STRATEGIC TR	18,616	$901K	0.2%	$47.38	—	1 5YR CORP BD	808524714
VCIT	VANGUARD SCOTTSDALE FDS	10,969	$892K	0.2%	$77.50	—	INT-TERM CORP	92206C870
VONE	VANGUARD SCOTTSDALE FDS	4,069	$883K	0.2%	$174.24	—	VNG RUS1000IDX	92206C730
VCSH	VANGUARD SCOTTSDALE FDS	10,894	$843K	0.2%	$75.22	—	SHRT TRM CORP BD	92206C409
VOOG	VANGUARD ADMIRAL FDS INC	3,079	$834K	0.2%	$210.78	—	500 GRTH IDX F	921932505
WMT	WALMART INC	5,186	$818K	0.2%	$47.41	+8.9%	COM	931142103
VBK	VANGUARD INDEX FDS	3,210	$776K	0.2%	$200.63	—	SML CP GRW ETF	922908595
ET	ENERGY TRANSFER L P	51,846	$715K	0.2%	$12.09	—	COM UT LTD PTN	29273V100
VEU	VANGUARD INTL EQUITY INDEX F	12,271	$689K	0.2%	$50.16	—	ALLWRLD EX US	922042775
JNJ	JOHNSON & JOHNSON	3,909	$613K	0.2%	$156.80	-8.4%	COM	478160104
VUSB	VANGUARD BD INDEX FDS	12,203	$603K	0.2%	$49.03	—	VANGUARD ULTRA	92203C303
VDE	VANGUARD WORLD FDS	5,000	$586K	0.2%	$121.28	—	ENERGY ETF	92204A306
IJR	ISHARES TR	5,060	$548K	0.1%	$94.67	—	CORE S&P SCP ETF	464287804
TGRW	T ROWE PRICE ETF INC	17,334	$531K	0.1%	$22.65	—	PRICE GRW STOCK	87283Q305
PG	PROCTER AND GAMBLE CO	3,429	$503K	0.1%	$129.79	+8.3%	COM	742718109
VTEB	VANGUARD MUN BD FDS	9,724	$496K	0.1%	$49.97	—	TAX EXEMPT BD	922907746
VEA	VANGUARD TAX-MANAGED FDS	9,686	$464K	0.1%	$42.01	—	VAN FTSE DEV MKT	921943858
AMZN	AMAZON COM INC	2,936	$446K	0.1%	$100.19	+39.9%	COM	023135106
VFH	VANGUARD WORLD FDS	4,788	$442K	0.1%	$82.73	—	FINANCIALS ETF	92204A405
GOOG	ALPHABET INC	3,115	$439K	0.1%	$95.24	+41.4%	CAP STK CL C	02079K107
XMUIX	BLACKROCK MUNICIPAL INCOME	37,545	$437K	0.1%	$11.33	—	COM	09253X102
—	WESTERN ASSET MANAGED MUNS F	40,002	$407K	0.1%	$10.05	—	COM	95766M105
—	NUVEEN AMT FREE MUN CR INC F	34,193	$404K	0.1%	$12.00	—	COM	67071L106
HD	HOME DEPOT INC	1,159	$402K	0.1%	$282.04	+4.1%	COM	437076102
NVDA	NVIDIA CORPORATION	798	$395K	0.1%	$33.61	+37.8%	COM	67066G104
SDY	SPDR SER TR	3,063	$383K	0.1%	$125.00	—	S&P DIVID ETF	78464A763
UNP	UNION PAC CORP	1,523	$374K	0.1%	$190.17	+10.0%	COM	907818108
GGG	GRACO INC	4,246	$368K	0.1%	$63.99	+19.4%	COM	384109104
—	BLACKROCK MUNIYIELD MICH QU	31,709	$360K	0.1%	$11.10	—	COM	09254V105
MCD	MCDONALDS CORP	1,189	$352K	0.1%	$245.25	+5.5%	COM	580135101
XBKNX	BLACKROCK INVT QUALITY MUN T	29,288	$347K	0.1%	$11.67	—	COM	09247D105
AOM	ISHARES TR	8,101	$336K	0.1%	$38.01	—	MODERT ALLOC ETF	464289875
JPM	JPMORGAN CHASE & CO	1,977	$336K	0.1%	$117.65	+23.2%	COM	46625H100
CAT	CATERPILLAR INC	1,072	$317K	0.1%	$230.59	+8.9%	COM	149123101
DFAI	DIMENSIONAL ETF TRUST	10,903	$312K	0.1%	$26.84	—	INTL CORE EQT MK	25434V203
VO	VANGUARD INDEX FDS	1,335	$310K	0.1%	$203.85	—	MID CAP ETF	922908629
CVX	CHEVRON CORP NEW	2,080	$310K	0.1%	$152.78	-9.8%	COM	166764100
SCHF	SCHWAB STRATEGIC TR	8,210	$303K	0.1%	$32.25	—	INTL EQTY ETF	808524805
VHT	VANGUARD WORLD FDS	1,188	$298K	0.1%	$247.86	—	HEALTH CAR ETF	92204A504
—	BLACKROCK MUNIYILD QULT FD I	23,685	$289K	0.1%	$11.61	—	COM	09254F100
KO	COCA COLA CO	4,883	$288K	0.1%	$55.46	-4.0%	COM	191216100
—	BLACKROCK MUN INCOME TR	28,505	$287K	0.1%	$10.07	—	SH BEN INT	09248F109
ADP	AUTOMATIC DATA PROCESSING IN	1,161	$270K	0.1%	$228.99	-3.0%	COM	053015103
CSX	CSX CORP	7,646	$265K	0.1%	$28.73	+7.4%	COM	126408103
SPLV	INVESCO EXCH TRADED FD TR II	4,186	$262K	0.1%	$63.80	—	S&P500 LOW VOL	46138E354
VNQ	VANGUARD INDEX FDS	2,964	$262K	0.1%	$82.44	—	REAL ESTATE ETF	922908553
WEC	WEC ENERGY GROUP INC	2,938	$247K	0.1%	$82.72	-7.8%	COM	92939U106
—	NUVEEN QUALITY MUNCP INCOME	21,527	$246K	0.1%	$11.81	—	COM	67066V101
IJH	ISHARES TR	867	$240K	0.1%	$242.30	—	CORE S&P MCP ETF	464287507
—	INVESCO MUNICIPAL TRUST	24,349	$232K	0.1%	$9.90	—	COM	46131J103
—	INVESCO QUALITY MUN INCOME T	24,369	$232K	0.1%	$9.44	—	COM	46133G107
—	MAINSTAY MACKAY DEFINEDTERM	14,014	$228K	0.1%	$16.06	—	COM	56064K100
OTTR	OTTER TAIL CORP	2,665	$226K	0.1%	$70.21	+3.9%	COM	689648103
AGNC	AGNC INVT CORP	21,308	$209K	0.1%	$10.34	—	COM	00123Q104
MSFT	MICROSOFT CORP	539	$203K	0.1%	$350.36	0.0%	COM	594918104
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,297	$202K	0.1%	$57.28	0.0%	COM	744573106
—	NUVEEN AMT FREE QLTY MUN INC	16,311	$179K	0.0%	$11.07	—	COM	670657105
—	EATON VANCE MUNI INCOME TRUS	13,630	$134K	0.0%	$9.90	—	SH BEN INT	27826U108
—	PIMCO NEW YORK MUN INCOME FD	15,745	$124K	0.0%	$9.02	—	COM	72200T103
—	BLACKROCK MUNI INCOME TR II	10,306	$110K	0.0%	$10.33	—	COM	09249N101