Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VDC	VANGUARD WORLD FD	442,744	$90.38M	21.0%	$191.81	—	CONSUM STP ETF	92204A207
VOO	VANGUARD INDEX FDS	122,931	$59.09M	13.7%	$367.32	—	S&P 500 ETF SHS	922908363
VGT	VANGUARD WORLD FD	94,020	$49.3M	11.4%	$359.37	—	INF TECH ETF	92204A702
SCHB	SCHWAB STRATEGIC TR	655,883	$40.04M	9.3%	$51.64	—	US BRD MKT ETF	808524102
VIS	VANGUARD WORLD FD	130,729	$31.92M	7.4%	$185.95	—	INDUSTRIAL ETF	92204A603
VTI	VANGUARD INDEX FDS	121,899	$31.68M	7.4%	$191.19	—	TOTAL STK MKT	922908769
VIG	VANGUARD SPECIALIZED FUNDS	104,460	$19.08M	4.4%	$153.72	—	DIV APP ETF	921908844
SPTM	SPDR SER TR	276,260	$17.72M	4.1%	$47.29	—	PORTFOLI S&P1500	78464A805
VIGI	VANGUARD WHITEHALL FDS	104,587	$8.527M	2.0%	$74.33	—	INTL DVD ETF	921946810
VXF	VANGUARD INDEX FDS	41,139	$7.21M	1.7%	$132.86	—	EXTEND MKT ETF	922908652
FSTA	FIDELITY COVINGTON TRUST	132,041	$6.283M	1.5%	$43.49	—	CONSMR STAPLES	316092303
SCHA	SCHWAB STRATEGIC TR	95,593	$4.707M	1.1%	$44.68	—	US SML CAP ETF	808524607
BRK/B	BERKSHIRE HATHAWAY INC DEL	8,614	$3.622M	0.8%	$303.12	+29.8%	CL B NEW	084670702
VUG	VANGUARD INDEX FDS	9,156	$3.151M	0.7%	$213.17	—	GROWTH ETF	922908736
NLY	ANNALY CAPITAL MANAGEMENT IN	159,484	$3.14M	0.7%	$21.06	—	COM NEW	035710839
SCHG	SCHWAB STRATEGIC TR	32,865	$3.047M	0.7%	$77.16	—	US LCAP GR ETF	808524300
SCHD	SCHWAB STRATEGIC TR	37,668	$3.037M	0.7%	$74.98	—	US DIVIDEND EQ	808524797
—	BLACKROCK MUNIHOLDINGS FD IN	225,522	$2.724M	0.6%	$12.13	—	COM	09253N104
AAPL	APPLE INC	14,893	$2.554M	0.6%	$153.72	+17.3%	COM	037833100
QQQ	INVESCO QQQ TR	5,706	$2.533M	0.6%	$291.61	—	UNIT SER 1	46090E103
SCHZ	SCHWAB STRATEGIC TR	38,985	$1.793M	0.4%	$45.90	—	US AGGREGATE B	808524839
SCHX	SCHWAB STRATEGIC TR	28,729	$1.783M	0.4%	$47.06	—	US LRG CAP ETF	808524201
SCHM	SCHWAB STRATEGIC TR	21,755	$1.772M	0.4%	$73.15	—	US MID-CAP ETF	808524508
VB	VANGUARD INDEX FDS	7,006	$1.602M	0.4%	$183.60	—	SMALL CP ETF	922908751
VFMV	VANGUARD WELLINGTON FD	11,582	$1.296M	0.3%	$98.37	—	US MINIMUM	921935409
VT	VANGUARD INTL EQUITY INDEX F	10,433	$1.153M	0.3%	$86.21	—	TT WRLD ST ETF	922042742
SCHJ	SCHWAB STRATEGIC TR	23,402	$1.131M	0.3%	$47.58	—	1 5YR CORP BD	808524714
VOOV	VANGUARD ADMIRAL FDS INC	6,214	$1.121M	0.3%	$140.04	—	500 VAL IDX FD	921932703
VTHR	VANGUARD SCOTTSDALE FDS	4,665	$1.087M	0.3%	$171.70	—	VNG RUS3000IDX	92206C599
VYM	VANGUARD WHITEHALL FDS	8,943	$1.082M	0.3%	$107.95	—	HIGH DIV YLD	921946406
—	NUVEEN MUNICIPAL CREDIT INC	88,028	$1.077M	0.3%	$12.04	—	COM SH BEN INT	67070X101
VBR	VANGUARD INDEX FDS	5,129	$984K	0.2%	$159.99	—	SM CP VAL ETF	922908611
VONE	VANGUARD SCOTTSDALE FDS	4,069	$970K	0.2%	$174.24	—	VNG RUS1000IDX	92206C730
VOOG	VANGUARD ADMIRAL FDS INC	3,079	$938K	0.2%	$210.78	—	500 GRTH IDX F	921932505
WMT	WALMART INC	15,290	$920K	0.2%	$53.11	+5.5%	COM	931142103
ET	ENERGY TRANSFER L P	50,540	$795K	0.2%	$12.09	—	COM UT LTD PTN	29273V100
VBK	VANGUARD INDEX FDS	3,011	$785K	0.2%	$200.63	—	SML CP GRW ETF	922908595
VCSH	VANGUARD SCOTTSDALE FDS	10,000	$773K	0.2%	$75.22	—	SHRT TRM CORP BD	92206C409
VCIT	VANGUARD SCOTTSDALE FDS	9,375	$755K	0.2%	$77.50	—	INT-TERM CORP	92206C870
NVDA	NVIDIA CORPORATION	793	$717K	0.2%	$33.61	+115.5%	COM	67066G104
VUSB	VANGUARD BD INDEX FDS	13,860	$687K	0.2%	$49.09	—	VANGUARD ULTRA	92203C303
VEU	VANGUARD INTL EQUITY INDEX F	11,437	$671K	0.2%	$50.16	—	ALLWRLD EX US	922042775
TGRW	T ROWE PRICE ETF INC	19,144	$658K	0.2%	$23.76	—	PRICE GRW STOCK	87283Q305
JNJ	JOHNSON & JOHNSON	3,855	$610K	0.1%	$156.80	-4.2%	COM	478160104
VDE	VANGUARD WORLD FD	4,254	$560K	0.1%	$121.28	—	ENERGY ETF	92204A306
PG	PROCTER AND GAMBLE CO	3,435	$557K	0.1%	$129.79	+15.5%	COM	742718109
AMZN	AMAZON COM INC	3,054	$551K	0.1%	$102.77	+62.4%	COM	023135106
VFH	VANGUARD WORLD FD	4,796	$491K	0.1%	$82.73	—	FINANCIALS ETF	92204A405
VTEB	VANGUARD MUN BD FDS	9,377	$474K	0.1%	$49.97	—	TAX EXEMPT BD	922907746
GOOG	ALPHABET INC	3,115	$474K	0.1%	$95.24	+50.4%	CAP STK CL C	02079K107
XMUIX	BLACKROCK MUNICIPAL INCOME	37,638	$454K	0.1%	$11.33	—	COM	09253X102
HD	HOME DEPOT INC	1,141	$438K	0.1%	$282.04	+23.6%	COM	437076102
UNP	UNION PAC CORP	1,701	$418K	0.1%	$194.92	+20.9%	COM	907818108
—	WESTERN ASSET MANAGED MUNS F	39,896	$417K	0.1%	$10.05	—	COM	95766M105
—	NUVEEN AMT FREE MUN CR INC F	34,193	$415K	0.1%	$12.00	—	COM	67071L106
GGG	GRACO INC	4,258	$398K	0.1%	$63.99	+34.8%	COM	384109104
JPM	JPMORGAN CHASE & CO	1,982	$397K	0.1%	$117.65	+47.6%	COM	46625H100
CAT	CATERPILLAR INC	1,074	$393K	0.1%	$230.59	+34.9%	COM	149123101
VEA	VANGUARD TAX-MANAGED FDS	7,829	$393K	0.1%	$42.01	—	VAN FTSE DEV MKT	921943858
DFAI	DIMENSIONAL ETF TRUST	12,372	$374K	0.1%	$27.24	—	INTL CORE EQT MK	25434V203
XBKNX	BLACKROCK INVT QUALITY MUN T	29,502	$366K	0.1%	$11.67	—	COM	09247D105
—	BLACKROCK MUNIYIELD MICH QU	31,709	$365K	0.1%	$11.10	—	COM	09254V105
VHT	VANGUARD WORLD FD	1,341	$363K	0.1%	$250.44	—	HEALTH CAR ETF	92204A504
MCD	MCDONALDS CORP	1,189	$335K	0.1%	$245.25	+13.4%	COM	580135101
CVX	CHEVRON CORP NEW	2,110	$333K	0.1%	$152.58	-8.9%	COM	166764100
IJR	ISHARES TR	2,887	$319K	0.1%	$94.67	—	CORE S&P SCP ETF	464287804
VO	VANGUARD INDEX FDS	1,259	$315K	0.1%	$203.85	—	MID CAP ETF	922908629
KO	COCA COLA CO	5,128	$314K	0.1%	$55.52	+2.1%	COM	191216100
SDY	SPDR SER TR	2,367	$311K	0.1%	$125.00	—	S&P DIVID ETF	78464A763
—	BLACKROCK MUN INCOME TR	28,545	$295K	0.1%	$10.07	—	SH BEN INT	09248F109
SCHF	SCHWAB STRATEGIC TR	7,536	$294K	0.1%	$32.25	—	INTL EQTY ETF	808524805
—	BLACKROCK MUNIYILD QULT FD I	23,685	$290K	0.1%	$11.61	—	COM	09254F100
ADP	AUTOMATIC DATA PROCESSING IN	1,161	$290K	0.1%	$228.99	+2.3%	COM	053015103
CSX	CSX CORP	7,646	$283K	0.1%	$28.73	+23.5%	COM	126408103
SPLV	INVESCO EXCH TRADED FD TR II	4,208	$277K	0.1%	$63.80	—	S&P500 LOW VOL	46138E354
AOM	ISHARES TR	6,354	$272K	0.1%	$38.01	—	MODERT ALLOC ETF	464289875
—	NUVEEN QUALITY MUNCP INCOME	21,592	$247K	0.1%	$11.81	—	COM	67066V101
VNQ	VANGUARD INDEX FDS	2,853	$247K	0.1%	$82.44	—	REAL ESTATE ETF	922908553
MSFT	MICROSOFT CORP	575	$242K	0.1%	$353.42	+13.0%	COM	594918104
WEC	WEC ENERGY GROUP INC	2,938	$241K	0.1%	$82.72	-9.0%	COM	92939U106
—	INVESCO MUNICIPAL TRUST	24,349	$236K	0.1%	$9.90	—	COM	46131J103
—	INVESCO QUALITY MUN INCOME T	24,369	$236K	0.1%	$9.44	—	COM	46133G107
OTTR	OTTER TAIL CORP	2,678	$231K	0.1%	$70.21	+17.6%	COM	689648103
—	MAINSTAY MACKAY DEFINEDTERM	14,014	$229K	0.1%	$16.06	—	COM	56064K100
MRK	MERCK & CO INC	1,715	$226K	0.1%	$115.77	0.0%	COM	58933Y105
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,311	$221K	0.1%	$57.28	+0.6%	COM	744573106
ARKK	ARK ETF TR	4,287	$215K	0.0%	$50.08	—	INNOVATION ETF	00214Q104
SCHO	SCHWAB STRATEGIC TR	4,400	$212K	0.0%	$48.21	—	SHT TM US TRES	808524862
AGNC	AGNC INVT CORP	21,342	$211K	0.0%	$10.34	—	COM	00123Q104
IVV	ISHARES TR	390	$205K	0.0%	$525.73	—	CORE S&P500 ETF	464287200
—	NUVEEN AMT FREE QLTY MUN INC	14,992	$166K	0.0%	$11.07	—	COM	670657105
—	EATON VANCE MUNI INCOME TRUS	13,630	$140K	0.0%	$9.90	—	SH BEN INT	27826U108
—	PIMCO NEW YORK MUN INCOME FD	15,745	$122K	0.0%	$9.02	—	COM	72200T103
—	BLACKROCK MUNI INCOME TR II	10,323	$112K	0.0%	$10.33	—	COM	09249N101