Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VDC	VANGUARD WORLD FD	447,896	$90.94M	19.7%	$191.94	—	CONSUM STP ETF	92204A207
VOO	VANGUARD INDEX FDS	130,551	$65.29M	14.1%	$375.07	—	S&P 500 ETF SHS	922908363
VGT	VANGUARD WORLD FD	103,069	$59.43M	12.9%	$378.44	—	INF TECH ETF	92204A702
SCHB	SCHWAB STRATEGIC TR	761,874	$47.9M	10.4%	$53.20	—	US BRD MKT ETF	808524102
VTI	VANGUARD INDEX FDS	120,896	$32.34M	7.0%	$191.19	—	TOTAL STK MKT	922908769
VIS	VANGUARD WORLD FD	132,165	$31.09M	6.7%	$186.49	—	INDUSTRIAL ETF	92204A603
VIG	VANGUARD SPECIALIZED FUNDS	108,742	$19.85M	4.3%	$154.85	—	DIV APP ETF	921908844
SPTM	SPDR SER TR	270,308	$17.93M	3.9%	$47.29	—	PORTFOLI S&P1500	78464A805
VIGI	VANGUARD WHITEHALL FDS	120,204	$9.77M	2.1%	$75.24	—	INTL DVD ETF	921946810
VXF	VANGUARD INDEX FDS	41,017	$6.923M	1.5%	$132.86	—	EXTEND MKT ETF	922908652
FSTA	FIDELITY COVINGTON TRUST	143,791	$6.816M	1.5%	$43.81	—	CONSMR STAPLES	316092303
SCHA	SCHWAB STRATEGIC TR	108,022	$5.126M	1.1%	$45.00	—	US SML CAP ETF	808524607
SCHG	SCHWAB STRATEGIC TR	41,038	$4.138M	0.9%	$81.88	—	US LCAP GR ETF	808524300
BRK/B	BERKSHIRE HATHAWAY INC DEL	9,456	$3.847M	0.8%	$312.51	+30.8%	CL B NEW	084670702
VUG	VANGUARD INDEX FDS	9,063	$3.39M	0.7%	$213.17	—	GROWTH ETF	922908736
SCHD	SCHWAB STRATEGIC TR	39,313	$3.057M	0.7%	$75.10	—	US DIVIDEND EQ	808524797
AAPL	APPLE INC	14,394	$3.032M	0.7%	$153.72	+20.4%	COM	037833100
NLY	ANNALY CAPITAL MANAGEMENT IN	157,836	$3.008M	0.7%	$21.06	—	COM NEW	035710839
QQQ	INVESCO QQQ TR	5,549	$2.659M	0.6%	$291.61	—	UNIT SER 1	46090E103
—	BLACKROCK MUNIHOLDINGS FD IN	217,630	$2.631M	0.6%	$12.13	—	COM	09253N104
SCHZ	SCHWAB STRATEGIC TR	48,048	$2.19M	0.5%	$45.84	—	US AGGREGATE B	808524839
SCHX	SCHWAB STRATEGIC TR	31,602	$2.03M	0.4%	$48.62	—	US LRG CAP ETF	808524201
SCHM	SCHWAB STRATEGIC TR	23,980	$1.866M	0.4%	$73.58	—	US MID-CAP ETF	808524508
VB	VANGUARD INDEX FDS	6,794	$1.481M	0.3%	$183.60	—	SMALL CP ETF	922908751
SCHJ	SCHWAB STRATEGIC TR	30,172	$1.457M	0.3%	$47.73	—	1 5YR CORP BD	808524714
VFMV	VANGUARD WELLINGTON FD	11,360	$1.291M	0.3%	$98.37	—	US MINIMUM	921935409
VT	VANGUARD INTL EQUITY INDEX F	10,475	$1.18M	0.3%	$86.21	—	TT WRLD ST ETF	922042742
VTHR	VANGUARD SCOTTSDALE FDS	4,665	$1.118M	0.2%	$171.70	—	VNG RUS3000IDX	92206C599
—	NUVEEN MUNICIPAL CREDIT INC	89,084	$1.1M	0.2%	$12.04	—	COM SH BEN INT	67070X101
VOOV	VANGUARD ADMIRAL FDS INC	6,214	$1.092M	0.2%	$140.04	—	500 VAL IDX FD	921932703
WMT	WALMART INC	15,221	$1.031M	0.2%	$53.11	+16.7%	COM	931142103
VOOG	VANGUARD ADMIRAL FDS INC	3,079	$1.027M	0.2%	$210.78	—	500 GRTH IDX F	921932505
VYM	VANGUARD WHITEHALL FDS	8,639	$1.025M	0.2%	$107.95	—	HIGH DIV YLD	921946406
NVDA	NVIDIA CORPORATION	8,215	$1.015M	0.2%	$94.54	+6.9%	COM	67066G104
VONE	VANGUARD SCOTTSDALE FDS	4,069	$1.001M	0.2%	$174.24	—	VNG RUS1000IDX	92206C730
VBR	VANGUARD INDEX FDS	5,380	$982K	0.2%	$161.04	—	SM CP VAL ETF	922908611
ET	ENERGY TRANSFER L P	49,849	$809K	0.2%	$12.09	—	COM UT LTD PTN	29273V100
TGRW	T ROWE PRICE ETF INC	21,086	$784K	0.2%	$25.00	—	PRICE GRW STOCK	87283Q305
VBK	VANGUARD INDEX FDS	2,993	$749K	0.2%	$200.63	—	SML CP GRW ETF	922908595
VCSH	VANGUARD SCOTTSDALE FDS	9,228	$713K	0.2%	$75.22	—	SHRT TRM CORP BD	92206C409
VUSB	VANGUARD BD INDEX FDS	13,935	$690K	0.1%	$49.09	—	VANGUARD ULTRA	92203C303
VTEB	VANGUARD MUN BD FDS	13,735	$688K	0.1%	$50.01	—	TAX EXEMPT BD	922907746
VEU	VANGUARD INTL EQUITY INDEX F	11,641	$683K	0.1%	$50.31	—	ALLWRLD EX US	922042775
AMZN	AMAZON COM INC	3,436	$664K	0.1%	$111.77	+64.4%	COM	023135106
VCIT	VANGUARD SCOTTSDALE FDS	8,143	$651K	0.1%	$77.50	—	INT-TERM CORP	92206C870
—	BLACKROCK MUN INCOME TR	63,465	$648K	0.1%	$10.15	—	SH BEN INT	09248F109
GOOG	ALPHABET INC	3,153	$578K	0.1%	$96.13	+75.7%	CAP STK CL C	02079K107
PG	PROCTER AND GAMBLE CO	3,440	$567K	0.1%	$129.79	+21.1%	COM	742718109
JNJ	JOHNSON & JOHNSON	3,875	$566K	0.1%	$156.80	-9.8%	COM	478160104
VDE	VANGUARD WORLD FD	4,008	$511K	0.1%	$121.28	—	ENERGY ETF	92204A306
SCHO	SCHWAB STRATEGIC TR	10,329	$497K	0.1%	$48.16	—	SHT TM US TRES	808524862
DFAI	DIMENSIONAL ETF TRUST	16,549	$491K	0.1%	$27.86	—	INTL CORE EQT MK	25434V203
VFH	VANGUARD WORLD FD	4,796	$479K	0.1%	$82.73	—	FINANCIALS ETF	92204A405
—	NUVEEN AMT FREE MUN CR INC F	34,593	$431K	0.1%	$12.00	—	COM	67071L106
XMUIX	BLACKROCK MUNICIPAL INCOME	34,771	$429K	0.1%	$11.33	—	COM	09253X102
—	WESTERN ASSET MANAGED MUNS F	40,505	$419K	0.1%	$10.05	—	COM	95766M105
JPM	JPMORGAN CHASE & CO.	1,987	$402K	0.1%	$117.65	+60.8%	COM	46625H100
CSX	CSX CORP	11,930	$399K	0.1%	$30.31	+9.3%	COM	126408103
HD	HOME DEPOT INC	1,147	$395K	0.1%	$282.04	+16.1%	COM	437076102
VEA	VANGUARD TAX-MANAGED FDS	7,577	$374K	0.1%	$42.01	—	VAN FTSE DEV MKT	921943858
—	BLACKROCK MUNIYIELD MICH QU	31,709	$363K	0.1%	$11.10	—	COM	09254V105
CAT	CATERPILLAR INC	1,075	$358K	0.1%	$230.59	+46.9%	COM	149123101
VHT	VANGUARD WORLD FD	1,333	$354K	0.1%	$250.44	—	HEALTH CAR ETF	92204A504
UNP	UNION PAC CORP	1,528	$346K	0.1%	$194.92	+15.7%	COM	907818108
GGG	GRACO INC	4,272	$339K	0.1%	$63.99	+27.8%	COM	384109104
CVX	CHEVRON CORP NEW	2,120	$332K	0.1%	$152.58	-2.7%	COM	166764100
MCD	MCDONALDS CORP	1,232	$314K	0.1%	$245.59	+3.8%	COM	580135101
XBKNX	BLACKROCK INVT QUALITY MUN T	25,933	$310K	0.1%	$11.67	—	COM	09247D105
—	BLACKROCK MUNIYILD QULT FD I	23,685	$291K	0.1%	$11.61	—	COM	09254F100
VO	VANGUARD INDEX FDS	1,171	$284K	0.1%	$203.85	—	MID CAP ETF	922908629
ADP	AUTOMATIC DATA PROCESSING IN	1,161	$277K	0.1%	$228.99	+3.3%	COM	053015103
SPLV	INVESCO EXCH TRADED FD TR II	4,228	$275K	0.1%	$63.80	—	S&P500 LOW VOL	46138E354
IJR	ISHARES TR	2,510	$268K	0.1%	$94.67	—	CORE S&P SCP ETF	464287804
MSFT	MICROSOFT CORP	592	$265K	0.1%	$355.25	+17.5%	COM	594918104
—	NUVEEN QUALITY MUNCP INCOME	21,614	$254K	0.1%	$11.81	—	COM	67066V101
KO	COCA COLA CO	3,975	$253K	0.1%	$55.52	+6.1%	COM	191216100
SDY	SPDR SER TR	1,985	$252K	0.1%	$125.00	—	S&P DIVID ETF	78464A763
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,337	$246K	0.1%	$57.28	+17.7%	COM	744573106
AOM	ISHARES TR	5,661	$243K	0.1%	$38.01	—	MODERT ALLOC ETF	464289875
—	INVESCO MUNICIPAL TRUST	24,349	$243K	0.1%	$9.90	—	COM	46131J103
—	INVESCO QUALITY MUN INCOME T	24,369	$242K	0.1%	$9.44	—	COM	46133G107
OTTR	OTTER TAIL CORP	2,691	$236K	0.1%	$70.21	+19.1%	COM	689648103
VNQ	VANGUARD INDEX FDS	2,802	$235K	0.1%	$82.44	—	REAL ESTATE ETF	922908553
—	MAINSTAY MACKAY DEFINEDTERM	14,014	$232K	0.1%	$16.06	—	COM	56064K100
WEC	WEC ENERGY GROUP INC	2,938	$231K	0.0%	$82.72	-7.2%	COM	92939U106
IVV	ISHARES TR	390	$213K	0.0%	$525.73	—	CORE S&P500 ETF	464287200
MRK	MERCK & CO INC	1,715	$212K	0.0%	$115.77	+5.1%	COM	58933Y105
AGNC	AGNC INVT CORP	21,377	$204K	0.0%	$10.34	—	COM	00123Q104
—	EATON VANCE MUNI INCOME TRUS	13,630	$141K	0.0%	$9.90	—	SH BEN INT	27826U108
—	PIMCO NEW YORK MUN INCOME FD	15,745	$123K	0.0%	$9.02	—	COM	72200T103