Financial Synergies Wealth Advisors, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
COST	COSTCO WHOLESALE CORPORATION	2,783	$2,773	0.3%	$963.77	0.0%	COM	22160K105
SNDK	SANDISK CORP	4,216	$2,679	0.3%	$516.50	0.0%	COM	80004C200
TYL	TYLER TECHNOLOGIES INC	3,002	$1,028	0.1%	$385.05	0.0%	COM	902252105
EPD	ENTERPRISE PRODS PARTNERS L	18,303	$693	0.1%	$37.84	—	COM	293792107
GEV	GE VERNOVA INC	376	$328	0.0%	$736.93	0.0%	COM	36828A101
GE	GE AEROSPACE	939	$266	0.0%	$318.19	0.0%	COM NEW	369604301
DIA	STATE STR SPDR DOW JONES IND	524	$243	0.0%	$463.52	—	UT SER 1	78467X109
DELL	DELL TECHNOLOGIES INC	1,324	$217	0.0%	$119.03	0.0%	CL C	24703L202
RTX	RTX CORPORATION	1,055	$204	0.0%	$196.61	0.0%	COM	75513E101

Increased Positions (34)

AAPL APPLE INC 1.1%

Value ($000) $11,243 (+81.3%) Shares 44,300 (+94.2%) Est. Cost $236.40 Unrealized +11.2%

MU MICRON TECHNOLOGY INC 0.5%

Value ($000) $5,714 (+334.2%) Shares 16,912 (+266.9%) Est. Cost $344.06 Unrealized +12.5%

SCHG SCHWAB STRATEGIC TR 3.4%

Value ($000) $36,128 (-8.9%) Shares 1,240,245 (+2.1%) Est. Cost $35.47 Unrealized —

WDC WESTERN DIGITAL CORP 0.3%

Value ($000) $2,941 (+1261.8%) Shares 10,873 (+767.1%) Est. Cost $239.74 Unrealized +4.8%

CAT CATERPILLAR INC 0.6%

Value ($000) $6,382 (+44.2%) Shares 9,008 (+16.6%) Est. Cost $503.75 Unrealized +35.9%

VLO VALERO ENERGY CORP 0.2%

Value ($000) $2,261 (+312.6%) Shares 9,151 (+171.9%) Est. Cost $182.25 Unrealized +4.3%

DKS DICKS SPORTING GOODS INC 0.3%

Value ($000) $2,639 (+82.5%) Shares 13,307 (+82.2%) Est. Cost $212.97 Unrealized -2.4%

JPM JPMORGAN CHASE & CO 0.1%

Value ($000) $1,170 (+227.1%) Shares 3,976 (+258.5%) Est. Cost $284.51 Unrealized +9.5%

FBND FIDELITY MERRIMACK STR TR 0.7%

Value ($000) $7,436 (+9.2%) Shares 162,999 (+10.2%) Est. Cost $45.79 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $2,038 (+31.2%) Shares 4,253 (+37.6%) Est. Cost $424.22 Unrealized +16.3%

QQQ INVESCO QQQ TR 0.2%

Value ($000) $1,686 (+35.8%) Shares 2,922 (+44.5%) Est. Cost $465.41 Unrealized —

PMBS PIMCO ETF TR 0.1%

Value ($000) $1,257 (+36.8%) Shares 25,338 (+37.0%) Est. Cost $49.65 Unrealized —

QCOM QUALCOMM INC 0.1%

Value ($000) $821 (+64.5%) Shares 6,372 (+118.5%) Est. Cost $161.63 Unrealized -4.8%

GOOG ALPHABET INC 0.1%

Value ($000) $551 (+124.3%) Shares 1,919 (+145.4%) Est. Cost $308.46 Unrealized +4.9%

VT VANGUARD INTL EQUITY INDEX F 0.0%

Value ($000) $507 (+144.4%) Shares 3,663 (+149.2%) Est. Cost $139.40 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value ($000) $2,098 (-11.8%) Shares 5,668 (+15.2%) Est. Cost $405.60 Unrealized +7.2%

MUNI PIMCO ETF TR 0.6%

Value ($000) $5,834 (+5.0%) Shares 111,778 (+5.5%) Est. Cost $51.51 Unrealized —

KKR KKR & CO INC 0.1%

Value ($000) $918 (+34.2%) Shares 9,928 (+84.9%) Est. Cost $119.91 Unrealized -4.3%

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $1,520 (+10.0%) Shares 8,718 (+17.6%) Est. Cost $128.76 Unrealized +44.9%

PRFD PIMCO ETF TR 0.1%

Value ($000) $869 (+16.5%) Shares 17,143 (+18.5%) Est. Cost $51.05 Unrealized —

USIG ISHARES TR 0.3%

Value ($000) $2,634 (+3.7%) Shares 51,417 (+4.8%) Est. Cost $51.01 Unrealized —

VO VANGUARD INDEX FDS 10.6%

Value ($000) $111,204 (+0.1%) Shares 387,226 (+1.1%) Est. Cost $232.97 Unrealized —

VOO VANGUARD INDEX FDS 0.3%

Value ($000) $3,063 (+3.0%) Shares 5,126 (+8.1%) Est. Cost $405.67 Unrealized —

HYS PIMCO ETF TR 0.0%

Value ($000) $493 (+16.1%) Shares 5,284 (+18.0%) Est. Cost $94.02 Unrealized —

TSLA TESLA INC 0.0%

Value ($000) $465 (-11.2%) Shares 1,251 (+7.5%) Est. Cost $352.71 Unrealized +20.8%

SCHX SCHWAB STRATEGIC TR 0.7%

Value ($000) $7,478 (-0.7%) Shares 291,648 (+4.2%) Est. Cost $31.64 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.3%

Value ($000) $2,787 (-1.9%) Shares 4,285 (+2.9%) Est. Cost $406.96 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.0%

Value ($000) $328 (+17.8%) Shares 10,677 (+5.3%) Est. Cost $42.86 Unrealized —

MCD MCDONALDS CORP 0.1%

Value ($000) $962 (+4.3%) Shares 3,097 (+2.5%) Est. Cost $239.54 Unrealized +32.4%

BA BOEING CO 0.0%

Value ($000) $500 (-5.7%) Shares 2,511 (+2.8%) Est. Cost $190.82 Unrealized +25.0%

DFAE DIMENSIONAL ETF TRUST 0.0%

Value ($000) $314 (+9.1%) Shares 9,283 (+4.9%) Est. Cost $32.63 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.0%

Value ($000) $235 (+12.0%) Shares 1,585 (+8.6%) Est. Cost $143.88 Unrealized —

BXSL BLACKSTONE SECD LENDING FD 0.0%

Value ($000) $244 (-8.4%) Shares 10,297 (+1.8%) Est. Cost $25.01 Unrealized +1.8%

VPLS VANGUARD MALVERN FDS 0.0%

Value ($000) $220 (+2.6%) Shares 2,832 (+3.2%) Est. Cost $77.59 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	44,300 (+94.2%)	$11,243 (+81.3%)	1.1%	$236.40	+11.2%	COM	037833100
MU	MICRON TECHNOLOGY INC	16,912 (+266.9%)	$5,714 (+334.2%)	0.5%	$344.06	+12.5%	COM	595112103
SCHG	SCHWAB STRATEGIC TR	1,240,245 (+2.1%)	$36,128 (-8.9%)	3.4%	$35.47	—	US LCAP GR ETF	808524300
WDC	WESTERN DIGITAL CORP	10,873 (+767.1%)	$2,941 (+1261.8%)	0.3%	$239.74	+4.8%	COM	958102105
CAT	CATERPILLAR INC	9,008 (+16.6%)	$6,382 (+44.2%)	0.6%	$503.75	+35.9%	COM	149123101
VLO	VALERO ENERGY CORP	9,151 (+171.9%)	$2,261 (+312.6%)	0.2%	$182.25	+4.3%	COM	91913Y100
DKS	DICKS SPORTING GOODS INC	13,307 (+82.2%)	$2,639 (+82.5%)	0.3%	$212.97	-2.4%	COM	253393102
JPM	JPMORGAN CHASE & CO	3,976 (+258.5%)	$1,170 (+227.1%)	0.1%	$284.51	+9.5%	COM	46625H100
FBND	FIDELITY MERRIMACK STR TR	162,999 (+10.2%)	$7,436 (+9.2%)	0.7%	$45.79	—	TOTAL BD ETF	316188309
BRK/B	BERKSHIRE HATHAWAY INC DEL	4,253 (+37.6%)	$2,038 (+31.2%)	0.2%	$424.22	+16.3%	CL B NEW	084670702
QQQ	INVESCO QQQ TR	2,922 (+44.5%)	$1,686 (+35.8%)	0.2%	$465.41	—	UNIT SER 1	46090E103
PMBS	PIMCO ETF TR	25,338 (+37.0%)	$1,257 (+36.8%)	0.1%	$49.65	—	MTG BKD SECS ACT	72201R569
QCOM	QUALCOMM INC	6,372 (+118.5%)	$821 (+64.5%)	0.1%	$161.63	-4.8%	COM	747525103
GOOG	ALPHABET INC	1,919 (+145.4%)	$551 (+124.3%)	0.1%	$308.46	+4.9%	CAP STK CL C	02079K107
VT	VANGUARD INTL EQUITY INDEX F	3,663 (+149.2%)	$507 (+144.4%)	0.0%	$139.40	—	TT WRLD ST ETF	922042742
MSFT	MICROSOFT CORP	5,668 (+15.2%)	$2,098 (-11.8%)	0.2%	$405.60	+7.2%	COM	594918104
MUNI	PIMCO ETF TR	111,778 (+5.5%)	$5,834 (+5.0%)	0.6%	$51.51	—	INTER MUN BD ACT	72201R866
KKR	KKR & CO INC	9,928 (+84.9%)	$918 (+34.2%)	0.1%	$119.91	-4.3%	COM	48251W104
NVDA	NVIDIA CORPORATION	8,718 (+17.6%)	$1,520 (+10.0%)	0.1%	$128.76	+44.9%	COM	67066G104
PRFD	PIMCO ETF TR	17,143 (+18.5%)	$869 (+16.5%)	0.1%	$51.05	—	PREFERRED AND CP	72201R619
USIG	ISHARES TR	51,417 (+4.8%)	$2,634 (+3.7%)	0.3%	$51.01	—	USD INV GRDE ETF	464288620
VO	VANGUARD INDEX FDS	387,226 (+1.1%)	$111,204 (+0.1%)	10.6%	$232.97	—	MID CAP ETF	922908629
VOO	VANGUARD INDEX FDS	5,126 (+8.1%)	$3,063 (+3.0%)	0.3%	$405.67	—	S&P 500 ETF SHS	922908363
HYS	PIMCO ETF TR	5,284 (+18.0%)	$493 (+16.1%)	0.0%	$94.02	—	0-5 HIGH YIELD	72201R783
TSLA	TESLA INC	1,251 (+7.5%)	$465 (-11.2%)	0.0%	$352.71	+20.8%	COM	88160R101
SCHX	SCHWAB STRATEGIC TR	291,648 (+4.2%)	$7,478 (-0.7%)	0.7%	$31.64	—	US LRG CAP ETF	808524201
SPY	STATE STR SPDR S&P 500 ETF T	4,285 (+2.9%)	$2,787 (-1.9%)	0.3%	$406.96	—	TR UNIT	78462F103
SCHD	SCHWAB STRATEGIC TR	10,677 (+5.3%)	$328 (+17.8%)	0.0%	$42.86	—	US DIVIDEND EQ	808524797
MCD	MCDONALDS CORP	3,097 (+2.5%)	$962 (+4.3%)	0.1%	$239.54	+32.4%	COM	580135101
BA	BOEING CO	2,511 (+2.8%)	$500 (-5.7%)	0.0%	$190.82	+25.0%	COM	097023105
DFAE	DIMENSIONAL ETF TRUST	9,283 (+4.9%)	$314 (+9.1%)	0.0%	$32.63	—	EMGR CRE EQT MNG	25434V302
VYM	VANGUARD WHITEHALL FDS	1,585 (+8.6%)	$235 (+12.0%)	0.0%	$143.88	—	HIGH DIV YLD	921946406
BXSL	BLACKSTONE SECD LENDING FD	10,297 (+1.8%)	$244 (-8.4%)	0.0%	$25.01	+1.8%	COMMON STOCK	09261X102
VPLS	VANGUARD MALVERN FDS	2,832 (+3.2%)	$220 (+2.6%)	0.0%	$77.59	—	CORE-PLUS BD ETF	922020755

Exited Positions (5)

PH PARKER-HANNIFIN CORP 0.0%

Value ($000) $235 Shares 267 Est. Cost $735.10 Unrealized +30.3%

HD HOME DEPOT INC 0.0%

Value ($000) $231 Shares 671 Est. Cost $358.21 Unrealized +5.2%

V VISA INC 0.0%

Value ($000) $222 Shares 632 Est. Cost $340.38 Unrealized -3.3%

FPFD FIDELITY COVINGTON TRUST 0.0%

Value ($000) $204 Shares 9,377 Est. Cost $22.06 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.0%

Value ($000) $202 Shares 1,139 Est. Cost $181.03 Unrealized -14.8%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
PH	PARKER-HANNIFIN CORP	267	$235	0.0%	$735.10	+30.3%	—	701094104
HD	HOME DEPOT INC	671	$231	0.0%	$358.21	+5.2%	—	437076102
V	VISA INC	632	$222	0.0%	$340.38	-3.3%	—	92826C839
FPFD	FIDELITY COVINGTON TRUST	9,377	$204	0.0%	$22.06	—	—	316092261
PLTR	PALANTIR TECHNOLOGIES INC	1,139	$202	0.0%	$181.03	-14.8%	—	69608A108

Decreased Positions (36)

VUG VANGUARD INDEX FDS 10.8%

Value ($000) $113,240 (-11.6%) Shares 259,256 (-1.3%) Est. Cost $250.37 Unrealized —

EFV ISHARES TR 6.4%

Value ($000) $66,852 (+1.8%) Shares 899,157 (-2.2%) Est. Cost $45.76 Unrealized —

CVX CHEVRON CORPORATION 0.3%

Value ($000) $3,323 (+29.4%) Shares 16,062 (-4.7%) Est. Cost $134.91 Unrealized +27.4%

IEMG ISHARES INC 4.4%

Value ($000) $45,642 (+1.6%) Shares 654,368 (-2.1%) Est. Cost $55.72 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.9%

Value ($000) $9,427 (+6.2%) Shares 192,672 (-1.8%) Est. Cost $28.62 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 5.6%

Value ($000) $58,407 (+0.9%) Shares 911,468 (-1.6%) Est. Cost $44.65 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.1%

Value ($000) $1,420 (-18.9%) Shares 5,247 (-1.1%) Est. Cost $374.94 Unrealized -17.7%

DFUV DIMENSIONAL ETF TRUST 1.5%

Value ($000) $15,407 (+2.0%) Shares 317,935 (-1.9%) Est. Cost $32.10 Unrealized —

WMT WALMART INC 0.3%

Value ($000) $3,666 (+7.9%) Shares 29,496 (-3.2%) Est. Cost $95.24 Unrealized +28.1%

JNJ JOHNSON & JOHNSON 0.2%

Value ($000) $1,630 (+16.5%) Shares 6,668 (-1.4%) Est. Cost $151.04 Unrealized +50.9%

VB VANGUARD INDEX FDS 1.9%

Value ($000) $20,164 (-1.1%) Shares 76,985 (-2.6%) Est. Cost $161.84 Unrealized —

HIMU BLACKROCK ETF TRUST II 0.7%

Value ($000) $7,111 (-2.7%) Shares 148,214 (-1.3%) Est. Cost $49.43 Unrealized —

VXF VANGUARD INDEX FDS 0.3%

Value ($000) $2,753 (-6.6%) Shares 13,378 (-5.1%) Est. Cost $140.86 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.2%

Value ($000) $1,742 (-9.9%) Shares 27,889 (-14.1%) Est. Cost $40.98 Unrealized —

GOOGL ALPHABET INC 0.1%

Value ($000) $633 (-21.4%) Shares 2,201 (-14.5%) Est. Cost $207.62 Unrealized +55.7%

AMZN AMAZON COM INC 0.1%

Value ($000) $1,001 (-11.5%) Shares 4,805 (-1.9%) Est. Cost $153.51 Unrealized +47.8%

IAU ISHARES GOLD TR 0.1%

Value ($000) $662 (-14.9%) Shares 7,512 (-21.7%) Est. Cost $58.96 Unrealized —

VBR VANGUARD INDEX FDS 1.2%

Value ($000) $12,836 (+0.9%) Shares 59,084 (-1.7%) Est. Cost $125.86 Unrealized —

AVGO BROADCOM INC 0.1%

Value ($000) $680 (-13.7%) Shares 2,196 (-3.5%) Est. Cost $287.11 Unrealized +16.4%

VWO VANGUARD INTL EQUITY INDEX F 0.5%

Value ($000) $5,527 (-1.6%) Shares 102,252 (-2.1%) Est. Cost $40.59 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value ($000) $1,040 (-7.1%) Shares 3,243 (-2.9%) Est. Cost $216.38 Unrealized —

EEM ISHARES TR 0.4%

Value ($000) $4,542 (+1.8%) Shares 79,983 (-1.9%) Est. Cost $39.95 Unrealized —

CSCO CISCO SYS INC 0.0%

Value ($000) $252 (-19.0%) Shares 3,253 (-19.6%) Est. Cost $48.67 Unrealized +60.1%

IDEV ISHARES TR 0.2%

Value ($000) $1,590 (-3.3%) Shares 19,025 (-4.5%) Est. Cost $51.63 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.6%

Value ($000) $6,560 (+0.8%) Shares 211,882 (-2.1%) Est. Cost $39.96 Unrealized —

VONV VANGUARD SCOTTSDALE FDS 2.0%

Value ($000) $20,471 (+0.2%) Shares 218,377 (-1.3%) Est. Cost $82.32 Unrealized —

PG PROCTER & GAMBLE CO 0.0%

Value ($000) $241 (-16.5%) Shares 1,666 (-17.2%) Est. Cost $152.19 Unrealized -0.3%

IWM ISHARES TR 0.2%

Value ($000) $1,885 (-2.4%) Shares 7,601 (-3.1%) Est. Cost $151.70 Unrealized —

MGC VANGUARD WORLD FD 0.0%

Value ($000) $494 (-7.6%) Shares 2,090 (-1.8%) Est. Cost $114.61 Unrealized —

IVW ISHARES TR 0.0%

Value ($000) $377 (-9.6%) Shares 3,330 (-1.5%) Est. Cost $74.67 Unrealized —

SLYV SPDR SERIES TRUST 0.2%

Value ($000) $2,040 (+1.1%) Shares 21,570 (-2.7%) Est. Cost $62.40 Unrealized —

DFAI DIMENSIONAL ETF TRUST 0.1%

Value ($000) $744 (-2.1%) Shares 19,085 (-4.2%) Est. Cost $25.20 Unrealized —

COP CONOCOPHILLIPS 0.0%

Value ($000) $403 (+3.7%) Shares 3,054 (-26.4%) Est. Cost $98.96 Unrealized +3.7%

DFIV DIMENSIONAL ETF TRUST 0.3%

Value ($000) $3,197 (-0.4%) Shares 60,573 (-5.9%) Est. Cost $31.75 Unrealized —

PYLD PIMCO ETF TR 0.0%

Value ($000) $402 (-3.1%) Shares 15,347 (-1.3%) Est. Cost $26.60 Unrealized —

SPSM SPDR SERIES TRUST 0.1%

Value ($000) $775 (-1.6%) Shares 16,035 (-4.6%) Est. Cost $33.86 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VUG	VANGUARD INDEX FDS	259,256 (-1.3%)	$113,240 (-11.6%)	10.8%	$250.37	—	GROWTH ETF	922908736
EFV	ISHARES TR	899,157 (-2.2%)	$66,852 (+1.8%)	6.4%	$45.76	—	EAFE VALUE ETF	464288877
CVX	CHEVRON CORPORATION	16,062 (-4.7%)	$3,323 (+29.4%)	0.3%	$134.91	+27.4%	COM	166764100
IEMG	ISHARES INC	654,368 (-2.1%)	$45,642 (+1.6%)	4.4%	$55.72	—	CORE MSCI EMKT	46434G103
FNDF	SCHWAB STRATEGIC TR	192,672 (-1.8%)	$9,427 (+6.2%)	0.9%	$28.62	—	FUNDAMENTAL INTL	808524755
VEA	VANGUARD TAX-MANAGED FDS	911,468 (-1.6%)	$58,407 (+0.9%)	5.6%	$44.65	—	VAN FTSE DEV MKT	921943858
UNH	UNITEDHEALTH GROUP INC	5,247 (-1.1%)	$1,420 (-18.9%)	0.1%	$374.94	-17.7%	COM	91324P102
DFUV	DIMENSIONAL ETF TRUST	317,935 (-1.9%)	$15,407 (+2.0%)	1.5%	$32.10	—	US MKTWIDE VALUE	25434V724
WMT	WALMART INC	29,496 (-3.2%)	$3,666 (+7.9%)	0.3%	$95.24	+28.1%	COM	931142103
JNJ	JOHNSON & JOHNSON	6,668 (-1.4%)	$1,630 (+16.5%)	0.2%	$151.04	+50.9%	COM	478160104
VB	VANGUARD INDEX FDS	76,985 (-2.6%)	$20,164 (-1.1%)	1.9%	$161.84	—	SMALL CP ETF	922908751
HIMU	BLACKROCK ETF TRUST II	148,214 (-1.3%)	$7,111 (-2.7%)	0.7%	$49.43	—	ISHARES HIGH YIE	092528843
VXF	VANGUARD INDEX FDS	13,378 (-5.1%)	$2,753 (-6.6%)	0.3%	$140.86	—	EXTEND MKT ETF	922908652
DFAT	DIMENSIONAL ETF TRUST	27,889 (-14.1%)	$1,742 (-9.9%)	0.2%	$40.98	—	US TARGETED VLU	25434V609
GOOGL	ALPHABET INC	2,201 (-14.5%)	$633 (-21.4%)	0.1%	$207.62	+55.7%	CAP STK CL A	02079K305
AMZN	AMAZON COM INC	4,805 (-1.9%)	$1,001 (-11.5%)	0.1%	$153.51	+47.8%	COM	023135106
IAU	ISHARES GOLD TR	7,512 (-21.7%)	$662 (-14.9%)	0.1%	$58.96	—	ISHARES NEW	464285204
VBR	VANGUARD INDEX FDS	59,084 (-1.7%)	$12,836 (+0.9%)	1.2%	$125.86	—	SM CP VAL ETF	922908611
AVGO	BROADCOM INC	2,196 (-3.5%)	$680 (-13.7%)	0.1%	$287.11	+16.4%	COM	11135F101
VWO	VANGUARD INTL EQUITY INDEX F	102,252 (-2.1%)	$5,527 (-1.6%)	0.5%	$40.59	—	FTSE EMR MKT ETF	922042858
VTI	VANGUARD INDEX FDS	3,243 (-2.9%)	$1,040 (-7.1%)	0.1%	$216.38	—	TOTAL STK MKT	922908769
EEM	ISHARES TR	79,983 (-1.9%)	$4,542 (+1.8%)	0.4%	$39.95	—	MSCI EMG MKT ETF	464287234
CSCO	CISCO SYS INC	3,253 (-19.6%)	$252 (-19.0%)	0.0%	$48.67	+60.1%	COM	17275R102
IDEV	ISHARES TR	19,025 (-4.5%)	$1,590 (-3.3%)	0.2%	$51.63	—	CORE MSCI INTL	46435G326
SCHM	SCHWAB STRATEGIC TR	211,882 (-2.1%)	$6,560 (+0.8%)	0.6%	$39.96	—	US MID-CAP ETF	808524508
VONV	VANGUARD SCOTTSDALE FDS	218,377 (-1.3%)	$20,471 (+0.2%)	2.0%	$82.32	—	VNG RUS1000VAL	92206C714
PG	PROCTER & GAMBLE CO	1,666 (-17.2%)	$241 (-16.5%)	0.0%	$152.19	-0.3%	COM	742718109
IWM	ISHARES TR	7,601 (-3.1%)	$1,885 (-2.4%)	0.2%	$151.70	—	RUSSELL 2000 ETF	464287655
MGC	VANGUARD WORLD FD	2,090 (-1.8%)	$494 (-7.6%)	0.0%	$114.61	—	MEGA CAP INDEX	921910873
IVW	ISHARES TR	3,330 (-1.5%)	$377 (-9.6%)	0.0%	$74.67	—	S&P 500 GRWT ETF	464287309
SLYV	SPDR SERIES TRUST	21,570 (-2.7%)	$2,040 (+1.1%)	0.2%	$62.40	—	STATE STREET SPD	78464A300
DFAI	DIMENSIONAL ETF TRUST	19,085 (-4.2%)	$744 (-2.1%)	0.1%	$25.20	—	INTL CORE EQT MK	25434V203
COP	CONOCOPHILLIPS	3,054 (-26.4%)	$403 (+3.7%)	0.0%	$98.96	+3.7%	COM	20825C104
DFIV	DIMENSIONAL ETF TRUST	60,573 (-5.9%)	$3,197 (-0.4%)	0.3%	$31.75	—	INTERNATNAL VAL	25434V807
PYLD	PIMCO ETF TR	15,347 (-1.3%)	$402 (-3.1%)	0.0%	$26.60	—	MULTISECTOR BD	72201R585
SPSM	SPDR SERIES TRUST	16,035 (-4.6%)	$775 (-1.6%)	0.1%	$33.86	—	STATE STREET SPD	78468R853

Unchanged Positions (32)

IVV ISHARES TR 14.5%

Value ($000) $151,866 Shares 232,491 Est. Cost $319.61 Unrealized —

VTV VANGUARD INDEX FDS 10.2%

Value ($000) $106,419 Shares 542,399 Est. Cost $126.49 Unrealized —

XOM EXXON MOBIL CORP 0.8%

Value ($000) $8,866 Shares 52,255 Est. Cost $99.27 Unrealized +39.8%

AVUV AMERICAN CENTY ETF TR 2.0%

Value ($000) $20,447 Shares 185,094 Est. Cost $93.32 Unrealized —

EFG ISHARES TR 5.2%

Value ($000) $54,154 Shares 486,256 Est. Cost $96.79 Unrealized —

DFAS DIMENSIONAL ETF TRUST 1.9%

Value ($000) $20,155 Shares 283,357 Est. Cost $61.97 Unrealized —

STEL STELLAR BANCORP INC 0.2%

Value ($000) $2,411 Shares 65,848 Est. Cost $26.58 Unrealized +33.8%

IWN ISHARES TR 0.5%

Value ($000) $5,438 Shares 28,684 Est. Cost $138.36 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.2%

Value ($000) $1,826 Shares 65,555 Est. Cost $30.35 Unrealized —

MOAT VANECK ETF TRUST 0.1%

Value ($000) $604 Shares 6,251 Est. Cost $88.03 Unrealized —

DDS DILLARDS INC 0.1%

Value ($000) $572 Shares 1,000 Est. Cost $609.18 Unrealized +6.1%

AVLV AMERICAN CENTY ETF TR 0.0%

Value ($000) $505 Shares 6,266 Est. Cost $64.62 Unrealized —

IEFA ISHARES TR 0.6%

Value ($000) $6,023 Shares 66,534 Est. Cost $61.26 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.1%

Value ($000) $1,268 Shares 32,634 Est. Cost $23.61 Unrealized —

IJH ISHARES TR 0.1%

Value ($000) $1,056 Shares 15,644 Est. Cost $101.70 Unrealized —

UNP UNION PAC CORP 0.0%

Value ($000) $394 Shares 1,622 Est. Cost $218.58 Unrealized +11.3%

SCHF SCHWAB STRATEGIC TR 0.1%

Value ($000) $656 Shares 26,503 Est. Cost $28.01 Unrealized —

RFG INVESCO EXCHANGE TRADED FD T 0.0%

Value ($000) $463 Shares 8,439 Est. Cost $52.44 Unrealized —

FNDA SCHWAB STRATEGIC TR 0.1%

Value ($000) $553 Shares 17,038 Est. Cost $36.76 Unrealized —

QQQM INVESCO EXCH TRADED FD TR II 0.0%

Value ($000) $298 Shares 1,256 Est. Cost $193.02 Unrealized —

VV VANGUARD INDEX FDS 0.0%

Value ($000) $303 Shares 1,013 Est. Cost $257.13 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.1%

Value ($000) $698 Shares 24,011 Est. Cost $41.27 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.0%

Value ($000) $385 Shares 15,347 Est. Cost $30.02 Unrealized —

EFA ISHARES TR 0.3%

Value ($000) $2,866 Shares 29,511 Est. Cost $63.16 Unrealized —

FNDE SCHWAB STRATEGIC TR 0.0%

Value ($000) $273 Shares 7,139 Est. Cost $31.03 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.0%

Value ($000) $330 Shares 10,812 Est. Cost $26.58 Unrealized —

SDY SPDR SERIES TRUST 0.0%

Value ($000) $219 Shares 1,500 Est. Cost $135.73 Unrealized —

SCZ ISHARES TR 0.1%

Value ($000) $732 Shares 9,335 Est. Cost $55.07 Unrealized —

IVE ISHARES TR 0.6%

Value ($000) $6,490 Shares 30,736 Est. Cost $141.64 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.0%

Value ($000) $280 Shares 1,302 Est. Cost $152.30 Unrealized —

VIOG VANGUARD ADMIRAL FDS INC 0.0%

Value ($000) $215 Shares 1,725 Est. Cost $121.29 Unrealized —

DFCF DIMENSIONAL ETF TRUST 0.0%

Value ($000) $452 Shares 10,701 Est. Cost $43.34 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	232,491	$151,866	14.5%	$319.61	—	CORE S&P500 ETF	464287200
VTV	VANGUARD INDEX FDS	542,399	$106,419	10.2%	$126.49	—	VALUE ETF	922908744
XOM	EXXON MOBIL CORP	52,255	$8,866	0.8%	$99.27	+39.8%	COM	30231G102
AVUV	AMERICAN CENTY ETF TR	185,094	$20,447	2.0%	$93.32	—	US SML CP VALU	025072877
EFG	ISHARES TR	486,256	$54,154	5.2%	$96.79	—	EAFE GRWTH ETF	464288885
DFAS	DIMENSIONAL ETF TRUST	283,357	$20,155	1.9%	$61.97	—	US SMALL CAP ETF	25434V500
STEL	STELLAR BANCORP INC	65,848	$2,411	0.2%	$26.58	+33.8%	COM	858927106
IWN	ISHARES TR	28,684	$5,438	0.5%	$138.36	—	RUS 2000 VAL ETF	464287630
FNDX	SCHWAB STRATEGIC TR	65,555	$1,826	0.2%	$30.35	—	FUNDAMENTAL US L	808524771
MOAT	VANECK ETF TRUST	6,251	$604	0.1%	$88.03	—	MRNGSTR WDE MOAT	92189F643
DDS	DILLARDS INC	1,000	$572	0.1%	$609.18	+6.1%	CL A	254067101
AVLV	AMERICAN CENTY ETF TR	6,266	$505	0.0%	$64.62	—	US LARGE CAP VLU	025072349
IEFA	ISHARES TR	66,534	$6,023	0.6%	$61.26	—	CORE MSCI EAFE	46432F842
DFAC	DIMENSIONAL ETF TRUST	32,634	$1,268	0.1%	$23.61	—	US CORE EQUITY 2	25434V708
IJH	ISHARES TR	15,644	$1,056	0.1%	$101.70	—	CORE S&P MCP ETF	464287507
UNP	UNION PAC CORP	1,622	$394	0.0%	$218.58	+11.3%	COM	907818108
SCHF	SCHWAB STRATEGIC TR	26,503	$656	0.1%	$28.01	—	INTL EQTY ETF	808524805
RFG	INVESCO EXCHANGE TRADED FD T	8,439	$463	0.0%	$52.44	—	S&P MDCP400 PR	46137V217
FNDA	SCHWAB STRATEGIC TR	17,038	$553	0.1%	$36.76	—	FUNDAMENTAL US S	808524763
QQQM	INVESCO EXCH TRADED FD TR II	1,256	$298	0.0%	$193.02	—	NASDAQ 100 ETF	46138G649
VV	VANGUARD INDEX FDS	1,013	$303	0.0%	$257.13	—	LARGE CAP ETF	922908637
SCHA	SCHWAB STRATEGIC TR	24,011	$698	0.1%	$41.27	—	US SML CAP ETF	808524607
SCHB	SCHWAB STRATEGIC TR	15,347	$385	0.0%	$30.02	—	US BRD MKT ETF	808524102
EFA	ISHARES TR	29,511	$2,866	0.3%	$63.16	—	MSCI EAFE ETF	464287465
FNDE	SCHWAB STRATEGIC TR	7,139	$273	0.0%	$31.03	—	FUNDAMENTAL EMER	808524730
SCHV	SCHWAB STRATEGIC TR	10,812	$330	0.0%	$26.58	—	US LCAP VA ETF	808524409
SDY	SPDR SERIES TRUST	1,500	$219	0.0%	$135.73	—	STATE STREET SPD	78464A763
SCZ	ISHARES TR	9,335	$732	0.1%	$55.07	—	EAFE SML CP ETF	464288273
IVE	ISHARES TR	30,736	$6,490	0.6%	$141.64	—	S&P 500 VAL ETF	464287408
VIG	VANGUARD SPECIALIZED FUNDS	1,302	$280	0.0%	$152.30	—	DIV APP ETF	921908844
VIOG	VANGUARD ADMIRAL FDS INC	1,725	$215	0.0%	$121.29	—	SMLCP 600 GRTH	921932794
DFCF	DIMENSIONAL ETF TRUST	10,701	$452	0.0%	$43.34	—	CORE FIXED INCOM	25434V872