Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VB	VANGUARD SMALL CAP ETF	14,338	$3.699M	4.7%	$240.27	—	UIE	922908751
IBM	IBM CORP	11,731	$3.475M	4.4%	$216.31	+38.1%	COM	459200101
VTI	VANGUARD TOTAL STOCK MARKET ETF	8,078	$2.708M	3.5%	$289.83	—	UIE	922908769
WMT	WALMART INC	18,687	$2.082M	2.7%	$85.80	+24.9%	COM	931142103
MSFT	MICROSOFT CORP	4,200	$2.031M	2.6%	$422.35	+18.5%	COM	594918104
JPM	JPMORGAN CHASE & CO	5,565	$1.793M	2.3%	$228.03	+35.7%	COM	46625H100
AAPL	APPLE INC	6,212	$1.689M	2.2%	$234.51	+14.4%	COM	037833100
VO	VANGUARD MID CAP ETF	5,345	$1.551M	2.0%	$264.11	—	UIE	922908629
CAT	CATERPILLAR INC	2,637	$1.511M	1.9%	$381.74	+45.5%	COM	149123101
HON	HONEYWELL INTL INC	7,667	$1.496M	1.9%	$203.59	-4.2%	COM	438516106
PG	PROCTER & GAMBLE CO	10,042	$1.439M	1.8%	$165.73	-11.2%	COM	742718109
VXF	VANGUARD EXTENDED MARKETETF	6,633	$1.387M	1.8%	$189.97	—	UIE	922908652
GS	GOLDMAN SACHS GROUP INC	1,396	$1.227M	1.6%	$544.86	+49.3%	COM	38141G104
BK	BANK NEW YORK MELLON COR	10,200	$1.184M	1.5%	$75.52	+46.3%	COM	064058100
TRV	TRAVELERS COS INC	3,987	$1.156M	1.5%	$244.86	+14.6%	COM	89417E109
CSX	CSX CORP	31,770	$1.152M	1.5%	$33.68	+6.0%	COM	126408103
VWOB	VANGUARD EMERGING MARKT GOVT BND ETF	17,007	$1.147M	1.5%	$63.15	—	UIE	921946885
GE	GE AEROSPACE	3,685	$1.135M	1.4%	$177.15	+69.8%	COM	369604301
ILF	ISHARES LATIN AMERICA 40ETF	37,168	$1.132M	1.4%	$20.91	—	UIE	464287390
AXP	AMERICAN EXPRESS CO	2,800	$1.036M	1.3%	$283.58	+25.9%	COM	025816109
BBCA	JPMORGAN BETABUILDERS CANADA ETF	10,676	$993K	1.3%	$70.59	—	UIE	46641Q225
V	VISA INC CLASS CLASS A	2,697	$946K	1.2%	$298.33	+14.1%	COM	92826C839
CSCO	CISCO SYS INC	11,959	$921K	1.2%	$55.37	+33.3%	COM	17275R102
SCHC	SCHWAB INTERNATNAL SMALLCAP EQY ETF	19,444	$885K	1.1%	$34.33	—	UIE	808524888
GXC	SPDR S&P CHINA ETF	9,136	$884K	1.1%	$75.88	—	UIE	78463X400
VOO	VANGUARD S&P 500 ETF	1,366	$857K	1.1%	$538.96	—	UIE	922908363
FLAX	FRANKLIN FTSE ASIA EX JAPAN ETF	27,437	$813K	1.0%	$22.72	—	UIE	35473P660
EMB	ISHARES JPMORGAN USD MTSBOND ETF	8,262	$795K	1.0%	$89.04	—	UIE	464288281
PM	PHILIP MORRIS INTL INC	4,900	$786K	1.0%	$120.59	+27.3%	COM	718172109
BBEU	JPMORGAN BETABUILDERS EUROPE ETF	10,642	$780K	1.0%	$55.42	—	UIE	46641Q191
JNJ	JOHNSON & JOHNSON	3,748	$776K	1.0%	$149.59	+31.7%	COM	478160104
VGK	VANGUARD FTSE EUROPE ETF	9,270	$775K	1.0%	$63.47	—	UIE	922042874
MRK	MERCK & CO. INC.	7,341	$773K	1.0%	$98.70	-5.5%	COM	58933Y105
HD	HOME DEPOT INC	2,225	$765K	1.0%	$397.26	-8.2%	COM	437076102
MCD	MCDONALDS CORP	2,485	$760K	1.0%	$290.22	+5.1%	COM	580135101
SCHA	SCHWAB US SMALL CAP ETF	26,537	$756K	1.0%	$25.86	—	UIE	808524607
VSS	VGRD FTSE ALL WRLD EX USSML CAP ETF	5,212	$747K	1.0%	$114.48	—	UIE	922042718
UNH	UNITEDHEALTH GROUP INC	2,058	$679K	0.9%	$552.89	-39.0%	COM	91324P102
IPAC	ISHARES CORE MSCI PACIFIC ETF	9,276	$679K	0.9%	$61.10	—	UIE	46434V696
GSK	GSK PLC ADR FSPONSORED ADR 1 ADR REPS 2 ORD SHS	13,657	$670K	0.9%	$33.82	—	ADR	37733W204
INTC	INTEL CORP	17,378	$641K	0.8%	$22.54	+67.5%	COM	458140100
VPL	VANGUARD FTSE PACIFIC ETF	7,008	$633K	0.8%	$71.04	—	UIE	922042866
SPG	SIMON PPTY GROUP INC NEWREIT	3,383	$626K	0.8%	$165.60	+8.7%	RET	828806109
AFK	VANECK AFRICA INDEX ETF	23,410	$626K	0.8%	$15.47	—	UIE	92189F866
BRK/B	BERKSHIRE HATHAWAY CLASS CLASS B	1,241	$624K	0.8%	$461.73	+7.8%	COM	084670702
VNQI	VANGUARD GLBAL EX US REAL ESTATE ETF	13,372	$613K	0.8%	$39.56	—	UIE	922042676
VZ	VERIZON COMMUNICATIONS I	14,804	$603K	0.8%	$39.40	+2.8%	COM	92343V104
GEV	GE VERNOVA INC	921	$602K	0.8%	$311.89	+95.3%	COM	36828A101
FLCA	FRANKLIN FTSE CANADA ETF	12,330	$596K	0.8%	$36.60	—	UIE	35473P827
KO	THE COCA-COLA CO	8,426	$589K	0.8%	$63.09	+10.0%	COM	191216100
EEMA	ISHARES MSCI EMERGING MARKETS AS ETF	5,991	$563K	0.7%	$71.65	—	UIE	464286426
UNP	UNION PAC CORP	2,400	$555K	0.7%	$230.22	-1.3%	COM	907818108
BA	BOEING CO	2,526	$548K	0.7%	$156.93	+31.1%	COM	097023105
SPHY	STATE SRT SPDR PRTFL HGHYLD BND ETF	22,686	$537K	0.7%	$23.47	—	UIE	78468R606
IEMG	ISHARES CORE MSCI EMERGING ETF	7,800	$524K	0.7%	$52.22	—	UIE	46434G103
MMM	3M CO	3,252	$521K	0.7%	$128.38	+27.1%	COM	88579Y101
SCJ	ISHARES MSCI JAPAN SMALLCAP ETF	5,630	$517K	0.7%	$73.15	—	UIE	464286582
GMF	SPDR S&P EMERGING ASIA PACIFIC ETF	3,707	$514K	0.7%	$115.55	—	UIE	78463X301
FXI	ISHARES CHINA LARGE CAP ETF	13,219	$506K	0.6%	$30.44	—	UIE	464287184
AFL	AFLAC INC	4,496	$496K	0.6%	$106.42	+3.2%	COM	001055102
DIS	DISNEY WALT CO	4,347	$495K	0.6%	$103.52	+5.8%	COM	254687106
XOM	EXXON MOBIL CORP	4,019	$484K	0.6%	$112.36	+2.8%	COM	30231G102
JNK	ST STRT SPDR BLMBG HGH YLD BND ETF	4,905	$477K	0.6%	$95.47	—	UIE	78468R622
AMGN	AMGEN INC	1,406	$460K	0.6%	$286.05	+10.5%	COM	031162100
SCHG	SCHWAB US LARGE CAP GROWTH ETF	13,824	$451K	0.6%	$27.87	—	UIE	808524300
CVX	CHEVRON CORP NEW	2,927	$446K	0.6%	$145.50	+4.1%	COM	166764100
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	7,089	$443K	0.6%	$47.82	—	UIE	921943858
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	13,228	$433K	0.6%	$26.63	—	UIE	808524706
RTX	RTX CORP	2,327	$427K	0.5%	$118.27	+46.6%	COM	75513E101
EMHY	ISHARES JP MRGN EM HIGH YLD BD ETF	10,513	$424K	0.5%	$37.98	—	UIE	464286285
EPP	ISHARES MSCI PACIFIC EX JAPAN ETF	8,163	$412K	0.5%	$43.81	—	UIE	464286665
FLLA	FRANKLIN FTSE LATIN AMERICA ETF	16,698	$402K	0.5%	$16.90	—	UIE	35473P561
IMVP	INVESCO INDIA ETF	16,402	$399K	0.5%	$25.77	—	UIE	46137R109
FLJP	FRANKLIN FTSE JAPAN ETF	11,410	$393K	0.5%	$28.61	—	UIE	35473P744
C	CITIGROUP INC	3,334	$389K	0.5%	$65.38	+58.5%	COM	172967424
ELME	ELME COMMUNITIES REIT REIT	21,736	$378K	0.5%	$15.27	—	RET	939653101
INDA	ISHARES MSCI INDIA INDEXETF	6,656	$360K	0.5%	$52.64	—	UIE	46429B598
BBJP	JPMORGAN BETABUILDERS JAPAN ETF	5,423	$357K	0.5%	$54.89	—	UIE	46641Q217
PLD	PROLOGIS INC REIT	2,795	$357K	0.5%	$110.17	+12.4%	RET	74340W103
PPL	PPL CORP	10,100	$354K	0.5%	$31.71	+13.0%	COM	69351T106
FLIN	FRANKLIN FTSE INDIA ETF	8,764	$338K	0.4%	$37.90	—	UIE	35473P769
HYEM	VANECK EMERGING MRK HGH YLD BND ETF	16,930	$337K	0.4%	$19.47	—	UIE	92189F353
AAXJ	ISHARES MSCI ALL COUNT ASA EX JP ETF	3,592	$334K	0.4%	$72.18	—	UIE	464288182
EWJ	ISHARES MSCI JAPAN ETF	4,083	$330K	0.4%	$67.10	—	UIE	46434G822
ESS	ESSEX PPTY TR INC REIT	1,255	$328K	0.4%	$282.24	-9.2%	RET	297178105
MCHI	ISHARES MSCI CHINA ETF	5,149	$309K	0.4%	$46.86	—	UIE	46429B671
BAC	BANK OF AMERICA CORP	5,573	$307K	0.4%	$42.83	+23.0%	COM	060505104
SPDW	SPDR PORTFOLIO DVLPD WRLD EX-US ETF	6,841	$304K	0.4%	$34.13	—	UIE	78463X889
VWO	VANGUARD FTSE EMERGING MARKETS ETF	5,529	$297K	0.4%	$44.04	—	UIE	922042858
IEV	ISHARES EUROPE ETF	4,327	$297K	0.4%	$52.06	—	UIE	464287861
EFA	ISHARES MSCI EAFE ETF	3,068	$295K	0.4%	$75.61	—	UIE	464287465
IEUR	ISHARES CORE MSCI EUROPEETF	4,148	$294K	0.4%	$53.98	—	UIE	46434V738
MO	ALTRIA GROUP INC	4,900	$283K	0.4%	$48.82	+21.6%	COM	02209S103
MRSH	MARSH & MCLENNAN COS INC	1,500	$278K	0.4%	$217.77	-14.4%	COM	571748102
NKE	NIKE INC CLASS B	4,363	$278K	0.4%	$76.48	-15.1%	COM	654106103
IP	INTERNTNL PAPER CO	7,020	$277K	0.4%	$51.32	-20.4%	COM	460146103
FCNCA	FIRST CTZNS BANCSHARES ICLASS CLASS A	128	$275K	0.4%	$2085.37	-9.7%	COM	31946M103
EFG	ISHARES MSCI EAFE GROWTHETF	2,358	$269K	0.3%	$96.83	—	UIE	464288885
EWC	ISHARES MSCI CANADA ETF	4,869	$263K	0.3%	$46.20	—	UIE	464286509
CRM	SALESFORCE INC	937	$248K	0.3%	$316.76	-21.7%	COM	79466L302
VMBS	VANGUARD MORTGAGE BACKEDSEC ETF	5,051	$238K	0.3%	$45.34	—	UIE	92206C771
CEG	CONSTELLATION ENERGY COR	666	$235K	0.3%	$263.84	+37.7%	COM	21037T109
MBB	ISHARES MBS ETF	2,458	$234K	0.3%	$91.68	—	UIE	464288588
ABBV	ABBVIE INC	1,018	$233K	0.3%	$201.95	+12.7%	COM	00287Y109
T	AT&T INC	9,350	$232K	0.3%	$21.51	+17.5%	COM	00206R102
MAR	MARRIOTT INTL INC NEW CLASS CLASS A	740	$230K	0.3%	$285.32	0.0%	COM	571903202
KIM	KIMCO RLTY CORP REIT	10,914	$221K	0.3%	$22.93	-10.3%	RET	49446R109
BP	BP P L C FSPONSORED ADR 1 ADR REPS 6 ORD SHS	6,363	$221K	0.3%	$34.46	—	ADR	055622104
BNDX	VANGUARD TOTAL INTERNATIONAL BND ETF	4,328	$209K	0.3%	$49.05	—	UIE	92203J407
UMH	UMH PPTYS INC REIT	11,612	$185K	0.2%	$18.88	—	RET	903002103
HLN	HALEON PLC FSPONSORED ADR 1 ADR REPS 2 ORD SHS	17,073	$173K	0.2%	$9.54	—	ADR	405552100
F	FORD MTR CO DEL	10,234	$134K	0.2%	$9.87	+30.0%	COM	345370860
—	WALGREENS BOOTS ALLIANCE	10,931	$0	0.0%	—	—	COM	931CVR013