Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VB	VANGUARD SMALL-CAP INDEXFUND ETF SHARES	14,338	$3.755M	4.8%	$240.27	—	UIE	922908751
IBM	IBM CORP	11,731	$2.843M	3.6%	$216.31	+31.3%	COM	459200101
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND ETF SHARES	8,078	$2.592M	3.3%	$289.83	—	UIE	922908769
WMT	WALMART INC	18,687	$2.322M	3.0%	$85.80	+42.2%	COM	931142103
CAT	CATERPILLAR INC	2,637	$1.868M	2.4%	$381.74	+79.3%	COM	149123101
HON	HONEYWELL INTL INC	7,667	$1.733M	2.2%	$203.59	+11.0%	COM	438516106
JPM	JPMORGAN CHASE & CO	5,569	$1.638M	2.1%	$228.03	+36.6%	COM	46625H100
AAPL	APPLE INC	6,212	$1.577M	2.0%	$234.51	+12.1%	COM	037833100
MSFT	MICROSOFT CORP	4,200	$1.555M	2.0%	$422.35	+2.9%	COM	594918104
VO	VANGUARD MID-CAP INDEX FUND ETF SHARES	5,345	$1.535M	2.0%	$264.11	—	UIE	922908629
PG	PROCTER & GAMBLE CO	10,042	$1.45M	1.9%	$165.73	-8.4%	COM	742718109
VXF	VANGUARD EXTENDED MARKETINDEX FUND ETF SHARES	6,633	$1.365M	1.7%	$189.97	—	UIE	922908652
ILF	ISHARES LATIN AMERICA 40ETF	37,193	$1.321M	1.7%	$20.91	—	UIE	464287390
CSX	CSX CORP	31,770	$1.304M	1.7%	$33.68	+14.4%	COM	126408103
BK	BANK NEW YORK MELLON COR	10,200	$1.21M	1.6%	$75.52	+59.1%	COM	064058100
GS	GOLDMAN SACHS GROUP INC	1,396	$1.181M	1.5%	$544.86	+71.2%	COM	38141G104
TRV	TRAVELERS COS INC	3,987	$1.163M	1.5%	$244.86	+17.8%	COM	89417E109
VWOB	VANGUARD EMERGING MARKETS GOVERNMENT BOND INDEX FUND ETF SHARES	17,022	$1.118M	1.4%	$63.15	—	UIE	921946885
GE	GE AEROSPACE	3,685	$1.046M	1.3%	$177.15	+79.6%	COM	369604301
BBCA	JPMORGAN BETABUILDERS CANADA ETF	10,540	$991K	1.3%	$70.59	—	UIE	46641Q225
CSCO	CISCO SYS INC	11,959	$928K	1.2%	$55.37	+40.7%	COM	17275R102
JNJ	JOHNSON & JOHNSON	3,748	$916K	1.2%	$149.59	+52.3%	COM	478160104
SCHC	SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF	19,444	$909K	1.2%	$34.33	—	UIE	808524888
MRK	MERCK & CO. INC.	7,341	$883K	1.1%	$98.70	+15.8%	COM	58933Y105
GXC	STATE STREET SPDR S&P CHINA ETF	9,136	$851K	1.1%	$75.88	—	UIE	78463X400
AXP	AMERICAN EXPRESS CO	2,800	$847K	1.1%	$283.58	+25.6%	COM	025816109
FLAX	FRANKLIN FTSE ASIA EX JAPAN ETF	27,437	$838K	1.1%	$22.72	—	UIE	35473P660
VOO	VANGUARD S&P 500 ETF	1,366	$816K	1.0%	$538.96	—	UIE	922908363
V	VISA INC CLASS CLASS A	2,697	$815K	1.0%	$298.33	+10.3%	COM	92826C839
PM	PHILIP MORRIS INTL INC	4,900	$810K	1.0%	$120.59	+45.9%	COM	718172109
GEV	GE VERNOVA INC	921	$804K	1.0%	$311.89	+136.3%	COM	36828A101
EMB	ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	8,271	$777K	1.0%	$89.04	—	UIE	464288281
MCD	MCDONALDS CORP	2,485	$772K	1.0%	$290.22	+9.3%	COM	580135101
SCHA	SCHWAB U.S. SMALL-CAP ETF	26,537	$772K	1.0%	$25.86	—	UIE	808524607
BBEU	JPMORGAN BETABUILDERS EUROPE ETF	10,642	$771K	1.0%	$55.42	—	UIE	46641Q191
INTC	INTEL CORP	17,378	$767K	1.0%	$22.54	+106.0%	COM	458140100
VGK	VANGUARD FTSE EUROPE ETF	9,270	$764K	1.0%	$63.47	—	UIE	922042874
VSS	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF SHARES	5,212	$760K	1.0%	$114.48	—	UIE	922042718
GSK	GSK PLC ADR FSPONSORED ADR 1 ADR REPS 2 ORD SHS	13,657	$754K	1.0%	$33.82	—	ADR	37733W204
VZ	VERIZON COMMUNICATIONS I	14,808	$743K	1.0%	$39.40	+11.2%	COM	92343V104
HD	HOME DEPOT INC	2,225	$732K	0.9%	$397.26	-5.1%	COM	437076102
IPAC	ISHARES CORE MSCI PACIFIC ETF	9,276	$710K	0.9%	$61.10	—	UIE	46434V696
VPL	VANGUARD FTSE PACIFIC INDEX FUND ETF SHARES	7,008	$685K	0.9%	$71.04	—	UIE	922042866
XOM	EXXON MOBIL CORP	4,019	$682K	0.9%	$112.36	+23.5%	COM	30231G102
KO	THE COCA-COLA CO	8,426	$641K	0.8%	$63.09	+18.5%	COM	191216100
SPG	SIMON PPTY GROUP INC NEWREIT	3,383	$631K	0.8%	$165.60	+11.1%	RET	828806109
CVX	CHEVRON CORP NEW	2,927	$605K	0.8%	$145.50	+18.1%	COM	166764100
FLCA	FRANKLIN FTSE CANADA ETF	12,330	$603K	0.8%	$36.60	—	UIE	35473P827
AFK	VANECK AFRICA INDEX ETF	23,410	$603K	0.8%	$15.47	—	UIE	92189F866
BRK/B	BERKSHIRE HATHAWAY CLASS B	1,241	$595K	0.8%	$461.73	+6.9%	COM	084670702
VNQI	VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX FUND ETF SHARES	13,372	$594K	0.8%	$39.56	—	UIE	922042676
UNP	UNION PAC CORP	2,400	$582K	0.7%	$230.22	+5.7%	COM	907818108
EEMA	ISHARES MSCI EMERGING MARKETS ASIA ETF	5,991	$574K	0.7%	$71.65	—	UIE	464286426
UNH	UNITEDHEALTH GROUP INC	2,058	$557K	0.7%	$552.89	-44.2%	COM	91324P102
SCJ	ISHARES MSCI JAPAN SMALL-CAP ETF	5,630	$547K	0.7%	$73.15	—	UIE	464286582
IEMG	ISHARES CORE MSCI EMERGING MARKETS ETF	7,800	$544K	0.7%	$52.22	—	UIE	46434G103
SPHY	STATE STREET SPDR PORTFOLIO HIGH YIELD BOND ETF	22,809	$532K	0.7%	$23.47	—	UIE	78468R606
GMF	STATE STREET SPDR S&P EMERGING ASIA PACIFIC ETF	3,707	$505K	0.6%	$115.55	—	UIE	78463X301
BA	BOEING CO	2,526	$503K	0.6%	$156.93	+52.0%	COM	097023105
AMGN	AMGEN INC	1,406	$495K	0.6%	$286.05	+22.2%	COM	031162100
AFL	AFLAC INC	4,496	$493K	0.6%	$106.42	+4.5%	COM	001055102
FXI	ISHARES CHINA LARGE-CAP ETF	13,219	$475K	0.6%	$30.44	—	UIE	464287184
MMM	3M CO	3,252	$472K	0.6%	$128.38	+27.7%	COM	88579Y101
FLLA	FRANKLIN FTSE LATIN AMERICA ETF	16,698	$472K	0.6%	$16.90	—	UIE	35473P561
JNK	STATE STREET SPDR BLOOMBERG HIGH YIELD BOND ETF	4,905	$469K	0.6%	$95.47	—	UIE	78468R622
VEA	VANGUARD FTSE DEVELOPED MARKETS INDEX FUND ETF SHARES	7,089	$454K	0.6%	$47.82	—	UIE	921943858
RTX	RTX CORP	2,327	$449K	0.6%	$118.27	+66.2%	COM	75513E101
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	13,228	$436K	0.6%	$26.63	—	UIE	808524706
EPP	ISHARES MSCI PACIFIC EX JAPAN ETF	8,163	$434K	0.6%	$43.81	—	UIE	464286665
DIS	DISNEY WALT CO	4,347	$419K	0.5%	$103.52	+5.7%	COM	254687106
EMHY	ISHARES J.P. MORGAN EM HIGH YIELD BOND ETF	10,512	$414K	0.5%	$37.98	—	UIE	464286285
FLJP	FRANKLIN FTSE JAPAN ETF	11,410	$413K	0.5%	$28.61	—	UIE	35473P744
SCHG	SCHWAB U.S. LARGE-CAP GROWTH ETF	13,824	$403K	0.5%	$27.87	—	UIE	808524300
PPL	PPL CORP	10,100	$386K	0.5%	$31.71	+14.3%	COM	69351T106
C	CITIGROUP INC	3,334	$378K	0.5%	$65.38	+77.7%	COM	172967424
BBJP	JPMORGAN BETABUILDERS JAPAN ETF	5,423	$374K	0.5%	$54.89	—	UIE	46641Q217
PLD	PROLOGIS INC REIT	2,795	$369K	0.5%	$110.17	+17.1%	RET	74340W103
AAXJ	ISHARES MSCI ALL COUNTRYASIA EX JAPAN ETF	3,592	$346K	0.4%	$72.18	—	UIE	464288182
EWJ	ISHARES MSCI JAPAN ETF	4,083	$345K	0.4%	$67.10	—	UIE	46434G822
DOW	DOW INC	8,159	$340K	0.4%	$29.05	0.0%	COM	260557103
IMVP	INVESCO INDIA ETF	16,402	$337K	0.4%	$25.77	—	UIE	46137R109
HYEM	VANECK EMERGING MARKETS HIGH YIELD BOND ETF	16,930	$334K	0.4%	$19.47	—	UIE	92189F353
MO	ALTRIA GROUP INC	4,900	$323K	0.4%	$48.82	+29.1%	COM	02209S103
SPDW	STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	6,841	$312K	0.4%	$34.13	—	UIE	78463X889
INDA	ISHARES MSCI INDIA ETF	6,656	$312K	0.4%	$52.64	—	UIE	46429B598
ESS	ESSEX PPTY TR INC REIT	1,254	$304K	0.4%	$282.24	-9.0%	RET	297178105
BP	BP P L C FSPONSORED ADR 1 ADR REPS 6 ORD SHS	6,363	$299K	0.4%	$34.46	—	ADR	055622104
VWO	VANGUARD FTSE EMERGING MARKETS INDEX FUND ETF SHARES	5,529	$299K	0.4%	$44.04	—	UIE	922042858
EFA	ISHARES MSCI EAFE ETF	3,068	$298K	0.4%	$75.61	—	UIE	464287465
IEV	ISHARES EUROPE ETF	4,327	$294K	0.4%	$52.06	—	UIE	464287861
IEUR	ISHARES CORE MSCI EUROPEETF	4,148	$291K	0.4%	$53.98	—	UIE	46434V738
FLIN	FRANKLIN FTSE INDIA ETF	8,764	$291K	0.4%	$37.90	—	UIE	35473P769
MCHI	ISHARES MSCI CHINA ETF	5,149	$289K	0.4%	$46.86	—	UIE	46429B671
BAC	BANK OF AMERICA CORP	5,573	$272K	0.3%	$42.83	+25.3%	COM	060505104
T	AT&T INC	9,353	$271K	0.3%	$21.51	+19.7%	COM	00206R102
EWC	ISHARES MSCI CANADA ETF	4,869	$267K	0.3%	$46.20	—	UIE	464286509
EFG	ISHARES MSCI EAFE GROWTHETF	2,358	$263K	0.3%	$96.83	—	UIE	464288885
MRSH	MARSH & MCLENNAN COS INC	1,500	$260K	0.3%	$217.77	-16.7%	COM	571748102
IP	INTERNTNL PAPER CO	7,020	$251K	0.3%	$51.32	-14.7%	COM	460146103
KIM	KIMCO RLTY CORP REIT	10,929	$246K	0.3%	$22.93	-12.5%	RET	49446R109
MAR	MARRIOTT INTL INC NEW CLASS CLASS A	740	$242K	0.3%	$285.32	+15.9%	COM	571903202
FCNCA	FIRST CTZNS BANCSHARES ICLASS CLASS A	128	$241K	0.3%	$2085.37	+0.4%	COM	31946M103
VMBS	VANGUARD MORTGAGE-BACKEDSECURITIES INDEX FUND ETF SHARES	5,051	$237K	0.3%	$45.34	—	UIE	92206C771
MBB	ISHARES MBS ETF	2,458	$233K	0.3%	$91.68	—	UIE	464288588
NKE	NIKE INC CLASS CLASS B	4,365	$231K	0.3%	$76.48	-16.4%	COM	654106103
ABBV	ABBVIE INC	1,018	$221K	0.3%	$201.95	+10.2%	COM	00287Y109
BNDX	VANGUARD TOTAL INTERNATIONAL BOND INDEXFUND ETF SHARES	4,328	$208K	0.3%	$49.05	—	UIE	92203J407
HLN	HALEON PLC FSPONSORED ADR 1 ADR REPS 2 ORD SHS	17,073	$171K	0.2%	$9.54	—	ADR	405552100
UMH	UMH PPTYS INC REIT	11,612	$168K	0.2%	$18.88	—	RET	903002103
F	FORD MTR CO DEL	10,234	$118K	0.2%	$9.87	+39.2%	COM	345370860
ELME	ELME COMMUNITIES REIT REIT	21,736	$43,690	0.1%	$15.27	—	RET	939653101